Loan Officer Nitesh Verma/SF0058712 was found involved in Pre-closure and Collection amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 07 borrowers for the amounting to Rs. 1,36,758/- based on the evidence available. Total Fraud Amount = Rs. 1,36,758/- Amount Recovered and Accounted in FIMO = Rs. 46,970/- Net Fraud Amount to be recovered = Rs. 89,788/-