(781,1722,1692,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-16',172,13,'E3drcuzOpZE9AuyzJroNQA==:9MnEWFFgMAvDfRW7oK+c3Q==','hqO7zUHm8C+kVhXO1z5vCg==:439sefsiE4SADPN0AIoYqQ==','vmAe6Ipmly2QbXaWiXHuSA==:fG6jyXPOY5fFS7V4ZKqIYw==','\"1.Fraud has been identified by business team on 26-05-2025 against LO Rohit Kumar/SF0062010.\r\n2.Complain has been raised by complain team on 26-05-2025 vide complain number :- FN25-26-00749.\r\n3.At the time of Complain Lodged 1 borrower was affected of Rs.7800.\r\n4.LO Rohit Kumar last working days on 29-04-2025.\r\n5.After verification done by Audit team out of 172 borrowers 13 borrower is affected of Rs.84630.\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:29:33','2025-06-26 17:22:23',NULL,NULL),(782,1723,1691,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-16',76,27,'XD3WwHWHUgOZFtKG9U/vbA==:+nSUXsZl3cllxE7plCdLJQ==','MopPuheyIJ9JcRye8cS6bA==:zjUdC2uNRVHlGIsBUsIcWg==','+5cTdCIVAykpdJr8FbZAJw==:9TBr2w0cp2YVkB8/H87QCw==','1.Fraud has been identified by business team on 23-05-2025 against LO Rohit Kumar / SF0080567. 2.Complaint has been raised by complain team on 26-05-2025 vide complain number :- FN25-26-00750. 3.At the time of complain raised 3 borrower was affected of Rs.24090. 4.After Verification done by Audit team out of 76 borrowers 27 borrower was affected of Rs.173480.','2025-06-02','2025-06-10','2025-06-06 11:29:58','2025-07-02 08:32:49','Collection Amount Misappropriated',''),(783,1741,1689,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-17',57,5,'vX7YWm9YVpzTA+udvaYggA==:ajKeE9+nkstmw5DvCRrJlA==','In0HiTeeBka1AbfafGMpQQ==:Lf9f8x8NzByRsxFhMU2hKg==','BjDx3g2/NKxnO0rJCy/Ovg==:zDQ66YSij8LQvBWja82rSw==','\"1.Fraud has been identified by business team on 26-05-2025 against Lo Ranjeet kumar/SF0083605 .\r\n2.Complain team raised a complain against Lo Ranjeet Kumar on 27-05-2025 vide complain Number;-FN25-26-00763.\r\n3.after Verification done by Audit team laptop fraud was 14100 .\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:30:29','2025-06-26 17:22:23',NULL,NULL),(784,1742,1688,NULL,NULL,0,0,1,'2025-06-10','2025-06-16','2025-06-16',32,1,'rn8Dhatcq5WmPYXyczouYg==:9fdBB65JGRlJFY2d6DNKcw==','byHK0Wd0j7L+nndUvURiWQ==:YatWfijGIu2eXt5Ey2VKng==','ztBsuFPMkGLAi+9R6mzOWQ==:GotmxK0jDLYtaLgpH3ULLA==','\"1.Fraud has been identified by business team on 23-05-2025 against LO Vivek Kumar / SF0097907.\r\n2.Complain team raised complain against LO Vivek Kumar / SF0097907 vide complain Number - FN25-26-00764.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.2240.\r\n4.After verification done by Audit team out of  32 borrowers 1 borrower was affected of Rs.4480.\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:30:52','2025-06-26 17:22:23',NULL,NULL),(785,1752,1682,NULL,NULL,0,0,1,'2025-06-10','2025-06-16','2025-06-17',291,16,'KjQePrX5zhSJ4/+t8Zs9oQ==:GgrnmPtKFcQUHD7VtR3A+Q==','qbo/ftcodgTX/rtxUY2LAQ==:ZGyyylbp/VtwnIfAENppVA==','rnwSXOJa8LQbb8Hu+95gNg==:J77bpegl/SkbaU5s3vKl1g==','1. Fraud has been identified by business team on 22-05-2025 against  LO Ankul Kumar /SF0091147. 2. Complain team raised complaint on 27-05-2025 vide complain number FN25-26-00769. 3. At the time of Complain raised 01 borrower was affected of Rs 2880. 4. After verification done by the Audit team out of 317 (228 borrower Visit through field verification & 89 borrower verified Through calling verification) , 03 borrowers were affected by Rs.7200. 5.  LO Ankul Kumar /SF0091147 also went from the branch on 29-04-2025 .','2025-06-02','2025-06-12','2025-06-06 11:31:20','2025-07-02 09:38:55','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated/Disbursed Amount Recollected'),(786,1753,1681,NULL,NULL,0,0,1,'2025-06-10','2025-06-16','2025-06-17',275,3,'s5oMdcn4IqXjoiwjaJiExg==:ieixHLi1mHEM+sS/cB13ww==','/blrqfT9ncrJWefPl6MOiA==:nyIcRSSyytaYuBp/yBcX4A==','m9ikJ+4yEALAb3o6iYPgEg==:JbhcA/rRe27QSwVNxgEg5A==','\"1. Fraud has been identified by business team on 22-05-2025 against  LO Ankul Kumar /SF0091147.\r\n2. Complain team raised complaint on 27-05-2025 vide complain number FN25-26-00769.\r\n3. At the time of Complain raised 01 borrower was affected of Rs 2880.\r\n4. After verification done by the Audit team out of 317 (228 borrower Visit through field verification & 89 borrower verified Through calling verification) , 03 borrowers were affected by Rs.7200.\r\n5.  LO Ankul Kumar /SF0091147 also went from the branch on 29-04-2025 .\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:31:50','2025-06-26 17:22:23',NULL,NULL),(787,1756,1680,NULL,NULL,0,0,1,'2025-05-27','2025-05-27','2025-05-27',1,1,'BhK/+FStp0LZtsBUlUaJlQ==:o1VEZXZnAixOrYFt20m03Q==','T4j0ZGIIsP9DCv8ph7GbJQ==:+PWbZAFA1RaE4614OEam2A==','+/FcigW7lPS0ay1nDVishQ==:OhA+wfOxzqxZEm5Pt61Bsw==','As per complaint raised by the borrower it is observed that Pre closure Amount collected bythe LO Abhishek Kumar/SF0080446 but same was not accounted in the FIMO. Date of Collection- 04-01-2025, Amt.- 22580/-.','2025-06-04','2025-06-14','2025-06-06 11:32:20','2025-07-04 11:52:29','Pre-Closure Amount Misappropriated',''),(788,1770,1777,NULL,NULL,0,0,1,'2025-06-10','2025-06-16','2025-06-17',160,15,'hh1CAlBTl8c7OdfyDmMAyw==:o4mFoCfE4V4RDqCiKchhog==','ybDhZLPiH3EA0Ss1vwnICQ==:nRdjXbDdtLsaLusaRJEDGw==','h+eyqhktiRPGGmkN6RtIqw==:pwyFdADogITML+tc9E1MLw==','BQM-Ravi Kumar/SF0062663 collected EMI or Pre-close amount from customers but the same not accounted in FIMO & also collected the collection cash from LO-Kaushlendra Kumar but some of the demands corrected from fimo at the time of Day end on 07-05-2025, Total fraud amount of Rs-97793 out of which Rs-9910 accounted in FIMO, he is absconded from branch without information on 08-05-2025.\r\n','2025-06-04','2025-06-14','2025-06-06 11:32:58','2025-06-26 17:22:23',NULL,NULL),(789,1789,1775,NULL,NULL,0,0,1,'2025-05-29','2025-05-29','2025-05-30',1,1,'HVHCYy9b3ckPsiefAYOuUw==:C9HTR/XLJsbGy/T0ALqvvA==','hJ/XyMV8wi7jhjTeudHvQg==:Yitt/PLljirJG3a3DCWk4w==','nKR6g9hEBjhaJRywD9Jdgw==:vqjiCT9CVOI6B5ciGRZRsA==','She paid EMI of Rs-2020 on 09-08-2024 but the same not accounted in fimo till now, O/S amount showing in fimo of Rs-2396.58 as on 23-05-2025.','2025-06-04','2025-06-14','2025-06-06 11:33:25','2025-07-04 12:09:50','Collection Amount Misappropriated',''),(790,1791,1774,NULL,NULL,0,0,1,'2025-06-12','2025-06-17','2025-06-18',47,1,'RyLq3VMO9Og1w1rEENjlvA==:BSLVPDyMncUjU/1tzZKRjQ==','QDCoab/VyuJFr41yb0GhIQ==:s1v5vr0UiW9Z0dbrALw0ow==','lmwVbUwBtDQZMkzY9GJ/dQ==:D6MAOwwfIX0dmJt2wkHnWQ==','Mamta Devi has shared her loan amount to Ranju Devi, according to Ranju Devi\'s statement Staff pravin Kumar, EMP ID :- SF0087728, reached at the house of Ranju Devi on dated :- 07-05-25 for EMI collection. Instead of giving his own pay phone number, Praveen Kumar gave someone else\'s number to which amount Rs. 2938/- was sent by Ranju Devi\'s daughter on dated :-07-05-25 which was not posted in FIMO account.\r\n','2025-06-04','2025-06-14','2025-06-06 11:33:55','2025-06-26 17:22:23',NULL,NULL),(791,1796,1773,NULL,NULL,0,0,1,'2025-05-30','2025-05-30','2025-05-31',2,2,'M7LG6oAuOcyZnjGwCdAjMA==:nVmcdIBhWj+73gtBlYyP/g==','OoVOpx680nYH4pd5VeWpTA==:qZI+t9862xjTP1cox8fvkw==','K0KweWx2lU6yvf7umvmWaQ==:npGGx2w2weMFX/LuCls9fw==','As per complaint raised by the borrower post verification it is observed that he was collected Rs. 12500/- from the borrower but same was not accounted in the FIMO.','2025-06-04','2025-06-14','2025-06-06 11:34:26','2025-07-04 12:11:14','Collection Amount Misappropriated',''),(792,1797,1772,NULL,NULL,0,0,1,'2025-06-10','2025-06-17','2025-06-18',60,2,'Wbdum8WDUiWLnbhsj7rXuA==:XRm/3Ma0V1Bd+QyYWZNHVQ==','3W9+Pq4EUWTuCy/NNsfF4w==:TYM+M2DTkfNZvmpUAra8/g==','enULVOAQbpfnHS7GYMSpKA==:/EXhihtNs8+03t1Be9xllA==','Complaint raised by branch team against LO Shahil Kumar/SF0076660. Post verification of total 60 borrowers identified 02 borrowers are affected on it amounting of rs.53700/-. Out of that rs.36000/- recovered and posted in FIMO and the rest is final fraud amount rs.17700/- pending for recovery.\r\n','2025-06-06','2025-06-16','2025-06-06 11:35:13','2025-06-26 17:22:23',NULL,NULL),(793,1826,1771,NULL,NULL,0,0,1,'2025-06-10','2025-06-17','2025-06-18',52,4,'EkX+g9irSMQi5+8OTZwarw==:1IEEn1l5Oi4NLqfSroYprw==','2zyG4Bj2GhUk1O7ordl7iA==:HoaiyrxUJFVdZHYHurWeqA==','ZNQTjr/qI16uOAcHRX/i4g==:Mt8CzsQ4mW/oTq/CcsDCsQ==','\"1.Fraud has been identified by busines team on 27-05-2025 against LO Munna Kumar / SF0093273..\r\n2.Complain raised by complain team on 29-05-2025 vide complain number :- FN25-26-00818.\r\n3.At the time of compain raised one borrower was affected of Rs. 2280.\r\n4.LO Munna Kumar/SF0093273 last working days was 16/05/2025.\r\n5.After verification done by Audit team out of 61 borrowers 04 borrower was affected of Rs.12920.\"\r\n','2025-06-06','2025-06-16','2025-06-06 11:35:38','2025-06-26 17:22:23',NULL,NULL),(794,1827,1770,NULL,NULL,0,0,1,'2025-06-10','2025-06-18','2025-06-19',61,10,'m1IJ7x92JTnxRLek3TpUtw==:EWRxQZy7O17zPLwI3NocSw==','uDbDx88lVtAzBImcq1bTiw==:TwvvEX3aTt/wYgKoOn5K+Q==','wMrigV76unMHQZr23AIRuA==:fDeyxNXpFFB/vPsEZYkC4g==','\"1.Fraud has been identified by busines team on 27-05-2025 against LO Sujeet Kumar Pandey/ SF0092846.\r\n2.Complain raised by complain team on 29-05-2025 vide complain number :- FN25-26-00819.\r\n3.At the time of compain raised one borrower was affected of Rs. 3360.\r\n4.LO Sujeet Kumar Pandey/ SF0092846 last working days was 23/05/2025.\r\n5.After verification done by Audit team out of 61 borrowers 10 borrower was affected of Rs.38349\"\r\n','2025-06-06','2025-06-16','2025-06-06 11:36:09','2025-06-26 17:22:23',NULL,NULL),(795,1850,1767,NULL,NULL,0,0,1,'2025-06-10','2025-06-19','2025-06-19',95,6,'SvEogCd/3AVLyJ3ijw2X3A==:RTXLbX7EIKTBgdTGuvoTxA==','xPV62mvuvUzZKtDjJxhCFg==:vikekqd1M8lCg9LXsDvutA==','igo9VtbNCqkeE59OTXm4ug==:PCea9vwaX5n3clSsM2jC7Q==','1.Complain raised against LO -Sumit Kumar/SF0095920 on dated-29/05/2025 and complain number is FN25-26-00836. 2.Post verification of total 107 borrowers it is identify that 5 borrowers affected on it and amount affected is Rs.24319/-','2025-06-06','2025-06-16','2025-06-06 11:36:38','2025-07-02 10:26:41','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(796,1898,1818,NULL,NULL,0,0,1,'2025-06-16','2025-06-24','2025-06-25',171,9,'The9mdrzVMIATSLgnLbOrQ==:50QspeURqgGMBFCAnaLV5w==','96AEVTLF8bZJlJh75yswIA==:l+3DHbfijBGm14dLgYSRuA==','c7zkOGAzIxUzi10QuRI/DQ==:lSI6WMy06QPmh/8sDdsa/Q==','1. Fraud has been identified by business team on 03-06-2025 against LO Awkash Kumar/SF0086771. 2. Complain team raised complaint on 03-06-2025 vide complain number FN25-26-00871. 3. At the time of Complain raised 01 borrower was affected of Rs 2690. 4. After verification done by the Audit team out of 171 (105 borrower Visit through field verification & 66 borrower verified Through calling verification) , 09 borrowers were affected by Rs.29110. 5. LO Awkash Kumar/SF0086771  also went from the branch on 27-11-2024.','2025-06-09','2025-06-18','2025-06-06 11:37:03','2025-07-03 02:44:31','Collection Amount Misappropriated',''),(797,1914,1865,NULL,NULL,0,0,1,'2025-06-18','2025-06-20','2025-06-22',42,15,'Oens8ty+qZKOv82nnLw2fA==:EZX7LQkNcqTYuO0qqj3mYw==','5B2ggoPXeYzlPbgm1rJunw==:/047CxvmVu0rD6pktaeAPg==','7SPTEQJxbh82xckU982wBw==:bFRcJgcti1aK2h2ScwLP2w==','\"Dear Team,\r\nThis discrepancy is definitely alarming. Let\'s break it down:\r\n\r\nThe Figures:\r\n\r\nEMI Collections (10 accounts): Rs.6,18,70\r\n\r\nPre-closure Collections (5 accounts): Rs.1,70,907\r\n\r\nTotal Collected: Rs.2,32,777\r\n\r\nThe Issue: The report states that only Rs.4,86,89 has been posted in the FIMO system. On first glance, if you subtract what’s posted from the total collected, you’d expect a difference of Rs.2,32,777 minus the correct posted amount. According to the stated suspected fraud figure of Rs.1,84,088, it would imply that the expected posting should be:\"\r\n','2025-06-07','2025-06-20','2025-06-07 01:42:28','2025-06-26 17:22:23',NULL,NULL),(798,1969,1894,NULL,NULL,0,0,1,'2025-06-16','2025-06-20','2025-06-22',380,2,'9sfdNZY5sUzTVD1/du/Y1Q==:ju3je/UXHn6qyRJRRc1eTg==','AlZdF9DJ7hZZkA938KOggA==:rH99ETmkZKjNVBmInE0POA==','htcTDQRQJxbTBI76cNmmtA==:uZyuwzJJQ7xl+cgpPEzrjw==','During field verification, it was observed that BM Chhotu Ansari/SF0027891 had embezzled Rs. 7305 /- from 2 borrower\'s total installment, Preclose amount but only Rs. 5041 accounted in FIMO  and rest amount of Rs. 2264 was not reported.\r\nThis complaint is connected with the CSS complaint nos. 74917.','2025-06-07','2025-06-25','2025-06-07 05:50:22','2025-06-26 17:22:23',NULL,NULL),(799,1968,1893,NULL,NULL,0,0,1,'2025-06-15','2025-06-21','2025-06-23',97,3,'yrYTRdixCAN7BCVChm92ug==:jA6EkFkjdoZ5rXco/Eyo/Q==','utm6uswQu8gcq4bbb/Gw3g==:tRd3g7ToVoquWGj4ls2jQg==','a5bBM9zdU5EI04c6f0FfwA==:A41vxguMUqf+kLchQ1KYMQ==','During field verification, it was observed that the loan officer Ram Kumar Dutta/SF0062910 had embezzled the collection amount of Rs. 18,910/- from 03 borrowers but not accounted in FIMO and now total fraudulent amount of Rs. 18,910/- yet to be recovered from the alleged staff.','2025-06-09','2025-06-25','2025-06-07 05:50:47','2025-06-26 17:22:23',NULL,NULL),(800,1961,1892,NULL,NULL,0,0,1,'2025-06-24','2025-07-02','2025-07-04',180,7,'buV8APfke5TRUpWCTgoa0A==:cq4A2i8y1DVC+D7ztayGkg==','7z7zTapoUGvxNmo27lft0w==:Me4dpoBaaC0oH7378+x4tw==','MejxltjRBafwRmRaYVoxPQ==:2BxqW0fT+mv4xHi0ZCUPkg==','During field verification, it was observed that loan officer Dikesh Non/SF0084670 had embezzled Rs. 40,060/- from 07 borrowers but only the amount of Rs. 8,100/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 31,960/- was not reported.','2025-06-09','2025-06-25','2025-06-07 05:51:14','2025-07-04 10:19:29','Collection Amount Misappropriated',''),(801,1960,1891,NULL,NULL,0,0,1,'2025-06-23','2025-07-01','2025-07-03',236,17,'mh1TT5COBuTH9MVvQ8TBCA==:vrJqllyTPCWWf2vKr+A2cQ==','DI1bDvQg6TxWKhOJMTrtQg==:GRrgXwDhWUTh1ESXWgm6+g==','pdCar/6B+naG/8QxzPQqBQ==:p/5Mwsg/ISEtkQgdR0VxiQ==','During field verification, it was observed that loan officer Karan Das/SF0069776 had embezzled Rs. 2,08,500/- preclose and collection amount collected from 17 borrowers but only the amount of Rs. 67,000/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 1,41,500/- was not reported.','2025-06-09','2025-06-25','2025-06-07 05:51:43','2025-07-03 12:31:03','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(802,1918,1911,NULL,NULL,0,0,1,'2025-07-07','2025-07-08','2025-07-10',1,1,'STtC4T2vdDdsKgivh4YrnA==:LIe+9WnTHIHvI18+QUxw2w==','SyGlHb0HwWChJWTZyZ1MYQ==:A3m5AAg3+itgptIsGDhP/g==','xVvjLAoRp2UO2pe09ufusg==:pNesqyJRPWlKhevJGQajWg==','During the field visit we observed that the trigger amount and impacted borrower related with the other staffs and reported. No fraud identified against the loan officer Rinku Roy/SF0079064.','2025-06-09','2025-06-24','2025-06-07 05:52:22','2025-07-10 12:41:11','Collection Amount Misappropriated',''),(803,1917,1912,NULL,NULL,0,0,1,'2025-07-07','2025-07-08','2025-07-09',4,4,'g5FOu3NsWylLWYZoBcQ3jQ==:eW9eBTfZ8nDePN88zuxPjw==','roAVfkTqvU11jN83iaFx2w==:svQUE/UFXFL1+/wZXjLujw==','PoSiNiBb+YtrOtDpWGvZCg==:Y6wjrQr8+p6ZUI5MzXSgZw==','During field verification, it was observed that branch manager Joydeb Modak/SF0076288 had embezzled Rs. 65,130/- from 04 borrowers preclose and advance collection amount but only Rs. 6,060/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 59,070/- was not reported.','2025-06-09','2025-07-09','2025-06-07 05:52:51','2025-07-10 05:37:56','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(804,1916,1913,NULL,NULL,0,0,1,'2025-07-07','2025-07-08','2025-07-10',6,6,'FFsft+vttMs+5Bjo68uopg==:3curNpQhrvynSqcTYrn/Hg==','8f7RmfZ9FY5C5D3IDogcRw==:w9BU3wh8l9ZonyN/WxulPQ==','yB0+d5z7G8YCS/GSwm1THw==:RvklrlqEDNdQd18b3f3Hxw==','Branch quality manager Dilip Kumar Chanda/SF0075929 embezzled Rs. 1,05,841/- from 08 borrowers\' pre-close and advance EMI collection amounts but only Rs. 11,720/- were reported in FIMO. Now total of Rs. 94,121/- yet to be recovered from the alleged staff. We have collected borrower statement from all the impacted borrower and consider as fraud due fraudulent staff had vanished the pieces of evidence and earlier, he had committed fraud at the same branch and that too was reported vide complaint nos. F2425-02430 on 22-Mar-2025.','2025-06-09','2025-06-23','2025-06-07 05:53:16','2025-07-10 12:09:04','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated'),(805,1956,1888,NULL,NULL,0,0,1,'2025-06-09','2025-06-11','2025-06-13',150,1,'3DW7B74BgLRNfCzIX5fPYQ==:MnoM4xptYFtCFbK4gg2PEw==','wBzu07jHM3w/6OktpG9hfg==:Pq4JdJtPH+5YCvaZL7uu1A==','Lc7/ftIfXRIWh6t+8FTXhw==:qTlvKyIZFCtVW3/+Kf1u3w==','BM Anoop sasi collected preclosure amount from one borrower amount of Rs. 6,531/- and collected amount not posted in FIMO and same amount is pending for recovery.','2025-06-09','2025-06-11','2025-06-07 06:09:10','2025-06-26 17:22:23',NULL,NULL),(806,1955,1887,NULL,NULL,0,0,1,'2025-06-09','2025-06-11','2025-06-14',152,2,'mkj5rgZV6IIRwi20qRkJAg==:FVyZWfB2fkQHpf62zjC7dA==','DNCGEAKN1yTRe7bvpkvabw==:hl2O08B52kYBs+uw8Ln3pA==','SNFVAvrhCKACM/hnAfeguw==:5YDjbYa3XSxM6iSibBvDuA==','LO Nimith P R  collected  EMIs from two borrowers amount of Rs. 4,040/- and  collected amount pending for recovery.','2025-06-09','2025-06-11','2025-06-07 06:09:53','2025-06-26 17:22:23',NULL,NULL),(807,1967,1902,NULL,NULL,0,0,1,'2025-06-10','2025-06-12','2025-06-14',180,2,'OesbVeb3L1NcPzg538p2mw==:uTHPsNG9/UMcbo8QmMBhGQ==','ksSzEW/wXxKac+ZKt9DZdw==:8pAQgVxmpUdw7EdxIeSdrQ==','qGHaKMYUIdTBeNnYKHvRzg==:XHOXu9E3lLTRmJnVeWSUcA==','\"Dear Team,\r\n\r\nAs per the findings of the business team the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 8250/- has taken place. Specifically, the Loan Officer,  Ajay Chouhan/SF0084676, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from borrowers, amounting to Rs. 8250/-, which have amount of Rs.2000/- has been recovered and posted in FIMO and the rest amount of Rs.6250 again failed to record these transactions in FIMO.\"','2025-06-08','2025-06-19','2025-06-08 02:33:27','2025-06-26 17:22:23',NULL,NULL),(808,1954,1906,NULL,NULL,0,0,1,'2025-06-13','2025-06-14','2025-06-16',93,5,'qI4eKmwVfK9ErRF1HvwDlg==:WWhnwuUZRHRAmaZZP0Knuw==','F/cYzo7FSB5uMTF3z0qMkg==:B6WSlXopUhwH1itPS7F7DQ==','SFi0V7JJnsvi1HrEf8LYRA==:vlmS2KN+BTLSVqTjNiFXgw==','\"Dear Team,\r\n\r\nBased on the findings of the Internal Audit team for June 2025, the following key points have been observed regarding Loan Officer Jitendra Singh Solanki (SF0082545):\r\n\r\nIncident Overview:\r\n\r\nAction Noted: Jitendra Singh Solanki collected EMI from the borrower.\r\n\r\nIssue: The entire collected EMI was not submitted to the branch as required.\r\n\r\nFraud Amount Details:\r\n\r\nThis table summarizes that while a portion of Rs. 2,020 was updated in FIMO, an outstanding amount of Rs. 29,254 remains unaccounted for and is pending recovery.\r\nNote:-Due to current staffing limitations at the branch, a complete verification of all borrowers associated with LO Jitendra Singh Solanki could not be achieved. The available personnel are not sufficiently familiar with his field operations, which has affected the thoroughness of our review.\r\n','2025-06-08','2025-06-19','2025-06-08 02:33:44','2025-06-26 17:22:23',NULL,NULL),(809,1966,1903,NULL,NULL,0,0,1,'2025-06-10','2025-06-14','2025-06-15',125,5,'i7RwDj7+TsGdaueG67SOgw==:Ii/lGOwI4eWK4Bz0G8+1/A==','l/K9dHH+rFA0U43Edv34Dg==:Wdr3mOtEfmtTXOiUFRRDLA==','eBN5N30FAnQhwBf4HzR0hg==:poW+7z3Wu//Jo3+gpr0wWA==','\"Dear Team,\r\n\r\nFollowing our investigation, please find below the summary and conclusion regarding the case involving Loan Officer Jatin Kumar (SF0089827):\r\n\r\nIncident Summary\r\nMisconduct: LO Jatin Kumar collected amounts from several borrowers, but he only partially updated the collected funds in FIMO.\r\n\r\nAbscondence: He has absconded as of 31-Jun-25, leaving the full reconciliation of funds incomplete.\r\nThe investigation confirms that LO Jatin Kumar did not update the complete collection amount in FIMO and has since absconded, leading to a net fraud amount of ₹4,810.00. While ₹2,010.00 has been recovered, the outstanding balance remains pending.\"','2025-06-08','2025-06-21','2025-06-08 02:34:30','2025-06-26 17:22:23',NULL,NULL),(810,1824,1718,NULL,NULL,0,0,1,'2025-06-03','2025-06-06','2025-06-08',263,3,'7sHt3TJGWA4MrxwI+0xX8A==:7dX03tnX2mSJJRD9IYGy6A==','uy0x7weUOr/5aZCAqJ+QcQ==:30MiTQSRqO8tHYsRkfaDtg==','bJG6zJ7b7HaSm9dJfaHuYg==:wqr3skr4xG1sX4fDnq9EQQ==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 11,160/- has taken place. Specifically, the Pravibhai Bhanubhai Gamar/Loan Officer/SF0092355 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs.11,160/-, and again failed to record these transactions in FIMO.','2025-06-03','2025-06-06','2025-06-09 04:51:05','2025-06-26 17:22:23',NULL,NULL),(811,1986,1923,NULL,NULL,0,0,1,'2025-06-09','2025-06-10','2025-06-11',168,3,'cxFM7ANZu50y1rruWUuPiA==:PxV2wR0TiDGS+PrDah7Deg==','YjcQULUFs5AwgBhJGnlEcw==:tDzfo1YhYqFxTwSvBgcb1g==','CQ/8VHgKWu2AYa4GsSSTfQ==:OEQ1D6X7iEWg/EmCp2wYkQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs.9570/- has taken place. Specifically, the,Loan Officer Manish Dama/SF0097618, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from three borrowers, amounting to Rs.9570/-, and again failed to record these transactions in FIMO.\"','2025-06-09','2025-06-11','2025-06-09 05:21:42','2025-06-26 17:22:23',NULL,NULL),(812,1932,1869,NULL,NULL,0,0,1,'2025-06-09','2025-06-24','2025-06-25',1487,19,'bD5JJ0vWb5TvpGMfJJVKDQ==:RX/WZgHRue3+o5GwSKiTUw==','/guRO85vJ5jorQr4/H5HXQ==:cRQPRTr1jKuWxuMgIYBo6w==','A2iVv6Y5/TKgbIaQmJOHyg==:LgwsxvmmqA36HVrsoDFuRw==','During the Post investigation, it was observed that BQM-Subhash Padam Chavhan/SF0058131 committed fraud against 19 Borrowers in 20 loans, with a total amount of Rs 290177/-','2025-06-09','2025-06-20','2025-06-09 05:39:32','2025-06-26 17:22:23',NULL,NULL),(813,1934,1867,NULL,NULL,0,0,1,'2025-06-07','2025-06-24','2025-06-25',93,7,'M6aSpXy/1obSmNb0SgAp8A==:gONUncvB2WZsH6rQCqCtBg==','AOlMpMcZpam+cKrMY7Qqaw==:POmOvTIszreAoBkYNrI1fA==','QQTOxzDxV2sgDNGYkUSbwg==:4eKIIIdLDzImo/oSQYAhBA==','Post-investigation, 7 borrower fraud cases were found, with a total fraud amount of Rs. 260831/-','2025-06-10','2025-06-20','2025-06-09 05:40:12','2025-06-26 17:22:23',NULL,NULL),(814,1485,1660,NULL,NULL,0,0,1,'2025-06-03','2025-06-06','2025-06-07',293,5,'BGTCDESt7RklH4zPJtngvw==:ey4Za1ceqPJrNNqLTwBs8A==','56PBx+k6C1WkTMySa5iotw==:O3p5ekC3ZENUqCPobdrDrw==','wD7rw2H+0bj5EDLhb2tOtw==:xtk1gf2HXmIjPSmZ7b14Ng==','BQM Tyagaraja Chouti was collected 5 borrowers  Pre-closed amount of Rs 2,24,4548/- and recoverd amount of Rs 1,12,160/- and reamining amount of Rs 1,12,288/- collected amount not posted into FIMO even not deposited at branch and pending from recovery.','2025-06-03','2025-06-06','2025-06-09 07:25:23','2025-07-16 08:44:48','Pre-Closure Amount Misappropriated',''),(815,2003,1918,NULL,NULL,0,0,1,'2025-06-07','2025-06-09','2025-06-09',1,1,'8ITC0bAGHqKOSxNOUa48tQ==:S45EjLTmW93jQQ3FB/foDQ==','ORUeWZsiYIDgz56ZuCfveg==:JV7yGqdWwOopbu8Dex3kvw==','8wfwky1xujJqiZuDunuuEQ==:s4o0Eymuu079x8TfQY7EOA==','Loan Officer Aman Pandey/SF0084934 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 3,900/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 3,900/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 3,900/-','2025-05-31','2025-06-07','2025-06-09 11:40:04','2025-06-26 17:22:23',NULL,NULL),(816,2002,1919,NULL,NULL,0,0,1,'2025-06-07','2025-06-09','2025-06-09',1,1,'wVR0d5tt/TguoS/1TCV/iA==:2zg+hk70g2OXzkutfWvySg==','BTGYWIOniNfSn6ac/BI7Ug==:pqUX7KsbwM9ubJ1B0Re4vQ==','jdgwalEBJAgThSMvQ1zSCg==:9Jkni64sA6pbeGbx54xZSA==','Loan Officer Prashant Shukla/SF0077497 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 7,800/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 7,800/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 7,800/-\r\n\r\nNote: \r\n1) As per the mail confirmation of HR - Guarav Tiwari, the loan officer Prashant Shukla has been absconded from 18-Oct-2024 but the status updated in the DAPS as Already Terminated.\r\n2) Compliant number FN25-26-00940 registered in the DAPS under the Branch Name Umaria/MP2057 instead of Shahdol Branch.','2025-06-07','2025-06-09','2025-06-09 11:52:39','2025-06-26 17:22:23',NULL,NULL),(817,2001,1928,NULL,NULL,0,0,1,'2025-06-12','2025-06-23','2025-06-24',68,4,'sLY2/BHXaft6Zv6BYt4f9g==:ResXZCzIYSU8WGSgpYKM4Q==','xgTkdY6fRah/XvQqHlEeuQ==:9zxWvWn9MKLfUhd5cDO0GQ==','tojg5OfB45PrqDevBFOkBg==:4l8wMY9UvtIpjYB8FMgArA==','LO Sagar Pati has made a cash misappropriation of Rs.49,750/-, Out of which amount recovered and accounted in FIMO of Rs.6720 & pending for recovery of Rs.43030/-.','2025-06-12','2025-06-17','2025-06-10 04:54:49','2025-06-26 17:22:23',NULL,NULL),(818,1995,1927,NULL,NULL,0,0,1,'2025-06-09','2025-06-23','2025-06-24',195,11,'iiQvOUhwgTSWfspZdjM5kQ==:r8omFM/NCyAzushZAcqqag==','uoRwRR3qRTRhR8kIdtIDWQ==:MbMVk/8FQj2+Ro8Iej2Z4w==','nVVXMIbFHxqu4X3TbPNAmw==:iuYjoFMC3Z9k6MfRqtzK/w==','Post completion of CLV we have noted collection misappropriation of Rs.78570, Out of which amount recovered and accounted in FIMO of Rs.15680 and pending for recovery of Rs.62890.','2025-06-09','2025-06-14','2025-06-10 04:55:13','2025-06-26 17:22:23',NULL,NULL),(819,1978,1926,NULL,NULL,0,0,1,'2025-06-12','2025-06-23','2025-06-24',90,5,'oiKUqTfHTiu16q7Eqzdiyg==:fi+Bkh+bPofScZm5otNDyA==','RXZwFtjVL0hMdMdwRDA0zA==:KbIvxONavHfL7ggrYIj5LA==','+nlIedArxGOCXDD1Y5pqTg==:p8b24e24tyj4AKQ3FSWlSw==','LO Subham Priyadarshan Maharana has made a cash misappropriation of Rs 52330/-, Out of which amount recovered and accounted in FIMO of Rs.6940 & pending for recovery of Rs.45390/-.','2025-06-12','2025-06-23','2025-06-10 04:55:39','2025-06-26 17:22:23',NULL,NULL),(820,1927,1864,NULL,NULL,0,0,1,'2025-06-09','2025-06-20','2025-06-23',223,5,'RvG80mu7u+3f7DZcrx1MbQ==:BI66lXg2TS/z/rIyHqGLRA==','x3VZfQoHWtxRWfpWROy3GA==:kY7E9gpz2yylXI1PMGmS6A==','RFt2pVztJFg3rumKm2BtuA==:ILbdO+WtR3CPIQWbMwG30g==','After caseload verification total of Rs 92287/- misappropriation of Cash observed and Rs 36220/- FIMO recovery entry done by LO. Net Fraud is Rs 56067/-.','2025-06-09','2025-06-14','2025-06-10 04:56:06','2025-06-26 17:22:23',NULL,NULL),(821,1919,1863,NULL,NULL,0,0,1,'2025-06-05','2025-06-20','2025-06-23',399,11,'Kh0CmBgxTodMWoTqLCZSgw==:CmLHh+Ze7WTB7wv9T2aAKg==','OFou6broSj6nFnSHywJ62Q==:fxGkxkSN2D4voxZ4O+GA0g==','0nvxq92ZXQDnigQ9qoK22A==:L7iB0p1Zxr69hM0PGInGeg==','After caseload verification total of Rs 111250/- misappropriation of cash identified and Rs 3000 FIMO recovery entry done. Net Fraud amount is Rs 108250/-','2025-06-05','2025-06-12','2025-06-10 04:56:39','2025-06-26 17:22:23',NULL,NULL),(822,1984,1917,NULL,NULL,0,0,1,'2025-06-09','2025-06-23','2025-06-24',839,3,'mHpMGWxXeUAx6W50+HGVQw==:WJq5UuVSIKz7XMvH29/7BA==','GRxXpdn3nCASCYeZSCu9CQ==:M3RsLcqqtkofxljS8OXOrA==','FgSA14OcGLi/3REEpw9pig==:PxfnmLfpDsdkDg/5Bl6qfQ==','Loan Officer Vinod Badole/SF0088469 was found involved in the collection amount misappropriations (Collected EMIs Amount but not posted to concerned borrower accounts) on the names of 3 borrowers for the amounting to Rs. 14,250/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 14,250/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 14,250/-','2025-06-09','2025-06-20','2025-06-10 07:32:32','2025-06-26 17:22:23',NULL,NULL),(823,1974,1910,NULL,NULL,0,0,1,'2025-06-07','2025-06-23','2025-06-24',579,5,'lYMCrLVmMb/1hOgmfBKtIQ==:pRFoxwsx4/wIAxmpq2jXsQ==','X1yCKujnKo+Y2zl4jLoQlw==:OrYQ65A0r3bjYsCEYgjxIQ==','TeDi5d0ihQjJEovunKQWqA==:x54RqzGA9oMo4ZJUSkE8RQ==','Senior Loan Officer Prabhat Ahirwar/SF0070434 was found involved in collection & pre-closure amount misappropriation (Collected EMIs and Pre-Closure Amount but not posted to concerned borrower accounts) on the names of 5 borrowers for the amounting to Rs. 39,647/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 39,647/-\r\nAmount Recovered and Accounted in FIMO = Rs. 18,180/-\r\nNet Fraud Amount to be recovered = Rs. 21,467/-','2025-06-07','2025-06-17','2025-06-10 07:35:34','2025-06-26 17:22:23',NULL,NULL),(824,1959,1890,NULL,NULL,0,0,1,'2025-06-05','2025-06-20','2025-06-23',431,1,'OUDJ2P/w1sdv3VH4MVrnfw==:Rhfoh2E/9dQEYFfcVKFXhQ==','3Gf2Fc+H7CmNsd+epoLeGA==:13SDHD5NQqX3R2RZE7tIvA==','BdiLC9G+FNfbFekgL2Nbvg==:Rxsw9jfcqR2UeIt7gkZPww==','Loan Officer Ranjeet Singh/SF0078642 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrower accounts) on the name of 1 borrower for the amounting to Rs. 17,080/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 17,080/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 17,080/-','2025-06-05','2025-06-17','2025-06-10 07:37:14','2025-06-26 17:22:23',NULL,NULL),(825,1929,1858,NULL,NULL,0,0,1,'2025-06-04','2025-06-20','2025-06-23',162,5,'otriu4ikjXgGD9yq7jwyaQ==:/JL5ih4YcxrkHJnsITgYwg==','01nQpnpSt95u7PBJBgY8hQ==:rneTkFyMGp9FY2vQ7sYL/A==','zqv3oC5FBv1j9ZsXyXC7zw==:hyP8eDrq96j5tNspFFsFNQ==','Loan Officer Ravi Kumar Prajapati/SF0080700 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrowers account) on the names of 05 borrowers for the amounting to Rs. 21,030/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 21,030/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 21,030/-\r\n\r\nNote:\r\n1. LO is active Anuppur Branch.\r\n2. As per the written statement of LO, he had collected the amount from borrowers and submitted to branch by updating the denomination in the denomination register and also stated that some collection entries was deleted and some collection entires were not updated in the FIMO.\r\n3. IA team has verified the denomination updated by LO in Denomination Register with the Collection Report but it is not tallied.','2025-06-04','2025-06-16','2025-06-10 07:38:13','2025-06-26 17:22:23',NULL,NULL),(826,1928,1857,NULL,NULL,0,0,1,'2025-06-04','2025-06-20','2025-06-23',162,2,'pa2ZghIdI6kP+YUKY81wBw==:Z4KuNqfQ7Xc8nds9Kg4seA==','A9F7SyOjSYM33fQOldUO5A==:I4wDm7fCviVY9IP9DQr52A==','VQ1Tsx5FcjebLcS/QrePpg==:7PaCFQwWVdHMV5Vj0tytOQ==','Loan Officer Raghuveer Singh/SF0037749 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrowers account) on the names of 02 borrowers for the amounting to Rs. 10,270/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 10,270/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 10,270/-','2025-06-04','2025-06-16','2025-06-10 07:39:04','2025-06-26 17:22:23',NULL,NULL),(827,1892,1806,NULL,NULL,0,0,1,'2025-06-04','2025-06-16','2025-06-17',2806,1,'YVOhe/NMjrj3cxWpCQzhvw==:ZaDov3mj2pFnWccAPHF+WQ==','PioHKZmF2/QZv3o47ypqzA==:ta7iuZEH3CudVUt1VevvEg==','27m+M2daSq00S8PRWFd9TQ==:UQPwhuILaFA50UrGTQMwOg==','Branch Manager Abhishek Singh/SF0051471 was found involved in Advance amount collection misappropriation (Collected the advance amount but not posted to concerned borrower account) on the name of 1 borrower for the amounting to Rs. 60,000/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 60,000/-\r\nAmount Recovered and Accounted in FIMO = Rs. 70,860/-\r\n\r\nNote: In DAPS, Amount recovered can not be greater than the total fraud amount hence the total recovered amount updated as equal to total fraud amount.','2025-06-04','2025-06-17','2025-06-10 07:40:50','2025-06-26 17:22:23',NULL,NULL),(828,1882,1808,NULL,NULL,0,0,1,'2025-06-06','2025-06-20','2025-06-21',366,7,'+FEClO0WR2Pazs6eayXZnQ==:Mwu2FyGpni8yrtUTP7kvNw==','0ClaJTWhfqs93NXg33oM4A==:gDAk/j7DU1wzc0McEpylaw==','OEM85D2QpZyIuomLMN5hvg==:1STDmClWlblB1gt0p7VnMA==','Loan Officer Armaan Kumar Kol/SF0068728 was found involved in Collection and Pre-closure amount misappropriation (Collected EMIs & Pre-closure amount but not posted to concerned borrowers accounts) on the names of 7 borrowers for the amounting to Rs. 61,889/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 61,889/-\r\nAmount Recovered and Accounted in FIMO = Rs. 21,560/-\r\nNet Fraud Amount to be recovered = Rs. 40,329/-','2025-06-04','2025-06-17','2025-06-10 07:42:01','2025-06-26 17:22:23',NULL,NULL),(829,1883,1856,NULL,NULL,0,0,1,'2025-06-04','2025-06-14','2025-06-16',237,1,'URCtWerVxajhwwHC03wocg==:V+rM7rqpBJp+N7LKjXmliA==','yl1QQxyztG6kqjz3W4U7hw==:Ch9/KSiOIoYit8fNcAQ0qQ==','q8SC8I5HU5ONu/1o/6r/ng==:Coe42vjm4vPDdnGaiR3ucA==','Loan Officer Pankaj Jatav/SF0057319 was found involved in Pre-closure amount misappropriation (Collected pre-closure amount but not posted to concerned borrower accounts) on the name of 1 borrower for the amounting to Rs. 13,400/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 13,400/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 13,400/-','2025-06-04','2025-06-16','2025-06-10 07:43:20','2025-06-26 17:22:23',NULL,NULL),(830,1836,1758,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-10',423,7,'X8O1edzTnAeiDi0hWOTPPg==:iimXRQ12tQFXSaBY0ReEew==','igWcRKEkuViP8ISPnPGfXw==:czP37RiT7l3jP7a5b1FWuw==','klB10owJcVzv8tCYM4uYxg==:xw7V5cyLbx6U3DOEKRFeAg==','BM Vishal Kopatil was collected 07 borrowers Pre-Closure Amount, total collected amount of Rs 1,26,866/-Recovery amount Rs.67650/- and pending recovery amount of Rs.59,216/-.Note: As per State HR, Sunil\'s mail through confirmation, Branch manager Vishal kopatil status is active on Adrenalin/HRMS. However, according to Jhamkandi Branch staffs Confirmation, Branch Manager Vishal Kopatil,  last working day at the Jamkhandi branch was 15-04-2025.','2025-06-03','2025-06-07','2025-06-10 10:26:29','2025-06-26 17:22:23',NULL,NULL),(831,2038,1961,NULL,NULL,0,0,1,'2025-06-13','2025-06-23','2025-06-25',71,5,'GqahwZ1zaABguo1l37iRHg==:EAj3hVdAgr9YvLj+MlH7yA==','drb1fXOpUAsWc0FcqJsHRg==:Ff1oR3OrYLAgOPf4lA4lMg==','HhOnfKIkQb+ua7BwOS+8pg==:omO7CRfQBRVX7kGesTSDOQ==','LO Satyabrata Guru has made a cash appropriation of Rs 72190/- and recover amount is \"0\" and Net fraud is Rs.72190/- of 05nos o borrowers.','2025-06-13','2025-06-18','2025-06-10 11:05:48','2025-06-26 17:22:23',NULL,NULL),(832,2037,1960,NULL,NULL,0,0,1,'2025-06-12','2025-06-23','2025-06-24',262,15,'MGNDZKunAc0w5kvy3DnD6Q==:1MzLv/vt/FVDpEQfPc/8lw==','NHvPVWZ6fOk+iV6HkaTCIg==:nSZU5e+wQ6U8PRytt3b5oQ==','E1OBBX1I2lBt8Hj86gVZdA==:LAWyGQBQKbY7PiLjaXpHPA==','During CLV we identified a cash misappropriation of Rs.44800/- against LO Kailash chandra Sahoo/SF0097780. Out of which amount recovered and accounted in FIMO of Rs.5640 & pending for recovery of Rs.39160.','2025-06-12','2025-06-23','2025-06-10 11:06:08','2025-06-26 17:22:23',NULL,NULL),(833,1879,1794,NULL,NULL,0,0,1,'2025-06-03','2025-06-08','2025-06-10',360,5,'EaKDMKk3KdEmeaPpcTpXLg==:27gdF1uqsDFp2l0K9sBJnA==','rB+bcwV2OBVV9Dn8R59Sqw==:Dec0o88YC1VNKJlvRGiD6w==','pplx2L4F3AZsdHDbgElUCg==:V6yuRGzTsrnpZiqKH0E8Eg==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 35,390/- has taken place. Specifically, the Upendrabhai daubhai vanzara/Loan Officer/SF0089165 collected amounts from borrowers but only posted 4,270/- left Rs.31,120/- failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 05 borrowers, amounting to Rs.35,390/-, and only posted Rs.4,270/- left Rs.31,120/- not posted so again failed to record these transactions in FIMO.','2025-06-03','2025-06-08','2025-06-10 11:43:03','2025-06-26 17:22:23',NULL,NULL),(834,2016,1944,NULL,NULL,0,0,1,'2025-06-11','2025-06-18','2025-06-19',144,1,'890cwPntbAmVeuVxc57YjQ==:7SEbte9QPodohiGCHgs81w==','E6G6KO+vO5bZFp4Unqj2gw==:tmCn9HEZfAzTYgC3TmGtmg==','VdJhyA7yP9MbUvnq5JZm6w==:CjCpHK61GUGFLOL7XlnR5A==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 39,600/- has taken place. Specifically, the Branch Manager Nilesh Baria-SF0055668 collected amounts from borrowers but only posted Rs. 20,160/- left amount Rs.19,440/- not posted in FIMO failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Managar collected EMI payments from 01 borrowers, amounting to Rs.39,600/-  but but only posted Rs. 20,160/- left amount Rs.19,440/- not posted in FIMO, and again failed to record these transactions in FIMO.\"','2025-06-11','2025-06-19','2025-06-11 06:42:46','2025-06-26 17:22:23',NULL,NULL),(835,1079,1171,NULL,NULL,0,0,1,'2025-05-23','2025-05-26','2025-05-27',40,1,'OMVVDXuGEeD0v0aKS7+3rA==:+G815c3/LdPolSFigISb5g==','LXhVKIQFEfn60PYAs0vZCw==:1WLmKdDcUc+MUT71pAuXtA==','q9Y1EzUKi4vKNUlm7+91QA==:kyqzibGa48hS+D2KmDn1yg==','Amount not deposited in company account.','2025-05-23','2025-05-26','2025-06-11 09:45:59','2025-07-16 09:49:56','Collection Amount Misappropriated',''),(836,1095,1170,NULL,NULL,0,0,1,'2025-05-15','2025-05-26','2025-05-27',146,1,'8H/s3duY/bJJ+yvP36pMMg==:GIyZo9EcvFYm0UxZDBL9kA==','wsatz60Pmu93HQWcTgWdqw==:SLL0dpsAbk+++tr/ZaP23w==','OnTf6wHPpsv5V+8xpz7XiQ==:gqxpc1lAMQVNtnIcETG3Ew==','As Per Borrower Confirmation EMI Amount 5,000/-Paid On 23-04-2025, but LO Mohan naik posted  amount of Rs.2250/- in FIMO  on 01-05-2025,and Rs.730/- On 02-05-2025.Total Rs. 2980/- same borrower is having another loan id 354434735 and EMI amount also paid on 23-Apr-2025 amount of Rs.2,020/-. total amount posted in fimo.','2025-05-15','2025-05-26','2025-06-11 09:47:04','2025-07-16 09:52:44','Collection Misappropriation',''),(837,2052,1976,NULL,NULL,0,0,1,'2025-06-30','2025-07-07','2025-07-09',215,3,'sjecKyxf8id6Y1PA15kYPA==:qwFgCNtc40qLLaYddwzaBw==','KKihwuK0tL5/63DUYN0Pzg==:72v04Wum0sze9kod2qOEVw==','HkLrl0QgIZ18Qsp/2y0vRA==:9pmFq6aMu3umRXEujiWuDg==','During field verification, it was observed that loan officer/SF0064385 had embezzled Rs. 55,752/- from 03 borrowers preclose and collection amount but only Rs. 30,698/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 25,054/- was not reported.','2025-06-11','2025-06-28','2025-06-11 10:09:24','2025-07-09 05:01:18','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(838,2040,1975,NULL,NULL,0,0,1,'2025-06-12','2025-06-25','2025-06-27',351,6,'k5eoSG0bM5K+EWYIFlX3DA==:/Cp+TrbmI3iiRjwH20Jrxg==','qChec9MqPGJSUwob8LVC0w==:eS+Bu1b2YURrDrSt2pXFVQ==','f4rdbYAfMBqNWSzJEzPjqA==:vzK/kTHz+tmUp/P/ti2iHg==','During field verification, it was observed that loan officer Koushik Barman/SF0087946 had embezzled Rs. 76,491/- from 06 borrower\'s Preclose loan amount but partial amount of Rs.15,390/- accounted in FIMO and rest of the amount of Rs. 61,101/- not reported.','2025-06-10','2025-06-26','2025-06-11 10:09:48','2025-06-27 08:06:42','Pre-Closure Amount Misappropriated',''),(839,2017,1953,NULL,NULL,0,0,1,'2025-06-12','2025-06-17','2025-06-19',162,1,'F7Y2ZtWoOHEOuf2cGZV87Q==:ZGTgbQXZVb4Hu4XtdnBq1Q==','Q/l+LxZ2O3NVYRp+FSKkFA==:3nBm6DazJR2OiRRm4GXM+w==','f6tvdmLJf+ec0cG7ppzNpg==:ukQ4VhKDavtLHWodOSW83A==','During field verification, it was observed that the BM Subrata Mondal/SF0041342 had embezzled the pre-closure amount of Rs. 22,833/- from 1 borrower but not accounted in FIMO and now total fraudulent amount of Rs. 22,833/- yet to be recovered from the alleged staff.','2025-06-09','2025-06-24','2025-06-11 10:10:11','2025-06-26 17:22:23',NULL,NULL),(840,1989,1921,NULL,NULL,0,0,1,'2025-06-15','2025-06-21','2025-06-23',251,1,'yuR8x+4aV+TgkdeD/KfQ2Q==:1j9tuwh0AniLknKktaf9jw==','rWp5Bb33Ieu720+nlYzNFA==:N9l7rf332haCK9AXuatkGw==','v/v/mwUQdRPZ6a/mkbI2Dg==:BfzNMEa5Z8V6KaO1eNC/YQ==','During field verification, it was observed that BQM Rajesh Roy/SF0035323 had embezzled Rs.19967 /- from 01 borrower total  preclose amount but Rs.16160 accounted in FIMO  and rest of the amount of Rs. 3,807/- was not reported.','2025-06-07','2025-06-21','2025-06-11 10:10:40','2025-06-26 17:22:23',NULL,NULL),(841,1987,1916,NULL,NULL,0,0,1,'2025-06-24','2025-07-01','2025-07-03',231,10,'COSYw2NZHc2hKNskQkiw0A==:0fOWvIfLMyPB7OTCMXjing==','ztSbxFRQunvDAkHUsQHNdg==:azOp8hu/IEbb3fMN6Ro6Vg==','hlHRcXqL8e0/f0cls2E0mw==:TKnK8gfwTK4uCXVI0oATMg==','During field verification, it was observed that Loan Officer Jaydeb Karmakar/SF0079039 had embezzled Rs. 1,00,000/- from the total preclose and advance collected from 10 borrowers. but, only the amount of Rs. 44,540/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 55,460/- was not reported.','2025-06-07','2025-06-21','2025-06-11 10:11:11','2025-07-03 09:42:20','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated'),(842,2056,1977,NULL,NULL,0,0,1,'2025-06-25','2025-06-25','2025-06-25',1,1,'eCdAnEzRgozFZloRLyMAlQ==:IUl5j8jwP5VKFxOCreYXoQ==','8mmDxxn+aOtVl1HFvGxIHQ==:UAYhR5Jbkg6VC0aOAcPqWg==','yWiiS7F5SgmZT15ktuON3Q==:jU1QWdPAFotfrNvJNB1AUw==','During CLV We have identified cash misappropriation of Rs.2240/-.','2025-06-11','2025-06-12','2025-06-11 10:51:12','2025-06-26 17:22:23',NULL,NULL),(843,2057,1978,NULL,NULL,0,0,1,'2025-06-16','2025-06-24','2025-06-26',210,7,'2KAUucI5rqf173GjquWg9w==:kS9nPB9K7H5muuCbhzYpjQ==','C3/nBIIeIjxxT0uUjoUUJw==:eHl0Z2pTVbuEYTn+N9FovQ==','1kTlzpWxFqPcslRVLBIOlg==:986OsBXzHBxKGgTei4LR6w==','After caseload verification total of Rs 20800/- misappropriation of cash observed.','2025-06-16','2025-06-20','2025-06-11 10:53:19','2025-06-26 17:22:23',NULL,NULL),(844,2018,1949,NULL,NULL,0,0,1,'2025-06-09','2025-06-09','2025-06-10',1,1,'5jDlgKGY8Ip14dcalkb/1Q==:Uqv64GmumP4Yl/wA2khccg==','cVX6nLZ7tnv907COcDrmcg==:Ghzf+BmOeRCR5ei4u0V7RA==','crM5dGEaG8FBaNF6myj2Pg==:D9yxLjIFSvEJxtVIm9RLwg==','During the fraud investigation, it was found that 01 borrowers by Loan Officer Akshay Nandkishor Patil of Amount Rs. 6620/-','2025-06-09','2025-06-10','2025-06-11 12:49:43','2025-07-16 06:57:18','Collection Amount Misappropriated',''),(845,1999,1952,NULL,NULL,0,0,1,'2025-06-16','2025-06-26','2025-06-27',316,1,'LfN34oACa+b5UChyUCY5YA==:gL6fxB/2UoEf+CXHcXHsdQ==','3u6wi6/SYjaXT2MfOMaNUw==:5LHdfEsAnR8Y8S6xPurh+A==','7CoIz8+3lhd8J6XOZx1t8w==:TmN0JbHJUZFUA9WJxWCpfQ==','During the Post investigation, it was observed that LO Rupesh Shivaji Sonar/SF0072309 committed fraud against 01 Borrower in 01 loan, with a total amount of Rs 3470/-','2025-06-16','2025-06-30','2025-06-11 12:51:41','2025-06-27 12:34:29','Collection Amount Misappropriated',''),(846,2000,1951,NULL,NULL,0,0,1,'2025-06-16','2025-06-26','2025-06-27',316,1,'ymYYuJft05EtZpAt88g3cw==:MWuTMVj04Xygi+BW3QrKmg==','YlkKNpaTkoItCHOmmii7Pg==:idjGkIIMItgwKziZa1w/Yg==','9/qktniTG1Iv/fB9lZ4E9Q==:ZJQsk12RIQoCc1JHnJKINA==','During the Post investigation, it was observed that LO Mayur Mahendra Kachave/SF0085128 committed fraud against 01 Borrower in 01 loan, with a total amount of Rs 3470/-','2025-06-16','2025-06-30','2025-06-11 12:52:24','2025-06-27 12:58:45','Collection Amount Misappropriated',''),(847,2010,1950,NULL,NULL,0,0,1,'2025-06-11','2025-06-27','2025-06-28',179,6,'qUw5zVPq43kZTjqZxjXLmw==:yLgwNd8PSyGtpIHsaCjTNA==','N13rQ2DUTRyBOYPXIKLu8g==:uB22Q/wYSRS2673Oa2YWmg==','cODeTGu+Ta6x1x5nUwkn1w==:nUpd2VYejWJV/bk+gpZAmQ==','Verification was completed regarding the complaint against Loan Officer Mahesh Ramesh Magar/SF0097538 for misappropriating the Collection amount of Rs.12040/-.  Following the investigation, fraud was identified involving a total amount of Rs.14,280/- across 06 loans from 06 borrowers.','2025-06-11','2025-06-25','2025-06-11 12:53:27','2025-06-28 13:26:17','Collection Amount Misappropriated',''),(848,2026,1948,NULL,NULL,0,0,1,'2025-06-14','2025-06-30','2025-06-30',322,6,'Ft3aa7qmZSaQ4iVh2oXzNw==:zo6Hxrba8fsACS4ELdJ5oQ==','GYcQB6/WZFSNP+9E134sGw==:Ge0MIt3L/xo/F1D2ObvFdQ==','Or7P7XX9w/IZ3PywrvotjQ==:CHoIyrr/+FFvv4fh5amY1g==','Verification was completed regarding the complaint against Loan Officer Rahul Jagtap/SF0062194 for misappropriating the Collection amount of Rs 9708/-.  Following the investigation, fraud was identified involving a total amount of Rs. 39402/- across 07 loans from 06 borrowers.','2025-06-16','2025-06-30','2025-06-11 12:54:23','2025-06-30 16:02:05','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(849,2029,1947,NULL,NULL,0,0,1,'2025-06-14','2025-06-30','2025-06-30',162,1,'LEt7JMnzJbEGxxXMcdigDA==:ZOf/d/jY5+y8MV13IOu7CA==','UIFjLzTDN8J0odFKHsYG4w==:oUiPA9PQYs4CEYtm4tTKbQ==','OpDdtTZvFRZRqIu7BYxG4g==:d7Dcb4DALwYQtE7F2GIcLw==','Verification was completed regarding the complaint against Loan Officer Onkar Balu Thombare/SF0097120 for misappropriating the pre-closure amount of Rs.14,465/-.  