It has been found that, the loans which you disbursed to  Bhagvati, Saima Begum, Nirmala, Kewal Pati who were possessing of Loan ID 358151760, 358151792, 358571364, 358571365 of amount Rs  20000, 13000, 35000, 36000 respectively were turned in to NPA with in one month of the disbursement due to the migration and this was due to proper LUC has not processed by you.