-- Table structure for table `tbl_complaint_case_clvs`
--

CREATE TABLE `tbl_complaint_case_clvs` (
  `serial_number` int NOT NULL AUTO_INCREMENT,
  `complaint_sno` int NOT NULL,
  `case_id` int DEFAULT NULL,
  `fmr_status` varchar(255) DEFAULT NULL,
  `fmr_dtd` date DEFAULT NULL,
  `suspension` tinyint NOT NULL DEFAULT '0' COMMENT '0: Yes, 1: No',
  `suspension_issue` tinyint NOT NULL DEFAULT '0' COMMENT '0: Sent, 1: Not Sent',
  `clv` tinyint NOT NULL DEFAULT '0' COMMENT '0:Clv Required, 1:Clv not required',
  `clv_startdtd` date DEFAULT NULL,
  `clv_enddtd` date DEFAULT NULL,
  `clv_sbmt_dtd` date DEFAULT NULL,
  `borrowers_verified_cnt` int NOT NULL DEFAULT '0',
  `borrowers_effected_cnt` int NOT NULL DEFAULT '0',
  `clv_fraudamt` varchar(255) DEFAULT NULL,
  `clv_recoveredamt` varchar(255) DEFAULT NULL,
  `clv_dueamt` varchar(255) DEFAULT NULL,
  `clv_remarks` text CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_ci,
  `clv_tentstart_dtd` date DEFAULT NULL,
  `clv_tentend_dtd` date DEFAULT NULL,
  `createdAt` datetime NOT NULL DEFAULT CURRENT_TIMESTAMP,
  `updatedAt` datetime NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP,
  `complaint_type` text,
  `multiple_complaints` text,
  PRIMARY KEY (`serial_number`)
) ENGINE=InnoDB AUTO_INCREMENT=1540 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `tbl_complaint_case_clvs`
--

INSERT INTO `tbl_complaint_case_clvs` VALUES (1,11,2,NULL,NULL,0,0,1,'2025-04-07','2025-04-12','2025-04-20',109,15,'yE6QjPUpXfIIPtRMOS4Oew==:wohI7+Ek79tI6JXkJdWAzA==','haJiaxvHFcjCSXywIvcPjw==:SSna224W8Ljie0qNGSRagw==','HFx1AFoCOD3JwkZGrCbZjQ==:FOXOogrthtS6yNBQWV0gMQ==','During the investigation, it was observed that LO Lokendra Singh/SF0091110 embezzled in the EMI amount, misappropriation of multiple borrowers from multiple centres. \r\nLO was absconded on 17-Mar-25.','2025-04-08','2025-04-12','2025-04-04 07:28:41','2025-06-26 17:22:17',NULL,NULL),(2,55,10,NULL,NULL,0,0,1,'2025-04-05','2025-04-07','2025-04-07',309,1,'quNTyr8cCuLATYLyVb373g==:uPPWg4wN9ePEvNRIthwzCQ==','nWlDSzjap3V6WesRPOt2cQ==:mGMZuMgAlaYZ0MkLSVGeWA==','1hWo8WYEa5HXrWbJ+MnJ9g==:6WEiyAqPlyP29z/RELEZzQ==','During the investigation, the total embezzlement from 01 borrower amounting of Rs. 15,680/- by loan officer Rajkumar Yadav/SF0067162. Manual complaint also logged on 01-04-2025 vide complaint nos. F2526-04028','2025-04-05','2025-04-09','2025-04-05 04:46:20','2025-06-26 17:22:17',NULL,NULL),(3,54,9,NULL,NULL,0,0,1,'2025-04-05','2025-04-07','2025-04-07',309,1,'J1ppxBwrEONOyl+Jxmcbeg==:TqohqjuyHq62qlfYq3LTLw==','5D4FBriwZ+L+qgqbSg4cdg==:w0ewBNxzao1rRP/qHPCBnw==','F2+AMeSYRFOaTOrfS3IwDQ==:OQma9g/C7oD/VkxqgS8RAw==','During the investigation, the total embezzlement from 01 borrwers amount of Rs. 15,680/- by loan officer Rajkumar Yadav/SF0067162.\r\nAs per manual complaint nos. F2526-04028 dated 01/04/2025.','2025-04-07','2025-04-12','2025-04-05 04:46:44','2025-06-26 17:22:17',NULL,NULL),(4,53,8,NULL,NULL,0,0,1,'2025-04-05','2025-04-07','2025-04-07',309,1,'9dv4vnyi/v9n0a7EaH8xJw==:sVmDCdRceadtFYMdUKntmw==','A8M7E3GGSXq/mCbejqoLDQ==:xEWj8srVT+FDUwLQLAZVJw==','rFIEYqjQME/fYwbGPuWreA==:CrULj52VR4h2+i0ggfSRbQ==','During the investigation, the total embezzlement from 01 borrower amount of Rs. 3,250/- by loan officer Rajeshwar Singh/SF0048985.\r\nAs per the manual complaint nos. F2526-04026 dated 01/04/2025.\r\n(Note:- Staff has rejoined in Ramanuj ganj branch, Rejoining date was 21-Oct-2024.','2025-04-05','2025-04-12','2025-04-05 04:47:08','2025-06-26 17:22:17',NULL,NULL),(5,61,11,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-10',421,11,'9zo/IxztG6PJ5q6eiyMXGw==:VA1UC7ZsEkbxPw8ZHQn8fQ==','Vot9HWQuzA7RQ0jszqarDQ==:WesmUn9AfVIHEInRMjWv4A==','neCtQbaZCQUOFYoW/SqHcQ==:GmOm1YdbB3xbCGXuW6P7OQ==','\"Dear Team,\r\n\r\nBased on information provided by the Business Team, the Internal Audit Team conducted a thorough verification in April 2025 and identified a case of fraud amounting to Rs. 93,730/-.\r\n\r\nThe investigation revealed the following concerning actions by Loan Officer Nitin Kumar Kanu Bhai Baria (SF0066972):\r\n\r\nAmounts collected from borrowers were not posted in FIMO.\r\n\r\nThe collected amounts were not deposited at the branch.\r\n\r\nFurthermore, it was noted that the Loan Officer collected EMI payments from eleven borrowers, totaling Rs. 93,730/-; however, only Rs. 3,020/- was deposited in the branch. These transactions also remain unrecorded in FIMO.\"','2025-04-07','2025-04-11','2025-04-05 05:02:21','2025-06-26 17:22:17',NULL,NULL),(6,60,13,NULL,NULL,0,0,1,'2025-04-05','2025-04-09','2025-04-10',304,1,'knWi90iSVI5hJCLL7fqJgQ==:q6b5mbzHvdfa5Cs2035xUg==','NXNW+CQ9PlGQQQiWr6n5Yg==:uO8RzUhKia3xXIN3b/Ip4A==','ZNDRbX38jP7cgXYti/4nWw==:8WacA5SJa64aoKnTaYZxVA==','Dear Team,\r\n\r\nBased on Business team information, the internal audit conducted in April 2025 identified a fraudulent activity amounting to Rs. 20,657/-. It was observed that Branch Manager Mukesh Kumar Chahar (Employee ID: SF0078375) collected the pre-closure amount from the borrower but did not update the same in the FIMO system. Consequently, during the CLV process, the amount of Rs. 20,657/- was erroneously posted in FIMO.\r\n\r\nAdditionally, the Branch Manager collected a pre-closure amount of Rs. 20,657/- from one borrower but failed to record this transaction in FIMO','2025-04-05','2025-04-08','2025-04-05 05:20:34','2025-06-26 17:22:17',NULL,NULL),(7,49,15,NULL,NULL,0,0,1,'2025-04-05','2025-04-14','2025-04-14',318,5,'duZ9aOElFey29IlPZmb4fQ==:yOyMVafd/AZeBF/QYAaNIA==','V5NPM2VuuYmSAyuRrDOBJg==:vDz0JEO6y+K19sDoj5QUqA==','pqUi7pjhGdoV47V0XiEEvA==:MwxiWSDBFkKcMvS7bJ9egg==','During CLV, we have identified Rs.18,910/- amount of cash misappropriation against 05nos of borrowers.','2025-04-05','2025-04-09','2025-04-05 06:11:36','2025-06-26 17:22:17',NULL,NULL),(8,67,21,NULL,NULL,0,0,1,'2025-04-07','2025-04-07','2025-04-07',159,6,'JBBtJ8QBn7bWMkZVzBas/g==:zQMXIfmPKG5e7MQyX7gFTw==','LNY7QP+wMU1Gh0aowhDGyA==:EzHEkhBWuhrVClrT56LuUg==','zAn5ARUx471Fn6sFQM+xDQ==:ZoMS76nvFWJnzo4HT6dWgg==','LO Madhu K R SF0069973 was collected was collected 6  borrowers EMIs of Rs. 18,430/- but collected amount not posted into FIMO and even not deposited at branch and same was Misappropriated and pending from recovery.','2025-04-05','2025-04-07','2025-04-05 06:36:30','2025-06-26 17:22:17',NULL,NULL),(9,12,20,NULL,NULL,0,0,1,'2025-04-07','2025-04-12','2025-04-15',201,1,'2gCmZIRKezHV90HLnWBYng==:X13Z9z8qfNHnueOxdyRAqA==','FW27CJQoJOHwYS8UmthEZA==:Z/pdyhwrPYTx7EJD825bag==','OIu4EuabjtDoiSHLawq90g==:4QS/4EofpJgLEVFaBCbGGQ==','LO Ramanjinappa N A was collected EMI from borrower on the date 26-11-2024 Rs.2,020/- (1*2020=2,020/-) but collected amount not posted into FIMO and even not deposited at branch, and same was found misappropriated. Attached Borrower loan card, loan statement and Borrower written statement as evidences.  Note: At the time of General auditing  Auditor Sajeed MS raised complaint mail on 27-03-2025. after that same day  LO Ramanjinappa posted Rs.2020 fimo. ','2025-04-07','2025-04-10','2025-04-05 06:37:13','2025-06-26 17:22:17',NULL,NULL),(10,71,19,NULL,NULL,0,0,1,'2025-04-14','2025-04-17','2025-04-18',211,1,'W95lN46Q+ZrCY60WrKZzjA==:fFCl6Z23Hhw14iVy4RwiTg==','DMJlO1QeGT90i8aP0JCODQ==:UBQzDtnTfGwQBAdvedT7cw==','UyWXwELSDRmGCHSa0pk56w==:ItMLYcRs+yKPZm+5PFQLdg==','LO Basavaraj Kittur was collected EMI amounts from borrower total of Rs. 11,200/- from total 01 borrower and misappropriated amount is pending for recovery.','2025-04-14','2025-04-18','2025-04-05 06:38:33','2025-06-26 17:22:17',NULL,NULL),(11,110,62,NULL,NULL,0,0,1,'2025-04-04','2025-04-14','2025-04-16',353,15,'uDe4wb6M2nZcQlh5ZpZtnQ==:9QwNVoHQYU3T3ewen1INAg==','nMxYOPpFrNKMJz9YNNBFZA==:BEg7EncMGozYA9wnkSSLIA==','MCC79mNgUda3HBcf/2+WJw==:0QZIzEYHTK0f4Lf4r7bBxg==','After Caseload verification cash misappropriation of Rs 141362/- found.','2025-04-05','2025-04-09','2025-04-05 07:20:35','2025-06-26 17:22:17',NULL,NULL),(12,129,69,NULL,NULL,0,0,1,'2025-04-05','2025-04-05','2025-04-05',1,1,'eM4bhPkCo3Svjx3zIYAxeg==:ty66xPjz9vhmiES48VDXVg==','zICKk2ozsoP0cmWgf0shoQ==:P+lEHwa55RQbvQNHQghzlw==','k/PD5TLhkVyhthACf2lN8w==:RiwoDsv2qRKE7ytNetgXeg==','Dear Team,\r\n\r\nBased on the information provided by the CSS team, the internal audit conducted in April 2025 identified a case of collection fraud involving Rs. 2,400/-, which needs to be recovered. According to the records from Borrower and Digital Payment:\r\n\r\nBorrower: Rup Kanwar\r\n\r\nLAN: 349986385\r\n\r\nInstalment Amount: Rs. 2,400/-\r\n\r\nPaid To: BM Malkhan Singh Saini (SF0082487)\r\n\r\nPayment Date: 5th November 2024\r\n\r\nHowever, it has been observed that the Branch Manager (BM) did not post the collected EMI amount of Rs. 2,400/- into FIMO under the borrower\'s respective Loan ID.','2025-04-05','2025-04-05','2025-04-05 08:12:55','2025-06-26 17:22:17',NULL,NULL),(13,112,80,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',103,10,'qVkipwCvB+JhNYVZMUd46g==:paVSmwnl3HCou6KtVMWJ3w==','X/8ZY92JcRBAj47t/dpUlg==:YJJl5Vh35NxSpTNKHSUqNw==','SSaKhWdv5fvjo9fR3OMQ/Q==:47/ElFWogtZZG980vPOkfg==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 79,700/- has taken place. Specifically, the Loan Officer, Kamlesh Damor (SF0071792), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Office collected EMI payments from ten borrowers, amounting to Rs. 76,710/-, and again failed to record these transactions in FIMO.\"\"\"\"\r\namount of Rs. 2,990/- has been recovered and posted in FIMO and the rest amount of Rs. 76,710/- again failed to record these transactions in FIMO.\r\n','2025-04-05','2025-04-10','2025-04-05 09:32:03','2025-06-26 17:22:17',NULL,NULL),(14,113,79,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',109,5,'ocPaWLCOhRZ/rUd/6MMkGA==:hA9sT5r/7HrETwqq+ZRT7A==','2M1jBD1w6ZHnv4FdGp7BYQ==:HZCaky8tBFKb1zfSvG0aIw==','z8ju0bur2ATCyQR+wfmNMA==:Wbkdcis643hA9lUo4KKAnA==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 35,320/- has taken place. Specifically, the Loan Officer, Narayan Lal Meena (SF0079497), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Office collected EMI payments from five borrowers, amounting to Rs. 35,320/- and again failed to record these transactions in FIMO.\"\"\r\namount of Rs. 10,250/- has been recovered and posted in FIMO and the rest amount of Rs. 25,070/- again failed to record these transactions in FIMO.\"\"\"','2025-04-05','2025-04-10','2025-04-05 09:32:34','2025-06-26 17:22:17',NULL,NULL),(15,114,78,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',104,13,'gY6U9N5/f/o2CYak/jDPQQ==:aNBtZl4TzwWV2BdW6LKPoA==','pYi0UPurHi2SxNyi3VlTuQ==:Ibov0gWby0PA0bgkPhZ8oA==','zz9Owtk5SWGuSlXiuibr5w==:jljMVna5Wp19Q1Ghb9FSBw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 51,300/- has taken place. Specifically, the Loan Officer, Rishal Kumar Meena (SF0084590), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from five borrowers, amounting to Rs. 51,300/-, and again failed to record these transactions in FIMO.\"\"\r\namount of Rs. 1,810/- has been recovered and posted in FIMO and the rest amount of Rs. 49,490/- again failed to record these transactions in FIMO.\"','2025-04-05','2025-04-10','2025-04-05 09:32:48','2025-06-26 17:22:17',NULL,NULL),(16,115,77,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',102,8,'S00y6X0Hym/glR93dNxtuQ==:9IxywxC7zhcE2yOMs+iBAw==','TpnTVM7xd1TaJuLiVKXK1A==:zqzA4wyxdbwtNeiYvsn/qA==','e6DpLk/OsjWU4m/Un+rscA==:mivw3EoEev28E6COA8FPOQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 30,775/- has taken place. Specifically, the loan Officer, Sunil Singh (SF0061301), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Manager collected EMI payments from eight borrowers, amounting to Rs. 30,775/- and again failed to record these transactions in FIMO.','2025-04-05','2025-04-10','2025-04-05 09:33:01','2025-06-26 17:22:17',NULL,NULL),(17,116,76,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',373,2,'yjsFCI5ZJXW0vl+Vs2QBFg==:sgbeYuQbONCIhX5I02ZdAA==','ZhdyNaLuZOb56pxQh75/IA==:yFY8XCzsXmYiXFuaVX+4AA==','U+mNvHxa0AVgAqA7PbP+Tg==:HGM0my+29c9NN/+5Wd9IxQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 6,310/- has taken place. Specifically, the Loan Officer, Deelip Ninama (SF0063872), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs.6,310/- and again failed to record these transactions in FIMO.','2025-04-05','2025-04-10','2025-04-05 09:33:19','2025-06-26 17:22:17',NULL,NULL),(18,119,73,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',60,2,'uPEt2V8ZXEfDbQUzejPH0g==:OfpJZhPcxSNcm84XvC4YZg==','eSZxwUwiO8iCLTcY9VFjzg==:g4bfPJjNMADQCVlAtbs3nw==','RcZ7ME66GknhTPcSUJzatQ==:gWQIDZT6YpwtuagLYd+zzw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that fraud amounting to Rs. 4,480/- has taken place. Specifically, the Loan Officer, Bhura lal Maida (SF0093393), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 4,480/- and again failed to record these transactions in FIMO.','2025-04-05','2025-04-10','2025-04-05 09:33:32','2025-06-26 17:22:17',NULL,NULL),(19,120,72,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',65,2,'BqeK1sQK+XxFCW6PwcMI9w==:fbIN1KJcZNIiFTTj2jhixg==','wdfLFvvXeew7IfK2L937+A==:J+cjnOAbnCcL5yPR7xfXwg==','DH6reQf/hf7ULxrOFuR6dg==:bck5itBFb7EeC96vxm/F1g==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 17,260/- has taken place. Specifically, the Loan Officer, Rajendra Patel (SF0063083), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 17260/-, and again failed to record these transactions in FIMO.\"\"\"','2025-04-05','2025-04-10','2025-04-05 09:33:49','2025-06-26 17:22:17',NULL,NULL),(20,117,75,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',59,1,'nf3yjv3DBtonVfE+VJxinA==:4Y9GSU7lX7sFWRTS9K9hvw==','ZVF5VY1rwhgeMX2//jWlqA==:StZ7fh2jIFTGrZjUk5qB6w==','9h6715KjxeF7lWVEA7oXQQ==:XJs+XzJYp9LJEsabNq6bwQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,480/- has taken place. Specifically, the Loan Officer, Rohit Singh Sisodiya (SF0063082), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrowers, amounting to Rs. 4480/-, and again failed to record these transactions in FIMO.\"\"\r\namount of Rs. 1,080/- has been recovered and posted in FIMO and the rest amount of Rs. 34,00/- again failed to record these transactions in FIMO. Note: -Due to a Technical Issue in the DAPS Application, the case has been booked under the wrong branch (Bhinmal), Actually, the case is pertaining to the Genji Branch.\"','2025-04-05','2025-04-10','2025-04-05 09:52:51','2025-06-26 17:22:17',NULL,NULL),(21,118,74,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',58,1,'6VRZ9KNATsVMqWzTxreM2A==:fdXgwOLNZuy4aRdDw74CHw==','fqKUgu3nOxU5QeFWIj3KXw==:zR0o2NBjC1leySBTuLX0XA==','65pbQlyS2lUGIIrUtB42SQ==:anBHoVHrA3kCGv3bDO3g0Q==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,480/- has taken place. Specifically, the Loan Officer, Suraj Singh (SF0064650), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 4,480/-, and again failed to record these transactions in FIMO. Note: - Due to a Technical Issue in the DAPS Application, the case has been booked under the wrong branch (Dungarpur), Actually, the case is pertaining to the Genji Branch.\"','2025-04-05','2025-04-10','2025-04-05 09:53:20','2025-06-26 17:22:17',NULL,NULL),(22,111,71,NULL,NULL,0,0,1,'2025-04-05','2025-04-10','2025-04-12',107,24,'7Zzf+2LRk+x6yzFpP+tTYg==:iHzG9uGjY3MSxON1OLnBYw==','G4wiNfXc+QGsySJJsBUk+Q==:vSBWA7fCf1PAuHtuv75mOg==','kV5AZxtoBJW9cGb7HBKR9Q==:7fFmK46KWjFXtLLoRU4/bw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 96,060/- has taken place. Specifically, the Loan Officer, Vijay Pal (SF0089584), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from twenty four borrowers, amounting to Rs. 96,060/-, and again failed to record these transactions in FIMO.\"\"\"\"\r\namount of Rs. 8,100/- has been recovered and posted in FIMO and the rest amount of Rs. 87,960/- again failed to record these transactions in FIMO.\"\"\"\"\"\"\r\n','2025-04-05','2025-04-10','2025-04-05 11:41:54','2025-06-26 17:22:18',NULL,NULL),(23,56,81,NULL,NULL,0,0,1,'2025-04-05','2025-04-08','2025-04-09',185,20,'xi+T7T7XeQl/Reiq3PG1pw==:WJyFYZov4Zug7cFqhIbarA==','2dGAVflAztA0Sg31rk4I+g==:o9xuS7Ivze+cKP1bxKEdgQ==','nFYFz2Ke/jUIFnVxZOwnfA==:9Ab6zfD7goQ6laHm/3Cbbg==','Dear Team,\r\n\r\nFollowing the verification conducted by the internal audit team in April 2025, it has been observed that a fraudulent transaction totaling Rs. 97,070/- occurred. Further, Loan Officer Bhuriya Rakesh Bhai was not posted in FIMO, and recovery of the amount is now required.\r\n\r\nAdditionally, it was identified that the Loan Officer collected EMI payments from 20 borrowers, amounting to Rs. 97,070/- but failed to post the transaction in FIMO.','2025-04-05','2025-04-09','2025-04-05 13:19:05','2025-06-26 17:22:18',NULL,NULL),(24,127,68,NULL,NULL,0,0,1,'2025-04-07','2025-04-07','2025-04-07',2692,22,'3l+qOlwUbM3+kC4XPLvaDQ==:2mxuJGTi2cfrx49piLn5pA==','LoKDniEJNh593XgkkWGSvg==:7ZJy/kGRxDZ5VVrpv20n9g==','DdWuMGy8yd80nHXkEM6N9A==:DsDmVBlpO+rU28tEHVSF5A==','Fraud investigation was completed on 16th July 2024 and report published on 19th July 2024 and mentioned borrower also covered in this report, attached published report for reference.','2025-04-07','2025-04-07','2025-04-07 04:15:20','2025-06-26 17:22:18',NULL,NULL),(25,173,102,NULL,NULL,0,0,1,'2025-04-07','2025-04-12','2025-04-14',140,8,'mfZjeyqY/DulqOVoEMIXwQ==:6YT+8YT4ExbUN4zUfzPuqQ==','QkBEGsEKFyBo0QCs8OV4bw==:00mCCKbWQEtIiQkljUsF2Q==','Ablo2ZenAXBV8e3LmisA6w==:e7oIfHR1MYt8JJDgo8lvGg==','During the field investigation, we observed that loan officer Deshlahre/SF0078545 had embezzled pre-close and collection amount of Rs. 84,250 from 08 borrowers, and out of that, only Rs. 16,510/- was accounted in FIMO as EMI basis.Now a total of Rs. 67,740 yet to be recovered from him.','2025-04-08','2025-04-12','2025-04-07 11:04:26','2025-06-26 17:22:18',NULL,NULL),(26,66,113,NULL,NULL,0,0,1,'2025-04-04','2025-04-14','2025-04-15',178,2,'5fKAbOZKbiLEv+yDV4C0tw==:cX7NzQArW7SzsOUnkY8krQ==','kXQpvk4J3C2udIG/EK2zdA==:n2xHc2q9Ci99GJlfnP/QAw==','XwN8Ojxl4S+rJEhELtIsKw==:PvOBbpEr++vB1XLem6QjRg==','As per the received complaints against the LO Yashwant Damodhar  Gurnule/SF0064481 for the fraud of 2 borrowers amount of Rs.7320/- verify his caseload and no any fraud borrower increased.','2025-04-07','2025-04-12','2025-04-07 12:27:17','2025-06-26 17:22:18',NULL,NULL),(27,46,114,NULL,NULL,0,0,1,'2025-04-03','2025-04-14','2025-04-15',1097,1,'A6ul1lHfKvCTQpvkxGwK2g==:UoiM6LPo7oS4KKQK6bgaPw==','07QXtuUT/kEYj6F79uZXuw==:JqvdC428uBGwedD0/SngTg==','J1vl2fvXJHo6HLmC49ZlQw==:i3K+pwUKX+S396JSiMvcbg==','\"Post Investigation, total fraud affected borrower 1 and the fraud amount is Rs. 28970/-.\r\n(1 borrowers\' Preclosed collected )\r\nDAPS Complaint No:- No:-FN25-26-00030\"','2025-04-07','2025-04-14','2025-04-07 12:32:26','2025-06-26 17:22:18',NULL,NULL),(28,155,120,NULL,NULL,0,0,1,'2025-04-07','2025-04-10','2025-04-11',508,5,'97P2R8dRg2zQKFSRsn+8EA==:RUcK+kxLKh5E3FU/Dp384w==','IgK6FHhnkm9Z9zfPkTMXhA==:UooJgV8FrEYdltfaqhn51A==','Frfc9pRUHAn+k9X0LdXoUQ==:ore5gL9I5NEvHBb3KkFHrA==','It has been observed that loan officer Suraj Kumar Bharti/SF0074254 has collected installments and the pre-close amount of Rs. 62,950/- from 6 borrowers, but only Rs. 7,320/- has been updated in FIMO. The remaining amount Rs. 55,630/- was not accounted in FIMO. Out of 06 members, two members did not provide any transaction evidence other than the written statement.','2025-04-08','2025-04-12','2025-04-07 12:58:00','2025-06-26 17:22:18',NULL,NULL),(29,160,106,NULL,NULL,0,0,1,'2025-04-09','2025-04-24','2025-04-25',208,48,'qJD1OrnD1dwhxrwab184mA==:/ZeJ7Lv+qEbsGhS2tM9ZHQ==','VMyLXYG6Auv1YQGAeugDqw==:MhjNGhBLQKj6s6lg1inxwQ==','N8LAjuuUCSH8+jlegzAzwQ==:LXmPRTTj6ZOaDZDLp7z8Fw==','\"Verified the complaint against LO Ritesh Ramprasad More/SF0097577 for the misappropriated collection amount of Rs 8920/-.\r\nAfter the investigation, fraud was identified in the amount of Rs. 240010/—involving 55 loans from 48 borrowers.\r\nHe has not reported to the branch since 4 April 2025.\"\r\n','2025-04-08','2025-04-12','2025-04-07 16:42:06','2025-06-26 17:22:18',NULL,NULL),(30,135,111,NULL,NULL,0,0,1,'2025-04-08','2025-04-21','2025-04-22',177,5,'E3B2An34uq3oQyoAvJkNIg==:6hG3Vrlu25YHc6iQPHS/Ew==','jF2a2LIWqvelKlg0Ai443A==:o0nAGhz0M2c9PqZCpkXf6A==','OhpprcCoMvnuJTsRAF5VmA==:t9qUu4jjcu1n3TpJskK94g==','Final Fraud identified after fraud investigation 5 borrower affected and Fraud Amount Rs.49450/-.','2025-04-08','2025-04-21','2025-04-07 16:42:25','2025-06-26 17:22:18',NULL,NULL),(31,133,112,NULL,NULL,0,0,1,'2025-04-10','2025-04-22','2025-04-23',288,5,'6Y//wRse3IyfPiEq4Ib14w==:JTvRzg24LZhopzJa41c1+g==','33fKoy1StfhbMPLTceydNw==:IDSTBkZqVhgv6S2BBkzCmA==','3PpgJy05k+4tF0p3jaoCJA==:Sy26jZn6TrRKsVt5nir10g==','Verification was completed per the complaint against LO Samir Bandu  Barde/SF0065933 for the Pre-closure  amount of Rs 48,870/-\r\nAfter the investigation, the fraud was found in a total amount of Rs.. 89,798/- for a total of 5 borrower.