Following the investigation, fraud was identified involving a total amount of Rs.14,465/- across 02 loans from 01 borrowers.','2025-06-16','2025-06-30','2025-06-11 12:55:11','2025-06-30 16:44:53','Pre-Closure Amount Misappropriated',''),(850,1207,1168,NULL,NULL,0,0,1,'2025-05-19','2025-05-29','2025-05-30',1167,2,'8lqbyn3T1Msd005f8nSkUg==:QCMmZi+R29CpLgFoq+vnKg==','aKtcuSDsxbljkOFio0HzBg==:XrRS2YR0h2SE2jabO/ACNw==','VcZe+maBkjFQ1CweYCti2w==:zkOCbmrZUekBkl+Bq/SjcQ==','Fraud amount not deposited in company account.','2025-05-19','2025-05-29','2025-06-12 08:55:18','2025-07-16 09:55:24','Pre-Closure Amount Misappropriated',''),(851,1238,1163,NULL,NULL,0,0,1,'2025-05-15','2025-05-31','2025-06-03',140,29,'bcMLWmP39clKuH3eU98rLw==:nZomcnVYBxDA1xHO+6L2AQ==','birxTJy/+45+7kWEVqHolw==:uXnSGG1R7mcKKpL8UJcnNA==','lH6zyaZrFxoqMseuIPN+RQ==:OXNw20LsrvRC/PDbcvQBHA==','BQM has given Vishwas loans to borrowers without intimation and knowledge of borrowers.','2025-05-15','2025-05-31','2025-06-12 08:56:35','2025-07-16 09:59:42','Pre-closure amount Misappropriation','Collection Misappropriation'),(852,1246,1164,NULL,NULL,0,0,1,'2025-05-16','2025-05-28','2025-06-03',40,7,'DKFHbVZBG1sY/8N4m9XK0A==:uMLq3eM/SD7rMxy8KhDx+Q==','pQlT5CZgufKvwqirPdNcmA==:iEfokjyC2eh/bkWIM6T7mw==','bIFL6m9nI1mmhI6IS4dezA==:GBFr/IutbS53rzp0jMjmkw==','Fraud amount not deposited in company account.','2025-05-16','2025-05-28','2025-06-12 09:01:16','2025-07-16 10:02:23','Collection Amount Misappropriated',''),(853,1247,1162,NULL,NULL,0,0,1,'2025-05-29','2025-05-31','2025-06-03',4,4,'aZiZz3QrV6AFeMy+0VaehQ==:lUHHLk1xchk/pGBwLCCg6w==','MSb1lINBARi2lK8Eyjc8Xw==:4Im8FrkHHSlSM61SbwzAug==','1A5cO24/4hdKCqmHEyA2lg==:mnsw7X1HnZdtjWxqvVywFQ==','Fraud amount not deposited in company account.','2025-05-29','2025-05-31','2025-06-12 09:01:55','2025-07-16 10:03:59','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(854,1277,1383,NULL,NULL,0,0,1,'2025-05-21','2025-05-27','2025-05-29',89,11,'hcBflhlACmfMuBVmGQKdeQ==:vplVRKNP5QqXjDzJJcPaBw==','zz1p82JvvoOwQup4B77aAA==:eqYyJvz0tHsCkJQciQnDgg==','eLjiW9ZK5t4dJTtYd5b+XQ==:jIItC83hN+FgB+5gUO27BA==','Fraud amount not deposited in company account.','2025-05-21','2025-05-27','2025-06-12 09:02:31','2025-07-16 10:06:21','Collection Amount Misappropriated',''),(855,1304,1381,NULL,NULL,0,0,1,'2025-05-20','2025-05-31','2025-06-04',56,4,'sPSClwaHQfRPKsN1x/jPLA==:6xM1dHG6vdl4gvlL+jYSew==','sh1K/WJyC5s+ADLqocEXLw==:HzJrtTenk/Wpo+oMNpE5Rg==','WQLD6dNBzW2cNh/IEADchQ==:AFGKDu0kd8Py9b2y7e4r5w==','Fraud amount not deposited in company account.','2025-05-20','2025-05-31','2025-06-12 09:17:05','2025-07-16 10:23:01','Collection Amount Misappropriated',''),(856,1305,1379,NULL,NULL,0,0,1,'2025-05-20','2025-05-31','2025-06-04',74,13,'2271vumfZFW7OkRFdBSkBw==:Y1LwrMJk5NNbGbus/hU1Aw==','LRxPNYAEda7wXHcM4dxuqA==:2G0LRdL03A6Tr2al9zysXA==','ErwlGJhI3BeWbtw84wryAw==:BoCqHwDq/g14Shxc0w/ULw==','Fraud amount not deposited in company account.','2025-05-20','2025-05-31','2025-06-12 09:18:16','2025-07-16 10:24:35','Collection Amount Misappropriated',''),(857,1395,1295,NULL,NULL,0,0,1,'2025-05-26','2025-06-02','2025-06-05',87,8,'M4aBxoUMFAi/kPBPINVxOA==:pgPQ0kT7dVBGYXCWtLExkQ==','kN443gteE12n10k4/t60jw==:8UzXQR/LNyYB0s1qRKfogQ==','cBGhnZp5qgVnUL0bWsiHIQ==:zSMn6EDZ29YljNnaP/zB6g==','Fraud amount not deposited in company account.','2025-05-26','2025-06-02','2025-06-12 09:18:46','2025-07-16 10:26:45','Collection Amount Misappropriated',''),(858,1397,1378,NULL,NULL,0,0,1,'2025-05-20','2025-06-03','2025-06-06',75,1,'kBgJl/qV2UAh4r8uCYfNPA==:jZfS7tb1Lv9Pv3r/nsiOtQ==','jRK22vxFm93LKPtm2ePXkw==:TPiIhsHWt7ap/1ukUQkG3w==','X2829KFYYXc1mzVkepioog==:/r8+V+o025bWfJ7AYnuFvg==','Fraud amount not deposited in company account.','2025-05-20','2025-06-03','2025-06-12 09:20:38','2025-07-16 10:29:22','Pre-closure amount Misappropriation','Collection Misappropriation'),(859,1422,1377,NULL,NULL,0,0,1,'2025-05-28','2025-06-03','2025-06-06',11,1,'i5+r+NZ4TKh+eGZLCKbDLQ==:HrYxIMfGLXeO4K72nrid0Q==','fNgtnSvL5J5YVgzy9dWfZw==:JkrI4xPsD/Ch196o2ICOeg==','ji05bxtcdj/JkbFmXF7ArQ==:VRX68FzHasAzT/gqTNbKBQ==','Fraud amount not deposited in company account.','2025-05-28','2025-06-03','2025-06-12 09:22:29','2025-07-16 10:30:54','Pre-Closure Amount Misappropriated',''),(860,1476,1376,NULL,NULL,0,0,1,'2025-06-03','2025-06-09','2025-06-09',98,26,'pl0eLGfm709/0Gi/V8QRGw==:VyRFuaJIo1pkaBQthtv/Ng==','hj8gMUbX/LUgfHAhB8yKig==:ZSMcMyLVYJ5zWjo/pGPD7g==','OwZJAN1Y+o4oljBPzyQVEg==:CvD+11Cot8lVc+Z3TYJMrg==','Fraud amount not deposited in company account.','2025-06-03','2025-06-09','2025-06-12 09:23:04','2025-07-16 10:32:24','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(861,1478,1447,NULL,NULL,0,0,1,'2025-05-29','2025-06-05','2025-06-07',47,6,'knkj9F2ryhCMeM9dR/kN5A==:HntDOPwCOhp2juYUwEbG/Q==','35vGpDn9QRE/GK4KhCpv1A==:/4EWdiAJi2O7CXvQinTDjg==','N6pT3M482HPkkX3Xs0+jSw==:5+f/YWfB1bZULG2XNPCmZA==','Fraud amount not deposited in company account.','2025-05-29','2025-06-05','2025-06-12 09:35:16','2025-07-16 10:33:48','Collection Amount Misappropriated',''),(862,2082,2008,NULL,NULL,0,0,1,'2025-06-12','2025-06-19','2025-06-20',135,2,'6UCIOg0QI5mzszazAteMwA==:tPCVoiYjMPRSiq0B3VNauw==','J/wGEIu80xaBGYKig6gjFA==:iBtQAjlqN0C8lBsHCGQFgA==','TctxwVujcfjFkW85h4EGcA==:U/VihVb8WlSpn8ouvEW8lg==','\"\"\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs.5950/- has taken place. Specifically, the,Loan Officer Pankesh Kumar Machhar/SF0092597 , collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs.5950/-, and again failed to record these transactions in FIMO.\"\"\"\"\"\"\r\n','2025-06-12','2025-06-19','2025-06-13 01:12:05','2025-06-26 17:22:24',NULL,NULL),(863,2075,2005,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-15',79,4,'2I1dEhn5AwDwqtix11q22A==:+J7b6nzkinUFCnyyh+aW2g==','6K63WJeaRaJa1CjAQaxb3g==:396+opaZ4NPiwppWYrP5wg==','1KIjvvGtWbgF3kc+I+sC7g==:ent+ahzXqg/jAE+TBetU2Q==','\"Dear Team,\r\n\r\nAs per the findings of the IA, the Internal Audit (IA) Team conducted the verification in June 2025, and it was observed that a fraud amounting to Rs. 39,200/- has taken place. Specifically, the Loan officer Pawan Kumar Samaria(SF0080891), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected Preclosed payments from 4 borrowers, amounting to Rs. 39200/-, in which 16750/- recovered and posted in FIMO and the remainning  amount of Rs.22450/- again failed to record these transactions in FIMO.\"\"\r\n\"','2025-06-12','2025-06-19','2025-06-13 01:12:56','2025-06-26 17:22:24',NULL,NULL),(864,2098,2018,NULL,NULL,0,0,1,'2025-06-24','2025-06-26','2025-06-28',59,5,'iGm3OuG+ocjPUE5B5jSrKQ==:GF8V27f1llOv7/nxopoXyA==','qXS1kD9Va27IJrqbH/cjLQ==:ZVHq1eJBcI/8DzOtQYEPrw==','OxKCcWyDG3w9HvmBuGLlRw==:BHTtfVbxD5E8g4fnR1yAtQ==','Dear Team, Misappropriation by LO Saurabh Kumar (SF0093467) Date: 27 June 2025  It was confirmed that Loan Officer Saurabh Kumar (Emp. ID SF0093467) diverted customer collection proceeds totaling ₹17,400 for personal use. Five borrowers’ accounts were affected. Mr. Kumar absconded from the branch as of 05 June 2025. Details of Incident  • Staff Member: – Name: Saurabh Kumar – Employee ID: SF0093467 – Designation: Loan Officer, [Branch Name] • Period of Misappropriation: April–May 2025 • Modus Operandi: Collection amounts due from five borrowers were recorded as “received” in the system; cash was pocketed and not remitted to the branch vault or bank. Findings of Investigation  a. Total Amount Misappropriated: ₹17,400 b. Number of Affected Borrowers: 05 c. Absconding Date: 05 June 2025 d. Audit Trail Gaps: – Daily cash reconciliations were signed off without physical verification. – No dual-control mechanism for high-value remittances.','2025-06-12','2025-06-20','2025-06-13 01:13:38','2025-06-28 01:16:00','Collection Amount Misappropriated',''),(865,2007,1935,NULL,NULL,0,0,1,'2025-06-10','2025-06-23','2025-06-24',292,21,'MSoSl5A+kIAvcFARnVqj6A==:wn/uFRpE6POMX05B9QM0qQ==','rimFe6yxcjZ9h0eRru+j0w==:2ygsNibcfDGXoQKC1yx0mg==','7kiThTi5otkmiyx0fAKqbA==:q43U9U+z8iK+h1q0NTkw0w==','Loan Officer Deepak Choudhary/SF0075841was found involved in Collection and Pre-closure amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 21 borrowers for the amounting to Rs. 1,14,500/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 1,14,500/-\r\nAmount Recovered and accounted in FIMO = Rs. 26,590/-\r\nNet Fraud Amount to be Recovered = Rs. 87,910/-','2025-06-10','2025-06-23','2025-06-13 06:42:28','2025-06-26 17:22:24',NULL,NULL),(866,1998,1920,NULL,NULL,0,0,1,'2025-06-08','2025-06-25','2025-06-26',390,12,'El5MSiYPoBT8fTcxeE1scA==:xqfNWAz7w4QJ6wAHy98PNw==','RlNQoqfu4m+QYikAjSt5DA==:l8B8QuSYzAsXDV7Qw76qbw==','6oxtL/2bHCfuGa8bRRv8qg==:0SapDIuY72uFQKsjslmLfw==','Loan Officer Nagendra Kumar Nut/SF0069767 was found involved in Collection and Pre-closure amount misappropriation (Collected collection, pre-closure & advance amount but not posted to concerned borrowers accounts) on the names of 12 borrowers for the amounting to Rs. 1,21,295/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 1,21,295/-\r\nAmount Recovered and Accounted in FIMO = Rs. 45,250/-\r\nNet Fraud Amount to be recovered = Rs. 76,045/-','2025-06-09','2025-06-23','2025-06-13 06:44:03','2025-06-26 17:22:24',NULL,NULL),(867,2009,2014,NULL,NULL,0,0,1,'2025-06-12','2025-06-26','2025-06-27',614,2,'e6aMSUKrppIuTR5470Da9g==:fpN1bCdMb5UZzi6d6W5+Qg==','ZYzY1psfe04taHe7BnciSg==:eyOUs+nOymjqFhKZQUAKCw==','OpGxRC43SA8K39C3jFgz/Q==:spgghFbDFD0yEnbWgJlK3Q==','Senior Loan Officer Harish Prajapat/SF0071318 was found involved in Collection amount misappropriation (Collected EMI and advance collection amount but not posted to concerned borrowers accounts) on the names of 02 borrowers for the amounting to Rs. 8,200/- based on the evidence available. Total Fraud Amount = Rs. 8,200/- Amount Recovered and Accounted in FIMO = Rs. 2,000/- Net Fraud Amount to be recovered = Rs. 6,200/-','2025-06-12','2025-06-23','2025-06-13 06:48:08','2025-06-27 09:56:53','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(868,1982,1914,NULL,NULL,0,0,1,'2025-06-11','2025-06-25','2025-06-26',252,14,'oMytmsKSglAkMlYtewaPXA==:krMQ0pibKJXGWBa7vHqXmQ==','9ILOthvT5Qc6Hm8V+buzBQ==:5H4JvtxVvl2VsMEeW0iqqg==','+BH289/HOBPYRtH0LNhOQw==:ahlv2i2BnorlXJC4a5C1Zw==','Loan Officer Rakesh Prajapat/SF0086472 was found involved in Collection and Advance collection amount misappropriation (Collected EMIs and Advance collection amount but not posted to concerned borrowers accounts) on the names of 14 borrowers for the amounting to Rs. 71,167/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 71,167/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 71,167/-','2025-06-11','2025-06-20','2025-06-13 06:49:16','2025-06-26 17:22:24',NULL,NULL),(869,2008,1936,NULL,NULL,0,0,1,'2025-06-13','2025-06-26','2025-06-27',367,8,'PIzADfN1L5VgskJgfVfVjA==:fUNlDJuXUpBDFliUkdStnA==','eWQNyQoM7cPTIyHsOpFmBg==:TmOBkzV0lVHXTgN0Br7bEg==','qEL6xiigssyHYrJvw01d3g==:WGLWwycotLW8ctRZhVK/hA==','Loan Officer Neelesh Ahirwar/SF0082534 was found involved in Collection and Pre-closure amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 08 borrowers for the amounting to Rs. 72,553/- based on the evidence available. Total Fraud Amount = Rs. 72,553/- Amount Recovered and accounted in FIMO = Rs. 9,110/- Net Fraud Amount to be Recovered = Rs. 63,443/-','2025-06-11','2025-06-23','2025-06-13 06:54:48','2025-06-27 08:06:34','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(870,2100,2019,NULL,NULL,0,0,1,'2025-06-13','2025-06-30','2025-07-01',315,7,'d2hyWZ29pgAm3kb5XMWkVw==:h6dMKXc7EZVvufh0sCPCjg==','xbD8aY+jpxa/jzuDq6heYg==:TeBbRMShCcAc/H+jbB0Txw==','RE1XD6+6nR3qglc9k0PNpg==:zyzOgW6GUwh+64bqsM+nvg==','Loan Officer Mahaveer Jatav/SF0073852 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 7 borrowers for the amounting to Rs. 1,16,540/- based on the evidence available. Total Fraud Amount = Rs. 1,16,540/- Amount Recovered and Accounted in FIMO = Rs. 26,400/- Net Fraud Amount to be recovered = Rs. 90,140/-','2025-06-13','2025-06-25','2025-06-13 06:59:55','2025-07-02 09:09:59','Collection Amount Misappropriated',''),(871,2109,2039,NULL,NULL,0,0,1,'2025-06-10','2025-06-17','2025-06-18',0,0,'LFDYnHFiRDuhCkZrJA71bg==:4Ma61RyCGEUebNXoK4Yuyg==','P4eu3j19FHu4fG6TCmDesQ==:Kvzol52yGOqs2utYQ90JsQ==','y+9IQw4SlYqtwbBLg5KorA==:eY1CnE9pPDei8zG861gC0Q==','After verification of Cash Closing Rs 178580/- shiponed by BQM J Susanta Patra/SF0040043, Out of which Rs.130000/- amount recovered and deposited with HO account, Pending for recovery of Rs.48580/-.','2025-06-10','2025-06-13','2025-06-13 11:46:42','2025-06-26 17:22:24',NULL,NULL),(872,2104,2037,NULL,NULL,0,0,1,'2025-06-24','2025-06-28','2025-06-30',116,9,'YPZ0XabXjAXIK8IRU2A7VA==:wFgRo4AMkZ0PPHArRSoVRw==','6hb1tqFDKFgkohOHRrPqaw==:J2ebWeD0/4gt9j/50mWemg==','90LJ2DrJ15n6puCddjmCog==:tdLsuNZw+6eV7rDxP0zFBQ==','Dear Team, Loan Officer Mukul Sahu (Emp. ID SF0095803) misappropriated pre-closure/collection payments totaling ₹70,640 from nine borrowers. Of this, ₹28,390 has been recovered and duly recorded in FIMO, leaving a net shortfall of ₹42,250. Mr. Sahu absconded from the branch on 28 May 2025 and remains uncontactable. 2. Incident Details Staff Member: Name: Mukul Sahu Employee ID: SF0095803 Role: Loan Officer Modus Operandi: Collected full pre-closure or scheduled collections in cash/cheque but failed to post ₹42,250 worth of receipts into FIMO Absconding Date:28 May 2025.','2025-06-14','2025-06-20','2025-06-14 02:15:22','2025-06-30 10:49:07','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(873,2085,2030,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-15',202,1,'tFnpVfDW2YrsPvv27J2Puw==:BN9rzaHQK+/U+5l9Gcg7JA==','twR518uVE3aGn0l8aBz4Uw==:MbFrfP3LI4ljdghLSH59uw==','2hIc2AGHkzwFhJZTNtU4pw==:p76vjZdxGY6T81tmPmKodw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs. 29800/- has taken place. Specifically, the Loan Officer,  Gyanee LAL/SF0068237, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 29800/- and again failed to record these transactions in FIMO.\"\"\r\n\"','2025-06-12','2025-06-14','2025-06-14 02:15:35','2025-06-26 17:22:24',NULL,NULL),(874,2086,2029,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-15',203,5,'IZrOxFvfScTZZ1VkmCXwGg==:JGkHYV/u41cNflxuPMukNw==','g38ZkqpKjeYqXOdRjvOrJw==:hx+fyaJrgb+siuJagRDtWQ==','ad/ndwG73AJ1Tq1D6ekARQ==:PijFZYk7ZBqyuav+B9YwHQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs. 27880/- has taken place. Specifically, the Loan Officer,  Sunil kumar jatiya/SF0085442, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 5 borrowers, amounting to Rs. 27880/-, which have amount of Rs.6200/- has been recovered and posted in FIMO and the rest amount of Rs.21680 again failed to record these transactions in FIMO.\"','2025-06-12','2025-06-14','2025-06-14 02:15:59','2025-06-26 17:22:24',NULL,NULL),(875,2088,2028,NULL,NULL,0,0,1,'2025-06-12','2025-06-12','2025-06-13',1,1,'AW4cVzf5UMqHzVNs6IAPMA==:Z9oOISAeShrPsduI1fYH0A==','YDKg/wKHU8YaSrhaU3t8UA==:The/8FO01YKEVI8oTBes1A==','x3LqyYDsUaB6rCVLgHmTgQ==:rtQsii/mfyBhA5zqYydUDQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in June 2025, it was observed that a fraud amounting to Rs.2,780/- has taken place. Specifically, the Loan Officer, Subhash Ali/SF0080479, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the loan officer collected EMI payments from 1 borrower, amounting to Rs. 2,780/- again failed to record these transactions in FIMO.\"','2025-06-12','2025-06-12','2025-06-14 02:16:28','2025-06-26 17:22:24',NULL,NULL),(876,2089,2027,NULL,NULL,0,0,1,'2025-06-12','2025-06-12','2025-06-13',1,1,'HpmWGiR0w7u4ykQ1bSz9PA==:i/1eRs0YCXEaoWi3GKH4aQ==','/crD3HzwQnSiEMsQ2z6AdA==:YTVuxuobzHGeOqgQFkpE7g==','9BdnTfXsLtJNk7YC5ZESHg==:UkOBDVDFhvz6bwQE3uZYug==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in Jun 2025, it was observed that a fraud amounting to Rs.2,780/- has taken place. Specifically, the Loan Officer, Manish Yadav/SF0080477, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,780/- again failed to record these transactions in FIMO.\"','2025-06-12','2025-06-12','2025-06-14 02:20:31','2025-06-26 17:22:24',NULL,NULL),(877,2091,2026,NULL,NULL,0,0,1,'2025-06-14','2025-06-14','2025-06-14',1,1,'EloA1LqGWkK9dxEvyLTyig==:JIUassWROd7Lk6mBr9Zyig==','vQaDCYV6Bna5oCj0GvQ8+Q==:ww3Sz46ELbPC2LxZkszU/Q==','CN8ASVZBNEMrnJlqpoBp4Q==:jP5vrz/dvUyCF1uF/hkbfw==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in Jun 2025, it was observed that a fraud amounting to Rs.2,780/- has taken place. Specifically, the Loan Officer, Kurban Ali/SF0091066, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,780/- again failed to record these transactions in FIMO.\"','2025-06-12','2025-06-12','2025-06-14 02:21:46','2025-06-26 17:22:24',NULL,NULL),(878,2099,2023,NULL,NULL,0,0,1,'2025-06-12','2025-06-12','2025-06-14',36,17,'LNb5yRjsGuKXMoCT2cu1LQ==:SGE93CKkLovHqOdQpJ3LGg==','WczRiOfAUHXmeoOLPUyXPw==:4B5PIcw1LYuagDr3SMPJlA==','FPBO66svyKnsKvGM5ypH7Q==:JMGGnJlYiXgY/sR1Obu/dw==','\"Dear Team,\r\n\r\nBelow is a comprehensive summary of the investigation findings and recommended next steps regarding the embezzlement incident involving BM Santosh Chaudhary (SF0071752):\r\n\r\n1. Incident Overview\r\nFraudulent Activity: BM Santosh Chaudhary embezzled collection amounts from 17 borrowers, with the total misappropriated sum amounting to Rs. 71,290.\r\n\r\nAbscondence: BM Santosh Chaudhary absconded from the branch on 02-Dec-2024, which complicates the recovery process.\"\r\n','2025-06-12','2025-06-12','2025-06-14 02:51:56','2025-06-26 17:22:24',NULL,NULL),(879,2083,2031,NULL,NULL,0,0,1,'2025-06-16','2025-06-19','2025-06-20',98,1,'5HuMhx31dp1RvR84Mxunsw==:Xm64LVCGjp1Ny+v0FzhpDg==','2lcRhNAIJzDbfU2WULTK3Q==:xbcMMfB9YhP10MP5tzy9Lg==','VTbKkflstUbiguz74sYH6Q==:KRs2pcSx6TaaXW9XIv/NWg==','\"Dear Team,\r\n\r\nBased on the Internal Audit team\'s verification for June 2025, the following findings have been observed regarding LO Narendra Singh (SF0077105).\r\nIncident Summary\r\nNature of Discrepancy: LO Narendra Singh collected EMI from the borrower but did not submit these funds to the branch.\r\n\r\nFIMO Posting Status: No amount was updated in FIMO.\r\nRecovery Process: Initiate the recovery procedures to retrieve the pending amount of ₹4,400 from the delinquent funds. Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Pratap Nagar (RJ3394) branch. Upon review, it has been confirmed that the case actually pertains to the Kekri (3217) branch.','2025-06-14','2025-06-20','2025-06-14 03:36:41','2025-06-26 17:22:24',NULL,NULL),(880,1970,1956,NULL,NULL,0,0,1,'2025-06-07','2025-06-07','2025-06-09',1,1,'cLJQm1Yxc2Ai4xgiNk3vCg==:QDqCHtl+6XbCVLzR2ftmmw==','hYEyjANmPQKXVAC4mOZQHg==:K9Vwq7Wib15pwdfMBhZOFQ==','ZhEk1i/NESGTFf/gS8kyEg==:h2kq+gJXhnnZrUmVm3XsLA==','During Branch visit, I have  identified short physical cash difference on short 04-06-2025 of Rs.13,020/-  on 03-06-2025 FIMO opening balance of Rs 40,926/-but closing cash Rs 27,906/-available in safe locker, so difference short amount of Rs.13,020 /- (40926-13020=13,020/-) (FIMO opening balance – cash available in safe locker) accordingly the same complaint was registered by Internal Audit team against the branch Manager Rasika  A S / SF0050189 for maintaining a short cash amount of Rs.13,500/- /- based on the complaint, Regional Auditor Mr Varadaraju G S /SF0097132 was conducted investigation from 07-06-2025 at branch and investigated and validated short cash of Rs 13,020/- as on 07-05-2024.  The CM Pramod V H / SF0076438 and branch team explained that total cash difference amount of Rs 13,020 /- on date 04-03-2025 branch manager Rasika A S / SF0050189 cash siphoned off.','2025-06-07','2025-06-07','2025-06-14 05:31:05','2025-07-17 03:48:01','Safe Locker Cash Siphoned Off','Collection Amount Misappropriated'),(881,1962,1957,NULL,NULL,0,0,1,'2025-06-10','2025-06-20','2025-06-23',400,4,'hHZNrlHisOGaBd0Xn3CnlQ==:ENtjn+oQvzCkJhty3EKcMw==','xGc1dlcFwhdHsVR12yjosQ==:mtVKx+Ebx6jYmL2FOTqixg==','nInKksiUscVJ2aprNoCyQA==:vdnT5kSjoOvFV5/thSVvqg==','LO/Venkataravana Mg was collected total amount of Rs. 1,03,800/- and recovered amount of Rs 41,250/-and remaining amount of Rs. 62,550/- is pending for recovery.','2025-06-09','2025-06-13','2025-06-14 05:31:47','2025-06-26 17:22:24',NULL,NULL),(882,2050,2054,NULL,NULL,0,0,1,'2025-06-10','2025-06-10','2025-06-11',1,1,'DNDyFN/Q96oWxjqziAF+/w==:K13ToeBddeKw+dFEgxwueQ==','lCsqpHRbWSxX4i2O+uSmrw==:01Yl+fhWPRiTUtUg01IjKA==','n2nK8RfJ5PrRopCrmiR72A==:lpkU+/tnrMEtVDOSnvDXtg==','LO Sharanappa Ramanna was collected 01 borrowers EMI Collection Amount, total collected amount of Rs 4,450/-Recovery amount Rs.0/- and pending recovery amount of Rs.4,450/-.','2025-06-10','2025-06-11','2025-06-14 08:56:28','2025-06-26 17:22:24',NULL,NULL),(883,1963,2064,NULL,NULL,0,0,1,'2025-06-10','2025-06-11','2025-06-13',135,9,'THpEHKMLtvwDQZ7LPzCF7w==:OcGO9cSnPXGTD7iJsXCjfg==','62dWKToc3ZJmtxPxTSnm3w==:6lkWW7WP46npQTWyzRJD4A==','/ic0M0VdSfi7rjlYZAFQHA==:Ef1EacgfwLGf50cXrTd0Sg==','Loan Officer Shreekant Yallappa Pujari  was collected 09 borrowers EMI Amount, total collected amount of Rs 41,760/-Recovery amount Rs.41,760/- and pending recovery amount of Rs.0/-Note: As per State HR, Sunil\'s mail through confirmation, Loan Officer Shreekant Yallappa Pujari status is active on Adrenalin/HRMS. However, according to Indi  Branch Manger Siddalingayya Viraktamath and staffs Confirmation, Loan officer Shreekant Yallappa Pujari,  last working day at the Indi branch was 06-06-2025.','2025-06-10','2025-06-11','2025-06-14 09:00:11','2025-06-26 17:22:24',NULL,NULL),(884,2126,2062,NULL,NULL,0,0,1,'2025-07-02','2025-07-04','2025-07-05',229,5,'P/zZDFJO7Zlx/pgX0cdHhA==:AT4AUqKY6jCgdVL1Pcuh+Q==','5GYn85P4Z4OxTDhH/WUw8w==:diK86+NEAscqtzLTE6+/jg==','JXaH9fBtd+ia7gsqmi1gOQ==:JtSFmu8EpCo80u7Nhf0LBw==','LO C D Ashoka was collected 10 EMIs from 5 borrowers amount of Rs.31,560/- but collected amount not posted into FIMO and even not deposited at branch and Pending from recovery.','2025-07-01','2025-07-04','2025-06-14 09:06:49','2025-07-05 08:59:21','Collection Amount Misappropriated',''),(885,2092,2057,NULL,NULL,0,0,1,'2025-06-26','2025-06-30','2025-07-01',190,3,'xRtcE4WtqPalzmifP8ywbQ==:JCh+fUTK9C0pPi54/Es/zQ==','iNXPFS91T24rIDTETodD7Q==:22Ii1L8TZ+Mc20RxPqcjIQ==','wXtqkPqzeLtEfkyfL2w/5g==:IgIOrKTp+XzQwwdbOLK3+A==','BQM Tyagaraja Chouti was collected 2 borrower Pre-closed and 1  EMI and advance  amount from borrower from the borrowers total amount of Rs 89,980/- and recoverd amount of Rs 34,560 and remaining amount ( 89,980-34,560) of Rs 55,420/- collected amount not posted into FIMO and even not posted into FIMO and pending from recovery.','2025-07-01','2025-07-05','2025-06-14 09:09:37','2025-07-02 08:49:57','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Advance Collection Amount Misappropriated'),(886,2093,2056,NULL,NULL,0,0,1,'2025-06-26','2025-06-30','2025-07-01',189,1,'iDto3U3pjadJ9OwFfzyzpw==:iSrfRZkmxte8pPzu6RCXdQ==','H09OSrwwOzz4L9eGNoACrA==:75ehCFgMSno1GVt5KWiVqQ==','pZ3VUIl5zi9giVhVG69cCw==:ydcd4wR55iB32KWPMtP6zA==','LO Nagaraj S was collected EMI from borrower on the date of  01-05-2024 of Rs.4,270/- but collected amount not posted into FIMO and even not deposited at branch and branch team Befor complaint raised against LO Nagaraj S,  fraud amount recoverd to on 11-06-2025 of Rs 4,270/- posted in to FIMO.','2025-07-01','2025-07-05','2025-06-14 09:09:57','2025-07-02 08:50:53','Collection Amount Misappropriated',''),(887,2095,2055,NULL,NULL,0,0,1,'2025-06-26','2025-06-30','2025-07-01',189,1,'mefQTb6sXu2jzy6WXHBY2g==:aZu6JQaOOU1DBhKp0M/7oQ==','gbsK97wZr8srUaMpeApHGg==:I5NAVUQvfnhl0qAUNUN/8Q==','iVt+sV2h3TA5/KzPY28N3Q==:FJ5lgbraRsy8AtBTs0vHIg==','LO Simran I was collected EMI from borrower on the date of  04-09-2024 of Rs.4,270/- but collected amount not posted into FIMO and even not deposited at branch and same was found misappropriated. And pending from recovery.','2025-07-01','2025-07-05','2025-06-14 09:10:12','2025-07-02 08:52:42','Collection Amount Misappropriated',''),(888,2094,2052,NULL,NULL,0,0,1,'2025-06-26','2025-06-30','2025-07-01',189,1,'tq4PrJ9gXRe80o7TZ18xgQ==:ebpAZLrkJthcY/cHXhFUKQ==','iRjhgyK0RRzST7oUQMLGQA==:X8yFbmE3xyP6Ulnn9ZEvtA==','88S4QUT60yPHzlrpQgSglQ==:ZFHKkB3+QZ56u1awPjeESg==','As per borrower confirmation of  old loan EMI amount paid to loan officer Akash U -/ SF0088746 on the date of 06-09-2024 of Rs 2,240/- but he was not posted into FIMO on the same day but he was posted into FIMO new loan ID 356876985 on the date of  07-12-2024 of Rs 2,130/- and the remaining amount (2,130-2,240) of Rs 110/- was not posted into FIMO even not deposited at the branch and pending from recovery.','2025-07-01','2025-07-05','2025-06-14 09:10:27','2025-07-02 08:51:49','Collection Amount Misappropriated',''),(889,2117,2049,NULL,NULL,0,0,1,'2025-07-02','2025-07-03','2025-07-04',70,1,'06c1Rw+Lz37fu5zGZtWGCA==:u2u+IosbldnpBGJ5Czw5dg==','a3xF5I/ifjIswvTC37UR2A==:83Kl4G16Faye9u3GS4Rj+g==','E4hjvYvn6cGcBjh4e2/wEQ==:Ssf1ayV2dQy4pygtLDU35A==','Loan officer Jagadesh A Kedari was collected the EMI amount from 2 borrowers through degital payment on 7-05-2025 of Rs.4480 the collected amount was posted into fimo on same day deposited to branch.','2025-07-01','2025-07-05','2025-06-14 09:11:09','2025-07-04 09:04:17','Collection Amount Misappropriated',''),(890,2087,2053,NULL,NULL,0,0,1,'2025-06-17','2025-06-17','2025-06-19',64,1,'hkkIrZzUVN5WPjPoj/kbZg==:8bbhoQsjbOtbukdE1p9y4A==','qT0p/xPHgCwmBVO1ReZnSw==:z8GI+BJ2o70JUK8LmyXSrw==','ZqO++NPf7dtMSonqnB8siQ==:A1h11/ebNW23iQePNkADiA==','Lo/Naveena H was collected total amount of Rs. 17,000/- and recovered amount of Rs 5,380/-and remaining amount of Rs. 11,620/- is pending for recovery.','2025-06-14','2025-06-17','2025-06-14 09:11:54','2025-06-26 17:22:24',NULL,NULL),(891,2112,2051,NULL,NULL,0,0,1,'2025-06-30','2025-07-01','2025-07-01',444,4,'mjwqN8fACxQq9t6HSk9x+Q==:H/LBlVo8RzQq7+FxAICHQQ==','rIcx4pJ7Cz7YeDSjYIjPSw==:xQ+MRq0Gpme/Okbkt66uXQ==','RabNZxw78thyXIdstTEuaw==:27lbLjxlcKuAI5GoPb2UaA==','LO / Gangaraju S  /SF0072730 was collected total amount of Rs. 1,44,150/- and recovered amount of Rs.57,750/- and remaining amount of Rs. 86,400/- is pending for recovery.','2025-06-14','2025-06-17','2025-06-14 09:12:38','2025-07-02 08:48:31','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(892,1668,1707,NULL,NULL,0,0,1,'2025-06-13','2025-06-14','2025-06-14',1,1,'7sP1G+uRqBOutzyaLi9D6A==:9RJ2MuvD+/u6gcmEWApXgA==','xctSjw75ElI85q6wjL5eQw==:zIZeX5YbymCDHl+XX9Hsgw==','0RSyyQ4Npdy8ZOFyi7B9UA==:iRfMFtmnt3O8hIuILXMh3w==','A detailed report on the fraud has been sent.','2025-06-13','2025-06-14','2025-06-14 09:56:31','2025-06-26 17:22:24',NULL,NULL),(893,2096,2025,NULL,NULL,0,0,1,'2025-06-13','2025-06-13','2025-06-15',0,0,'yZNuEQtCgAzmAJAE1n0PKQ==:K4Gt96GtnvH7ZA361DB6kg==','QFmMSgXPJ8Ii1c9MHjRdvA==:z/hMURxKBGdxCBmerlhGSg==','nzQe3NX4jRnob+xw1jHFqg==:JwErTyFbqcdKZloCKMUkKg==','\"Dear Team,\r\n\r\nBelow is a detailed summary of the discrepancies observed during the recent cash verification at the Taranagar branch, along with recommended action steps.\r\n\r\n1. Incident Overview\r\nFIMO Opening Balance: Rs. 41,259\r\n\r\nPhysical Cash in Safe: Only Rs. 5 found\r\n\r\nTotal Deposit Made Today: Rs. 11,390\r\n\r\nRs. 10,020 from the opening cash on 13-06-25\r\n\r\nRs. 1,370 from the collection amount on 13-06-25\r\n\r\nIdentified Cash Shortfall: Rs. 31,234\r\n\r\nAdditional observation indicates that as per BQM Manish Kumar (SF0095686), who was scheduled to arrive at the Taranagar branch at 06:00 PM on 06-06-2025 from the Jhunjhunu branch, it was discovered that on 05-06-25 the branch closing amount of Rs. 31,234 was taken away by:\r\n\r\nBranch Manager: Manish Kumar Saini (SF0078033)\r\n\r\nLoan Officer: Rajesh Singh (SF0086067)\r\n\r\nThese executives have absconded, and the missing cash remains unreturned.\"\r\n','2025-06-12','2025-06-16','2025-06-15 05:34:24','2025-06-26 17:22:24',NULL,NULL),(894,1721,1693,NULL,NULL,0,0,1,'2025-06-09','2025-06-13','2025-06-15',234,9,'TLz0syKXBPecHVVz/dsW/w==:x5e+5ZnCyzRh6eap6bYjvQ==','a15wVNZCc3lYeyeoyl+2Ig==:I9K0EBYci23wSqvkWxMoIg==','1Wxi5psvWIHwbdaFkcP4DQ==:lTve3ADDMT7lJA3RoBRfhQ==','\"Dear Team,\r\n\r\nFollowing our recent investigation, please find below the summary and conclusion regarding the case of Loan Officer Gaurav Kumar (SF0082117):\r\n\r\nIncident Summary\r\nNature of Misconduct: LO Gaurav Kumar collected EMI and preclosure amounts from nine borrowers across different centers on various dates. However, these collections were not updated in FIMO.\r\n\r\nRecovery Status: The full amount was recovered on 11-Jun-25 and 12-Jun-25. Supporting documents, including the deposit slip and the Loan Officer’s written statement, are on file.\r\n\r\nDisciplinary Action: In view of the findings, LO Gaurav Kumar was suspended on 28-May-25.\"\r\n','2025-06-10','2025-06-20','2025-06-15 06:51:14','2025-06-26 17:22:24',NULL,NULL),(895,2059,2017,NULL,NULL,0,0,1,'2025-06-12','2025-06-14','2025-06-16',193,1,'GUV/k+UqWR97LsSEQspnXQ==:iXd6E+aHHJxKy7rxuPjw0Q==','CElssVa79O2jgXpq1UA6yw==:Yf5TTzr5ptewmLa6UOtEfQ==','1GXW1gCt2nutMGeDY5CttA==:M/LkC9Or3EH6CpfAzSSqBQ==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs: 4,480/- has taken place. Specifically, the Bhanupratap  Singh Panwar/Cluster Manager/SF0050889 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Cluster Manager collected EMI payments from 01 borrowers, amounting to Rs: 4,480/-, and again failed to record these transactions in FIMO.','2025-06-12','2025-06-14','2025-06-16 11:13:35','2025-06-26 17:22:24',NULL,NULL),(896,1884,1886,NULL,NULL,0,0,1,'2025-06-11','2025-06-14','2025-06-16',160,1,'18/JxBO4Ftt0xo/2PQGBPA==:ASUBJgp68bJrI6QDzSpr5g==','LbEr6BZzq4h0cDa9khHNBQ==:vpu1TB37uEkId7i8/RyL+A==','TTn5ET+92utu3lwJQwJrmw==:ApyUhOawbwr/02WtH2pyLQ==','Dear Team, As per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs: 2130/- has taken place. Specifically, the Sachinsinh Jashvantsinh Chauhan/Loan Officer/SF0079227 collected amounts from borrowers and posted in FIMO in date 31-May25  The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs: 2130/-, and postd in FIMO on date 31-May 25','2025-06-11','2025-06-14','2025-06-16 11:14:59','2025-07-16 10:26:11','Collection Amount Misappropriated',''),(897,2127,2063,NULL,NULL,0,0,1,'2025-07-07','2025-05-14','2025-07-16',724,4,'/B2c2iYwFp7rflQtZ8pFKA==:PaXlrmtsa075tjT1C3ULsA==','FIgVMM/OfXp3ZqEudfs0PA==:qzElyOgYL6xFZM3oBVuF6Q==','WOtv5gZ79UbwsmVWK6IYjw==:/iLtv7OI5Gtey1E3JBuWfg==','During field verification, it was observed that loan officer Santu Kumar/SF0066772 had embezzled Rs. 20,508/- from 04 borrower\'s collection amount but not accounted in FIMO .','2025-06-14','2025-06-30','2025-06-16 12:34:19','2025-07-16 11:57:18','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(898,2124,2048,NULL,NULL,0,0,1,'2025-06-17','2025-06-25','2025-06-27',395,3,'KpbjbEXTHxSDXmHgNkpkZg==:AqU743ZXV8xO+COc8psDhA==','S0WP7x5FM1NiAY5M2wUpUA==:cyFowbbRTuQAwNcceQlcwQ==','wP3KKTK8HK0bOaNg1wodbg==:ffnZpCStKLt2p3m+OFFsdg==','During field verification, it was observed that loan officer Manoj Kumar/SF0096500 had embezzled Rs. 11,330/- from 03 borrower\'s collection amount but partial amount of Rs.11,320/- accounted in FIMO and rest of the amount of Rs. 10/- not reported.','2025-06-14','2025-07-02','2025-06-16 12:34:42','2025-06-27 10:42:26','Collection Amount Misappropriated',''),(899,2108,2032,NULL,NULL,0,0,1,'2025-06-12','2025-06-24','2025-06-26',226,6,'xRnHfuSYFwK6PC0se1q30w==:zRkZonEbPX4DLGFYhZBhnw==','4xGh5MsYasUBfkXxDiubKw==:FiELj/dJOKic9teGem5K2Q==','r4ArfKSDwbMvty/Gt5hAgQ==:8NR9TJ+BGAPq6iQIF6aNPQ==','During field verification, it was observed that loan officer Ranjit Singh Kurre/SF0044720 had embezzled Rs. 32,630/- from 06 borrower total collection amount but not accounted in FIMO.','2025-06-14','2025-07-02','2025-06-16 12:35:06','2025-06-26 17:22:24',NULL,NULL),(900,2073,2003,NULL,NULL,0,0,1,'2025-06-11','2025-06-23','2025-06-25',243,2,'zOJy4oQlc8fxCImA99avwQ==:byAl/rGeDxHByhlJmW+4Jw==','NDMI8eIAM5k/hTeKFEpgtQ==:UwEK91+Kh2sxmymcUtGAdQ==','8rHBBa0Q3wDMjD9DA9FhOA==:hRpS6QWw9iwN4btGttxDGA==','During field verification, it was observed that branch manager Srikant Kumar/SF0036090 had embezzled Rs. 52,280/- from 02 borrower\'s Preclose Loan amount but partial amount of Rs.16,220/- accounted in FIMO  and rest of the amount of Rs. 36,060/- not reported.','2025-06-12','2025-07-01','2025-06-16 12:35:29','2025-06-26 17:22:24',NULL,NULL),(901,2105,2036,NULL,NULL,0,0,1,'2025-06-16','2025-06-30','2025-07-02',309,5,'M5eqAzBpWKikdLkUjwZcFg==:1RxVbu5eu370UQrAi6ACDg==','XbBSzA/wdNpZSxrue2509g==:Ya+Vvn3ihaUKqeyZZiK2cA==','W+Jwq1F+iNN62uNP7sBW0Q==:ez8TLU9OWsuh3BJu7MXwGQ==','Loan Officer Sunil Jatav/SF0073823 was found involved in pre-closure misappropriation (Collected EMIs and pre-closure amount but not posted to concerned borrower accounts) on the names of 5 borrowers for the amounting to Rs. 23,320/- based on the evidence available. Total Fraud Amount = Rs. 23,320/- Amount Recovered and Accounted in FIMO = Rs. 4,020/- Net Fraud Amount to be recovered = Rs. 19,300/-','2025-06-16','2025-06-26','2025-06-17 05:59:12','2025-07-02 09:05:47','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Advance Collection Amount Misappropriated'),(902,2146,2083,NULL,NULL,0,0,1,'2025-06-23','2025-07-04','2025-07-05',252,1,'sfU3lvaCB81g3EDOEgaDNw==:5d7A3P+v58b6N3CFFzmDyw==','wZzBJS0P1boqttrjj4xElQ==:gWnzvMaD2WdgskhDBg2CSg==','hzZ73Yz7xE+SKaFRPTP+tA==:PNIobzOaA929PYO+SQzf/Q==','As per the received complaint against Loan Officer Krushnakumar Ramakant Ambade/SF0071523 for collection misappropriation, initiate an investigation. During this investigation, it was found that one borrower had committed fraud by the Loan Officer Krushnakumar Ramakant Ambade/SF0071523 to the tune of Rs 3800/-. Fraud amount was recoverd on 17 June 2025 and BM deposited it in the Bank.','2025-06-17','2025-06-30','2025-06-17 07:10:53','2025-07-07 09:22:21','Collection Amount Misappropriated',''),(903,2122,2042,NULL,NULL,0,0,1,'2025-06-16','2025-07-02','2025-07-03',1008,1,'J5y+6zK2ilvtkJJoPdaDHA==:4ONZsJ9b8rAcA8sRn7mArg==','s3CdiOdgtHokWjtI8JH7kQ==:wZB+ct7hX7ULtloamVEH8g==','Nt31xGItYjH3upj5Upb9AQ==:jGk7/MbQ0Qml+TkUxZgqZQ==','During the Post investigation, it was observed that BM Jakir Rashid Tadavi/SF0095237 committed fraud against 01 Borrower in 01 loan, with a total amount of Rs 2891/-','2025-06-17','2025-06-30','2025-06-17 07:11:34','2025-07-04 09:48:09','Collection Amount Misappropriated',''),(904,2081,2016,NULL,NULL,0,0,1,'2025-06-17','2025-06-26','2025-06-27',282,1,'tdXL1id3APcMUwMBK+zsQQ==:P4dBnZMSqr//0NVt2nsdbA==','pEprTzwERDgzmeIJZbTzXg==:eJLvaTyapKPZadQgJn9mQQ==','VzHy3HG/VXubNQ9KuOtaCg==:6pBVAQKLnY1FFbQM6K0BGg==','Loan Officer Anil Mewada/SF0080883 was found involved in collection misappropriation (Collection amount collected but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 13,500/- based on the evidence available. Total Fraud Amount = Rs. 13,500/- Amount Recovered and Accounted in FIMO = 0/- Net Fraud Amount to be recovered = Rs. 13,500/-','2025-06-17','2025-06-30','2025-06-17 11:02:36','2025-06-27 08:57:08','Collection Amount Misappropriated',''),(905,2148,2087,NULL,NULL,0,0,1,'2025-06-16','2025-06-30','2025-07-01',154,9,'Ikb8IAYFUUoLPPVN0KRbdQ==:0jOR8/BOeCue0qE1ZKUe3A==','EyefmkjtDlGyhaK8RzrnBg==:Gg1F7Vwlu4XK7WX948+B0g==','Q870oZ78VXfWZ3jClWp4OA==:HwaJ1IsfxoI2FgI2mOzQcg==','After caseload verification total of Rs 65800/- misappropriation of cash identified. Rs 11230/- FIMO recovery entry done LO. Net Fraud of Rs 54570/- observed.','2025-06-16','2025-06-20','2025-06-18 02:05:03','2025-07-01 08:00:37','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(906,2160,2103,NULL,NULL,0,0,1,'2025-06-23','2025-06-30','2025-07-02',92,14,'ZkPLjnOU3GvGo2T4koWbYA==:iAirfvWW17l+b1FN+aRYMg==','ReBPLmTpC8LQ31V6M2LYKA==:oeJlD9BzOGj1FVaExJEM7A==','fj5yc/L6mu+r1WQkzpfogg==:P7/HrtXqKZVrEwYHlF+VIg==','LO Srinibash Pradhan has made a cash misappropriation of Rs 41980/- and amount recoverd Rs 2420/-. Pending for recoverd Rs 39560/-.','2025-06-23','2025-06-27','2025-06-18 02:05:30','2025-07-02 09:32:00','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(907,2132,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-17','2025-06-30','2025-06-18 03:07:52','2025-06-26 17:22:24',NULL,NULL),(908,2133,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-17','2025-06-30','2025-06-18 03:09:13','2025-06-26 17:22:24',NULL,NULL),(909,2143,2068,NULL,NULL,0,0,1,'2025-06-16','2025-06-16','2025-06-17',1,1,'49pcQ20Zu1Waz6o0bahzCA==:FxUbF7SC4lZgb12VUYjG9g==','gtCip0dHaJlCOMlDePehAw==:YWfE7hrzypnWgHzr7crtMQ==','4ikUMvdFsDzbzBhX591xtQ==:M4Qf76KK+PDWIxdek8SWDw==','Dear Team,\r\n\r\nAs per the findings of the CSS team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 6720/- has taken place. Specifically, the Branch Manager collected amounts from borrowers but only posted Rs. 6720/- not posted in FIMO failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Manager collected EMI payments from 01 borrowers, amounting to Rs.6720/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-06-16','2025-06-17','2025-06-18 03:18:38','2025-06-26 17:22:24',NULL,NULL),(910,2157,2092,NULL,NULL,0,0,1,'2025-06-18','2025-06-22','2025-06-24',192,3,'a9FMOgTCL+HA6oNAlwbJsw==:696030DyXqH7m8eGSY8qGQ==','G63fQUA7d8vdtbpn5p6meg==:Mj68PK9LasAsa3xUBAFoVw==','nlVqs5fiX9dgPTddciVVRg==:0IbhKRsi1TzYVswqsxev6Q==','\"Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 6811/- has taken place. Specifically, the Kalpeshkumar  Lalabhai Pagi/SF0069611  collected amounts from borrowers  Rs.6811/- failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs.6811/- not posted so again failed to record these transactions in FIMO.\"\r\n','2025-06-18','2025-06-27','2025-06-18 03:21:04','2025-06-26 17:22:24',NULL,NULL),(911,2125,2058,NULL,NULL,0,0,1,'2025-06-16','2025-06-19','2025-06-20',98,1,'m59uR3sJMhx2IQeYgGYo4w==:LYyPCVdKckMgz0dzxSmViw==','ewfBiPoKzgPKyCec8PtnHQ==:d9Y47eV3E/KTfYhZVND2Kg==','y4lpzfdbLcd4GVMzcuPZZA==:i9ecc/z1isRtjWBXfZT7ew==','\"Dear Team,\r\n\r\nBased on the Internal Audit team’s verification conducted during June 2025, the following findings have been observed regarding LO Om Singh Meena (SF0084878).\r\nObserved Issue: LO Om Singh Meena collected EMI from the borrower but did not submit the collected funds to the branch.\r\nInitiate Recovery: Begin the recovery process to retrieve the outstanding amount of ₹5,990 from LO Om Singh Meena as soon as possible.\r\nThe investigation confirms that LO Om Singh Meena failed to deposit the EMI collected from the borrower, resulting in a total unposted amount of ₹5,990. Immediate steps for recovery and process enhancement are recommended to mitigate risk and prevent recurrence.\"','2025-06-14','2025-06-27','2025-06-18 03:21:46','2025-06-26 17:22:24',NULL,NULL),(912,2137,2074,NULL,NULL,0,0,1,'2025-06-16','2025-06-19','2025-06-20',98,1,'K0ALOUgeLiMpBK2JglEuSg==:7n5Nmn1IFZGszf1Xv3ZUkQ==','DGSgrAss9OaHHQ7yI+7T9Q==:sRCRtMVQrsO5iQGfAUodOA==','j+nDUMdM+yCA1fP+/qWaJA==:6ze7/O2+g7WsD9PkT08dMg==','\"Dear Team,\r\n\r\nBased on the information from the Internal Audit team for June 2025, the following findings have been observed regarding Kuldeep Kumar (SF0068230).\r\nImmediate Recovery Efforts: Initiate the recovery process to retrieve the outstanding amount of ₹22,370 from the responsible staff.\r\nThe verification confirms that while Kuldeep Kumar did collect the EMI from the borrower, none of the funds were subsequently posted in FIMO, resulting in a total unaccounted amount of ₹22,370. Immediate action for recovery and process reinforcement is recommended to safeguard our financial integrity.  Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Sarwar (RJ3844) branch. Upon review, it has been confirmed that the case actually pertains to the Kekri (3217) branch.','2025-06-16','2025-06-27','2025-06-18 03:22:16','2025-06-26 17:22:24',NULL,NULL),(913,2152,2090,NULL,NULL,0,0,1,'2025-06-23','2025-07-05','2025-07-07',120,14,'mGRay/DCMh8h6k53PGil9w==:HrJ3SN8ikIgk21BLHSnE5w==','gHOP6yD6wyeZ5s9eBtZM+g==:3Csj0GZrh9s49K4kOq0QVA==','w/FQLMSx4+84mZkS7E7qhA==:thLT9O8BM+zeSH+/0p6GcQ==','Dear Team, This discrepancy is definitely alarming. Let\'s break it down: 💳 Total EMI Collections (across 14 accounts): ₹60,684 🚨 Reported Fraud Amount: ₹60,684 ✅ Recovered & Posted in FIMO: ₹4,760 ❌ Net Fraud Amount (unrecovered): ₹55,924 It seems the full EMI collections were flagged as fraudulent, but a portion was recovered and accounted for in FIMO, leaving ₹55,924 still unresolved..','2025-06-16','2025-06-27','2025-06-18 03:22:36','2025-07-07 09:24:01','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(914,1233,1258,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-19',1,1,'jpY7mhRVG6LTt8RH3E5ilw==:DBILX5S4Xfjy8Uq5GaPyyw==','zzCV0gwmjxrJZrD8dnmq4w==:7FumBc7BVWMC5vdTIqrBTA==','bN4ayg1yIAd/9uMsx/l1aw==:4SjUmj+zjkDe1iK1Iu9KQg==','Complaint was raised by the borrower against LO Deepak/SF0087033 for the collection misappropriation. Post verification it is observed that LO collected 01 EMI amounting of rs.3400/- but same was not accounted in the FIMO.','2025-05-16','2025-05-16','2025-06-19 02:15:58','2025-06-26 17:22:24',NULL,NULL),(915,1239,1257,NULL,NULL,0,0,1,'2025-05-08','2025-05-08','2025-05-08',1,1,'lxNq5CIbhNqWQ4wR6I03UQ==:UJDVkjx1Jy0WBtnW4m7xLQ==','zctXSdzCSZNdXsF6ANBrWQ==:R6r5BnI5ni1DMubN3mDvnw==','lVE/VLCbLquPJ5ZeCOB+Kg==:EzEC1ubc0xiLNcgTX1yS7Q==','As per complaint raised by the borrower through CSS it is observed that BM Ravi Kumar/SF0048658, he was collected Rs. 6000/- from the borrower but same was not accounted in the FIMO.','2025-05-08','2025-05-08','2025-06-19 02:17:16','2025-06-26 17:22:24',NULL,NULL),(916,1242,1256,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-19',1,1,'/OZ6/CFEC/1BgNjvvrpknQ==:QLN++phWSw8kdplWJvhLqQ==','MvM76/2vOKB+Igt3+LZxfg==:tAbu/YcYsvqt8kYHR8n9Qw==','aQW6IUj1WeDswXZahYUR3A==:o2v+DKk+g7M1ch7/DgCCrQ==','\"As per complaint raised by the borrower to css, post verification it is observed that an EMI collected by LO Navin Kumar Ojha/SF0088338 but same was not accounted in FIMO.\r\n1. Date- 08-08-2024, Amt.- 3500/-.\"','2025-05-16','2025-05-16','2025-06-19 02:18:29','2025-06-26 17:22:24',NULL,NULL),(917,1265,1250,NULL,NULL,0,0,1,'2025-05-09','2025-05-09','2025-05-09',1,1,'YU1CPEgGeDS1elj2hlWjNQ==:HD4AJdJkZmpkw2O4tg7Ucg==','VDBvPEbYTCn19vszWiptMg==:boGulVmFDCWAj9DWmmkHxg==','ClTs3a2AD6YRZ4ue/UrmnA==:Sgje3bUmCtL8fnBXQbXiiw==','Borrower paid pre-closed amount of Rs-8850 on dated 25/01/2025 to LO-Dhiraj Kumar but the same was not accounted in the FIMO.','2025-05-09','2025-05-09','2025-06-19 02:19:47','2025-06-26 17:22:24',NULL,NULL),(918,1266,1249,NULL,NULL,0,0,1,'2025-05-09','2025-05-09','2025-05-09',1,1,'5qzmzQbWbazoNPfr2h8ang==:JrK1scbqvwvcqlZ5kU/TTA==','GWRg1IgeEBK40keyHVVZkA==:I3nwK3wc+wvHHRm53b7+Ww==','/vI+SUI7SThobRxq6NeoGw==:YWzpr7ioJOn8jJMM8JgyUw==','As per complaint raised by the CSS team, post verification it  is observed that he was collected Rs. 13140/- from the 01 borrowers on 12-02-2025 but the same was not accounted in the FIMO.','2025-05-09','2025-05-09','2025-06-19 02:21:23','2025-06-26 17:22:24',NULL,NULL),(919,1267,1248,NULL,NULL,0,0,1,'2025-05-09','2025-05-09','2025-05-09',1,1,'QbDxqC0XKbMO1h1kqd975w==:097EustPmAgke2BCo5jj5w==','XumPGv0xSz8+AGUxthDXzw==:6/MbmI3TScZm5VRKkOffSQ==','6RJb0HojPWxsywSUI5wlcA==:sTcIVNM1LOMlmYulHf3XPQ==','Borrower paid preclosed amount of Rs-28000 on dated 25/01/2025 to BM-Sunil Kumar and he filed all the repayment days in the loan card but same was not accounted in the FIMO.','2025-05-09','2025-05-09','2025-06-19 02:21:55','2025-06-26 17:22:24',NULL,NULL),(920,1412,1349,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-16',2,2,'zwlxeCPp/AvQBe/uxZthgg==:372t/si2erHz84uT3GMxIg==','smvLiwFQfmOlRaB3mmgDHA==:81ZEszZT4aufffyV4W1Xpw==','Mk28L5bUo/qII+zUSebMbg==:iKsvMP0Vwywsgwp5w7f1Cw==','As per complaint raised by the borrower to css post verification it is onserved that LO Raj Kant kumar/SF0058560 collected Rs. 101500 pre-closure amount from the 02 borrowers but same was not accounted in the FIMO.','2025-05-16','2025-05-16','2025-06-19 02:23:52','2025-07-16 08:55:04','Pre-Closure Amount Misappropriated',''),(921,2015,1954,NULL,NULL,0,0,1,'2025-06-11','2025-06-18','2025-06-19',159,17,'sqBaOiHGtIknXgJM6FtYTw==:Qr0aBRy9GZLR9gWNc9Gt4A==','yao+zJkTV3/ht0woGks4Vw==:LgN5g6cwhmOstCzWokqX8w==','n532I7eRJaVD/eHUW/KNnQ==:uVIThCVCZuh2loUVi1sxpA==','Dear Team,\r\n\r\nAs per the findings the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 1,43,430/- has taken place. Specifically, the Loan Officer Sanjiv Hada-SF0081462 collected amounts from borrowers but not posted in FIMO failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 19 borrowers, amounting to Rs.1,43,430/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-06-11','2025-06-18','2025-06-19 02:38:34','2025-06-26 17:22:24',NULL,NULL),(922,2131,2099,NULL,NULL,0,0,1,'2025-07-04','2025-07-09','2025-07-09',66,15,'hnDbxUr9G9DEVim1QzX9jA==:DQ9/xLLLEtW3TyuLiJZ3wA==','EHJTBvmrBK+igyLZ9m6KoA==:UGkmFhA/QvZbX8iz1LV8Rw==','pke/qxdaJapnz++Kpz/JDA==:+o1oL3rgVjKfkP90Y8P95A==','Fraud amount not deposited in company account.','2025-06-20','2025-06-26','2025-06-19 06:21:08','2025-07-16 14:02:45','Collection Amount Misappropriated',''),(923,2049,1999,NULL,NULL,0,0,1,'2025-07-02','2025-07-02','2025-07-04',1,1,'zdL2DsD7FLagzf5k0vN5Fg==:3iDW+x+m3zjtaMIDv6Zg6A==','1eXEBK2pi6/xzDxp2dGd6g==:kk68MKseIWVw+mZcINmMew==','7g+6yzUg2l0Jk0WmnUKNoA==:qn1X8F8kA1iz1+6lzlS8KA==','Fraud amount not deposited in company account.','2025-06-14','2025-06-21','2025-06-19 06:21:49','2025-07-16 13:43:48','Collection Amount Misappropriated',''),(924,2039,2033,NULL,NULL,0,0,1,'2025-07-03','2025-07-04','2025-07-04',22,4,'Ip3/cOH4xSKDA0OM+Z5gxQ==:5BOp4ifeyRkrZkdeZeLkYA==','FVhUcb50XCk5MO2Irgk/FQ==:JCoerEvZOpB6ihX7TW3ZBw==','d2NXS6QokgdRvQREKR169w==:V28Jyn27n1LjxCLCVF1mEQ==','Fraud amount not deposited in company account.','2025-06-14','2025-06-21','2025-06-19 09:08:39','2025-07-16 14:11:59','Collection Amount Misappropriated',''),(925,1957,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-09','2025-06-21','2025-06-19 09:09:12','2025-06-26 17:22:24',NULL,NULL),(926,1942,1896,NULL,NULL,0,0,1,'2025-06-26','2025-06-30','2025-06-30',4,4,'ZBj67e4d3AwuY836upg9MA==:0Aj6+vWGMdOyAAW2cv789w==','uZLNY+VemqZ9D3DYCRbyXQ==:yXw/53IuuFeafG/FfBCrew==','kZsqG1GhtnRJwRJtOKug+Q==:wCaXBt/TxJiRBtJ+6essCw==','Fraud amount not deposited in company account.','2025-06-09','2025-06-21','2025-06-19 09:09:49','2025-07-16 13:35:47','Collection Amount Misappropriated',''),(927,1843,1780,NULL,NULL,0,0,1,'2025-06-19','2025-06-20','2025-06-23',1,1,'TYnGHXocwkxjlz5OwlBdTg==:3nUakTBAzyt/h2LzJ4ywmQ==','J6gdCpgCGNLxwPH58yXcrA==:0IEoU7Sniq4IaDV1vhwi4w==','mUxaQyHXUQpLUp5SNRyw2g==:1vuPgoACuYZN9yag938hkA==','Fraud amount not deposited in company account.','2025-06-10','2025-06-21','2025-06-19 09:10:58','2025-07-16 12:20:31','Collection Amount Misappropriated',''),(928,2174,2137,NULL,NULL,0,0,1,'2025-06-17','2025-06-18','2025-06-19',15,1,'xX0k7RHZPRGa7EM1766hIw==:TAaW76SL1ufz/USkNp16jw==','5vcGVgWIk8V/WP/SsYVOcA==:iQWUsOJWEeocAWyYKgT7tQ==','8Y0YpxVqEQryRnnln44WUA==:cLofdfHaQyouPSJ11q3iFQ==','Loan Officer Satish Malviya/SF0082563 was found involved in collection misappropriation (Collected EMI amount but not posted to concerned borrower account) on the name of 1 borrower for the amounting to Rs. 44,080/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 44,080/-\r\nAmount Recovered and Accounted in FIMO = Rs. 8,620/-\r\nNet Fraud Amount to be recovered = Rs. 35,460/-.','2025-06-17','2025-06-18','2025-06-19 18:11:42','2025-06-26 17:22:24',NULL,NULL),(929,2200,2142,NULL,NULL,0,0,1,'2025-06-18','2025-06-19','2025-06-20',5,3,'Vx0gZJ7VinMt15CtmsA8WQ==:nffhFBb9fQB8WdA65HJJPA==','lkuahctStTjdYI4rd1mgbA==:rpBubJOARBpIZRrL9p4SlQ==','tu3n5veoTwcC+UzcicYiOA==:GAk/eV1Euz55AUV3n0vxug==','During CLV we have identified a cash misappropriation of Rs.17,310/- & Rs.1000/- recovered & Net Fraud is Rs.16,310/- against LO/Priyadarshini Bhoi/SF0096304.','2025-06-18','2025-06-19','2025-06-20 02:56:48','2025-06-26 17:22:24',NULL,NULL),(930,2201,2149,NULL,NULL,0,0,1,'2025-06-18','2025-06-19','2025-06-20',5,2,'pBzMYz5yJexbtSstZtAQ/Q==:CBnEf6S0skV7niHd3UqzsQ==','+CCqBAY0p4r3MuzE6vG8Gg==:gODD3MIzh4XktCQzaAY8vQ==','gtI0R/Gzva74CC8hbm0BkQ==:R5UKuD6WmMAANxffgCxjeQ==','During CLV we have identified a cash misappropriation of Rs.15,060/-against LO/Ajay kumar Subudhi/SF0065667.','2025-06-18','2025-06-19','2025-06-20 02:57:04','2025-06-26 17:22:24',NULL,NULL),(931,2166,2106,NULL,NULL,0,0,1,'2025-05-15','2025-05-19','2025-05-20',113,1,'zLHU/XTQjU+zzrUAAQsfTg==:znuMMehzRRsvIii9jPJxCg==','LV19RgEQFrEGUQxbrRtwOg==:E66BPM26YqYb64aKE+008g==','rBPp05eOFR9HACpC/rEFSA==:cxQlyoqMTsaczaBrLS/pPg==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 3360/- has taken place. Specifically, the Loan Officer, Bapulal  Maida/SF0074950, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 3360/-, and again failed to record these transactions in FIMO.