During the ZIC meeting, the alleged employee stated that while serving as the Branch Manager of the Charichhaka branch, there were instances where collection amounts from borrowers were not physically received from the field. Despite this, collection amounts were posted against multiple borrower accounts. Furthermore, regarding the identified fraudulent amounts, the employee explained that the concerned borrower subsequently visited the branch and completed the pre-closure of their loan.  After reviewing the matter, the committee concluded that the employee’s actions and the irregularities involved warranted termination and therefore decided to terminate the employee’s services.