During field verification observed that loan officer Bablu Kumar/SF0097002 had embezzled 16 Borrower's EMI & Advance Collection of Rs. 49,050/- and out of that only Rs. 2,250/- accounted in FIMO as EMI and now Rs. 46,800/- yet to be recovered from the alleged staff. We have collected evidences i.e.,Loan Card, Digital Payment,Cash Receipt, Borrower Statement & sub ledger.