Dear Team, Please find below the summary of the fraud findings involving Loan Officer Sumitra Gautam (SF0079927): During the Fraud investigation, we found that staff LO Sumitra Gautam/SF0079927 ,Collection amount Misappropriated and used for personal purposes.  1- Total fraud amount of Rs. 7440/-  2. Total number of affected Borrower is 02. 3. Recovery Pending from staff - 6720/- Reconcile each of the 02 borrower accounts against digital/cash receipts to quantify exact shortfalls. Issue a formal demand notice to Sumitra Gautam for the pending recovery of ₹6720.