Dear Team,
As per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 115323/- has taken place. Specifically, the Loan Officer, Kamlesh Kumar Verma (SF0078333), collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan Officer collected EMI payments from 29 borrowers, amounting to Rs. 1,15,323/-, which have amount of Rs.76,730 has been recovered and posted in FIMO, and the rest amount of Rs.38,593 has again failed to record these transactions in FIMO.