\"\r\n','2025-04-10','2025-04-15','2025-04-07 16:43:08','2025-06-26 17:22:18',NULL,NULL),(32,154,121,NULL,NULL,0,0,1,'2025-04-07','2025-04-10','2025-04-10',511,1,'u92egk2b7n9myniKWQqLTQ==:7aF0Rddkz/VgP2BzF96ZVA==','24bDQ31Km2IfY5yG7jm71A==:6pTjtyVjUULl5F6DkZbfAw==','I4ZQ8v7pmKvHNEcYjlYthw==:uFldb55JM5mZLOhc2QOC0A==','It has been observed that loan officer Dheeraj Mandal/SF0084629 has collected a total of Rs. 4,480/- (EMI@2240 x 2) installments from borrower FULMATI BAI (354818220) but has not updated in FIMO.','2025-04-07','2025-04-25','2025-04-07 18:37:27','2025-06-26 17:22:18',NULL,NULL),(33,156,119,NULL,NULL,0,0,1,'2025-04-07','2025-04-10','2025-04-10',511,1,'+t+kaQ3zTJ03r4agsbeBkQ==:tIeNQUn5auBDT0xzk5naQg==','9aLuP2R3AehVReMf+TNWeg==:91ryMfPl/zno0HrTfzeuLg==','w1rojCpRgBxfyI2NqXozNg==:SFiEtjEY/u6xufKxC0NJLA==','It has been observed that loan officer Atul Anand Minj/SF0074254 has collected a total of Rs. 3,360/- as installments from borrower ASHMATI NAGESH (354927193) but has not updated in FIMO.','2025-04-07','2025-04-25','2025-04-07 18:38:28','2025-06-26 17:22:18',NULL,NULL),(34,172,118,NULL,NULL,0,0,1,'2025-04-07','2025-04-19','2025-04-21',193,22,'WI2CxDoFJzORUGFN0rZz2g==:2+riMX7VjvEEM+5Gqh1aPw==','NJPgjkTkQHfmpI+q62fafQ==:icfpKSRA1NCSmOscihUOGw==','5sv2eSb2ln0E1VjYh0YZiQ==:C2LxbTjMio/oPlcKMy9xAw==','During field verification, it was observed that loan officer Suryaprakash Patel/SF0073300 had embezzled 22 borrowers’ collection, Pre-close and advanced collection amounts totaling Rs. 2,75,140/-. We have collected loan cards, Cash receipts copy and Digital Payment copy as evidence.\r\nA total fraud of Rs. 2,75,140/- was identified during the investigation, and out of that Rs. 63,020/- was recovered (accounted in FIMO as EMI), and now a total of Rs. 2,12,120/- is yet to be recovered from the alleged staff.','2025-04-07','2025-04-25','2025-04-07 18:39:26','2025-06-26 17:22:18',NULL,NULL),(35,149,109,NULL,NULL,0,0,1,'2025-04-07','2025-04-10','2025-04-10',507,5,'cMttp2iMHKvGrOtI1RVcJA==:ZeSaXAqCuEVJZ7itIqhKfg==','PKhSCNFoYLpKA3DyT4zVqw==:81CsMu5Mpm1zqge2syjWwQ==','arZrq9BytK/21rmh7FYqHQ==:pLCniov56/qTZCv6/39dYQ==','It has been observed that loan officer Lokesh Kumar Kuldeep/SF0071626 has collected installments & preclose amount of Rs. 36,430/- from 05 borrowers and only Rs. 3620/- updated in FIMO. The remaining amount Rs. 32,810/- was not accounted in FIMO. Out of five members, two members did not provide any transaction evidence other than the written statement.','2025-04-07','2025-04-23','2025-04-07 18:40:12','2025-06-26 17:22:18',NULL,NULL),(36,147,91,NULL,NULL,0,0,1,'2025-04-11','2025-04-15','2025-04-16',230,9,'yaRgAUG+tIgN+qF5d9EvMg==:mAzB0Wbiyw3GbeKioz1Ydg==','s8NrbnY1wfbv3XuD0zYYVQ==:PG7kW1AfQMm+tE5fAEaAyg==','RHxwLd9+CR75iUYsIFRBAQ==:GFFTQF8jxwZsdUY9KwOjsQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 97,420/- has taken place. Specifically, the Loan Officer Mehulbhai Mukeshbhai Chauhan/SF0069706 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 09 borrowers, amounting to Rs 97,420/-, and again failed to record these transactions in FIMO.','2025-04-07','2025-04-16','2025-04-08 00:22:30','2025-06-26 17:22:18',NULL,NULL),(37,150,100,NULL,NULL,0,0,1,'2025-04-10','2025-04-15','2025-04-18',201,10,'WXnMCtVWQ+DHm/gxKcfR9Q==:VosZP/Ayl8muljix+6to9w==','cW0OYGu3Wh/F0f+qAzZBBQ==:mgtGAEqKRInIkkDOyA5KBA==','JQ6bOS2qyOrlxzwVBpJsvw==:HpYzToO81jdQvr3SPC5EBA==','LO Lohith Lohith was 10 borrowers EMIs collected amount collected of Rs 74,110/- and Rs 13,430/- Recovered and remaining amount (74,110-13,430) of Rs 60,680/- pending from recovery.','2025-04-10','2025-04-14','2025-04-08 02:54:42','2025-06-26 17:22:18',NULL,NULL),(38,138,96,NULL,NULL,0,0,1,'2025-04-04','2025-04-15','2025-04-17',264,20,'B2B5DoWa7Sg49ovjBBS1eA==:ufi28lPx2RAE7ZZzhooryA==','Xz2BHfQ8w7rfWuha/mPsYw==:o0u9EIpUqfNsD9VyGflILw==','07Ts/ZlmjokG12Ps4N+u7g==:E2mbuc5ugwkesH36S5B7qA==','After complete caseload verification misappropriation of Rs .139170/- observed. ','2025-04-07','2025-04-11','2025-04-08 04:11:34','2025-06-26 17:22:18',NULL,NULL),(39,139,95,NULL,NULL,0,0,1,'2025-04-04','2025-04-14','2025-04-16',307,7,'AE0ANW9hO6+Vt+PYS2Sovg==:UhR1SGy+xJyspGgPhSxkfg==','VvxopWg8dO08okgtrR4pBw==:A6/+Ii0uVJHgI8jKN2s0yw==','nsO7RXkyztgwby1DAQ9MhA==:WtnU0TBsA2JyeZv5wc9FhA==','During CLV we observed Cash misappropriation with amount Rs.68860/- against 07 no\'s of borrowers.','2025-04-07','2025-04-11','2025-04-08 04:12:02','2025-06-26 17:22:18',NULL,NULL),(40,65,145,NULL,NULL,0,0,1,'2025-04-09','2025-04-15','2025-04-20',226,2,'EyUL/wVueo/n4r4XtCwzmA==:Yw9fCpJg5TnVvPyC2i4vfQ==','34hPfwRYZkZFvGESnbRIpg==:rEf+dcDyx0xAFzTMxqbWwQ==','eujMp9X/DzodXhTmASWD1w==:v0WIswrL0vCXCvRORtt4ig==','During the Fraud investigation, we found that Shailendra Kushwah/SF0083376 embezzeld in  Collection/Preclosure of multiple borrowers. and the same was not posted in Fimo by him used for personal purposes. \r\n\r\n(Total fraud amount of Rs. 27500/-)\r\n(Fimo Posting amount of Rs. 18050/-)\r\n(Pending for recovery from the employee Rs. 9450/-)\r\n\r\nCurrently, The LO Shailendra Kushwah/SF0083376 absconding from branch on 01/01/2025.','2025-04-09','2025-04-14','2025-04-08 07:26:02','2025-06-26 17:22:18',NULL,NULL),(41,47,150,NULL,NULL,0,0,1,'2025-04-08','2025-04-15','2025-04-20',147,1,'Gxc0sB/rfyW8jVW7Nj3N7A==:UyuFXTIq2I0ij7MR+rgnNg==','mhy4tv86OJcKnwYNjXSx6g==:JjKeNpCW0hll6rQg4TCCqA==','IC/QOIhyCExc0ToX5X+BtQ==:T4fufsBRWsdyk+mJzt+cGw==','According to the digital payment receipt LO Shivesh Kumar Mishra/SF0092763 had given the pre-closure amount Rs.17590/- of borrower SUNITA (Loan id.354399000) to BM Shashi Kala Vishwakarma/SF0077988 on 9 Dec 2024. However, BM Shashi Kala Vishwakarma/SF0077988 did not post the same amount in the FIMO. After being caught, BM Shashi Kala Vishwakarma/SF0077988 later deposited the amount Rs.17597/- on 2 Apr 2025, to complete the pre-closure process','2025-04-08','2025-04-14','2025-04-08 07:34:57','2025-06-26 17:22:18',NULL,NULL),(42,48,149,NULL,NULL,0,0,1,'2025-04-08','2025-04-14','2025-04-24',43,2,'N4wGVa025BHQB3955umdcQ==:XuQmlJ2IS6YheRWa22kg+Q==','vRCnyh7deZ7ujYGQ6trZGg==:Y1rQo+aKZvtMSGfWkAKPXA==','/LAxJ4ILINogrFCBPj/1Gg==:wOtrUv3UrVs2f9H53k+Xtg==','As per the borrower statement & digital payment receipt the borrower SANGITA(Loan Id.358562699) made the preclosure payment of Rs. 37,377/- to the account of LO Suraj Vishwakarma (SF0095844) on 3 Feb 2025.\r\nAs per the statement and the digital payment receipt LO Suraj Vishwakarma (SF0095844) stated that he was unable to make the payment from his own account. Therefore, he transferred the amount Rs.37377/- to the account of LO Shailesh Vishwakarma (SF0094051), who was also serving as the branch cashier at the time. However, LO Suraj Vishwakarma (SF0095844) claims that LO Shailesh Vishwakarma did not return the money to him. On the other hand, LO Shailesh Vishwakarma claims that he returned the money to LO Suraj Vishwakarma. However, LO Shailesh Vishwakarma does not have any proof or documentation to support his claim of having returned the amount. Although the loan was closed Rs.38429/- on 26 Mar 2025, it is still unclear who exactly closed it. \r\nAnd As per loan card LO Shailesh Vishwakarma collected 6EMI amount of Rs.3360/- at the rate of Rs.560/- per week on date 16 Oct 2024, 23 Oct 2024,30 Oct 2024, 11 Dec 2024, 18 Dec 24, 01 Jan 2025 and does not updated in the FIMO.\r\nTotal fraud amount of Rs.3360/-\r\nBorrower is in 118 DPD\r\nLoan card available.','2025-04-09','2025-04-14','2025-04-08 07:37:30','2025-06-26 17:22:18',NULL,NULL),(43,158,97,NULL,NULL,0,0,1,'2025-04-21','2025-04-25','2025-05-01',98,9,'eZ+6oSPk0IhGuz7XE3mYrg==:QzDWL8ye+pRMGo2nQKG8rw==','0hQwpzlwBKH26yDQXwijag==:nx0+UASbBebZrhSDyQP4DQ==','ElosGJo9OdxJYjPmKdnPAw==:SW0TrkDDnAZVs35uIVRXsw==','LO Shriprakash Chaubey/SF0061392 collected 1 Disbursed Amount Recollected amount of Rs.. 60000/- and 5 loans EMI amount of Rs.. 46090/-,  and 3 loans Preclose amount of Rs.. 46750- The Loan officer did not post the collected amount of Rs.. 152840/-but only updated in FIMO Rs.70530/-\r\nTotal fraud amount not recovered from LO of Rs. 82310 /-','2025-04-09','2025-04-12','2025-04-08 07:40:18','2025-06-26 17:22:18',NULL,NULL),(44,153,138,NULL,NULL,0,0,1,'2025-04-08','2025-04-12','2025-04-29',55,2,'8M1/F0OaQUBEzZb4L8DyCQ==:2tr5zgsA2JsJwwB7bXxiIQ==','HIzaSBMe3XNvF48fILgPYw==:NDoQjzELoO9SdvB63j8fQA==','uI4lhDuGCQ+0hNK4REc3fg==:VxQ830I6sqv3jMNMzKjFqA==','During Field visit we have found that Loan Officer Ratnesh Kumar/ SF0094325 collected EMI & Pre close amount from borrower in different centre but entry not posted in FIMO. ','2025-04-09','2025-04-12','2025-04-08 07:43:43','2025-06-26 17:22:18',NULL,NULL),(45,141,131,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-09',335,2,'55Ll5kyMAsxk/sNI3CBTRQ==:YYkoU5QNNHzznRmeldAi7A==','Cv9yWHiSpDpeIJEFDcO5YA==:Md9Wktz+g7ktBAgwTiDCrQ==','1uonxvc0jg0yTp5JhAYFBw==:COgWF/1dKT+Dz6/Z3wjq8w==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,370/- has taken place. Specifically, the Branch Manager, Vikash Kumar Bijarniya (SF0085823), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Manager collected EMI payments from two borrowers, amounting to Rs. 4,370/- and again failed to record these transactions in FIMO.','2025-04-08','2025-04-12','2025-04-08 07:44:41','2025-06-26 17:22:18',NULL,NULL),(46,142,130,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-09',92,2,'Bls55vSEfc6WCBF+/s6iDg==:G4EQPMIPMz6Sx4t98XKHjw==','G/cDDg460PMGFPjMNWIcCg==:ngT9152NRz4BCFmlbjK3hw==','SgtiMzlYCNks87IdVJRAeA==:D01FbUOCdt/qNbf2z5nUXg==','Dear Team,\r\n\r\nBased on the findings from the Internal Audit (IA) Team, it was observed during the verification conducted in April 2025 that fraud amounting to Rs. 6,250/- has occurred. Specifically:\r\n\r\nThe Loan Officer, Pawan Prakash (SF0075432), collected amounts from borrowers but:\r\n\r\nDid not post the collection amount in FIMO.\r\n\r\nDid not deposit the collection amount in the branch.\r\n\r\nThe Loan Officer collected EMI payments from two borrowers, amounting to Rs. 6,250/-, and failed to record these transactions in FIMO.\r\n\r\nNote: It has also come to light that the Loan Officer continued to collect payments from the field even after leaving the branch.','2025-04-08','2025-04-12','2025-04-08 07:45:00','2025-06-26 17:22:18',NULL,NULL),(47,164,136,NULL,NULL,0,0,1,'2025-04-09','2025-04-15','2025-04-29',202,24,'HBbErCjusK3Z3mkSsHcRFQ==:N285j8AAbKUNJm04yWYcLw==','WSVYJ+JIcrXIUojhKyUjDw==:PK0Jpd+vkxOzqufdxVFx9A==','t2gKgQCVCeMyQjyC2dGEzA==:huxcqbuUREjsRSb7DINIOg==','During the field visit by the IA team, it was observed that Loan Officer Shivam Singh/SF0087583 collected 24 Borrowers\' Pre-close amounts from borrowers without updating the same to their accounts. \r\nThe business team raised a complaint on 05th Apr 2025, vide no. FN25-26-00084. ','2025-04-09','2025-04-12','2025-04-08 07:45:04','2025-06-26 17:22:18',NULL,NULL),(48,143,129,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-09',158,2,'G/tMFwZiB+zUXSeDtjOl8w==:DiNCbnmOqt7HHzZ6zdSHhg==','tntyz5Up3YVmJpbpIeTSBw==:8xna7VIw//xqb3W0Y3TkBg==','gHm2OdTaleqUb2wb2wyD1Q==:32EYC5hHr8yn0XJnTFkEuw==','Dear Team,\r\n\r\nBased on the findings from the Internal Audit (IA) Team, it was observed during verification conducted in April 2025 that fraud amounting to Rs. 4,260/- has taken place. Specifically:\r\n\r\nThe Loan Officer, Raju Ram Chouhan (SF0075689), collected amounts from borrowers but:\r\n\r\nDid not post the collection amount in FIMO.\r\n\r\nDid not deposit the collection amount in the branch.\r\n\r\nThe Loan Officer collected EMI payments from two borrowers, amounting to Rs. 4,260/- and failed to record these transactions in FIMO.','2025-04-08','2025-04-12','2025-04-08 07:45:11','2025-06-26 17:22:18',NULL,NULL),(49,144,128,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-09',53,2,'IKNmdJCETap6RCN6UjKTYA==:C7BRBU0eNVQ3OL025V++Bw==','+WHLEb5rLsqtyoYsLtsySw==:lGTbjVAMnfXvdY/HDE5FsA==','8hebURW8XjpmLR4pKt/kKQ==:yGLTZtoDUwre9VfudWIxBg==','Dear Team,\r\n\r\nBased on the findings from the Internal Audit (IA) Team, it was observed during verification conducted in April 2025 that fraud amounting to Rs. 15,720/- has occurred. Specifically:\r\n\r\nThe Loan Officer, Raju Ram Gurjar (SF0068231), collected amounts from borrowers but:\r\n\r\nDid not post the collection amount in FIMO.\r\n\r\nDid not deposit the collection amount in the branch.\r\n\r\nThe Loan Officer collected EMI payments from two borrowers, amounting to Rs. 15,720/- and failed to record these transactions in FIMO.','2025-04-08','2025-04-12','2025-04-08 07:45:22','2025-06-26 17:22:18',NULL,NULL),(50,35,153,NULL,NULL,0,0,1,'2025-04-07','2025-04-12','2025-04-16',109,15,'/mTxTPn7PQcxxW2cjdKKgw==:rXTU8rW9f3usJtnmSx9LQg==','PcPyrK9268Y8jWKwCdIX1w==:OBTnRRsov6wyy/IwxEoVfA==','BllR9ooNvZsWrWYLLmLapQ==:0BCIJsiLhxF9YOgJ+x+2jA==','Dear Team, Please find below the summary of the fraud findings involving Loan Officer Lokendra Singh(SF0091110): During the Fraud investigation, we found that staff LO Lokendra Singh ,Collection amount Misappropriated and used for personal purposes.  1- Total fraud amount of Rs. 42,290/-  2. Total number of affected Borrower is 15. 3. Recovery Pending from staff - 42,290/-  Reconcile each of the 15 borrower accounts against digital/cash receipts to quantify exact shortfalls. Issue a formal demand notice to Sumitra Gautam for the pending recovery of ₹42,290/- . Note: This case involves multiple registration numbers due to DAPS being in pilot mode. Please note the following timeline and reference numbers: Initially registered manually as • Manual Complaint No. F2526-04013 • DAPS Complaint No. FN25-26-00002 Subsequently, the same staff complaint was officially registered in DAPS as Complaint No. FN25-26-00008 Going forward, please use Complaint No. FN25-26-00008 as the primary reference for all related actions and documentation.','2025-04-08','2025-04-12','2025-04-08 07:48:35','2025-07-16 12:12:40','Collection Amount Misappropriated',''),(51,57,148,NULL,NULL,0,0,1,'2025-04-07','2025-04-15','2025-04-20',266,35,'aOLM5qHZk6G48uNTweS18g==:8gDuy/bKjcuupCwhIr+f8Q==','cKAf3kNY3V2rBTCIlLYg5A==:hl6L+szm+z2K8QfTYQl4Sg==','jp889JFB1yRYI/XrJuN4vA==:itCnwphRNMOPhACsxF/lxQ==','The conclusion of this investigation is that Loan Officer Love Kesh/SF0088373 collected EMI amount of some borrowers at different centers in different dates but did not update that amount in FIMO and he Absconded- 19-Mar-25.','2025-04-08','2025-04-12','2025-04-08 09:13:45','2025-06-26 17:22:18',NULL,NULL),(52,193,175,NULL,NULL,0,0,1,'2025-04-08','2025-04-16','2025-04-17',178,3,'hLUpwc8JED8SXKFK1F/2pg==:zeMZp4QFmR8mvwUblm8DxA==','zLJ+e/ycgeApV5HtB7XCcg==:l86voaMfkctYOwHcXifySQ==','D/gd2tU/Ugn2uaPZ+MGUmQ==:7myfqGpMZHmrG9/6P/FkqQ==','Verification was completed as per the complaint against LO Akshay Prakash Chide/SF0075658 for the collection misappropriation and found the fraud a total Rs.9290/- for a total of 3 borrowers of 4 Loans.','2025-04-08','2025-04-16','2025-04-08 10:49:54','2025-06-26 17:22:18',NULL,NULL),(53,107,17,NULL,NULL,0,0,1,'2025-04-12','2025-04-18','2025-04-21',47,1,'B7Nk5uAYqYu8HkcdTsmGwg==:xKnsS9KfpCkCoKcs7BKYWg==','edSbiGs0Mc0XvFEi/fboIQ==:sAGZRvQ7ycdbBXBay+VLBA==','+i+Z8/08ksCD+QHdL4v9UQ==:PIl2QkCNv9J7ZjnCJ2SiwQ==','BM Sreenivasulu collected 1 borrower pre-closed amount, total collected amount of Rs.28,000/-Recovery amount Rs.14,140/- and pending recovery amount Rs.13,860/-','2025-04-14','2025-04-18','2025-04-08 11:22:47','2025-06-26 17:22:18',NULL,NULL),(54,109,14,NULL,NULL,0,0,1,'2025-04-08','2025-04-10','2025-04-10',46,9,'MFjOcSDBrRioy0jL4Gzf2Q==:1Y8nfNylEQKiVkjfslAwgQ==','BIGXy8R+Q2Bs+LXSsnKktw==:K98hgpHBwth2FcNn0fZkUQ==','+3ewDONh8bsPdbRCN701WA==:PZOgktZr+xNx0C/uQ0hi1w==','Based on the evidence, Loan Officer Pankaj Vishwakarma was found involved in the collection and pre-closure amount misappropriation on the names of 9 borrowers for the amounting to Rs. 87,180/-.\r\nTotal Fraud Amount = Rs. 87,180/-\r\nAmount Recovered and Accounted in FIMO = Rs. 20,700/-\r\nNet Fraud Amount (To be Recovered) = Rs. 66,480/-','2025-04-08','2025-04-10','2025-04-08 11:37:18','2025-06-26 17:22:18',NULL,NULL),(55,168,164,NULL,NULL,0,0,1,'2025-04-09','2025-04-21','2025-04-23',391,35,'lBiBxaP/X2O9JZVwiUNPjQ==:RR0x0HI449apqFYxhe7s3w==','d2DS6H/6GbOOx7PiqvC+oQ==:Ul42sNQ2ZKt8E96EH84vlQ==','420f0K3nHSarS9cJ3CQI7Q==:PpG0Jie6NHO7tLBNrwEe2A==','After  caseload verification of Sr.LO Pruthibiraj Swain/SF0068985, we observed fraud amount of Rs.410793/- ','2025-04-09','2025-04-12','2025-04-08 11:39:16','2025-06-26 17:22:18',NULL,NULL),(56,132,83,NULL,NULL,0,0,1,'2025-04-08','2025-04-16','2025-04-16',1,0,'CEBAbB+dmPAOzFx3m4Rdgg==:eOgJtnakRs/J/RsAdJ8HZg==','QTiz2v2zza8IvMt3jSrMLQ==:zc6kXu6jBmA/7v43UqrbKQ==','VzPGHvIfv4eE+Z0WknFDMQ==:78GF5kYaQdketiLp27xAuQ==','The fraud investigation is not required in this case of Nagod Branch bearing complaint number - FN25-26-00060, as the case is related to “Fake death claim settlement” of borrower Rajkumari/357826774. The death claim was settled by uploading the fake Death Certificate by the Branch Manager Vijay Kumar Sahu/SF0032582 and now the loan account of the borrower has been closed.\r\n\r\nMoreover, the 2 more instances of fake death claim settlements have been observed during the investigation i.e. of Borrowers Archana Kushwah/357280693 and Raja Bai Kushwah/356871569 as the loan was disbursed to these borrowers without informing them, and later death claims of these borrowers have been settled by uploading a fake death certificate of the husband. \r\n\r\nThe outstanding balance of these 3 borrowers is “ZERO” at present. \r\n\r\nKindly convert the Financial complaint into Non-Financial.\r\n','2025-04-08','2025-04-19','2025-04-08 11:39:48','2025-06-26 17:22:18',NULL,NULL),(57,199,177,NULL,NULL,0,0,1,'2025-04-08','2025-04-09','2025-04-09',69,1,'/1AldH60sJlGo3nf3vdl4w==:F3UepgwveTVNALdyI+1A5g==','UapalpW0PROryg6zBQWGRA==:H5wbPCJqQfw0GrP8ef1MHQ==','T/FFpEiU3UOIDD6iURF8JQ==:wHWi6skJ3oCdbmrgc6wnLg==','As per the Phone Pay Screen Shot, Borrower Kusum Kali Sharma/349509225 has paid an EMI amount of Rs.4,500/- to Loan Officer Shubham Vishwakarma/SF0081902 on 20-Sep-24 but the same was not posted in FIMO.','2025-04-08','2025-04-09','2025-04-08 11:42:36','2025-06-26 17:22:18',NULL,NULL),(58,39,92,NULL,NULL,0,0,1,'2025-04-08','2025-04-12','2025-04-14',77,1,'MGoaEo1ZSiLmnyTtnf9Qgg==:OFjWVlI35gWYLzROAflspg==','U6Rce+UP6RiRoxNKhUcm5g==:7MgDtpBRy38mJqdCir14lQ==','+xrBzTvko0Nr3vjUngOF1Q==:4v8ImqKSBsBcW+mpoUw6+Q==','As per the Loan Card, Borrower Ramshri/347708266 has paid an EMI amount of Rs. 3,800/- to Loan Officer Manoj Jatav/SF0058450 on 02-Sep-23 but the same was not posted in the FIMO.','2025-04-08','2025-04-18','2025-04-08 11:45:07','2025-06-26 17:22:18',NULL,NULL),(59,70,3,NULL,NULL,0,0,1,'2025-04-08','2025-04-12','2025-04-14',77,2,'pnTQxnYoS3UOBDd/IB1XVQ==:EFs9oy9z6oDYThImR2I2Gg==','rLcb9zYokJbkgGIjmNCf8Q==:INr0qsHxT0PdmS09PcF+RQ==','/RvyiiolwN/Fjl+WKZkk6A==:jp4CfOmbo7SbMR6pooOP+A==','Based on the investigation and available evidence, LO Anil Jatav was found involved the collection amount misappropriation of 2 borrowers for the amounting to Rs. 8,300/-.\r\nTotal Fraud Amount = Rs. 8,300/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount (To be Recovered) = Rs. 8,300/-','2025-04-08','2025-04-12','2025-04-08 11:46:41','2025-06-26 17:22:18',NULL,NULL),(60,189,183,NULL,NULL,0,0,1,'2025-04-08','2025-04-15','2025-04-16',186,2,'i5E4oeD/6vGwX/FWI1ql1w==:y7tTNNhzah8lLJjhYc+ZHQ==','fR5m06+CBFcaRsuEWox0MA==:mNGuWlPo8OmHbB37TTaj2g==','I6IKXQeEVyc5ENO+rGg49Q==:mInCiVvfb/7DArN9Qj6ljw==','Post Investigation, total fraud affected borrower 2 and the fraud amount is Rs. 13380/-.