\"\r\n Note:- Due to an error in the DAPS application, a Complaint Number (FN25-26-00607) was generated, but the corresponding Case ID was not. As per the request from the HR team, the Complaint Team has registered the case again under the same staff in the DAPS application. Consequently, the CLV date and report submission date have been changed.','2025-05-15','2025-05-19','2025-06-20 03:13:02','2025-06-26 17:22:24',NULL,NULL),(932,2231,2163,NULL,NULL,0,0,1,'2025-07-07','2025-07-13','2025-07-15',724,4,'bisKXDLQVvN2eG40/u8Bsw==:y727BjQl6XjxykABQdyeJQ==','7TYfZinHs00pJUMv1O92zg==:yHSHJY8O3jINFrRp0GGzfw==','xclyYhAbrA6MRHTt2NBbGQ==:y1dDnD5ND7Ax+tkmULeCxg==','A total Fraud of Rs. 36,920/- was identified during the investigation and out of that Rs. 15,680/- was accounted in FIMO as regular EMI. Now the total amount of Rs. 21,240/- is yet to be recovered from all the alleged staff.','2025-06-23','2025-07-10','2025-06-23 04:07:37','2025-07-15 12:35:11','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(933,2223,2162,NULL,NULL,0,0,1,'2025-07-26','2025-07-26','2025-07-28',1,1,'Vw8DG9yUg2iiqxTNoRSBGw==:zqPDcKh2Xpy9aWNraYYd9Q==','jh4WttY3hhgAR9GFar/55Q==:1ueP0qJbByYPoLt2kUOBfg==','sTxfnbuO2eBdvCHsBI5Syw==:MG3Tz+SRdNX2qXByJg/aIg==','As per the borrower statement she paid her EMI amount of Rs. 2240/- to branch manager Akash Kachhi/SF0053876 on 27-05-2025 but it is showing OD. When loan officer Sandeep Kumar/SF0070346 asking about the OD amount then it was came to know. After identification of the issue branch manager Akash Kachhi/SF0053876 paid the amount of Rs. 2000 digitally to loan officer Sandeep Kumar/SF0070346 and remaining Rs. 240 paid by cash and the same accounted in FIMO on 29-05-2025 by the concern loan officer.','2025-06-23','2025-07-10','2025-06-23 04:08:06','2025-07-28 11:39:33','Collection Amount Misappropriated',''),(934,2219,2150,NULL,NULL,0,0,1,'2025-06-30','2025-07-10','2025-07-12',156,15,'GS/8rTDiRfXNIK5aWcBBiw==:mCufs0ZnTG6CfnlcroKeYQ==','kRWyzei1yLHhHBQJIVE6TA==:0yEWzAAKag9GuNp1z1FG1Q==','RvCzFLSnV85atx4Dzy2rmw==:QuNSQkdzbfkN8T9eiqcTLg==','Loan officer Om Prakash/SF0068508 had embezzled Rs. 2,88,976/- from 15 borrowers’ collection amount, Preclose and disbursement amount recollected. a.	Collection Amount Misappropriated of Rs. 1,58,976/- from 14 borrowers. b.	Preclose Amount of Rs. 90,000/- from 02 borrower. c.	Disbursed Amount Recollected Amount Misappropriated Amount of Rs. 40,000/- from 01 borrower','2025-06-23','2025-07-10','2025-06-23 04:08:34','2025-07-12 06:52:33','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Disbursed Amount Recollected'),(935,2196,2113,NULL,NULL,0,0,1,'2025-06-23','2025-06-29','2025-07-01',325,2,'eeZ7p+SSDhHAMi0JytWSWA==:+N9wSlk2KUWfjY/B8RvOTQ==','GgSZr8oNKNkMci2F1RGbMQ==:JPdiU5FylwZvlxZN6GPaiQ==','435y5iLaB+1WBUTwRO5cuw==:NSg19Pj/LoKfioDjtaAicg==','During field verification observed that loan officer Yogendra Kumar/SF0088777 had embezzled 02 borrower loan instalments of Rs. 12,870/-/- which was not accounted in FIMO.','2025-06-18','2025-07-08','2025-06-23 04:09:02','2025-07-01 04:34:52','Collection Amount Misappropriated',''),(936,2194,2112,NULL,NULL,0,0,1,'2025-06-30','2025-07-06','2025-07-08',201,4,'zas/Fw8BmqxLGPfE+AC15g==:BoZYjwXHNl+N6fXj07d/jg==','uYyIURwtLG9z0H3eaVGOlw==:7mdMq1JgAQ0SMc6vMJBtzw==','vO7pjh/x3geLbng32L6IYQ==:+GNGc0z5zcsmPz3rpBEwoA==','During field verification, it was observed that loan officer Ashutosh Padhan (SF0087885) had embezzled Rs. 24,750/- from 04 borrower\'s collection amount but not accounted in FIMO .','2025-06-18','2025-07-08','2025-06-23 04:09:27','2025-07-08 08:17:10','Collection Amount Misappropriated',''),(937,2106,2131,NULL,NULL,0,0,1,'2025-06-25','2025-07-01','2025-06-27',321,25,'F8FGv9vq1UFLVcQ6Jy96eg==:zYIeYBc89a2AHosF5/PjrA==','hHwsW3DztsnBNfDakfDrUw==:t9QAsDBxfU/5A27M6+9ChA==','fx18J+AoLMfTk9kW5Vj25g==:64ikyfb4YIrnynjUSbHOkQ==','During field verification, it was observed that loan officer Tutul Sekh/SF0093407 had embezzled Rs. 2,80,519/- from the total preclose and advance collected from 25 borrowers but only the amount of Rs. 76,820/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 2,03,699/- was not reported.','2025-06-15','2025-07-03','2025-06-23 04:09:57','2025-07-03 11:31:11','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(938,2224,2157,NULL,NULL,0,0,1,'2025-06-18','2025-07-05','2025-07-07',312,6,'gVx6mzxGVCL0WShWG2FaZg==:WGdM04VHMDTmR9QYkVekyg==','AxFIsisLux4NGnf5/EhJQg==:R8AIERIHMJX9ER/RUbq/Cg==','Xt7SOtPnIey0uOG5YOeRWA==:jA16xPeeDVWBlknF0psGWQ==','After Caseload total of Rs 30940/- fraud identified from 6 Borrowers.','2025-06-23','2025-06-27','2025-06-23 05:21:37','2025-07-07 06:19:12','Collection Amount Misappropriated',''),(939,2222,2156,NULL,NULL,0,0,1,'2025-06-20','2025-07-03','2025-07-05',190,4,'zgroB1d0cnyOW/0G9Ph2hA==:qVA7bPgscPUMz8itpp6KgQ==','8+7ZuCxO612Cwdv+cF+OOg==:l35zZ7J/hATDpmSsI+CppQ==','LCp1WwWXYpI1qdScaYFahw==:rcVPEHz+FUBMAcPh/oNkuw==','After caseload verification total of Rs 27770/- misappropriation of Cash observed and Rs 4690/- FIMO recovery entry done. So Net Fraud amount is Rs 23080/-','2025-06-20','2025-06-24','2025-06-23 05:21:53','2025-07-05 06:39:58','Collection Amount Misappropriated',''),(940,2199,2127,NULL,NULL,0,0,1,'2025-06-20','2025-07-02','2025-07-04',167,1,'dcoAisAnDCMVZxjJ2idS1A==:G1ojli5bXUc4ZqqO03DiRA==','1Co0toXY0abCevtbAfa8Tw==:H+OW2FArZBogMqx3P/oDxA==','Rij5Q9d2x+vEFzLJOwNDDA==:kKOJaA/rzex2hSl8yrfB2A==','Verification was completed regarding the complaint against Loan Officer Shankar Ladke/SF0085733 for misappropriating the Collection amount of Rs.13,440/-.  Following the investigation, fraud was identified involving a total amount of Rs.15,680/- across 01 borrower. (Already Loan Closed by the Branch Team and the borrower) A Loan Officer mistakenly posted an advance entry of ₹22,400, on date 14 Jun 2024 suggesting that the borrower had not paid that amount. In reality, the borrower only paid ₹2,240, not ₹22,400. After from month Jun 2024 onwards, the borrower paid 3 EMIs of ₹2,240, totaling ₹6,720. From September 2024, the borrower  paid  EMIs, but the EMIs were kept by the Loan Officer (i.e., not recorded in FIMO). Because of the Advance entry posted in FIMO and lack of EMI entries from September, your money is now stuck in the borrower\'s loan account due to recoved and keept in self pockets.','2025-06-20','2025-06-30','2025-06-23 05:22:34','2025-07-06 13:33:49','Collection Amount Misappropriated',''),(941,2173,2110,NULL,NULL,0,0,1,'2025-06-20','2025-07-07','2025-07-08',1358,6,'CEWBrCILkKOE+Iw3041Umg==:Wz/9F3vKuSURAM1iYkyDwA==','g9hH0iGlh9MiicNaVj/WrA==:HS05JKWRuHeYxjSrmW58Pw==','Bf8vn7gDkrQCvILDK2fDBg==:ZVIibhpk/wPo5vwljeiFrQ==','Verification was completed as per the complaint against BQM Ankit Pakhale/SF0050788 for the Pre-closure  amount of Rs 6365/- After the investigation, the fraud was found in a total amount of Rs. 131651/- for a total of 6 borrowers of 6 Loans and amount of Rs. 81700/- already recovered before fraud investigation and updated in the FIMO.','2025-06-20','2025-06-30','2025-06-23 05:23:18','2025-07-09 05:49:00','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(942,2186,2140,NULL,NULL,0,0,1,'2025-06-20','2025-06-30','2025-07-02',85,1,'XhLmnfTM7AROorrykiySjw==:v7kF797JRnGbI56DdieqNQ==','QT680TPG63IX5HHJIBMoiQ==:ZDmI2ay8prym5JIyzLc7kA==','yWHpuyclkYDB9j6wRMa2Lg==:kJabRhj0r27WGP8NoxpfcA==','During CLV We have identified a cash misappropriation of Rs.8000/-.Out of which amount recovered and accounted in FIMO of Rs.4270 & pending for recovery of Rs.3730.','2025-06-20','2025-06-24','2025-06-23 05:24:15','2025-07-02 10:40:41','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(943,2197,2141,NULL,NULL,0,0,1,'2025-06-23','2025-07-03','2025-07-04',86,1,'nuDo52sY6Y2pw5iwonM8+Q==:Du/IftyoEljGsoDvNoLI7g==','zTOeZM7DXekLtwK9EAFFJA==:gG01cD2tPD2Elj/Oykajzw==','wq0Yrtu8GMVFq5axJeS1Lw==:PlrYXkhgtyySBw1U4F9ivw==','After caseload verification total of Rs 2240/- misappropriation of Cash observed','2025-06-23','2025-06-27','2025-06-23 05:24:43','2025-07-04 10:08:43','Collection Amount Misappropriated',''),(944,1893,1807,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'vDAAhWkmbaju8SaUjILINg==:IB9hDt+UX9G80h8TB3ssHw==','OqD9LTrLFUPkeSk1NaLG6g==:MAd3nFdT2KkOhklAq85H/Q==','xF4kD5nySJYcDG8efe/yjg==:dbTz5oPM961G3ftbOh3O+w==',NULL,NULL,NULL,'2025-06-23 07:09:36','2025-06-26 17:22:24',NULL,NULL),(945,2226,2170,NULL,NULL,0,0,1,'2025-06-23','2025-07-05','2025-07-07',86,1,'0Ugc1gNnW2OGQLfbiskgJg==:G3z0tkyQgpxMBNyFmawL/A==','DY+VgO/ujO8GmW9k0rm54A==:42g9Qfiif9xHoYbLmtJJ7w==','yK+F8TBaninSzau8+tt1rA==:9DxumFQKev7W32uFHNnjPw==','After caseload verification total of Rs 2780/- misappropration of cash observed','2025-06-23','2025-06-27','2025-06-23 10:45:41','2025-07-07 07:33:43','Collection Amount Misappropriated',''),(946,2247,2183,NULL,NULL,0,0,1,'2025-06-23','2025-06-23','2025-06-24',1,1,'pB7gwkQfPNuqsD5UvEA7Dw==:XH8CV3v5ookfyfimNmFgiQ==','pkDDJr6E2y4LFgY9BIq3UQ==:6V9LggEpJZ74dpnPui4wUA==','y7PrZR9PgvFPns7Yp6TkIw==:nCZOFlhaQ4nL8quOLc5dBQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in June 2025, it was observed that a fraud amounting to Rs. 7,200/- has taken place. Specifically, the Loan Officer, Manish Yadav/SF0080477, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 7,200/- again failed to record these transactions in FIMO.\"','2025-06-23','2025-06-24','2025-06-24 01:25:06','2025-06-26 17:22:24',NULL,NULL),(947,2221,2154,NULL,NULL,0,0,1,'2025-06-23','2025-07-07','2025-07-08',839,7,'GQsGc/wh9ScxsCUnzxXpGA==:QCNwAshCFHi2/voJ7m1KtA==','MmoxaW22t7S7jRh7PHtHzg==:6GYd+Mx8X+UgBvFSYPkRhg==','plmhuZ8EHiKw3rSLpCu1DQ==:8ggZ+7oJL9TC/Lk3xRpk0w==','Senior Loan Officer Nikhil Patidar/SF0067273 was found involved in Collection & Pre-closure amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 07 borrowers for the amounting to Rs. 80,402/- based on the evidence available. Total Fraud Amount = Rs. 80,402/- Amount Recovered and Accounted in FIMO = Rs. 24,660/- Net Fraud Amount to be recovered = Rs. 55,742/-','2025-06-23','2025-07-12','2025-06-24 04:26:39','2025-07-09 05:20:17','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(948,2245,2188,NULL,NULL,0,0,1,'2025-06-23','2025-07-08','2025-07-09',123,5,'SjVL3zKwD2kYIRjgRkuriA==:QeP4rVt7R+ZSXu+ITMRNmg==','kiHrySUD1ApCm4h75Y2AJg==:yFsm+A6qFT9uBe3UC6Hplw==','CegzvUsbWv59yUXjMiSxOw==:7ecpFgHwiInC2PJVQZ+V3A==','After caseload verification total of Rs 34370/- misappropriation of cash identified. Rs 1290/- FIMO recovery entry done . So Net Fraud amount is Rs 33080/-','2025-06-23','2025-06-27','2025-06-24 05:13:37','2025-07-09 11:26:38','Collection Amount Misappropriated',''),(949,2045,2015,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'ZojemVoSdRnVXdOmh40imQ==:CVVQh9wx6JT0IUaa+W1sbQ==','SzLSGUhLGzW+bWSLj0014Q==:o49+GP1HORjyfTXQk+qPlA==','vVWeRKPGJ/7+sCaEwuSJmQ==:YxQ2uPRXZ8IyoNki01HPDQ==',NULL,NULL,NULL,'2025-06-24 07:18:34','2025-06-26 17:22:24',NULL,NULL),(950,2023,2080,NULL,NULL,0,0,1,'2025-06-19','2025-06-23','2025-06-24',471,13,'6Xl3T51UbkgGcYljGKttug==:ZmF+PsK/pVUfr87jFJfEqw==','togyxhfJkzPAMluFHgoyFQ==:3vqoMkpxhCV9oyF84QKZuw==','Eb/l65DGUQrYEfllttmUkw==:qTuAkUPKgKXglgBKuYgUkw==','LO / Prasanna M R Prasanna M R /SF0076893 was collected total amount of Rs. 1,18,953/- and recovered amount of Rs.20,840/-and remaining amount of Rs. 98,113/- is pending for recovery.','2025-06-19','2025-06-23','2025-06-24 07:43:32','2025-07-02 08:56:23','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(951,1779,1761,NULL,NULL,0,0,1,'2025-05-20','2025-05-18','2025-06-20',109,9,'ZJOJr5M61B6cfuyO0sXKbQ==:YmlCU//QlByGuiPiToLoKw==','dMera7umuyf20oTsyshY3Q==:Af3Bntsf87ItzSw6l8l0Ng==','ZOsdfYuxJYrMhIm5xcgw/g==:iSM94MyN4tqe19D6NtOMrA==','Lo/Sathish Kumar H v  was collected total amount of Rs. 50,466/- and recovered amount of Rs 15,020/-and remaining amount of Rs. 35,446/- is pending for recovery.','2025-06-18','2025-06-20','2025-06-24 07:50:05','2025-07-14 05:22:02','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(952,2241,2177,NULL,NULL,0,0,1,'2025-06-24','2025-06-27','2025-06-30',166,2,'PMoDg+OWLYB6VwgDvC+Lmg==:juLxJrRdw1hMaMntgXRFiw==','0A5HzIM4ussaUzt1sCIeaA==:Itzzi9zZOeLWMEcO9kmOIg==','F2cqgLULa2RX20fMonezOA==:P2EyLpvHQ8ZOAzytM9ZzYw==','LO  Vipin vipin S collected  EMIs from two borrowers amounting Rs. 4800/- and  collected amount not posted into FIMO and even not deposited at branch and same was pending for recovery.','2025-06-24','2025-06-27','2025-06-24 07:50:23','2025-07-02 08:54:04','Collection Amount Misappropriated',''),(953,2243,2184,NULL,NULL,0,0,1,'2025-06-23','2025-06-23','2025-06-24',1,1,'3ptl/31524K0bN7cTcTJ1g==:Dp6HiTGVR0XQXlUFI7vjzA==','Zvbs3aPRQetZnm5sQGCWhg==:iWkzIuAFTgggyisaHe4EAQ==','wxD4+E4r8U+UFhZTyqeSCQ==:7LMqSVIPAEyWLsbO9A5Etg==','During field verification, it was observed that branch manager Pramod Kumar Yadav/SF0038488 had embezzled preclose amount of Rs. 11290/- from 1 borrower\'s and amount of Rs. 4,800/- accounted in FIMO. Now total of Rs. 6,490/- yet to be recovered from the alleged staff.\r\nComplaint no. FN25-26-01093 connected with the CSS complaint 82296.','2025-06-22','2025-06-30','2025-06-24 08:21:19','2025-06-26 17:22:24',NULL,NULL),(954,2192,2181,NULL,NULL,0,0,1,'2025-06-25','2025-06-27','2025-07-03',139,9,'AXAobQ5h6g2RKDhhzmTzDA==:NrUyJeWJBkVhmWGy3H43pQ==','9jEH4xEvYodF/bs5u9pHrg==:HequXUo0cwyuN2tPsf4dwA==','k5NPNrWwX6K7/crGcaq1zQ==:j7FoL5k5I5W9AklqcA16mg==','LO Shashikant was collected the installment and pre-clouse amount from the 9 borrowers total of Rs. 1,56,587/- recovered amount of  Rs. 52,890/-, and the remaining amount of Rs. 1,03,697/- is pending for recovery.','2025-07-01','2025-07-04','2025-06-24 08:30:19','2025-07-17 03:10:43','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(955,2238,2196,NULL,NULL,0,0,1,'2025-06-23','2025-06-23','2025-06-24',1,1,'5Dz3Th7XYKA5jiZ6ZYiwKQ==:VaHJTiFgVBcSf65KGpa6dA==','zBB6VDpVxbIuI8aLVy6bYw==:5pejFQLJ3JzvMYd2JRDMxQ==','lcbZP6w/LM3BO0JQ4nEElg==:KaUgo7lgiExB6reDFDk7wA==','During field verification we observed that Loan officer Asif Ali Sardar/SF0090872 had embezzled EMI amount of 01 Borrower’s total of Rs. 12810/- and after identified the case all the 03 EMI\'s of Rs.12,810/- accounted in FIMO on 19-06-25 by the conern LO.\r\nComplaint no. FN25-26-01088 connected with the CSS complaint 83193.','2025-06-23','2025-06-30','2025-06-24 09:36:20','2025-06-26 17:22:24',NULL,NULL),(956,2239,2195,NULL,NULL,0,0,1,'2025-06-25','2025-06-30','2025-07-02',147,1,'2oM+zJ7AL0DsqI24quQlPg==:xNO9X4hLQUPSxzf4DyhVzQ==','QAf6b8xSkEls1Y/k8Onh8A==:QgJskVZGRs5H/zreUe5oww==','sy2RfcazwDCrdGxz4O1+pA==:+er8YbndxJX4swBJYgaKzQ==','During field verification, it was observed that Loan Officer Abhishek Bauri/SF0070380 had embezzled the collection amount of Rs. 1700/- from 1 borrowers but not accounted in FIMO and now total fraudulent amount of Rs. 1,700/- yet to be recovered from the alleged staff. He transferred to Bishnupur branch (WB2797) on 18-03-25.','2025-06-23','2025-07-12','2025-06-24 09:37:04','2025-07-02 09:42:35','Collection Amount Misappropriated',''),(957,2244,2187,NULL,NULL,0,0,1,'2025-06-23','2025-06-23','2025-06-23',1,1,'9g4i/21LxaaJqn0mHJeTnA==:SZWlEgE+r62X/2/zPcVg2A==','nYXwcr/RVCf9MIMKPjt3GA==:fvWYA+c9m+T2HzzBSVfGZg==','MvmiWNsPO5vGHZ1LPTzA1g==:gXU1mLMMnZ3yQqqPrgnMzg==','After the fraud investigation, Borrower SANIYA MOBIN SHAIKH/351675090 paid the total amount of Rs. 10782/- to Branch Manager Pravin NivruttiGhonge/SF0063673 on 18 Oct 2024. ','2025-06-23','2025-06-23','2025-06-24 09:37:10','2025-06-26 17:22:24',NULL,NULL),(958,2248,2186,NULL,NULL,0,0,1,'2025-06-24','2025-07-04','2025-07-05',226,2,'Sw54YanEno0jNl8LQFJ0fA==:YoSHU47z4runa4hgViokxA==','tyb1iU/v7csIlU4GvojQZQ==:m5Zif36oowowwXbY5Ke0IQ==','jBsxf7dCiHIrNiCFmTB0Xg==:92VdO/lU6rzeDsypE/mCtQ==','Verification was completed regarding the complaint against-FN25-26-01098 Loan Office-Lakhan kailas Ade/SF0064757 for misappropriating the Collection amount of Rs.17900/-.  Following the investigation, fraud was identified involving a total amount of Rs.17900/- across 02 loans from 02 borrowers and Rs 3900/- was recoverd and deposited to the Bank on 27 June 2025.','2025-06-24','2025-06-30','2025-06-24 09:42:05','2025-07-09 11:25:10','Loan Amount Misappropriation','Collection Amount Misappropriated'),(959,2250,2185,NULL,NULL,0,0,1,'2025-06-24','2025-07-04','2025-07-05',68,1,'cB/DMb5rKzGDUMZdYkEDaA==:GhXUCHWWyxORUNuBp2cdlg==','xIcqQGNHgv4PUCo2QAa1sA==:tl/sZ2kD/fH5dtLdKQD8/g==','uz4M+KlAKauFZJbN36SSHg==:Xn2gVAJhJ6MEjtxiWDJDqA==','Verification was completed regarding the complaint against-FN25-26-01100 Loan Office-Kashinath Santosh Khedkar/SF0073708 for misappropriating the Collection amount of Rs.2420/-. After the fraud investigation available same  amount of Rs. 2420/-','2025-06-24','2025-06-30','2025-06-24 09:42:27','2025-07-09 11:28:08','Collection Amount Misappropriated',''),(960,2272,2213,NULL,NULL,0,0,1,'2025-07-04','2025-07-13','2025-07-15',122,18,'8C6rPD/Xj4Y5PZKMmqSTKg==:vg6rqN7DxJ5P8wrGgBBCFg==','d5saN2yJvq5MdZJwJILX8Q==:h4FQ/AcWUXSphTJoMGA6/g==','YkYKvtvRW3FgrTYiCTW7Jg==:6+HX7FhRD2jtGqdwT9aVKQ==','Dear Team, Please find below the summary of the additional fraud findings involving Loan Officer Rahul Singh (SF0078063): During the Fraud investigation, we found that staff LO Rahul Singh/SF0078063  ,Collection amount & Pre-closure Amount Misappropriated and used for personal purposes.  1- Total fraud amount of Rs. 189805/-  2. Total number of affected Borrower is 18. 3. Recovery Pending from staff - 143715/- Reconcile each of the 18 borrower accounts against digital/cash receipts to quantify exact shortfalls. Issue a formal demand notice to Rahul Singh for the pending recovery of ₹143,715.','2025-06-25','2025-07-11','2025-06-25 13:54:26','2025-07-15 07:56:58','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Collection Amount Misappropriated/Disbursed Amount Recollected'),(961,2229,2161,NULL,NULL,0,0,1,'2025-06-25','2025-06-28','2025-06-30',115,8,'bEPCMUyhJDcDxZqQBJU76Q==:6OmR4uoQWRVcGa1lbEqb6w==','HcC/lquYftB5aa46Nv/QMg==:7/J/Y6VAPOUA1/G7py7T3w==','5q1o4hufopHJk9mtHr82Fg==:t3IyuG1l0+dU5TQ+PxWbtw==','Dear Team, During an in-depth review, it was determined that Loan Officer Chandra Prakash Soni (Emp. ID SF0081695) collected full pre-closure amounts from borrowers at multiple centers but failed to record these receipts in FIMO. Of the ₹104,598 collected, only ₹46,020 has been recovered to date, leaving a net shortfall of ₹58,578. 2. Details of Incident Staff Member: Name: Chandra Prakash Soni Employee ID: SF0081695 Role: Loan Officer Nature of Fraud: Collected pre-closure payments in cash or cheque Did not update FIMO system, creating unrecorded liabilities.','2025-06-25','2025-07-04','2025-06-25 13:54:57','2025-06-30 09:28:49','Pre-Closure Amount Misappropriated',''),(962,2097,2024,NULL,NULL,0,0,1,'2025-06-13','2025-06-13','2025-06-15',0,0,'ZdVsA0k9ZYgEn2aorklQVA==:vG6EdA2QuL/kucpMWZT2YQ==','23JlpLf6eAJCWg9UvplbPA==:1GI6EFQAMHw8pv89zdSzmQ==','bp79PLw1rhct7vIJfmPMNg==:fgGMtEaeEvdpNU6o4H1iPQ==','\"Dear Team,\r\n\r\nBelow is a detailed summary of the discrepancies observed during the recent cash verification at the Taranagar branch, along with recommended action steps.\r\n\r\n1. Incident Overview\r\nFIMO Opening Balance: Rs. 41,259\r\n\r\nPhysical Cash in Safe: Only Rs. 5 found\r\n\r\nTotal Deposit Made Today: Rs. 11,390\r\n\r\nRs. 10,020 from the opening cash on 13-06-25\r\n\r\nRs. 1,370 from the collection amount on 13-06-25\r\n\r\nIdentified Cash Shortfall: Rs. 31,234\r\n\r\nAdditional observation indicates that as per BQM Manish Kumar (SF0095686), who was scheduled to arrive at the Taranagar branch at 06:00 PM on 06-06-2025 from the Jhunjhunu branch, it was discovered that on 05-06-25 the branch closing amount of Rs. 31,234 was taken away by:\r\n\r\nBranch Manager: Manish Kumar Saini (SF0078033)\r\n\r\nLoan Officer: Rajesh Singh (SF0086067)\r\n\r\nThese executives have absconded, and the missing cash remains unreturned.\"\r\n','2025-06-13','2025-06-13','2025-06-25 14:04:00','2025-06-26 17:22:24',NULL,NULL),(963,2279,2221,NULL,NULL,0,0,1,'2025-06-25','2025-06-25','2025-06-26',1,1,'PPje/UfE4/hPjfT/7gLmPQ==:ROA97JiU9EKlY8aX3Ambmg==','1RMW7vb+fo19MxeYp9OZng==:VMEkNjgnvKYaJwLsqRkDww==','2/kCkZstk9l1XY1Pqtccgw==:yc2E2D7DoJb/TZ8Tk7tXTQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by the Audit team in Jun 2025, it was observed that a fraud amounting to Rs.4,480/- has taken place. Specifically, the Loan Officer, Bhawani Singh\r\n/SF0085351, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from One borrower, amounting to Rs 4,480/-, of which Rs 4,480/- has been recovered and posted in FIMO.\"','2025-06-26','2025-07-01','2025-06-26 01:14:36','2025-06-26 17:22:24',NULL,NULL),(964,2282,2222,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-14',238,8,'zc/pbJm4U8pu6QsBXJ8EQw==:WSqnPNf+iIfj4o0P7M9uOQ==','Fr/zXeEz4UwfZMSCYv6l/w==:610EXjpaPO9Hb701yyLaCQ==','g1+ht9P6OS4feb60ifgsEg==:wfFywDe8Z3QCSbgGyZGaqg==','LO Paramesh Paramesh was collected 5 Pre-Closure Brrower\'s  Amount Rs 1,58,441/-, collected 4 borrowers EMI collection amount of Rs 34,580/-and 1 Borrower advance collection amount of Rs 6830/-total collected amount of Rs 1,99,851/-Recovery amount Rs.98,130/- and pending recovery amount of Rs.1,01,721/-','2025-07-07','2025-07-09','2025-06-26 03:34:32','2025-07-14 10:35:28','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated/Collection Amount Misappropriated'),(965,2225,2180,NULL,NULL,0,0,1,'2025-07-07','2025-07-09','2025-07-10',208,1,'uHANnJcfTpkMymn1+R1R8w==:Pc08VqSkwBThANb4+b1vIw==','ll8pMP7BzNtVVE3DxT2VOQ==:BYhzjABV6Yil2UewGLXS7w==','Zs5ivWupKpjfyvsGtc5jbA==:X0hYzZVBX3mXLZRhOWtw5Q==','BM Rajesh A R collected 1 pre-closed from borrower of Rs.10,275/- and recover amount of Rs 4,500/- and remaining amount (10,275-4,500) of Rs 5,775/- not posted into FIMO and even not deposited at branch and Pending from recovery. And as per loan statement balance as on 09-07-2025 of 7338.15/- and interest amount (7,338.15-5,557) of Rs 1,781.15/-.','2025-07-07','2025-07-09','2025-06-26 03:35:07','2025-07-11 10:11:08','Pre-Closure Amount Misappropriated',''),(966,2255,2192,NULL,NULL,0,0,1,'2025-07-03','2025-07-08','2025-07-10',262,8,'L7aq2nI+JodtQZLryjS1CA==:zKNm5ToxDDA3UeVyJDgaBw==','+p3AaUo0URr2uNFkC21qOQ==:5ESHiRKgC1pjgeSmFti5zw==','LpSdnNjA+KWKK/F9MvGRTw==:R21ZQuo/9yMx5tzw+SX6hg==','During field verification observed, loan officer Rishi Kumar Pandey (SF0097133 ) had embezzled 8 Borrower’s preclose, collection and advance EMI amount of Rs.42,080/- but only Rs.760/- updated in LMS and rest of the amount 41,320/- not reported.','2025-06-26','2025-07-08','2025-06-26 04:06:40','2025-07-10 10:02:30','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(967,2252,2190,NULL,NULL,0,0,1,'2025-07-02','2025-07-08','2025-07-10',420,1,'cp8sfP+ULNn7VKzsWGXTww==:FQsloAqPfl8lY73cGMs1YA==','J98CRrbf86qFTkIOsETZrQ==:LcDmhVer0UyPr98dnL2wPA==','bbQmFfG/ofhSdsC9f9m+2Q==:bmrmEJ5y3239lbHZJ8iv0w==','During field verification, it was observed that  branch manager Suryadev Yadav/SF0040535 had embezzled preclose amount of Rs.16687/- from 01  borrower\'s and out of that only Rs. 3,550/- was accounted in FIMO and rest of the amount of Rs. 13,137/- yet to be recovered from the alleged staff.','2025-06-26','2025-07-08','2025-06-26 04:07:05','2025-07-10 10:24:39','Pre-Closure Amount Misappropriated',''),(968,2240,2169,NULL,NULL,0,0,1,'2025-07-03','2025-07-05','2025-07-07',152,16,'jCUDBZDwKK00cfIhxlKcjw==:Z4jgmGKnUN29e5MeVZ6wwA==','ZAwMBfMH1bxS6xJwLvXPOw==:KsB6RBw8V4xcM7t8Em0vUg==','WnSzADnTZapT9b/C5FU0gw==:Mm1fV40o5JcF2RtcANNecw==','During field verification observed that loan officer Bablu Kumar/SF0097002 had embezzled 16 Borrower\'s EMI & Advance Collection of Rs. 49,050/- and out of that only Rs. 2,250/- accounted in FIMO as EMI and now Rs. 46,800/- yet to be recovered from the alleged staff. We have collected evidences i.e.,Loan Card, Digital Payment,Cash Receipt, Borrower Statement & sub ledger.','2025-06-26','2025-07-10','2025-06-26 04:07:29','2025-07-07 10:51:09','Advance Collection Amount Misappropriated','Collection Amount Misappropriated'),(969,2234,2167,NULL,NULL,0,0,1,'2025-06-23','2025-06-28','2025-06-30',243,1,'ZujLlGGr1jNCHip19iEskQ==:JGG2KpRvkCedfhZZjSCwzg==','+G5HExLeQ+xjSDh2AKDfVQ==:6dScCrMKZcSaHlB/dAjrQg==','97Q0kWIxJK/dN2G6MV2ACA==:WC1d0A+1ewS53UdZ4VZ1nA==','During field verification observed that loan officer Satyajit Karmakar/SF0097509 had embezzled 1 Borrower loan Instalments of Rs. 2240/- which was not accounted in FIMO.','2025-06-23','2025-07-09','2025-06-26 04:07:50','2025-06-30 08:11:42','Collection Amount Misappropriated',''),(970,2269,2209,NULL,NULL,0,0,1,'2025-06-26','2025-07-10','2025-07-11',157,1,'l7Bj8URfetOdi6CJH6x+uA==:/PEJGzGrS3lxObtQbFccCQ==','HdutN6T3vkKAwxHa5iivzA==:dEdaMMk9vANIBiItXos66Q==','sf47+/z0rn2t60gimwjesw==:oJiGAQtcQWOR2agUIexmyA==','After caseload verification total of Rs 10600/- misappropriation of cash identified & all amount are recoverd from LO also accounted in FIMO.','2025-06-25','2025-06-30','2025-06-26 05:23:54','2025-07-11 09:49:42','Pre-Closure Amount Misappropriated',''),(971,2259,2201,NULL,NULL,0,0,1,'2025-06-25','2025-07-08','2025-07-09',95,2,'fAOGNJDzXOhN0+W9b3S+ag==:DEQRwy5UXRqzmsvqyTrUrg==','V9tu3aCXl/758SWvVQ427Q==:7i3HDjpy8ZiVYbrpJhRJfQ==','DzwusxSYSb/Qys5VRP6IGA==:xMoxo+9gchAwTB4aSac6nQ==','After caseload verification total of Rs 40300/- observed and Rs 17950/- FIMO recovery entry done by LO.Net Fraud amount Rs 22350','2025-06-24','2025-06-27','2025-06-26 05:24:46','2025-07-09 12:08:32','Collection Amount Misappropriated',''),(972,2242,2200,NULL,NULL,0,0,1,'2025-06-23','2025-07-08','2025-07-09',234,15,'c7VWn7/vx6l7mNfjE8NM+g==:0iyiTxOeAUfSn/7+G63hXw==','08HRCNMCo02YhtlnkGiI1g==:NTfyjSLDtoxWdkNB+yAuYQ==','XoP/uI4TSfdeSWPhrGY1TA==:2olvJxLMSb8WuefE8UcBYw==','After caseload verification total of Rs 390330/- misappropriation of cash observed Out of which amount of Rs 115260/- recovery entry done in FIMO , Hence net fraud is of Rs 275070/-','2025-06-23','2025-06-27','2025-06-26 05:25:11','2025-07-09 07:40:08','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(973,2227,2159,NULL,NULL,0,0,1,'2025-06-23','2025-07-04','2025-07-05',355,6,'8PX5TYv9r160iNAdUb0opQ==:Ede//ZzjAzmn2SXr2Z/Tlw==','bD2dMb37ExeLvnp2b0EviQ==:AMDRr9TVfcR/3aB52DY6cw==','V0NLQy/wZwsDYSEAlKCSig==:wNELNajBgW9d5PWCPb9cBg==','Loan Officer Pankaj Bagde/SF0069254 was found involved in Collection and Pre-closure amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 06 borrowers for the amounting to Rs. 52,073/- based on the evidence available. Total Fraud Amount = Rs. 52,073/- Amount Recovered and accounted in FIMO = Rs. 2,690/- Net Fraud Amount to be Recovered = Rs. 49,383/-','2025-06-23','2025-07-05','2025-06-26 05:42:33','2025-07-07 11:21:34','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated/Collection Amount Misappropriated'),(974,2270,2233,NULL,NULL,0,0,1,'2025-07-01','2025-07-10','2025-07-12',187,4,'sK/WZweqpUIVRt03ImjLrQ==:cR1ahro7xi+nTq2xO469Yg==','FepgWm3raMUWW/5pEA9knw==:flfBY6ToE89U4GGA+bh3rw==','ddTzayy8j3mS51dgiqgw6Q==:ywjQ1NokoePqem3lUTWXAw==','After caseload verification we have identified misappropriation Rs.37100/-','2025-07-01','2025-07-10','2025-06-26 07:43:43','2025-07-12 06:47:58','Advance Collection Amount Misappropriated','Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(975,2253,2191,NULL,NULL,0,0,1,'2025-06-26','2025-07-02','2025-07-03',362,1,'8Z0ec4Bts+nIMyUrdSUjpg==:RfIZtbDXGueb4MI7DzhU7g==','3fOmP8EsFtXB/C3XXEL4Dw==:mh0WQvwfoQ2jjFf6sshleA==','pEgJ8pNNI/oA9Suf2iPzVg==:LBfg2alh+mVaNBC4hoMjiQ==','Loan Officer Chootu Singh Adiwasi/SF0056317 was found involved in Collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the name of 1 borrower for the amounting to Rs. 5,500/- based on the evidence available. Total Fraud Amount = Rs. 5,500/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 5,500/-','2025-06-26','2025-07-12','2025-06-26 11:54:02','2025-07-04 04:48:11','Collection Amount Misappropriated',''),(976,2220,2155,NULL,NULL,0,0,1,'2025-06-25','2025-07-07','2025-07-08',149,4,'zxFjdUstgs6l9tuiUCHMHw==:7rU5sKq/XLhgKmLJ1Dr5lQ==','ghREA60T8hJv9pd/8petGw==:5ePsanz373d/gA+33AIrjA==','NVJwVY+4Bo86BTBlz2gjQw==:V6nU8679QJk+OvCHdqW8ng==','Loan Officer Kundan Singh/SF0097314 was found involved in Collection amount misappropriation (Collected EMIs amount but not posted to concerned borrowers accounts) on the names of 04 borrowers for the amounting to Rs. 10,190/- based on the evidence available. Total Fraud Amount = Rs. 10,190/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 10,190/-','2025-06-25','2025-07-09','2025-06-26 11:56:28','2025-07-09 05:36:51','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(977,1972,1901,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-14',108,7,'g+xDdUH1kADqNc2ErvyvcQ==:DzWnI39vZs/L367AR/XIYg==','TjjT09AgvWSumzk1D4pJwQ==:QbLtQ2my9oheVPAE8WVrMQ==','EaC8atdOsq61XM4zicn66w==:mHh+mxkUfK6F8kKx2PoWNg==','LO-Sanny Deval Kumar collected EMI Or preclose from 7 customers but the same not accounted in fimo.','2025-06-10','2025-06-17','2025-06-27 04:51:53','2025-07-04 12:22:42','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(978,2264,2210,NULL,NULL,0,0,1,'2025-06-26','2025-07-10','2025-07-11',335,7,'pizuC+IJlTSNypkRGq1vAg==:HurzGYLLV5qGHvtMit4HUQ==','CEhQMvz7vsx1fYvkmf6/0Q==:2Jj4YGM7qVKJEyjI8FEJuA==','79ww38eI8xgMPRgrim0x2w==:WCKF5zp6g9Fx5oJiE/W3PA==','Loan Officer Gopal Singoriya/SF0090607, was found involved in collection and pre-closure amount misappropriation (Collected EMIs and Pre-closure but not posted to concerned borrower accounts) on the names of 07 borrowers for the amounting to Rs. 15,575/- based on the evidence available. Total Fraud Amount = Rs. 15,575/- Amount Recovered and Accounted in FIMO = Rs. 500/- Net Fraud Amount to be recovered = Rs. 15,075/-','2025-06-26','2025-07-10','2025-06-27 05:54:14','2025-07-14 11:39:10','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(979,2298,2234,NULL,NULL,0,0,1,'2025-07-07','2025-07-12','2025-07-15',289,13,'OBv+nSJVpZwUIY1TyNw8iw==:UygR8tag8SiHp5NzUvTSfw==','jfILLbvdUTUjokCGw/Hl3w==:BT3IALCISq5JTMJCcQc+Fg==','7Tey5lAdfqDE8wDuQT3zMg==:uc7XtoJM7Tcw1/ivXN4JBw==','BM/Anand B K   was collected total amount of Rs. 3,94,571/- and recovered amount of Rs 1,73,381/-and remaining amount of Rs. 2,21,190/- is pending for recovery.','2025-07-10','2025-07-12','2025-06-27 07:30:52','2025-07-15 07:23:42','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(980,2297,2232,NULL,NULL,0,0,1,'2025-07-09','2025-07-14','2025-07-15',245,1,'9uG4dT2Mq96DUZ+ZNBoPTg==:bmAKhbGNhJ55gGe37C1j6g==','7cM7ZrktVen9VZ45dJnqCg==:wHmrXYg9d8bCN9U+jeA4AA==','IyonJ8JBXpqZSvK4DalceA==:LKwz7eXCc20OfusDkN6lvg==','LO / Gajendra Kumar GA  was collected total amount of Rs. 31,949/- and recovered amount of Rs 11,200/-and remaining amount of Rs. 20,749/- is pending for recovery.','2025-07-07','2025-07-12','2025-06-27 07:31:26','2025-07-16 08:24:14','Pre-Closure Amount Misappropriated',''),(981,2296,2230,NULL,NULL,0,0,1,'2025-07-09','2025-07-14','2025-07-15',139,1,'swMQmXzooVhrRnby7BdMeA==:sF0PLDGHb2UIOhdweSFHJQ==','z1d84mrKUHFvn9IXpQV8CQ==:M+/Elhy0l0SqBGViAalJaA==','4B/Dum2YD0R9CgT/uI/dUQ==:QUT7o8e7n7h8woCD2zrTYg==','LO / Bodappa gari Madanamohana Reddy was collected total amount of Rs. 2,400/- and recovered amount of Rs 0/-and remaining amount of Rs. 2,400/- is pending for recovery','2025-07-07','2025-07-12','2025-06-27 07:31:38','2025-07-16 08:30:20','Collection Amount Misappropriated',''),(982,2295,2229,NULL,NULL,0,0,1,'2025-07-09','2025-07-15','2025-07-15',229,9,'QkzxnKu429FyYiSxijUMfg==:J32slAsfxs1CGHcobOt4FQ==','fF0vZ14iL2qdBIbRh6n8wA==:/My6Wq5mRBRBDN7wZRh2VQ==','1TbsCoaTRhNFeVFtYu8jmw==:RIXOCzmEh+wyBwZzoB9rbg==','LO Apsar  was collected 2 borrowers  Pre-closed amount of Rs.29,632/-, 7 EMI Misappropriation amonut of Rs.29,600/- Total Rs.59,232/-  and recoverd amount of Rs 17,350/- and reamining amount of Rs.41,882/- collected amount not posted into FIMO even not deposited at branch and pending from recovery.','2025-07-07','2025-07-12','2025-06-27 07:31:53','2025-07-16 08:20:09','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(983,2204,2133,NULL,NULL,0,0,1,'2025-07-05','2025-07-10','2025-07-10',251,4,'29+KDd4tx0G4FnJ53AOu9Q==:BDcpH/HuTed6gLNzjCdD5Q==','fRJVl+NkGIZsrDuBNjIPmA==:hLm1PbCjh7CMBnVMbSO1zw==','Nfe9n021MlwhDZ/icjXyKw==:x6hQIDgvrH2zBE352RrBwg==','LO Marulesha G was collected 4 borrowers 6 EMIs from borrowers of Rs 14,536/- and recoverd amount of Rs 2,550/- and remaining amount (14,536-2,550) of Rs 11,986/- not posted into FIMO and even not deposited at branch and  pending from recovery . He is active in branch.','2025-07-09','2025-07-12','2025-06-27 07:32:43','2025-07-11 10:12:28','Collection Amount Misappropriated',''),(984,2205,2132,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-08',194,4,'m1CbYp+6ITYMQ5X1XsRmng==:lkvRvTNS02Kt1QTkUsrkdQ==','bj2UI2fnvJPlw8YZOzvsGw==:wgKU020VuRKZPp+5rTUClA==','QqhVaaYhtzGNKTmSRfvqHg==:gTl4S7vgQcKKY0f0ZIBwLQ==','Credit Assistant Sachin Sherikar was 03 borrower EMI collection amount, total collected amount of Rs 12,050/-Recovery amount Rs.0/- and pending recovery amount of Rs.12050/-.','2025-07-01','2025-07-04','2025-06-27 07:33:17','2025-07-17 03:08:09','Collection Amount Misappropriated',''),(985,2169,2109,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-08',228,1,'t9Ho0Hj4JN3WDaq4Ian6vA==:8MXi4MJ/mrS/EGrBJmx4Fg==','ROA9ZjCAfg5TNGCOHSMEwQ==:D/OQFijUdW6/NEuPRJMEDA==','Hqv/PTfJ+0lcuzx9kDL4jQ==:x0tieNhTSvYFbcGFoc6QlQ==','As per borrower confirmation BM Praveen C K was collected amount from borrower of Rs.8520/- collected and BM posted collected amount in different dates, total amount of Rs. 8,520/- posted in FIMO. Note: - Before the complaint was Register against Branch Manager Praveen C. K he had posted all the fraudulent amount into FIMO.','2025-07-02','2025-07-05','2025-06-27 07:33:49','2025-07-14 05:55:41','Collection Amount Misappropriated',''),(986,2175,2108,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-08',138,2,'lb0p10a40kF3oKwjCOobGQ==:70s/jdSDyC+dVLZLAVap+A==','4IPBawDKR/DDKukF0lUPew==:3k9XtPVHWjiTfF6ce21hAQ==','vEAj4E7FnnfLfjIJTi9I6w==:8kbX/yp1UL1eCvdPMzGbww==','LO Parashuram Naik  was collected the installment and pre-clouse amount from the 2 borrowers total of Rs. 62,680/- recovered amount of  Rs. 30,780/-, and the remaining amount of Rs. 31,900/- is pending for recovery.','2025-07-02','2025-07-05','2025-06-27 07:35:01','2025-07-11 10:21:27','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(987,2151,2095,NULL,NULL,0,0,1,'2025-07-02','2025-07-04','2025-07-05',214,1,'DokkNHLiSMc9mX/C9gMLuQ==:BpYArG9Zg+c2Op7rjliZjA==','CxPkgHqmvTZun42jt7PTOw==:E2oksE6ZfzwH/wXDQE0cLQ==','huB2dbit0muNA59q3nkraw==:b+aOMtz2BHzB/PQh4c1zSg==','LO Gangappagari Prasad was collected 1 borrowers 1 EMIs of Rs.3470/- collected amount not posted into FIMO and even not deposited at branch and same was Misappropriated and pending from recovery.','2025-07-01','2025-07-04','2025-06-27 07:35:48','2025-07-05 09:00:34','Collection Amount Misappropriated',''),(988,2155,2094,NULL,NULL,0,0,1,'2025-06-27','2025-06-30','2025-07-02',129,1,'UvMPb7zpCQzhUWTbzcH98Q==:AUDWH09csUd/UaVPcZWvEA==','otisVGrdAuN0s0bzRyt0yQ==:6GMVHYF1RcukXsCeE5zh1w==','khCoZdv8kdXU3QAb7a1kbA==:ZbxvjAugYUfSz0leN1XnAw==','LO Rahul Kumar was collected 1 Pre-closed from borrower of Rs.18,251/- collected but collected amount not posted to FIMO and even not deposited at branch and Pending from recovery.','2025-06-27','2025-07-01','2025-06-27 07:36:25','2025-07-02 08:46:57','Pre-Closure Amount Misappropriated',''),(989,2156,2093,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-08',339,4,'PC0slJOuwtf/Yy6ZTBmEFQ==:txelYTGgGkBtwx0KwcAPBA==','m3JcOdpnyvragffkw7JPng==:XkGeAO9j7rKsddnkSimTRw==','4QSZAGL8QWjg/gtKn9WMHg==:FOSSXNsW2gWKeoRa8FlEdA==','LO / Ananda M V  was collected total amount of Rs.47,960/- and recovered amount of Rs.2780/-and remaining amount of Rs. 45180/- is pending for recovery.','2025-07-01','2025-07-04','2025-06-27 07:37:04','2025-07-08 08:00:09','Collection Amount Misappropriated',''),(990,2150,2076,NULL,NULL,0,0,1,'2025-07-02','2025-07-04','2025-07-05',214,1,'YmQTc6H/3KM9cW2i/pEkOQ==:I8AT16xTuwHpsIaXsHiDVg==','PijsigcW/AgnuKtVGkd13g==:IpSihwCgRGvPPy3qzpKgTg==','ITEVe8p9QCzsZFYWYz09ww==:wbwuu6TePXNSjErdCLCrMg==','LO Maruthi D G was collected 1 borrowers 2 EMIs of Rs.4270/- collected amount not posted into FIMO and even not deposited at branch and same was misappropriated and pending from recovery.','2025-07-01','2025-07-04','2025-06-27 07:37:50','2025-07-05 09:01:31','Collection Amount Misappropriated',''),(991,2107,2077,NULL,NULL,0,0,1,'2025-06-30','2025-07-03','2025-07-04',104,3,'EFnlDgqFjUuZBF1bq+/37A==:hS4y4XeIoVtttkW7J94mbw==','OSDc6nmVaENEhmyxAxVTiQ==:Nkhq2jVEtHmmdZ83agjugg==','udPZcy+MNEQ9xkuDHVL+EA==:NrC7LSHbmGWBYrxbrU/d+A==','LO  Muttappa Hanamantagouda Desaigoudra was collected the instalments amount from the total 3 borrowers. The total fraud amount is of Rs. 19,190/- and the fraud amount was recovered.','2025-06-30','2025-07-05','2025-06-27 07:38:53','2025-07-17 03:13:02','Collection Amount Misappropriated',''),(992,1971,2081,NULL,NULL,0,0,1,'2025-06-06','2025-06-06','2025-06-06',1,1,'2jMVe/DV59MJ6WirC3G+tA==:CN+UDF8TfkL1MfxFemAbwA==','Zems4UG4ieb0VFw75WgPuw==:suWhSFexs7tDJ/1ISPjxpg==','80TuPKwlc+XGzDlvPSOSwA==:HN13c0MnEzLyCpyE25CGJQ==','LO/ Srikantha/ SF0083298 was collected total amount of Rs. 2,250/- and recovered amount of Rs0.00/-and remaining amount of Rs. 2,250/- is pending for recovery..','2025-06-06','2025-06-06','2025-06-27 07:40:02','2025-07-17 03:15:24','Collection Amount Misappropriated',''),(993,1816,1855,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'oWCTlemF+fDo1E7jcuMcfg==:eJhcc0DqSXhpk0J8Dk7UnA==','Rca9Irrs2FTov29fWaBsrA==:aNrZdf4avy89x0ZdAWTzzg==','/wapp/1p+sf3ZbEFPtCAnQ==:cytvIoX34/z7jDNF15nBdg==',NULL,NULL,NULL,'2025-06-27 07:42:45','2025-06-27 07:42:45',NULL,NULL),(994,1551,1790,NULL,NULL,0,0,1,'2025-05-21','2025-05-26','2025-03-27',103,1,'Nvb+xfP+ftVY7PMMQ+BAsw==:VA5EvTkji3xk153mon8IUQ==','YoMHBJy4XTZPKsxB9apyQQ==:0smARu6lZffBiG8FVbJTxQ==','iRpWpJYv2NHPO71uGRsfnQ==:FspFsxDB9CYeAqYElutUYA==','LO/ Shiva Kumar L S/ SF0080142 was collected total amount of Rs. 4,270/- and recovered amount of Rs0/-and remaining amount of Rs. 4,270/- is pending for recovery..','2025-05-21','2025-05-26','2025-06-27 07:45:56','2025-07-16 08:42:43','Collection Amount Misappropriated',''),(995,2290,2226,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-12',601,2,'rjEofXfIbA/A+Iyy1W6YgA==:woz63Fj/+KqKIZmLWg5FpQ==','b9672pCwlUcDQjAGT+mA8w==:G4XzQMHGz0B6fgWLDmeR8Q==','F5demnD0nUZKfdcNtkwsEA==:BAkjhrkLIWk1r1AY+p+Gow==','During field verification, it was observed that branch manager Md Sazid Ansari/SF0041702 had embezzled Rs. 66,932/- from 2 borrower\'s total preclose amount, but only Rs. 31,360/- accounted in FIMO  and rest of the amount of Rs. 35,572/- not reported.','2025-06-27','2025-07-11','2025-06-27 08:37:24','2025-07-12 07:22:25','Pre-Closure Amount Misappropriated',''),(996,2289,2227,NULL,NULL,0,0,1,'2025-07-07','2025-07-12','2025-07-14',95,1,'m33pISE6JiM19zXqd88l6A==:F57hl9j1uKLou0bRhkBUYA==','BxvIYwvngmCM5IQn4JVA7A==:cFvn4qKxE0Dp+9/KovprkA==','J6UcQ3Nw5yPcxpV8UKKUOw==:p76wh7U5IH6qLtZWeRbulw==','During field verification, it was observed that loan officer Chandan Kumar Vishwakarma/SF0093270 had embezzled Collection amount of Rs. 4045/- from 1 borrower and Rs. 2400 /- accounted in FIMO but rest of the amount of Rs. 1645/- not reported.','2025-06-27','2025-07-10','2025-06-27 08:37:42','2025-07-14 10:22:35','Collection Amount Misappropriated',''),(997,2285,2228,NULL,NULL,0,0,1,'2025-07-07','2025-07-09','2025-07-10',127,2,'AaJnUBjVuWYpUknHU03ukA==:p1fFYDf4BqXrSHopLGyeYQ==','agCwvW6FrNVEnytnB62aRw==:DkwqnTuT7x7RQh1Qu1kkdw==','e/ix/o5GbdGTE3aKx9T8Dg==:Xwz3Z0Fv6LivxmxWU+SsTg==','During field verification, it was observed that loan officer Arvind Thakur/SF0076269 had embezzled Rs. 26,660/- from 2 borrower\'s total installment, but only Rs. 14,490/- accounted in FIMO  and rest of the amount of Rs. 12,170/- not reported. This complaint nos. connected with the CSS complaint nos. 81784 .','2025-06-27','2025-07-09','2025-06-27 08:38:07','2025-07-10 09:42:28','Collection Amount Misappropriated',''),(998,2323,2250,NULL,NULL,0,0,1,'2025-07-08','2025-07-12','2025-07-14',99,3,'3vloqlX9Rkkq58G/sYiaQw==:cstzxaRB6THQY+uZbW6CBw==','nFtqJDMw97j+w/QH7WS0/g==:mAQtFi5LEtRy+cj5a5ykvQ==','Y24hjAMmQBV5aV8INz90ww==:7Czb7ERiiYAJhlMMq52X6w==','Dear Team, During the Fraud investigation, we found that staff LO Abhishek Bhadauriya/SF0091488  ,Collection amount & Pre-closure Amount Misappropriated and used for personal purposes.  1- Total fraud amount of Rs. 9495/-  2. Total number of affected Borrower is 03. 3. Resigned-Exited Date  - 30-May-2025. 4. Recovery Pending from staff - 4395/-','2025-06-28','2025-07-04','2025-06-28 00:52:50','2025-07-14 08:28:32','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(999,2288,2231,NULL,NULL,0,0,1,'2025-07-03','2025-07-07','2025-07-08',101,4,'4qQ6zjft6JIWWuArZGSd8A==:vHSYEvDxKezOYnEHlgMNEQ==','zYtg01gG7yvOD1JrChF58Q==:MGwcsVyNMIFn+gQGA3b0bg==','aKyWDFGvUOkwb4/gy9Zfig==:gxm2+LeOFkYFctOoUZ3Dwg==','Dear Team, After a thorough investigation, it was determined that LO Arun Kumar Tiwari (Employee ID: F0087635) collected EMI payments from borrowers at multiple centers but failed to record these transactions in the FIMO system. This deliberate omission constitutes internal fraud and has resulted in a significant financial discrepancy.Total fruad amount - ₹ 18460.00 Recvered amount  - ₹ 4260.00 Net fraud amount - ₹ 14200.00','2025-06-30','2025-07-04','2025-06-28 01:25:56','2025-07-08 03:06:39','Collection Amount Misappropriated',''),(1000,2310,2247,NULL,NULL,0,0,1,'2025-06-26','2025-07-03','2025-07-05',154,4,'m4idh19PtiP3jEcKWIX/Qg==:x9SeSvPfe5+YJ9t/Wx2iyg==','hkuBKSuti63pcqFUJkLvDg==:jOKW4LVC0GzrZo6ylPshQA==','gt7HgTVPaqYmWKT5AVuW+A==:7DbP7vh3a0Y78DpkcBlINA==','Verification was completed regarding the complaint against Loan Officer Ganesh Baban Vaidya/SF005192 for misappropriating the pre-closure amount of Rs. 52,604/-.  Following the investigation, fraud was identified involving a total amount of Rs. 64684/- across four loans of four borrowers.','2025-06-27','2025-07-05','2025-06-28 13:27:34','2025-07-09 11:35:06','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1001,2228,2160,NULL,NULL,0,0,1,'2025-06-24','2025-06-28','2025-06-30',105,9,'z+1zrHj182eC24dMw+4o1A==:c0sOeeTVWM6gWB3PorLJsQ==','xSjopw69l+1Qgjlqs5YZeA==:IoCSywukUZZaaSc3KHlWOg==','1fLxcKqcGhqbQud5Sm6uKA==:khFEN4kjxCOR9ysRTXDqFg==','Dear Team, Loan Officer Ankush Kumar (Emp. ID SF0094882) collected collection/pre-closure payments totaling ₹52,830 from nine borrowers but only posted ₹7,200 to FIMO. A net amount of ₹45,630 remains outstanding. Mr. Kumar absconded from the branch on 14 June 2025 and is currently uncontactable. 