He said that the member had called him for pre-close and the member had sent the entire pre-close amount to his account and the next day when Rs. 4 thousand was deducted from his EMI account, he said that he had given the remaining Rs. 10 thousand to the member. And he also admitted that he had given the slip to the member with a wrong signature (he had duplicated the manager's signature himself). And he said that now he has returned the amount deducted in the remaining installment to the member. He accepted the mistake he had made.