\r\n(2 borrower collections collected )','2025-04-08','2025-04-15','2025-04-08 12:29:42','2025-06-26 17:22:18',NULL,NULL),(61,190,182,NULL,NULL,0,0,1,'2025-04-08','2025-04-17','2025-04-18',779,2,'AOSO9qfj6E4B1G1d7DPryQ==:+vVL0Uv5Evumru3YbHjPeQ==','X2qPCqV/wPbq8Q6v/dckQA==:n9oRF8JUngPlsZYkzxAfHg==','GNNZT11Gt64AjPtSQh53Ag==:/v+jRohvYs5SYiVsc2OHKA==','Post Investigation total fraud affected borrower 2 and fraud amount Rs. 4490/-.','2025-04-08','2025-04-16','2025-04-08 12:30:02','2025-06-26 17:22:18',NULL,NULL),(62,191,181,NULL,NULL,0,0,1,'2025-04-08','2025-04-21','2025-04-22',203,7,'Iwwt1QM+RLDnNxMUsIpjWw==:vgnqgPAdJqqbimur711UvQ==','8uilVpxG48nc3fGxrOr57g==:7Z7X9bgGabOwwrysdvGbNA==','O+KKnoesjSNH3I8p8fVShA==:YtOqvGEp2ROkuvl7F1Xlqw==','Verification was completed per the complaint against LO Shubham Ravindra   Kamatkar/SF0064486 for the collection misappropriation amount of Rs.1,710/- \r\nAfter the investigation, the froud was found in a total amount of Rs.29,810/- for a total of 7 borrower of 7 Loans.\r\n','2025-04-08','2025-04-21','2025-04-08 12:30:16','2025-06-26 17:22:18',NULL,NULL),(63,136,140,NULL,NULL,0,0,1,'2025-04-09','2025-04-10','2025-04-12',1,1,'O20cKT99mCXqoTbw+5DE+A==:UiKNpqNac7TJck8YXHJR+g==','gMkBxDIyUH4DD8gdG0B0ww==:ixZzp7YkC7ahektxphkKdQ==','tgv5e4u3EBwCrTuC6PHR8g==:OGOYbH/XIyqLjNWq+KQOUw==','As per complaint raised by the borrower to CSS portal, post verification it is observed that LO Shrwan Kumar/SF0071039 collected rs.2400/- but the same was not accounted in the FIMO..\r\n','2025-04-08','2025-04-10','2025-04-09 04:54:16','2025-06-26 17:22:18',NULL,NULL),(64,214,180,NULL,NULL,0,0,1,'2025-04-10','2025-04-21','2025-04-22',159,3,'7V/4fKyJM8sDK6ET6iOj/Q==:Jopd/Ey9CPTotg9NT/raNA==','piWfn307uV18X/7RXphyRg==:q4E9jTZDDsaONj3gC7z0Ww==','Y7TkeVJL3rqo9JCLOCbBsQ==:OPe4OMrCSf/Ja1wWAiKSCA==','Post Investigation, total fraud affected borrower 3 and the fraud amount is Rs. 11840/-.\r\n(3 borrower collections collected )','2025-04-10','2025-04-12','2025-04-09 07:19:29','2025-06-26 17:22:18',NULL,NULL),(65,230,192,NULL,NULL,0,0,1,'2025-04-11','2025-04-18','2025-04-29',75,10,'rxg6q8/APX2cYtCJEXNysg==:qcS523Uejtnno3OOz0ekAw==','/0k4QtKMkA2VWXEzE4X60A==:QERH2IcKH4ESy6yIjxPp9A==','GtfJz7Iv7YsLi00Hagz40w==:BNHufdLHAJxwtLjhQvO7rQ==','During the investigation, it was observed that LO Vishal Mishra/SF0092253 embezzled in the EMI amount, misappropriation of multiple borrowers from multiple centres. ','2025-04-14','2025-04-17','2025-04-09 12:51:47','2025-06-26 17:22:18',NULL,NULL),(66,204,196,NULL,NULL,0,0,1,'2025-04-14','2025-04-22','2025-05-02',170,4,'SdLip5q6NvUB0Tj4fGtcqg==:yvS3xbtzlHm/IxxqYnyxqw==','gW8K0n/pBhnzUJcF+s/k5w==:+Wp4U0f7JHnY7Lhq0zQmmw==','6q6t+9jLlXYRGmj4GbbNqg==:BZWYLRHOX+J8/94P5FBRcg==','The conclusion of this investigation is that Loan Officer Anil Kumar/SF0072700 collected EMI, advance collection amount and pre closure amount of some borrowers at different centers in different dates but did not update this amount in FIMO and absconded dated 06-Mar-25.\r\nMisappropriation details are as below -\r\nGross fraud amount -  ₹ 56737.00\r\nRecovered amount - ₹ 15161.00\r\nNet fraud amount - ₹ 41576.00','2025-04-11','2025-04-16','2025-04-10 02:21:20','2025-06-26 17:22:18',NULL,NULL),(67,198,221,NULL,NULL,0,0,1,'2025-04-07','2025-04-12','2025-05-01',74,6,'5MqQCurWIie+fmT1SREueQ==:yT6vRHOX5/e4M/aaOw32Mw==','WgFsxyzOZa+6dCPKyhxbEA==:r6+SwGt4mxc8WmPykmOz7A==','OGroNZ1ISaWEpKphsFQLxw==:rlHZdygRSNLWF3z03mCh8w==','Preclosure and Installment Fraud by LO Atul Tripathi /SF0084534 -:\r\n1. Preclosure Fraud:\r\n   - LO Atul Tripathi  processed the preclosure of 5 borrowers for a total amount of Rs. 86174/-\r\n   - However, he only updated Rs. 30860/- in the system. \r\n   - The remaining amount of Rs. 55314 /- was not updated. \r\n2. Installment Fraud:\r\n   - LO Atul Tripathi collected an installment payment of Rs. 10119 /- from 1 borrower.\r\n   - This amount was not updated in the system.  ','2025-04-10','2025-04-14','2025-04-10 04:40:17','2025-06-26 17:22:18',NULL,NULL),(68,260,222,NULL,NULL,0,0,1,'2025-04-10','2025-04-14','2025-04-14',318,2,'9CCmh0Gdj9qVFiBQyyZKYA==:ZB2pExVfBarrVpC4bdblwA==','7cpU5Z0rL4NEmWxacoqzaw==:6mirS+gSVgnoJDTfAAJGMw==','ECifrYlu2NJFLZdl8xXdYQ==:ncMetREYVLOHcakrMLTXKQ==','During CLV, we have identified Rs.3850/- amount of cash misappropriation against 02nos of borrowers.','2025-04-10','2025-04-11','2025-04-10 05:20:16','2025-06-26 17:22:18',NULL,NULL),(69,253,220,NULL,NULL,0,0,1,'2025-04-10','2025-04-11','2025-04-12',33,1,'DtBiJiKflcnOO0F7voqh4A==:KlIEIoBrnOKtH4JZnIRJmg==','/3rKQpoTEB+F3x2sVaQ93g==:zbi8K1mhfIphwOzfz4Dzjw==','bgxAt5tq4Txcm7slqFVByQ==:P66IBMstPhi6+BuneqwaqQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2,000/- has taken place. Specifically, the Loan officer, Pravin Singh (SF0084409), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from One borrower, amounting to Rs. 2,000/- and again failed to record these transactions in FIMO.  Note: As per the Investigation Report, the CLV date is 9th April 2025 to 10th April 2025. However, in the DAPS application, I have mentioned 10th April 2025 to 11th April 2025 due to a technical issue in the system.','2025-04-10','2025-04-17','2025-04-10 06:14:48','2025-06-26 17:22:18',NULL,NULL),(70,255,219,NULL,NULL,0,0,1,'2025-04-10','2025-04-11','2025-04-12',50,4,'P80rRrmlGZPB5cokOYJg9w==:Jhwtp5XhNDuUOMW9yfynpA==','Zico3gXqrQwaIIKtnx6LtA==:t6tD0IzxKR7Td6+yq9PbDA==','gXce6YK205jbyxofxiDj+A==:YpVu618hHwF49Bfrqivcrw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 25460/- has taken place. Specifically, the Loan officer,  Harsh Vardhan Meena (SF0076108), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from four borrowers, amounting to Rs. 25460/- and again failed to record these transactions in FIMO. Note: As per the Investigation Report, the CLV date is 9th April 2025 to 10th April 2025. However, in the DAPS application, I have mentioned 10th April 2025 to 11th April 2025 due to a technical issue in the system.','2025-04-10','2025-04-17','2025-04-10 06:15:08','2025-06-26 17:22:18',NULL,NULL),(71,256,218,NULL,NULL,0,0,1,'2025-04-10','2025-04-11','2025-04-12',90,7,'3AKIlfZye7LeH8nrTUAJSA==:mwKXLpOD6AyYVt8IetQIiA==','wfGizIRHB3U3+hdcLxNoRQ==:SA0Nc1dasrMSLZugYIRy5w==','jrEjqzqj1ojjc3WIFdbwKQ==:cq3iWRPeUtuSpfR8pU06MA==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 51,680/- has taken place. Specifically, the Loan Officer, Rahul Gayari (SF0085294), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 51,680/-, which have amount of Rs.5170 has been recovered and posted in FIMO and the rest amount of Rs.46510 again failed to record these transactions in FIMO. Note: As per the Investigation Report, the CLV date is 9th April 2025 to 10th April 2025. However, in the DAPS application, I have mentioned 10th April 2025 to 11th April 2025 due to a technical issue in the system.','2025-04-10','2025-04-17','2025-04-10 06:15:21','2025-06-26 17:22:18',NULL,NULL),(72,257,217,NULL,NULL,0,0,1,'2025-04-10','2025-04-11','2025-04-12',40,1,'NUOuYenWV1W93Mmxnx+FaQ==:4NMY/7K1tqzvUwHBlqNBeA==','wQtxMHEmvoWcuihZnoxw5Q==:b/F3oi4S4G7yXTsYcgsG7Q==','1i210MV9VYwddrcVROYfUw==:TG7SaZHQ9ZWFFJnLUKZ8sw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,060/- has taken place. Specifically, the Loan officer, Devkaran dhangar (SF0086259), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from One borrower, amounting to Rs. 4,060/- and again failed to record these transactions in FIMO.  Note: As per the Investigation Report, the CLV date is 9th April 2025 to 10th April 2025. However, in the DAPS application, I have mentioned 10th April 2025 to 11th April 2025 due to a technical issue in the system.','2025-04-10','2025-04-17','2025-04-10 06:15:36','2025-06-26 17:22:18',NULL,NULL),(73,202,214,NULL,NULL,0,0,1,'2025-04-09','2025-04-19','2025-04-21',168,11,'BKW0WkOZ4gV9/MrGVo8Tcg==:eAq9eZIj6UwO9JBVuWGtoA==','AsKQ9wwapzvWwsLrlMxNdg==:zsVYkW/3djSat7HjZWenXw==','HlM7Qh05ksq3QEV5i4Zv+Q==:iSmgZPWcUSj+TpnukWZDBg==','During field verification, it was observed that loan officer Vishal Kumar/SF0094063 had embezzled Rs. 38,100/- from 11 borrowers\' total collection amount and only Rs. 6,160 accounted in FIMO as EMI.','2025-04-09','2025-04-25','2025-04-10 07:07:25','2025-06-26 17:22:18',NULL,NULL),(74,216,215,NULL,NULL,0,0,1,'2025-04-10','2025-04-17','2025-04-18',144,5,'/Q3gA2u7qVd9OBID62cj8w==:2u6XRGha5qG93qkOva5QGw==','S+EFVNrVy3Mi0XxnKm0KZg==:0uYLQrj9EnAK/Rtr3MD3vA==','70ENPZC256cR0euNdvpgjA==:5FCmP0DQaWZjmLQBHX1f7w==','During the investigation observed that loan officer Murari Kumar Singh/SF0085434 had embezzled of Rs. 20,660/- from the 05 borrowers\' collections amount. Out of that Rs. 3,350/- recovered (accounted in FIMO as EMI) and now a total of Rs. 17,310/- is yet to be recovered from him.','2025-04-09','2025-04-25','2025-04-10 07:07:59','2025-06-26 17:22:18',NULL,NULL),(75,219,197,NULL,NULL,0,0,1,'2025-04-09','2025-04-12','2025-04-14',160,4,'dlS3hitPWG4Mql6cXjfqKg==:37bO7egw/mGpSksag6PIzw==','qCnhrlp+mLigJnvogxFtvg==:2HVc7/hoGzY4H4auhH5F0A==','x83Z0oGRFqq9Hr62PCQhgQ==:yVeSXMUTlrByhSOmpaTJ8Q==','IA Observations during Fraud Investigation:\r\nDuring the field investigation, we observed that loan officer Ashish Kumar/SF0053604 had embezzled advance EMI and collection amount of Rs. 26,840 from 04 borrowers, and out of that, only Rs. 4,480/- was accounted in FIMO as EMI basis. Now a total of Rs. 22,360 yet to be recovered from him.','2025-04-09','2025-04-24','2025-04-10 07:09:10','2025-06-26 17:22:18',NULL,NULL),(76,275,224,NULL,NULL,0,0,1,'2025-04-10','2025-04-12','2025-04-12',373,1,'0DDn89/ahqXroVHT3wCmjQ==:e9s1+MKUH5ALGQhCHewGqA==','oAO5xXMi6+Y4tM7Twwh13w==:MUxFQ25tIpL8kWgB5aCP9g==','BfB6hLoVJuzU3W78gbrtBQ==:hd5noVjcBMK80XaZ3TJzaQ==','After caseload verification total of  Rs 2250/- misappropriation of cash observed against LO.','2025-04-10','2025-04-12','2025-04-10 10:28:05','2025-06-26 17:22:18',NULL,NULL),(77,188,178,NULL,NULL,0,0,1,'2025-04-10','2025-04-12','2025-04-14',42,1,'0uO2kKd8ouVTbH43rqKWyA==:dT8JtSYs/p1ghsVHAHDT7w==','t7qVbPJB6CyJuRGpWj/c1A==:5js5ruclkxyHkx9bnPnnRQ==','83oPEk4Lc8M5p4RLJS+NVQ==:kFlgD+8ykNiMYJHP6Kxz9Q==','As per the Cash Receipt, Borrower Laxmi Bai/351067164 paid the advance amount of Rs. 18,215/- to Loan Officer Govind Lodhi/SF0073927 on 16-Jul-24 but the same was not posted in the FIMO on the same day. As per the collection report transaction date, Loan Officer posted below-mentioned 6 EMIs month wise in the FIMO.\r\n1. EMI Rs. 2,250/- = Posted on 22-Jul-2024 (As per transaction date but reflected in sub-ledger on 01-Jul-2024 due to EOD pending).\r\n2. EMI Rs. 2,250/- = Posted on 02-Aug-24 (As per transaction date but reflected in sub-ledger on 01-Aug-2024 due to EOD pending).\r\n3. EMI Rs. 2,250/- = Posted on 05-Sep-24 (As per transaction date but reflected in sub-ledger on 01-Sep-2024 due to EOD pending).\r\n4. EMI Rs. 2,250/- = Posted on 03-Oct-24.\r\n5. EMI Rs. 2,250/- = Posted on 09-Nov-24.\r\n6. EMI Rs. 2,250/- = posted on 08-Dec-24.','2025-04-10','2025-04-12','2025-04-10 12:29:27','2025-06-26 17:22:18',NULL,NULL),(78,161,126,NULL,NULL,0,0,1,'2025-04-10','2025-04-16','2025-04-17',148,6,'WuynAtaWTJDWB0IQRcBKrA==:2o13Gc8pyda0enSeaOVA0Q==','8FZ6SdQbRO2WnFPfzOKVZg==:1DkTZ2KHCZSavFmCnleTsg==','gKuJHEDCu5bysFjwRJsBRw==:eCYk4oksPRrPkD4gSJ3w1w==','Based on the available evidence, LO was found involved in the collection and pre-closure amount misappropriation of 6 borrowers for the amounting to Rs. 86,540/-.\r\nTotal Fraud Amount = Rs. 86,540/-\r\nAmount Recovered and Accounted in FIMO = Rs. 44086/-\r\nNet Fraud Amount to be recovered = Rs. 42,454/-','2025-04-10','2025-04-18','2025-04-10 12:31:50','2025-06-26 17:22:18',NULL,NULL),(79,285,225,NULL,NULL,0,0,1,'2025-04-11','2025-04-13','2025-04-14',315,9,'0yeqcvQF0VOyS89QJpBKaQ==:0Hk2zrcNAdAr1a/wyduhrw==','t1IfY2O79CqqfXxHOWyjGw==:+VKoidNil50eI8cBmGIrrQ==','uC3yqYa/1LTVNfdOZFR7EA==:lJ7nDMD55CQgJg3rjha8lg==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 66,830/- has taken place. Specifically, the Loan Officer Aashishkumar Tamboliya/SF0083192 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from nine borrowers, amounting to Rs 66,830/-, of which Rs. 2,900/- has been recovered and posted in FIMO, and the rest amount 69,930/-, again failed to record these transactions in FIMO.','2025-04-10','2025-04-17','2025-04-11 00:56:39','2025-06-26 17:22:18',NULL,NULL),(80,50,23,NULL,NULL,0,0,1,'2025-04-02','2025-04-09','2025-04-10',142,13,'2lfEMdXqT5D5F8cQdO8CWA==:GfjvvMxYDhYa+8mEgeZVuw==','HGm3b52yHSWZecc3t+88AA==:I5VO5IZNyFwo29KIEIGr0g==','YFFwfs8fdymF0ekUzrsVsQ==:hn46fprY3r23UeMtP6WBJw==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-04-05','2025-04-11','2025-04-11 04:31:49','2025-06-26 17:22:18',NULL,NULL),(81,51,12,NULL,NULL,0,0,1,'2025-04-02','2025-04-09','2025-04-10',113,10,'CBo2yiZ89AhQi+PkDBr+Xw==:8Fy+cezV2ZCtlNW9lMaCaA==','H1KfJnfxX9ZztL2l5Jfd8g==:2lOA45e9NpFRaTUFS05hDg==','mHKt0nrk3GG4t33dI+y+DQ==:nW32iS7N2uEmtkmnLLSv6A==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-04-05','2025-04-11','2025-04-11 04:33:44','2025-06-26 17:22:18',NULL,NULL),(82,284,243,NULL,NULL,0,0,1,'2025-04-11','2025-04-21','2025-04-22',397,16,'FJWppH7jyoMmLoCTUikPKQ==:FfFtuJUmTNCxB4ztzjVGxA==','kBssKGg6/7rKrowOTv9hWg==:q4qHmCRQnOQ/LNIaszHiiw==','25oYISJdBiR9flK9YYuAGQ==:zAOYum1JqTOQXDDBR4H27Q==','After caseload verification total of Rs 306320/- misappropriation of cash identified','2025-04-11','2025-04-21','2025-04-11 05:06:26','2025-06-26 17:22:18',NULL,NULL),(83,297,231,NULL,NULL,0,0,1,'2025-04-10','2025-04-14','2025-04-15',93,22,'aj0MhuMfi1Q2W7bE3Qz6YA==:p+S2FYzJz1bBCjD3srYSpg==','3opCjeAmwMKuxhRPnIbQUA==:jRoSpN463pKCUEDJNuFktw==','ot7wV1mi+7hifBAatK+QRA==:PypSJrXd0uk8zoxg4ZqgsA==','Fraud was established against the employee.\r\n','2025-04-11','2025-04-17','2025-04-11 07:09:20','2025-06-26 17:22:18',NULL,NULL),(84,292,232,NULL,NULL,0,0,1,'2025-04-10','2025-04-14','2025-04-15',82,17,'7i9nxHjeCNEQv2R6CF1LXw==:7I0+cqae2vVaui3cGWyedg==','7bcMZNOLcpMm81wInZy3gw==:Si9yYtyQf1zzyB3Ta53K5g==','9GySQZZs61elWHUetVqHeg==:axcCCJJ7Brym9Iu57lLe6g==','Fraud was established against the employee.\r\n','2025-04-11','2025-04-17','2025-04-11 07:17:12','2025-06-26 17:22:18',NULL,NULL),(85,196,234,NULL,NULL,0,0,1,'2025-04-07','2025-04-09','2025-04-10',2,2,'m0ZkyAJK6SlCNVcG1CF7aA==:ElaHXpWewEY2bJSAWOGtIg==','3qDbnIXcMRpnvKpb+KiWnw==:Rk7upH4BhHOj3Cv/skp52w==','iplZ08WCiPXuUpbNK6gSxA==:8P/EpRS2iwPayh53c7Hd4A==','Fraud was established against the employee.','2025-04-11','2025-04-11','2025-04-11 07:19:39','2025-06-26 17:22:18',NULL,NULL),(86,304,268,NULL,NULL,0,0,1,'2025-04-14','2025-04-21','2025-04-23',274,6,'NgHZ8plRe1fEz/bR+J/fGw==:b2G4UWbuAVaW+KU22ePkNw==','VDe2JMcJPvDVZ1p4qdmifA==:EGs18ROI0KEEAA/WVCEKUA==','XS0PxEooHFLbfsJrDdaT7w==:m7OxpopfQX8WPSnc5V19LQ==','CM Kumarswamy L N 2 borrower EMI Collection,1 borrower advance collection and 3 pre-closed amount total collected amount of Rs.1,00,125/-Recovery amount Rs.0.0 and pending recovery amount Rs.1,00,125/-.','2025-04-14','2025-04-17','2025-04-11 08:00:03','2025-06-26 17:22:18',NULL,NULL),(87,261,227,NULL,NULL,0,0,1,'2025-04-10','2025-04-15','2025-04-18',124,3,'yY6GiVtIGIaAmxxZ+Yhrxg==:YqrYxRRVq0dQQX35DO9v+A==','s89tr5KpSMN2awCuPWvXxQ==:R5CdELO0I2ybUWqOfFM7jA==','/9PStKfFqhHwyXQlUXk2Sw==:Gp1qFMXSYgRHpAy7FhgJpg==','LO Nagesh Mathapati was collected 3 borrowers EMI collection of Rs.8,030/- and pending for recovery.','2025-04-11','2025-04-14','2025-04-11 08:02:07','2025-06-26 17:22:18',NULL,NULL),(88,259,206,NULL,NULL,0,0,1,'2025-04-11','2025-04-15','2025-04-18',191,6,'MVg0vaAebrLXB6PVFQaRyQ==:XMQVqlnm5W6DRm2H5/ADbQ==','ZgOfH6q+LgwH9WqCdQQEEg==:mrGV15IhG3+/2INBYNLZPQ==','hwhZVd5RXBCR7GDXNZonJw==:THCN6zxp+/aQNDYmYJCf3A==','LO Sateesh Kumar  was collected 05 borrower\'s EMI collection and 1 Pre-Closure Brrower total Amount Rs. 70,024/-,Recovery amount Rs.9,860/- and pending recovery amount of Rs.60,164/-.','2025-04-11','2025-04-14','2025-04-11 08:02:21','2025-06-26 17:22:18',NULL,NULL),(89,224,184,NULL,NULL,0,0,1,'2025-04-10','2025-04-16','2025-04-18',268,2,'ZQT2asz8o8a7LelB7oZMlw==:1lAuSyCIR02u55Lu45yBuw==','mOYD9omT/PsPjEax1qNYmw==:4VQQPa934LlurAAbykUUgA==','Etg/la6UMU7ck7OlNvcS4g==:jcIH5ZcLX5AIbWFfj8w1ug==','BMSharangowda M R  was collected 2 borrower Pre closed amount of Rs 62,749/- and amount of Rs. 7,040/- recovered and amount of Rs. 55,709/- is pending for recovery. ','2025-04-10','2025-04-15','2025-04-11 08:06:42','2025-06-26 17:22:18',NULL,NULL),(90,195,235,NULL,NULL,0,0,1,'2025-04-07','2025-04-09','2025-04-10',5,3,'tuX3cZMK9IWl0HV1n0YmUw==:E8bGxZ6Pe+xJoz7vmOiuxA==','pq82uqfEYs9b4ESevaI6/A==:Fxl9Co2qFrzII7TwdQ3kTw==','AEM7TvKTBQWaRWqwE7u9Pw==:8GrGPMiGLs20EmQxEAbl6Q==','Fraud established on the employee','2025-04-11','2025-04-17','2025-04-11 08:51:12','2025-06-26 17:22:18',NULL,NULL),(91,159,169,NULL,NULL,0,0,1,'2025-04-05','2025-04-11','2025-04-12',75,10,'/3Yt6PBr6UUWnHkIaa9mAQ==:4bX/vx9pNZ6bhQA0aOvxgA==','Axs0S3N54DCyekQ4qveltw==:b4YZfyZZUDiehJNbW0HLZA==','n5L1l/7/MD0/BitfsimnEQ==:9tfeG3wx08/cVzjtLUnV2g==','Fraud identified and final report shared','2025-04-11','2025-04-17','2025-04-11 09:05:06','2025-06-26 17:22:18',NULL,NULL),(92,145,94,NULL,NULL,0,0,1,'2025-04-07','2025-04-09','2025-04-11',272,5,'etI/zBvv5sojZEDfONKXsA==:JiQYJPRmJGyyRH3QplaQRQ==','5aZ1qg6YIY2RKG1Kt7wAzA==:WYDGLdl3HRWEDkCWy4wAgQ==','JHhM2L6plAp9eNmh27DTfg==:2t72Yoavq0xAdVUmMar/rQ==','Dear Team,\r\n\r\nBased on the findings shared by the Internal Audit (IA) team, verification conducted during March 2025 revealed a total fraud amounting to Rs. 2,00,000/-. It was observed that BM Jigneshkumar Parmar (SF0079801) posted only Rs. 56,964/- in FIMO, while the remaining amount of Rs. 1,43,036/- remains unposted and is to be recovered.\r\n\r\nAdditionally, it has been noted that:\r\n\r\nThe borrower had completed their loan repayment in 2022; however, no receipt was provided at that time.\r\n\r\nA receipt was eventually issued to the borrower in January 2025 by Jignesh Parmar.\r\n\r\nThe signature on the cash receipt does not correspond with the denomination or movement register records.\r\n\r\nThe borrower has confirmed that the payment was made to Jignesh Parmar and has provided a written statement supporting this claim.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Palitana branch. Upon review, it has been confirmed that the case actually pertains to the Gadhada branch..','2025-04-07','2025-04-09','2025-04-11 09:37:55','2025-06-26 17:22:18',NULL,NULL),(93,251,263,NULL,NULL,0,0,1,'2025-04-14','2025-04-17','2025-04-18',482,38,'1lanWJotHyBGx9/ZbaAkoA==:c7tSVvHW3WhH/FMZgVL9NQ==','XePOgoTg7JQH79pkcL09cw==:Q5qyCrx3ApnZ+wTcoLE3kA==','AB18v05w/dLExjBuOFml8g==:E1hRDG0UOQ2YemN407ROWA==','Dear Team,\r\n\r\nAs per the findings of the business Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 31,1219/- has taken place. Specifically, the Branch Loan Officer, Manish Kumar (SF0057474), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from thirty-eight borrowers, amounting to Rs. 3,11,219/-, of which have amount of Rs.1,06,610/- has been recovered and posted in FIMO and the rest amount of Rs.2,04,609/- again failed to record these transactions in FIMO.','2025-04-11','2025-04-19','2025-04-11 10:28:00','2025-06-26 17:22:18',NULL,NULL),(94,252,262,NULL,NULL,0,0,1,'2025-04-14','2025-04-15','2025-04-17',478,32,'jbuG0v3MouxjlyoQ8QU5sQ==:Uqh9b7YgH4uvph7QXrvptw==','1+YZaCFGU1yRKBewTWAeeg==:gSV1fVc+b14ejlkiXmv5gg==','C1Rr3Iha9xyBNYRjPd5MKw==:OgUmd09Q23cxJ3ijBO5Dkg==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, the internal audit team verification conducted in April 2025, it was observed that a fraud amounting to Rs. 1,33,780/- has taken place. Specifically, the Loan Officer, Pankesh Kumar(SF0072194), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from thirty-two borrowers, amounting to Rs. 1,33,780/-, which have amount of Rs.19,530/- has been recovered and posted in FIMO and the rest of Rs.1,14,250/- again failed to record these transactions in FIMO.\"','2025-04-11','2025-04-19','2025-04-11 10:29:52','2025-06-26 17:22:18',NULL,NULL),(95,185,236,NULL,NULL,0,0,1,'2025-04-14','2025-04-26','2025-04-29',24,4,'Wm7qUPTQsxcekI2WzAcsiw==:+92z0BGKkrqjZCMoNwJ8lw==','oJ/SK/Wh+PK9nVe3QzSnhQ==:hh7e8/Db+g5Vj5BRESjTeg==','u/2IZJWo3FNZr9Rs4snnxQ==:DyNiLQgsgynkkax0X3aL0g==','Fraud was established against the employee.\r\n','2025-04-11','2025-04-17','2025-04-11 10:29:55','2025-06-26 17:22:18',NULL,NULL),(96,291,251,NULL,NULL,0,0,1,'2025-04-12','2025-04-13','2025-04-15',140,10,'oZMc5+XPpO+RxoLAXe6riA==:PF4QgSJzrIZZqCkLsHj0vQ==','gSuB/HpFodov/EyZwEvtGg==:q0t81G+rkqqkRPVfGAidzg==','Bp9pcsakvK7v2HEBwTh1hA==:+5jNc6rwRU3f+6qxRk/lJA==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 25,340/- has taken place. Specifically, the Loan Officer Rahul Choudhary/SF0097791 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 10 borrowers, amounting to Rs. 25,340/-, and again failed to record these transactions in FIMO.