2. Incident Details Staff Member Name: Ankush Kumar Employee ID: SF0094882 Role: Loan Officer Modus Operandi Collected full dues in cash/cheque for both regular loan collections and pre-closures Only a fraction of receipts was recorded in FIMO; the remainder was pocketed. Absconding Date:-14 June 2025.','2025-06-20','2025-07-01','2025-06-30 11:49:53','2025-06-30 11:58:54','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1002,2246,2182,NULL,NULL,0,0,1,'2025-06-26','2025-06-28','2025-06-30',224,9,'mR8exzHjry84W+vTULSNcg==:Cn00+oBkcZ7CmGGlPnbFFg==','+6RzTS8VVDDYf+Td0kNOFQ==:QQ/1WLlZczyRwpr+DTQC4g==','Gk8c88WGhtYeaOA2DCqvQQ==:n9liAE+H/Eg9DDnEtZzJQg==','Dear Team, As per the findings of the business team the verification was conducted in Jun 2025, it was observed that a fraud amounting to Rs. 22,430/- has taken place. Specifically, the Loan Officer,  Mahendra Damor/SF0084757, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 9 borrowers, amounting to Rs. 22,430/-, which have amount of Rs.430/- has been recovered and posted in FIMO and the rest amount of Rs.22,000 again failed to record these transactions in FIMO.','2025-06-24','2025-06-30','2025-06-30 12:03:05','2025-06-30 12:22:52','Collection Amount Misappropriated',''),(1003,2258,2208,NULL,NULL,0,0,1,'2025-06-27','2025-07-09','2025-07-10',369,3,'CLgfnUdVLmoS6t03fupJ9w==:/3/cDzaQVXTZw/L2L9DTbQ==','jH7DOKqOiazu8KTKFVeBfw==:b9WC2LTdIe/24GM+v3cnDQ==','lfeDpo5z6kBglh2Wmpolew==:z5GQC/5iN9GqLR+vbTIyRA==','Loan Officer Aman Dahiya/SF0073182 was found involved in Collection amount misappropriation (Collected advanvce amount but not posted to concerned borrower accounts) on the name of 3 borrowers for the amounting to Rs. 39,010/- based on the evidence available. Total Fraud Amount = Rs. 39,010/- Amount Recovered and Accounted in FIMO = Rs. 13,290/- Net Fraud Amount to be recovered = Rs. 25,720/-','2025-06-27','2025-07-12','2025-07-01 09:46:23','2025-07-11 06:27:46','Advance Collection Amount Misappropriated',''),(1004,2300,2240,NULL,NULL,0,0,1,'2025-06-27','2025-07-08','2025-07-09',439,5,'Da7gxjLP4R+Fvf/jdDjFNA==:HgogZW4yzw8GWMPS35+XYQ==','FbqgdN7uWzE5xZb1juw1CQ==:BwSvA7z3aR+A8nCvYtAEQg==','L7J7bIEmVbuE24ZqZaqf/g==:jgLvNYReWeX1kfs5rLiBMg==','Loan Officer Nitin Patel/SF00822333 was found involved in Collection misappropriation (Collected EMIs and Advance amount but not posted to concerned borrower accounts) on the names of 5 borrowers for the amounting to Rs. 71,790/- based on the evidence available. Total Fraud Amount = Rs. 71,790/- Amount Recovered and Accounted in FIMO = Rs. 15,490/- Net Fraud Amount to be recovered = Rs. 56,300/-','2025-06-27','2025-07-12','2025-07-01 09:51:29','2025-07-11 06:31:06','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1005,2353,2265,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-12',276,1,'lt/IieNdzi0PrPhKbDU8qw==:4Z8DM9D3pVDjRTbPd5yAMw==','4IcUAXRbZvBehD5zziGT8w==:T2Eh0dJz8MB7lqCp1C8aqg==','CvXtccieyzCFWB16RQniBg==:hJK1YP/O4nZgunWLQ5qLqg==','During field verification, it was observed that branch manager Birendra Kumar Paswan/SF0085011 had embezzled Rs. 39020/- from 1 borrower\'s total preclose amount, but After fraud identified total collected amount updated in LMS on 30-06-2025','2025-07-01','2025-07-20','2025-07-02 06:46:35','2025-07-12 09:58:47','Pre-Closure Amount Misappropriated',''),(1006,2380,2294,NULL,NULL,0,0,1,'2025-07-03','2025-07-08','2025-07-09',80,1,'kKjIgcshf5EGylY9dPl0qw==:mY6NrR3hqFOIbpRHyweOqA==','cWyBAiSjU2S/ZdcJjEfN6Q==:aRSO/AoHTDrRqpZWj4Xk1Q==','MNiKbd2FvYjuOZqJgc/MfQ==:HtTbiPYLVxGq75JnAFzN+Q==','Dear Team, Internal Audit verification in July 2025 revealed that Loan Officer Rahul Kasotiya (Employee ID: SF0072182) collected EMI payments from a borrower but failed to submit these funds to the branch. This omission constitutes internal fraud and has resulted in a pending financial discrepancy. The Total fraud amount identified is Rs.2400/- is to be pending for recovery.','2025-07-02','2025-07-11','2025-07-02 07:44:50','2025-07-09 01:06:46','Collection Amount Misappropriated',''),(1007,2381,2293,NULL,NULL,0,0,1,'2025-07-03','2025-07-08','2025-07-09',106,4,'Bcr5aUm/9VvebLpJF4ou4A==:FwGhxtfYSFsCj5MrCZYwvQ==','CW8vl+Y4NQmxxk2FY/w2Eg==:6M8o6OO9qzbiqZtJJpvgYg==','G6iFZthyHb7/I8Fl15hMcQ==:nqfgCblbGQeENQtl9CdnAg==','Dear Team, After verification by the Internal Audit team in July 2025, it was determined that Branch Manager Laxman Singh (Employee ID: SF0063051) collected both EMI payments and the full loan disbursement recovery from borrowers but failed to submit these funds to the branch. This omission resulted in a significant financial discrepancy and constitutes internal fraud. The Total fraud amount identified is Rs.1,27,200/-,In which Rs-37,990 Collected and Recoverd In Fimo but Branch Manager Laxman singh/SF0063051 has not posted FIMO  amount Rs.89,210/- is to be pending for recovery.','2025-07-02','2025-07-11','2025-07-02 07:45:11','2025-07-09 01:14:18','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Disbursed Amount Recollected'),(1008,2345,2264,NULL,NULL,0,0,1,'2025-06-30','2025-07-03','2025-07-05',224,1,'qCAK2bBQ4o1NodR46FvUDg==:kI1ou2OaVhGUbPR2tfq+dA==','mkLuzjUqeHqdWXYDuIkOTA==:hi6vCG6gR8gaViQUrSsD1g==','idXn9jnLomuv3/TLVZAa7w==:iFztSUzO1JpdYKj1qRz9Yw==','Dear Team, As per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs. 2250/- has taken place. Specifically, the Loan Officer,  Ashok Kumar Meena/SF0068551, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 1 borrowers, amounting to Rs. 2250/-, and again failed to record these transactions in FIMO.','2025-07-02','2025-07-11','2025-07-02 07:45:27','2025-07-05 01:00:09','Collection Amount Misappropriated',''),(1009,2346,2263,NULL,NULL,0,0,1,'2025-06-30','2025-07-03','2025-07-05',224,3,'h17fARvHLp3bDftepnb32A==:MiL9bNESR6Q0rNkKCcC8FQ==','Vj+Px1eunCGSQA7lPOiz3Q==:C9CK5X8OLXC66GfSgt147A==','J3FWotSl6pKBVjtDa1ulLA==:Wo4qzc+BaX/bqfVErsoPyw==','Dear Team, As per the findings of the Internal Audit (IA) Team during the verification conducted in Jun 2025, it was observed that a fraud amounting to Rs. 9180/- has taken place. Specifically, the Loan Officer,  Papiya Vasuniya/SF0085632, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 3 borrowers, amounting to Rs. 9180/-, and again failed to record these transactions in FIMO.','2025-07-02','2025-07-11','2025-07-02 07:45:44','2025-07-05 09:07:06','Collection Amount Misappropriated',''),(1010,2383,2292,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',108,10,'LH6Mecl4+qyQuu+vzjBu1w==:Y344CB2vG/2TPGggz48Asg==','nyHSBQHgRl1rXlwFo6qcuQ==:q6MJ0PjsFYClAv0nlhSELQ==','WQvkp28Fax6wfg6yqP5HKA==:v3OFBkGB+oAv6U22QnGwUg==','Dear Team, The conclusion of this investigation is that Loan Officer Vivek Kumar /SF0075399 collected EMI & Preclouser Misappropriation amount of multiple borrowers at different centers in different dates but did not update that amount in FIMO. Misappropriation amount details are as under - Gross fraud amount - ₹ 121393.00 Recovered amount - ₹ 45520.00 Net fraud amount - ₹ 75873.00  Lo- Vivek Kumar has been Absconded from branch on 16-Jul-25.','2025-07-02','2025-07-11','2025-07-02 07:46:09','2025-07-14 02:27:13','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1011,2367,2274,NULL,NULL,0,0,1,'2025-07-03','2025-07-05','2025-07-07',32,4,'6xCJXYREfdeDDDBKNduJeA==:IMRSLPS17QGp1K8bWMrZDw==','pgvSQQba3mY/zi0LlnEYCg==:hNn2IHudzQtGH3FF0A7Gmg==','rse7XlmRfB2xBNbelvX+Jg==:Ag/tYaOjuEP49nF5mik/1A==','Dear Team, This discrepancy is definitely alarming. Let\'s break it down: 💳 Total EMI Collections (across 4 accounts): ₹17,652 🚨 Reported Fraud Amount: ₹17,652 ✅ Recovered & Posted in FIMO: ₹5,560 ❌ Net Fraud Amount (unrecovered): ₹12,092 It seems the full EMI collections were flagged as fraudulent, but a portion was recovered and accounted for in FIMO, leaving ₹12,092 still unresolved..','2025-07-02','2025-07-11','2025-07-02 07:46:23','2025-07-07 05:29:42','Collection Amount Misappropriated',''),(1012,2388,2301,NULL,NULL,0,0,1,'2025-07-11','2025-07-15','2025-07-18',271,3,'Agk/e0JiL5lyfW3WqV6nDA==:dG89JgY8XmouRmxVwBrVxA==','pwfT7kHAHo2zu/UhvJqaDw==:6MDMFRZwpBU3WmX1z3kTmw==','YpO9Z8Akvsnbk5WVrXQPmw==:NKnMk/qPgauDB2H6W8Z91A==','LO / ChandanKumar S K   was collected total amount of Rs. 43,580/- and recovered amount of Rs 16,140/-and remaining amount of Rs. 27,440/- is pending for recovery.','2025-07-07','2025-07-09','2025-07-02 08:57:44','2025-07-18 09:57:40','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1013,2349,2277,NULL,NULL,0,0,1,'2025-07-07','2025-07-11','2025-07-14',215,1,'w6pxRj2ZznhVMaEB/NcDkw==:DsqrcdpC00x5lB1KyBHigA==','ZyJzNzoiF7a+jgmVffP/SQ==:DI3M/QwjMsSn7oPU4hWLXg==','ziMq18I80Wfv9JuaDpGc1Q==:vzPGDdVXq2x2JjYTmBqIEA==','CA Manjula Praveen Harikantra was collected the instalment amount total 1 borrower and amount is of Rs. 2,020 and amount is pending for recovery.','2025-07-09','2025-07-12','2025-07-02 08:58:21','2025-07-14 05:13:59','Collection Amount Misappropriated',''),(1014,2350,2276,NULL,NULL,0,0,1,'2025-07-07','2025-07-11','2025-07-14',209,2,'B+F2PToA75CjBnKmZNDXDQ==:qCm8I9HtNVungYab5RHEVQ==','C8FIFBoeNUeW4bBI4sP7HA==:5dd9MHkbdToAnxIklodPPA==','0yaRYO3HzwkDEPPAuqzx5A==:GbEsQula9IAg6mXzweTEYA==','CA Shrimala Krishna Gouda was collected the instalment amount from total 2 borrowers and total of Rs. 8,500/- and amount is pending for rocovery.','2025-07-09','2025-07-12','2025-07-02 08:58:45','2025-07-14 05:14:53','Collection Amount Misappropriated',''),(1015,2366,2275,NULL,NULL,0,0,1,'2025-07-11','2025-07-18','2025-07-21',226,7,'0Y12MTiRdI0muK1aEMTJnw==:fCFPDExAjjAT7qBGzs6MVw==','uAAZVxridKJrzVc7nxFy1A==:8Qm2BmxWgvFzxuGNilQlNw==','hIEfle/8azmuaJnxeCvjJw==:Hh0qfGVgkb3Dz4qI+fm7pQ==','BM / Sudhakara B N   was collected total amount of Rs. 79,829/- and recovered amount of Rs 23,520/-and remaining amount of Rs. 56309/- is pending for recovery.','2025-07-07','2025-07-09','2025-07-02 08:59:13','2025-07-22 04:37:49','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1016,2335,2256,NULL,NULL,0,0,1,'2025-06-26','2025-06-27','2025-07-01',1,1,'4SEjk4YOFoiOnYTRtI6/gg==:pfLCgVq6SA4Uwo3+KReJtA==','mJ+iFZ0SMFnqo1DXqA6DEA==:ze2ZmMyQMcgHw2DSo6hpeQ==','vJkv2daYVRvIa7lOgg6BoA==:mWtrZVi6cPZ6x+dWoHFPhA==','Loan Officer Gourav Kumar Shrivastava/SF0058311 was found involved in Collection amount misappropriation (Collected EMI amount but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 6,400/- based on the evidence available. Total Fraud Amount = Rs. 6,400/- Amount Recovered and Accounted in FIMO = Rs. 3,200/- Net Fraud Amount to be recovered = Rs. 3,200/-','2025-06-26','2025-06-27','2025-07-02 09:24:50','2025-07-02 09:26:37','Collection Amount Misappropriated',''),(1017,1975,1899,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-27',103,1,'+aw4iXLve1QQewImzOt/5w==:LhHEEUx627k6G27ap/9EiQ==','bPICknYFw6jwJzrioI+Srg==:R7qXibRhjTI6YEANlg51dA==','rq0Roj0TVhXMTo10xBbNPw==:JMuvCyApcNo9+/rI0QKRng==','1.Fraud has been identified by business team on 05-06-2025 against CM Mukesh giri/SF0033717. 2.Complain team raised complain on 06-06-2025 vide complain number FN25-26-00917 respectively. 3.At the time of Complain raised 1 borrower was affected of Rs.2250. 4.CM Mukesh Giri last working day from the branch was 31-01-2025. 5.After verification done by Audit team out of 103 borrowers physical verified & 19 verified through telecall) 1 borrowers were affected of Rs.2250.','2025-06-16','2025-06-27','2025-07-03 02:52:54','2025-07-03 03:27:23','Collection Amount Misappropriated',''),(1018,1931,1909,NULL,NULL,0,0,1,'2025-06-13','2025-06-24','2025-06-25',341,16,'0GqVD6peU+fnjdw/x1723A==:UecNNqChaCH1ujVMCeSFZA==','9MGW38YqsulZYlFjAzRM1g==:OB4VWRzea6MJ/hzHgXyA/w==','+dRnuFXhhBAeBGrvdT9ffA==:qoYuJ4c/dXoK2DXm9cORYQ==','1. Fraud has been identified by Business team on 04-06-2025 against LO Ritik Kumar Singh /SF0080399. 2. Complain team raised complaint on 04-06-2025 vide complain number FN25-26-00888. 3. At the time of Complain raised 2 borrower was affected of Rs 14660. 4. After verification done by the Audit team out of 373 (251 borrower Visit through field verification & 122 borrower verified Through calling verification)  borrowers 18 borrowers were affected by Rs.72070. 5. LO  Ritik Kumar Singh/SF0080399 also suspended from the branch  on 08-06-2025.','2025-06-16','2025-07-24','2025-07-03 02:53:45','2025-07-04 12:16:47','Collection Amount Misappropriated',''),(1019,1964,1905,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-27',174,1,'EynA9AMMhrcpg26F0Q7KYQ==:y+BFoxhU7mWEonH9HvTMYQ==','WAO8AO7yL9+HKStZ4vzhMA==:vul4oDrHxMIMzYPKGV7icw==','AwFyY7y4JLC6K4v4JM8fuQ==:8FSLiBPYfn65gu4v1QvIOw==','1.Fraud has been identified by business team on 06 -06-2025 against LO Yugesh Patel/SF0097590. 2.Complain team raised complaint on 06-06-2025 vide complaint number FN25-26-00906 respectively. 3.At the time of Complaint raised 1 borrower was affected of Rs.2240. 4.After verification done by Audit team out of 174 borrowers physical verified & 26 verified through telecall) 1 borrowers were affected of Rs.2240 whish was aloso recovered.','2025-06-16','2025-06-27','2025-07-03 02:54:39','2025-07-04 12:19:44','Collection Amount Misappropriated',''),(1020,1965,1904,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-27',103,1,'akHg86ZPRBhbMDfsOFWFEA==:rb3Mvh92/O8X97MMepbagA==','SXZIHRsiuX0+OVkLcPtpIA==:7cqXXl0g6siLfOp5YhB3jA==','rO/osEjo8g9eV4HX2fEZZw==:cTZvy6NRILEQAbBHNb0Q+w==','1.Fraud has been identified by business team on 06 -06-2025 against DLO Mannu Kumar/SF0091544. 2.Complain team raised complaint on 06-06-2025 vide complaint number FN25-26-00907 respectively. 3.At the time of Complaint raised 1 borrower was affected of Rs.2240. 4.LO Mannu Kumar Available working day from the branch was Nautan 5.After verification done by Audit team out of 103 borrowers physical verified 1 borrowers were affected of Rs.2240 which was also recovered.','2025-06-16','2025-07-27','2025-07-03 02:55:24','2025-07-04 12:21:03','Collection Amount Misappropriated',''),(1021,1973,1900,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-27',86,2,'EAEGRBNPvgjYRC65SQMXRQ==:L1HvqC9XxQhAWjK06D4YFg==','OA/QbXs+MQRaK1ZyFVe8qQ==:egN4KBWDBB7czNiAfeRvVg==','uu4a8sNoOrgQSBzigVPIYQ==:IQLN1nv6PpnQDUvxOaq5Bg==','LO-Sanni Kumar Collected EMI from customers but the same not accounted in fimo of 02 Borrowers out of 86 borrower verification.','2025-06-16','2025-06-27','2025-07-03 02:57:04','2025-07-04 12:23:59','Collection Amount Misappropriated',''),(1022,1976,1898,NULL,NULL,0,0,1,'2025-06-16','2025-06-27','2025-06-27',147,7,'pmVfxxYzIQIO9UOXV/ItNg==:36RTSjPcOK/oF5NFmHV4XQ==','7YNWoACpHNOCNKuH5xeJsg==:kIlye173fIkmu1Ikug/DGw==','1Yh7Ert1gFVh/Jp7kqc3sQ==:lJldBGFWJdTvjGMFEkYdcg==','The employee Raju Kumar, EMP ID :- SF0065225 collected total amount Rs.48283/- from seven borrowers but only amount Rs.14260/- posted in FIMO account and all the rest amount Rs.34023/- still pending. The last  working date of this staff is -03- May-2025 but He is active at Kesariya-2 branch.','2025-06-16','2025-06-27','2025-07-03 03:02:09','2025-07-04 12:27:12','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1023,1977,1897,NULL,NULL,0,0,1,'2025-06-10','2025-06-27','2025-06-27',90,6,'vyV5uzqWn/cbqkrg7qhPHQ==:dIi7z4a0hA5uSeRI+PU5lA==','exkCBCkDz2dpT0owZkz2KA==:WsugQXZzwsjuPxSDfG1LNQ==','kBeiE8QWvH0/pHMMZHLJ6A==:Fno8tpr2WWmswR39MvB0zg==','1.Fraud has been identified by Internal audit team on 21-05-2025 against LO Sunny Kumar/SF0053587. 2.Complain has been raised on 06-06-2025 by Complain Team. 3.Complain Number - FN25-26-00919. 4.At the time of Complain raised 1 borrower was affected of Rs.5360. 5.After verification done by Audit team out of 90 borrowers 6 borrower was affected of Rs.16320 in which 6210 was recovered /accounted in FIMO and the total net fraud was 9970.','2025-06-16','2025-06-27','2025-07-03 03:03:16','2025-07-04 12:25:54','Collection Amount Misappropriated',''),(1024,1979,1934,NULL,NULL,0,0,1,'2025-06-25','2025-06-30','2025-06-30',119,4,'l3X+zaVOn4NkY1Rc1lR+zQ==:ypLn379q9JZEHCa7D3yyzg==','HdJ1Q7fi8L/xYiPzP6tOFA==:9YPxlG/PpFpwogqlYhc2aw==','q8lKS3qw5WW25UDO3cjAWg==:U7HX/3ChFuA64yb1QuAb4A==','1.Fraud has been identified by business team on 06-06-2025 against Lo Aman Kumar Pandey/SF0076178. 2.Complain team raised complain on 07-06-2025 vide complain number FN25-26-00921 respectively. 3.At the time of Complain raised 1 borrower was affected of Rs.2240. 4.Lo Aman Kumar Pandey last working day from the branch was 11-03-2024. 5.After verification done by Audit team out of 118borrowers physical verified & 17 verified through telecall) 4 borrowers were affected of Rs.12990.','2025-06-25','2025-06-30','2025-07-03 03:04:01','2025-07-03 12:09:45','Collection Amount Misappropriated',''),(1025,1996,1931,NULL,NULL,0,0,1,'2025-06-13','2025-06-30','2025-06-30',341,5,'5p7mnZPJrr82DZPzP0uqsQ==:uf1wLVrtQPKGGNytTbRoBQ==','L8LQ8uueGcVExHPMtmPEjg==:oFyLne428y0sJFqiPt3U2A==','+ia6cSb8Kx5Sf+HQljnctQ==:/vTIGUFCehye+TPuwzNsuw==','1. Fraud has been identified by Internal Audit team on 23-05-2025 against LO Vicky Kumar /SF0057844. 2. Complain team raised complaint on 07-06-2025 vide complain number FN25-26-00934. 3. At the time of Complain raised 2 borrower was affected of Rs 4480. 4. After verification done by the Audit team out of 373 (251 borrower Visit through field verification & 122 borrower verified Through calling verification)  borrowers 05 borrowers were affected by Rs.11200. 5. LO  Vicky Kumar/SF0057844 also terminate from the branch  on 02-09-2024.','2025-06-25','2025-06-30','2025-07-03 03:04:34','2025-07-04 12:15:24','Collection Amount Misappropriated',''),(1026,1997,1930,NULL,NULL,0,0,1,'2025-06-13','2025-06-30','2025-06-30',341,6,'mTK9Mjh1d9/re0dXL8/YBA==:m+pS+DuufxjE6oyIx6JFNQ==','dm3YmGsbxeK3rrxRurXNgw==:ih0JYy6K/LW8J8aiEFoiEw==','qh6Evr10WkjqSiaKupmB9w==:G4eEGR2FvKYatBr2AimFVQ==','1. Fraud has been identified by Internal Audit team on 23-05-2025 against LO Anil Kumar Yadav /SF0086862. 2. Complain team raised complaint on 07-06-2025 vide complain number FN25-26-00935. 3. At the time of Complain raised 1 borrower was affected of Rs 2030. 4. After verification done by the Audit team out of 373 (251 borrower Visit through field verification & 122 borrower verified Through calling verification)  borrowers 06 borrowers were affected by Rs.13680. 5. LO  Anil Kumar Yadav/SF0086862 also transfer from the branch  on 06-12-2024 to Turkoliya branch.','2025-06-25','2025-06-30','2025-07-03 03:05:11','2025-07-04 12:13:24','Collection Amount Misappropriated',''),(1027,2373,2300,NULL,NULL,0,0,1,'2025-07-03','2025-07-11','2025-07-12',246,1,'fM+/ebLqoquBUemBBnDTOQ==:e/2+5PG2KddUQaiUuwJaDw==','CQ4zgcZ24OsYTpgBZg+kdQ==:Y7c6YL3wuT1SyMki6s+v+w==','zEVbbmPOo+mNCjnSFP0U4g==:W6nw+f4ILXeEypCY5Cg2qw==','Loan Officer Nikhil Pal/SF0068432 was found involved in Collection amount misappropriation (Collected EMI amount but not posted to concerned borrower account) on the name of 1 borrower for the amounting to Rs. 8,010/- based on the evidence available. Total Fraud Amount = Rs. 8,010/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 8,010/-','2025-07-03','2025-07-12','2025-07-03 07:09:49','2025-07-14 09:58:07','Collection Amount Misappropriated',''),(1028,2404,2318,NULL,NULL,0,0,1,'2025-07-02','2025-07-03','2025-07-03',1,1,'R4vNkL5G+UzJZmaq1VuDGw==:OmQOD9bSbsE0sQyP5LKRrQ==','ZJ7vuPQmkGW1hlJnA7OF4w==:FutR0976W1R1/Mf6rGBERQ==','BQpawkNV6UZ9LBDp7eHv4g==:eWT5H3y81H5Fai764QPqQQ==','During field verification, it was observed that loan officer Novneet Kumar Pandey(SF0093191) had embezzled Rs. 3,950/- from 1 borrower\'s collection amount but  not  accounted in FIMO . This complaint numbers connected with the CSS complaint 84928.','2025-07-02','2025-07-10','2025-07-03 07:25:49','2025-07-03 07:57:55','Collection Amount Misappropriated',''),(1029,2403,2317,NULL,NULL,0,0,1,'2025-07-02','2025-07-03','2025-07-03',1,1,'M0Ykg2TbOw8tLal5nZIymA==:JHT5wcSJDA92hgP66lFxbg==','St0Y1jJRuh38z9uQqa04yA==:8rLH30GdpUyZyM1TbVxsQQ==','G7k/w2EOvQbz/QTmFFsRZA==:hYeZ09twswYTQ0uYapdpuA==','During field verification, it was observed that Lo-Nitish Kumar Dubey  (SF0083245) had embezzled Rs.16940 /- from 1 borrower\'s total collection amount but only Rs. 7,990/- accounted in FIMO and rest of the amount of Rs. 8,950/- not reported. This complaint numbers connected with the CSS complaint 84928.','2025-07-02','2025-07-10','2025-07-03 07:26:13','2025-07-03 07:57:15','Collection Amount Misappropriated',''),(1030,2273,2217,NULL,NULL,0,0,1,'2025-07-03','2025-07-10','2025-07-11',306,2,'mWeUAmrb8Ru1ZTAc71IPMg==:fsQ1V90r5w4vxekqS629sg==','cK71WGRe/YuPE2rMKJJbhA==:LfJeT/1CFLf/xVXLkPusWA==','bs+ySs91FGCnoo06H4MTSw==:nSI3LCArfTirgXx1iJMe6A==','Loan Officer Nikesh Manjhi/SF0080408 was found involved in Collection amount misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the name of 2 borrowers for the amounting to Rs. 9,180/- based on the evidence available. Total Fraud Amount = Rs. 9,180/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 9,180/-','2025-07-03','2025-07-15','2025-07-03 08:22:01','2025-07-14 09:35:24','Collection Amount Misappropriated',''),(1031,2274,2216,NULL,NULL,0,0,1,'2025-07-03','2025-07-10','2025-07-11',259,4,'AIFLEnmnGV7iyLPz5wculg==:f30WZhyHW3assaovHWecfQ==','Pn9lTaiebj8RHgOoHTpEqw==:ri4aqp4uqMP/xtXxqzseqQ==','XQrj9osMQumEwIa1XypxKQ==:Tu5NcOY/HgJVm1zHk/ZsHA==','Loan Officer Devendr Singh Rawat/SF0080969 was found involved in Collection amount misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the name of 4 borrowers for the amounting to Rs. 14,650/- based on the evidence available. Total Fraud Amount = Rs. 14,650/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 14,650/-','2025-07-03','2025-07-15','2025-07-03 08:22:54','2025-07-14 09:43:24','Collection Amount Misappropriated',''),(1032,616,567,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'elY/ZmpLqjMsEb7m32238A==:sn0K3628VrAP3Hnadn08Fg==','bRsyNGSC2TGcYtL7Hof3bQ==:3bpRO43+rvwMwx5nzssdHw==','OdET9PLlDBfBse+JEDz2NQ==:7epQGdTRI66qwwhs8fstjg==',NULL,NULL,NULL,'2025-07-03 09:10:51','2025-07-03 09:11:17',NULL,NULL),(1033,2413,2315,NULL,NULL,0,0,1,'2025-07-03','2025-07-04','2025-07-05',1,1,'zosdmy0pKi8TaL2p+WcDMw==:TTX8aZfhHhIpPaoh0woyDQ==','Kj7fu0TCIlVvKg6laTlztg==:FYCIk4WvdFL/rRiiF/kpdQ==','yoVzeCpLwScCzvuZivWLDw==:t9Bq3oG/lG85Y1wRDV0Mzg==','Dear Team, As per the findings of the CSS Team, verification conducted by Audit team in July 2025, it was observed that a fraud amounting to Rs. 2,780/- has taken place. Specifically, the Loan Officer, Sultan Ram/SF0077829, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,780/- again failed to record these transactions in FIMO.','2025-07-03','2025-07-04','2025-07-04 04:17:10','2025-07-05 00:42:18','Collection Amount Misappropriated',''),(1034,2344,2259,NULL,NULL,0,0,1,'2025-07-02','2025-07-15','2025-07-16',313,20,'ej98qcBS/ohtrxe6arvqxA==:v5vbTIhzYbO6CWMzKm6aRQ==','NxaSUhxJaWcCKtXiQotAcg==:grdozFnwMpoFyxsCaaf63w==','qMBNe9+SX+RpAyCh6prhHg==:PeJ1Fzu2ztfqOAFTKep0oQ==','Loan Officer Ranjeet Singh/SF0078642 was found involved in Collection amount misappropriation (Collected EMI and Pre-closer amount but not posted to concerned borrower accounts) on the names of 20 borrowers for the amounting to Rs. 53,721/- based on the evidence available. Total Fraud Amount = Rs. 53,721/- Amount Recovered and Accounted in FIMO = Rs. 6,390/- Net Fraud Amount to be recovered = Rs. 47,331/-','2025-07-02','2025-07-18','2025-07-04 04:59:30','2025-07-17 05:21:42','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1035,2347,2260,NULL,NULL,0,0,1,'2025-07-02','2025-07-11','2025-07-12',610,8,'lNXNdQLm/Xp/Frgb4orlmg==:Ze+SsjyAHqrlSRAjOVtszA==','0v1K/xtuEqwyAmeK0DahQQ==:VclpGnUk+o2erWgNj1q+rw==','OWmMalgOrnDdaA/mEaOCag==:lLa2Hc20NNNrxM/VWXAOpg==','Loan Officer Shailendra Singh/SF0089218 was found involved in Collection amount misappropriation (Collected EMIs and advance amount but not posted to concerned borrower accounts) on the names of 8 borrowers for the amounting to Rs. 47,291/- based on the evidence available. Total Fraud Amount = Rs. 47,291/- Amount Recovered and Accounted in FIMO = Rs. 8,300/- Net Fraud Amount to be recovered = Rs. 38,991/-','2025-07-02','2025-07-18','2025-07-04 05:00:37','2025-07-14 09:54:07','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1036,2113,2078,NULL,NULL,0,0,1,'2025-06-30','2025-07-03','2025-07-04',108,3,'QgCqIxaVOsGzVWsiuI801w==:dpFwF39vUalvC/62BG0wfg==','iAZh+/uyEt54lAoyVgJUEg==:o2qhugJ4YrsskdqLAFqBKQ==','twvdhvgkWvvCV/wOnjqynw==:4TPV757P1PFiklE1XoagbQ==','LO Basavaraj Shivanand Chillur was collected the instalments amount from the total 3 borrowers. The total fraud amount is of Rs. 20,180/- and of Rs. 10,380/- recovered from LO and remaining of Rs. 9,800/- is pending for recovery.','2025-06-30','2025-07-04','2025-07-04 09:46:47','2025-07-04 09:49:50','Collection Amount Misappropriated',''),(1037,2340,2258,NULL,NULL,0,0,1,'2025-07-03','2025-07-09','2025-07-10',363,19,'UlfM7vR1Uw2lkAn8a3brkQ==:X67K1s9SJr17sYfnd5Tktg==','tRz8lDP3DXW4oHpA7ttcZg==:N8G27RK91ARiTEhKph5HhA==','PDlV5TMMDg0m3ZsRpY4Rzg==:xXProhLYgWlg1TgGNqbwqw==','Post-investigation, it was found that Loan Officer Ravi Gajanan Atole/SF0093297 collected the collection and advance collection amounts of Rs. 70,930/- from the 19 Borrowers, but the same was not posted in the FIMO.','2025-07-03','2025-07-10','2025-07-04 09:49:01','2025-07-11 06:37:45','Advance Collection Amount Misappropriated','Collection Amount Misappropriated'),(1038,2371,2335,NULL,NULL,0,0,1,'2025-07-03','2025-07-12','2025-07-14',179,1,'EiV+ukTOe+1MY/fMAmkAMA==:b9tP0i7uKzFTAWQGKx544w==','veWL0XQ3YIoFCeZYtBe34A==:DPRDy66ZQOp6cc6EgjQa+A==','VICtMU+YCUO+Olvi4gluSQ==:n2Z5IUfSi/1K4JEGlA3S4A==','During the fraud investigation time, as per the complaint raised, the preliminary fraud amount was initially reported as Rs. 14,003/-. However, on the same day, the Loan Officer-Deepak Bharat Kathe/SF0095808 posted an entry in FIMO for Rs. 9,620/-, and according to the borrower, the remaining amount of Rs. 398/- was returned to the borrower from the total pre-closure amount collected, which was Rs. 10,018/-. The loan has already been closed in FIMO. In light of this, the actual preliminary fraud amount may be considered as Rs. 3,985/- (i.e., Rs. 14,003/- minus Rs. 10,018/-). Total fraud amount identified during the fraud investigation of the Rs. 3985/-. Borrower Loan has already been closed by the branch team.','2025-07-03','2025-07-10','2025-07-04 09:49:24','2025-07-14 12:51:33','Pre-Closure Amount Misappropriated',''),(1039,2406,2311,NULL,NULL,0,0,1,'2025-07-15','2025-07-18','2025-07-21',278,1,'VR2hAOkDHwBEwWL0QzBhFg==:GsXBlnm66gTHH9wV6ojpbw==','genMb/qgfHsMyT86RGhmxg==:beB+qQ0xt37EhhePowJvhw==','GNXBegfu3PTKKM74YZX0Dw==:M0/5c4ZFWcRCJX7UrGvcVw==','LO Mincheri Ramesh Mincheri  was collected EMI from borrower on the date of 10-03-2024 of Rs.2,690/- but collected amount not posted into FIMO and even not deposited at branch and same was found misappropriated. Attached borrower Loan card, Borrower written letter, borrower loan statement as evidence.                                                                                                                                                                                                                               Note:  As per the Borrower original schedule EMI start date 10-04-2024 but edited loan card given to borrower on 10-03-2024 advanced EMI collected by LO Mincheri Ramesh Mincheri and collected amount not posted into FIMO even not deposited at branch.','2025-07-15','2025-07-17','2025-07-04 09:52:28','2025-07-22 04:40:55','Collection Amount Misappropriated',''),(1040,2410,2310,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-13',121,4,'7yVzAEd4iceCkmX1RfrOkQ==:MKUamnk1doC0DRd+RerXrg==','CdofSmZMP2A4sdFRkOLa5Q==:tMshc+MeuONfgEC2gPgF8g==','SQhbuTHwJVNqT0BLRDGpiA==:J+K0xjapCTbfEarc2DCKtw==','BM Mahmadali Raimansab Nadaf was collected the advance collection and pre-clouse amount from the 4 borrowers total of Rs. 1,24,902/- recovered amount of  Rs. 57,607/-, and the remaining amount of Rs. 67,295/- is pending for recovery.','2025-07-07','2025-07-09','2025-07-04 09:52:54','2025-07-14 05:17:34','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1041,2423,2324,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',160,2,'VBmEBK88W1OtwTQZU6AZ9Q==:qF8zhzjDvx4F6doaQfVKcw==','OoFu40/BnMBVl8mRJJPA+Q==:W7Pcl9uV4qcMQ3c4qL0JGA==','I3MxRWOm7HgQYXzv3mFJag==:IK0M3MFWZ6H6+155HQUlhQ==','Credit Assistant Credit Assistant was collected 02 borrowers collection Amount, total collected amount of Rs 9,940/-Recovery amount Rs.0/- and pending recovery amount of Rs.9,940/-','2025-07-11','2025-07-14','2025-07-04 09:53:16','2025-07-14 05:15:56','Collection Amount Misappropriated',''),(1042,2429,2323,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-15',223,1,'S/3Yp1O1cJs7jBDbylotRg==:N/OjGuxzMzUZous+ZOrhAA==','z4hvK8Pt4CwhvzRr5AswGQ==:uQzEjiyHJOShSJ779XJ46w==','4eHNLTVGOc4o6RJqMvK+jg==:EtHcLZHs2LqNz+jWOrv+AQ==','BM H Pampana Gouda H was collected 1 borrower amount of Rs 13,880/-Recovery amount Rs.0/- and pending recovery amount of Rs 13,880/-','2025-07-11','2025-07-14','2025-07-04 09:53:37','2025-07-16 08:21:05','Collection Amount Misappropriated',''),(1043,2434,2330,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-14',182,1,'0I8MogjRw5kSNqy0nEIEbw==:R1UKFvTqTQThqd5KxccI6Q==','Dbv06lLsiwPkog5d4wt+vg==:dMZR8zZPmoQd95GvMqGRrw==','QkF811KHoXUI/xxodwLDOQ==:6y076xC34ien/OXdv7MGtA==','BM Anandhu A collected EMI amount from one borrower of Rs. 1,900/- and collected amount is pending for recovery.','2025-07-07','2025-07-09','2025-07-04 09:54:01','2025-07-14 10:41:46','Collection Amount Misappropriated',''),(1044,2419,2321,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-17',836,4,'rYIBB88OA/7GGS2Ru8Ajfw==:9VP+duJHkfg0d8pYRU27WQ==','iQImnBVCyFDTDSox15o4ug==:lX8AwtX+2wqYfhwuetq40g==','JUzXMjMLaXjSs/ncJNTwMg==:NBjEuOQXly63vrUJet2xXA==','As per the complaint, the Internal Audit team verified the field and observed that Loan Officer Himanshu Kumar Madhukar/SF0090948 had embezzled 04 Borrower’s Loan Instalments total of Rs. 18,000/- and out of that Rs. 4,480/- accounted in FIMO and now total of Rs. 13,520/- yet to be recovered from the alleged staff.','2025-07-03','2025-07-21','2025-07-04 10:30:17','2025-07-17 11:15:19','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1045,2416,2320,NULL,NULL,0,0,1,'2025-07-07','2025-07-16','2025-07-18',834,3,'xNz4LNLEUJ3dTom/lssgNQ==:JZgO5FAXps0JR8sAuSmmxw==','j+gX4rcdGDMjk+v8ttpyhA==:64PTjGzJkRSkaIIr30hvQw==','6pxb7kiekuqgQNcagxUmqQ==:ZHC7tz0jw2NZs1xAgnA6Fw==','As per the complaint, the Internal Audit team verified the field and observed that Branch Manager Parikshit Ratre/SF0049631 had embezzled 03 Borrower’s Loan Instalments amount total of Rs. 15,520/- and out of that Rs. 4,480/- accounted in FIMO as regular EMI basis. Now total of Rs. 11,040/- yet to be recovered from the alleged staff.','2025-07-03','2025-07-22','2025-07-04 10:30:43','2025-07-18 07:06:33','Collection Amount Misappropriated',''),(1046,2415,2319,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-17',832,1,'1qS7/5cYIjqHDAEOArOunA==:XrWvvHxRZ80s3rF2BKC8TA==','wIPSnSFzjcjm7UtUS/72UQ==:iHh48MUaVcbNu7niUjIPJw==','fztpG+fF/3L+9YuCLf+U9g==:Uoqu7FcL3dIxXfJOYDD/5A==','As per the complaint, the Internal Audit team verified the field and observed that Loan Officer Ajay Singh Rajput/SF0083262 had embezzled 01 Borrower’s Loan Instalments total of Rs.3250/-. Which was not accounted in FIMO.','2025-07-03','2025-07-22','2025-07-04 10:31:15','2025-07-17 05:59:30','Collection Amount Misappropriated',''),(1047,2414,2312,NULL,NULL,0,0,1,'2025-06-24','2025-07-05','2025-07-07',1987,5,'ddxvJE3npxH2mrcPxS8q8Q==:Cv07ureDDIHHewEqUeP19Q==','EqPe7ZwsoISfS6k2NRezcw==:grDH8NVlywuzEcl6MQe5jw==','66Su2GX2Uw4QIPyiGamHKQ==:XuBy7clU6fBsNrGTaijR7Q==','During field verification, it was observed that loan officer Saheb Chakraborty/SF0087935 had embezzled Rs. 81,292/- from 05 borrowers preclose amount but only Rs. 26,570/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 54,722/- was not reported.','2025-07-03','2025-07-22','2025-07-04 10:31:35','2025-07-07 08:25:08','Pre-Closure Amount Misappropriated',''),(1048,2405,2313,NULL,NULL,0,0,1,'2025-07-10','2025-07-16','2025-07-18',145,5,'sYS5GvKPaEznNmAVn0IVeg==:5mvaNYstskgas1nxtIBcYw==','4GmN6upg5zppvjfSdG2j6Q==:eh3k1/4/y+d6nMO57F3z5g==','2xfL7Mhmz6erzXUGBQ4J/g==:Dhz653f4r6xtAtp9kS5f2A==','During field verification, it was observed that Loan Officer Dipendu Santra/SF0083484 had embezzled the collection amount of Rs. 101117/- from 05 borrowers & accounted only Rs. 10,100/- in FIMO and remains total fraudulent amount of Rs. 91017/- yet to be recovered from the alleged staff.','2025-07-03','2025-07-20','2025-07-04 10:32:00','2025-07-18 06:41:30','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1049,2401,2303,NULL,NULL,0,0,1,'2025-07-07','2025-07-16','2025-07-18',733,12,'z/xoehPQJ8CdhYNQARdPVw==:WS+JpwXQcYOOp/ttHoPeRg==','9ZTTeYLdJNB5MIjRgNEqXw==:ogh0MsLmwoaWxxYlQj1Zhw==','h2rhCsh6bWoOCqG3WKeknQ==:1FNAqdoX2cr04NDVtmQ70g==','During field verification, it was observed that loan officer Rajkumar Yadav/ SF0067162 had embezzled the collection and preclose amount of Rs. 1,71,700/- from 12 borrowers & accounted only Rs. 48,060/- in FIMO and remains total fraudulent amount of Rs. 1,23,640/- yet to be recovered from the alleged staff.','2025-07-02','2025-07-20','2025-07-04 10:32:22','2025-07-18 10:45:29','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1050,2342,2314,NULL,NULL,0,0,1,'2025-07-11','2025-07-14','2025-07-16',104,10,'e4YHTtqvGMS0zdQI19kdZQ==:VMYSaRZT6yHTfEtUaxhZ8w==','u/SPUxoS+T1K+Y0xI7uXhw==:+T+DdHBWZrD6pQW7kbA6EQ==','OPp105Ja2MVT42+ExYcTbA==:YoAPpNPrECxEDAJFcTrR0w==','During field verification, a total fraud of Rs. 1,20,668/- was identified and out of that Rs. 8080/- input in FIMO and now a total of Rs. 1,12,558/- are yet to be recovered from all the alleged staff.','2025-07-03','2025-07-20','2025-07-04 10:32:42','2025-07-16 13:13:03','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1051,1988,1932,NULL,NULL,0,0,1,'2025-06-24','2025-07-03','2025-07-05',158,32,'Mc2KbnWtiYwck3lWA6Q0+g==:7a1WtBKVHsiBd2aUd0b2Ng==','lIK66DySWwU5DKcRqhb8tw==:En89mavUDRhiu7aFxoXlZw==','MAlxvYSQI8J5r9ZYMvG+Rg==:7dzZTXfXIJgBUYomiYUqWg==','1.Fraud has been identified by business team on 07 -06-2025 against LO Ranjeet Kumar/SF0083605. 2.Complain team raised complaint on 07-06-2025 vide complaint number FN25-26-00928 respectively. 3.At the time of Complaint raised 4 borrower was affected of Rs.26880. 4.LO Ranjeet Kumar last working day from the branch was 24-03-2025. 5.After verification done by Audit team out of 162 borrowers physical verified 32 borrowers were affected of Rs.197317.','2025-06-24','2025-06-30','2025-07-05 05:24:31','2025-07-05 05:30:32','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1052,1980,1933,NULL,NULL,0,0,1,'2025-07-03','2025-07-15','2025-07-16',109,87,'xw3lWEb7fwcMX+0Ll9s2Ng==:M94gJZTKQFyPT2FUOs8WJQ==','tKvVQOmMk8B6Gi2PWUndcg==:tzXHZAfiphvxUWVlpHBm3g==','3foPzNEck+vU3wUBUSCMkw==:HD/cvyeGR0RGEtnOAQdRVA==','1.Fraud has been identified on 04-05-2025 through business team. 2.Fraud raised against LO Jitendra Kumar/SF0078897. 3.Complainteam raised complain against LO Jitendra Kumar/SF0078897 on 07-06-2025 vide complain Number :- FN25-26-00922. 4.Initial Number of borrower affected at the time of complain lodged was 3.amount affected Rs.24920. 4.LO collected the collection EMI,Precloseure EMI & Advance EMI. 5.LO was absconded from branch on 05-06-2025. 6.After verification done by Audit team total verified 109 out of which 87 borrower was affected of Rs.981318 in which rs.10930 posted in fimo in different dates .So total net fraud is Rs.970388.','2025-06-25','2025-06-30','2025-07-05 05:25:40','2025-07-16 03:41:41','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1053,2005,1929,NULL,NULL,0,0,1,'2025-07-09','2025-07-15','2025-07-17',91,13,'GZpO/XIsy7avsEpyDhNcOQ==:e+89z44InhejpN3L88+0fw==','bybNveTqNy4UA+OysS7x6g==:ImhSV7ZR6baDp+kW0Qo0Qw==','ZXMGxE/vnCiz6qH8J/iW1A==:IXM/jRO+PIxrZvxc9GRBzw==','As per complaint it is observed that LO Ranjan Kumar/SF0094298 collected Rs. 112900/- from the 13 borrowers but same was not accounted in the FIMO.','2025-06-24','2025-07-04','2025-07-05 05:41:56','2025-07-17 06:30:21','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1054,2013,1946,NULL,NULL,0,0,1,'2025-07-04','2025-07-09','2025-07-10',4,4,'8WdXJ9iIp9ycjyKCxB9Qpw==:L5QgDzWkwA5JbYig9D4uSg==','LRect2TCxGfZvGdOYHaVXQ==:Uwipr8RYN7x0unfENAUazA==','0R08tXlD+axdsWEHYS61Vw==:r0V5Ht7XV3EK/MNmxIoyLQ==','The employee Bittoo Kumar, EMP ID :- SF0081809, collected the amount Rs.24480/- from forth borrowers which is not reflecting in FIMO account. The last working date of this staff was on dated:- 29-09-24.','2025-06-25','2025-07-05','2025-07-05 05:55:09','2025-07-10 10:12:16','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1055,2014,1945,NULL,NULL,0,0,1,'2025-07-02','2025-07-09','2025-07-10',24,24,'sfl95CmjfDIfi+VyjsNaPQ==:D3iPi8xTSPHFnmCGGTi7mQ==','O0AqiijhQhdDc5tpBZ5XpQ==:3zexghBEZvwxNLogZBALFA==','KF1MTYEPnoLpSkW7sWycKw==:rzt8ureRl36bOmFgzN9AWQ==','The employee Chandan Kumar, EMP ID :- SF0073586 collected total amount Rs.63870/- from twenty fourth borrowers which is not reflecting in FIMO account due to which all the borrowers are in the category of FTD & OD. The last working date of employee Chandan Kumar was 07-10-24.','2025-06-27','2025-07-07','2025-07-05 05:55:55','2025-07-10 10:29:17','Collection Amount Misappropriated',''),(1056,2027,1970,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',48,1,'Yj6IEmWHv1CS3Gn53yFGkg==:rreQYBETp7apk+pxtJ0Zpw==','ZecUDo7h87YQtvNPkFo97Q==:hXDrR6TxWe81AzZbr5XPlQ==','FbkGYQN5h3Flo84L43qMOA==:7qPls8gKuK0NQhDPez71ZA==','1.Fraud has been identified by business team on 09-06-2025 against LO Rahul Kumar/SF0085026 2.Business team raised complain on 10-06-2025 vide complain number FN25-26-00958. 3.At the time of Complain raised 1 borrower was affected Rs2250 . 4.LO was Absconding on dated 28-02-25. 5.After verification done by Audit team out of 48 borrower 1 borrower was affected of Rs.2250.','2025-06-25','2025-07-05','2025-07-05 05:56:31','2025-07-16 10:29:55','Collection Amount Misappropriated',''),(1057,2028,1969,NULL,NULL,0,0,1,'2025-07-11','2025-07-15','2025-07-16',41,11,'WrS7dnq/Z68jhbiAghjRqA==:0i/d3Y0OTOnEB4c2n4W1gA==','aA1Hzym2xdVSD9vh7xB4FA==:MFBRCLoemNY3SnjPbja4qA==','eUcBu2GX94fOL+FBMZ7Uug==:ozPQhG46X2RL2EKfE+8CPg==','1.Fraud has been identified by business team on 09-06-2025 against LO Rahul Raj/SF0075519 2.Business team raised complain on 10-06-2025 vide complain number FN25-26-00959. 3.At the time of Complain raised 1 borrower was affected Rs2250 . 4.LO was  Terminated on dated 13-03-25. 5.After verification done by Audit team out of 41 borrower 11 borrower was affected of Rs.27110.','2025-06-25','2025-07-05','2025-07-05 05:58:13','2025-07-16 10:35:42','Collection Amount Misappropriated',''),(1058,2030,1968,NULL,NULL,0,0,1,'2025-07-09','2025-07-15','2025-07-16',40,2,'aDrIg4NCw52XPq9fPngRAw==:RK+E+4crWN7a9njzfy2rMQ==','knc8K3PrSej/o9Yl2QZBqA==:iyo1XKklpkggshFEpmubaA==','3GIgiGbM4XjSyxg64lLAHQ==:8nr74ad8Zj69oMDKy7+9XA==','1.Fraud has been identified by business team on 09-06-2025 against LO Ramu Kumar/SF0077857 2.Business team raised complain on 10-06-2025 vide complain number FN25-26-00961. 3.At the time of Complain raised 1 borrower was affected Rs4500 . 4.LO was Terminated on dated . 5.After verification done by Audit team out of 40 borrower 2 borrower was affected of Rs.8800.','2025-06-25','2025-07-05','2025-07-05 05:58:41','2025-07-16 10:41:14','Collection Amount Misappropriated',''),(1059,2031,1967,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',42,4,'bQxOmNt2er0ZrqQtz7Cmrg==:t8D7dUpYu7Ywz27QnjgB9Q==','z48TBRqK/zUNr4bGCza/HA==:QtvWZYJaSTQghLZ9FuCRLQ==','XRCU52BJI7vhLXpmCkGxWQ==:QYdmdNxzrLjvSAJepL9wMA==','Complaint raised by branch side against Sandeep Kumar/SF0074334. Post verification of total 42 borrowers identified 04 borrowers are affected on it amounting of rs.16480/-.','2025-06-25','2025-07-05','2025-07-05 05:59:20','2025-07-16 10:45:35','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1060,2032,1966,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',24,1,'6wlaftwuZoQ0FDUJuW1reA==:dlAQwpPb+wIGDBaEQC2g0Q==','RmweB7hfaxq5Cmcxf8Kzxg==:5U/zi4PAnXsSvuug1xBU1w==','bRu8WWBRwiIyu6Ms4VmcrA==:Dd9ehF/SG4Ila+ofz6P53A==','Complaint raised against Shahid Afridi/SF0047237 by branch side of a trigerred amount rs.114180/-. Post verification it is observed that only  01 borrower have valid evidence and rest 01 borrower has not any valid evidence. 01 borrower is affected on it and the fraud amount is 56180/-. CLV already done of both borrowers on previous time but posting pending from HO side.','2025-06-25','2025-07-05','2025-07-05 05:59:54','2025-07-16 10:49:58','Disbursed Amount Recollected',''),(1061,2033,1965,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',48,6,'309ULcOc097ASDQKdKy1QA==:kckRC0Y804lmOOYq/wrNZw==','EIOv4Y0cUX5k9+FaMCEC6w==:DP47iz/aAkGFVTN8+5Iz2Q==','q/fboMF1lMM1GBECz75ikQ==:GZie3ZvRGG4EvtmNLQ5w5g==','Complainst raised against LO Shivbalak Yadav/SF0075186 by branch side. Post verification of total 48 borrowers it is observed that 06 borrowers are affected on it amounting of rs.88791/-.','2025-06-25','2025-07-05','2025-07-05 06:03:07','2025-07-16 10:54:29','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1062,2034,1964,NULL,NULL,0,0,1,'2025-07-02','2025-07-15','2025-07-16',36,8,'23AFkUdtuvZuxRx4GKLwaw==:LlFV/20wezIYrQgk5hn2xA==','AD7NPRWiCMa77MWbl13Q5A==:Aaf6PeUgv9vtY4xG6oE9VA==','ekuImEtozQzcZX1dNxXnJg==:eFfbGIKpr0vc6GF9kOYHng==','Complaint raised by branch team against LO Randhir/SF0063364. Post verification of total 36 borrower identified 08 borrowers are affected on it amounting of rs.15480/-.','2025-06-26','2025-07-05','2025-07-05 06:05:02','2025-07-16 10:57:58','Collection Amount Misappropriated',''),(1063,2041,1963,NULL,NULL,0,0,1,'2025-06-17','2025-06-17','2025-06-18',3,3,'XplxZu05mGBfthn8y7hCcA==:oa843FbTwlbbVV+SbQAICA==','H6uEqIqBbwZq6+xgyo/x6Q==:oFtNEMJdFqqkTkGu7ogJ3Q==','WRjcIeco3SEc5BCtTzspfg==:oHw4Y+2vFerCoct8O5leyA==','LO-Sunny Deval Kumar collected preclose & collection amount from 3 customers total of rs-24690 out of which Rs-11200  accounted in fimo, remaining amount still not posted in fimo.','2025-07-01','2025-07-05','2025-07-05 06:05:55','2025-07-05 06:43:24','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1064,2042,1962,NULL,NULL,0,0,1,'2025-06-16','2025-06-16','2025-06-09',1,1,'swfJjqo6bsWR3PyeaAxkDw==:9lrXlowJiZBPhKyVRc91XQ==','9dtpop0eLxaJNATrrsRbcQ==:WQX3TgB2UtXuwaDrPtY+pQ==','hTIxBQ+MQ2kBmEWW0Vec1A==:CG6k+oPAPJ19LLu5j62WPw==','Complaint has been raised bt borrower to css. Post verification it is observed tota 04 emi of rs.3550*4=14200/- paid by borrower on 04 different dates but the entry not posted in fimo on same date. Out of that rs.8550/- post in fimo on the month Mar\'25 & Apr\'25 by LO Rohit/SF0080567 and rest rs.5650/- kept in his pocket. Final fraud amount is.5650/- need to recover.','2025-07-01','2025-07-05','2025-07-05 06:06:18','2025-07-21 09:19:43','Collection Amount Misappropriated',''),(1065,2043,1987,NULL,NULL,0,0,1,'2025-06-14','2025-06-14','2025-06-16',1,1,'dVZjf3AObQ5bbLUTP8lVVA==:aOrqO8wNvUeNFDoTPRhgOQ==','FBIdxGaBoZc3pHithuBWOw==:OsG0Tua8EuVT9L5UjS9FZg==','xegB1JOQJzL5FUiWWzUEGw==:DoibIJwpwd3ki9s6g5+m8A==','1. Pre-close amount Rs. 13440/- collected by BM Ankit Kumar/SF0063357 but He was not updated in FIMO.','2025-07-01','2025-07-05','2025-07-05 06:06:48','2025-07-05 07:01:38','Pre-Closure Amount Misappropriated',''),(1066,2044,1986,NULL,NULL,0,0,1,'2025-06-14','2025-06-14','2025-06-16',1,1,'KZbMPzUqsBnyUCQphO9+aQ==:vPHVgdZY+Nrr3/q2puQ+9Q==','4pOkx4hDB9Ia7KSg/Yq8Wg==:yei+bt0KoQiDcOuzz92pgw==','pxKjYBsAHjVielK021jbkw==:AosLJqlTeFnJfHXDQ/PXKg==','She paid 04 emi of Rs-2240 on 03/10/2024, Rs-2240 on 03/11/2024, Rs-2240 on 03/12/2024 & Rs-2240 on 03/01/2025 to Lo Suryakant Kumar/SF0081161 But the same not accounted in fimo till now.','2025-07-01','2025-07-05','2025-07-05 06:07:22','2025-07-05 06:59:36','Collection Amount Misappropriated',''),(1067,2046,1985,NULL,NULL,0,0,1,'2025-06-11','2025-06-11','2025-06-12',1,1,'HpFvVAiS7dRmtL1Wrzl95g==:8v6VA3K1mtGQ5kSC/8i4Ag==','lvy7ZxdZjoKZitE5fvIQKw==:5AtNj7drZe4u2aEcI7+R9g==','GHcnYGa7YekBOy00LqEvVg==:/3A8WV/dPrZxgzXUaocdcw==','Complaint raised by borrower to css. Post verification it is oberved that emi of rs.2250/- paid by borrower to Mukesh/SF0033717 but he did not post her emi in fimo.','2025-07-01','2025-07-05','2025-07-05 06:08:01','2025-07-05 06:50:54','Collection Amount Misappropriated',''),(1068,2054,1982,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',120,16,'f0h/aPdyTOYCNbOSurPb2A==:oeoPPATdld3pYajldD43Fg==','I5mSkVFK1Cky1yMcbvplVg==:+3CHmOOPDY4rhAqjDhLjNg==','ugR4ZxBKROT3MB5hfL/cQA==:RyR2HKdXPMAVXdUGjOQ7og==','1.Fraud has been identified by business team on 10-06-2025 against LO Santosh Kumar Prasad /SF0095018 2.Complain team raised complain on 11-06-2025 vide complain number FN25-26-00979 respectively. 