During the recent ZIC meeting, several serious allegations were raised by Cluster Manager Mr. Sahil Kumar Pradhan against Mr. Prabir Kumar Naik, an employee at the branch. Mr. Naik was absent from duty without authorization on 31st March 2025 and reported to the branch on 2nd April 2025. Upon his return, it was observed that he was under the influence of alcohol during working hours. In accordance with company protocol, the branch team did not permit him to enter the premises. Following this, the alleged employee, along with his relatives, engaged in inappropriate behavior and used offensive language towards his supervisor and branch staff when denied entry. it was further discovered that Mr. Naik had been contacting borrowers directly, instructing them to pay their EMI amounts to him personally rather than depositing them at the branch. He also assured borrowers of loan approvals in exchange for these payments. Some borrowers subsequently made payments directly to Prabir .Upon learning of these activities, the branch team filed a formal complaint with the local police. Following an investigation, the alleged employee was apprehended and, in the presence of Police and our Branch Team , provided a written undertaking admitting to the misconduct. He also agreed to return all amounts collected from borrowers and has since repaid the full sum.  Given the gravity of these violations—including unauthorized absence, reporting to work under the influence of alcohol, inappropriate conduct towards supervisors, and serious breaches of ethical and financial protocols—Since the alleged employee did not appear for the inquiry  ,so based on evidence produced by the  Business team, it can be hereby concluded that there is adequate evidence to support that the alleged against employee. Further ZDAC discussed to taken action for Terminate due to he has been found guilty and was violated Company’s rules.