\"','2025-04-13','2025-04-19','2025-04-11 10:30:39','2025-06-26 17:22:18',NULL,NULL),(97,30,168,NULL,NULL,0,0,1,'2025-04-01','2025-04-11','2025-04-12',54,8,'W7fMYHibZNjWNjSdpW5rtA==:EOreP5mOw3YQVJg1iLfpow==','1lmrw9iMC3Q8CWI4wH0IfA==:0qgSfMJMXvZfdBxRaqD0GA==','Fid0+Ax0lgr+K3nyNy9A/w==:svOM4N+xcy/3D8l/x4He0w==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-04-08','2025-04-15','2025-04-11 10:42:25','2025-06-26 17:22:18',NULL,NULL),(98,299,267,NULL,NULL,0,0,1,'2025-04-11','2025-04-21','2025-04-22',185,8,'AAQVHulKEA0dKPohbzy6tA==:6hkBYhBQlkf64VWiaNSNlA==','jeLgQPXlLRG5ApFWiOxLdg==:k67GyqWGBwkOF2rzFRxNhw==','7uTj1n3Yy/0FCpRZvO43ag==:IO/XBBz+pnzsfqUTb8QefQ==','Based on the available evidence, the loan officer Vinod Badole/SF0088469 was found involved in the collection amount misappropriations of Rs. 63,690/- for the total 8 affected borrowers.\r\nTotal Fraud Amount = Rs. 63,690/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 63,690/-','2025-04-11','2025-04-18','2025-04-11 11:34:35','2025-06-26 17:22:18',NULL,NULL),(99,2,279,NULL,NULL,0,0,1,'2025-04-03','2025-04-09','2025-04-10',57,1,'DMARJOY8+sZvMtNsycvFyQ==:h6pYs9jWifiayTYGAMJhOg==','oLTxfQRRHA+jYiZnApIYGg==:qe4Qiea5tZceEC+zK5UcOQ==','7gsqiENfd2dLrQnvSG2KiA==:Zpcq4m2si+KnkAc7mKtaQw==','Fraud was identified on the employee detailed report sent.','2025-04-11','2025-04-11','2025-04-11 11:50:55','2025-06-26 17:22:18',NULL,NULL),(100,52,213,NULL,NULL,0,0,1,'2025-04-09','2025-04-11','2025-04-12',101,1,'w1ooZQ9Py3Mn3G9hiYz9qA==:Bo+qUF/zwaS2Qdxm5xWSWQ==','4+GOik0JK0WwVoQTpD85VA==:9IjDCjipbG82WSVS7VUk4w==','Ysy4jjehG6nBPgLANvE+9w==:9FQJopVphZhiIXmRyC40/A==','During field verification observed that loan officer Rahul Kumar (SF0083247) had embezzled one Borrower Collection EMI (2240 x 4) of Rs. 8960 /-, but only (1970 x 2) Rs. 3940 was updated in FIMO in new loan (357383653) and the rest of the amount, Rs. 5,020/-  was not reported. A new loan (Viswas - 357383653) was disbursed on 02-Jun-2024 after deducting her previous outstanding, and the loan officer collected the EMI as per her closed loan.\r\nA manual complaint registered on 02-04-25 vide complaint nos. F2526-04025 against case id DC-FY-2025-00213.','2025-04-09','2025-04-19','2025-04-11 12:37:39','2025-06-26 17:22:18',NULL,NULL),(101,266,248,NULL,NULL,0,0,1,'2025-04-10','2025-04-21','2025-04-22',320,10,'tVjla1QIbGQ2RzSvCEWkYg==:mAxkjX3t9VWwtEUgC+CWDA==','2y+OUWDySQIthrefLLOpWQ==:txXZZbNAJTQiZIEDgCIgTg==','TcWya6xrUTr/gdgeiCJo1w==:VtuU1hVrBDPiT7ytpUVTog==','During post-investigation, found that Loan Officer Rahul Shivaji Chavhan/SF0064538 collected the 10 Borrowers\' EMI collection but did not post an entry in FIMO.','2025-04-11','2025-04-16','2025-04-11 16:19:16','2025-06-26 17:22:18',NULL,NULL),(102,264,246,NULL,NULL,0,0,1,'2025-04-10','2025-04-21','2025-04-22',188,10,'20IQrC3LX9DQAOQVpsCWSQ==:bQnbgxYgegiNpnvsx/ZO4A==','TK0ASGIJ4aaJAaFqTELfew==:rpEBYY43z0WAf1/gH76juA==','4gdPpS0p04TSA2HeAg8//w==:5iiROPDYqZ2Tsb3xRDZRwg==','During post-investigation, found Loan Officer Amol Babasaheb Khaire/SF0067111 was collected the 10 Borrowers EMI collection but did not posted entry in FIMO.','2025-04-11','2025-04-21','2025-04-11 16:20:01','2025-06-26 17:22:18',NULL,NULL),(103,324,285,NULL,NULL,0,0,1,'2025-04-12','2025-04-13','2025-04-15',0,0,'A5i2lpTqmIzo5l5w6CzoWg==:2CxTmC9ZU/ty4GfkBn5xsg==','BM1ZZCeqlnCUUIs2HOUUVg==:4Hf4pTHS6c2dbioxinSMZg==','dyFOk2hpekmiv8olkdZTVw==:1qtE+8pWgXwiI39xnojBOQ==','Dear Team,\r\n\r\nDuring the internal audit team\'s verification in April 2025, the following observations were noted:\r\n- On April 2025, a BQM submitted claims for Maintenance, Water, Cartridge, and Stationery bills. However, the accounts team rejected all transactions on the same day.\r\n- Subsequently, the accounts team informed the business team via email to verify the incident.\r\n- The business team registered a complaint with the complaint team regarding the issue.\r\n\r\nIt was confirmed that the claimed amount was not withdrawn from the branch.\r\nAdditionally, this case has been categorized under the financial category. We request that it be reclassified under the non-financial category.','2025-04-11','2025-04-12','2025-04-12 06:20:46','2025-06-26 17:22:18',NULL,NULL),(104,229,272,NULL,NULL,0,0,1,'2025-04-08','2025-04-15','2025-04-16',60,10,'9xGFmJSqHDzKpYRDZXnSRg==:PgSXVIrD8O0/gcrIz1J8oQ==','bErJg3RPTlJw3ntcSiTuAA==:mLfN7ZVgOgOj66eVot+/DQ==','CBa/Tx2Kzbj6wwltnXpkxg==:FYcw485VGIgCtFQC+WNG+g==','Fraud was established against the employee.\r\n','2025-04-12','2025-04-15','2025-04-12 07:30:25','2025-06-26 17:22:18',NULL,NULL),(105,228,271,NULL,NULL,0,0,1,'2025-04-08','2025-04-15','2025-04-16',91,12,'Fe6yAZkUsHuEN8PAFMJRcg==:dRP2kVgp3I4PHKVGtyJg4w==','aivt9WPiWvFuWdvFAq0jQg==:+MiOGycEuDRh7S33NDJkqA==','nR+dZiQcvvo3qIaIaymKsw==:oD7Ytuelqkv11+yNCZdVgw==','Fraud was established against the employee.','2025-04-11','2025-04-15','2025-04-12 07:31:31','2025-06-26 17:22:18',NULL,NULL),(106,318,299,NULL,NULL,0,0,1,'2025-04-11','2025-04-16','2025-04-18',653,20,'EKSoNZfna3LQHXF2ZuxaPg==:gXs5ga9RNMZy9c6HjWZRFQ==','JFihZOXy6MdnxBERgREdNA==:HHzKNgUn/wDOwKbxiL4xzA==','z+ORjOhjd5SNIf6tGbypdw==:9tPVLorFFJhxKOiog/aeqw==','Total Fraud Identified Rs 153620/- out of which Rs.134610, pending for recover.','2025-04-12','2025-04-14','2025-04-12 09:57:20','2025-06-26 17:22:18',NULL,NULL),(107,315,298,NULL,NULL,0,0,1,'2025-04-11','2025-04-16','2025-04-18',654,18,'SDMGLueUeUT7T8gjoRFnFA==:T3bzPdX6GGsv9uFOjDTdmw==','Vz6H8D2BsTPRfu8nn+3gmw==:7fCgZsvsayK45IBLe1vtRA==','fw1/K5dKcKh7XuqX1NEr7g==:iDWuwTtB67ERIwXnq1zOvw==','Total Fraud Identified Rs 114378/-out of which 100608 pending for recover.','2025-04-11','2025-04-16','2025-04-12 09:57:33','2025-06-26 17:22:18',NULL,NULL),(108,225,275,NULL,NULL,0,0,1,'2025-05-14','2025-05-15','2025-05-15',2,2,'XJ/BABhJZiUZzlQZx2CsxQ==:wEs2Wl6UNOeC4MlG0lRg8A==','i6PE9SbkoOnv04ktcdpg4w==:bQAuDgynxS6+57IasRrNuw==','1HZ/H1l3hV5RLKvU0Ot78w==:HEvj9T8zdQQvmU64rRhNGg==','Fraud established a detailed report sent.','2025-04-11','2025-04-17','2025-04-12 09:57:46','2025-06-26 17:22:18',NULL,NULL),(109,306,297,NULL,NULL,0,0,1,'2025-04-12','2025-04-14','2025-04-14',11,2,'knsT9W1JCJWlJMu1JMm5MQ==:yDR6JlBYvPsfRHPtvLxycQ==','JsxSjM+oFx+zf91wa2tjFw==:4DlnlZoIuUfy2wehu0Dq5w==','FuRTJVCdB2/ya9/SkVZUqQ==:FpBSXtOwnKGPeQSrB5djJg==','Misappropriation Observed against Lo Situ Raj  Rs-27330- and Rs.2920/- recovered form concerned LO Situ Raj and accounted in FIMO.Now net fraud Rs-24410/- amount not recovered.','2025-04-12','2025-04-14','2025-04-12 09:58:06','2025-06-26 17:22:18',NULL,NULL),(110,305,296,NULL,NULL,0,0,1,'2025-04-11','2025-04-21','2025-04-23',462,6,'w6HrsvmnpMq0V8Sqq3q4fA==:H/6Gvq6ThCU5PeeCmproDA==','y5u1U/3KaMmy8YnulDTdOw==:7wGzJqEwYqYrsnh5v7O2qw==','ZnoIS0eAsuY1221ETVBrMQ==:74G4qf+T02PAGLPnTQYCMw==','Misappropriation Observed against Lo Lokanath Nayak Rs.70960/- and Rs.29500/- recovered& posted in FIMO, So net fraud  amount Rs-41460/-.','2025-04-12','2025-04-14','2025-04-12 09:58:35','2025-06-26 17:22:18',NULL,NULL),(111,69,270,NULL,NULL,0,0,1,'2025-03-29','2025-04-01','2025-04-03',2,2,'0Rl/H6wZTfXHCA1qg4ssZw==:+ReAUjyGXVbvVfuSuu3c2Q==','R9JBGc93DgR92/D/DCCLkw==:xk1PVNYO1THlP13N9l0uKg==','qpov7I7kfu+XdzVz6ms2Ow==:bjJNT1Ozg+WBthe3JIp7iA==','Manual complaint id F2526-04011.Fraud amount not deposited in company account.','2025-04-11','2025-04-17','2025-04-12 09:59:11','2025-07-21 11:23:11','Collection Amount Misappropriated',''),(112,33,273,NULL,NULL,0,0,1,'2025-03-29','2025-04-01','2025-04-03',1,1,'iDzXC0f9/RdMbOoJh5VqWg==:x9G7ZSbg0+SQscUqxA1bKQ==','TpDwjIOPCtZewQm/HlOMkQ==:2kp7Gbdz+7wecqrjubjPbg==','c7/OoGz2hm+l9dglPIDdeQ==:27ZKLav/AywRsuOqSIeQkA==','Maual commplaint id F2526-04012.Fraud amount not deposited in company account.','2025-04-11','2025-04-17','2025-04-12 10:00:08','2025-07-21 11:24:52','Collection Amount Misappropriated',''),(113,31,277,NULL,NULL,0,0,1,'2025-03-29','2025-04-01','2025-04-03',85,2,'hfsb9cfsvAPlbp/+1UpOVA==:DnSB9tmbcSebOW0kqj9ogg==','4ybdX8uHcwUIngT2cv41/w==:EAqkbCWjj6K5O3nL2mZrmQ==','QoLFxJgcEx+12r9u8eEFUA==:VPYW4A1yZawY8EAgdgmgNg==','F2526-04010 manual complaint id.Fraud amount not deposited in company account.','2025-04-11','2025-04-17','2025-04-12 10:00:41','2025-07-21 11:25:52','Collection Amount Misappropriated',''),(114,267,280,NULL,NULL,0,0,1,'2025-04-10','2025-04-21','2025-04-22',208,2,'gWuUNzCgnPWSJCSrl12OlQ==:p5ZirdjyFmuoiJQqpduJZw==','ok9/avM9opNrVWbg/Gkasg==:qZ5GvLRcRUmFCCtPb5rKlQ==','0sl+nWQvLIG3tcI38muMww==:WQFDzZYdqQoyp37lvNWm6Q==','During the post-investigation, it was found that BQM-Akshay Ramesh Jadhav/SF0066465, 02-Borrower Loan collection was collected, but the entry was not posted in FIMO.','2025-04-12','2025-04-16','2025-04-12 10:43:22','2025-06-26 17:22:18',NULL,NULL),(115,320,278,NULL,NULL,0,0,1,'2025-04-14','2025-04-28','2025-04-29',177,4,'ANIIPialLGEquq1YDWOwqg==:pYWR6LJi5bp6MoCgeWukmg==','73aV8+rUNS/5bxvl824fhg==:Klhh8pJupBMP/bxqmUM7JA==','lj7x4rwZp0YY/AoLNP8ABA==:7w8eAXskHmvvzWhv5rGveA==','\"Verification was completed regarding the complaint against LO Sudhir Sambhaji Lone/SF0084465 for the misappropriated collection amount of Rs. 4470/-.\r\nAfter the investigation, fraud was identified in the amount of Rs. 11210/-involving a total of 04 loans from 04 borrowers.\"','2025-04-14','2025-04-18','2025-04-12 10:43:41','2025-06-26 17:22:18',NULL,NULL),(116,265,247,NULL,NULL,0,0,1,'2025-04-10','2025-04-21','2025-04-22',224,12,'MbvkdhLDYtFtaWtb8H/5ew==:QW84bCxciCkbgiukNCTegw==','DJGpw4+UEm2CXoo2lRTCYg==:65kcw1QQ9wv42hV8HVcjLg==','xiPxaZkxnm7Uso2ua8Idow==:yX9pZ+//ptCnVs1U3e7vCQ==','During the Post investigation, it was observed that LO-Ganesh Sanjay Gavli/SF0072069 done fraud against 12 Borrowers in 13 loans total amount of Rs 58110/-','2025-04-12','2025-04-21','2025-04-12 11:14:15','2025-06-26 17:22:18',NULL,NULL),(117,243,208,NULL,NULL,0,0,1,'2025-04-21','2025-05-06','2025-05-07',276,7,'vh3w9zv1Ei9KOq23zFQpGQ==:AVXnrGdRJw8sFQUgzodcgQ==','DXxaOsUW20fzukmkEcKD7w==:Iv8elwTc7aJzFqh8KB/rIA==','kdUEIsvSCluKwd4Pfkgxnw==:Ec/cqPsGBEeLro4aslGXyw==','During field verification, we identified that loan officer had embezzled the 07 borrowers\' loan preclose, collection amount of Rs. 1,35,190/- and out of that, only Rs. 56,000 accounted in FIMO as EMI basis. Now total of Rs. 79,190/- is yet to be recovered from the alleged employee.\r\nWe have collected evidence of all the affected borrowers i.e., Loan cards, digital payment copy and borrower statements.','2025-04-09','2025-04-22','2025-04-12 11:32:02','2025-06-26 17:22:18',NULL,NULL),(118,240,207,NULL,NULL,0,0,1,'2025-04-21','2025-05-05','2025-05-06',293,23,'Qc/eU5LeVx2nxUVoJexPGA==:ZaejAIGmQTkalj/K6XQKPA==','SLUR1C1p9QYRrNdqBEwphw==:E9AjRxLsO9h0tNRjgUk3Yw==','hQXKLTFu2BJbvdaHDe1yCw==:8Dc7xO50g3m1ph6iAP34VA==','During field verification, we identified that branch manager Debasis Dasgupta/SF0083059 had embezzled the 23 borrowers\' loan preclose, collection and advance EMI amount of Rs. 5,83,943 and out of that, only Rs. 1,68,727 accounted in FIMO as EMI basis. Now total of Rs. 4,15,216/- is yet to be recovered from the alleged employee.\r\nWe have collected evidence of all the affected borrowers, i.e., Loan cards, digital payment copies and borrower statements','2025-04-09','2025-04-23','2025-04-12 11:35:09','2025-06-26 17:22:18',NULL,NULL),(119,231,216,NULL,NULL,0,0,1,'2025-04-23','2025-05-04','2025-05-05',75,12,'RAP0a7AocAwHWY7jmin0oA==:a/AGh8b/XHz2F8Ld+VasQg==','GezyLkEjCXAoNNdSfMhZvw==:EikejI09+pc4Nbidi0kjRA==','4QKZ/icR3v5myBwA7d8Gtw==:3dAQ3IycdW/kOAjTIFDbqw==','During field verification, we identified that loan officer Kishan Kumar Verma/SF0079949 had embezzled the 12 borrowers\' loan preclose and collection amount of Rs. 1,38,216/- and out of that, only Rs. 9,660/- accounted in FIMO as EMI basis. Now, total of Rs. 1,28,556 is yet to be recovered from the alleged employee.\r\nWe have collected evidence of borrowers i.e., Loan cards, Digital Payment Screenshots & loan sub ledger.','2025-04-09','2025-04-23','2025-04-12 11:37:21','2025-06-26 17:22:18',NULL,NULL),(120,307,304,NULL,NULL,0,0,1,'2025-04-12','2025-04-13','2025-04-15',240,10,'MM0vIGNW8WE2k1Q7paVc2g==:24m8bBKwDRetNy7h8pvHoA==','LlyBl+yb3niEpRrU168rNA==:tPBeFE+X9MDjlO/0sWPqww==','b894mB1IGGi9qN9aaHguyQ==:g/4Gc3KgPg84v9sID5PmnA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 1,67,097/- has taken place. Specifically, the Branch Manager Malkhan Singh Saini/SF0082487 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Manager collected EMI payments from ten borrowers, amounting to Rs 1,67,097/-, of which Rs. 45,228/- has been recovered and posted in FIMO, and the rest amount 1,21,869/-, again failed to record these transactions in FIMO.  Note: - In this Case Actual CLV date is 08th April 2025 to 13th April 2025 As per Excel report but due to technical issue in the DAPS application, I have updated the 12th of April 2025 to 13th April 2025 in this Application.','2025-04-12','2025-04-18','2025-04-13 04:39:19','2025-06-26 17:22:18',NULL,NULL),(121,308,303,NULL,NULL,0,0,1,'2025-04-12','2025-04-13','2025-04-15',239,8,'N5hGk9eufeDh4NfvUjSz3w==:sbE9xRfIo0T4vCSMZJethA==','TY+2dgAm4J95VH24DGMrDg==:Lzpp17lwtNLlCPvoLjmItQ==','T2nnitKjRKuWGWDD7LN8NQ==:pbCHCdwUXEVMFJOHQncbNw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 42,640/- has taken place. Specifically, the Loan Officer Manish Khadav/SF0084236 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from eight borrowers, amounting to Rs 42,640/-, of which Rs. 1,460/- has been recovered and posted in FIMO, and the rest amount 41,180/-, again failed to record these transactions in FIMO. Note: - In this Case Actual CLV date is 08th April 2025 to 13th April 2025 as per Excel report but due to technical issue in the DAPS application, I have updated the 12th of April 2025 to 13th April 2025 in this Application.','2025-04-12','2025-04-18','2025-04-13 04:39:29','2025-06-26 17:22:18',NULL,NULL),(122,309,302,NULL,NULL,0,0,1,'2025-04-11','2025-04-13','2025-04-15',196,15,'EiluWyhHEXBo4CNMA3GIwQ==:N2ul5UBCGNd9GxhXSlmuIA==','dUiPgIAG3TvJLJ5Q0LgmXw==:ln3ZHZwakM4ZyE7uyU6cQw==','UcuZhdts5PyMOZMYfANFCA==:Z0RJy8VPD1W0otxd7p0OSA==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 35,290/- has taken place. Specifically, the Loan Officer Rajendra Singh /SF0075432 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from fifteen borrowers, amounting to Rs 35,290/-, and again failed to record these transactions in FIMO. \r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Talwara (RJ3196) branch. Upon review, it has been confirmed that the case actually pertains to the Ganoda (RJ3127) branch.\"\r\n','2025-04-12','2025-04-18','2025-04-13 04:40:59','2025-06-26 17:22:18',NULL,NULL),(123,310,301,NULL,NULL,0,0,1,'2025-04-12','2025-04-12','2025-04-14',90,2,'wsWrFm6ym2YuY3cUO+8M6g==:Ibp2VveIiEOS1kN1QNqhdA==','B4XcEum00YNbaFCmZHzexw==:3hWO4dqY/+yEGBtnRShm0g==','NZ9aNUcYpGSiSKQW7RU+iA==:gYqcsf+xN36bwFTD7guqRA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 8,340/- has taken place. Specifically, the Branch Quilty Manager, Chunni Lal Meena(SF0058080), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Quality Manager collected EMI payments from two borrowers, amounting to Rs. 8,340/- and again failed to record these transactions in FIMO. Note: As per the Investigation Report, the CLV date is 11th April 2025 to 12th April 2025. However, in the DAPS application, I have mentioned 12th April 2025 to 12th April 2025 due to a technical issue in the system.','2025-04-12','2025-04-18','2025-04-13 04:41:27','2025-06-26 17:22:18',NULL,NULL),(124,301,269,NULL,NULL,0,0,1,'2025-04-15','2025-04-22','2025-05-03',164,30,'SqhgdnAJHctKgpaU2l2NIw==:wD+C2NrcMKmDpHNzLwn9ag==','/PLrg/IICv/iPJCTJQah3A==:JuTtWCGyIztKQUnAtZhxpA==','bELAhfcE2cWqZrLkGYs7XA==:p0oK1/IkLmEqSy9UMTne0Q==','The conclusion of this investigation is that LO Kapil Dev/SF0083631 has collected pre closure, disbursed amount and EWI amount from different borrowers form different centers and continued paying the EWIs till he absconded dated 10 Apr 25. All the member has DPD form dated LO absconded.\r\nFraud detail are as below - \r\nGross fraud amount - ₹ 291830.00\r\nRecovered amount - ₹ 111200.00\r\nNet fraud amount - ₹ 180630.00','2025-04-14','2025-04-18','2025-04-13 09:23:04','2025-06-26 17:22:18',NULL,NULL),(125,362,321,NULL,NULL,0,0,1,'2025-04-14','2025-05-05','2025-05-07',99,21,'0Jy2hEIja/V+gG2nqu9F6g==:DciScxiIJSRWtcXG5QVzNw==','hcn7tvbF8VwVFp+oVzBV3Q==:ViqJzYhzXTqbL8Biw4itNw==','bp73gzy35O/X1csmzZ7zzg==:lW6+dMYm3vzwvUb1OvhDJg==','Employee Involvement is there.\r\n','2025-04-14','2025-04-18','2025-04-14 09:01:39','2025-06-26 17:22:18',NULL,NULL),(126,374,320,NULL,NULL,0,0,1,'2025-04-16','2025-04-17','2025-05-03',0,0,'4ZJJdx53zGteb9Y71hmvEA==:VOq+hngwbdeIFyX2tcgk6Q==','sK+u76cVVH8hMtsuJVZ6fg==:ykdoCNQXUneAQyDjsOs3Ew==','2Y3VyVroKQeuZG2AjFc9sw==:2wapvhiQi8g1S+88tP13NA==','Fraud established a detailed report sent.','2025-04-16','2025-04-18','2025-04-14 09:05:13','2025-06-26 17:22:18',NULL,NULL),(127,372,330,NULL,NULL,0,0,1,'2025-04-15','2025-04-21','2025-04-22',189,14,'0aqY+/SBmp7HszsVuP7dqQ==:kLcQskUVjCMEhlUFvTr0EQ==','nTWWCyUgBZ590xiyb2RM8g==:SnsXdYg/OTOyyzpY1J5oVg==','gsrwt7+yORf4ki5KVhhhhA==:NJ6Ma+eCTzhRWdToDmxKJQ==','After caseload verification we observed total Fraud amount of Rs 60540/-','2025-04-15','2025-04-21','2025-04-14 09:32:37','2025-06-26 17:22:18',NULL,NULL),(128,392,349,NULL,NULL,0,0,1,'2025-04-21','2025-05-02','2025-05-02',734,5,'jR+wGONcrCBMk3SijR17IA==:J9CORl5Q2pYWNDl88Q77JA==','TWPpcCTo2sJpwYgURGn7FA==:riPfJWA5cwCa3df4uitQ1A==','Secl5kGiobPzuOmEosDNKQ==:NA16+VPkl+IA2VYYexNhHQ==','After Caseload verification cash misappropriation of Rs 142659/- ','2025-04-21','2025-04-25','2025-04-14 09:39:38','2025-06-26 17:22:18',NULL,NULL),(129,363,318,NULL,NULL,0,0,1,'2025-04-15','2025-04-24','2025-04-25',123,1,'nyq75TMWGt2kVPeiy9POTQ==:LMXq4zKFRHO7fjJv52MR4w==','SNE1BmNGSK6qpK9EuPd1qg==:V6oYG51SaD+/U5/cuhmSpQ==','2Ax4uuUPNhOmLhFBjwWtGg==:VfAkgk5X1oAObbnfLqVW+Q==','Loan Officer Abhishek Kumar Sen/SF0069352 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 01 borrower for the amounting to Rs. 4,590/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 4,590/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 4,590/-','2025-04-14','2025-04-23','2025-04-14 12:51:13','2025-06-26 17:22:18',NULL,NULL),(130,411,371,NULL,NULL,0,0,1,'2025-04-14','2025-04-15','2025-04-16',335,1,'MLyAfXpAeq3h5KyZ3/6uMA==:sqwPRk98p57kOk5Rk+BW1Q==','n3T+VtkYGqwCFWa3vaOPVQ==:5BjgUMz8CCaKX00bwgwPJg==','gVoMI6A2Hk30DLoqP7SLQw==:ST+WUEFzU8ZszYo611NPMA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 8,960/- has taken place. Specifically, the Loan Officer Vijendrakumar Bhalsinh Chauhan/SF0070561 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs 8,960/- and again, failed to record these transactions in FIMO.','2025-04-15','2025-04-18','2025-04-15 04:41:01','2025-06-26 17:22:18',NULL,NULL),(131,263,316,NULL,NULL,0,0,1,'2025-04-28','2025-05-10','2025-05-12',178,41,'EzH7KCi74p7xGGy6G1ErMA==:3l4YW3DMViM0mXp9tjr/Xw==','kAEVmWDzLWf0IK1ygPjoPg==:k4praeFda/TLxEZHcril8A==','hLvdXyLZiH43uq/h72QqfQ==:XuLuf+muUfQhkm0cAJNuMg==','During field verification, it was observed that Loan Officer Akhilesh Kumar Rav/SF009577 had embezzled a collection amount of Rs. 1,23,240/- from 41 borrowers. However, only Rs. 300 was accounted in FIMO, and the rest amount of Rs. 1,22,940/- was not reported and yet to be recovered from the alleged staff.','2025-04-28','2025-05-10','2025-04-15 07:01:18','2025-06-26 17:22:18',NULL,NULL),(132,414,383,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-24',96,1,'uWnChCv46OT8t/YNKFCTXQ==:HqHIuu/jfY8gq9keWSPHWQ==','soglA3+2NxQKALOY6HpdbA==:tY6DNbesWBOPvevjgnRg8Q==','HRERB91KIUVF1UpCAEci0g==:aW/5BZjo3h6W0Yn2bRGPBQ==','Dear Team\r\nAs per the information from the Business Team, the internal audit team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 22,020/- has taken place. Specifically, the Loan officer, Rajendra Singh Chandraw/SF0077093, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from one borrower, amounting to Rs. 22020/-, which have amount of Rs.14,140 has been recovered and posted in FIMO and the rest amount of Rs.7880 again failed to record these transactions in FIMO.