3.At the time of Complain raised 2 borrower was affected of Rs.16360. 4.LO Santosh Kumar Prasad last working day from the branch was 28-05-2025. 5.After verification done by Audit team out of 106 borrowers physical verified & 15 verified through telecall) 16 borrowers were affected of Rs.72300 in which 4040 accounted in FIMO and rest net fraud is 68260..','2025-07-01','2025-07-05','2025-07-05 06:08:38','2025-07-16 11:03:53','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(1069,2055,1981,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-14',61,4,'8DbmGerUBmFMjezRw0OW5A==:udm8W/syQW+jugfC/EBRaA==','P8IT+rojCKdBLIzqza4haw==:ZUPSadjovV8pnZiiuA94tw==','c5nqld7Wyq2VBUYQBViJgg==:tdRuhskmS7fyUTeBDF6p4A==','1.Complain raised against LO -Sagar Kumar/SF0057845 on dated-08/06/2025 and complain number is FN25-26-00980. 2.Post verification of total 62 borrowers it is identify that 4 borrowers affected on it and amount affected is Rs.18260/-.','2025-07-01','2025-07-05','2025-07-05 06:09:06','2025-07-16 11:11:46','Collection Amount Misappropriated',''),(1070,2072,2006,NULL,NULL,0,0,1,'2025-07-03','2025-07-18','2025-07-21',121,22,'7RHo90H2UP1wf0up/6pCRw==:lAT7y1WsH9jHxeTIQq4fZQ==','esr2b81XXO1euuE+pjhMsA==:y4zvGkQa3LCef7iDWj5plA==','RAi8Dwgb+OKgYsjNNTPLGA==:wmaOOMe69FWbDWnDRxfzcw==','1. Fraud has been identified by business team on 11-06-2025 against BM Guddu Kumar/SF0046421. 2. Complain team raised complaint on 11-06-2025 vide complain number FN25-26-00985. 3. At the time of Complain raised 01 borrower was affected of Rs 14880. 4. After verification done by the Audit team out of 151 , 22 borrowers were affected by Rs.314428 .(155906+158522=314428-47064=267364) 5.Apart this cash closing shortage amount of Rs 155906/- BM Guddu Kumar/SF0046421 has collect preclose amount from approx 25 borrower,but entry EMI wise in FIMO & all amount did not deposit in bank by him. 6. BM Guddu Kumar/SF0046421  also went from the branch on 09-06-2025.','2025-07-01','2025-07-05','2025-07-05 06:09:30','2025-07-21 10:20:02','Safe Locker Cash Siphoned Off','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1071,2077,2007,NULL,NULL,0,0,1,'2025-07-14','2025-07-22','2025-07-24',29,29,'2k8jlRuuJCJlIMdqA49aDg==:JyasnaF0Y+hgnx/zoUXiSg==','UHoQ0I03gNIJmrF2RUE/kQ==:cTJq2QdnMeYtEgZI6+EDgg==','24a/nEb/eTGEmmvosRd6pA==:CddK+J1vXDqBdutu3qRJ3Q==','1.Fraud has been identified by business team on 09-06-2025 against Bm Mukesh Mandal / SF0049683. 2.Complain has been lodged by complain team on 12-06-2025 vide complain Number-FN25-26-00988 for cash taken from branch locker. 3.At the time of complain lodged 26 borrowers were affected of Rs.82460 And shortage of cash in branch of Rs.637871. 4.After verification done by Audit Team out of 29 borrower 29 borrowers were affected of Rs.91020.  5.91020+517416=608436','2025-07-01','2025-07-05','2025-07-05 06:10:18','2025-07-25 08:59:14','Safe Locker Cash Siphoned Off','Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(1072,2078,2010,NULL,NULL,0,0,1,'2025-07-03','2025-07-15','2025-07-16',48,1,'aR9qJoH+a5rJqHXmP+fyLw==:vM7IQCHlYkUSjQ+UTB/nqw==','Hii/NV7TWBVTbRl1IlNmlA==:oEieW6q4kzMJ7UdFg7mw5g==','OaeG373ZJjhUggJsy9+pig==:iZ+Tk5gLG/vfXhkaueAgZQ==','Complaint raised against Dhanraj/SF0062395 that he collect preclose amount from borrower but not post that amount in fimo. Post verification of total 48 borrowers identified that 01 borrower is affected on it amounting of rs.6559/-.','2025-07-01','2025-07-05','2025-07-05 06:19:32','2025-07-16 11:22:01','Pre-Closure Amount Misappropriated',''),(1073,2118,2061,NULL,NULL,0,0,1,'2025-07-02','2025-07-08','2025-07-09',99,1,'Q6wyDgi7AkG02vl/Q47llw==:ZaCWJDL++/43XydHuUTi1Q==','siIdVRn/+9+1tHEsQbmnIQ==:cLNIyQuugl4oL7o0ci18pg==','6IDSTkaTg+NU7EyCuf1jnA==:G7FyNuNbgaqyyJcKubOMvg==','1.Fraud has been identified by business team on 14-06-2025 against LO Brajesh Sah /SF0070883. 2.Complain team raised complaint on 14-06-2025 vide complaint number FN25-26-01019 respectively. 3.At the time of Complaint raised 4 borrower was affected of Rs.2800. 4.LO Brajesh Sah last working day from the branch was 15-01-2024. 5.After verification done by Audit team out of 102 borrowers physically verified 1 borrowers were affected of Rs.2800.','2025-07-01','2025-07-05','2025-07-05 06:19:58','2025-07-09 08:36:22','Collection Amount Misappropriated',''),(1074,2129,2067,NULL,NULL,0,0,1,'2025-07-02','2025-07-08','2025-07-09',129,5,'N295bWjeVTs4au84Co+f0Q==:NgK6lcWQEbYFu0RDfwSDYA==','RCtA3tlBhqV/RPpYPOOe5w==:FUHNiRiNMBXu4KkSHxg7qQ==','Ed3f+G2/KS+z9w1sJH3GZQ==:n/Mc7te6LOd2O7xQeMxlpg==','Complaint has been loadged against LO-Chandan Kumar Pandey/SF0088617 of EMI collection fraud on 13-06-2025 & complaint has been register on 14-06-2025, after the caseload verification of the same- total fraud identified from field of Rs-24300 (affacted borrower-05 Nos).','2025-07-01','2025-07-05','2025-07-05 06:20:24','2025-07-09 16:53:44','Collection Amount Misappropriated',''),(1075,2138,2073,NULL,NULL,0,0,1,'2025-07-06','2025-07-10','2025-07-10',84,2,'iqBLqHlkgQjVMhQDyViZwg==:gsRByES0FXrexmvJ5mSVNg==','VWFnuV4fhgTNWHjLUdPQkQ==:5X1olViMMwXD6U2l8HW7xQ==','IvWNINRwsJY2K2j4UX4oxA==:P9lg37IXyzdCrRArHNM0aw==','The employee Suraj Kumar collected the amount Rs.25217/- from two members as per evidance but Client Kiran Devi, Renu Devi & Sunita Devi does not live at home. According to centre leader husband Client Kiran Devi has given amount Rs.10000/- on dated :- 18-07-24, Client Renu Devi gave the preclosed amount Rs.22000/- 18-07-24 & Client Sunita Devi also given amount Rs.22200/- on dated :- 22-07-24 to Suraj Kumar. I have also received written statement from the husband of Puja Kumari (Centre Leader) The last working day of this Staff was on dated :- 27-07-24 as per movement register.','2025-07-01','2025-07-05','2025-07-05 06:20:46','2025-07-11 12:38:44','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1076,2139,2072,NULL,NULL,0,0,1,'2025-07-07','2025-07-10','2025-07-11',82,2,'grOU8IijrCFlwQQDyW5Khg==:sMOTJdwwsf2IHlyEZtAVUg==','5ONepMfXhPiib2be4A3ysQ==:MVfRnLtj/6CrhizMzKESxQ==','kLMLEcR8e0nf0ODukNy9Fw==:Bl5KbTXNESrNQ5x9+3Z/BA==','The employee Sujit Kumar collected the Advance EMI  amount Rs.8500/- on dated :- 30-09-24 which was not posted in FIMO account on that date but on 01-10-2024 7500 rs accounted in FIMI.And rest amount not updated in FIMO. The employee Sujit Kumar collected the preclosed amount Rs.12507/- on dated :- 29-09-24 which was not posted in FIMO account due to which this client is in OD category.','2025-07-01','2025-07-05','2025-07-05 06:21:10','2025-07-11 12:39:38','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1077,2154,2088,NULL,NULL,0,0,1,'2025-07-03','2025-07-09','2025-07-11',122,6,'gx4s0fLr/ddtIgh3Q+iI9w==:3jjkdfENHqvkvnM9FIJFww==','xNFpu+gETBno0ldUidt+ig==:pxIy9Hw5LclgRnD3JixMUA==','liu8LVhqDgm4RrBb9wcPTg==:duzDNqtg5pIW3Lrc8xv1OQ==','1.Fraud has been identified by business team on 16-06-2025 against LO Mohammod Saukhat/SF0074467 2.Business team raised complain on 16-06-2025 vide complain number FN25-26-01041. 3.At the time of Complain raised 1 borrower was affected Rs1550 . 4.LO was Absconding on dated 28-02-25. 5.After verification done by Audit team out of 122 borrower 6 borrower was affected of Rs.55080 in which Rs.21240 accounted in FIMO and rest 33840 not accounted in FIMO..','2025-07-01','2025-07-05','2025-07-05 06:21:33','2025-07-11 10:37:46','Collection Amount Misappropriated',''),(1078,2158,2097,NULL,NULL,0,0,1,'2025-07-03','2025-07-15','2025-07-16',184,2,'/A1q0qkZv7mX0BNFQndwNQ==:ef/wNFejdwUQU1n/X8h/EQ==','xOffF9lyLhTQ+yjoLWGBpA==:GHOvLbRo6ZLQgDX9l8yaXA==','CslMkaU8fQZQ9kVwsufwug==:ervfWVhw8arGyUN0VpgNGQ==','As per complaint raised aginst the sttaff post investigation it is observed that LO /Rakesh Kumar/SF0093329 collected Rs. 1040 from the 02 borrowers but same was not accounted in the FIMO.','2025-07-01','2025-07-05','2025-07-05 06:21:55','2025-07-16 11:31:15','Collection Amount Misappropriated',''),(1079,2168,2104,NULL,NULL,0,0,1,'2025-07-03','2025-07-05','2025-07-08',50,1,'S+QRitpopXAY64KOzzH4wQ==:heMp1szSnmJVaW4ymmcoWw==','KXqrzeB/BxcESDihq+Kosg==:8jkgWLSvOGfMMRwT3hggzg==','iKXGAdfB0NMQEZX5l89Btw==:AzxZmfnLCUH3H8KEcc64xQ==','Complaint raised against LO Imran/SF0057863 that he collect preclose amount but did not post that amount in fimo. Post verification of total 50 borrowers identified that 01 borrower is affected on it amounting of rs.34500/-.','2025-07-03','2025-07-09','2025-07-05 06:22:30','2025-07-16 12:00:50','Pre-Closure Amount Misappropriated',''),(1080,2184,2118,NULL,NULL,0,0,1,'2025-07-17','2025-07-17','2025-07-21',1,1,'ZmOctoDTH1D2APNNMcKoVQ==:uH83pINzLenJF68bkfA6Zw==','yv6n7WKgblK1CD/DxCUYJA==:Xaec82UnhEaqW1hnwO9ugg==','WcfuBFVcpL4BdAToC2wh3Q==:cgt0C4yDa+NqF1RlTsbzGA==','\"1.Fraud has been identified by business team on 17-06-2025 against LO Rajan kumar /SF0066577 2.Complain team raised complaint on 17-06-2025 vide complaint number FN25-26-01056 respectively. 3.At the time of Complaint raised 2 borrower was affected of Rs.2250. 4.LO Rajan kumar last working day from the branch was 13-03-2025. 5.After verification done by Audit team out of 1borrowers physical verified & 1 borrowers were affected of Rs.4500.\"','2025-07-03','2025-07-09','2025-07-05 06:22:51','2025-07-21 09:56:16','Collection Amount Misappropriated',''),(1081,2185,2117,NULL,NULL,0,0,1,'2025-07-22','2025-07-22','2025-07-24',1,1,'XNwrkz3bztIpVaMvNN5hfA==:j2aw1ngrK+tNLBzc67RUyA==','ZNNVw+2Ho6Bni/u6SeRJkQ==:jcCRnRyD2mrYva/TqB3HGA==','/0HRNHz/Foc795PrwFRaTg==:8LVpwLMXALoksJgn1ZcJ+A==','On dated 08-11-2024 amount collected from borrower and that amount is not accounted in FIMO by that LO. Complain Number - FN25-26-01057.','2025-07-03','2025-07-09','2025-07-05 06:23:21','2025-07-24 11:14:34','Collection Amount Misappropriated',''),(1082,2203,2135,NULL,NULL,0,0,1,'2025-07-09','2025-07-15','2025-07-16',182,5,'5tmJvS1nOBIbMmwusd0XOw==:TxpFkuxMY3H+DhiHqvWqTg==','LicAjeCAzRRf3P9hF3/nRg==:+C/9S4ylz4G94s3ph/AtUg==','nLK8slacYQVSgAnD7kGKWA==:5FOCqFezFOEwkxzyv+ho/Q==','1. Fraud has been identified by business team on 26-05-2025 against LO Mithlesh Kumar Singh/SF0095025. 2. Complain team raised complaint on 19-06-2025 vide complain number FN25-26-01068. 3. At the time of Complain raised 02 borrower was affected of Rs 4480. 4. After verification done by the Audit team out of 182 (99 borrower Visit through field verification & 83 borrower verified Through calling verification) , 05 borrowers were affected by Rs.20820 in which  2000 accounted in FIMO. 5. LO Mithlesh Kumar Singh/SF0095025 also went from the branch on 18-04-2025.','2025-07-07','2025-07-12','2025-07-05 06:23:57','2025-07-16 12:16:51','Collection Amount Misappropriated',''),(1083,2214,2144,NULL,NULL,0,0,1,'2025-07-07','2025-07-15','2025-07-16',119,2,'fqHAZpeLpf3I23zoSmVQIw==:ni/gf2ayBZ0pT6aUs5COsw==','wk7dmPdAGmc6YGA2mbBEwA==:rBDI6f0llAfW8cs3XAECUg==','z9YMlnEPY3qFrThugpsqKw==:4xex5LF9YNeIXCB+7/KgAg==','1.Complain raised from Buisness team on dated-19/06/2025 and Complain no- is FN25-26-01072, that Staff Manish Kumar/SF0086032 has posted the 08 borrower\'s EMI in Fimo,but Amount not given in the Branch,after physical cash verification no any cash shortage in the branch. 2.After 131 borrower verification it is identify that 02 borrower\'s EMI collected by LO Staff Manish Kumar/SF0086032 but amount-1280/- not posted in fimo.','2025-07-07','2025-07-12','2025-07-05 06:24:21','2025-07-16 12:24:22','Advance Collection Amount Misappropriated',''),(1084,2249,2189,NULL,NULL,0,0,1,'2025-06-20','2025-06-20','2025-06-23',4,4,'l1bUHZ644Lw9PSNAaCKsjA==:W1hOXvKd3+BYysS+MQ1UhQ==','/9NzXNu6PFHl2BF44Pl0Jw==:seRRqZKbqJIATU5B4lLgxQ==','qHT2O5syMz7Xn7eODMwbng==:b8fE037eWZz+fqt+zbxHDg==','1.Fraud has been identified by business team on 06-06-2025 against LO Shrwan Kumar/SF0071039 2.CSS team raised complain on 11-06-2025 vide complain number CS25-26-78531. 3.At the time of Complain raised 1 borrower was affected . 4.LO was Terminated on dated 09-03-25. 5.After verification done by Audit team out of 1 borrower 1 borrower was affected of Rs.11340.','2025-07-07','2025-07-12','2025-07-05 06:24:46','2025-07-05 06:55:25','Collection Amount Misappropriated',''),(1085,2257,2194,NULL,NULL,0,0,1,'2025-06-24','2025-06-24','2025-06-25',1,1,'RCqy98j5HEoIY9yqSBlenA==:TEz7wiL3BoPmcdRoNzQ3kg==','dPz9e8HBEdZf+xJhY+ZBUQ==:3IYkOQ2n2DkkWg89Tu9vJA==','S0QIUu4hWyeT2bUtnGbY1w==:kV19zHdNWzSTZicKhoJQYw==','Borrower raised a complaint that she has already paid her emi of the month Nov\'24 but still showing od. Post verification it is observed that an amount of rs.5090/- (1340+3750) both loan collected from borrower by LO Deepak/SF0087033 but not post in fimo.','2025-07-07','2025-07-12','2025-07-05 06:25:07','2025-07-05 06:54:09','Collection Amount Misappropriated',''),(1086,2261,2198,NULL,NULL,0,0,1,'2025-07-05','2025-07-05','2025-07-05',7,7,'s6kEt02VZlXqIeIXZ4oOyg==:ZbDuKLAbdg+aspOXDmZaAA==','U4iYJ/x3VVnuOjki1y48Dg==:zhYpmd91xn96ZyypDXi6tA==','c7AhzpkS7gV78x846F0IYQ==:w9FrWODVyTX98jGQDdobAQ==','Branch Team raised complaint in Spandana Rakshak portal against LO-Aman Kumar/SF0092769, After verification -total fraud identification of rs-60762 out of Which Rs-22748 accounted in fimo so final fraud amount of Rs-38014, Affacted borrower-7.','2025-07-07','2025-07-12','2025-07-05 06:25:31','2025-07-16 12:26:50','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Advance Collection Amount Misappropriated'),(1087,2262,2197,NULL,NULL,0,0,1,'2025-07-05','2025-07-15','2025-07-17',1,1,'HHCVgT8xyBTOcwBdubvJbg==:WGJdK1rJrqeie2eg3EyoPQ==','cixVIRLc7NHMFJ1yGEwdcQ==:7bACwygenZBmoX2o1wE9wA==','cUEz+NI/e/hQFVmkxGzCeg==:5hSWv/YAeTbZJfiNEmZzeQ==','Complaint raised by branch side against LO Ritesh Kumar/SF0076183. Post verification it is observed that an amount of rs.2240/- paid by borrower on 26-05-25 through UPI to LO Ritesh/Sf0076183 but he did not post her entry on that time even he post that enter on 03-07-25.','2025-07-07','2025-07-12','2025-07-05 06:25:53','2025-07-17 00:30:41','Collection Amount Misappropriated',''),(1088,2263,2203,NULL,NULL,0,0,1,'2025-07-08','2025-07-15','2025-07-17',37,8,'+ZOCmeugShfNRc+WLyDv1g==:zJUbI+dYIqldxzLf8w/65Q==','HnRIhk+Sd5gJJ4vPtIFciQ==:BfsGlH47X7qjpYkicx+EwA==','9TGg2f1FVqGX4HCB3NUVLw==:pGlF61FYMM8qyTtsIbRVHw==','1.Fraud has been identified by business team on 24-06-2025 against LO Bablu kumar ram/SF0079609. 2.Complain team raised complain on 24-06-2025 vide complain number FN25-26-01111 respectively. 3.At the time of Complain raised 2 borrower was affected of Rs.4480. 4.After verification completed out of 37 borrowers physical verified 8 borrowers were affected amounting of Rs.35840/-.','2025-07-07','2025-07-12','2025-07-05 06:26:21','2025-07-17 05:30:15','Collection Amount Misappropriated',''),(1089,2311,2243,NULL,NULL,0,0,1,'2025-07-08','2025-07-15','2025-07-17',33,2,'a229CXbf/Fy0nosLsU9fXQ==:SCB48TEpTJ9uJFScrMT8uQ==','qbUEwupr244YPsF83XOfEg==:e5zhjJQxJw26hs1232VLxQ==','VTdXRt/86LFjEGL9cHop5g==:E2GKx0Mafj4JSfwM4/M0lg==','Complain raised by IA team on dated-26/06/2025 and complain no. is FN25-26-01135 that LO Ritu Rajan Bharti/SF0086033 collected the EMI amount and Entry not posted in the fimo,after verification it is observed that Collected Emi  of 02 borrowers Rs. 4480/-  posted by staff on dated-30/06/2025.','2025-07-07','2025-07-12','2025-07-05 06:26:45','2025-07-17 05:52:20','Collection Amount Misappropriated',''),(1090,2313,2242,NULL,NULL,0,0,1,'2025-07-11','2025-07-16','2025-07-17',249,2,'19SObnHGu2vyYCx/eAyLXQ==:LC9elP1mrnaDIl7PSU2QNg==','1ebxorhTJ/jLCafoU4f5Cw==:oRxEqYkk7LPXk/k1EyNIoQ==','ODZVbFcvLycghX1juyzfCw==:MWYS8tZrdqruyXyuMy8MAw==','\"1. Complain raised from IA team on dated-27-06-2025 and Complain no-is FN25-26-01137, that Staff Rishidev Kumar/SF0083912 had collected the 01 borrower EMI but not posted in fimo. 2. After 249 borrower verification it is identify that 02 borrower\'s EMI Collected by LO Rishidev kumar/SF0083912 but amount not posted in fimo,Total fraud amount is-Rs.3600/-.','2025-07-07','2025-07-12','2025-07-05 06:27:06','2025-07-17 08:21:21','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1091,2314,2241,NULL,NULL,0,0,1,'2025-07-15','2025-07-23','2025-07-25',128,8,'ujGeYFtJY5IYvE/siaLTlQ==:wzTyz1tmIw2qwa5IcrwKyw==','Tv0vm9jTPQDiNlk2c+vUlw==:GnmEY+akyJ0W4KbugZz5Ww==','uN/yYZ4n9tiicpO2sfosQA==:vveBttgpvDaxG6nWQcBDng==','LO Bikash Kumar / SF0088226 collected the Emi from the borrowers but not accounted in FIMO.LO Still working in this organisation.','2025-07-07','2025-07-12','2025-07-05 06:27:22','2025-07-25 09:22:06','Collection Amount Misappropriated',''),(1092,2322,2248,NULL,NULL,0,0,1,'2025-07-14','2025-07-17','2025-07-17',118,8,'IgB75n0pB+pq3xgNADah6w==:KfDNDTy3KbEKngpyJb9k2w==','otWVxlmQOyzSnG9WrLrEyg==:CouAiMMI+uD41lS5Uijt3g==','lTNuvSFyoBaRSTD1hpACNQ==:IUDPxxT1SM+0yUuqGgNi7A==','Complaint raised by branch side against LO Raja Babu/SF0096939. Post verification of total 118 borrowers out of that 08 borrowers are affected on it amounting of rs.30754/-.','2025-07-07','2025-07-12','2025-07-05 06:28:06','2025-07-17 08:16:21','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1093,2343,2269,NULL,NULL,0,0,1,'2025-07-22','2025-07-29','2025-07-31',84,3,'QzV0e/29kLfULK18BsR6dw==:BSkYQC6OoDHhGuOC5aRZ8A==','+wnawnXkqmIQZ/MuYWXdcw==:dq2HLO+oJyzw7zzKYhD8Yg==','oacgR4sXB+az7x8B93toKA==:kWnEcmjnHPzp6+iLVPahTg==','\"1.Fraud has been identified by business team on 28-06-2025 against BQM Guddu kumar pasawan/SF0057050 2.Complain team raised complain on 30-06-2025 vide complain number FN25-26-01158 respectively. 3.At the time of Complain raised 1 borrower was affected of Rs.3460. 4.BQM Guddu kumar pasawan last working day from the branch was 01-02-2025. 5.After verification done by Audit team out of 84 borrowers physical verified  3 borrowers were affected of Rs.25997.\"','2025-07-07','2025-07-12','2025-07-05 06:28:28','2025-07-31 05:15:49','Collection Amount Misappropriated',''),(1094,2348,2268,NULL,NULL,0,0,1,'2025-06-30','2025-06-30','2025-07-01',1,1,'O4NsplFthsfzJxcppEpPxA==:UhSk/aS7DJ5mqMqWlZqPqg==','g0jN91xZFtEJ+ZlmGfJX4Q==:68heFWxQ6xngduB09X/iBg==','NRWr0bEoGvEsfUP4menZUw==:+bPCDz7Y3lTNFHN/Rad1dA==','1.Borrower has raised a complain to Css that LO Rajkumar/SF0076184 has taken the EMI on dated-01/08/2024 but entry not posted in Fimo. 2.After verification it is found true.','2025-07-07','2025-07-12','2025-07-05 06:28:51','2025-07-17 06:17:21','Collection Amount Misappropriated',''),(1095,2444,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-07','2025-07-12','2025-07-05 06:29:13','2025-07-05 06:29:13',NULL,NULL),(1096,2453,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-05 07:02:13','2025-07-05 07:02:13',NULL,NULL),(1097,2449,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-04','2025-07-04','2025-07-05 10:34:09','2025-07-05 10:34:09',NULL,NULL),(1098,2402,2378,NULL,NULL,0,0,1,'2025-07-03','2025-07-05','2025-07-07',131,3,'AEpN8sm2Ner8NV2v0bKaAg==:YNmiYa+iyuU5b8BMfcLnUQ==','macKEPKu9hnS+E/iZbj2ug==:AAQisMNKSxB14w6mcC8G8Q==','8ET9w4SPqHtkqHY2nDzTEg==:JP1UGl/0LDwoeTjyMI7p7g==','Dear Team, As per the findings of the Internal Audit (IA) Team during the verification conducted in Jul 2025, it was observed that a fraud amounting to Rs.22,410/- has taken place. Specifically, the Loan Officer,  Manoj/SF0091676, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from borrowers, amounting to Rs. 22,410/-, and again failed to record these transactions in FIMO.','2025-07-03','2025-07-05','2025-07-07 07:19:49','2025-07-07 07:22:02','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1099,2385,2357,NULL,NULL,0,0,1,'2025-07-01','2025-07-05','2025-07-07',300,4,'Vd68neLzDZko4GSRGK7Vnw==:AuQFaln5WW2d/BTixNC6gg==','C/T7ExOns2C9eFdA/lQZSQ==:+1+YJWUcGHtaJ8BlZFMWGQ==','uYex9R5x0M4jMl0HVDtN1w==:iqLk04ShBfP3obO4QSP+/Q==','During the Post investigation, it was observed that LO Sagar Rajendra Bhoi/SF0096837 committed fraud against four borrowers in 04 loans, with a total amount of Rs 31726/-','2025-07-02','2025-07-10','2025-07-07 09:09:29','2025-07-09 10:12:37','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1100,2386,2356,NULL,NULL,0,0,1,'2025-07-01','2025-07-05','2025-07-07',225,2,'moWrmqu4aFCmSe04suMsgQ==:rwYIUT7x6FQS9UHUPluBfw==','edINmvTrExNNQVpESw0wgw==:1csklDhe8XhNp2LjyiCw5w==','BgahxvN/31UlezPPpp4EHA==:cL9gaKeTX5lzMJDBUH03MA==','During the Fraud Verification of Harshal Shivdas Patil, 02 borrowers\' fraud was identified in the field of amount Rs. 6950/-.','2025-07-02','2025-07-10','2025-07-07 09:10:34','2025-07-09 10:16:24','Collection Amount Misappropriated',''),(1101,2378,2359,NULL,NULL,0,0,1,'2025-07-03','2025-07-12','2025-07-14',166,2,'FgXTsqaUNkcOvtJ0RgqNdw==:rNllTU2O3z3nMxlI3Wqmrg==','KqpM6SVEzGYuVezoEPzrug==:quSZOu5oi4nCSW1O1cma7g==','uORvS82Vg8BQgmk8CaRACA==:b3bhgczbdaPk5XfPpspNkw==','During the Post investigation, it was observed that LO Ganesh Sanjay Gavli/SF0072069 committed fraud against two borrowers in two loans, with a total amount of Rs 14300/-','2025-07-03','2025-07-10','2025-07-07 09:12:06','2025-07-14 12:31:00','Collection Amount Misappropriated',''),(1102,2377,2360,NULL,NULL,0,0,1,'2025-07-03','2025-07-12','2025-07-15',992,1,'9OefngnnIfqsuxUTg+Mtfg==:UPPzYZxdqzKxBuHUp6Kpbw==','nacFvQLbqz2zNTj0EsUIsw==:EtDlRkSFwvkODyCy4E8URw==','pwvddn1vRuz0rWfyk/Rp+A==:KKQ2RK1HTRfKkjKHa5MD/Q==','During the Post investigation, it was observed that BM-Pravin Nivrutti Ghonge/SF0063673 committed fraud against one Borrower total amount of Rs 3420/-','2025-07-03','2025-07-10','2025-07-07 09:12:30','2025-07-17 05:47:26','Collection Amount Misappropriated',''),(1103,2379,2358,NULL,NULL,0,0,1,'2025-07-03','2025-07-12','2025-07-15',202,6,'VfeNysGWUt82ZTBxzn2A9Q==:vvJQGIYUeceEmascC2phAw==','orKj28PqkwJ5u7YgvIl8fw==:5Q/KKtYZXPyWlm1XmEWmow==','+fsMPakNmTL0QO3j4Goc7w==:m71zTcqWJnDP+Solci88Dw==','During the Post investigation, it was observed that LO Amol Babasaheb Khaire/SF0067111 committed fraud against 06 borrowers, with a total amount of Rs 35890/-','2025-07-03','2025-07-10','2025-07-07 09:12:50','2025-07-15 10:39:43','Collection Amount Misappropriated',''),(1104,2354,2262,NULL,NULL,0,0,1,'2025-07-05','2025-07-16','2025-07-17',531,4,'IJpoXm/tWGFfiQ/zGDU7Ow==:1dfof6oIHmo+Pfj/Jh2JwQ==','CRpju6UPonQ0CTjQbskVsA==:400tJp6UZ8D5UlKF3jrQNg==','cga5+JrkbTNFQ4U6wIwbTg==:EjobobrUB5S0F+3p4piBMg==','Loan Officer Sourabh Dhakar/SF0070445 was found involved in Collection amount misappropriation (Collected EMIs and Pre-clouser amount but not posted to concerned borrower accounts) on the names of 4 borrowers for the amounting to Rs. 85,634/- based on the evidence available. Total Fraud Amount = Rs. 85,634/- Amount Recovered and Accounted in FIMO = Rs. 17,350/- Net Fraud Amount to be recovered = Rs. 68,284/-','2025-07-05','2025-07-18','2025-07-07 09:45:00','2025-07-18 04:53:39','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1105,2355,2299,NULL,NULL,0,0,1,'2025-07-05','2025-07-16','2025-07-17',494,9,'4LiloiK257kZtmThUYp0kw==:j4WhxTGm6gqHGQVXNoYQYg==','tqA/dSY9tXmR3oS1HcXvrA==:fzv/1gq0sBLWw6qvf6Mw5Q==','jKDrqlhHCSoC7karlk2szg==:bsp83lFo+bsclx5vNZYMMw==','Senior Loan Officer Sanju Kumar Ahirwar/SF0072950 was found involved in Collection and Pre-Clouser amount misappropriation (Collected EMIs and Pre-clouser amount but not posted to concerned borrower accounts) on the names of 09 borrowers for the amounting to Rs. 58,070/- based on the evidence available. Total Fraud Amount = Rs. 58,070/- Amount Recovered and Accounted in FIMO = Rs. 4,260/- Net Fraud Amount to be recovered = Rs. 53,810/-','2025-07-05','2025-07-18','2025-07-07 09:45:47','2025-07-17 12:01:49','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1106,2387,2355,NULL,NULL,0,0,1,'2025-07-01','2025-07-02','2025-07-02',1,1,'jM6b20EFoeZMfQx0O7nxYg==:SMiwFfLMOXBY3QtsrcI+Bg==','bHkz3eJzqPRKDvo4rq9p1Q==:T65fN3vKKNwtHlUJureavQ==','3AyArqKBLmlXuGyd8aahWg==:/QQ4cquiZup3bDOsmne+hg==','During the Fraud Investigation, a Total of 1 borrowers\' fraud amount was found of Rs. 2240/- of the Loan Officer Atulganesh  Pawar/SF0062965','2025-07-01','2025-07-02','2025-07-07 10:03:58','2025-07-07 10:05:06','Collection Amount Misappropriated',''),(1107,2424,2351,NULL,NULL,0,0,1,'2025-07-08','2025-07-15','2025-07-17',247,4,'+6J1wvPwxApaAyd8DtjmeQ==:4kvfKXWJpSXe/o1Xren9Ug==','o4xhlBSe2K+tgr4o3VZMuQ==:4uHm1V5YEbAmND6DVlSr+A==','tlBLvrdv1PcwD0aCy2oKPQ==:6wSUtQCiYLGTEk+bHXIu7A==','During the fraud investigation, four borrowers were identified as having committed fraud by Loan Officer Raju Saidas Pawar/SF0082937, Total fraud amount of Rs. 28190/-','2025-07-03','2025-07-15','2025-07-07 10:06:21','2025-07-17 12:12:00','Collection Amount Misappropriated',''),(1108,2365,2390,NULL,NULL,0,0,1,'2025-07-08','2025-07-14','2025-07-16',54,18,'StqSdE1YbB1+HnwcXCcqpA==:GyUN9tQ/Jy2ryKA4nXAdNw==','cREvr2hyjW+uhS9W7WlFuw==:jShS3jADibqriWafW6/ddQ==','JMQJ890gGocDlnAcGjl7QQ==:z4d2DFOzyqO0Ph6EP9s5ZA==','Post completion of CLV we have noted total gross fraud of Rs.181105, Out of which amount recovered and accounted in FIMO of Rs.33970 & pending for recovery of Rs.147135.','2025-07-07','2025-07-10','2025-07-07 10:14:52','2025-07-16 12:42:46','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1109,2359,2391,NULL,NULL,0,0,1,'2025-07-01','2025-07-14','2025-07-16',183,4,'tciIwUUNyAoh2FMuwUDwiQ==:LoDXbSeOMffalzFktLqYFw==','LBNkRRDqjxx22H1PbmVCZw==:tTdH1g4V0u/xnA/GS5fi0w==','KADpentbhajUK4c1H3jIAQ==:BjZ7vVSlKAewNg4gS2u1tg==','During CLV we have identified a cash misappropriation Rs.14,250/- against LO/Debashish Nayak/SF0087550, Net fraud is 14,250/-.','2025-07-01','2025-07-07','2025-07-07 10:15:39','2025-07-16 05:17:23','Collection Amount Misappropriated',''),(1110,2334,2393,NULL,NULL,0,0,1,'2025-07-01','2025-07-12','2025-07-14',211,11,'K9lmWjcVYBAWrkBJymX9ig==:fhecUMKZ2m8FgTH3wxRdOA==','nFCWjiRdRI6mo/jSlSWovg==:7OJKOuyGXnvU3m7z827ywQ==','uqYa5W6c5n/MWC+Per6qEw==:jiAQm9DbkcgcMSpTl7ajbQ==','After caseload verification total of Rs 45440/- misappropriation of cash observed.','2025-07-01','2025-07-07','2025-07-07 10:16:18','2025-07-14 11:11:45','Advance Collection Amount Misappropriated','Collection Amount Misappropriated'),(1111,2329,2394,NULL,NULL,0,0,1,'2025-07-03','2025-07-12','2025-07-14',224,3,'HHdS5WWHWtac41ASECXFPg==:1BGtGDElC2HUKP9BaLYOhg==','3oJ2isx2BPsw6shUk7GuJQ==:iRD0YT2FaVuLXn8FCpCc/g==','rgTUC978Blxu4GkPOeFfeg==:1kTbcGolhHAOAMfD0P49Zw==','After caseload verification total of Rs 24670/- misappropriation of cash observed.','2025-07-03','2025-07-07','2025-07-07 10:16:51','2025-07-14 10:05:09','Collection Amount Misappropriated',''),(1112,2324,2395,NULL,NULL,0,0,1,'2025-07-03','2025-07-10','2025-07-11',55,9,'wXva73pupbo8B+d2WFcjmA==:2rChzADG+frgkZlGBQLcyw==','d58DUTLO6KjOYZV2Trpg/g==:haagF/fXBhXMA7PD7EOgsA==','8eMw154zgWcY8uQr+squFg==:tvSUCE49NU5fmL0WZafTYg==','Total Fraud identified Rs 105400/-, Out of which amount recovered and accounted in FIMO of Rs.48850/- and pending for recovery of Rs 56550/-.','2025-07-03','2025-07-07','2025-07-07 10:17:40','2025-07-11 11:27:50','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1113,2382,2389,NULL,NULL,0,0,1,'2025-07-01','2025-07-02','2025-07-04',38,1,'KiV+QOLppgmLXg4wcctlWg==:cmtCmPKrb2xwAVEoKjMRVw==','jnkLvMZeulaqg8IwF4mPCw==:nhZPDL0pEMLymsAZ+aGY1Q==','AF3N4yWk214nEfyhQr8Azg==:L4Q9axXaLd5WxopBhJCjew==','It is noted that LO Tapas Kumar Rout made EMI collection fraud of Rs 15600/-, All amount recovered and accounted in FIMO on 1st of Jul\'25','2025-07-01','2025-07-02','2025-07-07 10:18:50','2025-07-09 07:42:16','Collection Amount Misappropriated',''),(1114,2384,2388,NULL,NULL,0,0,1,'2025-07-01','2025-07-14','2025-07-16',213,2,'pME2XYy/FAIxDQDzCWsocw==:F7AvojosIrfskumF3VheQQ==','M9Jw282QZX9QquXt0631/g==:A+djfIgM/jNX3Bwuj8FGyA==','pzDbH4+xR+G9B3fWUJEuzw==:HdXbiPZtPwxFyDbf568ryw==','During CLV we observed a cash misappropriation of Rs.18,190/- against LO/Ashis kumar Das/SF0075485 also net fraud is Rs.18,190/-.','2025-07-03','2025-07-07','2025-07-07 10:20:06','2025-07-16 10:25:31','Collection Amount Misappropriated',''),(1115,2389,2387,NULL,NULL,0,0,1,'2025-07-01','2025-07-14','2025-07-16',268,12,'K6DurBmO7Mirtz+qCWlpJQ==:sKurOFVzer4YDXnbbBGldA==','PmbghT8pkU3qjfv3fQDRPw==:7Dgv4k9mNFbfa0dvJk+9TA==','4s4fh8Jj6X/anx9h50UT+w==:KCLRNe900A0XFMIbgaTFEw==','After caseload verification total of Rs 111365/- misappropriation of cash identified.LO did FIMO recovery entry Rs 20110/- . So net fraud is Rs 91255','2025-07-01','2025-07-07','2025-07-07 10:20:54','2025-07-16 11:43:47','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1116,2390,2386,NULL,NULL,0,0,1,'2025-07-02','2025-07-15','2025-07-17',258,7,'llrnZGDNzz+ltyPRVA+bVA==:img06UPb0RcUGSYhrmdHMw==','gB4hSd/tzGm8ZFzS0UtSpA==:K+qosWvrgrDgwuRwWxl21Q==','M3VtwSsO0g21YYUPImql8g==:6HP/7qLeQcbnlxrWniEJiA==','After caseload verification total of Rs 57680/- misappropriation of cash identified. LO did FIMO recovery entry Rs 12620/- . So Net Fraud amount is Rs 45060/-.','2025-07-01','2025-07-07','2025-07-07 10:21:31','2025-07-17 05:50:00','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1117,2391,2385,NULL,NULL,0,0,1,'2025-07-03','2025-07-15','2025-07-17',260,9,'mG58C70kor1py0qnOIff8A==:RF6r5lHv0JOFTdGIG5grRg==','izP2QxVU2kpcFRUNSzFQPg==:EIb55Ntf8hDyGHobE8k02Q==','kB0MpgGM4Dqy+ZGX9NBvaA==:0CRACvdFNFdgWKC6HTNqoA==','It is noted that LO Raj Kumar Jena  has made fraud of Rs 84637/-. LO did FIMO recovery entry Rs 18060/-. So Net Fraud is Rs 66577','2025-07-03','2025-07-07','2025-07-07 10:22:07','2025-07-17 10:14:32','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Collection Amount Misappropriated'),(1118,2396,2384,NULL,NULL,0,0,1,'2025-07-03','2025-07-16','2025-07-18',246,3,'4uLZ+u6kvjserpMY9/lYUw==:QGh7FhbQzW7Ya6q+iyVPSQ==','nVYThjbYJDdYs4pRbqBwWw==:H6jYgAHc69QZatV+mvHFdg==','EPHrOwuBjU3PxUrAzI88Cw==:E7GxH+6rz7QWQbqdp+oXTw==','Total fraud identified amount Rs 14250/- which was pending for recoverd.','2025-07-03','2025-07-07','2025-07-07 10:22:57','2025-07-18 06:59:32','Collection Amount Misappropriated',''),(1119,2399,2383,NULL,NULL,0,0,1,'2025-07-03','2025-07-15','2025-07-17',200,3,'CRRWkGYfV7sL3gSpnZzePQ==:a67ZynDb0t9r3iHw7CJfVg==','/yebeDElpjg2xvSyVCoglA==:OC5hXYNrhfG8vvNLhyRoIQ==','15fHbdt6QxvlpsoVQfeWIg==:+qjXogTw+2K02w+BsbGqsQ==','After caseload verification total of Rs 14170/- misappropriation of cash observed and Rs 1800/- FIMO recovery entry done by LO. Net Fraud is Rs 12370/-','2025-07-03','2025-07-08','2025-07-07 10:23:31','2025-07-17 09:18:29','Collection Amount Misappropriated',''),(1120,2417,2382,NULL,NULL,0,0,1,'2025-07-08','2025-07-14','2025-07-15',108,2,'J3g2MILqfQxKbytgxlUUvw==:4M0jjJxaBCV/NV30p8PNcA==','DT2VIq5Z5CEwtWXylE/uqQ==:9lv3w5RPmtCshUcQLuGjww==','Kcq0axftC8CsPxUleukLPQ==:exbSO4K0EVjNkJoXG29qtg==','After CLV   we have observed that cash misappropriation of Rs.55283/- gross fraud and amount inputed in FIMO Rs.23520/- rest Rs.31763/- was Net fraud .','2025-07-08','2025-07-12','2025-07-07 10:24:05','2025-07-15 07:09:13','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1121,2452,2380,NULL,NULL,0,0,1,'2025-07-02','2025-07-04','2025-07-05',11,1,'aQXMt1wmaPmPwB2i1AbvoA==:+ohRT0zbx459VVo5z9Sblg==','jr07Q9x/KzeuEAaVuSpm5A==:PIu2jH+7vC1HlZ5QryvNUQ==','oMsQhueOfeyzjyT8fRY86g==:6sqoc08haRCbSR67V7Vlcg==','It is noted that LO Tapas Kumar Rout made EMI collection fraud of Rs 3200/-','2025-07-02','2025-07-04','2025-07-07 10:25:16','2025-07-09 07:44:35','Collection Amount Misappropriated',''),(1122,2256,2193,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'aIcKdgIO9LYuqKhqOzw78w==:LqPvgravweSrLpYkOqBtpA==','ewMD5MomPJZh6dyHhpi8Wg==:hTs+vrIti0L8nJW7jpg+wg==','fxtuMPqibpNSx4Wp3fZQQA==:Qlwl0fPvnQvpu0AlvQZYJQ==',NULL,NULL,NULL,'2025-07-07 10:46:03','2025-07-07 10:46:03',NULL,NULL),(1123,2448,2353,NULL,NULL,0,0,1,'2025-07-04','2025-07-04','2025-07-05',1,1,'tIj6vXOMHPltDve1GFoykw==:sVOyG3dp8gYvdlnY2kltXw==','CKARcUG6tEocTrYbWn+g4A==:UMkLKawi1MFExCamyWIm9Q==','aBJR3QnCx66cuIlt1thIug==:l38RELExNgqwWWBgbf4Ttg==','During the Post investigation, it was observed that LO Santosh Sanjay Kambale/SF0088029 committed fraud against one Borrower in one loan, with a total amount of Rs 2020/-','2025-07-04','2025-07-04','2025-07-07 11:03:20','2025-07-07 11:05:35','Collection Amount Misappropriated',''),(1124,2420,2365,NULL,NULL,0,0,1,'2025-07-04','2025-07-12','2025-07-14',304,9,'jiro64Vv91dM1FWVadUGBA==:4kIoWribBdRQWrJ2qvzopw==','N+GgC8vCRezkkDNaCVOXow==:kmvI2vg7+8Oniu3SXnWVJw==','PsUu3X7NbT1ByFEaaX6Tkg==:k0Fj3ZEqyannTIdPV0PS9Q==','During field verification total fraud of Rs. 1,36,327/- was identified and out of that Rs. 29,520/- was accounted in FIMO as regular EMI. Now the total amount of Rs. 1,06,807/- is yet to be recovered from the alleged staff.','2025-07-07','2025-07-22','2025-07-07 11:36:44','2025-07-14 12:46:50','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated'),(1125,2472,2374,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',87,1,'DDv+hkdTmK4ESKsjuUYsGQ==:uuB2VtHYPHf5lYTGOTxjnw==','klaPthZGpASMHUIMYAkL5g==:Dn1yb306KXPXfN4u5Pu0Ow==','/Y0Cu4RVqvahUFGjxrmQCQ==:7qq/C8X1utoeU5UCuDReZg==','Dear Team, Below is a draft Fraud Investigation Report entry for your case. Let me know if you need it tailored into an email, a formal audit-file document, or something else entirely. Fraud Investigation Report: Shiv Om / SF0094328 Details of Fraud Shiv Om collected a pre-closure payment of Rs. 5,540 from Ganga Devi. Instead of remitting these funds to the borrower\'s loan account, he diverted the full amount to personal purposes. Financial loss to the borrower: Rs. 5,540 Reputational risk: breach of trust in collections process Internal controls gap: lack of dual-entry verification on preclose receipts.','2025-07-08','2025-07-15','2025-07-08 03:07:02','2025-07-14 01:22:27','Pre-Closure Amount Misappropriated',''),(1126,2476,2373,NULL,NULL,0,0,1,'2025-07-09','2025-07-12','2025-07-14',94,3,'pp00Ct159kWlLnil65Ehsw==:7lKq/UISoGfq+AMurGSOVw==','VdTTfh/kxHgrwY+0AoeNmA==:RNAmhHRZUuD3PFCG7ET7VQ==','KlC2TYJSToBmYHvxaEpnDQ==:JBOcBNnB2h+fpJPfV6HYpg==','Dear Team, As per the findings of the Business team, the verification conducted in Jul 2025 by IA Team, it was observed that a fraud amounting to Rs. 4,690/- has taken place. Specifically, the Loan Officer, Sumit Kumar (SF0091575), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 3 borrowers, amounting to Rs. 4,690/- again failed to record these transactions in FIMO.','2025-07-08','2025-07-15','2025-07-08 03:07:14','2025-07-14 01:36:55','Collection Amount Misappropriated',''),(1127,2465,2370,NULL,NULL,0,0,1,'2025-07-07','2025-07-14','2025-07-15',193,8,'n7b3QYIGI6SYH84qoCxZtg==:1CxY95Iv3aMsYD//lHL5Gw==','COwx9tDTG+hIcPnyyffegg==:UqWbqjFnVe39BNDLKWPx8g==','HayB0AkBDhVnq98O4nRZDw==:TnvCKF+fwIa8KlEeEMwumg==','Dear Team, The conclusion is this investigation we observed that LO Rahul Tomar/SF0081708 has collected amount from some borrowers at different centers but did not update that amount in FIMO. Fruad details are as under Total fruad amount - ₹ 50889.00 Recvered amount  - ₹ 16870.00 Net fraud amount - ₹ 34019.00','2025-07-08','2025-07-15','2025-07-08 03:07:33','2025-07-15 06:21:45','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1128,2501,2407,NULL,NULL,0,0,1,'2025-07-14','2025-07-16','2025-07-18',175,4,'t+YStG2lOFx4Z19IkUjTYA==:sgXN0hhgiCK2Ah2RB/B+/w==','RpUNOBwReBt4UI5WUjPUNA==:HjURwu8+RwjinrjRY/IZCg==','fY1wSfkSCD+BcznCkuVq2g==:XM7g5lLXBrvS+zf7tDLvVw==','CA Nagaraj Gangappa Bayavvagol was collected the instalments amount from the total 3 borrowers. The total fraud amount is of Rs.9,190/- and amount is pending for recovery.','2025-07-14','2025-07-16','2025-07-08 07:21:47','2025-07-18 09:56:09','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1129,2207,2178,NULL,NULL,0,0,1,'2025-07-01','2025-07-05','2025-07-07',153,5,'3KLr8etcp4Z3kRRdjpLrfQ==:7dtW9w9blaSRyLeSNoo4mA==','m6bWeIAge/F0NwY4jtvang==:Mr1dXIqZ1a9uVplRyjv/Qg==','JVAAA7SPz2pA2wrM+LjcRA==:BJRz7Ar43eMzq3ux0JZdJA==','Dear Team, As per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in July 2025, it was observed that a fraud amounting to Rs.21,360/- has taken place. Specifically, the Rohitsinh Nagarsinh Chauhan/Loan Officer/SF0078447 collected amounts from borrowers but not posted in FIMO failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 5 borrowers, amounting to Rs.21,360/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-06-30','2025-07-07','2025-07-08 07:44:56','2025-07-09 10:30:25','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1130,2293,2238,NULL,NULL,0,0,1,'2025-07-01','2025-07-08','2025-07-09',217,3,'mUH09LcKPur8sgcTqjZ8Cg==:Vq19ih7b3R7/vtdbSzmRiw==','QtiBtbriVeChw3zJPMPl0Q==:eM6u4xv8rCIVXJ4MEgZvnA==','5Jd0C4hnYAfBdwLzPzLYdg==:ysGGTx3JJNnZXeSY28FyYA==','Dear Team, As per the findings of the business team, the Internal Audit (IA) Team conducted the verification in July 2025, it was observed that a fraud amounting to Rs: 71,070/- has taken place. Specifically, the Mayursinh Rajendrasinh Parmar/Loan Officer/SF0071254 collected amounts from borrowers and only for posted Rs:4000/- left Rs:67070/-  failed to perform the following actions: The collected amount was not fully posted in FIMO. The collected amount was not fully deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs: 71,070/-  only for posted Rs:4,000/- left Rs:67,070/-, and again failed to record these transactions in FIMO.','2025-06-30','2025-07-07','2025-07-08 07:47:41','2025-07-09 12:27:12','Collection Amount Misappropriated',''),(1131,2331,2306,NULL,NULL,0,0,1,'2025-07-01','2025-07-05','2025-07-07',173,10,'1MXRXMevunp8cGygMsjGjQ==:7gBL0YVmxPGaf8KxOoIXNQ==','zwsEi1xEtkmXGy/VYEBBTQ==:WqJi/d2hM+A3WR6Bg1b8Qg==','m6ReCEVSPb5HOmPZShAz1Q==:YwPfO88xce7DDUWYmQF6FQ==','Dear Team, As per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in July 2025, it was observed that a fraud amounting to Rs.51,430/- has taken place. Specifically, the Shankarbhai Narsingbhai Bhabhor/Loan Officer/SF0086930 collected amounts from borrowers but not posted in FIMO failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 10 borrowers, amounting to Rs.51,430/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-06-30','2025-07-07','2025-07-08 07:48:33','2025-07-09 12:36:07','Collection Amount Misappropriated',''),(1132,2397,2305,NULL,NULL,0,0,1,'2025-07-01','2025-07-08','2025-07-09',216,4,'HlcyoExZut16LhjlJHG3Kg==:7XgC/OeTe+cSevOvSR1pBw==','tyXFVmekAp1O382lIK5wBg==:zsKPC2qQ/KwP3bTw5btY+g==','FppvLmNKR/V6aswQct5exA==:Y59EOo/yoLAnXxivmSVB8g==','Dear Team, As per the findings of the IA team, the Internal Audit (IA) Team conducted the verification in JLY 2025, it was observed that a fraud amounting to Rs. 12436/- has taken place. Specifically, the Vijaybhai himmatbhai Pargi/Loan Officer/SF0063431 collected amounts from borrowers but not posted in FIMO failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 4 borrowers, amounting to Rs.12436/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-07-01','2025-07-12','2025-07-08 07:52:25','2025-07-09 12:47:25','Collection Amount Misappropriated',''),(1133,2398,2304,NULL,NULL,0,0,1,'2025-07-01','2025-07-08','2025-07-09',278,2,'sADEzS0k3x88DoeoXra4ug==:OVCWByDsrNuuzxijsN7b3A==','K3Rb1Xra87FEWaUG3CWtZw==:NoFbPWehDnKK3q65RalH5w==','NCbrDumhy9ckDKXugbLZHg==:Lw8nLTUVk0clM8WaDXYutQ==','Dear Team, As per the findings the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 4480/- has taken place. Specifically, the Loan Officer Malivad Dineshbhai/ SF0093240 collected amounts from borrowers but not posted in FIMO failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 02  borrowers, amounting to Rs.4480/-  but not posted in FIMO , and again failed to record these transactions in FIMO.','2025-07-03','2025-07-12','2025-07-08 07:53:18','2025-07-09 12:53:40','Collection Amount Misappropriated',''),(1134,2447,2338,NULL,NULL,0,0,1,'2025-07-04','2025-07-05','2025-07-08',173,1,'wOuz4fFmiC5lwufuoRiI4Q==:C3crb26jcDzAnYq6nSec/A==','xFy9EcwAmoRo0+A6ssxLrg==:Drs2fQg0Mc34EWFpBOBK4A==','QtRt1+3C1SkpWNd+NNkI+w==:OKWKQg5zOWtLwN6imSuQZw==','Loan officer Gowthamaraju Gowthamaraju / SF0055380 was collected total amount of Rs. 2,400/- and  2,400/- is pending for recovery.','2025-07-04','2025-07-05','2025-07-08 07:56:33','2025-07-11 10:18:34','Collection Amount Misappropriated',''),(1135,2527,2436,NULL,NULL,0,0,1,'2025-07-11','2025-07-21','2025-07-23',374,7,'v+NB3IXP6FKpvQNaFlaEog==:zcCUB0kGfb/vKPWRTsmlkA==','OKqokBMW10sSDth0WRJi3A==:W69s2HaTBc2OQVThVmZYUg==','ueX9PpRznUhPHshMZdoxhA==:YqQk8LOXXP5cEm/s0T9StA==','During field verification observed that, branch manager Birendra Kumar Paswan /SF0085011 had embezzled 7 borrower’s collection amount of Rs. 17,820/- but not reported in FIMO.','2025-07-08','2025-07-25','2025-07-08 08:41:54','2025-07-23 12:01:01','Collection Amount Misappropriated',''),(1136,2556,2457,NULL,NULL,0,0,1,'2025-07-11','2025-07-13','2025-07-15',87,2,'PMbrtv03+TYcDDxFBo6WDw==:oN2wkGqAkqjNLJJsZBKaqg==','vtK1nRatscaW6T5iUWE25w==:n5kb5j3PbsiJj+Tz6p6QKQ==','HPSk0vA15H3mrlDhQ4WWuw==:47MSXM/bTfj82nnAY52BPA==','Dear Team, Please find below the summary of the fraud findings involving Loan Officer Sumitra Gautam (SF0079927): During the Fraud investigation, we found that staff LO Sumitra Gautam/SF0079927 ,Collection amount Misappropriated and used for personal purposes.  1- Total fraud amount of Rs. 7440/-  2. Total number of affected Borrower is 02. 3. Recovery Pending from staff - 6720/- Reconcile each of the 02 borrower accounts against digital/cash receipts to quantify exact shortfalls. Issue a formal demand notice to Sumitra Gautam for the pending recovery of ₹6720.','2025-07-09','2025-07-15','2025-07-09 00:50:18','2025-07-15 10:25:43','Collection Amount Misappropriated',''),(1137,2557,2456,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',111,6,'1SzURatXwKGMvTclvmWjoA==:M6d5GaMAW2cqzta7omNWvw==','qywQVyL+be+XSWDbE4tKug==:EnEV+JjFIaaf2BjQPFolxA==','RgjEF7umTP88tIExWLsb6g==:DCh0JsQtR0YNecYifDeNog==','Dear Team, During investigation, it was observed that LO (Akash/SF0088420) Collection Misappropriation, Advance collection,Precloser amount of 6 borrower 8 Loan account of a total Rs.18760. Currently, LO (Akash/SF0088420) was Absconding on 27-June-25. Total fraud amount - ₹ 18760.00 Amount recovered - ₹ 600.00 Net fraud amount - ₹ 18160.00','2025-07-09','2025-07-15','2025-07-09 00:50:28','2025-07-14 09:11:53','Advance Collection Amount Misappropriated','Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(1138,2505,2449,NULL,NULL,0,0,1,'2025-07-08','2025-07-08','2025-07-09',2,2,'i7U5ES9JV9d/V0MioN2CDQ==:SmIt4obO3uCs7IQe8+XWrg==','m/G//SN61EwMQErE/lH4HQ==:/G7y4nt7pfJ69rMs+62Bfg==','lhRIC1yzOjncGNh0gu/wvw==:cQma1pE5CFvsEEF0nkO3KA==','Dear Team, As per the findings of the CSS Team the verification conducted by audit team in Jul 2025, it was observed that a fraud amounting to Rs. 5740/- has taken place. Specifically, the Loan Officer,  Bapulal Maida/SF0074950, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 2 borrowers, amounting to Rs.5740/- and again failed to record these transactions in FIMO.','2025-07-08','2025-07-09','2025-07-09 00:50:44','2025-07-09 00:52:57','Collection Amount Misappropriated',''),(1139,2549,2448,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',109,4,'lbv5CnaQVJWD0Y0VtDkBFw==:fssW/7fUlt5zjtpip1WlGw==','HvC2tf1V1vPg5WRdmln9gg==:LyhGc7dhRQFRkrr0c7nwCA==','auJVKKM2zFn9NeZYNkOw7w==:v4HHhMLj5r5z/c2nzhtO5A==','Dear Team, As per the findings of the Business Team the verification conducted in July 2025, it was observed that a fraud amounting to Rs. 12000/- has taken place. Specifically, the Loan Officer Moinuddin Mansuri (SF0076626), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 04 borrowers, amounting to Rs. 7890/-, and again failed to record these transactions in FIMO.','2025-07-09','2025-07-15','2025-07-09 00:51:18','2025-07-14 06:06:07','Collection Amount Misappropriated',''),(1140,2507,2426,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',43,1,'zVevNmfWKLT38NxdoFMXUw==:JTBt5EFXQU7SYH0lfKy7SQ==','9+RkQK8dYrngxQeQfjnQkA==:dBaRN8Zh+GwOkn1IEn8ubw==','l9++nVdf+zBTrDVF5h3ySg==:jYPqHzg3wTyHsfxuGSmUbQ==','Dear Team, Branch recorded a fraud involving Loan Officer Ram Pravesh (ID: SF0081116). He collected Rs. 2,558 in early‐window installment (EWI) payments from one borrower but neither posted the receipt in FIMO nor remitted the cash to the branch vault. Key Facts Loan Officer: Ram Pravesh (SF0081116) Borrower Count: 1 Total Fraud Amount: Rs. 2,558 Violation: Collected cash but did not post in FIMO or hand over to branch.','2025-07-09','2025-07-15','2025-07-09 00:51:33','2025-07-14 07:02:52','Collection Amount Misappropriated',''),(1141,2519,2431,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-14',124,6,'H2OfMs7n71w7xADtnvx4ig==:LCeN2l7oh/k9AAyJoEcQfQ==','PjiXrnVMoKEv1iuT+OFvyw==:FVm1AV14XjPh5rV2P8mYZg==','4AsGei5I8imVFjo2caXQCw==:3XzOpw4bQj2fSIPjr1m+SA==','Dear Team, This investigation concludes that Loan Officer Saurab Sharma /SF0088964 collected EMI amount of some borrowers at different centers in different dates but did not update that amount in FIMO and he Absconded- 06-Jun-25. Misappropriation amount details are as under - Gross fraud amount - ₹ 36570.00 Recovered amount - ₹ 00.00 Net fraud amount - ₹ 36570.00','2025-07-09','2025-07-15','2025-07-09 01:14:40','2025-07-14 10:47:33','Collection Amount Misappropriated',''),(1142,2578,2473,NULL,NULL,0,0,1,'2025-07-10','2025-07-17','2025-07-19',237,2,'550LfM48q1nwLOZL18qhhA==:n/cgN6bRn/doDuyc3Y2b2w==','EaRnLv7ebu54Be21gVmaYw==:AakejKgMihcT8gaE5z7sdg==','w3NGXM8W6qokwylT3ferfQ==:kgzwza1gxrlsLNHicFVdsw==','During field verification observed that loan officer Ram Kumar Mandal/SF0072193 had embezzled 2 Borrower loan instalments of Rs. 10,000/- which was not accounted in FIMO.','2025-07-09','2025-07-18','2025-07-10 07:20:52','2025-07-19 17:36:05','Collection Amount Misappropriated',''),(1143,2570,2470,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'E5l61DsFVQn6wJvdeDZpKA==:IFu969QT6RsjIAYzDrNjUw==','FnesZ0AI9EdTST4An0zf/g==:W6z4BCSV4JEwHyKMAMFvFw==','6jB8tCoMSREe9+JkdhBX3A==:GbXJMQcStAIbR9lTNb6Rhg==',NULL,NULL,NULL,'2025-07-10 07:22:06','2025-07-10 07:22:06',NULL,NULL),(1144,2554,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-09','2025-07-18','2025-07-10 07:24:34','2025-07-10 07:25:07',NULL,NULL),(1145,2585,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-16','2025-07-10 08:17:20','2025-07-10 08:17:20',NULL,NULL),(1146,2584,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-16','2025-07-10 08:18:00','2025-07-10 08:18:00',NULL,NULL),(1147,2433,2517,NULL,NULL,0,0,1,'2025-07-21','2025-07-29','2025-07-31',33,8,'Z3EKYMizOICbh69AzSk4CQ==:y1j12ub5CeG8r1455Vn/Sg==','m+hZ+rFZsbS886H/ifSRVw==:mtQ+zJqwQSsbS2fpThep6Q==','W8RFf8lPBqSAqDOca8TwLA==:NEBuVRg+eKEDi3kadghT/g==','1.Complain raised by Branch side that LO Rajesh Kumar Pandit/SF0080674  collected the EMI amount but not posted in Fimo. 2.Complain register on dated-03/07/2025 throu complain no.FN25-26-01222. 