As per the alleged employee's statement, he mistakenly signature on the passbook of Kalpana Behera for Loan No-351372163 for October & November 2024. He has made such mistakes along with other members' passbooks, those have provided their EMI, as they usually maintain members' passbooks in a bunch in the center. That's why he has made such mistakes. In his defense, he has provided a video conversation with the member and the BQM of that branch, where the member clearly mentions that she did not provide the EMI to the alleged employee.