\r\n \r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Bhinder (RJ2922) branch. Upon review, it has been confirmed that the case actually pertains to the Pratapgarh (RJ) (RJ2535) branch. ','2025-04-16','2025-04-19','2025-04-15 07:53:48','2025-06-26 17:22:18',NULL,NULL),(133,474,406,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-23',167,1,'K6dCl5KaZPvX3lsYhmOdWg==:Wh3uIkv1D93qw6d9qDCKVQ==','eJ9OOk7rUw/ZgaRSc0ezzA==:KDXzL+2SXcrpLT/3vL2LiQ==','q3WbZ4aqRutrUtOwdxOH8w==:ibgkpCycsaAKjHeywW/spA==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 5,560/- has taken place. Specifically, the Loan Officer, Bhavish Kumar Maida/SF0086255, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs. 5,560/-, and again failed to record these transactions in FIMO.','2025-04-16','2025-04-25','2025-04-16 04:30:13','2025-06-26 17:22:18',NULL,NULL),(134,465,414,NULL,NULL,0,0,1,'2025-04-15','2025-04-17','2025-04-19',225,1,'ECob3EwCsQVF7dgqSHroRg==:w05b/YBz8Le5cdbReAC7UA==','vhAyvj1VLnqQS5l7GQiFhQ==:XtsyabsUViR8dxz/TZfheQ==','YgzMnFRWG69TFcrDrx7aJA==:DBUFrIsRPDOgxuq2K7zljw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 5,600/- has taken place. Specifically, the Loan Officer, Vishal Meena (SF0085370), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 5,600/- and again failed to record these transactions in FIMO.  Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Arnod (RJ2861) branch. Upon review, it has been confirmed that the case actually pertains to the Bhinder (RJ2922) branch.\r\n\r\n ','2025-04-15','2025-04-23','2025-04-16 04:30:49','2025-06-26 17:22:18',NULL,NULL),(135,466,413,NULL,NULL,0,0,1,'2025-04-15','2025-04-17','2025-04-19',225,1,'3dA3pP+FNRTDQSSsslVwpA==:nS9Jkavtdf2zNmsI8GBYbg==','DcXahnkEQKTW4h4rMdn/yw==:4gY+lzSDLj6Z6l0B8atxBQ==','8AXM7pbq3rYk8hFYKUH+Rw==:ssuXQTKILzojfxxGY1NliQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2,800/- has taken place. Specifically, the Loan Officer,  Yuvraj Singh (SF0089200), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 2,800/-, and again failed to record these transactions in FIMO.','2025-04-15','2025-04-23','2025-04-16 04:30:59','2025-06-26 17:22:18',NULL,NULL),(136,462,404,NULL,NULL,0,0,1,'2025-04-15','2025-04-16','2025-04-17',85,29,'j15Cy1L4/qRpAgzeo7O4+Q==:nlZ5323UiRwuc8eYF9geVQ==','gB2139TGu7v7iRqYLK+xug==:MYVJvzn6ZsgLMNoQlAGVZA==','ukhvlN/bnO5duu3FErH2Jg==:7t+BIRXhiU/kXLTjHQzJHA==','Dear Team,\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 115323/- has taken place. Specifically, the Loan Officer, Kamlesh Kumar Verma (SF0078333), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 29 borrowers, amounting to Rs. 1,15,323/-, which have amount of Rs.76,730 has been recovered and posted in FIMO, and the rest amount of Rs.38,593 has again failed to record these transactions in FIMO.','2025-04-15','2025-04-23','2025-04-16 04:31:38','2025-06-26 17:22:18',NULL,NULL),(137,448,402,NULL,NULL,0,0,1,'2025-04-15','2025-04-17','2025-04-19',236,12,'x+ecMiKC3P3mE8+wmz3oNg==:AKagld1wfRLZX2jKPNY9CQ==','uJM1zxfZKEk3BL+zc3x7wQ==:EHwBSQw1INfpiBoG24c11g==','EVwYzgGvSNgMdfYnue8EZg==:rYK8mOQh3U4twATaBs2PiA==','Dear Team,\r\n\r\nAs per the findings of the Business Team, the internal audit team\'s verification in April 2025, it was observed that a fraud amounting to Rs. 49,670/- has taken place. Specifically, the Loan Officer, Ganesh Rawal (SF0072268), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 12 borrowers, amounting to Rs. 49,670/-, which have amount of Rs. 5005/- has been recovered and posted in FIMO, and the rest amount of Rs. 44,665/- has again failed to record these transactions in FIMO.','2025-04-15','2025-04-23','2025-04-16 04:31:56','2025-06-26 17:22:18',NULL,NULL),(138,449,401,NULL,NULL,0,0,1,'2025-04-15','2025-04-17','2025-04-19',238,14,'Ks8/SiMp1Z/8DqGgB/cXIA==:3LfgHmYPxJ5K+6028gRcLg==','ETNcpabnZHPIzontBparMw==:WkoEy97by7IdLa5RGSIbrA==','KXMlxWX+WAtFOu300QlJig==:8gFGMKRxwjA4TSmVaeymrQ==','Dear Team,\r\n\r\nAs per the findings of the business team after the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 82,243/- has taken place. Specifically, the Loan Officer, Prahlad Malviya (SF0084199), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 14 borrowers, amounting to Rs. 82,243/-, in which Rs 2,700/- has been recovered and posted in FIMO, and the rest amount of Rs.79,543/- again failed to record these transactions in FIMO.','2025-04-15','2025-04-23','2025-04-16 04:32:16','2025-06-26 17:22:18',NULL,NULL),(139,396,327,NULL,NULL,0,0,1,'2025-04-15','2025-04-16','2025-04-17',166,4,'rVaSGU0tvvciKtbqp4BC2w==:1LH/h9Jd8YHHeFazUy1djg==','9u1IqcBfTHeQ3Z0CevOpXQ==:Vgxs+iPTswcbb6T55ps8mg==','W1l3h1bVTBttNXiyQ8WopQ==:A2WaUUoXlv2YnkTQbQyWsw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 17,490/- has taken place. Specifically, the Loan Officer Vijay/SF0083574 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 04 borrowers, amounting to Rs 17490/-, of which have 2,290/- was recovered and posted in FIMO, and the rest amount Rs.15,200/-, again failed to record these transactions in FIMO.','2025-04-14','2025-04-23','2025-04-16 04:32:51','2025-06-26 17:22:18',NULL,NULL),(140,430,381,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',190,9,'L3MzA3fZYPEslu9WkRlMbQ==:eP1S5+bbaIJybsIRoOBJig==','mb4zK1jJ1jkyMCpPzww9dg==:BlE5bgU7l4wP0tG6wwMu0g==','vhJxM+zRgGOG0A4Qc39Jyg==:tzfyjEK72hru9LVwBv+O2A==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 32,490/- has taken place. Specifically, the Branch Quality Manager(SF0091451) collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Quality Manager collected EMI payments from 09 borrowers, amounting to Rs. 32,490/-, of which an amount of Rs.26,730/- has been recovered and posted in FIMO and the rest amount of Rs.5,760/- again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Borawar (RJ3592) branch. Upon review, it has been confirmed that the case actually pertains to the Sanchor (RJ3601) branch.','2025-04-16','2025-04-25','2025-04-16 04:33:29','2025-06-26 17:22:18',NULL,NULL),(141,321,392,NULL,NULL,0,0,1,'2025-04-15','2025-05-05','2025-05-07',116,3,'rZgr6SEveBfLWT5y+z6stQ==:5UCIUJrnwREJE5111k5mpw==','1R1wct3emS1Njzi1b14FOg==:JyKoYZ8v05+LGb0B8wzgww==','Xfy8XYCLn9OWnSVO49fNgg==:Oci9ZwWka5mOJHOvvME4bg==','\"1.Fraud has been identified by business team on 11-04-2025 against LO Ramu Kumar/SF0077857. \r\n2.Complain team raised complain on 11-04-2025 vide complain number FN25-26-00161.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.4500.\r\n4.LO was Terminated from company on 11-10-2024.\r\n5.After verification done by Audit team out of 116 borrowers 03 borrowers were affected of Rs.14050.\r\n\r\n\"','2025-04-21','2025-04-25','2025-04-16 04:41:35','2025-06-26 17:22:18',NULL,NULL),(142,429,382,NULL,NULL,0,0,1,'2025-04-23','2025-05-10','2025-05-12',107,3,'DUfk6AKkxD+F6vGt0EOcHw==:44Pj/S2VxIb7iv/TPfTH8Q==','/GaaO1vL/CF3as02oG+RoA==:ihQTGBqplih3kHVvmjbF2w==','StIRHzMD0mPQxdabZEnmSQ==:Meq6UwXXlyLEADbzJUW0Ew==','\"1.Fraud has been identified by business team on 14-04-2025 against LO Mannu kumar/SF0091544.\r\n2.Complain team raised complain on 14-04-2025 vide complain number FN25-26-00190 respectively.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.2780.\r\n4.LO Mannu kumar last working day from the branch was 03-03-2024.\r\n5.After verification done by Audit team out of (107 borrowers physical verified & 112 verified through telecall) 03 borrowers were affected of Rs.8630.\"','2025-04-21','2025-04-25','2025-04-16 04:42:02','2025-06-26 17:22:18',NULL,NULL),(143,262,261,NULL,NULL,0,0,1,'2025-04-15','2025-05-03','2025-05-05',116,7,'NHmUwYf+/sj+054tu3tYzw==:ab9M3YMhtMGmzvqqkQFdZA==','aAOKQnlQUvm5I9fkeFipOQ==:pQ5TNqEpNRIJ5qBA7Fz59w==','VhX/NZHxtGlGM32TcfnHfw==:M8TMnks1x8IYhXtYTWyzEA==','\"1.Fraud has been identified by business team on 08-04-2025 against LO Rohit Kumar/SF0076141. \r\n2.Complain team raised complain on 09-04-2025 vide complain number FN25-26-00124.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.7680.\r\n4.LO was Terminated 12-12-2024.\r\n5.After verification done by Audit team out of 116 borrowers 07 borrowers were affected of Rs.33050.\r\n','2025-04-14','2025-04-17','2025-04-16 04:42:36','2025-06-26 17:22:18',NULL,NULL),(144,268,260,NULL,NULL,0,0,1,'2025-04-21','2025-05-05','2025-05-07',160,0,'tnWdboRgUT8wkk5BC0lE6A==:t37Kcz9q20sKkhB/X1fedg==','1y84d+OyUmuZwEqS94Gdcg==:l2WH757xyQ3HQfL2U79nvA==','jdxM52V0ETAL0rb0HUB1wA==:dbu0LtV5Q+BVeCYSZhvq2Q==','As  per complaint raised against the BM Vijay Kumar/SF0079254 for the pre-closure misappropriation post verification it is observed that he borrower is claiming that she was paid the pre-closure amount to BM borrower not having any evidence except written statement.','2025-04-14','2025-04-17','2025-04-16 04:43:07','2025-06-26 17:22:18',NULL,NULL),(145,269,259,NULL,NULL,0,0,1,'2025-04-21','2025-05-05','2025-05-07',160,0,'9smqxZJ8B/wD5fUUu/FCnA==:iru5PcX8kAHDPr9fzve+xA==','dZq3vs/dLJu6cJbPFrRh2Q==:gee2usVx/UJK4WSnHIQWbQ==','rOYwzUxFMa1AI00Qq1GskQ==:+Qk7c3daCiLKgk3eG6zBvA==','As per complaint raised against the BQM Pramod Kumar/SF0089168 for the pre-closure misappropriation, Post verification it is observed that borrower is claiming that she was paid pre-closure amount to the BQM Pramod kumar but borrower not having any evidence except written statement.','2025-04-14','2025-04-17','2025-04-16 04:43:59','2025-06-26 17:22:18',NULL,NULL),(146,287,253,NULL,NULL,0,0,1,'2025-04-12','2025-05-04','2025-05-06',167,1,'RDEoz07Y3M2itjeKPhgC2Q==:nCCW3F5TlLA0wqjoFbIZrg==','Nj7KQkFUtG2ZY9Ij+LmLUw==:GfA31hmBvzISSjJL5q9wzg==','QQaKByxzmP09079CefdemQ==:ugJw4/UyktOdTFuYKQTI4A==','\"1.Fraud has been identified by business team on 10-04-2025 against LO Vikash Kumar/SF0083532.\r\n2.Complain team raised complain on 10-04-2025 vide complain number FN25-26-00142.\r\n3.At the time of Complain raised 01 borrower was affected of Rs.2400  of LO Vikash Kumar.\r\n4.LO Vikash Kumar was absconded from branch side on 01-09-2024.\r\n7.After verification done by Audit team out of (168 borrowers physical verified & 290 verified through telecall) 01 borrowers were affected of Rs.2400.\"','2025-04-16','2025-04-22','2025-04-16 04:44:34','2025-06-26 17:22:18',NULL,NULL),(147,290,252,NULL,NULL,0,0,1,'2025-04-14','2025-05-05','2025-05-06',458,1,'XE3azVnloOCXhN/JKh+H6g==:mJrDm7Uh0TdKR68AQ1Abpg==','UrKP+78Snhvnqbv2nxQbhw==:0MuH90bDmuib/oVJrvtjEw==','F/7hpUsDOk1HOLNhGpvXcg==:XabIlIVe2i0c0bIpJQkGJw==','\"1.Fraud has been identified by business team on 10-04-2025 against LO Vikash Kumar/SF0083532 & LO Abhinash Kumar/SF0083868.\r\n2.Complain team raised complain on 10-04-2025 vide complain number  FN25-26-00143 respectively.\r\n3.At the time of Complain raised 01 borrower was affected of Rs.2240  of LO Abhinash Kumar.\r\n5.LO Abhinash Kumar was absconded from branch side on 19-07-2024. .\r\n7.After verification done by Audit team out of (168 borrowers physical verified & 290 verified through telecall) 01 borrowers were affected of Rs.2240.\"\r\n','2025-04-15','2025-04-22','2025-04-16 04:47:01','2025-06-26 17:22:18',NULL,NULL),(148,298,250,NULL,NULL,0,0,1,'2025-04-22','2025-05-04','2025-05-06',246,19,'emsCr2+SrdjcMpe/z+yNJQ==:dtziTpe/o6KqkigZ2yYdRg==','ktkP29vjkPkwDtV9KlhhHA==:ZyecZcDZv/H8sdIf46dE0A==','/w2IrGTS6qekLDEzBqYRxA==:+Gm16A2aFKwhVzdLDHklGw==','\"1.Fraud has been identified by business team on 10-04-2025 against LO Rohit Kumar/SF0078126.\r\n2.Complain team raised complain on 10-04-2025 vide complain number FN25-26-00147.\r\n3.At the time of Complain raised 3 borrower was affected of Rs.16400.\r\n4.LO was Terminated on 12-03-2025.\r\n5.After verification done by Audit team out of 200 borrowers 19 borrowers were affected of Rs.88359.\r\n\r\n\"\r\n','2025-04-16','2025-04-22','2025-04-16 04:47:54','2025-06-26 17:22:18',NULL,NULL),(149,137,139,NULL,NULL,0,0,1,'2025-04-11','2025-04-28','2025-04-30',212,2,'V5rhqLIppCIiyuXv4yhr8w==:GQ/BYiJV8HFzRIHNP4E44w==','GjzNw1q8b07Z+Gdn8gChlw==:zWIni7MlXnYQlyrAg60TYg==','oNgbAhYpEYx5Wt7iWykhdw==:m8/mu7L7JkmP1/jed9fZeQ==','Branch team raised a complaint against the LO Rahul kumar/SF0085026 regarding collection misappropriation post verification it is observed that a total fraud of rs.4500/- collected from borrower but same was not accounted in the FIMO.','2025-04-09','2025-04-15','2025-04-16 04:48:38','2025-06-26 17:22:18',NULL,NULL),(150,477,436,NULL,NULL,0,0,1,'2025-04-15','2025-04-15','2025-04-18',201,10,'/PcXR+WK8/WyenZyFv5dQg==:jEykQB8yEWgyxyjWZd1JzQ==','kEyer7vXwfcruinvC+VRxg==:3PiCs9aHMVWtfK4E77AxJA==','yJgj7mMFcS24HL7HpEygaw==:zs+4q8mxCwwh+K1SwYhVCg==','LO Lohith Lohith was 10 borrowers EMIs collected amount collected of Rs 74,110/- and Rs 13,430/- Recovered and remaining amount (74,110-13,430) of Rs 60,680/- pending from recovery.','2025-04-15','2025-04-21','2025-04-16 06:38:36','2025-06-26 17:22:18',NULL,NULL),(151,476,435,NULL,NULL,0,0,1,'2025-04-15','2025-04-21','2025-04-23',156,2,'u7ayLV/b56hSXkT/3wGHsQ==:IC0Y57t85+mtw9Q67smIRQ==','n/cd0GkBbsq6RFEMqJq6kA==:dkHThB4C6cm03X/KBOUG5w==','jHRRQ2E2y3OkZB8a0tj9/Q==:l4kI87JHBWxLfrvpM/JG7A==','LO Yashwanth M S was  02 borrowers 3 EMIs collected amount collected of Rs 10,940/- but LO collcected amount not posted into FIMO and even not deposited at branch, and same was froud misappropriated and pending from recovery.','2025-04-15','2025-04-21','2025-04-16 06:38:49','2025-06-26 17:22:18',NULL,NULL),(152,393,377,NULL,NULL,0,0,1,'2025-04-22','2025-04-25','2025-04-28',150,2,'rFJib0MNRcvls8xTcWBDHw==:69zLD/oSREHcG8NYRELPHw==','/EQwIXr5NFgMHF0XR1gt8A==:apeniPwmOn+YJWdS0hRrHQ==','FcFtRQVAvaPR6JO+p8MySw==:kLiIasyHwXpftImuOY5MEg==','LO Degani Abhishek Reddy 1 borrower EMI Collection, and 1 pre-closed amount total collected amount of Rs.39,187/-Recovery amount Rs.5,120/- and pending recovery amount Rs.34,067/-.','2025-04-21','2025-04-25','2025-04-16 06:39:48','2025-06-26 17:22:18',NULL,NULL),(153,364,326,NULL,NULL,0,0,1,'2025-04-18','2025-04-21','2025-04-24',124,1,'zM98hTZdMzq2L38MSTqHKw==:8zvCUWQsftLVU3wkeBqo7Q==','K9f6iipx6sS0JIKWs7r0GA==:1vKvtLulb17BR6HYvI/bFw==','YhllUiJwZkvpJZvtQJdM5w==:brIdl6I2ThWCQjFz8u04TQ==','LO Ashoka N collected 1 borrower EMI Collection, total collected amount of Rs.3,550/-Recovery amount Rs.3,550/- and pending recovery amount Rs.00/-','2025-04-17','2025-04-23','2025-04-16 06:40:39','2025-06-26 17:22:18',NULL,NULL),(154,351,306,NULL,NULL,0,0,1,'2025-04-16','2025-04-22','2025-04-24',142,8,'0HwfwIln+6jzJ761weaE7Q==:ld6Mfk2f9ClaJlvnwxSJDw==','nzsLxcmJcm1qluHGhBLu8w==:lrR81z0znabwDuhFjy1Aaw==','V4vSIx5nXtrd+2O3iYL/xw==:vjjD/xV8bUMB9itU2iQ1Yg==','LO Manjunath R collected 6 borrower EMI Collection,1 borrower pre-closed amount,2 borrower advance EMI amount, total collected amount of Rs.64,140/-Recovery amount Rs.18,990/- and pending recovery amount Rs.45,150/-.','2025-04-17','2025-04-23','2025-04-16 06:40:59','2025-06-26 17:22:18',NULL,NULL),(155,366,324,NULL,NULL,0,0,1,'2025-04-14','2025-04-15','2025-04-16',54,1,'FrxIxYUjSg99oWBmfLYQ/Q==:R/1gWvQSq8qpIz8I4Lx79Q==','S+3PNy3jTp/04vU7sEXF+A==:bWRuqpZXRKC6gS8uuh75ww==','ig3XWFLrJGQkmjt1iDwBSA==:NfMJUtgx+iydJwUy2HWKwg==','BM Ganesh Naik was collected Pre-close amount from 1 borrower total of Rs. 26,852/- and of Rs. 8070/- recovered and remaining of Rs. 18,782/- is pending for recovery.','2025-04-14','2025-04-15','2025-04-16 06:41:50','2025-06-26 17:22:18',NULL,NULL),(156,367,325,NULL,NULL,0,0,1,'2025-04-14','2025-04-17','2025-04-18',151,3,'zBZitUCtzkX7EQf0kadL3w==:8Dc5LOXaPLLjbkI3Otsd0Q==','uC7wZ3XrfOm0PhhwU/T/tg==:HMoAF4mxNYVhgmieQ6b21g==','4YEkkdJ+X/ih8VeZODGZ7Q==:9Q9o2EMzkHceB5sN6EK1kA==','LO Jivan deyyala was  03 borrowers EMIs amount collected of Rs 10,200/- and collected amount recovered and posted in FIMO of Rs. 10,200/-.','2025-04-14','2025-04-18','2025-04-16 06:42:22','2025-06-26 17:22:18',NULL,NULL),(157,273,240,NULL,NULL,0,0,1,'2025-04-15','2025-04-23','2025-04-25',213,27,'qagICYinqMxoZoygRgXpuw==:siANp0duWQafunMAv10hmw==','RYetmGKycagQOtfuaYfdbQ==:vNeXjd7xxJbmFWdU5kpMHg==','Eh5Iv+pXboKT32bwVbYqpQ==:rnYpPvrZ5J4GLBI+PZCGkA==','Loan Officer Yadunandan Yadav/SF0067840 was found involved in collection and pre-closure misappropriation (Collected EMIs and Pre-closure amounts but not posted to concerned borrower accounts) on the names of 27 borrower for the amounting to Rs. 1,00,120/- based on the evidence available.\r\nTotal Fraud Amount- Rs. 1,00,120/-\r\nAmount Recovered and accounted in FIMO - Rs. 2,240/-\r\nNet Fraud Amount to be collected - Rs. 97,880/-','2025-04-15','2025-04-23','2025-04-16 07:04:47','2025-06-26 17:22:18',NULL,NULL),(158,272,242,NULL,NULL,0,0,1,'2025-04-14','2025-04-23','2025-04-24',101,3,'dpDQ8POe8LXDpeZixaMl9A==:BZZzmTxIeMDZQ8+si9KRqQ==','SxbK42WBUOxEn3Jff5FxIQ==:Fo4HigaFQiZFh0hVkNYWzQ==','XPmENUZ+FBqSVbceuH0rIw==:1So2qVRnZUP2vUT9UizkPw==','Based on the evidence, Loan Officer Rohit Vishwakarma was found involved in the collection amount misappropriation of Rs. 19,300/-. He has collected the amounts from the 3 affected borrowers but the same was not posted in the FIMO.\r\nTotal Fraud Amount = Rs. 19,300/-\r\nAmount Recovered and Accounted in Fimo = Rs. 0/-\r\nNet Fraud Amount (To be recovered) = Rs. 19,300/-','2025-04-14','2025-04-23','2025-04-16 07:06:34','2025-06-26 17:22:18',NULL,NULL),(159,342,317,NULL,NULL,0,0,1,'2025-04-14','2025-04-25','2025-04-29',94,2,'Stu2d1MJ9+RwBSX4vdzy1Q==:n7gLz883JkG3357lLUjunQ==','Tc7Czb0qO8cydubi2Rm5IA==:fVq/95iwFqIy2SBC+AWyrA==','7/b9wER8JPHBIDUD9cW8NA==:OeZ1AxYrLtZgdceNKejbtg==','Loan Officer Pratham Kumar Soni/SF0066384 was found involved in collection misappropriation (Collected EMIs and Advance Collection amounts but not posted to concerned borrower accounts) on the names of 02 borrowers for the amounting to Rs. 44,260/- based on the evidence available.\r\nTotal Fraud Amount- Rs. 44,260/-\r\nAmount Recovered and accounted in FIMO - Rs. 22,400/-\r\nNet Fraud Amount to be collected - Rs. 21,860/-','2025-04-14','2025-04-25','2025-04-16 07:08:37','2025-06-26 17:22:18',NULL,NULL),(160,425,400,NULL,NULL,0,0,1,'2025-04-14','2025-04-16','2025-04-17',152,4,'/o8Yz1ybngOoIGfu9miyYA==:fT8m+gLxxk90JO2vLE7mTQ==','G7RVj5wsWkr8HO5KuuHgrg==:T7stYpH3/PBg8EH+CY9kMw==','cpYxh+VUhT3Ad4wmcNOYag==:g4MPF7pz0oCq6WI8PwNGOw==','It has been observed that loan officer Ahirwar Rajkumar/SF0062808 has collected a total of Rs. 13,180/- as installments from 04 borrowers but has not updated in FIMO.','2025-04-15','2025-05-04','2025-04-16 11:17:18','2025-06-26 17:22:18',NULL,NULL),(161,422,399,NULL,NULL,0,0,1,'2025-04-14','2025-04-16','2025-04-17',149,1,'Fcp7CoWagItiKqavVZc1kw==:9do5EriSisVUKDzQf0GWfg==','FrwxoTjwgx/7wCiOrQSsDQ==:gWaEPIzA8g6E9TfSFjdLGQ==','TVhlxr5vhbZMPsTP5FWiSw==:KB/IXlXhTCQiI8p9yhXNWg==','It has been observed that loan officer Satyam Kumar Rajak/SF0087557 has collected a total of Rs. 2,240/- as installments from 01 borrower 01 but has not updated in FIMO.','2025-04-15','2025-04-30','2025-04-16 11:18:01','2025-06-26 17:22:18',NULL,NULL),(162,417,398,NULL,NULL,0,0,1,'2025-04-14','2025-04-17','2025-04-18',0,0,'VA9n+lp7vAccUvAD/t5TeA==:LlfpOOO/fi1vwqlUej5q4w==','vdJ/HhXUCjfXemqee2E1Pw==:67y7qFWTqHr3Ad5Yp7BuhA==','upJ4kIiPpqsPlJes4WQwtQ==:UQEwHUvdsMu//9D+k7ixjA==','No fraud was identified during verification. Trigger amount/member already reported against complaint ID F2425-09046.','2025-04-15','2025-04-30','2025-04-16 11:18:19','2025-06-26 17:22:18',NULL,NULL),(163,426,397,NULL,NULL,0,0,1,'2025-04-21','2025-05-04','2025-05-06',162,5,'2I5tZwLGD1oz/4Wc0WNbPA==:PkWjA81+ukBbBIX2kj5raw==','n7U1kKwp4zadXqWctaE5jw==:We0cG43CV2G2VJy1NqXB7g==','T3FhLeRoEYNvSXbj1CiJNQ==:mazC7ZgV6upcA+Q1qohJwg==','During the investigation, it was observed that the loan officer Narendra Kumar Aashikar/SF0085380 had embezzled Rs. 15,750/- from the 05 borrowers\' collections amount, and now a total of Rs. 15,750/- is yet to be recovered from him.