3.After verifiction it is found that LO Rajesh Kumar Pandit/SF0080674 has been collected the advance EMI from borrower but not Posted in Fimo,Many Loan cards not Updated after taken the EMI/Advance EMI only written \'P\' in Loan card.','2025-07-14','2025-07-17','2025-07-10 08:18:50','2025-07-31 05:50:14','Advance Collection Amount Misappropriated',''),(1148,2588,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:19:23','2025-07-10 08:19:23',NULL,NULL),(1149,2568,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:19:49','2025-07-10 08:19:49',NULL,NULL),(1150,2581,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:20:24','2025-07-10 08:20:24',NULL,NULL),(1151,2583,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:20:43','2025-07-10 08:20:43',NULL,NULL),(1152,2525,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:21:55','2025-07-10 08:21:55',NULL,NULL),(1153,2528,2503,NULL,NULL,0,0,1,'2025-07-08','2025-07-08','2025-07-08',1,1,'OVXskApIetdfpuMFbUxhEw==:Mp1wOec5Yys7lL8zW/IvGQ==','5YP3NuLX5FxC5uW97Fgn8w==:ETGt7Cbz6UHI8eKgOTVb+g==','kTenSNf/2ZkQtcCvp/PG4w==:TBVkxBsYfGVpyf2mp3U6ow==','Complaint raise by borrower to CSS that she paid her EMI but still reflecting od. Post verification it is observed that borrower Paid her EMI 2400/- on date 12-12-2024 to LO Sonu Kumar/SF0092736 but he did not posted her EMI in fimo. The final fraud amount is rs.2400/-.','2025-07-14','2025-07-17','2025-07-10 08:22:22','2025-07-22 07:18:15','Collection Amount Misappropriated',''),(1154,2559,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:22:46','2025-07-10 08:22:46',NULL,NULL),(1155,2551,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:23:07','2025-07-22 07:53:24',NULL,NULL),(1156,2480,2510,NULL,NULL,0,0,1,'2025-07-24','2025-07-29','2025-07-31',38,1,'tcp44NXuH101YCAF9n6FBQ==:SzFLvippA5TtJ4HxKFJIFw==','3AQeydcLbiHI/W/rrdra4g==:g7I18udQZdC+J3QMoFQP3Q==','CJ3E0AqVbixfiMDH3uwb5w==:tGVc0vlGGdAaxNnYurdcCg==','1.Fraud has been identified by business team on 05-07-2025 against LO Virendra Kumar/SF0074321 2.Complain team raised complain on 07-07-2025 vide complain number FN25-26-01254. 3.At the time of Complain raised 1 borrower was affected of Rs.2240. 4.LO was Absconding on dated 09-04-2025. 5.After verification done by Audit team out of 38 borrowers 1 borrower was affected of Rs.2240.','2025-07-14','2025-07-17','2025-07-10 08:23:49','2025-07-31 07:30:41','Collection Amount Misappropriated',''),(1157,2504,2508,NULL,NULL,0,0,1,'2025-07-07','2025-07-07','2025-07-07',1,1,'mmX85raIe3+4CQmInVe+RQ==:C2zRVvi6jp5gvbTynN2EZw==','jy5/5RNkphz0KVvBtlX1/Q==:n2nfqwc+K7kf5Nhdup0pFw==','WXAIcZf7dwgmNbvhNchScw==:7ulrUjk9C9r8V1gXug8IvQ==','Complaint raised by borrower to css that she paid her emi but still showing od. Post verification it is observed borrower paid her 03 emi of rs.2240*3=6720/- to BM Sonu Kumar/SF0054566 but he did not post that amount in fimo even he kept that amount in his pocket.','2025-07-14','2025-07-17','2025-07-10 08:24:15','2025-07-21 11:07:20','Collection Amount Misappropriated',''),(1158,2479,2366,NULL,NULL,0,0,1,'2025-07-23','2025-07-29','2025-07-31',43,1,'IX6k4COfOiWW0Wvu4uJd+A==:9QBnIcg4SsApZaaScVzUyg==','U3zTstiFgi/PfbKdPPjUSQ==:vEA6XXLuJ6YP6na8eMmcFg==','PfI9PDVTruizKF1VSaoNHw==:7BdosfwdpPT9667IEU4PnA==','1.Fraud has been identified by business team on 05-07-2025 against LO Anil Kumar/SF0092647 2.Complain team raised complain on 07-07-2025 vide complain number FN25-26-01253. 3.At the time of Complain raised 1 borrower was affected of Rs.2240. 4.LO was Absconding on dated 19-05-2025. 5.After verification done by Audit team out of 43 borrowers 1 borrower was affected of Rs.2240.','2025-07-14','2025-07-17','2025-07-10 08:24:41','2025-07-31 07:27:32','Collection Amount Misappropriated',''),(1159,2506,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:25:42','2025-07-10 08:25:42',NULL,NULL),(1160,2502,2412,NULL,NULL,0,0,1,'2025-07-28','2025-07-29','2025-07-31',46,1,'Fmx102weHCpA+pRiwqBVhA==:U8mYgbyD6QYtWRDoLnMwnw==','a1MyiQp+GIpj8PlrOHoMmQ==:ILeqVB+7qaqgkIe76095Gw==','FB98sU2ITWTsRESUJw6Pfg==:8xOUIpaz35jsqfNfVcpsYQ==','1.Fraud has been identified by business team on 07-07-2025 against LO Rakesh Kumar/SF0092552. 2.Complain team raised complain on 07-07-2025 vide complain number FN25-26-01268. 3.At the time of Complain raised 1 borrower was affected of Rs.2800. 4.After verification done out of 46 borrowers 1 borrower was affected of Rs.2800.','2025-07-14','2025-07-17','2025-07-10 08:26:18','2025-07-31 07:33:05','Collection Amount Misappropriated',''),(1161,2473,2368,NULL,NULL,0,0,1,'2025-07-15','2025-07-29','2025-07-31',57,3,'0LNXjfUSXmKvbp0z4mr4Dw==:8vaqf/nDBmVUu7RKOeSV1g==','XU24MC/S1n4haBS5iehXug==:52sHzkGHjrsoL7pFK3BNJQ==','UmilqVMYBDNroLyR0OqevA==:Ey2O1XZxUluQlbEscnKToA==','CRA-Ravi Kumar/SF0088005 collected EMI of rs-5000 but the same not accounted in fimo, for the same business team raised complaint on 05-07-2025 & post CLV which is conducted from 15-07-2025 to 17-07-2025 fraud amount of Rs-11080(affacted borrower-3)','2025-07-14','2025-07-17','2025-07-10 08:26:48','2025-07-31 07:19:47','Collection Amount Misappropriated',''),(1162,2437,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:27:50','2025-07-10 08:27:50',NULL,NULL),(1163,2438,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-10 08:28:16','2025-07-10 08:28:16',NULL,NULL),(1164,2441,2513,NULL,NULL,0,0,1,'2025-07-14','2025-07-29','2025-07-31',93,12,'iE8ZuD2efBkmQRHpR3YhfA==:2XSIAwFrRZmnk01tpaOXwQ==','ltviJ1xkihswRvwjTjml6Q==:I2/UsCTUwSdd7g/klsOATw==','EbnN63qv/IqVxCcav+LiIw==:ewpPE0yFQRgwI9xsb+4vBA==','1.Fraud has been identified by business team on 02-04-2025 against LO NitishKumar/SF0065234 2.Complain team raised complain on 04-07-2025 vide complain number FN25-26-01229. 3.At the time of Complain raised 1 borrower was affected of Rs.29234. 4.LO was Transferred Kesariya Branch to Pipra Branch on 28/01/25 dated . Resigned on dated 22/05/25 Pipra Branch. 5.After verification done by Audit team out of 93 borrowers 12 borrowers were affected of Rs.70374.','2025-07-14','2025-07-17','2025-07-10 08:29:36','2025-07-31 05:54:24','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1165,2467,2512,NULL,NULL,0,0,1,'2025-07-05','2025-07-05','2025-07-07',1,1,'CQHdifTWP6tVN5vo6sKllw==:XnsLafMPLmyOMzNaqVZ/IA==','nBN/iSK2cUWBJXDfzVOhwQ==:741ZUcBzlkXAlzIr0jUO+g==','WqfsU+NVviF9RjW2HCdl0A==:yB6P3sSDtsMKBFE4097ghg==','Complaint raised to css that borrower paid rs.2250/- but still reflecting od. Post verification it is observed that rs.2250/- paid by borrower to LO Deepak/SF0087033 on dated 09-07-24 but not post that amount in fimo. After verification rs.2250/- recovered and posted in fimo on 04-07-25.','2025-07-14','2025-07-16','2025-07-10 08:30:02','2025-07-21 10:43:49','Collection Amount Misappropriated',''),(1166,2362,2519,NULL,NULL,0,0,1,'2025-07-11','2025-07-11','2025-07-12',1,1,'s2fxwIk7KAnfEjiJaRbYlw==:xpERKnD92UQNvnkplsK9bA==','DEq+ZYOU58/ObppxS1LlXA==:vFHQsIAG1JvcXS6zpZgjjg==','NphnAamrCXzfqYtyR9gC0w==:7Hyzf9IAoxeRxSpOYT9Ebw==','Complaint by borrower that she paid her EMI but still showing od. Post verification it is observed that borrower paid her emi of rs.2250/- on date 07-10-24 to Nawal Kishor Kumar/SF0085275 but he did not post that amount in fimo.','2025-07-14','2025-07-17','2025-07-10 08:30:33','2025-07-31 05:45:59','Collection Amount Misappropriated',''),(1167,2469,2511,NULL,NULL,0,0,1,'2025-07-27','2025-07-29','2025-07-31',17,2,'POOuPP6qhWooYVmfZkfPBA==:wPdT6QWa1gRoJ1GurLikYA==','lX4FN7x+KspDiVhvPPNEFA==:LP3ameuBwxQXnoecOzYvng==','rQ95LNuGOdVDNhrca9PHXQ==:xNv6WblKzMk7aSIIrk5B6Q==','1.Fraud has been identified by business team on 05-07-2025 against Lo Aman Kumar Pandey/SF0076178. 2.Complain team raised complain on 07-07-2025 vide complain number FN25-26-01245 respectively. 3.At the time of Complain raised 1 borrower was affected of Rs.2780. 4.Lo Aman Kumar Pandey last working day from the branch was 03-09-2024. 5.After verification done by Audit team out of 17 borrowers physical verified 2 borrowers were affected of Rs.8510.','2025-07-14','2025-07-17','2025-07-10 08:31:09','2025-07-31 06:55:06','Collection Amount Misappropriated',''),(1168,2430,2518,NULL,NULL,0,0,1,'2025-07-14','2025-07-14','2025-07-14',1,1,'Dj+h359dKjmd13uHL5+CKw==:dPWzJ0O7eRjSTqC9pq6dwQ==','95JUbOV3PrKcib4CkbwppQ==:/p2xDjTXYvhe4j76m803DQ==','SYLn/7aDpd/PmJenKHEsmQ==:9tdOOMEB2GeWs2Apuouzmw==','Complaint by borrower to css that she paid her emi but still showing in od. Post verification it is observed that borrower paid her emi of rs.4270/- on date 08-09-24 but he did not post that amount in fimo.','2025-07-14','2025-07-17','2025-07-10 08:32:37','2025-07-21 10:39:02','Collection Amount Misappropriated',''),(1169,2436,2516,NULL,NULL,0,0,1,'2025-07-04','2025-07-17','2025-07-18',7,7,'GvKenDdb4pr7BZNAl2fISQ==:0VyLNe8Gg26Iy91giQubag==','KK/5F0byNSBAnk5/HuL1GQ==:PsbHK5ry9/2Rayl4IS6icA==','DUgTC0cmaanx0PcjG3Sy8w==:R3XTnK9gooAOT1lQyEb4aw==','1.Complain received from Spandana Rakshak desk on dated-03/07/2025,after 07 borrower verification it is found that preclose amount taken by BM Munna Kumar Yadav/SF0036048 but preclose amount not posted in Fimo.  2.Total 04 borrower\'s preclose amount taken on 06 months ago but preclose amount posted on 02/07/2025. 3.03 Borrowers loan preclose still pending.  4.I didn\'t find any Alcoholic substances in branch premises.   5.No any written statement provided for cash compensate the shortfall from their personal funds.','2025-07-14','2025-07-17','2025-07-10 08:33:08','2025-07-21 12:25:15','Pre-Closure Amount Misappropriated',''),(1170,2328,2523,NULL,NULL,0,0,1,'2025-07-12','2025-07-13','2025-07-14',44,1,'0AvI5uPBhtcDIhGpVZ7xmg==:pRS/UgLDFRCvJVCQOEKPsg==','pzeIFILCNzqOyYGF/pN7iQ==:sEBQl8bkAD/fTuex46wIhA==','slON20PP57Wz3Fzqn4XjRA==:wzkWeJRr/lzRQolt2Np9UA==','1. Fraud has been identified by business team on 25-05-2025 against LO Rajkant Kumar/SF0058560. 2. Complain team raised complaint on 27-06-2025 vide complain number FN25-26-01146. 3. At the time of Complain raised 01 borrower was affected of Rs 21826. 4. After verification done by the Audit team out of 48 , 01 borrowers were affected by Rs.21826. 5. LO Rajkant Kumar/SF0058560 has deadth during working on 29-06-2024.','2025-07-14','2025-07-17','2025-07-10 08:34:15','2025-07-17 06:07:34','Pre-Closure Amount Misappropriated',''),(1171,2336,2522,NULL,NULL,0,0,1,'2025-07-21','2025-07-29','2025-07-31',25,3,'JXW/dqGsk8GPipC/xi7lhw==:P7G+wHGcea2+HskhuWRw7A==','jeg5PYz6E1BA4Cm5FY6KsA==:OlEHGqbwdhLVtxmmxwurmg==','PgfYn7WCybf+J2/np27VCQ==:Uv2tk5d8Oi6olpP01AFCNA==','1.Fraud has been identified by business team on 30-06-2025 against BM Sonu kumar /SF0054566 2.Complain team raised complain on 30-06-2025 vide complain number FN25-26-01152 respectively. 3.At the time of Complain raised 1 borrower was affected of Rs.2250. 4.BM Sonu kumar last working day from the branch was 05-03-2025. 5.After verification done by Audit team out of 25 borrowers physical verified 3 borrowers were affected of Rs.15710.','2025-07-14','2025-07-16','2025-07-10 08:34:49','2025-07-31 05:05:01','Collection Amount Misappropriated',''),(1172,2337,2521,NULL,NULL,0,0,1,'2025-07-21','2025-07-29','2025-07-31',59,7,'DTabP0WFUwM9WJwKaCyzvQ==:J1YA0/YKZPFZNPV7HAODow==','Lp4E4hL/8m7pUHe1c5eJJA==:3KCrRFrgwiAHvYRzqgRjew==','PDjyVex8wP/XfjsCvvAXVQ==:RSY7st2azc1mcRc0F7W8DA==','\"1.Fraud has been identified by business team on 30-06-2025 against BM Sonu kumar /SF0054566 2.Complain team raised complain on 30-06-2025 vide complain number FN25-26-01153 respectively. 3.At the time of Complain raised 2 borrower was affected of Rs.5560. 4.BM Sonu kumar last working day from the branch was 05-03-2025. 5.After verification done by Audit team out of 59 borrowers physical verified 7 borrowers were affected of Rs.27490.\"','2025-07-14','2025-07-17','2025-07-10 08:35:21','2025-07-31 05:09:44','Collection Amount Misappropriated',''),(1173,2351,2520,NULL,NULL,0,0,1,'2025-07-11','2025-07-18','2025-07-21',85,15,'w6cE9HOhnV9x8CjXeYpVLA==:7Y0HTPHJBaNperFY3J27yQ==','Ji8FwIPvgDl5vqjNyP/viA==:7ziSz/id9zd78Qbz/pXg8g==','JChgiljQ6yGcuWsvSp1R6A==:tsNbyiyI2CXaSPdX+XVULg==','Complaint raised by IA against LO Vikash Kumar/SF0079908. Post verification of total 85 borrowers it is found that 15 borrowers are affected on collection/preclose misaapropriation amounting of rs.59250/-.','2025-07-14','2025-07-17','2025-07-10 08:35:54','2025-07-21 10:32:10','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1174,2451,2347,NULL,NULL,0,0,1,'2025-07-11','2025-07-21','2025-07-21',359,2,'rjgRzFaeIUIuqPuDAFrsrA==:QXUdOw0LTBVvfxx1YRs5OQ==','Sad4CM2jLvUWNhhZpI+Vhw==:fN1z3oFrtyocsqi3712h9w==','McSOnIVPA1HzeJyuh2JSrA==:RzTouOq+bxw74e0adJvANg==','Loan Officer Sandeep Singh Lodhi/SF0085990 was found involved in Collection Misappropriation (Collected EMIs but not posted to concerned borrowers accounts) on the names of 02 borrowers for the amounting to Rs. 4,850/- based on the evidence available. Total Fraud Amount = Rs. 4,850/- Amount Recovered and accounted in FIMO = Rs. 0/- Net Fraud Amount to be Recovered = Rs. 4,850/-','2025-07-09','2025-07-18','2025-07-10 11:16:12','2025-07-22 06:30:07','Collection Amount Misappropriated',''),(1175,2450,2349,NULL,NULL,0,0,1,'2025-07-11','2025-07-21','2025-07-21',358,3,'MZd0m1OQOP3g1qeh0t0Ndw==:sukneuA9sCa9SIotcO5xGw==','8Xs7PIy/1hA3XX1TVJXM/Q==:6+HKUGRVIdfN7dJBysy27Q==','bD4f6gH1f19E1+UI2nS8xA==:M3DkmsYUgaASbP3T+FFwnw==','Loan Officer Neelesh Ahirwar/SF0082534 was found involved in Collection Misappropriation (Collected EMIs but not posted to concerned borrowers accounts) on the names of 03 borrowers for the amounting to Rs. 20,530/- based on the evidence available. Total Fraud Amount = Rs. 20,530/- Amount Recovered and accounted in FIMO = Rs. 0/- Net Fraud Amount to be Recovered = Rs. 20,530/-','2025-07-09','2025-07-18','2025-07-10 11:17:09','2025-07-22 06:23:24','Collection Amount Misappropriated',''),(1176,2443,2334,NULL,NULL,0,0,1,'2025-07-05','2025-07-21','2025-07-22',545,6,'RT17vx0GkxwLJk4Z7yAkTA==:lQ3DMJe/xnUxyu4OOMlFLQ==','YOH/v+EQyP5/twv6Ngun7w==:3wAL6IvrYSNqxzw5Qo3Frw==','7+uzmcF6PRIql/XoG3xGsQ==:Z/wSre7P6YV4xEYCjOWMRA==','Loan Officer Arbaj/SF0071909 was found involved in Collection (Collected EMIs but not posted to concerned borrowers accounts) on the names of 06 borrowers for the amounting to Rs. 30,410/- based on the evidence available. Total Fraud Amount = Rs. 30,410/- Amount Recovered and accounted in FIMO = Rs. 4,270/- Net Fraud Amount to be Recovered = Rs. 26,140/- Note :- As per HRMS Loan Officer Arbaj/SF0071909 was Terminated in our system and his LWD was 16-May-2025, But as per BM Explanation letter, he was available in branch till 06-Jun-2025, During this date from 17-May-2025 to 06-Jun-2025 he did not update his field movement in the movement register.','2025-07-07','2025-07-18','2025-07-10 11:22:08','2025-07-22 09:28:58','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1177,2439,2331,NULL,NULL,0,0,1,'2025-07-07','2025-07-14','2025-07-15',422,7,'6HmjxdxEBFkC32RIAizfSw==:13BNqMet//51xOCWo+le6w==','+BBchC1KV1oPFp1375hOHA==:Ymkor9D4R/YPmMNXz8BG6Q==','UFXq0L46px92cbZMAKAbqA==:WD225sF0KjxNhl2sBGeTVg==','Loan Officer Nitesh Verma/SF0058712 was found involved in Pre-closure and Collection amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 07 borrowers for the amounting to Rs. 1,36,758/- based on the evidence available. Total Fraud Amount = Rs. 1,36,758/- Amount Recovered and Accounted in FIMO = Rs. 46,970/- Net Fraud Amount to be recovered = Rs. 89,788/-','2025-07-07','2025-07-18','2025-07-10 11:23:06','2025-07-15 11:01:09','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1178,2421,2327,NULL,NULL,0,0,1,'2025-07-05','2025-07-17','2025-07-21',555,2,'mLcWgDqvgnRb/x/V/2I6CQ==:ApSw5VP2x5z/qMaP6Und0Q==','SxMxvi5rN14gj2pG8Naazw==:fQXabrlM4w3go1CS38wL6w==','+L7xLCFSMGPQ1F54/1y1Mg==:x6uzePCs5TCeCK1ojrATkQ==','Loan Officer Vinod Gurjar/SF0084268 was found involved in Collection amount misappropriation (Collected EMI,but not posted to concerned borrowers accounts) on the names of 02 borrowers for the amounting to Rs. 11,490/- based on the evidence available. Total Fraud Amount = Rs. 11,490/- Amount Recovered and Accounted in FIMO = Rs. 2,950/- Net Fraud Amount to be recovered = Rs. 8,540/-','2025-07-07','2025-07-18','2025-07-10 11:24:13','2025-07-22 07:07:18','Collection Amount Misappropriated',''),(1179,2523,2441,NULL,NULL,0,0,1,'2025-07-10','2025-07-23','2025-07-24',510,5,'lIGSaszLJw7UkI7eepOhDQ==:N001BXVIm+piOX5HiVLMxA==','B/wdhraR7whOOfdfXLTpSA==:j3BG3FkSQXMA0dJBYsnbww==','uXPwPl7+c21R7y1gqn/00g==:I2UcLQaepqi5/UJULK+Giw==','Loan Officer Pawan Singh Anjana/SF0085805 was found involved in Collection (Collected EMIs but not posted to concerned borrowers accounts) on the names of 05 borrowers for the amounting to Rs. 47,250/- based on the evidence available. Total Fraud Amount = Rs. 47,250/- Amount Recovered and accounted in FIMO = Rs. 00/- Net Fraud Amount to be Recovered = Rs. 47,250/-','2025-07-10','2025-07-21','2025-07-10 11:40:40','2025-07-24 08:04:07','Collection Amount Misappropriated',''),(1180,2522,2442,NULL,NULL,0,0,1,'2025-07-10','2025-07-24','2025-07-25',492,10,'0pkGSUzeAdeVchLOkITsFg==:vgOEW02rsGAm99ugi3vilA==','bkSiaOTEniFlEBt9DTDljg==:bF4oaPVF3NjnHR51EosKCg==','Jb2gTd34MyOAhAdRI/9wkw==:42tfGE+X0+WnPvNW1oWwbA==','Loan Officer Prathviraj Singh Rajput/SF0085463 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 10 borrowers for the amounting to Rs. 66,430/- based on the evidence available. Total Fraud Amount = Rs. 66,430/- Amount Recovered and Accounted in FIMO = 0/- Net Fraud Amount to be recovered = Rs. 66,430/-','2025-07-10','2025-07-21','2025-07-10 11:41:41','2025-07-28 09:57:59','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1181,2555,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-08','2025-07-15','2025-07-10 11:47:38','2025-07-10 11:47:38',NULL,NULL),(1182,2500,2413,NULL,NULL,0,0,1,'2025-07-30','2025-07-31','2025-07-31',12,4,'e1noSnzI0CgUPMlLKeJrPQ==:Hz+Mrz6n3Nyq8DOxIp+lVw==','5iw20V2difUKAS33hd7Iog==:xz4AIKqHrYHBhSnf80itNw==','2SPAVUKmUux4Xkhsq7n8Zg==:AkRdRpUbKRwj4/sSVwhdkw==','The collection amount was not deposited in the Company account.','2025-07-07','2025-07-15','2025-07-10 11:48:10','2025-07-31 12:30:25','Collection Amount Misappropriated',''),(1183,2491,2414,NULL,NULL,0,0,1,'2025-07-29','2025-07-30','2025-07-31',19,17,'2fDI/Mx3D9vs40mZLt+A+g==:aHp7ISbWp9fD3FxNYBdYtg==','/lpCGDkKwSyceZj7vLngJQ==:hNKh/o94FWaIGny+qp+Mkw==','9rRWGJpG8TwzeaCNaGK0GA==:ne7OoByD0guenF3apFpCYQ==','The collection amount was not deposited in the Company account.','2025-07-10','2025-07-17','2025-07-10 11:48:37','2025-07-31 17:14:18','Collection Amount Misappropriated',''),(1184,2489,2415,NULL,NULL,0,0,1,'2025-07-07','2025-07-30','2025-07-31',274,16,'cGhCKI3RdZaIsjPJnApQ8A==:GU6v9AZ+n03ybKlvGQyfHA==','uCsf6DCoxnMdQyNK1X1eDQ==:xpeF7hA2UeJjX+D/NevheQ==','5ifJYPfHnCjYgF1HdFs74Q==:u2C5WhPHnAJi80mrFXw2rA==','The collection amount was not deposited in the Company account.','2025-07-09','2025-07-17','2025-07-10 11:48:59','2025-07-31 10:27:26','Collection Amount Misappropriated',''),(1185,2488,2416,NULL,NULL,0,0,1,'2025-07-05','2025-07-29','2025-07-31',42,8,'16/wJv7+SEMXwBLabxHErg==:mkPkEkTdoG8YQug6OAcyaw==','W3WJ13e7JRRiKEVQPnNncg==:UhynpzEPpiZ9No71M71pvA==','thxrM+Zxd51g6Q1R9dOwmg==:HS4iSLYR8fkjgSBMPlYYhA==','The collection amount was not deposited in the Company account.','2025-07-10','2025-07-18','2025-07-10 11:49:29','2025-07-31 09:48:26','Collection Amount Misappropriated',''),(1186,2487,2444,NULL,NULL,0,0,1,'2025-07-05','2025-07-29','2025-07-31',11,1,'2flOqVU5C9tghI+uzG5qKg==:xG0rsEok37PekkMV1X2Yag==','u8/zinmO/EV3AZRyNmRIvg==:2KSLYp0eFkT3jKxEVMRaNQ==','ktPdDz2GZHaW7qaK7bZrkA==:c5yvS3b0QR46EcS2Rg4WIw==','The collection amount was not deposited in the Company account.','2025-07-09','2025-07-18','2025-07-10 11:49:53','2025-07-31 09:12:05','Collection Amount Misappropriated',''),(1187,2486,2417,NULL,NULL,0,0,1,'2025-07-07','2025-07-21','2025-07-23',5,1,'nqgIyvNynUiWbJ8OCi8+Cg==:wnOIp6J+AwBuvbA/aq/1Qw==','O4xiDR+zXuIypW3aovUtwA==:esIXN/l150Rqqdp63iB/0A==','P28rXlTw0x+P308gQ2C//Q==:01C/kXPxrq/y30yBg9JH3A==','Amount not deposited in Company account.','2025-07-10','2025-07-18','2025-07-10 11:50:14','2025-07-23 05:21:19','Collection Amount Misappropriated',''),(1188,2485,2418,NULL,NULL,0,0,1,'2025-07-05','2025-07-21','2025-07-23',7,3,'t8SCUe/MzSPj6REAFYeF4w==:JyjE5lanHtx82oX7CrtMzw==','BO2uXQYakjONXOyzdgeyIw==:ceuY8GOrc389Ht8FTf41vw==','7qQVM3Sr4GeNoeMwyiDHyg==:MV9ftQfxe2PTuiKqMO4b5Q==','Amount not deposited in Company account.','2025-07-10','2025-07-18','2025-07-10 11:50:33','2025-07-23 04:59:27','Collection Amount Misappropriated',''),(1189,2484,2419,NULL,NULL,0,0,1,'2025-07-03','2025-07-21','2025-07-23',10,6,'kmsZYtdCfhKa+1+pgMRDRQ==:NHV+DzJQc6/QpnD7vSDAsg==','xw1XG2DDxSYi/l9s9FJyaQ==:Rt16b530c+7mrX/VTvx1Fw==','SOtTljOsdhxI8+SFFEwRbQ==:RNCka6hfbLfLxcNxUKuM7A==','Amount not deposited in Company account.','2025-07-10','2025-07-18','2025-07-10 11:50:50','2025-07-23 04:47:22','Collection Amount Misappropriated',''),(1190,2483,2420,NULL,NULL,0,0,1,'2025-07-05','2025-07-29','2025-07-30',317,55,'alt5Ax9ipduNQAAQjgiqdw==:razJwiSBU+XX2uBBkZaBkw==','1qZ0PYFKXlZczg7jVf8DbA==:zRrqE3wA2Qn4i8inI/S2fw==','hX0nj8bP6Kgv/Pkw7lVlIA==:N+rpOsy/ue9rViQnFNLXIQ==','The collection amount was not deposited in the Company account.','2025-07-10','2025-07-18','2025-07-10 11:51:08','2025-07-30 10:23:07','Collection Amount Misappropriated',''),(1191,2482,2445,NULL,NULL,0,0,1,'2025-07-28','2025-07-28','2025-07-30',3,2,'9zRZydaN0BCbsgTz2mrABw==:9sF7c6/wdGSbWjvABieiJg==','ye/qmcO3TTD63CzJwwkoeg==:eKcskd9mPa8QSP3YE1MRPA==','38ibjpfF8QEauruMxA4U7A==:pmI3EVZc/QZTax7x+fhtcg==','The collection amount was not deposited in the Company account.','2025-07-10','2025-07-18','2025-07-10 11:51:25','2025-07-30 09:27:06','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1192,2481,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-10','2025-07-18','2025-07-10 11:51:44','2025-07-10 11:51:44',NULL,NULL),(1193,2474,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-10','2025-07-18','2025-07-10 11:52:06','2025-07-10 11:52:06',NULL,NULL),(1194,2470,2423,NULL,NULL,0,0,1,'2025-07-28','2025-07-29','2025-07-30',1,1,'C0YxhnmR2nPmkb6YRQQglw==:mjkQB1xiIasFqv/lnA5F5A==','T+6eUAYJGgm0BSfUC5UPrw==:orI2eDNa1xglKw4x6/nJVg==','CPVhgG5PLiqaKESqH+mTJg==:JGSn+Ge5FHS2h+TK/IQXQA==','The collection amount was not deposited in the Company account.','2025-07-10','2025-07-18','2025-07-10 11:52:32','2025-07-30 04:26:55','Pre-Closure Amount Misappropriated',''),(1195,2432,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-10','2025-07-18','2025-07-10 11:52:55','2025-07-10 11:52:55',NULL,NULL),(1196,2408,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-10','2025-07-18','2025-07-10 11:53:53','2025-07-10 11:53:53',NULL,NULL),(1197,2376,2281,NULL,NULL,0,0,1,'2025-07-22','2025-07-23','2025-07-24',1,1,'piPBrG5TPxLQttrMXn4rYw==:IakCGn3+Wk3QBUfkTIhIfg==','rzlFh9UVe8J0Qo6TMBxArw==:n8XCryidVH3VC7VSxn+0dQ==','2OLEmb3gLtdKwJCjj83RoA==:udVr14/m0S9RElQldueI5w==','The collection amount was not deposited in the Company account.','2025-07-05','2025-07-12','2025-07-10 12:16:20','2025-07-24 12:53:19','Collection Amount Misappropriated',''),(1198,2375,2282,NULL,NULL,0,0,1,'2025-07-22','2025-07-22','2025-07-24',1,1,'3i8eibYn6BVOKUynRtZIbQ==:kq6j+qRTdMXvv0ouMgnCVw==','af6tP1a5Rs2ruWXdObjajg==:ttGkqubBZuAQEpccmVll5Q==','7AdbCf9400B+ChjfK0h8oA==:dZNuvdzxD40YmGqQoiTYIQ==','The collection amount was not deposited in the Company account.','2025-07-05','2025-07-12','2025-07-10 12:17:05','2025-07-24 12:43:25','Collection Amount Misappropriated',''),(1199,2374,2283,NULL,NULL,0,0,1,'2025-07-22','2025-07-22','2025-07-24',1,1,'gh2nghTmSbkOc/g/EgA8SQ==:xtOvF8qOxxYJt/4Prk9liQ==','Od+UHj9Apgz6MqixxBB8tA==:5bxT3tTZIT0tnhh2ld5C0Q==','u1jqIfKdb4xKrN0V9C+dXA==:GxES5GuOLSzBdXIcbtfdJQ==','The collection amount was not deposited in the Company account.','2025-07-05','2025-07-12','2025-07-10 12:17:28','2025-07-24 10:59:57','Collection Amount Misappropriated',''),(1200,2339,2284,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-21',3,3,'5qgiDRxr7WtyFoPL3TmavQ==:MqGUPxzbmU1T96bbshcBGQ==','FZh4cDcfA6Mjs9SeVdN+2A==:I1mWqrVjZRv1RWkMjnL53g==','8zsMq8BDml+2oX9HeGZhoQ==:42sjvlwAfl9ZkM3c9Aqszg==','Amount not deposited in Company account.','2025-07-05','2025-07-12','2025-07-10 12:17:55','2025-07-21 11:07:29','Collection Amount Misappropriated',''),(1201,2338,2285,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-21',5,5,'HfSmJgMlaIb0C4RjkFWGig==:lT7QnzRiCc9l+HDzje5Ecw==','XHR2uuU8jqFnhWRyQC1J7w==:+h65CFv0EU4Sq0JCAbh2ow==','sPvdDC1Yjtul1ChqX6wMOg==:ZZjlIuTHZv7Wo0VycOYcbQ==','Borrowers have paid the EMI\'s to LO hari and he has not posted in FIMO.','2025-07-05','2025-07-12','2025-07-10 12:18:21','2025-07-21 10:56:06','Collection Amount Misappropriated',''),(1202,2332,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:19:38','2025-07-10 12:19:38',NULL,NULL),(1203,2326,2286,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-21',1,1,'LZT7dsYU90cbUCj7AC4/Kg==:vRfgOLdaeVMttDpbJ+tZVw==','Z3cJudpHo17UUH0I+2D/SA==:CDfktWmrRa+XvdbN4McNfw==','KxWusCMPHehTYWJhqDAwEw==:cx/lJCZqFMaq5UBe6wIlfw==','Borrower Preclosed her loan on 25-May-24 Paid Rs. 27,800 to BM Venkateswarlu. BM posted from May\'24 to Apr\'25. Amount Rs26880 (2240*12), Remaining Amount Rs.920 not posted in Fimo.','2025-07-05','2025-07-12','2025-07-10 12:20:04','2025-07-21 10:34:46','Pre-Closure Amount Misappropriated',''),(1204,2325,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:20:33','2025-07-10 12:20:33',NULL,NULL),(1205,2316,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:21:09','2025-07-10 12:21:09',NULL,NULL),(1206,2315,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:21:36','2025-07-10 12:21:36',NULL,NULL),(1207,2307,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:22:04','2025-07-10 12:22:04',NULL,NULL),(1208,2299,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-05','2025-07-12','2025-07-10 12:22:29','2025-07-10 12:22:29',NULL,NULL),(1209,2294,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-02','2025-07-12','2025-07-10 12:22:58','2025-07-10 12:22:58',NULL,NULL),(1210,2251,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-02','2025-07-12','2025-07-10 12:23:25','2025-07-10 12:23:25',NULL,NULL),(1211,2230,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-26','2025-07-12','2025-07-10 12:34:26','2025-07-10 12:34:26',NULL,NULL),(1212,2558,2477,NULL,NULL,0,0,1,'2025-07-10','2025-07-21','2025-07-22',121,8,'/zxoVzFBIWnhrUpRc6X6Vw==:9QbkTcHcVJZ6Lg3U97oRpg==','3eXd/E38BbG1nNZD6gi1uA==:Rg0UWccsi674/FgpohqnYw==','KCzF2UepRURaXbzgfZTP2w==:BqwAXwQKJaCgrALcKf0zjg==','Loan Officer Ganesh Ramabhau Vairagad/SF0089697 was found involved in Collection Misappropriation (Collected EMIs but not posted to concerned borrowers accounts) on the names of 08 borrowers for the amounting to Rs. 27,900/- based on the evidence available. Total Fraud Amount = Rs. 27,900/- Amount Recovered and accounted in FIMO = Rs. 2240/- Net Fraud Amount to be Recovered = Rs. 25,660/-','2025-07-10','2025-07-21','2025-07-10 12:47:36','2025-07-22 09:47:00','Collection Amount Misappropriated',''),(1213,2530,2443,NULL,NULL,0,0,1,'2025-07-10','2025-07-21','2025-07-23',125,3,'xGaT6li/3o+VKlm0XX34aA==:cv12fkQ7Npy3FgIPwDvejw==','7k2jA6mBrkgxTvW6Mj84dw==:yTUM4wbvBgAPYZq2pWQPlw==','agr4WApexa1LZcBUXIhXtA==:X12iLp9zublROzpuSpb19g==','Verification was completed regarding the complaint against LO Sahebrao Patange/SF0061627 for the misappropriation of Rs. 15,750/- from one borrower. After the investigation, fraud was identified in the amount of Rs. 21560/- and involving a total of 03 loans from 03 Borrowers fraud of Rs 39280/-.','2025-07-10','2025-07-18','2025-07-10 12:48:30','2025-07-24 05:56:25','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1214,2471,2350,NULL,NULL,0,0,1,'2025-07-07','2025-07-18','2025-07-21',269,6,'02LTecul2iKCRb4WFefW4g==:HE+R7Ou4PneF5APmRsiFEg==','cO+sPavBzm9cfqXnh2Hc8g==:bhAiZ8kc+OYEhntiMn8OVA==','EpvlAjtBMYsCBXft/1M+8w==:+S7XLnPIsqnaN2iQfD0Sag==','During the Post investigation, it was observed that LO Nilesh Kishor Gorbanjara/SF0086571 committed fraud against six borrowers in seven loans, with a total amount of Rs 60850/-','2025-07-08','2025-07-18','2025-07-10 12:49:26','2025-07-22 05:01:27','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1215,2460,2352,NULL,NULL,0,0,1,'2025-07-07','2025-07-18','2025-07-21',271,4,'pnjhquDfKM0EkxlPGLMOag==:sTmRYKtPV9vIM/Ec8RgEGg==','DYWBfO/eblFYcFU2n+X8Xg==:Vll3/Vufa3aRRlFHE1NbXA==','dz9uQvafbgMOzZsPhQloJw==:mfkNDLgQfWwBxtbeaIyuiA==','During the Post investigation, it was observed that LO Niteen Sanjay Patil/SF0068087 committed fraud against four borrowers in five loans, with a total amount of Rs 12960/-','2025-07-08','2025-07-18','2025-07-10 12:50:46','2025-07-22 04:53:37','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1216,2582,2474,NULL,NULL,0,0,1,'2025-07-10','2025-07-10','2025-07-10',1,1,'6lckzaQCWTAaCVjXdWqP0g==:EfFXm+rAeK1NdiLx55U++A==','DL9VkiZarU6HkhDgSLxpXw==:JeGvv43igUda9zUM5v1Zeg==','VaKLi/0uscofodf+JD6A4w==:0seCT+AcvmnyHdVBQWpBVg==','Dear Team, As per the CSS team, the Internal Audit (IA) Team conducted the verification in JLY 2025, it was observed that a fraud amounting to Rs. 45211/- has taken place. Specifically, the Jigneshkumar Parmar/Branch Manager/SF0079801 , the collected amounts from borrowers but only for posted Rs:30240/- left Amount Rs:14971/- not posted in FIMO failed to perform the following actions: Additionally, it was observed that the branch manager collected EMI payments from 1 borrowers, amounting Rs. 45211/- has taken but only for posted Rs:30240/- left Amount Rs:14971/- not posted in FIMO, and again failed to record these transactions in FIMO.','2025-07-10','2025-07-12','2025-07-10 12:54:51','2025-07-11 08:53:15','Pre-Closure Amount Misappropriated',''),(1217,2580,2475,NULL,NULL,0,0,1,'2025-07-10','2025-07-10','2025-07-10',1,1,'AVQpsvq7RfQm8U0IGLmT+A==:h7SkdaHhtlQHjr1mVy27tw==','XMTjaNkRki9fGvdmuwdSRQ==:zvwWGmt4H1axQmVkjYI0ig==','dida/MhoYioXw4F8MafMag==:K6xmhGw6+L3UhuDR80Qy8w==','Dear Team, As per the CSS team, the Internal Audit (IA) Team conducted the verification in JLY 2025, it was observed that a fraud amounting to Rs. 14415/- has taken place. Specifically, the  Dharmendra Chauhan/Branch Manager/SF0051585 , the collected amounts from borrowers but only for posted Rs:2680/- left Amount Rs:11735/- not posted in FIMO failed to perform the following actions: Additionally, it was observed that the branch manager collected EMI payments from 1 borrowers, amounting Rs. 14415/- has taken but only for posted Rs:2680/- left Amount Rs:11735/- not posted in FIMO, and again failed to record these transactions in FIMO.','2025-07-10','2025-07-12','2025-07-10 12:55:57','2025-07-11 08:50:30','Pre-Closure Amount Misappropriated',''),(1218,2577,2476,NULL,NULL,0,0,1,'2025-07-11','2025-07-15','2025-07-17',634,3,'d+ZHDRPQpuaNueP5AleFgA==:r82s0GNYrD+KSbTXK2m5+A==','lFRlVG5ETIO+YpkDn9E+RA==:Dak0dqZ1i7S+PVNDfis70Q==','pNVxWqLiSTTaArSlJp6VvA==:feFdEdrQGqRD7rVfwjkDxw==','\"Anilbhai Rameshbhai Vanjara/SF0065466/Branch Manager  was found involved in Pre-closure and Collection amount misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrowers accounts) on the names of 03 borrowers for the amounting to Rs. 34,603/- based on the evidence available. Total Fraud Amount = Rs. 34,603/- Amount Recovered and Accounted in FIMO = Rs. 34,603/- Net Fraud Amount to be recovered = Rs. 0/-\"','2025-07-10','2025-07-18','2025-07-10 12:57:50','2025-07-17 07:53:08','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1219,2159,2179,NULL,NULL,0,0,1,'2025-06-16','2025-06-22','2025-06-25',333,3,'pQBqP5u6SJptLXWghBJgsg==:ZUeltLMnvJk7576Rf4xwMw==','ooUZTV02dO1usQbkQZHbcQ==:2BywPMLk6J6C8Anvxn0cyw==','0v7If2FWlHrfdLfJpmpbFQ==:op+NXm7J8yjpMwCRiZ1DaQ==','Dear Team, As per the findings the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 17,080/- has taken place. Specifically, the Loan Officer Yashpalsinh Agarusinh chauhan-SF0081462 collected amounts from borrowers but only posted Rs.2400/- left Rs.14,680/- not posted in FIMO failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs.17,080/-  but only posted Rs.2,400/- left Rs.14,680/- not not posted in FIMO , and again failed to record these transactions in FIMO.','2025-06-13','2025-06-23','2025-07-10 12:59:05','2025-07-10 13:03:52','Collection Amount Misappropriated',''),(1220,2198,2174,NULL,NULL,0,0,1,'2025-07-02','2025-07-11','2025-07-12',105,32,'KCjzhRBIemFh/5qexHipBg==:PryeIybhcwwKcyjunXFMRg==','0UnFSpW5UkCTMbJ288nLBg==:WFeMEHUU3isQZeEFwRhcAg==','o8W1HKEswEDTXrF3nue90A==:gIhMABIdQVa7TGHW7+4zvA==','Fraud amount not deposited in company account.','2025-06-20','2025-07-11','2025-07-10 13:09:25','2025-07-16 13:40:47','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1221,2188,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-20','2025-07-11','2025-07-10 13:09:58','2025-07-10 13:09:58',NULL,NULL),(1222,2165,2175,NULL,NULL,0,0,1,'2025-07-11','2025-07-11','2025-07-11',1,1,'YD88WA+akHHjyL6lC8aqgQ==:j1RQtEAC9NlRyuofjsI3Kw==','Eg03bxldGbTwurPf/2fiiQ==:PqZJJXSeIOj4RdQwk6HiVA==','3wZpKO3mbufx20G0ssZSSw==:zcz2YAdoeCzX0vXW9iUUsw==','Fraud amount not deposited in company account.','2025-06-20','2025-07-11','2025-07-10 13:11:25','2025-07-16 13:45:06','Collection Amount Misappropriated',''),(1223,2161,2176,NULL,NULL,0,0,1,'2025-07-11','2025-07-11','2025-07-11',3,3,'5Uaf61n2NWNR8OEzIMPGsQ==:iaaR1baS3HfqsgCnLJTMWw==','3qS9VipH3EtZPEmQWcWfSw==:SNCRBKzJSRHoHYSx+sxB3g==','JAIq6Tao0tTiLMAOrESNKQ==:5nzpqcG1VUL4z8caaIWiqw==','Fraud amount not deposited in company account.','2025-06-20','2025-07-11','2025-07-10 13:11:50','2025-07-16 12:42:50','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1224,2149,2091,NULL,NULL,0,0,1,'2025-07-08','2025-07-10','2025-07-10',25,2,'0kG5OC7Pwh0j3zZPMx1IzQ==:oR8CGJ+SaUs6Y289ESXlzg==','ZyEMxUTvf/u8SgiQUy8PfA==:4JzZLP6YkcKDkLGdqqvgUA==','ydGyXMARWQDi4RDnCmgKIg==:O4DdAuv0sMwdy2w/K1JJDg==','Fraud amount not deposited in company account.','2025-06-20','2025-07-10','2025-07-10 13:12:23','2025-07-16 14:16:13','Collection Amount Misappropriated',''),(1225,2134,2075,NULL,NULL,0,0,1,'2025-07-02','2025-07-09','2025-07-09',44,1,'AX3bvxjQ/+kkXH8Hr8IhYQ==:HJrr0zwFFsXnJxXb+ZXElQ==','Gpejf7dGAb2lsYWjzPhjNg==:uBsQDeEFP9mg+c+khrTSCw==','HiVNCf99x42+uMNQF8mWYQ==:2i0SHQucVRyPnKnM6womkw==','Fraud amount not deposited in company account.','2025-07-02','2025-07-09','2025-07-10 13:12:57','2025-07-16 14:06:38','Collection Amount Misappropriated',''),(1226,2084,2011,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-07',47,9,'JRky2nrUBzzE2KckK8zePw==:PaIcnV4yvlwkIstEOKQBUQ==','1uvtu8tankf+3DM2GKopBw==:KOvglXOWzGwsvt736JHSCQ==','GOQ+wiFXccvU1sjVdVFjiA==:ugOY+G3LMIf8vOw4vh6iWQ==','Fraud amount not deposited in company account.','2025-07-02','2025-07-05','2025-07-10 13:13:22','2025-07-16 14:14:50','Collection Amount Misappropriated',''),(1227,2080,2012,NULL,NULL,0,0,1,'2025-07-03','2025-07-05','2025-07-07',62,3,'wmW528bGbpYrG4mi1UlE0g==:63hiRSmGa7AiKwrL5olDIQ==','TWR/Q1u4L7Gbof/IqnXp0A==:XsUPYEF287w01Dzwhfaq8g==','Moy3pzC2DsSv92yQ5rJx9w==:AvgGLcc+zMMLxX8gUw3JQA==','Fraud amount not deposited in company account.','2025-07-03','2025-07-05','2025-07-10 13:13:46','2025-07-16 14:19:50','Collection Amount Misappropriated',''),(1228,2071,1998,NULL,NULL,0,0,1,'2025-06-30','2025-07-04','2025-07-04',98,5,'EXo7DivEnfDPX/ztIsCEiw==:8xNPHj4qFK/gzVf8n3Z9hg==','kS+6hOVht8KK1Jwn+N0OBg==:mt4AShwQoih4JFj3CKarUA==','YuY4mR1qYbe4J79lAHGsmQ==:ethUWw0a6Oagzm8BmlsIOw==','Fraud amount not deposited in company account.','2025-06-30','2025-07-04','2025-07-10 13:14:12','2025-07-16 13:49:09','Collection Amount Misappropriated',''),(1229,2019,2002,NULL,NULL,0,0,1,'2025-07-02','2025-07-04','2025-07-04',27,1,'k0Qjk1cLzwBqs1AS5O3hzQ==:FymanYQIIG2yA0oJPYNPKg==','vMEIaAnurZEWiqYfahE88g==:6RMIgzzXglMa63gfF7rsqA==','YWWPuYkVM0aGfQ8Z1CSPbw==:P3k4LN5ndVzdwKmqKPp6kw==','Fraud amount not deposited in company account.','2025-07-02','2025-07-04','2025-07-10 13:14:42','2025-07-16 14:10:04','Collection Amount Misappropriated',''),(1230,2006,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-30','2025-06-30','2025-07-10 13:15:12','2025-07-10 13:15:12',NULL,NULL),(1231,2004,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-07','2025-06-07','2025-07-10 13:15:44','2025-07-10 13:15:44',NULL,NULL),(1232,1994,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-30','2025-06-30','2025-07-10 13:17:05','2025-07-10 13:17:05',NULL,NULL),(1233,1993,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-30','2025-06-30','2025-07-10 13:17:41','2025-07-10 13:17:41',NULL,NULL),(1234,1991,1939,NULL,NULL,0,0,1,'2025-06-17','2025-06-17','2025-06-18',1,1,'J1sUutDmB+nBHvtAWYA3ag==:K/G6T54FIH7TrtT3K25zFw==','6kw9yvu/Fx98n22ZAsXbHg==:Jm8lYS2jg/lvKTJczLu4aQ==','gKKWRl2kcifKiVIPlwVOhw==:z0hx6q28F1K9Ff/0EB7lqw==','Fraud amount not deposited in company account.','2025-06-17','2025-06-17','2025-07-10 13:18:23','2025-07-16 14:18:03','Collection Amount Misappropriated',''),(1235,1983,1940,NULL,NULL,0,0,1,'2025-06-30','2025-06-30','2025-07-02',4,4,'fW/oQxv5Lm5SSUUAWxDa8g==:v1sLRMkZKjr4vYOgcIGORg==','yqxzk+HPgLirQPcHtM9zHA==:20i7+qt1VlfyIyK3TVo5Ew==','1JSwQbNxGQGFv7JgeeUN7g==:oIGq/fnJdJXFawZ9gNRWDQ==','Fraud amount not deposited in company account.','2025-06-30','2025-06-30','2025-07-10 13:18:51','2025-07-16 13:50:43','Collection Amount Misappropriated',''),(1236,1958,1941,NULL,NULL,0,0,1,'2025-06-20','2025-06-27','2025-06-30',113,8,'0Hb34ZzDAx4/gXpKu1QKgA==:rN0DZizZ9P5e002np0otWQ==','PDvXgvNFXRCqIsmXhSt77g==:0Ka5mpuN/iKo77CddrdzvQ==','o24ZsCCs2H0qIUgxnyNUCg==:trHDipNfIJNZwPLx2cCeCw==','Fraud amount not deposited in company account.','2025-06-20','2025-06-27','2025-07-10 13:19:24','2025-07-16 13:37:15','Collection Amount Misappropriated',''),(1237,1953,1942,NULL,NULL,0,0,1,'2025-06-27','2025-06-30','2025-06-30',12,12,'sxYLJ6A3xRJrWbNRSW9+IQ==:rhD0x2n9WMsJrjPvRcUe+g==','9uCqiaHRwzjtyt68pjHW+A==:DrlxKIb5Hl8/zd18HVPYEQ==','vNK+5D7ud0MQx2pBm8O6Pg==:UrZB3Dd5dTXniSHKP2A6ZQ==','Fraud amount not deposited in company account.','2025-06-27','2025-06-30','2025-07-10 13:20:40','2025-07-16 13:39:09','Collection Amount Misappropriated',''),(1238,1952,1943,NULL,NULL,0,0,1,'2025-06-27','2025-06-30','2025-06-30',9,3,'uUYsKeZrNKh1/vRmeAoeOA==:l0t9QKEmmgWOaayCzVQ2BA==','bIWQjCB8gS6X8ua8uHMloQ==:CyEguz4vnBIDC+xpLZziTg==','q3z4U1Et0kWWUNPUmuHIvw==:RotU7+hcpaY+OEMJKb4jOQ==','Fraud amount not deposited in company account.','2025-06-27','2025-06-30','2025-07-10 13:34:08','2025-07-16 13:46:57','Collection Amount Misappropriated',''),(1239,1946,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-30','2025-06-30','2025-07-10 13:34:40','2025-07-10 13:34:40',NULL,NULL),(1240,1922,1852,NULL,NULL,0,0,1,'2025-06-26','2025-06-27','2025-06-27',7,7,'3pt6iyZfK5MWOSbHWVPBhQ==:84DmFUGWBzJ1OqiGh7NfBQ==','iO9GBk+n+TpIi4b29x/6jw==:P5WzFxelUq/I0v4Hnu71LQ==','3955Oq1D8wk+6sCW23gkgg==:/ERO2BYRh3JXe6C1WOl+Ng==','Fraud amount not deposited in company account.','2025-06-26','2025-06-27','2025-07-10 13:35:10','2025-07-16 14:08:31','Collection Amount Misappropriated',''),(1241,1877,1781,NULL,NULL,0,0,1,'2025-06-24','2025-06-24','2025-06-25',1,1,'oAW725tTM+vRUfJgvFULCg==:YP/IrzeWeKIhsw6/TOd9xA==','DMto9uA0xFGtc3gvf1GShA==:vadSSQGMYN0Tqsd9pX0EeA==','i5VJbSy/rUu08WAq2W5Fng==:A6Y8n2uf7Fu2ziGaYjCgJA==','Fraud amount not deposited in company account.','2025-06-24','2025-06-24','2025-07-10 13:35:39','2025-07-16 11:39:40','Collection Amount Misappropriated',''),(1242,1876,1782,NULL,NULL,0,0,1,'2025-06-20','2025-06-24','2025-06-25',5,4,'TRkveK3SvoUdfD2faFtnJg==:ya0269ZKFZDGDb/RFd1hyg==','ylf9cSKvEYglmGzuucu4ZA==:e+IWL5lP8QTBdjjI9WJN8w==','lpdRka/DgGRmBR09t+u+2Q==:Q8gwq566wJnIoJhQ7/gwtQ==','Fraud amount not deposited in company account.','2025-06-20','2025-06-24','2025-07-10 13:36:10','2025-07-16 11:38:59','Collection Amount Misappropriated',''),(1243,1875,1783,NULL,NULL,0,0,1,'2025-06-20','2025-06-24','2025-06-25',4,4,'poYJlMy2Z7grNVUMCYt0RA==:iPtYXLlZ1fg+eg7djkM1BA==','A+E6MuYD/MU8869xM4/yRg==:dDeqoH0+jWJLBtRqBrofJw==','76LAlMnVZI9492FOrLqhJw==:500M5xmEhaprz7Nd7xqZJA==','Fraud amount not deposited in company account.','2025-06-20','2025-06-24','2025-07-10 13:36:40','2025-07-16 11:38:09','Collection Amount Misappropriated',''),(1244,1874,1784,NULL,NULL,0,0,1,'2025-06-22','2025-06-23','2025-06-24',1,1,'0SP6PiC4X3Pt5Mt97++vGw==:mWHDU04mJPOnZADjLHGWFg==','xUwcU/my3RGueDjUfRTAFg==:7xjTx1r36nWKfcIZ7wwj6A==','8VIKiGyfRkaRfsdclw1rxg==:d6OQPNs+W9XhHkPXxVL0EA==','Fraud amount not deposited in company account.','2025-06-23','2025-06-25','2025-07-10 13:37:15','2025-07-16 12:28:54','Collection Amount Misappropriated',''),(1245,1858,1785,NULL,NULL,0,0,1,'2025-05-29','2025-06-03','2025-06-04',1167,7,'gC3uVrehmQcnqsHOBbPmHA==:9ud7I4m3pDK86cCWIft3fw==','WGPxQHgZXdZwOgTDTacaOQ==:FcB6Tisd41vRP5U/bK1VaA==','cFxEN31b2Xuf0yvsHynFzg==:hXZmzu3jnvntXoWghV6R8A==','Fraud amount not deposited in company account.','2025-05-30','2025-06-04','2025-07-10 13:37:50','2025-07-16 11:48:11','Collection Amount Misappropriated',''),(1246,1853,1786,NULL,NULL,0,0,1,'2025-06-20','2025-06-23','2025-06-24',1,1,'jUuS2CsXpUI6tdcniFZGJA==:LmACRi2AAV9AWSJ84QIFDg==','zzjBsiL6YeQeRfDwIOhJqw==:8UWbAbZGC/viG6yBmdXjig==','3XA3pd5Tyas2WrghN0kglw==:fvUr5iVmIhyHM8i1u1724w==','Mydukuru branch merged with (Jammalamadugu(Proddatur) branch and all case loads of Mydukuru are transferred to (Jammalamadugu(Proddatur)','2025-06-20','2025-06-24','2025-07-10 13:38:18','2025-07-16 12:27:47','Collection Amount Misappropriated',''),(1247,1840,1787,NULL,NULL,0,0,1,'2025-06-19','2025-06-20','2025-06-23',2,2,'czEL/pl1v7HbSroS2Q8E/Q==:DeCy9SmcCivBXYzapBYoLg==','ZycEkxNLES+E9rO1A+TgVw==:DY4EpicVdNL0ZYkmfzkLaQ==','j7S5Xki9A5L2jZ9VNtXZsQ==:X4nPrVv/w0gYLAzOjpddbA==','Fraud amount not deposited in company account.','2025-06-19','2025-06-21','2025-07-10 13:38:44','2025-07-16 12:23:48','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1248,1823,1788,NULL,NULL,0,0,1,'2025-06-19','2025-06-20','2025-06-20',1,1,'9at6jhwzezVQdFRnH9SzTQ==:w2a77UwAmvm5AFPhKj5mwA==','TGjffkNOpnBmnmvA4U77hA==:hIYRI9c/yX7TddCcy4uTgA==','kNOHwraIjZ3aHY/HIclvVg==:8zeR9Xby+9wE8ka724zMyA==','- The borrower made a payment of Rs. 2,240 towards the SSFL EMI on 18th February 2025. This amount has been updated in FIMO. The borrower has loans with both SSFL and CFL. - The total trigger amount of Rs. 4,510 includes Rs. 2,240 for the SSFL loan and Rs. 2,270 pertaining to the CFL loan. The EMI of Rs. 2,270 was collected on 5th February 2025 by the SSFL loan officer, and a receipt was provided to the borrower. However, this CFL EMI amount has not been posted in FIMO.','2025-06-19','2025-06-20','2025-07-10 13:39:08','2025-07-16 12:08:17','Collection Amount Misappropriated',''),(1249,1795,1709,NULL,NULL,0,0,1,'2025-06-11','2025-06-14','2025-06-18',9,7,'uDJZ9X8isHcXI5G8OMTXHA==:RNCoH8ifJxoeJ3tOfSCIgQ==','viiu5K7uF9RqGgm8Kl/u7g==:0FReaOgqdq910lwAqFKqyA==','BzU2s8AjOJA/0ImAy5/Hyw==:1tDRmOSHTGyr6IHdhpPYqg==','Fraud amount not deposited in company account.','2025-06-11','2025-06-14','2025-07-10 13:39:35','2025-07-16 12:00:03','Collection Amount