Dear Team, As per the findings of the business Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 31,1219/- has taken place. Specifically, the Branch Loan Officer, Manish Kumar (SF0057474), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from thirty-eight borrowers, amounting to Rs. 3,11,219/-, of which have amount of Rs.1,06,610/- has been recovered and posted in FIMO and the rest amount of Rs.2,04,609/- again failed to record these transactions in FIMO.