During the ZIC meeting, an issue was raised concerning the collection of two EMI payments, Rs. 4,500 from the borrower, Ms. Kajal Bhoi, on 3rd February 2025 and 3rd October 2025. It was observed that these payments were not correctly posted in the FIMO system under Ms. Kajal Bhoi’s account. According to the alleged employee’s statement, the amounts were indeed collected from Ms. Kajal Bhoi; however, the payments were erroneously recorded against the accounts of other borrowers, namely Ms. Mami Bhoi and Ms. Kanchan Samantaray. This discrepancy indicates a significant lapse in proper transaction posting and record maintenance. In addition to the above, the committee also addressed concerns regarding the employee’s conduct at the branch, highlighting issues related to unprofessional behaviour and negligence in the execution of her duties. After careful consideration of these matters, the committee resolved to terminate the employee’s services due to the financial irregularities, behavioural concerns, and overall negligence.