During ZIC, staff accepted that he mistakenly signed on the loan card and also wrongly updated the date of collection. However, staff confirmed that he did not collect any EMI amount from the borrower. 
This is the case of 2 EMI, @ 2150/-, total of Rs. 4300/-. 
As evidence, the alleged staff produced 
1.	Borrower statement
2.	Video Recording 
Whereas, during the audit, the auditor also collected the following evidence to prove the fraudulent transaction: - 
1.	Loan Card.
2.	Borrower statement
3.	Borrower Son’s Statement

Both the evidence were contradicted each other. In this case amount is only 2 EMI from one borrower.

 In this video, it’s clear that “The borrower has proper knowledge about her EMI amount and confirmed that she had not provided the EMI on Oct’24 and Nov’24. Further, she also informed staff mistakenly signed the loan card."
