"Dear Team,

As per the findings of the CSS Team, verification conducted by the Audit team in Jun 2025, it was observed that a fraud amounting to Rs.4,480/- has taken place. Specifically, the Loan Officer, Bhawani Singh
/SF0085351, collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan Officer collected EMI payments from One borrower, amounting to Rs 4,480/-, of which Rs 4,480/- has been recovered and posted in FIMO."