Misappropriated',''),(1250,1787,1706,NULL,NULL,0,0,1,'2025-06-03','2025-06-17','2025-06-18',43,13,'MC8U9V9Mn69N2b5Y2EEC7w==:zkcwFW/efBRsbqynF50r+A==','6YlbC8I/JnBUYMAidHZklw==:VnjhRV63QF6ZaeDRERUyWg==','xA0AKBDpe4gPOg7xZZA6Ug==:j+hZDPj5visihZFlEvWhug==','The complaint amount was not deposited into the company account.','2025-06-03','2025-06-17','2025-07-10 13:40:07','2025-07-17 05:45:16','Collection Amount Misappropriated',''),(1251,1707,1655,NULL,NULL,0,0,1,'2025-06-03','2025-06-14','2025-06-16',70,14,'VCI55gNF+fmceIFtm3sq9g==:frA6pHASHn2Gg8D00i9NLw==','7WFuh/SH+o6qJyV3gqp6PA==:4skIRWBrvvrM461TU9KnJQ==','Q4EDOqUhpsdbdZwJUdZjlQ==:RuSc8qTJnmh7ZXP7ZwEv4w==','Fraud amount not deposited in company account.','2025-06-03','2025-06-14','2025-07-10 13:40:33','2025-07-16 11:32:25','Collection Amount Misappropriated',''),(1252,1706,1649,NULL,NULL,0,0,1,'2025-06-03','2025-06-14','2025-06-16',84,11,'MP9rSjkUa4d3e9iN8i8jMw==:oEDBFIxeGeeSo941rV7rEg==','iZlHGwcqJBJA/y09VD7NOA==:g1mAyGvCZnRaaaneL6CuRQ==','8MlQVFITbkDawD0YAxiqBw==:4j5PT0nEB2q2LyFAiUYO1Q==','Fraud amount not deposited in company account.','2025-06-03','2025-06-14','2025-07-10 13:41:00','2025-07-16 11:31:06','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1253,1705,1650,NULL,NULL,0,0,1,'2025-06-14','2025-06-14','2025-06-16',1,1,'0uJ+0HdrfgucBT5veXQY2Q==:GRE8JUS4sR0PayOAK+WuOQ==','yxzjQgkDmQ8PvmKBQdRXWw==:XqULcSk86eWihgjSf/yfOA==','JNPU020/5DrgzqAZ11It6w==:VcKlyWSNLQm+JJ8/UdXATA==','Fraud amount not deposited in company account.','2025-06-14','2025-06-14','2025-07-10 13:48:19','2025-07-16 11:29:55','Collection Amount Misappropriated',''),(1254,1638,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-05','2025-06-12','2025-07-10 13:50:22','2025-07-10 13:50:22',NULL,NULL),(1255,1633,1566,NULL,NULL,0,0,1,'2025-05-20','2025-05-21','2025-05-21',1,1,'FgBo7fT4+uNpBOeoSZ9rDg==:Yh7HRgcHL4JsFfWVrqPVOw==','ygmuTMbIvc59SLCecZMHxg==:T7wPMF8eR7Vey4yP0xXI/Q==','2qUr/79b+YjAQL2unPILGw==:l2f9rO3TSfvyCNOlJIrShg==','As per Borrower Confirmation Pre-Closure 20-09-2024  Amount 14800/- Paid to the BQM Pulugu Yedukondala reddy But He did not updated in fimo. But He was entries   ( , 09-October-24 , 12-November-24, 09-December-24).2250* 3 =6750/- 14800-6750=8050/- Rs.8,050/- not posted in fimo','2025-05-20','2025-05-22','2025-07-10 13:51:39','2025-07-16 12:39:13','Pre-closure amount Misappropriation',''),(1256,1631,1554,NULL,NULL,0,0,1,'2025-05-29','2025-06-10','2025-06-13',140,15,'6NESDK63aSsDTa1tUlfZbQ==:+SobfxKVCb3NlXlkJiMICA==','r/lNCEbatqS4qDv8xKb3ng==:8SRfuXfngw43lztW/3im9A==','6p+PqS1+GxVejL9H7MM+KA==:/Kho/6yJ390ZAd94LxbO6g==','Fraud amount not deposited in company account.','2025-05-29','2025-06-10','2025-07-10 13:52:09','2025-07-16 10:52:32','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1257,2459,2406,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-24',280,3,'/bQqLSKaf/1XcJdv+DkLVg==:23dGfPtJK4aeWTFRSCQ4eA==','xHHGFNDqXIsX1tcqL5B3Yw==:NRh9VQgkUlHHy6UFa3SOVA==','2Tod4PEuVioBKhw1zwXvZw==:MyhE/crfGhJMmhvU1PGZpA==','LO / Uday Kumar pusupuleti was collected total amount of Rs. 121000/- and recovered amount of Rs 24430/-and remaining amount of Rs. 96,570/- is pending for recovery.','2025-07-10','2025-07-12','2025-07-10 13:57:37','2025-07-24 10:08:42','Pre-Closure Amount Misappropriated',''),(1258,1630,1555,NULL,NULL,0,0,1,'2025-05-22','2025-06-11','2025-06-13',41,1,'MWTyKghRLSSNrwBGxJjDCA==:aE7MLXU+vsc9/up7gYr3cw==','Q4p2h3LttNwStu+gwMmMJg==:SX82EqN9B4IcVpUHqJ/HXA==','wh4RY6Yzzgn2Ra2YhyU0Fg==:unBjl76VcX721yEAD9oXzA==','Fraud amount not deposited in company account.','2025-05-22','2025-06-10','2025-07-10 13:57:37','2025-07-16 12:06:46','Collection Amount Misappropriated',''),(1259,1620,1548,NULL,NULL,0,0,1,'2025-05-20','2025-05-21','2025-05-23',4,2,'/JammNN9x0Q+DgDyA1kAYQ==:JpWyrxDZXAbUm8NTrz0C3A==','cgikMpi1OITXXAFroim5BQ==:GF89nqymtvHhqWohXK3CIQ==','VSJecq6hNJq6hf+BlbRi0w==:GbNEmboC5kKAFKKmprTDtg==','Fraud amount not deposited in company account.','2025-05-20','2025-05-22','2025-07-10 13:58:17','2025-07-16 12:13:34','Collection Misappropriation',''),(1260,1560,1470,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-23',51,2,'D/18KpV8qjcYoXFS7jqBNg==:u7Lb363su+58C5E2CbumCw==','/rbTwvEv246ymJbi4kgyjA==:OAeYsETwIP4IqfpaPjVwNA==','WEpWxJg0rvf7PgkgmjSI9w==:EXSuFpxTnWVKz96r29h73A==','Fraud amount not deposited in company account.','2025-05-19','2025-05-20','2025-07-10 13:59:18','2025-07-16 11:17:42','Collection Misappropriation',''),(1261,1559,1471,NULL,NULL,0,0,1,'2025-06-10','2025-06-11','2025-06-11',1,1,'/VA987Anv+xMeD/ZvOzjVw==:a/VOiFLDNTLSgXc59XbLPg==','XqY/Ghsf6oZUWrKdk79v8w==:5JDC0zafpJVxwkQJ0PDO8g==','+VhwR4Kwr1984TS8QdJS/A==:+jcmBrnGRe28hiWb9B2nBg==','Fraud amount not deposited in company account.','2025-06-10','2025-06-11','2025-07-10 13:59:49','2025-07-16 11:35:37','Collection Amount Misappropriated',''),(1262,1558,1472,NULL,NULL,0,0,1,'2025-05-31','2025-06-09','2025-06-11',57,1,'VV1Aw+NGY3VMkrHSb7j/xQ==:NPfC5GbvI96ABJ0gblf+rQ==','IjJK/v1qmwV3fFV23e3sWw==:AMnvu/jJP3ecbVXZVs4Tng==','Ta2eN4uT35o0lP5SOmhYPA==:lC40rNNaz8PTpQqoqLB86A==','Fraud amount not deposited in company account.','2025-05-31','2025-06-09','2025-07-10 14:00:18','2025-07-16 11:45:38','Collection Amount Misappropriated',''),(1263,1557,1473,NULL,NULL,0,0,1,'2025-06-10','2025-06-11','2025-06-11',1,1,'Jiop8LjCGoraiATB2nj4OQ==:ySUffwhUBl6z8ocHAZRMCA==','OWMol42DwxXffXOzfaB4YA==:4o0YF8ZPvDST8BQpMGyqLw==','RyjmpgEm6GgRvf33nQksDQ==:w1x1Jt2vvFJK6N9BBfHrbQ==','Fraud amount not deposited in company account.','2025-06-10','2025-06-11','2025-07-10 14:00:45','2025-07-16 11:34:49','Collection Amount Misappropriated',''),(1264,2503,2405,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'Q4mn7g7h4++1GFDV277Urw==:P3Wnz0NxeCiwK3qS+AEqQQ==','CMF7xxmzKWAr4gboT0GwVg==:ydpoGxHAb8Hy7+vaG3fBmQ==','FiJUyC+qhTwqn5C/Xl5dnw==:qfdgiBZX3Iz7/whk3xG4NA==',NULL,NULL,NULL,'2025-07-10 14:11:49','2025-07-10 14:11:49',NULL,NULL),(1265,2457,2364,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'7VyYZmuO82BR/osSP3hcjg==:e4pNdO7eUO7V87+jP3H+ew==','ukqueJCivayG0zQW9RPAeA==:5p+QXzoNAYXo8TvdmBCu3w==','iF7qvc43IdFQsad4ouF4LA==:zh43Z+XKR559ifzFA3AhIw==',NULL,NULL,NULL,'2025-07-10 14:13:43','2025-07-10 14:13:43',NULL,NULL),(1266,1556,1476,NULL,NULL,0,0,1,'2025-05-31','2025-06-07','2025-06-11',38,3,'PGWEYpHF8wQfgcwIEPaYag==:/PMFBv+deIrrtSOuDb41mg==','dfK994AQ7UDcjeDjCnWaAw==:mjkV7z2uqASFXPB28T7ByA==','YBuWP8ke9vbRiS1FMMLsZA==:abN3uC3tcUfo0Uvo9PdRSA==','Fraud amount not deposited in company account.','2025-05-31','2025-06-07','2025-07-10 14:18:49','2025-07-16 11:44:52','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Advance Collection Amount Misappropriated'),(1267,2431,2408,NULL,NULL,0,0,1,'2025-07-11','2025-07-14','2025-07-15',188,1,'FK2dfVGCXAxxaa6MuUXV3A==:zMzd2Qs3TaICKCikfE50hw==','AQ5dVgUJ6FIcQqq8BcjvlA==:7pEPGgupdMt230L7zSK31Q==','8r6vN1Rar3DGaeqDSgajww==:7jUvmeamWG8DDcmhkXay3g==','LO GM Sridhara was collected 4 EMIs from 1 borrower of Rs 16,920/- and collected amount not posted into FIMO even not deposited sama was found misappropriated and pending from recovery.','2025-07-11','2025-07-14','2025-07-10 14:19:08','2025-07-16 08:23:10','Collection Amount Misappropriated',''),(1268,1555,1474,NULL,NULL,0,0,1,'2025-06-03','2025-06-06','2025-06-11',33,1,'hxRHdThvBN3jGl6AOvuo+w==:rWbMAEaF0NaiuqKqvh5e0g==','QVXMYCI1IiK951tel94jiw==:QnNgM3KIi59nSCcsvrRbuA==','lfjbzTaPx1GbFGiH956uTQ==:ji3EbtY6oLtmGZ40+Nm2VA==','Fraud amount not deposited in company account.','2025-06-03','2025-06-06','2025-07-10 14:19:17','2025-07-16 11:43:44','Collection Amount Misappropriated',''),(1269,2435,2446,NULL,NULL,0,0,1,'2025-07-17','2025-07-21','2025-07-22',211,1,'m5/jXb3pJgXdeg7MboCd6A==:/m6t/98p9YVrLQlNQbdbog==','uA+MxpOuvE9eUvE320kXOg==:1Cvnh/QCoBq/oAvyheUiWw==','bZGXFbu/flhEOD7vo1/oCw==:Da6qEGTwT/jYss+5OCxCXA==','LO / Suresh K was collected total amount of Rs. 0/- and recovered amount of Rs 0/-and remaining amount of Rs. 0/- is pending for recovery.','2025-07-10','2025-07-11','2025-07-10 14:19:41','2025-07-22 12:12:36','Collection Amount Misappropriated',''),(1270,1554,1475,NULL,NULL,0,0,1,'2025-05-29','2025-06-09','2025-06-11',104,1,'MjPgVo9xLvrdx3501AynUQ==:SPbIYPu0ZitxoHrZEZuD1Q==','CfzJqE3SiP7qFHbIC/E15w==:a65DeWcdjr222GpeGxSxGg==','A3RDWiMhJqERWMAjhDNuvg==:g6dABLyOP1idA/MM67Uk/A==','As per field verification, the initial pre-closure fraud of Rs.72,769 has been done by other employee (Yacobu  Janarajupalli/ SF0074698) and the same is parked under that employee. This employee has done only collection missappropriation.','2025-05-29','2025-06-09','2025-07-10 14:20:30','2025-07-16 11:20:55','Collection Amount Misappropriated',''),(1271,1523,1477,NULL,NULL,0,0,1,'2025-06-03','2025-06-09','2025-06-10',17,9,'/+LokxQjWjG3NNV7v7g3Mw==:Nc+vN3wcuK8gFmAA7q5sAw==','Yf/blXv+NmnpqXHXWOvq+Q==:nCYi5fX3yrjLc28dJJ5j3g==','JvFMZ/W5aQnCPMK4ca8GKw==:Mooo0ihsZ57XK8HRHTaF3g==','Fraud amount not deposited in company account.','2025-06-03','2025-06-09','2025-07-10 14:20:57','2025-07-16 11:27:51','Collection Amount Misappropriated',''),(1272,1520,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-03','2025-06-07','2025-07-10 14:21:23','2025-07-10 14:21:23',NULL,NULL),(1273,1518,1445,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-10',38,5,'iw8b0jgVNheLCWqWu/+jTQ==:oZUPIwgVM9U9xTsJP2pxxw==','0NiHl2gBU1M35QeKJ0XnTg==:Ns5T40s6pJ2lHBlnygLBoQ==','gKcPia+2fUYEYG2BZhIrhg==:Dghw6s8uPCmH+jDND3GWwg==','Fraud amount not deposited in company account.','2025-06-03','2025-06-07','2025-07-10 14:21:50','2025-07-16 12:05:23','Collection Amount Misappropriated',''),(1274,1517,1446,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-10',46,4,'KRZb6G/kpR0HmeOD1EqyUQ==:xHIyq/zgUyJz/vUa7EBO3A==','BzZosY4OcJeMAF7V4HBuMw==:JlA2ZsypfKj7anFeF/7eJw==','4V9/qDfFh/kNR/BDFSxeYg==:etCq3BPQna4K+xA3yDtVaQ==','Fraud amount not deposited in company account.','2025-06-03','2025-06-07','2025-07-10 14:22:16','2025-07-16 10:40:24','Collection Amount Misappropriated',''),(1275,1160,1169,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'fe/uYuUm+mvApVdcV4M3eA==:Fi60ZX1bwpWnM/EKT4FKYg==','IHQvzOcyVEwU+EFKXhNL3g==:Hp7s8MCvEh7xnJt5tDAE0g==','npTSFTHBFgLKbRH834u4MQ==:tWEf7ZGDqk4dmHCUJVvCvA==',NULL,NULL,NULL,'2025-07-10 14:24:22','2025-07-10 14:24:22',NULL,NULL),(1276,2271,2447,NULL,NULL,0,0,1,'2025-07-02','2025-07-05','2025-07-08',218,2,'qNzR/ul5xee9SEa3mwrBDw==:ihfPdLgu+UYmSVKbfro4pA==','QFfvWaNZ0AM+Btf8C4prcg==:QIcFZB9+DxJqVgEbD2fRGg==','aKQ3VuUptWTuXc3FrB6kbg==:qyITexHANzU2qkctw9e5Ng==','BM/siddaiah was collected total amount of Rs. 72,109/- and recovered amount of Rs 12,780/-and remaining amount of Rs. 59,329/- is pending for recovery.','2025-07-02','2025-07-05','2025-07-10 14:25:00','2025-07-11 10:20:01','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1277,2475,2363,NULL,NULL,0,0,1,'2025-07-15','2025-07-17','2025-07-24',163,7,'eWFsnRXzx9r2KwJJqfwzpg==:VlYKUmyRwQMjpQpmH1I0Hw==','lJs8vEK7Ah43UqtBjqYsDA==:6Vr7UsUddzMaHwql5KC5tQ==','e+dFgPtQ6GTegqI3rnswVg==:hXvNzqa+bi/57Hph+ldj4Q==','LO Dharani dharani collected advance collection amount from six borrower\'s and pre-closure amount from one  borrower amount of Rs. 56,230/- and in that Rs. 15,730/- recovered and remaining amount of Rs. 40,500/-  misappropriated amount is pending for recovery.','2025-07-14','2025-07-16','2025-07-10 14:25:31','2025-07-24 10:14:23','Advance Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1278,1446,1662,NULL,NULL,0,0,1,'2025-05-14','2025-05-16','2025-05-20',153,4,'t+TeMn9WR5jttmoAqS9MSQ==:6AOZq4cazGMLhCYla7fPdw==','05adRzkGzZ9f+jacS7qqUA==:S1/X3Q+loKyVjSRjNsB9sQ==','HP/Lta31ARyEWaWpEOtXrA==:PxHWb6WDWyiVBojudyB9qA==','LO Paramesh Paramesh was 03 borrower EMI collection and 01 borrower pre-closed amount, total collected amount of Rs 86,450/-Recovery amount Rs.46,800/- and pending recovery amount of Rs.39,650/-.','2025-05-14','2025-05-16','2025-07-10 14:51:53','2025-07-16 08:47:32','Pre-closure amount Misappropriation','Collection Misappropriation'),(1279,2517,2493,NULL,NULL,0,0,1,'2025-07-10','2025-07-11','2025-07-12',1,1,'A9gjKa8TIIRvuq04JH1e6w==:oczgCn2CO5ISSy0ngtiD5Q==','D2FazK85wQVcUsZL7+NNIw==:BYkeBSotRjKM7GG7iDMMvw==','QdDczzfRGAK6oC4ZAYHUcA==:+AGKB/dwQvIA6KIKx+8lgQ==','Dear Team, Below is a recommended course of action to address the missing postings and the absconding of Loan Officer Himanshu Yadav (SF0088684) at Gopiganj Branch. During Fild Visit we have found that Loan Officer Himanshu Yadav/SF0088684 collected collection but not posted as per FIMO LO Absconding in Gopiganj Branch.','2025-07-08','2025-07-14','2025-07-11 02:33:00','2025-07-12 05:01:09','Collection Amount Misappropriated',''),(1280,2574,2484,NULL,NULL,0,0,1,'2025-07-12','2025-07-12','2025-07-14',1,1,'k6hS4RWfqqzVgdwEQvi+cg==:sJuP92DISeUSPMtHKWAKnA==','iibTtDMczGtqtvycz8VXjg==:ZfJ4yUdqNxN2N0Roj9UFaA==','ryjsL9QLNV82wCMIggPqUg==:4A8IH+o1PrVcJUJKCFNJBQ==','Dear Team, As per the findings of the Business Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.29,213/- has taken place. Specifically, the Loan Officer, Hadman Ram/SF0067437 collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected Pre-Closure payments from one borrower, amounting to Rs. 29,213/-, and again failed to record these transactions in FIMO.\" Note: As per HRMS records, Hadman Ram resigned and exited on 22nd February 2024. However, based on the two previous complaints, the DAC team closed the cases on 7th June 2024 and 15th July 2024, but the termination date was not confirmed. Therefore, I have entered the last punching date as per HRMS, i.e., 22nd February 2024.','2025-07-09','2025-07-15','2025-07-11 02:54:24','2025-07-14 02:39:35','Pre-Closure Amount Misappropriated',''),(1281,2587,2531,NULL,NULL,0,0,1,'2025-07-12','2025-07-12','2025-07-14',4,2,'5yXMd2OoLaaZfUMopaAykg==:us9rgHjUeXkP9oVAXPjYwQ==','yyWXSA/vnXGhOgtvT+tfLQ==:IQNvyRTHpx32J4ELQtwo4w==','q/kHkgZ9G7NQi3e9MB9+bQ==:ch7JArzLbQWjtoe4pTeuxg==','Dear Team, As per the findings of the CSS team the verification conducted in Jul 2025 by IA Team, it was observed that a fraud amounting to Rs. 8,020/- has taken place. Specifically, the Loan Officer, Mangal Chand Yadav/SF0069437, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 2 borrowers, amounting to Rs. 8,020/-, which have amount of Rs.2,240/- has been recovered and posted in FIMO and the rest amount of Rs.5,780 again failed to record these transactions in FIMO.','2025-07-09','2025-07-15','2025-07-11 02:56:36','2025-07-14 01:08:05','Collection Amount Misappropriated',''),(1282,2596,2528,NULL,NULL,0,0,1,'2025-07-13','2025-07-14','2025-07-15',47,9,'QwPMasMZGajHCMzXqzyLAg==:VXW3+uaDoLWsttMaqhpSQw==','dXwpRiIDJUejDqLKOTmmjg==:0+3qmkdb1SjLAOMttO1Ghg==','TnZfJjVTFnRH3JeOhVe1zA==:JepgUSq3H2CMIqUWY9HULQ==','Dear Team, As per the findings of the Business Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.97,360/- has taken place. Specifically, the Loan Officer,Tota GUJAR/SF0087004, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from eight borrower, amounting to Rs 97,360/-, of which Rs 57,780/- has been recovered and posted in FIMO, and the remaining amount of Rs 39,580/-again failed to record these transactions in FIMO.','2025-07-10','2025-07-15','2025-07-11 02:57:08','2025-07-15 06:56:16','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated'),(1283,2590,2529,NULL,NULL,0,0,1,'2025-07-11','2025-07-14','2025-07-15',139,1,'9W2vVYeso52kTWQZBKMGjQ==:7CB1A5nIFqNJInWFyNQ/jw==','Cup6Aonc7TnLO0bGy/eHLg==:JfkcZBIRaINqL4Pa3g0Tgg==','IOyEC42EMmIwMCVzGQI1jA==:hdueAXUyYjVpuuF2Qqx7RQ==','Dear Team, As per borrwer written statement she has paid Rs. 16500 to LO Ambuj Kumar/SF0091485 dated on 15 May 2025 but he did not update this amount in FIMO. Further he contined paying total 8 EWIs form 21 My 2025 to 9 Jul 2025, which becomes Rs. 5760. Borrwer written statement is available and the borrower has no DPD.  Total fruad amount - ₹ 16500.00 Recvered amount  - ₹ 5760.00 Net fraud amount - ₹ 10740.00','2025-07-10','2025-07-15','2025-07-11 02:57:42','2025-07-15 08:25:57','Pre-Closure Amount Misappropriated',''),(1284,1738,1634,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'NOzC3WS5S2C3wJxz0loiXA==:IfYnDxlwG2Zt3AsOtXQJiA==','Z2xk8dpuzXMSnPxgQVv7Qw==:Tjc2aW8cUpxrQb5jsoGusg==','80PsA6MQ9I90APPV8I74iA==:qYCsm1S+AKiBQOPBSWfcnA==',NULL,NULL,NULL,'2025-07-11 04:39:03','2025-07-11 04:39:03',NULL,NULL),(1285,2614,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:57:03','2025-07-11 06:57:03',NULL,NULL),(1286,2613,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:57:29','2025-07-11 06:57:29',NULL,NULL),(1287,2611,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:57:58','2025-07-11 06:57:58',NULL,NULL),(1288,2600,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:58:23','2025-07-11 06:58:23',NULL,NULL),(1289,2597,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:58:47','2025-07-11 06:58:47',NULL,NULL),(1290,2550,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-17','2025-07-11 06:59:15','2025-07-11 06:59:15',NULL,NULL),(1291,2529,2502,NULL,NULL,0,0,1,'2025-07-08','2025-07-08','2025-07-08',1,1,'Vfb0yL1mxC1G2EWWze3GWw==:WLLeeqn8txi0BO9rokuwiA==','7zr7tb8XoNS5BEDAyFVMwQ==:Q1NrGJWtJcPVixn9jcAo+g==','LpDqG5eykjQUHElGi2QypA==:WaqaKAmOuQ7uWEaburl3Kg==','Complaint raise by borrower to CSS that she paid her EMI but still reflecting od. Post verification it is observed that borrower Paid her EMI 2400*2=4800/- on date 04-11-2024 and 05/01/2025 (through UPI) to LO Abhishek Kumar/SF0080446 but he did not posted her EMI in fimo. The final fraud amount is rs.4800/-.','2025-07-14','2025-07-17','2025-07-11 06:59:45','2025-07-22 07:50:18','Collection Amount Misappropriated',''),(1292,2616,2539,NULL,NULL,0,0,1,'2025-07-11','2025-07-12','2025-07-14',262,2,'tyyiFWt/fvmVFrRMBCUFPA==:sRB7fbmswvoNZ6bMKPupDA==','mEUXcfqiNVWMpuvaqhPLsw==:BOu2CwYmePHHFVBEh5WdtA==','e2cJNwKqm5HW1KM204xhBA==:rA0JRTN0VbG1n39RV7VMeA==','Dear Team, As per the findings of the Internal Audit (IA) Team during the verification conducted in Jul 2025, it was observed that a fraud amounting to Rs. 5200/- has taken place. Specifically, the Loan Officer, Kalu Ram Meena/SF0083416, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 2 borrowers, amounting to Rs. 5200/-, and again failed to record these transactions in FIMO.','2025-07-11','2025-07-15','2025-07-11 09:23:47','2025-07-14 02:48:19','Collection Amount Misappropriated',''),(1293,2592,2527,NULL,NULL,0,0,1,'2025-07-12','2025-07-23','2025-07-25',138,2,'Aa4GSTnDZBGxqTAqEcX7gw==:4OeiVWXgKrgxYenz4Ad2Xw==','uDS2WSmz/VAEjaLbWygZzg==:Drh2Z3grGsf2e7zM6cfkNA==','507Wlj8Tl8NtdQ7MRiL/Rw==:oqiGSA+tde4KSeSJL8aZEw==','Post CLV we have identified a cash misappropriation of Rs.8090/- and Recovered amount is \"0\" & net fraud is Rs.8090/-.','2025-07-12','2025-07-16','2025-07-11 09:50:09','2025-07-25 10:53:19','Collection Amount Misappropriated',''),(1294,2591,2526,NULL,NULL,0,0,1,'2025-07-12','2025-07-23','2025-07-24',223,3,'jbR5kLll8o93xQoBB2BDSQ==:A5VDpbuTST4JyMXIVxubiA==','nqyvNBtRn2LyF9yhzdnORg==:dIwWw4EOprJ7axiEbza/cg==','6TgyoU7KjQqdsxgDq/YytQ==:kxI2VS+6s9C6a1E2GeleAA==','Post CLV we have identified a cash misappropriation of Rs 40320/- and there is no recovery so Net fraud is Rs.40,320/-.','2025-07-12','2025-07-16','2025-07-11 09:50:29','2025-07-24 07:49:15','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1295,2589,2525,NULL,NULL,0,0,1,'2025-07-12','2025-07-23','2025-07-25',251,19,'UUwmBaADbOYXQ5J9Q+eBJg==:OAkvnI5ZDN1bADHN7er+NA==','zqyf+sMODFs9k1imLRKrwQ==:uCen8fXu9UPWu9ARu+E16w==','YDq0f9fU1sG7MwS4qQuXpg==:bpYnZN5XIds3bkKTFaw5oA==','During CLV we observed a cash misappropriation of Rs.1,69,656/- & recovered amount is Rs.29,390/- and net fraud is Rs.1,40,266/-.','2025-07-12','2025-07-17','2025-07-11 09:51:25','2025-07-25 06:02:25','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1296,2492,2398,NULL,NULL,0,0,1,'2025-07-10','2025-07-21','2025-07-22',467,5,'CGPUojs0zBVWCMtYANtCBw==:uTT3XYFDuJ4a2TxcZFLd0Q==','lmkc7mLdrwJQW09kvQ+22g==:IrBrNFnJpO2oOzLYE6PU0Q==','6So68o7E69eNOwFKa8CgzA==:Vk/HZ/bw/JYkoVnuTJKDbQ==','After verification Rs 84710/- misppropriation of Cash observed and Rs30350/-  FIMO recovery entry done by LO. So net fraud amount is Rs 54360.','2025-07-10','2025-07-15','2025-07-11 09:53:20','2025-07-22 11:41:28','Pre-Closure Amount Misappropriated','Advance Collection Amount Misappropriated'),(1297,2618,2548,NULL,NULL,0,0,1,'2025-07-11','2025-07-16','2025-07-18',832,2,'lvgriknHjDoeJSOpGENblA==:300Er8mKZVudkvOuNvpjpA==','+Qb60LG7dqdTxby0PAv86A==:nve3n6jjLJm1BZod+Z4F+g==','caPuvrj5H6tkmQfYN6wdwg==:D+9ormMosQF2kS7cMvJrGA==','As per the complaint, the Internal Audit team verified the field and observed that Loan Officer Pokh Raj sahu/SF0090950 had embezzled 02 Borrower’s Loan Instalments total of Rs.8550/- and out of that Rs.8550/- accounted in FIMO.','2025-07-11','2025-07-18','2025-07-11 10:11:24','2025-07-18 11:35:52','Collection Amount Misappropriated',''),(1298,2571,2547,NULL,NULL,0,0,1,'2025-07-11','2025-07-15','2025-07-22',236,4,'cPlgD9ZWfNA5GgKofRf+aw==:hKS0eesiO3M02tKgnLso9w==','mseFVn9Mwb5TLSVydQz4Qw==:72dSF0fHCJcqvoD68ecLJQ==','xpQwQNJaurT0KyK45y181w==:8WtwNv9zFNxgzEjjAQievw==','LO P Rajivgandhi collected EWI from 4 borrowers amounting Rs. 21,710/- and collected amount not posted into FIMO and even not deposited at branch and same was Misappropriated, amount pending for recovery.','2025-07-14','2025-07-16','2025-07-11 10:13:11','2025-07-22 07:35:41','Collection Amount Misappropriated',''),(1299,2595,2555,NULL,NULL,0,0,1,'2025-07-10','2025-07-12','2025-07-24',102,7,'i9OfuEZAPA1Pr3TYMjLFpQ==:1W4L7maMYRVoYz1kvvSE4w==','K1Q3c33P+T3VbCQ80XB5rw==:0VwFmBkHyUKHI5UVYdd6dA==','xocrt2DlWoLvbF8Crejwog==:nfmdK8GgdiX+rSk/njzDnw==','After case load verification total of Rs 43080/- misappropriation of cash observed and Rs 3150/- FIMO recovery entry done by LO Mana Hantal. So net fraud amount is Rs 39930/-','2025-07-11','2025-07-16','2025-07-12 06:44:12','2025-07-28 06:49:31','Collection Amount Misappropriated',''),(1300,2619,2556,NULL,NULL,0,0,1,'2025-07-19','2025-07-28','2025-07-29',10,10,'iTo8RUMrpr8HpBe0/HOBAQ==:W8zIQN6RfPp7rSQyrCI3mg==','kjfg0KN7KiyLRjvOo+ZMmg==:84lBYWkhFiSJQAVOG36Agw==','RgKM/OzgVHERFyp8vCrA4A==:SPh1jK5sgvNDErR059p3yg==','After caseload verification total of Rs 166622/- , and Rs 46190/- FIMO recovery entry done  by -LO. So net fraud Rs 120432/-','2025-07-14','2025-07-18','2025-07-12 06:44:32','2025-07-29 11:04:40','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Advance Collection Amount Misappropriated'),(1301,2670,2573,NULL,NULL,0,0,1,'2025-07-22','2025-07-28','2025-07-28',140,4,'Zi2fEMIeBtMiEro6ffGzqg==:lq1BMxWcBNIpAAzo/YFujA==','mGUTkkoIp4KiEeBxws/4Zg==:6DHi+7a331c2EitJBc/eWg==','PtqSa4h9u2vmkyrvRB9+pg==:iZhFV985inhn6Qtxh4cMeA==','During CLV we have identified a cash misappropriation of Rs.48,516/- and among them Rs.10,080/- recovered & Net fraud amount is Rs.38,436/-.','2025-07-14','2025-07-18','2025-07-12 11:38:29','2025-07-28 12:01:05','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1302,2671,2574,NULL,NULL,0,0,1,'2025-07-17','2025-07-25','2025-07-25',234,7,'yfRYn43ZxZynm3TMpVHjfA==:rnDrB9TuWQTaPXrgHg1PNw==','NZdoRdFYNR96B1xOdzOSxg==:MC50oU4PvQ2wj0P5Zn2yYw==','y8t2CX8p0gXDp48nhMPkow==:+sU0voGVuTeh0A8afJmGMw==','During CLV we observed a cash misappropriation of Rs.61980/- among them Rs.22,880/- recovered & net fraud is Rs.39,100/-.','2025-07-14','2025-07-18','2025-07-12 11:38:47','2025-07-28 11:27:02','Collection Amount Misappropriated',''),(1303,2634,2570,NULL,NULL,0,0,1,'2025-07-11','2025-07-12','2025-07-14',117,12,'DKME1XfRIkHai0SsB3DYQQ==:yVuE7uGzMAYUORXQwrJnaQ==','+cIM3kXA4wH7QgT86EID9A==:hyXGyGFPvDZra8WFWqjTUA==','fqL6Y9PKVdgqnUyQcvUdUA==:sUtLDqe+zY32bJUVt8UaNg==','Dear Team, As per the findings of the IA Team during the verification conducted in July 2025, it was observed that a fraud amounting to Rs. 29730/- has taken place. Specifically, the Loan Officer Kuldeep Singh Chundawat(SF0085363), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from 12 borrowers, amounting to Rs. 29730/-, and again failed to record these transactions in FIMO.','2025-07-12','2025-07-15','2025-07-14 01:06:44','2025-07-14 06:44:02','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1304,2667,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-16','2025-07-14 01:37:27','2025-07-14 01:37:27',NULL,NULL),(1305,2643,2564,NULL,NULL,0,0,1,'2025-07-12','2025-07-14','2025-07-15',34,1,'nC3tjQBIV9NJAWdWe9swIQ==:cU/QE5Zi4YUxOOY5qE9kCQ==','PXU9B3RVJN1698iAFH5GvA==:THgC560fRLFTd0PQEH0qWw==','Z32vYGfc992tKZSLDFw03Q==:tyK7Dahbbp/6yOSvS5gF1g==','Dear Team, Until 21 Nov 2024, my weekly Equated Installment (EWI) was set at ₹ 670. On 21 Nov 2024, a “Vishwas Loan” of ₹ 30,000 was disbursed without my knowledge or consent. Post-disbursement, my EWI should have been adjusted to ₹ 480, but collections continued at ₹ 670. Branch officer LO Deepanshu Sharma (SF0087617) collected ₹ 670 per week but only credited ₹ 480, withholding ₹ 190 weekly. Unauthorised Loan Disbursement: I never applied for or consented to the ₹ 30,000 loan on 21 Nov 2024. Incorrect EWI Adjustment: Following that disbursement, my EWI was erroneously reduced to ₹ 480. Deliberate Withholding: The officer continued to collect the higher installment (₹ 670) but credited only ₹ 480, misappropriating ₹ 190 per week. Total Misappropriation: ₹ 6,093 has been wrongfully retained by the branch over 35 weeks.','2025-07-14','2025-07-16','2025-07-14 01:38:32','2025-07-15 06:26:54','Collection Amount Misappropriated',''),(1306,2660,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-29','2025-07-14 05:56:32','2025-07-14 05:56:32',NULL,NULL),(1307,2666,2587,NULL,NULL,0,0,1,'2025-07-12','2025-07-14','2025-07-16',211,1,'F3D4xPrP+3FIZDAcEYd8uw==:whaq34ugUC0s1nAjDK70CQ==','Hi0Gd81KhXbkLAVzpriLZw==:LncHMLY6FhwAXaU4XyaKqQ==','Y0SmpzT5X4eFU2L/yweC4Q==:zWzg6LB8cvMO+TU35aOrbA==','BM Mahamad Rof was collected 1 borrower amount of Rs 10,410/-Recovery amount Rs.0/- and pending recovery amount of Rs 10,410/-','2025-07-12','2025-07-15','2025-07-14 05:57:14','2025-07-16 08:18:32','Collection Amount Misappropriated',''),(1308,2657,2586,NULL,NULL,0,0,1,'2025-07-17','2025-07-18','2025-07-22',86,3,'nbVw95WBSutL/7xmGxeIDg==:B8Gw66VtDBuKHUKtNIWpaQ==','VYgO7d/ZFstN7J0stfwa+A==:hYh13vTdGmmlhaOPZqGmxw==','IMKL1R+Vztsfc3YLeqh0Qw==:fu0fDz6hwgmlZ+QmRA6P8w==','CA Tippanna Hanamant Mayakalmardi was collected the instalment amount from total 3 borrower and amount is of Rs.39120and amount is pending for recovery.','2025-07-14','2025-07-18','2025-07-14 05:57:36','2025-07-22 09:37:19','Collection Amount Misappropriated',''),(1309,2621,2589,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-30',232,2,'rfvmuF7TKcj+GZrw9cMElQ==:0rYLPTPSUo0DSZbe3gqBnA==','jhP2n/Ly6Qlxcepp+nYiGQ==:+em3J6/p7zBJzkVbXwlv1Q==','LPmiZ7um+VP3cCLaGj5RTA==:HKZnQLWTtpCql1zGDzYIVw==','CM / Kumaswamy LN /SF0034735 was collected total amount of Rs. 32,620/- and recovered amount of Rs.7,580/- and remaining amount of Rs. 25,040/- is pending for recovery.','2025-07-21','2025-07-23','2025-07-14 05:58:03','2025-07-30 07:41:02','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1310,2620,2588,NULL,NULL,0,0,1,'2025-07-23','2025-07-25','2025-07-28',240,1,'drEOiFC1/qCdovU7F8gk7Q==:cqXguXF474IvJmZrPcPzWg==','NJe6QoRNntgrmdeQOZjuhg==:s9HFcEonejHyK60fIlD/aQ==','VIqBGfh3nsXnj6eCU19Bhw==:jdwU+UKGfCP0lj9XddJzOA==','As per borrower confirmation BM Ganesh Lamani  was collected  Pre-closed from borrower on the date of  01-10-2024 of Rs 79,000/-  and recovered amount of Rs15,360 /- and remaining amount (79,000 -15,360) of Rs 63,640/- collected amount not posted to FIMO and even not deposited at branch and pending from recovery. Note : As per borrower confirmation she pre closed amount paid to BM Ganesh Lamani on the date of 01-10-2024 of Rs 79,000/- not 07-01-2025. Borrower took a loan of Rs 72,000/- on 10-Jun-2024 but borrower paid a pre-closure amount of Rs 79,000/- on the date of 1-10-2024 to BM Ganesh Lamani.','2025-07-23','2025-07-25','2025-07-14 05:58:23','2025-07-28 10:07:51','Pre-Closure Amount Misappropriated',''),(1311,2603,2590,NULL,NULL,0,0,1,'2025-07-14','2025-07-16','2025-07-29',221,1,'DZX4raU3C8zI/AKbm8Cnww==:8PYczafMqYdRdtVSA2i0cQ==','91xrzufGkRDtwEOD1OVjWQ==:5mc/7BJsvaV8Cu7o5ayB8w==','jS/38rjyNhnWvw49pUyFZA==:8ZI2jJY0xEGyZ5PnQ4ekVA==','CM/ Nithesh B M /SF0088883 was collected total amount of Rs. 2030/- and recovered amount of Rs. 2030 /- and remaining amount of Rs. 0/- is pending for recovery.','2025-07-14','2025-07-16','2025-07-14 05:58:48','2025-07-30 07:42:19','Collection Amount Misappropriated',''),(1312,2608,2591,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-28',218,2,'YLeLVx3CqbkxYjtTXIW1Hg==:IdO4nKj8+B230dYnvCnL1A==','iDL4TK1rlI88lVMWT2EitA==:ut2VWIDzCsu3eqDzFrqiww==','Zr8xsYpcUgg9f2n8Rwz5qA==:S5ElCaIgvXnonD5vGEYz0g==','LO Manjunatha S  was collected 2 EMIs from 2 borrowers  of Rs.8,200/- but collected amount not posted into FIMO and even not deposited at branch and same was found misappropriation and pending from recovery.','2025-07-21','2025-07-23','2025-07-14 05:59:05','2025-07-28 10:12:25','Collection Amount Misappropriated',''),(1313,2564,2592,NULL,NULL,0,0,1,'2025-07-15','2025-07-18','2025-07-21',194,9,'V4lZKlYQbPE1ftnxH48CFQ==:7FuJTdv7/2Xay6I2vMLtAQ==','bzdDp4rJzPjC/BOxxGPXZw==:Uy2xBPIxLoKBzyuFYJlClg==','tb9QDIe/Io4m2+CHBEtIBA==:GZscdYL699dj1rkxTTXZqA==','BQM Tyagraj Chouti was collected 9 pre-closed and 1 EMI from borrower of Rs.1,81,031/- collected but of Rs.44,900 and remining (1,81,031-44,900) of Rs.1,36,131/- collected amount not posted to FIMO and even  not deposited at branch and pending from recovery. Note: As per the branch team and borrowers confirmation from 10-06-2025 onwards BQM Tyagraj Chouti  fraud happened its Tyagraj Chouti cash receipt was given to borrowers in the police station and in front of borrowers and BM. Mahesh Mallappa Kalasad/SF006565, CM Tirkappa Mudagoneppanavar/SF0041236 and AVP Hanumanthappa S/SF0082126.','2025-07-15','2025-07-18','2025-07-14 05:59:46','2025-07-22 04:39:56','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1314,2524,2595,NULL,NULL,0,0,1,'2025-07-10','2025-07-14','2025-07-15',263,1,'15M/Nhu3bALBAMjiVQbZww==:iqXxi/quMM9KjEuzjCfFdg==','k2lJNRj6wh2cB3zpC4+B8A==:GgvbyLqg2eJe54F1nXTzyg==','fxdmxiK7ho6LpYHlQ78QMA==:AmHJdd0/s8LuOPC542woBA==','As per borrower confirmation LO Charan D C was collected 1 EMI amount from borrower of Rs.2,250/- collected and LO collected amount not posted into FIMO and even not deposited at branch same was found misappropriation and pending from recovery.','2025-07-10','2025-07-14','2025-07-14 06:01:28','2025-07-16 08:21:57','Collection Amount Misappropriated',''),(1315,2553,2593,NULL,NULL,0,0,1,'2025-07-21','2025-07-25','2025-07-28',218,2,'QRi+X8ZNu2k1RuDV3GfBWw==:JMwY+SxpR+h3ckGnji4sBQ==','tR0DIj+wA9Q4uydeg6bZ+Q==:l5HeGUY5AhG3LTFCSL/jew==','clxXhroTo9WdyfGgIvND3A==:UnTUBJ8tHN/oEm+wz325sQ==','As per borrowers confirmation 2 EMIs collected from the borrowers of Rs 5,400/- but collected not posted in FIMO and same was found misappropriation and pending from recovery.','2025-07-21','2025-07-23','2025-07-14 06:01:51','2025-07-28 10:13:25','Collection Amount Misappropriated',''),(1316,2526,2594,NULL,NULL,0,0,1,'2025-07-10','2025-07-14','2025-07-15',263,1,'eq/ne1SuzcxnzxghFO1OVg==:f5ObO5CQp5zZB6lK75fQXQ==','I1JtiDJ1QFjHLBNa13ahwA==:yB3u15j8nedd3XL5Du9nWA==','4HPUSvfcrXfgQKaxf2JYPw==:gneKupeULCqwtaPiM8cZhA==','As per borrower confirmation BM Ravi M was collected 1 EMI amount from borrower of Rs.4500/- collected and BM collected amount not posted into FIMO and even not deposited at branch same was found misappropriation and pending from recovery.','2025-07-10','2025-07-14','2025-07-14 06:02:08','2025-07-15 06:03:43','Collection Amount Misappropriated',''),(1317,2672,2580,NULL,NULL,0,0,1,'2025-07-14','2025-07-18','2025-07-21',144,2,'uGgUXD4rvOPae0bNopNpoQ==:sXS/BzQa448dlKWdNwv6Xw==','cI9MhtoeeFFjKOnbNtcaOA==:l233GUTDiwmWwjBHDGxz8g==','n/J+ZEkW7hSp7FvkS0p5HQ==:sNcaNsojIqbwRx+vkw0TYg==','During the Post investigation, it was observed that LO Prashant Sunil Mahajan/SF0071168 committed fraud against two borrowers in two loans, with a total amount of Rs 18980/-','2025-07-12','2025-07-21','2025-07-14 06:14:57','2025-07-22 05:50:44','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1318,2599,2583,NULL,NULL,0,0,1,'2025-07-10','2025-07-21','2025-07-23',53,1,'xUO5sq3O5qsZRcgN2OM2vw==:g/hwOl2Gmek8zPkbBQvtuw==','Jr4pQmE/kYcAImIkkbuw7g==:GxwfixeZ/rexJFtcwYnJMA==','2+Q/Ry3jS39CX9f2N+TE9w==:oUwYKC4wc46lS5a6OO8Swg==','Verification was completed regarding the complaint against LO Naikwadi Shivkumar Gangadhar/SF0084469 for the misappropriation of Rs. 2020/- of 01 Borrowers.','2025-07-10','2025-07-21','2025-07-14 06:15:29','2025-07-24 05:07:42','Collection Amount Misappropriated',''),(1319,2598,2584,NULL,NULL,0,0,1,'2025-07-10','2025-07-21','2025-07-23',81,4,'yBiXPYONsxbTD0SiuC+uYw==:RTJC4f/eUFhTlRTxH//D/w==','bFkKWrzIPJb7SttZAEl1Bw==:llP83YqGd83dOk1uIkdSCw==','K+2RR198ExHnKY/aHpNeCQ==:amIaEAA64VurtEX8rVD2uQ==','Verification was completed regarding the complaint, against LO Avinash Shinde/SF0080280, for the misappropriation of Rs. 3920/- from one borrower ( As Per Complaint Team) After the investigation, fraud was identified involving a total of 04 loans of 04 Borrowers amount of Rs 25150/-.','2025-07-10','2025-07-21','2025-07-14 06:16:58','2025-07-24 05:49:21','Collection Amount Misappropriated',''),(1320,2631,2561,NULL,NULL,0,0,1,'2025-07-11','2025-07-17','2025-07-21',555,1,'hbAORzr5p83KxXCgaB2jZw==:bGCeZd8oKecLPW8F6i9wkQ==','vq/fTizBhXHbVeafeJwY7Q==:4THCu6onXswQOzC4ffI9Lg==','vSQTeEkJODLK+SzMoj7jiw==:yaJg0DyiTkbcyl6qhQ6mmQ==','Loan Officer Prakash chandra soni/SF0087362 was found involved in Collection amount misappropriation (Collected EMI,but not posted to concerned borrowers accounts) on the names of 01 borrowers for the amounting to Rs. 2,950/- based on the evidence available. Total Fraud Amount = Rs. 2,950/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 2,950/-','2025-07-11','2025-07-21','2025-07-14 06:21:36','2025-07-22 07:23:06','Collection Amount Misappropriated',''),(1321,2630,2597,NULL,NULL,0,0,1,'2025-07-11','2025-07-14','2025-07-14',6,1,'j7Kz6oZ31QWffNvrqIxPFQ==:Ffaxe9cvm35m4WaMvaNVrg==','i98RRSmO70mdOTHNDF567g==:KbV+kBCrqjbEALf7Nw/x2g==','UeIVGO7yFNVovkFbk7qUeg==:S78vtMfNQIKvRoNvddnptQ==','Loan Officer Nandkishore Bhaskar/SF0084930, was found involved in collection amount misappropriation (Collected EMI but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 4,270/- based on the evidence available. Total Fraud Amount = Rs. 4,270/- Amount Recovered and Accounted in FIMO = Rs. 00/- Net Fraud Amount to be recovered = Rs. 4,270/-','2025-07-11','2025-07-15','2025-07-14 06:22:22','2025-07-15 05:02:30','Collection Amount Misappropriated',''),(1322,2593,2562,NULL,NULL,0,0,1,'2025-07-11','2025-07-17','2025-07-21',413,3,'mz0efyH1x7rEwxUQLyXy9A==:K91itDOkFep52IBrnmeN5g==','nVco8Ol/d8oOSHhc0wSFJA==:qFfQL2u3O1TooAqDLNqRJg==','rVZU0o8mvMh3xdb3eNU+3w==:mrYOVjRgkxm0KEmplVJaFA==','Loan Officer Sumit Raghuwanshi/SF0055978 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 3 borrowers for the amounting to Rs. 36,310/- based on the evidence available. Total Fraud Amount = Rs. 36,310/- Amount Recovered and Accounted in FIMO = 0/- Net Fraud Amount to be recovered = Rs. 36,310/-','2025-07-11','2025-07-25','2025-07-14 06:23:51','2025-07-22 07:18:19','Collection Amount Misappropriated',''),(1323,2684,2622,NULL,NULL,0,0,1,'2025-07-24','2025-07-29','2025-07-30',224,12,'zmrVt8xW08HHe1GsUuaA5A==:aWO0G7E+HmQ6TOfK+eHV4Q==','he4kd9Zp9X98jwoY33deEQ==:OyYHPpgTQs4+3EFxmpk3MQ==','/tUrOAPfIexDRpM14slBtQ==:4XLVSYD+7wc46B9nECBX4A==','During CLV we have identified a cash misappropriation of Rs.64,873/- among them Rs.21740/- recovered & rest amount Rs.43,133/- is the Net Fraud.','2025-07-16','2025-07-22','2025-07-14 11:12:14','2025-07-30 10:27:03','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1324,2681,2621,NULL,NULL,0,0,1,'2025-07-21','2025-07-28','2025-07-29',118,6,'CEVttT92AoMHO2c+cZ/u1A==:mjmKoNKYn3zqXi1+HVKj2Q==','HgNQQnY8lN3wcUJXI9I3Mw==:B5WFCqC7em5PyG96uW076A==','Tg+Biptl4JPvBOgZAnyiGQ==:3i0IMaLPNykUUhYrYEk9HQ==','After caseload verification total of Rs 40420/- misappropriation of cash identified among them Rs.9610/- amount recovered & Net fraud is Rs.30,810/-.','2025-07-16','2025-07-28','2025-07-14 11:12:36','2025-07-31 11:31:34','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(1325,2674,2615,NULL,NULL,0,0,1,'2025-07-11','2025-07-14','2025-07-23',3,3,'+qAPWo3zrl2Szg1NOwf6Nw==:bt3HvHdRlSF8fwT3h5IJwg==','9Mub3RA6Tj1XPNcXYBSlAA==:u3IP/t5TdFbY5g6xTIAoWA==','qkHNOink001R77X2NUq+Pg==:ynoOYAkz76HrWxKE+WHcEw==','Amount not deposited in Company account.','2025-07-12','2025-07-24','2025-07-14 13:07:58','2025-07-23 05:36:43','Collection Amount Misappropriated',''),(1326,2673,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-24','2025-07-14 13:08:39','2025-07-14 13:08:39',NULL,NULL),(1327,2662,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:08:58','2025-07-14 13:08:58',NULL,NULL),(1328,2661,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:09:17','2025-07-14 13:09:17',NULL,NULL),(1329,2659,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-24','2025-07-14 13:10:14','2025-07-14 13:10:14',NULL,NULL),(1330,2656,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-24','2025-07-14 13:10:32','2025-07-14 13:10:32',NULL,NULL),(1331,2655,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-24','2025-07-14 13:10:54','2025-07-14 13:10:54',NULL,NULL),(1332,2654,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-11','2025-07-25','2025-07-14 13:11:08','2025-07-14 13:11:08',NULL,NULL),(1333,2653,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-19','2025-07-14 13:11:26','2025-07-14 13:11:26',NULL,NULL),(1334,2652,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:11:49','2025-07-14 13:11:49',NULL,NULL),(1335,2651,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-24','2025-07-14 13:12:07','2025-07-14 13:12:07',NULL,NULL),(1336,2650,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:12:24','2025-07-14 13:12:24',NULL,NULL),(1337,2649,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:13:21','2025-07-14 13:13:21',NULL,NULL),(1338,2648,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:15:16','2025-07-14 13:15:16',NULL,NULL),(1339,2647,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:15:32','2025-07-14 13:15:32',NULL,NULL),(1340,2646,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:16:11','2025-07-14 13:16:11',NULL,NULL),(1341,2636,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:16:26','2025-07-14 13:16:26',NULL,NULL),(1342,2635,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-12','2025-07-25','2025-07-14 13:16:42','2025-07-14 13:16:42',NULL,NULL),(1343,2677,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:53:28','2025-07-15 02:53:28',NULL,NULL),(1344,2685,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:53:54','2025-07-15 02:53:54',NULL,NULL),(1345,2658,2572,NULL,NULL,0,0,1,'2025-07-12','2025-07-12','2025-07-12',1,1,'glaRDMlqzaBVpSidIYE75Q==:VjLym6paVMRohBjUyDnErg==','9noOymdAfwF88dkzGJiBpw==:HqUvBUxNyIFbAchEMmQdbQ==','DSavypVYh8gP8FvePdH1uA==:wbUVlEDH2Kml0URW79TVLA==','Complaint raised to css that borrower paid emi but still showing od. Post verification it observed that an amount of rs.2240/- paid to LO Shravan Kumar/SF0071039 through UPI but he did not post her emi in fimo. The final fraud amount need to be recovered is.2240/-.','2025-07-15','2025-07-18','2025-07-15 02:54:18','2025-07-23 10:39:22','Collection Amount Misappropriated',''),(1346,2663,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:55:06','2025-07-15 02:55:06',NULL,NULL),(1347,2632,2553,NULL,NULL,0,0,1,'2025-07-11','2025-07-11','2025-07-11',1,1,'GDrpB6JKtw0IfcvDIscYVw==:cg7h0LD8GjMfrMh7rLSDZw==','KP4DcEBtRylphXyDhXSdaw==:ll0igqFUKzd9cet84TNBSA==','VoM8QC6neNdbwKDnW3n8tQ==:aSJpXAFIxtbpAVRif1OCNg==','Complaint raised by borrower to css that she closed her loan but still showing od. Post verification it is observed that an amount of rs.21826/- paid by borrower to LO Rajkant/SF0058560 but he did not closed her loan in fimo even he kept that amount in his pocket. He ws death on 29-06-24.','2025-07-15','2025-07-18','2025-07-15 02:55:39','2025-07-23 10:41:16','Pre-Closure Amount Misappropriated',''),(1348,2624,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:55:57','2025-07-15 02:55:57',NULL,NULL),(1349,2625,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:56:16','2025-07-15 02:56:16',NULL,NULL),(1350,2622,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-18','2025-07-15 02:56:39','2025-07-15 02:56:39',NULL,NULL),(1351,2455,2343,NULL,NULL,0,0,1,'2025-07-07','2025-07-11','2025-07-12',262,5,'z1ogPpyXaHzHwy7o91JXGA==:0mgvfp1T/GGmdwNBxCzqaA==','ecsvlZKlUHUJD4VqKM7Ccw==:7m8mwsps9rl0K/5zJbmkbQ==','BwrunEYzmPxrS4cCZWylbw==:Gz6w4Wr/rm9oefCxUphjKA==','Dear Team, As per the findings of the Business team the verification conducted in Jul 2025 by IA Team, it was observed that a fraud amounting to Rs. 24,230/- has taken place. Specifically, the Loan Officer,  Vikas maida/SF0074506, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from borrowers, amounting to Rs. 24,230/-, which have amount of Rs.5,200/- has been recovered and posted in FIMO and the rest amount of Rs.19,030 again failed to record these transactions in FIMO.','2025-07-07','2025-07-11','2025-07-15 05:02:48','2025-07-15 05:18:47','Advance Collection Amount Misappropriated','Collection Amount Misappropriated'),(1352,2692,2630,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-30',209,3,'3KjLQehqQyS3SvBgaQJJ5Q==:8BbwA8lEknkf5qf/yNHgKQ==','9YL2esaqCJQhBM/EwBNKNw==:9pyvnh+ipovDrkPki9IMmQ==','9wfBptzZl3mYBAy+hPdvfA==:gPfsiryIrUMWOv9cuDGh5w==','LO / Prasanna M R Prasanna M R / SF0076893 was collected total amount of Rs. 14084/- and recovered amount of Rs. 2250 /- and remaining amount of Rs. 11834/- is pending for recovery.','2025-07-31','2025-08-02','2025-07-15 07:23:59','2025-07-30 07:39:42','Collection Amount Misappropriated','Advance Collection Amount Misappropriated'),(1353,2688,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-28','2025-07-15 10:05:57','2025-07-15 10:05:57',NULL,NULL),(1354,2687,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-28','2025-07-15 10:06:45','2025-07-15 10:06:45',NULL,NULL),(1355,2686,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-14','2025-07-29','2025-07-15 10:07:03','2025-07-15 10:07:03',NULL,NULL),(1356,2675,2629,NULL,NULL,0,0,1,'2025-07-21','2025-07-21','2025-07-23',1,1,'DXaIfpyLFZNHhtcZfQUctg==:0lNnfrDhM+44aS3eMJqrnA==','2/hOeKRshaSwvH6yEWUgHA==:9Z2NawBUugVDzLPVLwka/g==','o3THmbQHukegoPsFln/HWQ==:ZQVxBPL8P1N+cm9E8mHwoQ==','Amount not deposited in Company account.','2025-07-14','2025-07-28','2025-07-15 10:07:27','2025-07-23 09:49:15','Collection Amount Misappropriated',''),(1357,2706,2647,NULL,NULL,0,0,1,'2025-07-21','2025-07-28','2025-07-29',263,3,'ie74aiQ/w7EReGHosPyMNQ==:OEBq3ivnScn6QaLtjuQbcg==','bN87iZrs8Bdc6VKlSVxR6w==:0lsCD6KX6SCKaJPsM8A5vQ==','cdVUtMsjq7Cplktp5P/UAQ==:nA2+RhAWFgM+oIAC1i8Kvw==','Total Fraud identified Rs 60220/- and pending for recoverd Rs 40350/-.','2025-07-17','2025-07-22','2025-07-16 06:35:16','2025-07-29 12:43:26','Pre-Closure Amount Misappropriated',''),(1358,2710,2648,NULL,NULL,0,0,1,'2025-07-21','2025-07-28','2025-07-30',69,17,'o60RPoiVj7aeaManLYehwg==:OvE1BeqMYOx9otmTeT/ppg==','h5/TT7C2VXHxaVjdwtJ5ag==:0X+7X0Re2S2+EldVeZ37bQ==','eIj/andzFFg9AOPuFublPw==:oXP/4dmo9+mZCUhMDWCKbA==','Post completion of CLV we have noted gross fraud of Rs.38365, Out of which amount recovered and accounted in FIMO of Rs.295203 , hence total Fraud pending for recovered from staff Rs 88662/-.','2025-07-17','2025-07-22','2025-07-16 06:35:40','2025-07-30 12:33:55','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Disbursed Amount Recollected'),(1359,2722,2658,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-16',1,1,'vaCSgi7ubxOZTzxGy1t8Bg==:zdnKz0jsaEtm37bA6gan5A==','oTZX+/79wmNZdKHo4pnQGw==:ZfWbjC9JY7jRCX8nE3Fh9g==','WAEzgwkzpI/Lt1L/w2Xlag==:JYMdyREcdWw/n2dztXIcIw==','Dear Team, As per the findings of the CSS Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.6,720/- has taken place. Specifically, the , Loan Officer Deen Dayal Gurjar/SF0067445 collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Credit Assistant collected EMI payments from one borrower, amounting to Rs. 6,720/-, and again failed to record these transactions in FIMO.