\r\n','2025-04-15','2025-04-30','2025-04-16 11:18:39','2025-06-26 17:22:18',NULL,NULL),(164,427,396,NULL,NULL,0,0,1,'2025-04-21','2025-04-30','2025-05-02',157,1,'7+tcwbiddyn8H2/eKWqeNA==:hxJP6D0aryf6B//L+d6MHA==','IJpe5U9uOOnV83civYIQtQ==:jwjzKspyKUlIaJjBgHpZLg==','02etXM1fLzyx0zZfX5SDaA==:xL58oa1FjnGuwd2lfp1PTg==','During the investigation, it was observed that loan officer Chandan/SF0069364 had embezzled Rs. 2,250/- from the 01 borrowers\' collections amount, and now a total of Rs. 2,250/- is yet to be recovered from him.','2025-04-15','2025-04-30','2025-04-16 11:19:03','2025-06-26 17:22:18',NULL,NULL),(165,370,358,NULL,NULL,0,0,1,'2025-04-21','2025-05-04','2025-05-06',192,4,'FXqe7xUksjAS+BuKSqkHMw==:mqKWXuNItLLUNMnn8hBhxw==','dIA/6aspki1tp89d0Mz7Xg==:YF0oG1nBrb6iDEdbWqMQvA==','ijUloPxQ6hTfeceytkjOLA==:lVgDFQESGzVvNQnhaH6Q/w==','During the investigation, it was observed that the loan officer Tileshwar Kumar Ravi/SF0048091 had embezzled Rs. 10,280/- from the 04 borrowers\' collections amount, and now a total of Rs.10,280/- is yet to be recovered from him.','2025-04-15','2025-05-04','2025-04-16 11:19:25','2025-06-26 17:22:18',NULL,NULL),(166,371,357,NULL,NULL,0,0,1,'2025-04-21','2025-05-03','2025-05-05',191,3,'DmJSKq0yvurLEvSQAvlVTw==:FR237zAzDOI5yuOML9qSRQ==','l0BNQ0L99FTguLn2zMbWqg==:2ATK6chIiKa3b9rm3CIamw==','qaNUxmubPYG6nVEAdPfqKA==:zoAK24FeKMGT6gm3tiGP/Q==','During the investigation, it was observed that branch manager had embezzled Rs. 9,290/- from the 03 borrowers\' collections amount, and now a total of Rs. 9,290/- is yet to be recovered from him.','2025-04-14','2025-05-04','2025-04-16 11:19:48','2025-06-26 17:22:18',NULL,NULL),(167,322,292,NULL,NULL,0,0,1,'2025-04-15','2025-04-22','2025-04-23',41,0,'7g23x4NgHcoR7c9tbnmb5g==:6MVel6sdnsY+bC0MWekAWg==','E7ZegiIjNwuRGFxqoCoznw==:fmqzmVrwBhiybtT/Bof+BA==','HUmhhRQACwNTzYSa4MtdEA==:zzGKlvPFFGKcVvxIuGIWaQ==','As per borrower family member and center member until November 2024, LO Amit Singh (SF0080204) used to come for the collection meetings. From the first week of December 2024, LO Shivesh Kumar Mishra (SF0092763) started conducting the collection meetings. The installment I had paid earlier was not recorded on the loan card by LO Amit Singh. repeatedly informing of LO Shivesh about this, he eventually signed the loan card. However, I would like to clearly state that I have not deposited any installment amount to LO Shivesh.','2025-04-15','2025-04-18','2025-04-16 11:31:49','2025-06-26 17:22:19',NULL,NULL),(168,444,426,NULL,NULL,0,0,1,'2025-04-21','2025-04-28','2025-05-04',171,28,'wkRbeHwHxpGF6OH4QhLAVA==:kAWYwlUj+HzbEgiSmM1j/w==','35dDFkLGGve/eDEhgF8+Ow==:gy89ynyr4nlop+EBSZQ42w==','U8DcwCaYDAsAW2BOF+kJrg==:svkSOrLgPsVVMgScMURSnA==','The conclusion of this observation is that LO Arbaz Khan/SF0085524 has collected EWI and pre closure amount form some borrowers form different centers but did not post in FIMO while he updated this amount partially in FIMO till he absconded dated 10 Apr 25\r\nFraud details are as below - \r\nGross fraud amount - ₹ 161931.00\r\nRecovered amount - ₹ 25710.00\r\nNet fraud amount - ₹ 136221.00','2025-04-21','2025-04-25','2025-04-16 11:37:43','2025-06-26 17:22:19',NULL,NULL),(169,484,468,NULL,NULL,0,0,1,'2025-04-18','2025-04-28','2025-04-28',52,1,'mIjXcnxIBWQ2Bl6Kct0e4w==:OLrsaA1tjAU+HfAXxThIGQ==','RL5kgF2L+JC1BwZfstw80A==:pI2YiWr/ChhJ89w4/TuL1Q==','Aw9fVveADSBBzzbVbXvGgQ==:3dZ75hcuL5PgCZc1djKtNQ==','LO has collected EMI amount of Rs 4260 from borrower but not posed that in FIMO and also not remitted to branch.','2025-04-18','2025-04-28','2025-04-16 11:40:23','2025-06-26 17:22:19',NULL,NULL),(170,486,469,NULL,NULL,0,0,1,'2025-04-18','2025-04-28','2025-04-28',15,1,'bmSvAp/mRu0Z4GDJZwJosg==:gME2Vzb6nJ+EuZnRhyvAlw==','JpnJ7cCZ5ABm/8Ocnw4xwQ==:Yi6L7i7nrAsTq48gBVpVhw==','lha93EvjrfQ7owTQYDxKvA==:ZTWfEi2SRuSPWlBTJEl1PQ==','LO has collected Loan Preclose amount of Rs 10000 from borrower but posed only Rs 4020 in FIMO and rest not remitted to branch. We verifed with the preliminary borrower noted zero fraud.','2025-04-18','2025-04-28','2025-04-16 11:40:42','2025-06-26 17:22:19',NULL,NULL),(171,518,470,NULL,NULL,0,0,1,'2025-04-18','2025-04-28','2025-04-30',181,2,'Rgd54lQf7jVk56Z+6MWJbA==:rowtk8/CrEwfURRF0dP3aQ==','BQ8EZvyZ9+WYiNG1QnWDbA==:jVftjZyxYgIqKRDXiiExRQ==','P+yF89gIQZj3ghzRfYMFBw==:lZ/GB6RZOlLJUU2SJsh0fw==','After caseload verification total of Rs 13020/- misappropriation of cash identified','2025-04-21','2025-04-25','2025-04-16 11:40:58','2025-06-26 17:22:19',NULL,NULL),(172,467,412,NULL,NULL,0,0,1,'2025-04-29','2025-05-03','2025-05-11',113,5,'jJv1Loz0jxaCjTJ77qIcFA==:x3ChHKYc86y7xM8eOwfnew==','Ket058/kI9UWVckrqt+pBA==:iq3YaK7TGZBZBx4o40xnvw==','9+gKk7yLjNF8mn0pD+fIiA==:Bz/Q1oxyQ9Dgg39txUma9g==','The conclusion of this investigation is that Loan Officer Dhruv Kumar/SF0081519 collected EMI of some borrowers at different centers in different dates but did not update this amount in FIMO and he absconded on 03-May-25.\r\nMisappropriation details are as below -\r\nGross fraud amount -  ₹ 12100.00\r\nRecovered amount - ₹ 0.00\r\nNet fraud amount - ₹ 12100.00','2025-04-21','2025-04-25','2025-04-16 11:42:35','2025-06-26 17:22:19',NULL,NULL),(173,468,411,NULL,NULL,0,0,1,'2025-04-29','2025-05-03','2025-05-11',113,14,'4Ex7cAAayzgL9F7+SBhOxQ==:bFkpl3tK4KB7VyBAzc7D8A==','sTqq7Hu3P9HOShGsfUz6KQ==:jCs4TMz6xjLboPgQY6hRzA==','i+nRvCkIh2PEQxsjwGX3Wg==:QOgwTR4j/ryKczryyRbqcw==','The conclusion of this investigation is that Loan Officer Ananad Parmar/SF0092887 collected EMI of some borrowers at different centers on different dates but did not update this amount in FIMO\r\nMisappropriation details are as below -\r\nGross fraud amount -  ₹ 21303.00\r\nRecovered amount - ₹ 3960.00\r\nNet fraud amount - ₹ 17343.00','2025-04-21','2025-04-25','2025-04-16 11:43:16','2025-06-26 17:22:19',NULL,NULL),(174,469,495,NULL,NULL,0,0,1,'2025-04-28','2025-05-03','2025-05-11',106,4,'FL+pwJbeXjWReFRwczLnVw==:QfoPuwk2WWNpQF4xx6Tj8Q==','bbjna68xM75TEBs8eH7JmQ==:IgiQYpxRVjBki2H8tH2huQ==','VKG5ob2/PIoAtj3Uzg52tg==:Kun7yZoQ1Ue45jQ4M27SOQ==','The conclusion of this investigation is that LO Bhupendra Yadav/SF0092887 collected EMI of some borrowers at different centers in different dates but did not update this amount in FIMO.\r\nMisappropriation details are as below -\r\nGross fraud amount -  ₹ 5500.00\r\nRecovered amount - ₹ 00.00\r\nNet fraud amount -  ₹ 5500.00','2025-04-21','2025-04-25','2025-04-16 11:43:47','2025-06-26 17:22:19',NULL,NULL),(175,470,409,NULL,NULL,0,0,1,'2025-04-29','2025-05-03','2025-05-11',145,2,'Aq1h+g2eP73KPWpjo+7dCA==:lnVeA+Po3TZcBiQAmAR8PA==','BKFtCOwYwgbbYy4QIF9csA==:HiwCt1QlvpPk/0pctgXZhw==','fSZiMwa4/GO8/o/HNS/PGw==:QtPRSWRL1lwp+uY8Zbo3vg==','The conclusion of this investigation is that LO Shelendra Kumar/SF0092783 collected EMI of one center, a different borrower on date 12-Mar-2025 but did not update this amount in FIMO.\r\nMisappropriation details are as follows -\r\nGross fraud amount -  ₹ 1800.00\r\nRecovered amount - ₹ 00.00\r\nNet fraud amount - ₹ 1800.00','2025-04-21','2025-04-25','2025-04-16 11:44:13','2025-06-26 17:22:19',NULL,NULL),(176,471,408,NULL,NULL,0,0,1,'2025-04-29','2025-05-03','2025-05-11',138,2,'1SGRbBeTDRNZSD+P+CJRyA==:Wu8Lwf8MmstKt4xRUQ2gLg==','wTHBCeGipJa3T0zJMBa7QA==:1vQAt/YI9CNUdx50B2nOjg==','4WOHEFIAhibmrCByJojdCw==:Uwipd0sJUIEf+PJCFD1AsA==','The conclusion of this investigation is that Credit Assistant Sachin Kumar/SF0092372 collected EMI of Two borrowers at One center in different dates but did not update this amount in FIMO.\r\nMisappropriation details are as follows -\r\nGross fraud amount -  ₹ 2230.00\r\nRecovered amount - ₹ 00.00\r\nNet fraud amount - ₹ 2230.00','2025-04-21','2025-04-25','2025-04-16 11:44:33','2025-06-26 17:22:19',NULL,NULL),(177,360,366,NULL,NULL,0,0,1,'2025-04-16','2025-04-21','2025-05-06',95,4,'eWOZXLdn0Gf/DEqCrmiOkg==:hnzm6qlyv9T3L/QEGL1Ttw==','zZqB6Uq8DJcwato2Pqq66w==:+18IJlMcYNGSqGqgjUK85g==','jG2RJ8wdfyajI+HczSkzSw==:O60sE0fSedXxtnDpRUURIQ==','The conclusion of the investigation is that LO Prashant Kumar/SF0091130 has collected amount of pre closure and EIW and dposited it partally in compayny account but misappropriated the same.\r\nFraud details are as below - \r\nTotal fraud amount - ₹ 23120.00\r\nRecovered amount - ₹ 3350.00\r\nNet Fraud amount - ₹ 19770.00','2025-04-16','2025-04-18','2025-04-16 11:47:33','2025-06-26 17:22:19',NULL,NULL),(178,25,159,NULL,NULL,0,0,1,'2025-04-05','2025-04-21','2025-04-23',150,2,'pjYuSwFPS7ywXxfJVeW4+A==:ZEViOqWTHPhTaBYcI4V+4w==','7hc5Bg4z5xY3lLp1bzthog==:nmHSrVaYganRnVLGei3x9g==','kqreWcJVL5KTZZGdVLchEg==:xJuQz/hOuzVGgDKPODnfwg==','As per complaint raised against the LO Anil Kumar Yadav/SF0086862, post verification it is observed that he was collected Rs. 4480 from the 2 borrowers but same was not accounted in the FIMO.','2025-04-08','2025-04-15','2025-04-16 14:36:22','2025-06-26 17:22:19',NULL,NULL),(179,26,158,NULL,NULL,0,0,1,'2025-04-05','2025-04-21','2025-04-23',345,14,'RsCBWIPzPML0BPFoJX3f3Q==:bfWG4SwnEpuW4NheDDKrGg==','X2ChB3UBEKqQomrOnTqd9w==:BIP7mYDVs1Jg99JCNz/U+Q==','tlXdP846mjuFHf2QdvvWKw==:FOtWm/aOmhWK2UZ7+9GJ6A==','As per the complaint raised against the LO Rohit Kumar/SF0086936, post verification it is observed that he was collected Rs. 53320/- from the 08 borrowers but same was not accounted in the FIMO.','2025-04-08','2025-04-15','2025-04-16 14:37:32','2025-06-26 17:22:19',NULL,NULL),(180,29,155,NULL,NULL,0,0,1,'2025-04-07','2025-04-21','2025-04-23',131,8,'a0ZnUOoSyMZtm9tOG9zsGQ==:/WkVx32Ax72nmKLXcU2ZFQ==','VLtgi+ok8qqRemBu0b76SA==:Cr8aaPN5qGAleKr0rDyIyw==','SgeHiNq8TrfNQu4KIIjD6g==:WShdFlTWupsyLDrBqV1sPQ==','\"1.Fraud has been identified by audit team during general audit against LO Bijendra Kumar / SF0085256.\r\n2.Complain has been lodged against LO Bijendra Kumar on 01-04-2025 vide complain number . F2526-04008.\r\n3.At the time of Complain lodged 2 borrower was affected of Rs.1440.\r\n4.LO Bijendra kumar was terminated from company on 13-03-2025.\r\n5. After verification done by Audit team during CLV out of 131 borrowers 8 borrowers were affected of Rs.7060.\"','2025-04-08','2025-04-15','2025-04-16 14:38:16','2025-06-26 17:22:19',NULL,NULL),(181,44,151,NULL,NULL,0,0,1,'2025-04-07','2025-04-21','2025-04-23',103,10,'MSY2UqQTLKSMI1gexITVdg==:QeAlsHsmO2ggd05vtL2+Lw==','uuQWIwi31q7vZ8r8HKb2Qw==:TKFO8PgrtYkqW+FTNW1mFw==','uRD9EZ4GjPRVkaHUUaq/ZA==:QesI6X2Co/yMBgdZ1rFNmA==','\"1.Fraud has been identified by business team on 22-03-2025 against LO Abhinand Kumar Paswan/SF0082848.\r\n2.Complain team raised complain on 01-04-2025 vide complain number F2425-04017.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.7370.\r\n4.LO was absconded from branch side on 21-02-2025.\r\n5.LO was terminated from Spandana  on 13-03-2025.\r\n6.After verification done by Audit team out of 103 borrowers 10 borrowers were affected of Rs.85542.','2025-04-08','2025-04-15','2025-04-16 14:39:13','2025-06-26 17:22:19',NULL,NULL),(182,63,147,NULL,NULL,0,0,1,'2025-04-07','2025-04-23','2025-04-24',268,76,'Eb55n19+S0jFOGcTaGjrEQ==:AqSCMfOr/yBtCyQZttlwSQ==','jkWrPlmI5yCz7GruZ30ApA==:qjtropvf5xK0tz2VxgSgHQ==','eMw4FX6Fc7P33ZVKM2rmZw==:elUzkdFJkjplIHnP8AYyuA==','Complaint raised by branch team against LO Rohit Kumar/SF0077962. Post verification of total 268 borrowers found 76 borrowers are affected on it amounting of rs.64040/-.','2025-04-08','2025-04-15','2025-04-16 14:47:49','2025-06-26 17:22:19',NULL,NULL),(183,68,144,NULL,NULL,0,0,1,'2025-04-05','2025-04-21','2025-04-23',168,5,'buzrgyPvpz4PwiuL+M472g==:wD2R6pOXV+7HX6k1MU0IoA==','wgoQS73aN+Lmu9x7W4zgiQ==:pbejCQffrdEIMZrKp+HmHA==','u9TJ1EKq5o5KIe8mJ9cIMA==:+c5Vu94yjjDAFyty6rivkA==','An amount of rs.13460/- received from different centers from the  borrower on different dates by LO Vicky Kumar/SF0057844 but same was not accounted in the FIMO.','2025-04-08','2025-04-16','2025-04-16 14:49:38','2025-06-26 17:22:19',NULL,NULL),(184,131,141,NULL,NULL,0,0,1,'2025-04-15','2025-04-28','2025-04-29',263,2,'N0DFouaztpcbI1HewN4oWA==:tBY1mcUhEkwajlrI+DVTnA==','f9abbOHKVC/bDMwPRbFyDw==:LdkTH0MARBnUwxbb27340A==','kV00zv4ABVp/HBAIX+LqTw==:5O/Q1/nmAC2yDL1vAYAgLA==','\"1.Fraud has been identified on 10-04-2025 by Business team against LO Sunil Kumar / SF0070890.\r\n2.Complain team raised complain Number on 10-04-2025 vide complain number - FN25-26-00059.\r\n3.At the time of complain lodged 2 borrrower was affected of Rs.33550/-.\r\n4.After verification done by Audit team out of 263 borrowers 2 borrower was affected of Rs.33550/- and all the amount has recovered & successfully post in fimo.\"','2025-04-10','2025-04-18','2025-04-16 14:51:36','2025-06-26 17:22:19',NULL,NULL),(185,126,143,NULL,NULL,0,0,1,'2025-04-12','2025-04-23','2025-04-25',282,7,'2KwQBfG0jX7sGWCm7h+aRw==:l61K5u4j4Xrcdlrae161og==','PU9z2ZQA3HdY/2xG978neg==:tI905RO4mae2sKDV4VPC6A==','5Y88Rr7xvqLFLSol7drVng==:V1fZAxDUlANrNDIRpeUlPQ==','As per complaint raised against the LO Amresh kumar/SF0080032, Post verification and availability of evidence it is observed that he was collected an amount of rs.33070/- from the 7 borrowers but same was not accounted in the FIMO.\r\n','2025-04-10','2025-04-18','2025-04-16 14:52:13','2025-06-26 17:22:19',NULL,NULL),(186,28,156,NULL,NULL,0,0,1,'2025-04-05','2025-04-21','2025-04-23',362,1,'zAG/mFeg7CUylYGwW7lvMQ==:YkY6gPrxJXmsx0aqFuNdxA==','J0mK01ThHx+zn6wZLV8SHw==:Vq4/jk0HG1+rjo4f521hMA==','5pShs5GgLk5+zv78wIc80w==:HvPNh+JmKbA6zdz7hy5MGw==','As per complaint and availability of evidence it is observed that LO Rammurti Kumar/SF0081514 collected the EMI on dated-05/11/2024 amount 3310 but same was not accounted in the FIMO.','2025-04-08','2025-04-15','2025-04-16 14:52:49','2025-06-26 17:22:19',NULL,NULL),(187,27,157,NULL,NULL,0,0,1,'2025-04-05','2025-04-21','2025-04-23',315,2,'t58heJ6KI9Xs0sY2Rncydw==:FkWuUfp3PnzgycbAzipQWA==','hjuLVtUNYqjQe8rHEZeCMw==:F7yUd3dY+4ffyn5H99pX+A==','XE6jcFP4n0a4t6POSyB/1Q==:TZuEwZWWX805tl0QRJFLTA==','As per the complaint and evidence available it is observed it is observed that LO Rammurti Kumar/SF0081514 collected Rs. 5380/- from 02  borrowers but same was not accounted in the FIMO. Fraud EMI recovered and updated in the FIMO dated-20/03/2025.\r\n','2025-04-08','2025-04-15','2025-04-16 14:53:21','2025-06-26 17:22:19',NULL,NULL),(188,282,254,NULL,NULL,0,0,1,'2025-04-22','2025-05-04','2025-05-06',341,53,'m1ufK6WAxmHysAlF9ajvcA==:bA2DiOHAZHCJB3KrqlF+5Q==','EKq9DKu+5zzHP+wYjH4p/A==:9AoUbgczgBbeeIlIIvlnbA==','T0/0vFkQfj1pHlGv9vaMqQ==:2ycN9VpOcT7+98d3W/ktxA==','1. Fraud has been identified by business team on 09-04-2025 against LO Subham Kumar /SF0077571.\r\n2. Complain team raised complaint on 10-04-2025 vide complain number FN25-26-00138.\r\n3. At the time of Complain raised 6 borrower was affected of Rs.144900.\r\n','2025-04-15','2025-04-22','2025-04-16 14:54:18','2025-06-26 17:22:19',NULL,NULL),(189,277,257,NULL,NULL,0,0,1,'2025-04-16','2025-05-04','2025-05-06',242,15,'slBBo0l/Esa9byzoWBeU/Q==:Pva2yR0ZiNw/jhcgLAdN8A==','PDsQj5BFnX86zhBUQQJ8YA==:7kgT7W5PrpgIN8TUlxuReg==','E8gfjQnuBV2eBoEENWG0Sg==:u1IiBWjIDCWBrdKhANow1A==','As per complaint against the LO Saurabh Kumar/SF0077626 by the business team, Post verification it is observed that he was collected Rs.63160 from the 15 borrowers but same was not accounted in the FIMO.','2025-04-15','2025-04-22','2025-04-16 14:55:17','2025-06-26 17:22:19',NULL,NULL),(190,250,264,NULL,NULL,0,0,1,'2025-04-14','2025-05-03','2025-05-05',131,9,'JOES8rWrUTLWLyYeOjIlkQ==:OQaKDiwEPeH/UJvM+QeS8Q==','ctbUxmxCHOt8IioViqmpgQ==:Tl2+PZ+8Nl8ZMzu033fheg==','ZGXK3NmfgndtxWHF6rmU1Q==:x541e+wiJ6XJc3f6HF4Skg==','1.Fraud has been identified by business team on 08-04-2025 against LO Surendra kumar/SF0079905.\r\n2.Complain team raised complain on 09-04-2025 vide complain number FN25-26-00114 respectively.\r\n3.At the time of Complain raised 31 borrower was affected of Rs.73910.\r\n','2025-04-14','2025-04-18','2025-04-16 14:55:52','2025-06-26 17:22:19',NULL,NULL),(191,238,265,NULL,NULL,0,0,1,'2025-04-15','2025-05-03','2025-05-05',79,1,'WEiKQOMgeS3DrvA7uy8ztw==:co4D8wPmvq01y+vOSJZ/Pw==','JG51eV14OBFBMVGKhhdEpw==:22ivsz0SbvsskQswVLA7uw==','ryacfSt/BRMX3bWrHxVG0g==:JGYkCm4vuMnqsv9Nq76s7w==','As per complaint raised by the business team post investigation and availability it is observed that LO Ganesh Singh Yadav/SF0055919 collected from the Borrower pre-close amount of Rs-48740 on 30-11-2023 but staff didn’t pre-close her loan & posted demand on every demand dates from 30-11-2023 to 15-04/2025 total of Rs-48740 , now OS amount showing of Rs-16020/-.\r\n','2025-04-14','2025-04-18','2025-04-16 14:56:36','2025-06-26 17:22:19',NULL,NULL),(192,433,378,NULL,NULL,0,0,1,'2025-04-28','2025-05-10','2025-05-12',326,7,'nAbP7t+W9FYFOu30Blc7AQ==:HGsZWZRfr7c47JzsAH+QEg==','AUo6VTfUH4yFMLYEyBFp/Q==:QtLpOiCGSn43tmF6wI8asg==','ITd3UTjZcTCllMPBES2mrQ==:Io6+VFECOSeZbGpGboDBQg==','\"1.Fraud has been identified by business team on 14-04-2025.\r\n2.Complain has been lodged against LO Ritesh Kumar / SF0076183 on 15-04-2025.\r\n3.Complain Number :- FN25-26-00192.\r\n4.At the time of complain lodged 1 borrower was affected of Rs.3900.\r\n5. After verification done by Audit team total verify 326 out of that 7 borrowers were affected of Rs.41240.\"','2025-04-21','2025-04-25','2025-04-16 14:57:16','2025-06-26 17:22:19',NULL,NULL),(193,540,497,NULL,NULL,0,0,1,'2025-04-22','2025-05-02','2025-05-03',370,13,'6MLRs4oL3OW/U8TZNVOTNQ==:EtGyoc9VMh/PYwDMdQI0gg==','10xITYLn5sQOMVgbIuvIhg==:fEjKry9U5mrmMxP5qaoUWA==','VBW5tVjWobLraYF7UxgrHQ==:+1mXNhG7Q3xMT/+QrOK7Qg==','After CLV, Rs-54930/- Fraud identified.','2025-04-21','2025-04-25','2025-04-17 05:24:19','2025-06-26 17:22:19',NULL,NULL),(194,539,496,NULL,NULL,0,0,1,'2025-04-18','2025-05-02','2025-05-03',398,14,'buxg8QO18+k7SJKFtbBsnw==:dBWYUMj4XMZakdtJUId6hw==','TAmnqIwCEgpRJ1isI09B6A==:tdKvAXi8NlwTMHfhEc3nsQ==','AquwMXBSPWO3icQM0Vffdw==:mDvrIZrLuNkQ/2g9lWV+LQ==','After CLV, Total Rs 46790/-fraud identified.','2025-04-21','2025-04-25','2025-04-17 05:24:30','2025-06-26 17:22:19',NULL,NULL),(195,560,518,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-05',143,16,'7adtwivp34CWExJSbm0uEg==:3NJLN1s8nd6zzqLTBjj+4Q==','t2ZZ7+TnHnEfMKj2ePRrIw==:WrytYcoTEVI0IMgfgfDLig==','DcXvY3n+zPhjNAjR26xCDw==:EhS8YKlN56/9b5BtfFBvvQ==','Misappropriation Observed against Lo Gautam Sen Rs.63750','2025-04-21','2025-04-25','2025-04-17 08:56:09','2025-06-26 17:22:19',NULL,NULL),(196,573,529,NULL,NULL,0,0,1,'2025-04-21','2025-04-28','2025-04-30',358,5,'619MfhE7Bec6NnTY3Cee0A==:hMpJgmCLy9y45b9yBQEc7w==','zbcNnr/AYYDssMwdQNsDGw==:28E1ysLC8sedFJRF/zxEoQ==','OFAu2VcW8rUCutvdnkMhrA==:1Tintg8po//oBYvkG9zaNA==','After caseload verification  we observed total Fraud amount Rs145943/-','2025-04-21','2025-04-25','2025-04-17 09:43:28','2025-06-26 17:22:19',NULL,NULL),(197,270,528,NULL,NULL,0,0,1,'2025-04-12','2025-04-21','2025-04-22',158,3,'bJrm9eIttS1JIeGER+M7Xw==:BdAv3MWftlMIr/gul8X2FA==','MQ5nZLC3My3Va/9TEx9C1g==:5AW4DWouxhzh3FBaai+M2A==','dWCjovR8H5SzCEn5j4aGhQ==:bNM2Fo0APPoMMZ4/T3PIgQ==','Based on the available evidence, Loan Officer Shashikant Jadhav/SF0055808 was found involved in the Collection/Disbursed Amount Recollected/Preclosure Misappropriation of the total 3 borrowers. He had collected an amount of Rs. 52,550/- from the borrower but not accounted in the FIMO.\r\nTotal Fraud Amount = Rs. 52,550/-\r\nAmount Recovered and Accounted in FIMO = Rs. 11,320/-\r\nNet Fraud Amount to be recovered = Rs. 41,230/-','2025-04-12','2025-04-21','2025-04-17 09:47:24','2025-06-26 17:22:19',NULL,NULL),(198,271,526,NULL,NULL,0,0,1,'2025-04-12','2025-04-22','2025-04-23',158,11,'xwSSTUMqmGz7xO7/me6wrw==:V+kBK2N3Pg4O4Bc303K/Cw==','xCpzNvEFTcAOuOcKaMHCFw==:UHfQz4bM+nQ/BtG5srp53Q==','VkjZosSGlgAyyzFCmB1fdQ==:hzBxw3dzGgE4Y69TCuzeRw==','Loan Officer Nitesh Nitesh/SF0081032 was found involved in collection, Advance collection & Pre-closure misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 11 borrowers for the amounting to Rs. 1,10,830/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 1,10,830/-\r\nAmount Recovered and Accounted in FIMO = Rs. 38,510/-\r\nNet Fraud Amount to be recovered = Rs. 72,320/-','2025-04-17','2025-04-23','2025-04-17 09:50:54','2025-06-26 17:22:19',NULL,NULL),(199,563,501,NULL,NULL,0,0,1,'2025-04-17','2025-04-23','2025-04-24',1,1,'BFCtvqHyP1+mlbdA9ntwvg==:gntX8IojP+eV0RT8Nt/PCg==','zXY3RTmXvicG3Ta3Q8YD+A==:9f7Ny0laP7HcgAKFVk/+4g==','INj1l/s/ER/ilH1IhS2cpg==:K8er7Ds1vMRA+v9ifraYMQ==','As per the loan card, Borrower Safika/350291321 has paid an EMI amount of Rs. 4,500*2=9,000/- to Loan Officer Ramavatar Kurmi/SF0044832 on below below-mentioned dates but the same was not posted in the FIMO.\r\n1. EMI Rs 4,500/- on 02-Oct-23.