During ZIC Committee, the alleged employee stated that Ms. Jhunulata Sal, had paid rs 46376 /-,  the pre-closure amount directly to him. Due to a medical emergency, the alleged employee claimed he transferred the collected amount via PhonePe to another staff member, Mr. Sipun Kumar Sethi, for depositing the money. However, Mr. Sipun Kumar Sethi failed to deposit the amount and subsequently left the branch without fulfilling this responsibility. Upon further discussion it was found the it was an old case and all the amount has already been recovered and based on the facts and evidences and as only this was the single borrower the committee decided to issue a warning letter and instructed not to repeat such incident in future.