Delivered-To: sudheer.m@spandanasphoorty.com Return-Path: ARC-Seal: i=1; a=rsa-sha256; t=1790241034; cv=none; d=zohomail.in; s=zohoarc; b=JjZ7QrkaJKaskGK70qBKABMNpuoLMEpeNZig5NrOqYcMmR0MZdkJ5TWSDpBmdmd/QJMC48xEik7MLPJLGBBw7tKJj6tG0mp54aqaAsHHjn8e7hEpLr8MxQgEmTEQoisTPyU2cl1TJB6txox2YK9t8dwdxRBiVTmkaQycxfU3nQw= ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=zohomail.in; s=zohoarc; t=1790241034; h=Content-Type:Cc:Cc:Date:Date:From:From:In-Reply-To:MIME-Version:Message-ID:Subject:Subject:To:To:Message-Id:Reply-To; bh=1lcCEXleqZdw+cBTOy/fkio6d1UKneuli5FLouZE5NA=; b=L6MTpbByHOHRyUhWWt/T+qmqCWyIkCzsR5tHvqYDF8OdOqXObeilJYt6yL0kiSCzZmS8GtYy5ZUBRAutxVS2ByxPhYT+GG6n4Ng51Nd2UKp9Lih95PGxRpS28Q5mKo2P4C0okZCVubIX8hnTkrhUW9bwC9Dwca6+zBZnXnZwbz8= ARC-Authentication-Results: i=1; mx.zohomail.in; dkim=pass header.i=spandanasphoorty.com; spf=pass smtp.mailfrom=rc.varma@spandanasphoorty.com; dmarc=pass header.from= DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/relaxed; t=1790241034; s=zmail; d=spandanasphoorty.com; i=rc.varma@spandanasphoorty.com; h=Date:Date:From:From:To:To:Cc:Cc:Message-Id:Message-Id:In-Reply-To:Subject:Subject:MIME-Version:Content-Type:Reply-To; bh=1lcCEXleqZdw+cBTOy/fkio6d1UKneuli5FLouZE5NA=; b=X6VoJTo0gqqd0zuWGd15akHRqmWNgkJvXVsvTGwPaVQ8wpTnELY13mTGE8xQldCY LF46+3ItPkzSOWS7kvxHQ/IJlbAZrBIdFDz1Bm/GU/mprl4U37QPTeCVuDD0VKyKWAp uGWSIB6wqRaZxV4xV+4FvA2Lo+O2HfdQ71U6ExwU= Received: from mail.zoho.in by mx.zoho.in with SMTP id 1790241032537552.3100704688252; Thu, 24 Sep 2026 14:40:32 +0530 (IST) Date: Thu, 24 Sep 2026 14:40:32 +0530 From: Krishna Chaitanya Varma Rudraraju To: "Sudheer Muddapu" Cc: "Arun Alavan" , "Kesava Busagani" , "Shivaraj MH" Message-Id: <1a0d2ae4925.7ab531b8550315.3129005782850555933@spandanasphoorty.com> In-Reply-To: <1a0d291e676.1256e883532291.6152878446856031390@spandanasphoorty.com> References: <1a0c394753c.5efa602d650864.699736520673769609@spandanasphoorty.com> <1a0ce8e97c3.6920e1a9289687.1592089937048908270@spandanasphoorty.com> <1a0d291e676.1256e883532291.6152878446856031390@spandanasphoorty.com> Subject: Re: Non Financial Cases-Decision MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_1851657_1380606178.1790241032485" Importance: Medium User-Agent: Zoho Mail X-Mailer: Zoho Mail ------=_Part_1851657_1380606178.1790241032485 Content-Type: text/plain; charset="UTF-8" Content-Transfer-Encoding: quoted-printable Dear=C2=A0 mailto:sudheer.m@spandanasphoorty.com=20 Issue Warning Letter. Krishna Chaitanya Varma Rudraraju Circle Head | Operations M:9697221111 Spandana Sphoorty Financial Limited Circle Office - Vizag, D http://h.no/ : 6-1391, Near Sadhu Matam, Lakshmikanth ITI College, Pendur= thi, Visakhapatnam - 531173 https://spandanasphoorty.com/ =C2=A0 https://www.linkedin.com/company/21568= 2/ =C2=A0 https://www.facebook.com/profile.php?id=3D100088770888545 =C2=A0 = https://www.instagram.com/spandanasphoorty__/ =C2=A0 https://twitter.com/SS= phoorty =C2=A0 https://www.youtube.com/@Spandana../featured=20 Integrity |=C2=A0Collaboration |=C2=A0Agility |=C2=A0Receptiveness |=C2=A0E= mpathy From: Sudheer Muddapu To: "Arun Alavan", "Krishna Chaitanya Varma= Rudraraju", "Kesava Busagani" Cc: "Shivaraj MH" Date: Thu, 24 Sep 2026 14:09:32 +0530 Subject: Re: Non Financial Cases-Decision Dear Arun Sir, Kindly need your decision on below cases Sudheer Muddapu From: Sudheer Muddapu < mailto:sudheer.m@spandanasphoorty.com > To: "Arun Alavan"< mailto:arunkumar@spandanasphoorty.com >, "Krishna Chaita= nya Varma Rudraraju"< mailto:rc.varma@spandanasphoorty.com >, "Kesava Busag= ani"< mailto:keshava.busagani@spandanasphoorty.com > Cc: "Shivaraj MH"< mailto:shivaraj.mh@spandanasphoorty.com > Date: Wed, 23 Sep 2026 19:27:26 +0530 Subject: Re: Non Financial Cases-Decision Dear Sir, Kindly provide