\r\n2. EMI Rs 4,500/- on 02-Nov-23\r\nTotal Fraud Amount = Rs. 9,000/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount (To be recovered) = Rs. 9,000/-','2025-04-17','2025-04-23','2025-04-17 10:04:56','2025-06-26 17:22:19',NULL,NULL),(200,59,523,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'g6z01sOQoyPRKeZc+sdc7w==:yxacsugDzZ2rujzGMX4pcA==','RBZncijpXt78Nheq/FsqXA==:qR/u9U0aDyOljLdRIgbmeg==','gTIbbSvHFhNMzJ5MKFg1aA==:p5mpijNCNWszf9w/X2Q46w==',NULL,NULL,NULL,'2025-04-17 10:18:24','2025-06-26 17:22:19',NULL,NULL),(201,584,530,NULL,NULL,0,0,1,'2025-04-23','2025-05-03','2025-05-05',163,91,'8hEIR7vePKDuwOZuoZ8EWA==:s/eNZW+BzraZ0qcX5pCPKA==','ZNK23BI0bAJ2p3VRtynUKA==:GkDTloDtKScgl44yi+bZ+g==','3xwLk5WAibGDErjhLbPRvQ==:m+yWtMrE6perEWnoehHyPA==','Misappropriation Observed against Lo Ganesh  Dalei Rs.941927 and Rs.62190 from recovered concerned LO Ganesh  Dalei  and accounted in FIMO. Now net fraud Rs.879737 amount not recovered','2025-04-21','2025-04-25','2025-04-17 11:40:02','2025-06-26 17:22:19',NULL,NULL),(202,593,545,NULL,NULL,0,0,1,'2025-04-17','2025-04-29','2025-05-01',473,0,'jyqIhyrUpTeo1ud5BuK+Pw==:msc3heCs/uHA8HjLP+jS3A==','EGP8rvm4oJfoq01EH4aP2g==:9tMB6nQXFdmK0qAa1I6pfQ==','Cpaa1dMUacuAYJNNt1IS8g==:9uZv5imzfvtFcyxjYKFA8w==','During the post-investigation, it was found that LO-Chetan Kedarnath Jagtap/SF0084638, 03-Borrower Loan collection was collected, but the entry was not posted in FIMO.','2025-04-17','2025-04-23','2025-04-17 15:20:35','2025-06-26 17:22:19',NULL,NULL),(203,594,544,NULL,NULL,0,0,1,'2025-04-17','2025-04-29','2025-05-01',280,11,'hy7k8MlXGS92AU363ROrPQ==:WDHqnDbOy+3SSlTf/jMFmw==','tuGtvNhu98kE2fiuYnJ3JA==:Hz1x7MKRUT2f2f7BT48lmg==','o2WROeltVzizqtmpAX63Iw==:j1fdYft0057w7O2RWJ1Kcw==','During the Post investigation, it was observed that LO-Prem Deepak Sakat/SF0084308 committed fraud against 11 Borrowers in 13 loans, with a total amount of Rs 51600/-','2025-04-17','2025-04-23','2025-04-17 15:21:11','2025-06-26 17:22:19',NULL,NULL),(204,487,465,NULL,NULL,0,0,1,'2025-04-21','2025-04-29','2025-05-01',132,6,'/3QoVHUOj8ZMJJFRUFz0pw==:GpLA3X9sSi7pkJqzptGg0A==','MZfIeT/dMtBo4mkuYg6urA==:G6XUp1vU6OjHHZK1UqIUuA==','8YVJ8enWLwluEQaMweEt2A==:Gry69wVsuPQqTSxx5lZq8Q==','As per the received complaint against Loan Officer NiKesh Tarasing Rathod (SF0073148) regarding pre-close and instalment collection misappropriation. Investigation of his caseload has found a total fraud amount of ₹79,515 involving 6 borrowers.\r\n','2025-04-21','2025-04-25','2025-04-17 15:21:49','2025-06-26 17:22:19',NULL,NULL),(205,588,537,NULL,NULL,0,0,1,'2025-04-23','2025-04-28','2025-04-30',224,4,'y5PLfnKTyQLu7QGDHBXIFQ==:H/JYC2RdM65SMIOTzBtNIQ==','QQEIRgNqWaQlzNrsajlelg==:RwmD3EDtDH/LXCcbvZi8RQ==','Gu4D39kWmGpUSZTNyntwyQ==:HsNzPyu88BF0tfiI+aY9vA==','After caseload verification we observed total Fraud amount Rs 24140/-','2025-04-23','2025-04-28','2025-04-18 06:06:03','2025-06-26 17:22:19',NULL,NULL),(206,587,550,NULL,NULL,0,0,1,'2025-04-25','2025-05-08','2025-05-10',1164,15,'UyFAgJSACn8i9kwBs1zXLQ==:HGp9tTfC8qB3ecSXRrcz1A==','GW1ues3gQaT5qPCSTIZMEw==:H5ZDSXVdMbdacpA51laZPQ==','gimWct5Tv7geSeWmXhfa9w==:RODBM1YXxQ6OegKQKB8bMQ==','Fraud established a detailed report sent.','2025-04-24','2025-04-30','2025-04-18 10:41:35','2025-06-26 17:22:19',NULL,NULL),(207,494,464,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'iDgiqutA4PBZnv+qaLnnaA==:d78W6Whg+F6wy0/v5hdjSA==','nouSVj8qc4I+LgHrzLC79Q==:1/mDzdcdQ6T1qxJ6wdm//Q==','RlKM9/aLCW4/9Rj5xXZziA==:VCD5mGZwdwZ+1sBBcMVqZg==',NULL,'2025-04-24','2025-04-30','2025-04-18 10:42:24','2025-06-26 17:22:19',NULL,NULL),(208,369,551,NULL,NULL,0,0,1,'2025-04-16','2025-04-20','2025-04-22',138,1,'NSeRJyq5N9Tofq+ldz2whw==:e5gJFFL453RN8a7VW5ZZ1A==','/1pmTHwgsmFG8sutaZ0PJQ==:RtAJF+MaLIfPuzY1CZXiKQ==','CZp1Bi1y/Rrlw526zUFJiw==:8IFpOq5AHlQWYAM/OWBMAQ==','As per the loan card on 07-10-24 and 07-11-24 EMI collected by loan officer Dipendu Santra/SF0083484 (2150 x 2) = Rs. 4300 but not accounted in FIMO. Loan account (3513721630) was closed due to member spouse\'s (Jaja Behera) death on 09-01-25 & settled in FIMO on 13-03-25.','2025-04-18','2025-04-22','2025-04-18 10:47:26','2025-06-26 17:22:19',NULL,NULL),(209,286,476,NULL,NULL,0,0,1,'2025-04-06','2025-04-06','2025-04-08',1,1,'emKq7jG2YeWPkKX4muLqNg==:Ajki1AoUEmWPCLmHd1FqWg==','OpQf6Havd27t6h3RLB3IYQ==:N5s3tdbCUwbVXRr3gHr+Og==','LWdFeYEdv+/GCzWz4cQl/A==://91rZRO4j5qT4ueb9Oy3w==','As per Branch manager  sai krishna (SF0065463 ) confirmation  he collected EMI of Rs.2150/- from borrower on 6th April\'23 but he has not updated in FIMO. BM Sai Krishna was loan officer in April\'2023 and he collected the April\'2023 EMI on 6th April \'23 but forgot to update this transaction in FIMO.  The EMI & Interest amount of Rs.2,032 was posted in FIMO on 02-Apr-2025. CSS complaint id # 47583','2025-04-06','2025-04-06','2025-04-18 10:52:50','2025-06-26 17:22:19',NULL,NULL),(210,523,483,NULL,NULL,0,0,1,'2025-04-15','2025-04-19','2025-04-21',159,2,'3/Oc0xWBUa7yb0rv+x1Hgg==:0ZJy1h5Pd/1ip9QwYLOC6w==','1q9vw2WOJQBJo3rckD+7iQ==:HC2/NvYUKIYIHB1jVmc5bg==','xeeDTvu41+dNLwF9PMm3sg==:9qTSezFfRa8Or3idAMirkg==','During field verification, it was observed that loan officer Amit Pandey/SF0093177 had embezzled Rs. 6,140/- from 02 borrowers total collection amount and only Rs. 2,070 accounted in FIMO.','2025-04-16','2025-04-30','2025-04-18 11:49:25','2025-06-26 17:22:19',NULL,NULL),(211,541,477,NULL,NULL,0,0,1,'2025-04-16','2025-04-19','2025-04-21',140,2,'R8dKVWS92ixrvchToUN51A==:m/aG+cgpczRqx9CM1vUyCQ==','vw6lEmiADebzvYeOqCh40w==:zd84pDcJ3yd9Z1qh8gpMDA==','W1fV4l/IScEqhKJ+e8+WDQ==:cOstqMhNafFRgML4nHxRIg==','During the investigation, it was observed that loan officer Chhakku Yadav/SF0095635 had embezzled Rs. 12,810/—from the 02 borrowers\' collections amount, and now a total of Rs. 12,810/—is yet to be recovered from him.','2025-04-16','2025-04-19','2025-04-18 12:11:25','2025-06-26 17:22:19',NULL,NULL),(212,609,569,NULL,NULL,0,0,1,'2025-04-18','2025-04-18','2025-04-19',1,1,'0147+wzbx1P9ds2/eJVp5w==:pXFAwjyKi+oY3NHy8L1nPg==','vf9pgze1qmFplbRUNzqkxA==:08Y1z1+cjd1YHY7xbD8xPA==','dS+VuP2+Ex+6R7DtU98X5Q==:ZX1n0d4ZdMSCPOS3bIJJ5g==','During the branch visit by the IA team, it was observed that BQM Achchelal/SF0056397 collected EWI, an amount from 1 borrower without updating the same to their accounts. \r\nThe complaint has been raised by the IA team on date – 18th Apr 2025 vide no. is – FN25-26-00254-. \r\nStaff are Active in the Manjhanpur Branch.','2025-04-18','2025-04-18','2025-04-19 15:51:24','2025-06-26 17:22:19',NULL,NULL),(213,36,152,NULL,NULL,0,0,1,'2025-04-03','2025-04-08','2025-04-20',282,17,'TlxqdMrZGkV+TUJ91RZEvA==:9c8dHjm1tRJGDfI3zD4LUw==','Tu36J4IOsaMZOoNjcHN5ww==:2TPQwXxe7SKdCWKzF384bA==','cl3wAmzhAg8hcePzR9/BtQ==:yKES2BwC3ysehGrXrY14Dw==','During Field Visit we have found that Loan Officer Himanshu Yadav / SF0088684 collected collection & Pre close  but not posted as per FIMO  LO   Absconding in Gopiganj Branch.','2025-04-03','2025-04-08','2025-04-20 03:24:53','2025-06-26 17:22:19',NULL,NULL),(214,128,142,NULL,NULL,0,0,1,'2025-04-03','2025-04-09','2025-04-21',107,1,'OBrHA2NlwSRfOTBhBejfdw==:SNRojduE9mQVc5ygeMCV1w==','AoERFLy2K0ROH8oFaWvisA==:wOq+FBZX4FOa3AF+sacjaQ==','jBHcwcP1fLoSJVBlURXbRQ==:S+mC8BO60piMuZlWpgnJBQ==','As per borrower statement BM Shashikala Vishwakarma/SF0077988 & LO Deepak Kumar /SF0069658 , took preclose amount of Rs.22636/- from borrower Gita Devi (Loan ID: 355422093) on date- 7-Mar-2024 and not posted the same in FIMO. \r\nAs per the statement of LO Deepak Kumar /SF0069658, he had taken the pre-closure amount of ₹22,636/- for borrower Gita Devi (Loan ID: 355422093) on date 7-Mar-2024 and was paying the installments himself.  LO Deepak Kumar /SF0069658 has posted EMI Of 21 installment amount of Rs.500/- per EMI (Total Rs.10500/-) on date - 07/03/2024, 14/03/2024, 21/03/2024, 28/03/2024, 04/04/2024, 11/04/2024, 18/04/2024, 25/04/2024, 02/05/2024, 09/05/2024, 16/05/2024, 23/05/2024, 30/05/2024, 06/06/2024, 13/06/2024, 20/06/2024, 27/06/2024, 04/07/2024, 11/07/2024, 18/07/2024, 25/07/2024  in FIMO.  However, upon being confronted, he transferred remaining ₹14,326/- to BM Arman Ali’s account on 25 Mar 2025, to complete the pre-closure process. Borrower loan is closed.\r\nLoan Card, Digital Payment, Borrower Written Statement, Deliquent Staff Written Statement Available.','2025-04-03','2025-04-09','2025-04-20 11:41:23','2025-06-26 17:22:19',NULL,NULL),(215,106,18,NULL,NULL,0,0,1,'2025-04-12','2025-04-18','2025-04-21',97,1,'znbJYX9fnpW08yqIRuIH4g==:z2Bb4elOEbOokOQPslPnsA==','PirS+qYkETITeOfIXK1Qqg==:pd8T4o6furMaUNP5gQ2zhg==','HCHGBB60ErveSDxi+WJQfA==:NIXQ+3ERZaAglKa8kcn4Ig==','LO Venkataravana M G collected 1 borrower EMI collection,total collected amount of Rs.8,200/-Recovery amount Rs.00/- and pending recovery amount Rs.8,200/-.','2025-04-12','2025-04-18','2025-04-21 06:13:14','2025-06-26 17:22:19',NULL,NULL),(216,682,638,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-07',145,9,'kwklWB84qdGNGarKQkJi5Q==:qcU9b5L5i4dRT01Qz3srRQ==','IJK9z1S9HFBAVGCmqHgaCg==:sVaCEl3GaKsddu4lkmMIIQ==','GyMwURwFuk8hQcTz696X0A==:AU5lGdQ9yRcjptXhizp/wg==','After CLV , Rs-52590/- fraud identified.','2025-04-28','2025-05-05','2025-04-21 10:41:25','2025-06-26 17:22:19',NULL,NULL),(217,681,637,NULL,NULL,0,0,1,'2025-04-28','2025-05-02','2025-05-03',150,7,'mr2LXnh77M4RfW8QysFZNQ==:S3+A1x+xWqZjxeZkCZqf/w==','Mk5LB4zaqFXjs8q3N8ntEg==:gq+QSabtunsJUWF2eSlM8A==','lE4B6O6DssTbV8oi08yAtQ==:1sv3CUoFVN2CjbiF1Qs0eg==','After caseload verification we observed total fraud amount Rs 33000/-','2025-04-28','2025-05-02','2025-04-21 10:41:53','2025-06-26 17:22:19',NULL,NULL),(218,605,590,NULL,NULL,0,0,1,'2025-04-22','2025-05-02','2025-05-03',206,21,'M04qQOmCmahvmJ+TPq8wCg==:Byqtr/kodw+VnVlGf+GFOw==','wJmcJsMyuNWOt8MJwCKCdQ==:xof40pk+ZiZkoTRrt1XvIA==','C3rxsOnnDvQKswRKNjjlhw==:EOtgaOi211/jf5iGGPb9CQ==','Total Fraud Identified Rs 358219/- & Recovered Rs 73070/- .','2025-04-21','2025-04-25','2025-04-21 10:52:11','2025-06-26 17:22:19',NULL,NULL),(219,600,588,NULL,NULL,0,0,1,'2025-04-21','2025-05-02','2025-05-02',136,2,'V0higVGEMXB/oVxDdaOfwA==:P1u2W1wt596JKAZzD8PGVw==','zJIcSP22OzSoHYjfsOzvLQ==:wuGDj/jbM0ITnN5I08/3Kw==','VpoiNwujT0ZkPNJ3fDqwpA==:X2vsYNQok9OnH8eCtrf91A==','After Case Load Verification We observed that Total Fraud amount Rs.5490/-.','2025-04-21','2025-04-25','2025-04-21 10:52:42','2025-06-26 17:22:19',NULL,NULL),(220,598,587,NULL,NULL,0,0,1,'2025-04-21','2025-05-02','2025-05-02',202,7,'//sRd1BHLVVZjN4NhZjTTQ==:ADo2s6ZrZReMN9RcTiMvrQ==','7XEjorGIwWSPyrYRfKD1kw==:W1VK/vcmpIjNJTCuSVRoXg==','qf/eXL26oxu6qKAkdSJofA==:15x2LZUeN0p8P7VVDPuHLg==','Total Fraud Identified Rs 99755/- & Recovered Rs.11020/- .','2025-04-21','2025-05-02','2025-04-21 10:53:12','2025-06-26 17:22:19',NULL,NULL),(221,670,622,NULL,NULL,0,0,1,'2025-04-21','2025-04-29','2025-05-01',239,6,'YvXTDIWUg3Thuh6hCAV10A==:SXRd/gJ9WWtA5BZQ/e4pig==','Fcr7pWI4bgbvT+uCpMzACQ==:TE9VcYfr9PyJp5wkTVAPfw==','P+wHriOfxrO9VilkBYLNwQ==:SM9VRXxBLS7n6aVeMlSvew==','\"Post Investigation, total fraud affected borrower 6 and the fraud amount is Rs. 23200/-.\r\n(2 borrower collections collected, )\"','2025-04-21','2025-04-30','2025-04-21 12:05:47','2025-06-26 17:22:19',NULL,NULL),(222,683,640,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-23',238,1,'Qb7pmwuPtw8ppKf800ZIlQ==:qIeiTgstxZNPaUSh5jvcNw==','7CQeZR97BR8ikDUPD1LMyg==:V8o7JcZWXoLmG/ZWxBHK+A==','DZWjVi3qDj8YsJ8vkDXePA==:WQb3Oe91eVAqi88ZgUvj2Q==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,800/- has taken place. Specifically, the Loan Officer Chunnilal Ninama/SF0084591 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs. 4,800/-, and again failed to record these transactions in FIMO.','2025-04-21','2025-04-24','2025-04-22 02:51:02','2025-06-26 17:22:19',NULL,NULL),(223,684,639,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-23',238,4,'Zy+8OoNo62TB4Z0oTzUeUA==:cTQRA0mmOiJLsWQUToSIEA==','SS6eq2p5GDH5LisaZfzlKw==:wDqItWY9xzFWmN+wz7GvTw==','V0XKJDZ1OhhzC32zp1oeFQ==:l2cVIJSGx41RgLi5GOz/Sg==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 9,000/- has taken place. Specifically, the Loan Office, Jayraj Singh/SF0073893, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 04 borrowers, amounting to Rs. 9,000/- and again failed to record these transactions in FIMO.','2025-04-21','2025-04-24','2025-04-22 02:51:27','2025-06-26 17:22:19',NULL,NULL),(224,672,634,NULL,NULL,0,0,1,'2025-04-28','2025-04-29','2025-05-01',402,6,'eBWYfL3KkIZibVU0zn6eCQ==:f66nuQTjhafc4wkooistUg==','PXW7VIa1z1YC541c+pXN2A==:cGyweSwAjxnLUCLYD6TuYA==','akVsgHf1N206krkKs6sHsA==:8qLVXV9yQUx7LBK+vJSg+g==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 68,555/- has taken place. Specifically, the Loan Office MO. Imran Imran Mo.Imran/SF0068439 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 06 borrowers, amounting to Rs.68,555/-, and again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case (FN25-26-00285) has been erroneously booked under the Bilara (RJ3029) branch. Upon review, it has been confirmed that the case actually pertains to the Kolayat (RJ3247) branch.','2025-04-23','2025-04-30','2025-04-22 02:55:20','2025-06-26 17:22:19',NULL,NULL),(225,673,633,NULL,NULL,0,0,1,'2025-04-24','2025-04-29','2025-05-01',399,3,'VetTKPyDvsG3qKLOPdNf3w==:tE1Wh/msjDjrU4WtVFGmCw==','x8zT8XN12BOohUhA5s8OeQ==:KoN2M2sth5sg4SECMFuRbw==','kVbG/sHTVwpnv5X7vTmLLg==:TohiX7lYXcQBDyUP4QxmUA==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 9,500/- has taken place. Specifically, the Loan Officer Rakesh Kumar/SF0091670 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs.9,500/-, again failed to record these transactions in FIMO.','2025-04-23','2025-04-30','2025-04-22 02:55:42','2025-06-26 17:22:19',NULL,NULL),(226,679,632,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-22',226,2,'+7chEz46m2bccygrRCgqZA==:2nyC7mN7JD0vWUUqlcSwFg==','2QeWLRKy5Oh4G2PmUTjmkg==:fO0WuHEzrKfbSOkyiSqOhg==','QR9BWABWsu07QB6K8VnlPQ==:dq6b0U0QFRWpBBz+48nrCg==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,995/- has taken place. Specifically, the Loan Officer, Naveen (SF0096300), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 4,995/-, and again failed to record these transactions in FIMO.','2025-04-21','2025-04-22','2025-04-22 03:02:51','2025-06-26 17:22:19',NULL,NULL),(227,557,617,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',104,5,'48fHJqzJLLihCVJLVjHLJg==:JixTiBgmxXjjf41S98zd7A==','hlRNWqzc1HOzSI+E+ZZCJg==:8lsWSxjvUoUSbw3MbKosWQ==','EWlvTWpAXh6WP/3YT8sLfw==:zi2Tqhg9N3Fv51Z47LneLw==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 14,620/- has taken place. Specifically, the Loan Officer, Kurban Ali-SF0091066, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from five borrowers, amounting to Rs. 14,620/- of Rs.2400/- has been recovered and posted in FIMO and the rest amount of Rs.12,220/- again failed to record these transactions in FIMO.','2025-04-22','2025-04-25','2025-04-22 03:08:49','2025-06-26 17:22:19',NULL,NULL),(228,569,616,NULL,NULL,0,0,1,'2025-04-22','2025-04-25','2025-04-28',184,17,'nzlBg/5Zr7Zu/1uh5csPmg==:v/uoHp0ERhQw51jFa2LWVw==','V2EEKIVYtxEZ+NnsNy2ARQ==:RktXmi/6UsCKLZEpy7Dyag==','O3WQDxhr6NKfbKl7/HZWwg==:ECGNHmEd/HQztTu4u4JPOg==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 1,35,340/- has taken place. Specifically, the Loan Officer Vijay Dangar/SF0064414 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Manager collected EMI payments from 17 borrowers, amounting to Rs. 1,35,340/- of Rs.20,250 has been recovered and posted in FIMO, and the rest amount of Rs.1,15,090 again failed to record these transactions in FIMO.\r\n\r\nNote: - This staff had died in a road accident on 17th Nov 2024.','2025-04-22','2025-04-28','2025-04-22 03:11:48','2025-06-26 17:22:19',NULL,NULL),(229,611,613,NULL,NULL,0,0,1,'2025-04-21','2025-04-23','2025-04-25',153,15,'UGeK0fOL2Sf/syRx0LFK3w==:c9ZKcorNhADXm16eQu8hUg==','b1CLwAGI54hoGF9qkStC2A==:n5KTPGKlBFRyrAxlRqQAMg==','rxnm9cs1oYIbe4yHBlqE1A==:jIJrIZJP5hxk64fHqKS8eg==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 84,400/- has taken place. Specifically, the Loan Officer, OM Prakash Nathiya(SF0069836), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 15 borrowers, amounting to Rs. 84,400/-, and again failed to record these transactions in FIMO.','2025-04-21','2025-04-28','2025-04-22 03:14:14','2025-06-26 17:22:19',NULL,NULL),(230,516,449,NULL,NULL,0,0,1,'2025-04-24','2025-04-29','2025-05-03',228,3,'V0Hwk0pKTKzjMrv2jbPDyQ==:0BKil16mquRiL8TwQzo3dA==','NTqjMEs7MfMQ24hxJr1+Bg==:BOJSR25pnX/JsJncHwuMxQ==','KrAW7kC2blhSk4Q5K1mYww==:qDiX8HCR8aaW26Nhe6NClA==','BM Vikash Madeva Ukkali was collected Installment, Advance collection and Pre-close amount from borrowers total of Rs. 35187/- from total 03 borrowers and Rs. 2780/-  amount is recoverd remaining amount of Rs. 32407/- misappropriated amount is pending for recovery.','2025-04-21','2025-04-24','2025-04-22 04:38:36','2025-06-26 17:22:19',NULL,NULL),(231,493,462,NULL,NULL,0,0,1,'2025-04-23','2025-04-25','2025-04-29',131,1,'qJYjhu1npgHLXSTD1x+I3Q==:PG7oC2xT5PTC5yxOMPtcUg==','l5tvS1fajRSvhhnuWGX+Pg==:E0/oDY5GK5Jr7b5AuA3tXQ==','G6h6HKKlbbwHyJSJ8dTc2A==:TptVuQBO/Fy/zVrJWk3qig==','LO Akash U was collected preclosure amount from borrower on date of 17-12-2024 of Rs.21,739/- and Recovered amount of Rs 15,949/- and remaining amount ( 21,739-15,949/-) of Rs 5,790/- not posted into FIMO and even not deposited at branch and  same was Froud misappropriated and pending for recovery.','2025-04-21','2025-04-25','2025-04-22 04:39:20','2025-06-26 17:22:19',NULL,NULL),(232,688,657,NULL,NULL,0,0,1,'2025-04-21','2025-04-29','2025-05-01',84,1,'A8EGB8P+EnZKCR/GNPrqQA==:RweizjGqbXLGJPF/eJ/z4Q==','24A7BOenDUcYFoWOjgyZwA==:Grj78vvE+OwNH1+jKnd80Q==','3wz8cg8sEeadttUHI1vPEw==:Ifd+gnu+RCgB4MmUroch8Q==','During thepost-investigation, it was found that Loan Officer 01-Borrower Loan collection was collected, but the entry was not posted in FIMO.\r\n','2025-04-22','2025-04-30','2025-04-22 04:55:25','2025-06-26 17:22:19',NULL,NULL),(233,689,656,NULL,NULL,0,0,1,'2025-05-05','2025-05-06','2025-05-07',247,4,'FLExXqCEU3tS0MX8w2HyGw==:yLWrg3w++ow4caBRwIQppA==','HoRzVHGkoFJcbcS9L+xIfA==:5N2oLKd9VHJZMi6SCT3Npg==','PjifaC89A2eHHEiZ2pxJ+g==:kSNRG8P2J3lFK5HUY6W0Ig==','Post Investigation, total fraud affected borrower 4 and the fraud amount is Rs. 14390/-.','2025-04-22','2025-04-30','2025-04-22 04:56:07','2025-06-26 17:22:19',NULL,NULL),(234,671,624,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-06',244,4,'hEAz6DTbHCSvDZd9zZlTag==:Y0bR/wYdDk6y67l+GFnljg==','XPhq3Hd7GD23Lb7rpGAMIw==:PNokmCK7VTiFCeptvL6s/A==','5eNktqWgkwk8AP2PwJ1Nog==:N/NHu6tU199NzBuykJo9dA==','\"Verification was completed regarding the complaint against LO Karan Shahaji Kale/SF0090460 for the misappropriation of Rs. 5260/- of 3 Borrowers.\r\nAfter the investigation, fraud was identified in the amount of Rs. 6520/-involving a total of 02 loans from 01 borrower; the total is 5 Loans of 4 Borrowers total fraud amount of Rs 11780/-.\"','2025-04-22','2025-05-05','2025-04-22 04:57:08','2025-06-26 17:22:19',NULL,NULL),(235,687,653,NULL,NULL,0,0,1,'2025-04-23','2025-05-03','2025-05-05',299,10,'2FMqK6udJQ9E2vfm+xt2GQ==:wRmOd9nMghc7yheO5bBMhA==','yCC6eKxWMzs/kSds8lswnQ==:lO0GuX5+ClbIBemuOpiyrA==','ECTZ3TTqp2XzxdqfKlq9sw==:JAjWH83hLykz0CY/PoQBXA==','After caseload verification total of Rs 101580/- misappropriation of cash observed. Rs 11200/- FIMO recovery entry done. Total of Rs 90380/- misappropriation of cash observed against LO Sanjay Chichuan','2025-04-24','2025-04-29','2025-04-22 06:21:28','2025-06-26 17:22:19',NULL,NULL),(236,460,442,NULL,NULL,0,0,1,'2025-04-17','2025-04-29','2025-04-30',108,16,'kMtSGYZpd6xRImp7d202ew==:qjFMuVLk+0jFXV4LXJXXug==','FXqXpc5/g7xWxfy7hMWYJQ==:P73SsNCY13768bRkfOi6Jg==','pltsJxFrsy8H9k0Z8N1GHw==:BatnHjmsc/LTZ+CHJc3MYw==','Loan Officer Shivam Shukla/SF0094522 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 16 borrowers for the amounting to Rs. 55,240/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 55,240/-\r\nAmount Recovered and accounted in FIMO = Rs. 39,130/-\r\nNet Fraud Amount to be recovered = Rs. 16,110/-','2025-04-16','2025-04-25','2025-04-22 06:42:47','2025-06-26 17:22:19',NULL,NULL),(237,482,441,NULL,NULL,0,0,1,'2025-04-21','2025-04-25','2025-04-29',72,6,'YNYQv7xvjYekcZ3c/9LOOQ==:UbDoO1+6ZAu0wMhBmPs9nQ==','qZKhwUQ+4v7KTLxf7PzyYg==:PktebZsEp4IM+RIda6T4JQ==','EG6UHvhyP3/dBc4AJhvzoQ==:t9vIQWEkXAjsQtCp/RTjaw==','Loan Officer Monu Yadav/SF0068762 was found involved in collection misappropriation (Collected EMIs and Preclose Misappropriation  amounts but not posted to concerned borrower accounts) on the names of 06 borrowers for the amounting to Rs. 37,650/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 37,650/-\r\nAmount Recovered and Accounted in FIMO = Rs.11,550/-\r\nNet Fraud Amount (To be Recovered) = Rs.26,100/-','2025-04-18','2025-04-25','2025-04-22 06:43:42','2025-06-26 17:22:19',NULL,NULL),(238,562,552,NULL,NULL,0,0,1,'2025-04-17','2025-04-23','2025-04-24',3,3,'WABdMMEimmBbFIV1GtNKog==:sBUmeEJpghnyUJPlY3bSnw==','OH5DpZHh7PDCQs8AzNsJKQ==:b5nKsLTkMLcRMOFvNkuXsg==','syOFeDOz8b4HVV3bEak9VA==:cCQRzTujcEFqkTmPD04puQ==','Loan Officer Deepak Jhariya/SF0061433 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 03 borrowers for the amounting to Rs. 35,370/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 35,370/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount (To be recovered) = Rs. 35,370/-','2025-04-17','2025-04-23','2025-04-22 06:44:46','2025-06-26 17:22:19',NULL,NULL),(239,661,629,NULL,NULL,0,0,1,'2025-04-18','2025-04-22','2025-04-22',16,1,'eFwFT+1WlIEesfuDv5/cFg==:AJxU4AYbo+MfQ0zFx2/Jqw==','X6CCkvUREHdb2lHkiG0Iaw==:eRrDWfcgjcf/FY5FjGysTg==','lNRPUA/TCf6JE8RUWI6HiQ==:ZMd5Qx72tswfhY3URJjW+w==','As per loan card, Borrower Durga Bai Rathoud/32974076 paid an EMI amount of Rs. 3,250/- to Ravindra Bhaskare/SF0058460 on 08-Nov-2021 but the same was not posted in the FIMO.