"Dear Team,

As per the findings of the Business Team, the internal audit team verification conducted in April 2025, it was observed that a fraud amounting to Rs. 1,33,780/- has taken place. Specifically, the Loan Officer, Pankesh Kumar(SF0072194), collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan Officer collected EMI payments from thirty-two borrowers, amounting to Rs. 1,33,780/-, which have amount of Rs.19,530/- has been recovered and posted in FIMO and the rest of Rs.1,14,250/- again failed to record these transactions in FIMO."