below=C2=A0Non=C2=A0Financial=C2=A0case decision. I have men= tioned the explanation provided by the employees below Complaint Number Date of Complaint Raised Case ID FRM ID Date of Case Registration Type of Complaint Case Nature Employee Code Name of the Staff Involved Employee Designation Department Branch Code Branch Area Region State NF26-27-00810 07-Sep-2026 DC-FY-2026-08464 FRM_0077849 07-Sep-2026 Non-Financial Habitual neglect of work SF0077849 Pavan kumar=C2=A0 Pogula Branch Manager Operations AP3131 Denduluru Jangareddygudem Mangalagiri Andhra Pradesh Employee Explanation:I am writing in response to the Show Cause Notice (Com= plaintr no:NF26-27-00810) dated September 7th, 2026, regarding allegations = of non-financial misconduct and work negligence. I sincerely assure you tha= t I hold my duties as Branch Manager in high regard and always strive to pe= rform my responsibilities to the best of my ability. However, due to unfore= seen and urgent family circumstances during this period, my attention was u= nexpectedly divided, leading to unavoidable disruption in my routine commun= ications and operational tracking. I deeply regret that this situation impa= cted branch operations, and I assure you it was completely unintentional. I= apologize for any miscommunication or inconvenience caused. I am fully com= mitted to ensuring smooth operational standards and seamless communication = moving forward. I request you to kindly consider my explanation and accept = this response sympathetically. I remain available to discuss this matter fu= rther if required. =C2=A0 Sudheer Muddapu From: Sudheer Muddapu < mailto:sudheer.m@spandanasphoorty.com > To: "Arun Alavan"< mailto:arunkumar@spandanasphoorty.com >, "Krishna Chaita= nya Varma Rudraraju"< mailto:rc.varma@spandanasphoorty.com >, "Kesava Busag= ani"< mailto:keshava.busagani@spandanasphoorty.com > Cc: "Shivaraj MH"< mailto:shivaraj.mh@spandanasphoorty.com > Date: Mon, 21 Sep 2026 16:18:01 +0530 Subject: Non Financial Cases-Decision Dear Sir, Kindly provide below=C2=A0Non=C2=A0Financial=C2=A0case decision. I have men= tioned the explanation provided by the employees below Complaint Number Date of Complaint Raised Case ID FRM ID Date of Case Registration Type of Complaint Case Nature Employee Code Name of the Staff Involved Employee Designation Department Branch Code Branch Area Region State NF26-27-00810 07-Sep-2026 DC-FY-2026-08464 FRM_0077849 07-Sep-2026 Non-Financial Habitual neglect of work SF0077849 Pavan kumar=C2=A0 Pogula Branch Manager Operations AP3131 Denduluru Jangareddygudem Mangalagiri Andhra Pradesh Employee Explanation:I am writing in response to the Show Cause Notice (Com= plaintr no:NF26-27-00810) dated September 7th, 2026, regarding allegations = of non-financial misconduct and work negligence. I sincerely assure you tha= t I hold my duties as Branch Manager in high regard and always strive to pe= rform my responsibilities to the best of my ability. However, due to unfore= seen and urgent family circumstances during this period, my attention was u= nexpectedly divided, leading to unavoidable disruption in my routine commun= ications and operational tracking. I deeply regret that this situation impa= cted branch operations, and I assure you it was completely unintentional. I= apologize for any miscommunication or inconvenience caused. I am fully com= mitted to ensuring smooth operational standards and seamless communication = moving forward. I request you to kindly consider my explanation and accept = this response sympathetically. I remain available to discuss this matter fu= rther if required. Regards M Sudheer ------=_Part_1851657_1380606178.1790241032485 Content-Type: text/html; charset="UTF-8" Content-Transfer-Encoding: quoted-printable =
Dear Sudheer Muddapu