\"','2025-07-16','2025-07-16','2025-07-16 08:47:18','2025-07-16 09:10:11','Collection Amount Misappropriated',''),(1360,2724,2656,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-25',96,9,'Yk/7JHasR5C8W2OjOfsn5A==:TUX7GPJ2put/LURZXQO7ww==','jZwjNSkiG1I3pQ3hyddJnw==:wXGTuD0dn9fdYFajgzV6Zg==','43o3DjTB7X9eZ/E3EOjZvQ==:jYf5emtdAAyaDu6AEFjbvw==','Dear Team, As per the findings of the Business Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.37,261/- has taken place. Specifically, the Credit Assistant, Verandar Singh/SF0084301 collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Credit Assistant collected EMI payments from two borrower, amounting to Rs.37,261/-, of which Rs 9,520/- has been recovered and posted in FIMO, and the remaining amount of Rs 27,741/-again failed to record these transactions in FIMO.','2025-07-16','2025-07-18','2025-07-16 08:47:52','2025-07-25 06:56:42','Collection Amount Misappropriated',''),(1361,2712,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-16','2025-07-22','2025-07-16 09:09:01','2025-07-16 09:09:01',NULL,NULL),(1362,2721,2653,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-18',1,1,'0K/BirOQBSqfgWma8C81nA==:AAMSHneoNNvQlMkcmk+xVg==','yZuzQDlUhiHOUcpLiW7NXw==:baN9oahqUGTvBTUJWaWQcw==','4QHujB4RSEL0/VDti6i3eA==:rCJ5qWHoJGyvAxG6mIC/qA==','During the Fraud Investigation, a Total of 1 borrowers\' fraud amount was found of Rs. 8540/- of the Loan Officer Pradip Dashrath Thorat/SF0090814','2025-07-16','2025-07-18','2025-07-16 11:43:13','2025-07-22 06:00:41','Collection Amount Misappropriated',''),(1363,2695,2631,NULL,NULL,0,0,1,'2025-07-15','2025-07-21','2025-07-21',413,2,'gYbCPJK3VhA6REgDGSISMQ==:26Rvk3w/GQieXOHLH7ttiA==','g2J0OZosPZgIYcOiInX9Uw==:CXe0lpJ/XWZ+f5tcJdFzCA==','eVjfXqGmR+ptjcVp51uAvg==:RqvtnumlbdC/CChpJJouBQ==','Loan Officer Surjeet Singh Yadav/SF0094630 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 2 borrowers for the amounting to Rs. 5,610/- based on the evidence available. Total Fraud Amount = Rs. 5,610/- Amount Recovered and Accounted in FIMO = 0/- Net Fraud Amount to be recovered = Rs. 5,610/-','2025-07-15','2025-07-24','2025-07-16 11:43:50','2025-07-22 07:27:45','Collection Amount Misappropriated',''),(1364,2741,2676,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-17',1,1,'M6C+n8JEfGlGo7efmGwjww==:NBBDv7EVrWlCzeVukuSDOg==','wJkcXgy6XZU6YlVHUORw9Q==:W9Yth3SUBwluAYEX7hL+qw==','7834Q/bwd4+o1x8rP2EJPg==:+3NIe2ndXdvQMCCbG4PdNw==','Dear Team, As per the findings of the CSS Team, verification conducted by Audit team in Jul 2025, it was observed that a fraud amounting to Rs. 8,340/- has taken place. Specifically, the Loan Officer, Akashy Kumar/SF0078369, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the branch manager collected EMI payments from 1 borrower, amounting to Rs. 8,340/- again failed to record these transactions in FIMO.','2025-07-16','2025-07-17','2025-07-17 05:20:40','2025-07-17 06:36:03','Collection Amount Misappropriated',''),(1365,2644,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-25','2025-07-17 06:02:36','2025-07-17 06:02:36',NULL,NULL),(1366,2703,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-29','2025-07-17 06:04:13','2025-07-17 06:04:13',NULL,NULL),(1367,2751,2684,NULL,NULL,0,0,1,'2025-07-17','2025-07-17','2025-07-17',1,1,'P5GVxjp86TtLre5e7hQy6g==:oTaQprGTgApGFwxdPHA7IA==','3JTW3o59iyBonhnNWLo8ew==:SrbSPIiORzh7O6q2Z4m5+w==','OtXvuBEAPCZ/jdHNPPLgdA==:u75T7bR/okHvy7Ea+ovkiQ==','During the Post investigation, it was observed that LO LO-Rupesh Shivaji Sonar/SF0072309 committed fraud against one borrowers in one loans, with a total amount of Rs 7000/-','2025-07-17','2025-07-18','2025-07-17 11:16:43','2025-07-18 05:33:45','Collection Amount Misappropriated',''),(1368,2758,2693,NULL,NULL,0,0,1,'2025-07-17','2025-07-17','2025-07-18',1,1,'Sf29dcAxBa1wZSKTBLs5NA==:FGN57curqSWBasngC8+Tjw==','dY27ToAV9GaxZ+6MlQAeLg==:DYtERE4dcoTJ7ktI6bBPKg==','1FAVvWPFoCygyW1qNflyWw==:lOZzretxT7xhh3K8rXQ1Kw==','During the Fraud Investigation, a Total of 1 borrowers\' fraud amount was found of Rs. 3650/- of the BQM Akshay Ramesh  Jadhav/SF0066465 (The loan was already closed by the borrower in July 2025)','2025-07-17','2025-07-18','2025-07-17 11:17:27','2025-07-22 06:13:40','Collection Amount Misappropriated',''),(1369,2730,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-16','2025-07-30','2025-07-17 13:40:38','2025-07-17 13:40:38',NULL,NULL),(1370,2729,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-30','2025-07-17 13:41:05','2025-07-17 13:41:05',NULL,NULL),(1371,2705,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-16','2025-07-24','2025-07-17 13:41:28','2025-07-17 13:41:28',NULL,NULL),(1372,2702,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-16','2025-07-25','2025-07-17 13:42:15','2025-07-17 13:42:15',NULL,NULL),(1373,2701,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-24','2025-07-17 13:42:30','2025-07-17 13:42:30',NULL,NULL),(1374,2699,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-24','2025-07-17 13:42:46','2025-07-17 13:42:46',NULL,NULL),(1375,2696,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-24','2025-07-17 13:43:01','2025-07-17 13:43:01',NULL,NULL),(1376,2233,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-06-20','2025-06-22','2025-07-17 13:47:59','2025-07-17 13:47:59',NULL,NULL),(1377,2691,2625,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'mMq8bOsEVML7WfWZIPBy1w==:rGmncH7+YtKT53KuHy+uhA==','uoGNae1Hrwwp1tcAVMXceQ==:aWgFJKy40siSLG6PPu7AEQ==','WnpovGI0oeRNTNgbmV1dWw==:D1D292PK/m2FXMCdzGYLkg==',NULL,NULL,NULL,'2025-07-18 05:01:01','2025-07-18 05:01:01',NULL,NULL),(1378,2762,2698,NULL,NULL,0,0,1,'2025-07-17','2025-07-21','2025-07-21',6,1,'OjAQc9uAcMD5XeweCuEbzw==:dxaXhnjBXBZIFE7HouOXPw==','sTGljsRoDxuQ7o3A7KRM4g==:z3RwLMgUwlKOroDwELc9Vw==','eKwnRipMsxLgDOiwe12RvA==:3Bvz3ImhU0VLTr0TlXb4iw==','After caseload verification total of Rs 28300/- misappropriation of cash observed and Rs 2780/- FIMO recovery done by LO. So net fraud is Rs 25520','2025-07-17','2025-07-21','2025-07-18 05:11:46','2025-07-21 10:22:56','Pre-Closure Amount Misappropriated',''),(1379,2760,2697,NULL,NULL,0,0,1,'2025-07-17','2025-07-21','2025-07-21',11,1,'ywXFOB/j9KdyruvRZgig1A==:DbknOme4giGFqoxu4lcGRQ==','X9Cqe2j/qdL3L8qx2L3noA==:9mWtZ9Ovge6aOc7JpHqQMQ==','KgJLtyOsclwDZZmibnqTyQ==:XC/SnG4QhV7sbF7cblqQGg==','After caseload verification total of Rs 80000/- misappropriation of cash observed and Rs 66750/- FIMO recovery done by LO .So net fraud is Rs 13250/-','2025-07-17','2025-07-21','2025-07-18 05:12:46','2025-07-21 09:34:26','Pre-Closure Amount Misappropriated',''),(1380,2756,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-25','2025-07-18 05:13:17','2025-07-18 05:13:17',NULL,NULL),(1381,2748,2695,NULL,NULL,0,0,1,'2025-07-17','2025-07-29','2025-07-31',248,10,'aT4cPBqUWuPq4Do9gzTXuA==:g7Dn2tM+8Up+g/ccvuEV2A==','3G9wQOhZVI/l3+8C7L/75Q==:+FLDUaQ37CrzpW43VTqqmw==','hXn1rRt3SZ0GHu6EmlLiDA==:zKObu7f3CckaBTOdH6+5TA==','After CLV   we have observed that cash misappropriation of Rs.101187/- gross fraud and amount inputed in FIMO Rs.1610/- rest Rs.99577/- was Net fraud .','2025-07-17','2025-07-23','2025-07-18 05:13:46','2025-07-31 11:28:16','Collection Amount Misappropriated',''),(1382,64,146,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'THXVrhTcSKgYZ4/bTdJTmg==:XGTcWXXt+OeJXbdg5z5Y4w==','Zf3zIWOt4o8WPi45H6Gc7A==:w/h9JrlyR4KzHdto32bchA==','QrnGlsMiN+cmwpaRgwfsCw==:WWN0Z3qs5iuphApVd6lJsQ==',NULL,NULL,NULL,'2025-07-18 05:19:09','2025-07-18 05:19:09',NULL,NULL),(1383,1205,1260,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'07xqCFrow2XCUJQZA5u7MA==:scbmtzFJen4KIBq4iPix0g==','trDMaZYPaqRKTCU8XaLEhA==:5kAT2FUlE6fjO6F3z+hAgw==','cj1pUPY92YEJTLMNOEtpog==:lJO/qmEHcePMvzJj1NcZ5w==',NULL,NULL,NULL,'2025-07-18 05:20:21','2025-07-18 05:20:21',NULL,NULL),(1384,2720,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-25','2025-07-18 05:24:13','2025-07-18 05:24:13',NULL,NULL),(1385,2723,2657,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'e+z9bDCh6NhAw3HPXYoIRA==:2/DG87ym/hCwfI3RLw4vHQ==','tt/MRB7nh2B+AFpe2Uy+WA==:7y7k+xtgHxyyJh794eFIAQ==','LJ4AKOoNBFn1xavycdrBYA==:nnJXEIQgrm6n+GmTAZOHrA==',NULL,NULL,NULL,'2025-07-18 05:48:08','2025-07-18 05:48:08',NULL,NULL),(1386,2766,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-04','2025-08-06','2025-07-18 06:06:03','2025-07-18 06:06:03',NULL,NULL),(1387,2749,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-07-25','2025-07-18 06:06:39','2025-07-18 06:06:39',NULL,NULL),(1388,2750,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-07-25','2025-07-18 06:06:55','2025-07-18 06:06:55',NULL,NULL),(1389,2727,2681,NULL,NULL,0,0,1,'2025-07-16','2025-07-16','2025-07-16',1,1,'e4RziapDs+f0/AlUhNv7/w==:nHtXzTcbOrNwl90sr11CJg==','Z6rTToT2ols5UVGk/ictUw==:zq9HBpY9tIAdPrnGKAY+/g==','t09TneCt3p8feTJNUJjHpg==:jxLLZeTelTIy+/6VGi6osA==','LO Siddaiah  Siddaiah  was collected  1 EMI from the borrower  of Rs 4,270/- but LO collected amount not posted to FIMO and even not deposited at branch and same was fraud misappropriated and pending from recovery.','2025-07-16','2025-07-18','2025-07-18 06:07:26','2025-07-18 09:59:04','Collection Amount Misappropriated',''),(1390,2719,2682,NULL,NULL,0,0,1,'2025-07-23','2025-07-25','2025-07-28',146,1,'aSKQm3YZtZt6mx6F6VZGcQ==:HQdyfJmDU5NptNC8rFUGFA==','gmqbrOCzCTDoXkrJs3fykQ==:cJwolDVHYzRxaeB8FPHwew==','hqlVDzA7isq+a0zEmSucKQ==:yMvjdwJyxn1oLpcmdACYBw==','BM Manjunath Khanapur was collected instalment amount from the 1 borrowers total of Rs. 2,250/- and the remaining amount of Rs. 2,250/- is pending for recovery.','2025-07-21','2025-07-23','2025-07-18 06:07:44','2025-07-28 09:48:06','Collection Amount Misappropriated',''),(1391,2764,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-31','2025-07-18 06:42:54','2025-07-18 06:42:54',NULL,NULL),(1392,2742,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-31','2025-07-18 06:46:49','2025-07-18 06:46:49',NULL,NULL),(1393,2737,2664,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-25',308,1,'LB/5UWhg3iGpUXTweCC1GA==:3bqZrvwqc2lkuVtc5XSR3w==','6udLXjx3wd3A7IJBVti/qw==:7bRr70dAnwRWVHb0s+37Sg==','s6cTC/HaoUqvN7M2T/nnBg==:Ua3DNOKqxWK74LN/vho4Gg==','During field verification, it was observed that Loan officer Navin Kumar Tiwary/SF0096957 had embezzled Rs.2000 /- from 01 borrower\'s total installment amount on 05-07-2025 and the same posted in FIMO on dated 17-07-2025.','2025-07-18','2025-08-02','2025-07-18 06:47:28','2025-07-25 09:02:31','Collection Amount Misappropriated',''),(1394,2728,2654,NULL,NULL,0,0,1,'2025-07-21','2025-07-26','2025-07-28',217,1,'EMI4bUNXq7Tay4oeBi3RlA==:BVuUA8AhTNAqVom7qAUMQA==','SMVXOkpQVlWWzdf6dFjX0w==:4b7gaddVsGdL8PARtpDQjA==','MtgJZIaE9T+4JgU1oOBLvQ==:wBjJZ5tYdEKe7k3R/HGlIQ==','During the investigation observed that loan officer Avom Kumar/SF0060673 has collected total installment of Rs. 8,100/- (each month 2,700 x 3 month 06-05-21, 06-06-21 and 06-08-21) which was not accounted in FIMO. We also noticed that two more transactions were recorded on the loan card on 06-01-22 and 06-05-22 but were unable to verify whose signature it was and the branch team also failed to identify the signature. We asked to borrower also but she not remember the staff name. This complaint connected with the CSS complaint nos. 89220.','2025-07-18','2025-08-02','2025-07-18 06:47:57','2025-07-28 12:19:42','Collection Amount Misappropriated',''),(1395,2726,2652,NULL,NULL,0,0,1,'2025-07-22','2025-07-27','2025-07-29',290,3,'zuAAzzVZDV6/TByJ+0YgQg==:AsI01NLM8BOlICu+4qFJbg==','NB86cJykqj4dGMOf/JoD6g==:Og/m5KHOIWsOADwZ0KiO2Q==','C5pCzi3QPHlBrZGRdkgpqg==:LA6eDhxRyn9SZwdIs/NSww==','During field verification observed that, Debasis Dasgupta/SF0083059 had embezzled one Borrower’s collection amount of Rs. 4,500 /-and two borrowers disbursed amount recollected of Rs. 76,000/- but only Rs.37,600/- saved in LMS and rest of the amount of Rs. 42,900/- not reported.','2025-07-18','2025-08-02','2025-07-18 06:48:26','2025-07-29 12:16:17','Collection Amount Misappropriated','Disbursed Amount Recollected'),(1396,2700,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-18','2025-08-05','2025-07-18 06:48:48','2025-07-18 06:48:48',NULL,NULL),(1397,2629,2638,NULL,NULL,0,0,1,'2025-07-14','2025-07-20','2025-07-22',218,10,'IEwE3rkq/eIfHcmusGFxSg==:pOVGqcyD5H1iwTnodyY1jA==','a9NuW4a1jH1KIpGWOJlEzw==:wPuhAJNxUDXzx8Td83a/7A==','cSEyydt4t9V/N7GvWUaNiw==:RrdAgRKOBc1i/9cnz8viTQ==','During field verification observed that loan officer Nandlal Kumar/SF0092976 had embezzled 08 Borrower\'s collection and preclose amount of Rs. 93,705/- but partial amount post in FIMO of Rs. 11,850/- out of the total fraudulent amount. Rest of the amount of Rs. 81,855/- was not reported. We have collected evidence of borrowers i.e., Loan cards & sub ledger, Cash Receipt and Borrower Written statement during our verification.','2025-07-12','2025-07-31','2025-07-18 06:49:38','2025-07-22 04:56:14','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1398,2623,2640,NULL,NULL,0,0,1,'2025-07-14','2025-07-20','2025-07-22',223,10,'3kqMvwyIXWQYzTXCuzTluA==:SgM04aZjWC5bktuKLnx5iQ==','O9BK0zS44eIqUKwqxWmasA==:RIvltSEJMZe+PIQmglaZ4Q==','PPYCH0VcWPs3B4KuZGZtTQ==:nDqTh58C8alLgQ5QGd/WVA==','During the field visit, we observed the following embezzlement. Staff details as hereunder: - •	Loan Officer Azad Ansari/SF0067682 had embezzled 10 borrower’s loan Preclose, collection and advance EMI amount of Rs. 1,68,850. After verification we observed that Rs. 85,330/- had been posted as regular EMI and rest of the amount of Rs. 83,520 not reported. It was observed that the loan officer had collected EMIs from the borrower since the date of his absconding. Here\'s a breakdown of the discrepancies: 	Rs. 1,48,910 from six borrowers’ pre-closure payments 	Rs. 4,480 from one borrower’s advance EMI 	Rs. 15,460 from three borrowers’ regular EMIs','2025-07-11','2025-07-30','2025-07-18 06:50:08','2025-07-22 07:01:15','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated/Advance Collection Amount Misappropriated'),(1399,2769,2711,NULL,NULL,0,0,1,'2025-07-21','2025-07-26','2025-07-28',163,5,'gGD25YahqVK/ZrEDHmhaGg==:ltpoCFYIJiyVezdWPLlhPA==','xadfmMO/HlZPe4LrYK+xcQ==:satdQbAn6WdU7NTsoM6l6g==','9GYjjv3i1hJqZWPNzpJ2kA==:QZ3fYU7NSarAgAMHnEzK4Q==','During field verification, it was observed that Loan Officer Mithun Sarkar/SF0089828 had embezzled the collection amount of Rs. 28,827/- from 05 borrowers & accounted only Rs. 8,140/- in FIMO. Now remains total fraudulent amount of Rs. 20,687/- yet to be recovered from the alleged staff.','2025-07-18','2025-07-31','2025-07-18 09:20:44','2025-07-28 11:05:38','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1400,2745,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-18','2025-07-31','2025-07-18 09:21:51','2025-07-18 09:21:51',NULL,NULL),(1401,2774,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-02','2025-07-18 09:53:50','2025-07-18 09:53:50',NULL,NULL),(1402,2773,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-02','2025-07-18 09:54:03','2025-07-18 09:54:03',NULL,NULL),(1403,2772,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-02','2025-07-18 09:54:16','2025-07-18 09:54:16',NULL,NULL),(1404,2645,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-15','2025-07-25','2025-07-18 12:28:11','2025-07-18 12:28:11',NULL,NULL),(1405,2778,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-02','2025-07-21 04:34:13','2025-07-21 04:34:13',NULL,NULL),(1406,2704,2646,NULL,NULL,0,0,1,'2025-07-16','2025-07-18','2025-07-21',120,2,'gRMLWYibZejDqyn/6X9MXg==:NcxsyZptSE7pmwnqp2/iEw==','gR5Git6YYCnOeLoJUXqsFw==:JYeV+y3XkkyeF6mjILeyaw==','8lhQynZbaqrxkjwShCFHEA==:7MS7czj7ktm3Bu4SpfKUCg==','BM Anand Irappa Magadum  was collected pre-clouse amount from the 2 borrowers total of Rs. 65,954/- recovered amount of  Rs. 48,310/-, and the remaining amount of Rs. 17,644/- is pending for recovery.','2025-07-30','2025-08-02','2025-07-21 04:34:50','2025-07-22 04:43:04','Pre-Closure Amount Misappropriated',''),(1407,2560,2715,NULL,NULL,0,0,1,'2025-07-14','2025-07-18','2025-07-21',177,6,'ZXId7WrH+VJ0WQziKqmsCg==:bqrzzgR4TRAuJXsr/QgQCw==','18Q4gGzQIzU+gI0Pv8nDJQ==:9atu/zYK5WJfTKiY3xl9PA==','y3Y+qLx/3sy1ogrVzjYwzA==:KheZptjX5yCsXbsYtqfyRQ==','LO Sateesh Kumar was collected 6 borrower EMI collection, total collected amount of Rs 43,290/-Recovery amount Rs.0/- and pending recovery amount of Rs.43,290/-','2025-07-14','2025-07-17','2025-07-21 04:36:28','2025-07-22 04:38:46','Collection Amount Misappropriated',''),(1408,2768,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-07-30','2025-07-21 04:55:15','2025-07-21 04:55:15',NULL,NULL),(1409,2767,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-07-30','2025-07-21 04:55:59','2025-07-21 04:55:59',NULL,NULL),(1410,2693,2632,NULL,NULL,0,0,1,'2025-07-15','2025-07-15','2025-07-15',1,1,'er4f59QwwoiGt584WKYzlQ==:smfNzR0XqL+BxH2/dJeswA==','wfOgJ8smNmAHCUV5zi6AJg==:05GHhlavdNSUVH/S15XZcQ==','Ag6N7IvTPRxjHzt9u3+w+Q==:U/Gyg8gqq/gf/rZKpQSXnA==','#) Complaint raised by borrower to css. Post verification it is observed that already 02 time css complaint raised by the same borrower and report has been already published. Borrower details are mentioned bellow. 1) She has a loan of Rs-65959 (loan ID-348562716) with a EMI amount of Rs-3400 & she was continue paying her installment of 15 EMIs from Aug 2022 to Oct 2023. 2) Lo-Rajkant Kumar convert her loan(loan ID-348562716) into of Rs-73000 without informing borrower on dated-10-11-2023(loan ID-353608866) with a  EMI amount of Rs-3900. 3) Borrower got amount after deduction of previous loan of Rs-40000/- in her bank account. 4) Borrower did not want to continue EMI of loan(loan ID-353608866) amount Rs-73000 so she return her loan amount ((loan ID-353608866)) of Rs-40000 which was transfere in her bank account by HO but LO-Rajkant Kumar not accounted rs-40000 in her loan account. 5) Borrower again start her EMI of previous loan(loan ID-348562716) with a EMI amount of Rs-3400 & she completed remaining 9 installmets from Nov 2023 to Jul 2024.(3400*9=30600/-) 6) Lo-RaJkant Kumar collected 08 EMI from borrower of (Rs-3400*8=27200) & posted 7 EMI from Dec 2024 to Jun 2024 of Rs-3900 in loan(loan ID-353608866) with adding from his side of rs-500.(3900*7=27300/-) 7) finally LO-Rajkant Kumar total collected from borrower (Rs-40000+3400*8= 67200/-) but posted only 3900*7=27300 and remaing amount of Rs-39900/- used himself. 8) When the first complaint registered against him than HO posted an amount of Rs-12700/- on date 25-04-2025 on her loan(loan ID-353608866) but as per the total amount recived by Rajkant still pending to post of Rs-27200/-.','2025-07-23','2025-07-30','2025-07-21 04:56:54','2025-07-23 10:36:52','Disbursed Amount Recollected',''),(1411,2775,2721,NULL,NULL,0,0,1,'2025-07-21','2025-07-21','2025-07-22',1,1,'XOSUZHn24Ey3jpnuLshn1A==:E6skB/GonXhPdyTNpOe1lg==','ddM0var1aCKcN47o2bD8yg==:Q2Pzn4BoClTdXgZFKtMarg==','dZJU/GgIwTSoADmrjxA/KQ==:sz+CSeO9Ub5660nbWXZFkw==','Borrower had paid her pre-closure amount Rs. 38,628/- to CM Laljibhai Dhrangiya on 20-Jun-2024  but the same was not posted in the FIMO. Further verification of the sub-ledger, it has been observed that CM has posted the 2 EMIs for the month of Jul\'24 and Aug\'24 through the LOs. The total amount of Rs. 5,380/-(2690*2) posted in the FIMO and the remaining amount of Rs. 33,248/- not yet posted in the FIMO.  As per the Borrower Written Statement, Borrower had paid the pre-closure amount Rs. 38,628/- to Laljibhai Dhrangiya/SF0042907 on 20-Jun-2024 at the branch premises and for that the CM has issued the pre-closure receipt but still this loan account is not closed in the FIMO. Total Fraud Amount = Rs. 38,628/- Amount Recovered and Accounted in FIMO = Rs. 5,380/- Net Fraud Amount to be recovered = Rs. 33,248/- (Note: The signature available in the pre-closure receipt is not able to match with the any other documents as the branch team doesn\'t have any previous record of CM Lalji Dharangiya. The borrower has confirmed that she has paid the pre-closure amount to CM Lalji Dharangiya). Enclosed herewith the borrower written statement, borrower\'s video recording, pre-closure receipt, sub-ledger for your reference.','2025-07-21','2025-07-31','2025-07-21 06:58:02','2025-07-22 06:41:45','Pre-Closure Amount Misappropriated',''),(1412,2776,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-31','2025-07-21 06:59:39','2025-07-21 06:59:39',NULL,NULL),(1413,2780,2719,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-23',1,1,'c0fXoWPEOZRsLhfYC3edJg==:36JizCkIGpHtu83qncEJYQ==','JvyU6BjTmXcNcjuy/TxpYA==:2WkXKj9r467eICC8nfuhRA==','Js7bs+SVqryPMxddK0RJ9w==:2TX+resw94ckVQHWEMkrgQ==','\"Ashish kumar vinodbhai Satiya/Branch Manager/SF0064541 was found involved in Advacne EMI amount misappropriation (Collected EMI amount but not posted to concerned borrowers accounts) on the names of 01 borrowers for the amounting to Rs. 2930/- based on the evidence available. Total Fraud Amount = Rs. 2930/- Amount Recovered and Accounted in FIMO = Rs. 0/- Net Fraud Amount to be recovered = Rs. 2930/-\"','2025-07-21','2025-07-23','2025-07-21 07:43:20','2025-07-24 04:50:44','Advance Collection Amount Misappropriated',''),(1414,2788,2733,NULL,NULL,0,0,1,'2025-07-21','2025-07-21','2025-07-21',1,1,'0iPGZsqbdSl7HZL//obgDg==:8gGim/FleAN4AnqYX6qWnQ==','Xugq6uSZjMJmjV3hTUz1gg==:e7J8P2uq9VbIZ5jDwQBzoQ==','BeTkMyo8P8SIW6IH44zdeQ==:XtpsDNXBB4UPsxxuDDVg9A==','Dear Team,   As per the findings of the Internal Audit (IA) Team during the verification conducted in Jul 2025, it was observed that a fraud amounting to Rs. 6800/- has taken place. Specifically, the Loan Officer, Nitin kumar Kanu bhai Baria (SF0066972), collected amounts from borrowers but failed to perform the following actions:   The collected amount was not posted in FIMO.   The collected amount was not deposited in the branch.   Additionally, it was observed that the Loan officer collected EMI payments from One borrowers, amounting to Rs. 6800/-, and again failed to record these transactions in FIMO.','2025-07-21','2025-07-21','2025-07-21 08:05:43','2025-07-21 08:10:39','Collection Amount Misappropriated',''),(1415,2743,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-21 11:28:40','2025-07-21 11:28:40',NULL,NULL),(1416,2736,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-21 11:29:15','2025-07-21 11:29:15',NULL,NULL),(1417,2739,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-17','2025-07-31','2025-07-22 04:28:52','2025-07-22 04:28:52',NULL,NULL),(1418,2797,2735,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'oH+Z1ImWhXdvLsaKnbweWA==:X8WaFrjrxQfbPpN7qCjaxA==','ObL05wxDptz9+WqV4hTTAA==:WO3VfACuRapdKvXNtbzyNw==','BQ2WnWDhQQ47JJflPz+0jA==:8KIDW4nwGTt9PK9RscqBfg==',NULL,NULL,NULL,'2025-07-22 04:36:38','2025-07-22 04:36:38',NULL,NULL),(1419,2763,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-31','2025-07-22 04:40:01','2025-07-22 04:40:01',NULL,NULL),(1420,2811,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-05','2025-08-08','2025-07-22 12:12:54','2025-07-22 12:12:54',NULL,NULL),(1421,660,592,NULL,NULL,0,0,1,'2025-05-05','2025-05-09','2025-05-12',65,9,'AkXVZxJmKoqdb/Tg0DgWfA==:eHKKK/FiMkgja+ASAVcO2w==','n5Zt4C7gY2M6HBRNis9Ezw==:JcHQ79cNxBPWThrbQOJbvA==','g0soL9WHQA4bv/m0icj7Yg==:+i1J0bDaocKRq23wYvAN6w==','During a recent field visit, it was discovered that Loan Officer Vishal Verma (ID: SF0085530) collected Equated Weekly Instalment (EWI) payments totaling ₹22,865 from nine borrowers, but did not post these collections in the Fimo system. Data Accuracy: Fimo’s loan portfolio and cash‐flow reports are understated by ₹22,865. Customer Experience: Borrowers may receive incorrect aging statements or face unnecessary follow-up calls.','2025-05-05','2025-05-09','2025-07-23 07:12:34','2025-07-23 11:21:13','Collection Amount Misappropriated',''),(1422,2820,2778,NULL,NULL,0,0,1,'2025-07-21','2025-07-22','2025-07-23',41,1,'QSsc2dbblG4An6YA3dNWdg==:vPnr7OE4hPJe+j9qr39beA==','hIY01h0d/MYE9TaLXV9tIw==:aD5GfBCVzeHraOLt1uJOrg==','Cm41SnpohbBnxcfA4NdP3g==:LwWp3z4VQ7tfWr+o3Nla4w==','During CLV we have identified a cash misappropriation of Rs.12,826/- against LO Chandra Narayan Rout & recovered Rs.6750/- & net fraud is Rs.6076/-.','2025-07-21','2025-07-22','2025-07-23 10:04:47','2025-07-23 10:05:37','Pre-Closure Amount Misappropriated',''),(1423,2821,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-23 10:06:19','2025-07-23 10:06:19',NULL,NULL),(1424,2834,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-23 10:06:52','2025-07-23 10:06:52',NULL,NULL),(1425,2838,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-23 10:07:10','2025-07-23 10:07:10',NULL,NULL),(1426,2819,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-23 10:07:44','2025-07-23 10:07:44',NULL,NULL),(1427,2818,2775,NULL,NULL,0,0,1,'2025-07-11','2025-07-29','2025-07-31',26,7,'jpAIxjWxg3pOkge49ORRPQ==:ZS4E9N3jAWm/LhNvLiaFUA==','l8DKtq4lsz7DjFsTKZPdmQ==:VYUTr6QRxypEVwVlgrJhtg==','DXElzBCMiriSei79DNS+7Q==:Dlx5zfaV+RI7hGf76Uk2FQ==','Post CLV we have noted  fraud of Rs.106952/-','2025-07-12','2025-07-23','2025-07-23 10:08:18','2025-07-31 07:00:48','Safe Locker Cash Siphoned Off','Collection Amount Misappropriated'),(1428,2805,2748,NULL,NULL,0,0,1,'2025-07-21','2025-07-21','2025-07-21',1,1,'KGID2qiKa82dQfIsk/FvIg==:C/S9zkVsKdztdz8IJTmDvA==','tO6wxoYqwBvUzk5SlzV/kw==:ab289dYwGjArbya4JiJ1kg==','+/A0MB1rAgesvpLv4Vp5OQ==:Mb3nSXQK2W9jKFBOV3mMow==','Complaint raised by borrower to MFIN that she paid her emi but showing od. Post verification it is observed that borrower paid her emi of rs.2240/- on 10-08-24 to LO Vicky/SF0057844 but he did not post that amount in fimo.','2025-07-23','2025-07-23','2025-07-23 10:25:43','2025-07-23 10:26:34','Collection Amount Misappropriated',''),(1429,2803,2745,NULL,NULL,0,0,1,'2025-07-22','2025-07-22','2025-07-23',1,1,'+C5sfPQDPcMSNRa5eCy/EA==:bw+1qe1y1CaRoXa/DvKaUQ==','2MoQIugdhjmtZU04nRElag==:RkUNJy5SulValkKVyl887Q==','GE0b9YrUFQIPMIoQsDUCMw==:i6yL74Vlm9wg0xo0hA712Q==','1) Complaint raised by borrower to css that she paid an amount but enrty not posted in her account. Post verification it is observed that borrower paid an advance amount of rs.20000/- to Sanjeet Kumar/SF0042659 but he did not post that amount in fimo. He passed away during a road accident on 07-Oct-2024. 2) After that payment borrower paid her emi on monthly basis which were posted in fimo.','2025-07-23','2025-07-23','2025-07-23 10:27:36','2025-07-23 10:28:38','Advance Collection Amount Misappropriated',''),(1430,2802,2744,NULL,NULL,0,0,1,'2025-07-21','2025-07-21','2025-07-21',1,1,'OKCEgPc2A+ClJMtZYO613A==:zJrkft2io36RNp5W1c+U5g==','yuGM+thUUOYnJEgR5/YC+Q==:C697pKrbcTSb+vx9cCY9mQ==','mOeYpNoZdDyy6Xk6mGTLSw==:6fZuTlkimj9kpCB8fNwIsg==','1.Complain raised through CSS by Borrower that LO Kundan Babu Prasad has taken the EMI in his personal account but entry not posted in Fimo. 2. After telicalling confirmation by Borrower it found that LO Kundan Babu Prasad has taken the EMI of Rs.3470/- but entry not posted in Fimo.','2025-07-21','2025-07-21','2025-07-23 10:29:42','2025-07-23 10:30:58','Collection Amount Misappropriated',''),(1431,2770,2729,NULL,NULL,0,0,1,'2025-07-18','2025-07-18','2025-07-18',1,1,'knXX4cHQPMHeNTRdkIwYGQ==:FazuoRAzBvEKzDa2bGfKbQ==','V7DorP938M+aAF0vDzBpxw==:GlfPVW6zL3Kr/L9HrHGDhg==','gef3ZTZoYGshWy1uNWqkZw==:joOYU/4Pzt52eEoWkIRJXQ==','Complaint raised by borrower to css that she paid her emi but still showing od. Post verification it is observed that borrower paid rs.2240/- to Pappu/SF0089483 but he did not post that amount in fimo. The final fraud amount is rs.2240/-.','2025-07-21','2025-07-21','2025-07-23 10:32:27','2025-07-23 10:33:09','Collection Amount Misappropriated',''),(1432,2824,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:44:18','2025-07-23 10:44:18',NULL,NULL),(1433,2809,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:44:52','2025-07-23 10:44:52',NULL,NULL),(1434,2801,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-25','2025-07-23 10:45:31','2025-07-23 10:45:31',NULL,NULL),(1435,2800,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-21','2025-07-25','2025-07-23 10:47:05','2025-07-23 10:47:05',NULL,NULL),(1436,2792,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:47:47','2025-07-23 10:47:47',NULL,NULL),(1437,2790,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:48:21','2025-07-23 10:48:21',NULL,NULL),(1438,2785,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:49:47','2025-07-23 10:49:47',NULL,NULL),(1439,2784,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:50:26','2025-07-23 10:50:26',NULL,NULL),(1440,2783,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:51:03','2025-07-23 10:51:03',NULL,NULL),(1441,2782,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:51:39','2025-07-23 10:51:39',NULL,NULL),(1442,2781,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-23 10:52:22','2025-07-23 10:52:22',NULL,NULL),(1443,2793,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-08-09','2025-07-23 11:29:52','2025-07-23 11:29:52',NULL,NULL),(1444,2812,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-08-09','2025-07-23 11:30:19','2025-07-23 11:36:26',NULL,NULL),(1445,2828,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-08-09','2025-07-23 11:30:42','2025-07-23 11:30:42',NULL,NULL),(1446,2830,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-08-09','2025-07-23 11:31:04','2025-07-23 11:31:04',NULL,NULL),(1447,2836,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-08-09','2025-07-23 11:32:36','2025-07-23 11:32:36',NULL,NULL),(1448,2796,2749,NULL,NULL,0,0,1,'2025-07-21','2025-07-23','2025-07-29',104,1,'pxpWdyA/MrS9gOUju6WIoQ==:JqTntpXBrlxL21IlhCRoIQ==','Pp7B17wTHbPPDZxhlZHTKQ==:57pC9+dHqXo9/R5fCk3sNw==','1H55dI9+V9aIpE5SzPNHKQ==:FQ6UBisFVwOGhDqJEyppvA==','Bhupendasinh Bakulsinh Jadeja-Loan Officer-SF0066681 was found involved in precloser and Collection amount misappropriation  (Collection and Precloser amount but not posted to concerned borrowers accounts) on the names of 01 borrowers for the  amounting to Rs. 21000/- based on the evidence available. Total Fraud Amount = Rs. 21000/- Amount Recovered and Accounted in FIMO = Rs. 3500/- Net Fraud Amount to be recovered = Rs. 17500/-','2025-07-22','2025-07-30','2025-07-23 11:52:02','2025-07-31 07:21:15','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(1449,2779,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-22','2025-07-31','2025-07-23 11:53:51','2025-07-23 11:53:51',NULL,NULL),(1450,2771,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-31','2025-07-23 11:55:36','2025-07-23 11:55:36',NULL,NULL),(1451,2813,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-25','2025-07-31','2025-07-23 12:00:43','2025-07-23 12:00:43',NULL,NULL),(1452,2799,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-31','2025-07-23 12:01:54','2025-07-23 12:01:54',NULL,NULL),(1453,2831,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-23','2025-07-30','2025-07-23 12:04:49','2025-07-23 12:04:49',NULL,NULL),(1454,2854,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-24','2025-07-24 06:35:03','2025-07-24 06:35:03',NULL,NULL),(1455,2856,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-24 06:35:36','2025-07-24 06:35:36',NULL,NULL),(1456,2857,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-24 06:36:04','2025-07-24 06:36:04',NULL,NULL),(1457,2810,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-31','2025-07-24 06:36:27','2025-07-24 06:36:27',NULL,NULL),(1458,2786,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-24 06:36:53','2025-07-24 06:36:53',NULL,NULL),(1459,2787,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-24 06:37:22','2025-07-24 06:37:22',NULL,NULL),(1460,2740,2716,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'agbyoMeQKGpxbXBTXzHbBw==:ihUNB8XkeoWFKTgqZfAwBQ==','8C9Hd6MVVxdEo9Jnx99CZw==:gYmQK17xKs/bhd4sb7GZ6A==','nI6tTxvAs2xEc8kjCXYuJA==:raOVwleUm9UHgcI0SJFGzw==',NULL,NULL,NULL,'2025-07-24 06:44:59','2025-07-24 06:44:59',NULL,NULL),(1461,2823,2801,NULL,NULL,0,0,1,'2025-07-22','2025-07-22','2025-07-23',1,1,'bVp/X69epalC1A3p29du7g==:UlvrbkPgpqzQzspjJsAFcw==','pNUB+OQj0BQFiws6zaKbxw==:h9Z43d3CX8fCsnzHrSH26g==','WQ4jiQdx7AHCNi54/ykLew==:/5OOzW5I9V0ptrRK42nGLg==','CA Mahmad mustafa was collected 1 borrower EMI collection, total collected amount of Rs 4,500-Recovery amount Rs.0/- and pending recovery amount of Rs.4,500/-.','2025-07-22','2025-07-24','2025-07-24 10:05:03','2025-07-24 10:06:17','Collection Amount Misappropriated',''),(1462,2833,2800,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'PJqrDpKbU2nRM0+NDsSO6g==:9R/BGYAN+IGPwGOvcOlUgQ==','jxO2oc3dBJ4pqI9YlD2GYw==:jmJOnHWUxylbNd2BVPcmjQ==','bNJRyTB9P1IuSKOH+k3nNw==:AlzZyJkVuYKHq0VH5B4CzA==',NULL,NULL,NULL,'2025-07-24 10:06:57','2025-07-24 10:06:57',NULL,NULL),(1463,2835,2799,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'vnRacnouj6d1K5iWRCtmjA==:BKhUfIPJU7EvWY5zqY+4VA==','RHbOHHdMxw+ZKXMP5wmO6w==:0NLu/T0ajIgwzlYjBLJg8g==','z7s+BrNURpnYBUq2YWaZwA==:UhxjB9Zm9/UPC5Uz0eTP/g==',NULL,NULL,NULL,'2025-07-24 10:07:10','2025-07-24 10:07:10',NULL,NULL),(1464,2855,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-02','2025-07-24 10:07:30','2025-07-24 10:07:30',NULL,NULL),(1465,2839,2777,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'u1CUZf/55uJI75PDqsboXg==:BUsRvmON5zwbSMOBN3181w==','nLVu1JA9GktQJKvP7M5uMw==:GososbEFXSzxlBO+CdvRPA==','98dOtrBZlZ6c0VIM34Okuw==:/p60iQrv1Bk9CsCFXhl8Pg==',NULL,NULL,NULL,'2025-07-24 10:57:26','2025-07-24 10:57:26',NULL,NULL),(1466,2859,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-31','2025-07-24 11:55:05','2025-07-24 11:55:05',NULL,NULL),(1467,2861,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-31','2025-07-24 11:55:49','2025-07-24 11:55:49',NULL,NULL),(1468,2876,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-07','2025-07-25 04:45:43','2025-07-25 04:45:43',NULL,NULL),(1469,2877,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-07','2025-07-25 04:46:13','2025-07-25 04:46:13',NULL,NULL),(1470,2825,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-02','2025-07-25 04:54:40','2025-07-25 04:54:40',NULL,NULL),(1471,2875,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-25','2025-07-31','2025-07-25 06:02:48','2025-07-25 06:02:48',NULL,NULL),(1472,2860,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-07-31','2025-07-25 06:13:57','2025-07-25 06:13:57',NULL,NULL),(1473,2866,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:30:18','2025-07-25 06:30:18',NULL,NULL),(1474,2865,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:30:45','2025-07-25 06:30:45',NULL,NULL),(1475,2863,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:31:30','2025-07-25 06:31:30',NULL,NULL),(1476,2851,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:32:09','2025-07-25 06:32:09',NULL,NULL),(1477,2850,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:35:14','2025-07-25 06:35:14',NULL,NULL),(1478,2849,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-08-09','2025-07-25 06:35:34','2025-07-25 06:35:34',NULL,NULL),(1479,2847,2791,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-30',198,4,'OaHIVHEYtcIj8aU+motbxw==:1lYZ3NXI+erB3nY/567qlA==','ypnbJS6OcV93+reX+IHWbw==:ho1kLfUfCDNAHJLOx+mEJg==','mqW8ZaxBxg7M+RYFmtFseA==:AOGsEXNQZE5pLr3Kx22RZw==','During field verification observed, loan officer Nizamuddin Ansari/SF0083475 had embezzled 04 borrower’s collection of Rs. 17,100 /-but not reported.','2025-07-25','2025-08-09','2025-07-25 06:35:56','2025-07-29 18:41:02','Collection Amount Misappropriated',''),(1480,2840,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-25','2025-08-09','2025-07-25 06:36:16','2025-07-25 06:36:16',NULL,NULL),(1481,2895,2825,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-28',8,1,'DwhKCnhZKU0f+Dz1ILAMlg==:TB58VeKSw8hDqlZUiahoUg==','V3Wx1lGmIuZ5KNPiY/s3Cg==:DV4I49y0Subbqik/zOOkuA==','XX8x23jEQEXXpNA4AE5i+w==:v0jGRDizscHSD9NAtioivA==','After caseload verification total of Rs 7500/- misappropriation of cash identified & no amount recovered So, Net fraud is Rs.7500/-.','2025-07-24','2025-07-25','2025-07-25 10:54:56','2025-07-28 12:32:56','Collection Amount Misappropriated',''),(1482,2874,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-06','2025-08-08','2025-07-25 11:27:33','2025-07-25 11:27:33',NULL,NULL),(1483,2858,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-02','2025-07-25 11:33:09','2025-07-25 11:33:09',NULL,NULL),(1484,2873,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-31','2025-08-02','2025-07-25 11:33:23','2025-07-25 11:33:23',NULL,NULL),(1485,2878,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-02','2025-07-25 11:33:39','2025-07-25 11:33:39',NULL,NULL),(1486,2889,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-01','2025-07-25 11:33:57','2025-07-25 11:33:57',NULL,NULL),(1487,2890,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-02','2025-07-25 11:34:12','2025-07-25 11:34:12',NULL,NULL),(1488,2891,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-07','2025-07-28 04:28:35','2025-07-28 04:28:35',NULL,NULL),(1489,2899,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-07','2025-07-28 04:29:04','2025-07-28 04:29:04',NULL,NULL),(1490,2888,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-07','2025-07-28 04:29:16','2025-07-28 04:29:16',NULL,NULL),(1491,2900,2848,NULL,NULL,0,0,1,'2025-07-25','2025-07-28','2025-07-29',10,10,'d3DcpHAvLPkdjNX2ttFxsg==:HFlufu8PmL9332hG9rBIQA==','4uk/ZiDJlGZX5ROqtyG+cA==:DiwVL9C2Hv3c/Plwwz9I4w==','BPtrRvi2XijuUfLpLqz/kw==:YwURQYBQkyqYaqbqMOhgRA==','During CLV we have identified a cash misappropriation of Rs.1,11,410/- among them Rs.6060/- amount recovered & net fraud is Rs.1,05,350/-.','2025-07-25','2025-07-28','2025-07-28 06:47:18','2025-07-29 10:14:52','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated/Disbursed Amount Recollected'),(1492,2902,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-24','2025-07-28','2025-07-28 06:47:41','2025-07-28 06:47:41',NULL,NULL),(1493,2904,2850,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-28',28,1,'DIVAw1Gf+BBn2PMz2Vg9Og==:CvFXSGqb+cvEJlDmAGMugw==','wvnX3LZh6lCQ+/KFGzhBzw==:I477l0RwgopI6JgHjQ3ftg==','WPqk+mrVZg2LPNWB1O+vyQ==:j+2wqB5uD6Lt/mIIQDOI5Q==','Post CSS verification we observed a cash misappropriation of Rs.3900/- and no amount recovered So, Net fraud is Rs.3900/-.','2025-07-24','2025-07-28','2025-07-28 06:48:09','2025-07-28 07:40:45','Collection Amount Misappropriated',''),(1494,2903,2851,NULL,NULL,0,0,1,'2025-07-24','2025-07-28','2025-07-28',27,1,'BnEF5CLLXkP3JD4B8wCF8w==:bfOVY2FrV5RQxvgG+wJgdw==','ydrcoI/iMVkoFOC/KWYlqA==:u91HUb1OCIQvbZ7LXhEm4A==','DGPHiLGwlAmkJDWpkds3Jg==:64yP8QjO2LZiv3apYWyQ5Q==','Post CSS verification we observed a cash misappropriation of Rs.1950/- and no amount recovered So, Net fraud is Rs.1950/-.','2025-07-24','2025-07-28','2025-07-28 06:48:26','2025-07-28 07:26:45','Collection Amount Misappropriated',''),(1495,2906,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-14','2025-07-28 07:38:15','2025-07-28 07:38:15',NULL,NULL),(1496,2893,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-14','2025-07-28 07:38:52','2025-07-28 07:38:52',NULL,NULL),(1497,2892,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-14','2025-07-28 07:39:17','2025-07-28 07:39:17',NULL,NULL),(1498,2884,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-14','2025-07-28 07:39:41','2025-07-28 07:39:41',NULL,NULL),(1499,2894,2833,NULL,NULL,0,0,1,'2025-07-28','2025-07-30','2025-07-31',133,3,'rtrbW4PxOdnn/IEhTi6TUw==:gZGAqSVruX7Q9usOfFIDfg==','2q7S3mg2h+64fzcpgi9cyA==:8gtE+7Y24EEDXBm2QsMY8g==','fLq7DzvleizfLfuLicQPpQ==:cX2Pe25eUhp+qarJ+Jv6Sg==','Audit Observation – July 2025 Based on a review conducted by the Audit Team, informed by the Business Team: Loan Officer Ankit (ID: SF0097709) collected EMI payments from borrowers. The collections were not deposited to the branch, resulting in a total fraud amount of ₹7420.00. No amount has been reported as recovered or posted in FIMO. The entire ₹7420.00 remains pending for recovery. Immediate action and follow-up may be required to resolve this discrepancy and initiate recovery procedures.','2025-07-28','2025-08-07','2025-07-28 08:14:39','2025-07-31 01:05:39','Collection Amount Misappropriated',''),(1500,2901,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-11','2025-07-28 10:16:36','2025-07-28 10:16:36',NULL,NULL),(1501,2848,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-25','2025-08-09','2025-07-28 10:18:49','2025-07-28 10:18:49',NULL,NULL),(1502,2882,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-09','2025-07-28 12:28:09','2025-07-28 12:28:09',NULL,NULL),(1503,2924,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-01','2025-07-28 12:33:51','2025-07-28 12:33:51',NULL,NULL),(1504,2852,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-28','2025-08-08','2025-07-29 04:01:24','2025-07-29 04:01:24',NULL,NULL),(1505,2923,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-04','2025-08-06','2025-07-29 07:04:49','2025-07-29 07:04:49',NULL,NULL),(1506,2925,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-07','2025-08-09','2025-07-29 07:05:06','2025-07-29 07:05:06',NULL,NULL),(1507,2918,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-11','2025-08-13','2025-07-29 07:05:23','2025-07-29 07:05:23',NULL,NULL),(1508,2908,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-07-31','2025-07-29 07:05:40','2025-07-29 07:05:40',NULL,NULL),(1509,2927,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-11','2025-08-13','2025-07-29 07:06:38','2025-07-29 07:06:38',NULL,NULL),(1510,2864,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-02','2025-08-09','2025-07-29 11:32:12','2025-07-29 11:32:12',NULL,NULL),(1511,2862,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-02','2025-08-06','2025-07-29 11:32:47','2025-07-29 11:32:47',NULL,NULL),(1512,2961,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-30 03:54:26','2025-07-30 03:54:26',NULL,NULL),(1513,2951,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-30 03:54:51','2025-07-30 03:54:51',NULL,NULL),(1514,2952,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-07-30','2025-07-30 03:55:51','2025-07-30 03:55:51',NULL,NULL),(1515,2931,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-30 03:56:34','2025-07-30 03:56:34',NULL,NULL),(1516,2934,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-02','2025-07-30 03:57:00','2025-07-30 03:57:00',NULL,NULL),(1517,2919,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-05','2025-07-30 03:57:21','2025-07-30 03:57:21',NULL,NULL),(1518,2911,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-08','2025-07-30 03:57:44','2025-07-30 03:57:44',NULL,NULL),(1519,2883,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-07','2025-07-30 03:58:17','2025-07-30 03:58:17',NULL,NULL),(1520,2886,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-07','2025-07-30 03:58:45','2025-07-30 03:58:45',NULL,NULL),(1521,2887,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-07','2025-07-30 03:59:18','2025-07-30 03:59:18',NULL,NULL),(1522,2928,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-30 05:32:49','2025-07-30 05:32:49',NULL,NULL),(1523,2933,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-05','2025-07-30 05:34:03','2025-07-30 05:34:03',NULL,NULL),(1524,2950,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-06','2025-07-30 05:36:43','2025-07-30 05:36:43',NULL,NULL),(1525,2964,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-04','2025-08-05','2025-07-30 06:47:24','2025-07-30 06:47:24',NULL,NULL),(1526,2965,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-04','2025-08-05','2025-07-30 06:47:35','2025-07-30 06:47:35',NULL,NULL),(1527,2957,2900,NULL,NULL,0,0,1,'2025-07-29','2025-07-30','2025-07-30',1,1,'wPpy5IvPwNI/EhAaFHsFmQ==:PiufPDLmemvoKqEseoHjgg==','ahjBf7u4Sfnw5WQBdCDAag==:Hu1tmAz391+PyR6xFt/qew==','2iShYy7VqMjXuCWTbfhjfw==:ObozJR48pc67p6ycmvbfxg==','Loan Officer Prashant Shukla/SF0077497 was found involved in Collection amount misappropriation (Collect EMIs but not posted to concerned borrower account) on the name of 1 borrower for the amounting to Rs. 8,400/- based on the evidence available. Total Fraud Amount = Rs. 8,400/- Amount Recovered and Accounted in FIMO = Rs. 00/- Net Fraud Amount to be recovered = Rs. 8,400/-','2025-07-29','2025-07-30','2025-07-30 10:12:12','2025-07-31 07:40:07','Collection Amount Misappropriated',''),(1528,2956,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-31','2025-08-09','2025-07-31 02:02:42','2025-07-31 02:02:42',NULL,NULL),(1529,2885,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-09','2025-07-31 02:08:46','2025-07-31 02:08:46',NULL,NULL),(1530,2929,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-29','2025-08-09','2025-07-31 02:09:28','2025-07-31 02:09:28',NULL,NULL),(1531,2926,2882,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'37yi3SNrOm5o0Izuq5KTHw==:/N8hyWrzkkZ4rhiSy5yVaw==','2gL06RgqBmf50be7r+U/Nw==:NaqUiJCsih/RKFp1XQAVBA==','F8DEwFTZPNB/6MfFXnAQUQ==:vlS63pmIRYcgk8HXSP8HYQ==',NULL,NULL,NULL,'2025-07-31 04:31:14','2025-07-31 04:31:14',NULL,NULL),(1532,2930,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-14','2025-07-31 04:43:40','2025-07-31 04:43:40',NULL,NULL),(1533,2984,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-31 05:17:04','2025-07-31 05:17:04',NULL,NULL),(1534,2972,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-31 05:17:26','2025-07-31 05:17:26',NULL,NULL),(1535,2971,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-31 05:17:44','2025-07-31 05:17:44',NULL,NULL),(1536,2970,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-31 05:18:05','2025-07-31 05:18:05',NULL,NULL),(1537,2937,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-31','2025-08-14','2025-07-31 06:52:32','2025-07-31 06:52:32',NULL,NULL),(1538,2967,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-08-01','2025-08-05','2025-07-31 07:02:28','2025-07-31 07:02:28',NULL,NULL),(1539,2986,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-07-30','2025-08-14','2025-07-31 10:40:30','2025-07-31 10:40:30',NULL,NULL);

--
