Dear Team, The conclusion of this investigation is that Loan Officer Vivek Kumar /SF0075399 collected EMI & Preclouser Misappropriation amount of multiple borrowers at different centers in different dates but did not update that amount in FIMO. Misappropriation amount details are as under - Gross fraud amount - ₹ 121393.00 Recovered amount - ₹ 45520.00 Net fraud amount - ₹ 75873.00  Lo- Vivek Kumar has been Absconded from branch on 16-Jul-25.