Issue Warning Letter.

Circle Hea= d | Operations
M:9697221111
Spandana Sphoorty Financial Limited
Circle Office - Vizag,
D.No: 6-1391, = Near Sadhu Matam, Lakshmikanth ITI College, Pendurthi, Visakhapatnam - 5311= 73

    = =  

I<= /span>ntegrity | Collaboration | = ;Agility | R= eceptiveness |=  Empathy





From: Sudheer Muddapu <sudheer.m@spandanasphoorty.com= >
To: "Arun Alavan"<arunkumar@spandanasphoorty.com>, "Krishna C= haitanya Varma Rudraraju"<rc.varma@spandanasphoorty.com>, "Kesava Bus= agani"<keshava.busagani@spandanasphoorty.com>
Cc: "Shivaraj MH"<= ;shivaraj.mh@spandanasphoorty.com>
Date: Thu, 24 Sep 2026 14:09:32 +0= 530
Subject: Re: Non Financial Cases-Decision

= Dear Arun Sir,

Kindly need your decision on be= low cases

= Sudheer Muddapu



From: Sudheer Muddapu <sudheer.m@spandanasphoorty.com>
= To: "Arun Alavan"<arunkumar@spandanasphoorty.com>, "Krishna Chaitanya Va= rma Rudraraju"<rc.varma@spandanasphoorty.com>, "Kesava Busagani"<kes= hava.busagani@spandanasphoorty.com>
Cc: "Shivaraj MH"<shivaraj.mh@= spandanasphoorty.com>
Date: Wed, 23 Sep 2026 19:27:26 +0530
Su= bject: Re: Non Financial Cases-Decision




Dear Sir,

Kindly provide below Non Financial case decision. I have = mentioned the explanation provided by the employees below

Branch Code
=
Complaint Number
Date of Complaint Raised
Case ID
FRM ID
Date of= Case Registration
Type of Complaint
= 		Case Nature
Employee Code
Name of= the Staff Involved
Employee Designation
Department
Branch
Area
Region
State<= br>
NF26-27-00810
07-Sep-2026
DC-FY-2026-08464
FRM_007784907-Sep-2026
Non-Financial
Habitual neglect of work
SF0077849
Pavan kumar  Pogula
Branch M= anager
Operations
AP3131
Denduluru
Jangareddygudem
Mang= alagiri
Andhra Pradesh
Employee Explanation:I am writing in respo= nse to the Show Cause Notice (Complaintr no:NF26-27-00810) dated September = 7th, 2026, regarding allegations of non-financial misconduct and work negli= gence. I sincerely assure you that I hold my duties as Branch Manager in hi= gh regard and always strive to perform my responsibilities to the best of m= y ability. However, due to unforeseen and urgent family circumstances durin= g this period, my attention was unexpectedly divided, leading to unavoidabl= e disruption in my routine communications and operational tracking. I deepl= y regret that this situation impacted branch operations, and I assure you i= t was completely unintentional. I apologize for any miscommunication or inc= onvenience caused. I am fully committed to ensuring smooth operational stan= dards and seamless communication moving forward. I request you to kindly co= nsider my explanation and accept this response sympathetically. I remain av= ailable to discuss this matter further if required.

 
<= br>
Sudheer Muddapu
<= /div>



From: Sudheer M= uddapu <sudheer.m@spandanasphoorty.com>
To: "Arun Alavan"<arunkumar@span= danasphoorty.com>, "Krishna Chaitanya Varma Rudraraju"<rc.varma@spandanas= phoorty.com>, "Kesava Busagani"<keshava.busagani@spandanasphoorty= .com>
Cc: "Shivaraj MH"<shivaraj.mh@spandanasphoorty.com>Date: Mon, 21 Sep 2026 16:18:01 +0530
Subject: Non Financial Cases-Deci= sion


=


Dear Sir,

Kindly provide below=  Non Financial case decisio= n. I have mentioned the explanation provided by the employees below

= Branch Code
=
Complaint Number
Date of Complaint Raised
Case ID
FRM ID
Date of= Case Registration
Type of Complaint
= 		Case Nature
Employee Code
Name of= the Staff Involved
Employee Designation
Department
Branch
Area
Region
State<= br>
NF26-27-00810
07-Sep-2026
DC-FY-2026-08464
FRM_007784907-Sep-2026
Non-Financial
Habitual neglect of work
SF0077849
Pavan kumar  Pogula
Branch M= anager
Operations
AP3131
Denduluru
Jangareddygudem
Mang= alagiri
Andhra Pradesh
Employee Explanation:I am writing in respo= nse to the Show Cause Notice (Complaintr no:NF26-27-00810) dated September = 7th, 2026, regarding allegations of non-financial misconduct and work negli= gence. I sincerely assure you that I hold my duties as Branch Manager in hi= gh regard and always strive to perform my responsibilities to the best of m= y ability. However, due to unforeseen and urgent family circumstances durin= g this period, my attention was unexpectedly divided, leading to unavoidabl= e disruption in my routine communications and operational tracking. I deepl= y regret that this situation impacted branch operations, and I assure you i= t was completely unintentional. I apologize for any miscommunication or inc= onvenience caused. I am fully committed to ensuring smooth operational stan= dards and seamless communication moving forward. I request you to kindly co= nsider my explanation and accept this response sympathetically. I remain av= ailable to discuss this matter further if required.

Regards
M Sudheer

=


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