\r\nNote - 1. The word \"OD\" is mentioned on the loan card on 8-Nov-22.\r\n2. Borrower paid the EMI for Dec\'22 and the same was found posted in the FIMO on 06-Jan-2023 i.e. double EMI posted in the month of Jan\'2023. In the month of Feb\'2023, LO updated his signature by using the Red Colour Pen.\r\n3. The word \"Paid\" is mentioned on the loan card infront of the demand date of May\'23 and Jun\'23, but there is no any signature of the SSFL staff is available for that particular demand dates and borrower is also not remember the name of the concerned staff to whom she had paid her EMIs, as this was a matter of the year 2023.\r\n4. As per loan card, Borrower Durga Bai Rathoud/32974076 paid an EMI amount of Rs. 3,250*3 = 9,750/- to Parasram Pawar/SF0059112 on below mentioned dates but the same was not posted in the FIMO.\r\n# Paid an amount of Rs. 3250/- on 8-Feb-2023 \r\n# Paid an amount of Rs. 3250/- on 8-Mar-2023\r\n# Paid an amount of Rs. 3250/- on 8-Apr-2023.\r\n\r\nThe fraud of LO Parasram Pawar is captured in the fraud investigation report bearing complaint No. FN25-26-00281.\r\n\r\nTotal Fraud Amount = Rs. 3,250/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 3,250/-','2025-04-17','2025-04-22','2025-04-22 06:48:54','2025-06-26 17:22:19',NULL,NULL),(240,663,628,NULL,NULL,0,0,1,'2025-04-18','2025-04-22','2025-04-22',16,1,'0jjN3U0thFvj58o2VLEESQ==:v2sCtiTwn8z2driAjkOa0w==','yaTD3x5tnKAyUalEKs5PSg==:pSimJ39m9nIsq4rddh7lLg==','gRYlvH07GqjxgtPwTMwsvg==:KK/k3H/seNxwm3z9dySc8w==','As per loan card, Borrower Durga Bai Rathoud/32974076 paid an EMI amount of Rs. 3,250*3 = 9,750/- to Parasram Pawar/SF0059112 on below mentioned dates but the same was not posted in the FIMO.\r\n# Paid an amount of Rs. 3250/- on 8-Feb-2023 \r\n# Paid an amount of Rs. 3250/- on 8-Mar-2023\r\n# Paid an amount of Rs. 3250/- on 8-Apr-2023.\r\nNote - 1. The word \"OD\" is mentioned on the loan card on 8-Nov-22.\r\n2. Borrower paid the EMI for Dec\'22 and the same was found posted in the FIMO on 06-Jan-2023 i.e. double EMI posted in the month of Jan\'2023. In the month of Feb\'2023, LO updated his signature by using the Red Colour Pen.\r\n3. The word \"Paid\" is mentioned on the loan card infront of the demand date of May\'23 and Jun\'23, but there is no any signature of the SSFL staff is available for that particular demand dates and borrower is also not remember the name of the concerned staff to whom she had paid her EMIs, as this was a matter of the year 2023.\r\n4. As per loan card, Borrower Durga Bai Rathoud/32974076 paid an EMI amount of Rs. 3,250/- to Ravindra Bhaskare/SF0058460 on 08-Nov-2021 but the same was not posted in the FIMO. The fraud of this LO is captured in the fraud investigation report bearing complaint No. FN25-26-00280.\r\n\r\nTotal Fraud Amount = Rs. 9,750/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 9,750/-','2025-04-17','2025-04-22','2025-04-22 06:49:34','2025-06-26 17:22:19',NULL,NULL),(241,667,627,NULL,NULL,0,0,1,'2025-04-18','2025-04-25','2025-04-29',67,1,'Ninjgvsd86VSpSc9Spx5ZA==:Zmscbxnx+qtB+KQn8pzchw==','Qs9worOONi9AresHGbLhXw==:fK1coYFoZiJGBWTMo0TR9g==','rRnkyKgLDvUWVl+qrMkVDg==:jwN15TDEqst+geGmYOVJkA==','Loan Officer Jitendra Carpenter/SF0065721 was found involved in collection misappropriation (Collected EMI amount but not posted to concerned borrower accounts) on the names of 01 borrower for the amounting to Rs. 6,900/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 6,900/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 6,900/-','2025-04-18','2025-04-25','2025-04-22 06:51:10','2025-06-26 17:22:19',NULL,NULL),(242,522,481,NULL,NULL,0,0,1,'2025-04-16','2025-04-20','2025-04-22',171,14,'VZtbl3+HBjU3PaLa7k3OVg==:DYMQT+s5ExUHvUFnwKFNxw==','aZxz/YO3gC+E6Fj2VOOTOw==:Jmlj46S41o8COEfV0dL3IQ==','hksVS+PV/cVXHMbJPOVm3g==:qAoXpsj30sQRT5S5dophoQ==','During field verification, we identified that loan officer Somen Kumar Rajak/SF0070635 had embezzled 14 Borrower Loan Instalments and preclose amount of Rs. 1,32,900 and out of that, only Rs. 14,260 accounted in FIMO as EMI basis. Now total of Rs. 1,18,640 is yet to be recovered from the alleged staff.\r\nWe have collected evidence of all the affected borrowers i.e., Loan cards & sub-ledger.','2025-04-15','2025-04-22','2025-04-22 08:39:26','2025-06-26 17:22:19',NULL,NULL),(243,695,664,NULL,NULL,0,0,1,'2025-04-23','2025-04-28','2025-04-28',170,3,'E5jadlb6FlEKQizw37SyXQ==:nvG7GNa7dpHqa1RFm9ZBdA==','2gqHUJ81rS7NjHSKMyrMnw==:UrcftiEGcdZP5BvsrbK8yA==','/ZpyUSmX6jRY4jM9vvybVg==:P13/n6nFJ+vDGyS/UFjKoQ==','During field verification, we identified that loan officer Chanchal Barman/SF0085711 had embezzled the 03 borrowers\' loan preclose amount of Rs. 30,255 and out of that, only Rs. 1,760 accounted in FIMO as EMI basis. After identifying the impacted customer, the remaining amount of Rs. 28,495 was recovered from the alleged employee and accounted in FIMO from the branch side on 22-04-25 and 24-05-25.','2025-04-22','2025-04-30','2025-04-22 10:27:30','2025-06-26 17:22:19',NULL,NULL),(244,678,660,NULL,NULL,0,0,1,'2025-04-28','2025-05-10','2025-05-12',47,27,'yEmyrDthXdL3VtJT7K+E5w==:GArcR84JqPI5ia2iNgsKSg==','o7F2FZaAydFsegI7bWvbOg==:AVanAIfHoLfE0y7vsNZtFA==','y+hJkltzpZcPZJNPk7jEpg==:NeXZLld3HxK4cnxrde5mVQ==','During field verification, it was observed that loan officer Vishal Kumar Kanaujiya/SF0054110 had embezzled 27 borrowers’ collection and advanced collection amounts totaling Rs. 1,42,910/-. We have collected loan cards, Cash receipts copy and Digital Payment copy, and borrower written statements as evidence. Out of that only Rs. 3,470 accounted in FIMO and not Rs. 1,39,440 yet to be recovered from the alleged staff.\r\nA total fraud of Rs. 1,42,910/- was identified during the investigation, and out of that Rs. 3470/- was recovered (accounted in FIMO as EMI), and now a total of Rs. 1,39,440/- is yet to be recovered from the alleged staff.','2025-04-21','2025-04-30','2025-04-22 10:27:50','2025-06-26 17:22:19',NULL,NULL),(245,583,581,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-07',135,8,'AOQ+bdbjZEp0qK40LUt8+w==:bpPZjuiOa1gqPWX0aZ0YSw==','OBR8GzdbkYju9uXWovj9Ug==:YYlUX9G/1lpYpJoGvX3QFg==','FTTbBB3FeEJD5qrD/Wo+iQ==:O2D3B3buo1UwassCxLStjg==','During the investigation, it was observed that the loan officer Gautam Kumar/SF0040032 had embezzled Rs. 35,540/- from the 08 borrowers\' collections amount and out of that Rs. 3,470/- accounted in FIMO as EMI basis. Now, a total of Rs. 32,070/- is yet to be recovered from him.','2025-04-21','2025-04-30','2025-04-22 10:29:23','2025-06-26 17:22:19',NULL,NULL),(246,62,212,NULL,NULL,0,0,1,'2025-04-04','2025-04-07','2025-04-07',72,1,'FDSEywV4LYrMFyXANvSkgA==:Bi+KxXc+pLT3uR7KK9Qz3w==','PsxrZBXXzjcXJwMC3hGD0A==:qarClzOs1zq4cBqRVoyUxw==','2pOcLj9QDrnlI2R6UosmcA==:040qIgaA4XR0CwEmK3GUGQ==','During field verification observed that loan officer Pintu Kumar Rana/SF0081013 had embezzled 01 Borrower Loan Instalments of Rs. 2000/-. We have collected evidence of borrowers i.e., Loan cards & sub ledger. As per DAPS complaint nos. FN25-26-00020 dated 04-Apr-2025 vide case ID DC-FY-2025-00212.','2025-04-22','2025-05-06','2025-04-22 10:36:44','2025-07-16 08:32:28','Collection Amount Misappropriated',''),(247,625,655,NULL,NULL,0,0,1,'2025-04-28','2025-05-10','2025-05-12',195,1,'S9DUKGraosaYVKv0Iu4Raw==:k/EUy2QwqXRcyx1R9x0eiw==','16o22Lvj7IlS0Id33r288A==:RtQD3ScPHQ792v6ceV1ekQ==','WiByofhubxmzvLQ0zkr1zQ==:beV2o/+qPsxO8lywmQIJCw==','During field verification, it was observed that BQM- Pintu Barman/SF0076597 had embezzled Rs. 3,017/- from the total preclose amount from 01 borrowers but only the amount of Rs. 2,100/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 917/- was not reported. He did not close the loan and ran the EWI every week on 05-Mar-25 Rs. 350, 12-Mar-25 Rs. 350, 19-Mar-25 Rs. 350, 26-Mar-25 Rs. 350, 02-April-25 Rs. 350, 09-April-25 Rs. 350.','2025-04-23','2025-05-03','2025-04-22 11:32:47','2025-06-26 17:22:19',NULL,NULL),(248,626,654,NULL,NULL,0,0,1,'2025-04-28','2025-05-11','2025-05-13',288,77,'PKuinQAsvM3UCwxFziMvXg==:xW1Cs/5/7CFU290TvbLefg==','lEeCtAXL5SKUaVtKTRGNmw==:J9qrmHl7Ea9F0gXb34FfRQ==','a8dqJLmC7EmDaKlVTrPSpg==:/mVP45XQgx/OoQTxmLDGDw==','During verification a total fraud of Rs. 2,84,331/- was identified during the investigation and out of that Rs. 58,980/- accounted in FIMO as EWI.Now a total of Rs. 2,25,351/- is yet to be recovered from all the alleged staff.','2025-04-23','2025-05-03','2025-04-22 11:33:09','2025-06-26 17:22:19',NULL,NULL),(249,488,447,NULL,NULL,0,0,1,'2025-04-21','2025-04-21','2025-04-23',0,0,'STkjB40jT8JV5kCvkoq+Zg==:h9v3hS/ZLiA53b34uKaRvw==','hW1sjvjnobDcyy6bRdSlKw==:mxfOnhn33H8GaXmcFg/big==','/RsCveCrx2Rbfk8wdAisXA==:6qs+z2bJXxOkBgrONt6gfA==','\"Dear Team,\r\n\r\nUpon investigating this case, I have observed, based on the attached evidence, that Mr. Sunil (BQM) is not involved in this matter. The attached online payment screenshot reveals that he was unaware of the individual who transferred the amount. Moreover, although Mr. Sunil attempted to return the amount to the same number, the number was blocked during the subsequent transaction attempt.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Chirawa (RJ3510) branch. Upon review, it has been confirmed that the case actually pertains to the Udaipurwati (RJ3512) branch.\r\n\r\nAdditionally, the case has already been discussed with VP Jitendra Sir for further verification.\"\r\n','2025-04-22','2025-04-23','2025-04-23 00:41:46','2025-06-26 17:22:19',NULL,NULL),(250,685,662,NULL,NULL,0,0,1,'2025-04-21','2025-04-22','2025-04-23',235,14,'uxGThH0GxhtrPETv6VNe/w==:z0sr0dsEAQzFiPE0JskJuA==','a4Yrooe6YPtRpHlbm7QbHg==:Ja7ldR1H9jP0SaOXWSl0rQ==','DXx1FqIqySw2bZXxnuoAqw==:uzc6cb91kJJhWD0aQZOccA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2,38,480/- has taken place. Specifically, the Branch Quality Manager, Kuldeep Sharam/SF0064628, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Quality Manager collected EMI payments from 14 borrowers, amounting to Rs. 2,38,480/-, which have amount of Rs.33,060 has been recovered and posted in FIMO and the rest amount of Rs.2,05,420 has again failed to record these transactions in FIMO.','2025-04-21','2025-04-23','2025-04-23 01:05:55','2025-06-26 17:22:19',NULL,NULL),(251,702,663,NULL,NULL,0,0,1,'2025-05-13','2025-05-15','2025-05-16',50,1,'aqC2YH+l1xhP0K0mJs4WCA==:6Av4lgfrHRvPO7x9jBX8zw==','5QW6eNAGu6j26rQKgR7waw==:GqsHzcoIZOSD8FoOMAWU3Q==','RAkdNkEDMeYFSi6dsQaRUA==:GSmFC3l0ZTeroz005M5mMw==','\"During investigation, it was observed that LO Jaideep/SF0080576 embezzled in pre-close amount of Rs.15517 from 1 borrower.\r\nOn further investigation, we found that the amount the borrower had given to the staff to close his loan on April 8 was short by Rs 640.\r\nAnd the borrower said that she will pay Rs 640 next week, due to which the staff did not preclose and kept the money in his bag, thinking that he will preclose next week.Meanwhile, the staff got transferred to the Ayodhya branch and he forgot to do the closure.\r\nThe amount recovered from the delequent employee with apology letter.\r\nCurrently, The LO Jaideep/SF0080576 is Suspended on.. 23rd April 2025.\r\nLO Jaideep/SF0080576 close her loan on 18th Apr 25 for Rs.14411.68/-\r\n\r\n(Total Fraud Amount - 15517/-)\r\n(Fraud Amount Posted - 15692/-)\"','2025-04-28','2025-04-30','2025-04-23 01:13:46','2025-06-26 17:22:19',NULL,NULL),(252,538,618,NULL,NULL,0,0,1,'2025-04-20','2025-04-20','2025-04-21',1,1,'f5Tig0K0p6tn11Sggw9iTg==:bekMBmySsp132bmP+HAEyw==','M8wO5WMzimU6hYsqQk+aFQ==:QGloWtJioTsSrGVvA06xTA==','JqOxNbzOR2fwyMCIYFjbXg==:7CQjcN3c7iKVTep8Jp60Qg==','Complaint raised by branch side to css, post verification by IA team it is observed that a LO Awkash Kumar/SF0086771 collected emi of rs.2240/- on dated 06-11-24 but the same was not posted in fimo.','2025-04-20','2025-04-20','2025-04-23 04:02:14','2025-06-26 17:22:19',NULL,NULL),(253,537,619,NULL,NULL,0,0,1,'2025-04-16','2025-04-17','2025-04-18',3,3,'ey5T9ZiFL77moS9JXpYtEg==:PvYhul5nUPcdJJ7ONBmeQw==','hOXBFDtePsPleRRpCvDVcg==:vJjuh5V4VEyVBHiGES/OaA==','3ULCleTIvC+RhtPaLzViCA==:jBAD+N9wLbaBnz0SNNAfOQ==','\"As per complaint and evidence available with the Customer post verification it is observed that LO Rajkant kumar/SF0058560 he was collected the pre-closure amount and collection amount from the three borrowers but same was not accounted in the FIMO.\r\nTotal fraud amount observed Rs. 96800/- from 03 borrowers.Staff was died on 29-06-2024 in a road accident.\"','2025-04-16','2025-04-17','2025-04-23 04:08:26','2025-06-26 17:22:19',NULL,NULL),(254,312,355,NULL,NULL,0,0,1,'2025-04-14','2025-04-22','2025-04-23',232,24,'JOhtti+sdIM/yMe695xyJg==:QM5XAxMmb9rREJozJu+wBg==','HNj4UcR0qFFQOvJaV0flnA==:XUqT+H+h0Oydqff0Q/58aA==','mF/mc/eAluwQqMKMX5vY4w==:sCGQOSayK6LRTrPTZKRFLQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2,62,242/- has taken place. Specifically, the Loan Officer Parmar Shaileshkumar Parmar/SF0084482 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 24 borrowers, amounting to Rs 2,62,242/-, and again failed to record these transactions in FIMO.','2025-04-14','2025-04-22','2025-04-23 07:06:19','2025-06-26 17:22:19',NULL,NULL),(255,146,93,NULL,NULL,0,0,1,'2025-04-14','2025-04-22','2025-04-23',297,42,'bIxRodmUeimIip25ob2CAA==:iP+3Yj7uw6CPdjQbPtBByQ==','2ish1nN0/OebeSc7jdwOIw==:yRnYLStvq0B+gd80C6fBug==','jZgVfVcp0dWUNjxlalHywg==:YDm6xuru54hct3C/Xs21UA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 6,34,590/- has taken place. Specifically, the Loan Officer Tulasibhai Gamerbhai Khant/SF0068784 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 42 borrowers, amounting to Rs 6,34,590/-, of which Rs. 1,82,150/- has been recovered and posted in FIMO, and the rest amount 4,52,440/-, again failed to record these transactions in FIMO.','2025-04-14','2025-04-22','2025-04-23 07:07:50','2025-06-26 17:22:19',NULL,NULL),(256,712,688,NULL,NULL,0,0,1,'2025-04-24','2025-04-29','2025-05-01',405,9,'3RvFAo5PEjzWhp5i4v/ssg==:X7J7ffRyKMzJxrJ7XZ8haA==','rduEEnYb1w7DIpBB9PukFQ==:UxDjQICTrYiwjEBSmRJyzA==','xLpV6R1G73LD0FnCkVA8ow==:rK3FNBvGQUqbPT6r25zqsg==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 86,090/- has taken place. Specifically, the BQM Jagdish Meghwal/SF0068442 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the BQM collected EMI payments from 09 borrowers, amounting to Rs.86,090/- of which Rs.33,120 were recovered and posted in FIMO, and the rest, amounting to Rs.52,970 again failed to record these transactions in FIMO.','2025-04-23','2025-04-29','2025-04-23 07:12:43','2025-06-26 17:22:19',NULL,NULL),(257,713,687,NULL,NULL,0,0,1,'2025-04-24','2025-04-29','2025-05-01',410,14,'mFWtx1Lg40IsUBT+pUXaCw==:k3MkWnvyiCyIBdE8hPUpSA==','hAZrGyGtNIMlbxSj8bDtmA==:EsISlqqa9PYyP4BnttvhnA==','Sq+oHR9CtylTbXRe8gQckw==:10bLGDlSLS/w5azIeEGhQQ==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 65,060/- has taken place. Specifically, the Loan Officer Chotu ram Meghwal/SF0068462 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 14 borrowers, amounting to Rs.65,060/- of which Rs.2,660 were recovered and posted in FIMO, and the rest, amounting to Rs.62,400 again failed to record these transactions in FIMO.\r\nNote: - Due to a technical issue in the DAPS application, the case (FN25-26-00305) has been erroneously booked under the Degana (RJ3058) branch. Upon review, it has been confirmed that the case actually pertains to the Kolayat (RJ3247) branch.','2025-04-23','2025-04-29','2025-04-23 07:12:55','2025-06-26 17:22:19',NULL,NULL),(258,690,666,NULL,NULL,0,0,1,'2025-04-23','2025-05-10','2025-05-12',325,4,'PUmwcKbRQL4lyhlWHUoUhg==:e6JqZ//pqmWzxmQMKP1fBw==','/0vfnEg2affGs8cR+JcF3g==:PslAS7y5iFlnK1yoLgMWPA==','Fu+h7f3hor9Ol57tp+andw==:uA331nMiATEDblle0zuhMQ==','As per the received complaint against LO Akshay Narayan Kadam/SF0072360 with a preliminary fraud amount of Rs.5100/- of 1 borrower, we have started CLV in the branch and verified his caseload on a  and found total fraud in 4 borrowers 6 loans, with a total amount of Rs.48785/-.','2025-04-23','2025-05-10','2025-04-23 17:11:59','2025-06-26 17:22:19',NULL,NULL),(259,365,322,NULL,NULL,0,0,1,'2025-04-22','2025-05-07','2025-05-09',334,13,'bc0JKSk4zrqBnHt29oH2cg==:hEuUpIutlIw8rE81DRKxCg==','W4w5gDr8tZJ7EgWYxgTrUQ==:8liHjGthdr/MbFcVKB2erA==','xA01iOCthiEoZ/xqc/hsNw==:VQbo05MqmNVXIXomcXhM4w==','As per the complaint, the Internal Audit team verified the field and observed that Branch Manager Sadanand Dadsena/SF0046415 had embezzled 13 Borrower’s Loan Installments,  disbursed amount re-collected & Pre-Closure amount total of Rs. 3,38,995/- and out of that Rs. 91,130/- accounted in FIMO as EMI basis and now Rs. 2,47,865/- is pending for recovery from alleged employee','2025-04-11','2025-04-30','2025-04-24 04:43:33','2025-06-26 17:22:19',NULL,NULL),(260,817,713,NULL,NULL,0,0,1,'2025-04-23','2025-05-10','2025-05-12',336,17,'iV8o1ge5HflUy3wodv4Ejw==:pmJXrhgpZH6LBwtcKeqkYQ==','sf6GPHfghF49dHdZBt60Yw==:bDb2502q+OEVEBg6/E9SYQ==','b6O6IYJV1OVw9TJX97L+rQ==:7ZhwK7eBYr34DAeaZq4TNA==','During the field verification, a total Fraud of Rs. 2,51,014/- was identified during the investigation. Out of that Rs. 14880/- recovered (accounted in FIMO as EMI) and now a total of Rs. 2,36,134/- are yet to be recovered from all the alleged staff.','2025-04-22','2025-05-10','2025-04-24 04:44:11','2025-06-26 17:22:19',NULL,NULL),(261,836,724,NULL,NULL,0,0,1,'2025-04-24','2025-04-24','2025-04-24',7,1,'LeIvjPBcQyGGjl/hgFtlFw==:1ypkxIqYseTiIyz/MPY7fA==','wghSXSmdS+AFoaxTdpG23A==:R0zEkqutHGr2J8LBTAXY0w==','y2sDZ2v81Sqv/1CZp/XLCA==:OHx292n7cnvKVEnVwnRefg==','Based on the available evidence, it has been observed that the loan officer Deepak Chaudhari tampered with the KYCs of the borrower (Details mentioned in the borrower-wise details) and proceeded for further dibursement. The OSV on the photocopy of KYCs (Attached with the loan documents) was done by the loan officer Deepak Chaudhari. The LD of this borrower is saved in the FIMO by Branch Manager Bhagchandra Karpentar/SF0023956. The work negligence of Branch Manager is that he didn\'t conduct the proper due diligence while conducting the House Visit, GRT and during the time of dibursement. Moreover, Further verification of the sub-ledger and collection report of loan (352468586), it has been observed that 2 EMIs for the amount of Rs. 3,200*2 = 6,400/- were found updated in the FIMO by the loan officer Deepak Chaudhari/SF0053280 in the months of Oct’23 and Nov’23. \r\nTotal Fraud Amount = Rs. 60,000/-\r\nAmount Recovered and Accounted in FIMO = Rs. 6,400/-\r\nNet Fraud Amount (To be Recovered) = Rs. 53,600/-\r\n\r\nNote- The branch name updated in the DAPS as Umaria/MP2057 but the complaint pertains to Pawai Branch. The date of identification is updated in the DAPS as 29-Mar-2025 but we have received the details from the CSS team on 18-April-2025.','2025-04-24','2025-04-24','2025-04-24 06:16:27','2025-06-26 17:22:19',NULL,NULL),(262,723,681,NULL,NULL,0,0,1,'2025-04-28','2025-05-07','2025-05-09',158,1,'Cyb9xrzuKLSQy0WPZXf9SA==:uJS1nvNQmhnZzL4mj5fd6g==','F9SREa68yc+51a/i0k2zSg==:tGX7N2P74zW3WLkL8IGivg==','haXGAPOB6h/BMAq1be2YeA==:9ijknsCb0c6jsdQU+6UI3g==','Loan officer Ajith R/ SF0079678 Was collected 1 borrower 2 EMIs of Rs 4,480/- but collected amount not  posted into FIMO even not deposited at branch same was misappropriated and pending from recovery.','2025-04-28','2025-05-07','2025-04-24 06:53:56','2025-06-26 17:22:19',NULL,NULL),(263,724,680,NULL,NULL,0,0,1,'2025-05-06','2025-05-08','2025-05-09',153,1,'KxrVOORWY4UpddMiuAojXQ==:nGg4r+KeJMO0ylapokY65A==','6Qxicb4VRvMH4alP1O6Now==:g4GEGrA8FsO5g/K5qCiaag==','j+IXriRUAmqy8cMUIYjMUA==:cGVz5CCUqeTXI9H3QSVVbg==','BM Manjunatha K R was collected 1 borrower 2 EMIs( 2,240*2) amount of Rs 4,480/- but collcected amount not posted into FIMO and even not deposited at branch.and pending from recovery.','2025-04-28','2025-05-07','2025-04-24 06:54:11','2025-06-26 17:22:19',NULL,NULL),(264,853,750,NULL,NULL,0,0,1,'2025-04-28','2025-05-08','2025-05-09',102,6,'I/vtUUqFvWj+ZtrC928RTg==:XMeyGYqncd4decyQmoStsA==','g8rFLS0mREnZXVK3E8Fz2g==:sKvLv/13PyKxCGpKd90aIA==','LP+nitgFFegLUqB3mcVZBg==:TKOXHyoHMqzP2+OYKGangg==','Total fraud identified Rs 71760/- and recovered and posted in FIMO of Rs. 11700/- .Rs 60060/- pending for recover','2025-04-28','2025-05-08','2025-04-25 04:24:28','2025-06-26 17:22:19',NULL,NULL),(265,658,621,NULL,NULL,0,0,1,'2025-04-23','2025-05-08','2025-05-09',172,1,'N0V5+xn3L7X0j8Ezs/x2ag==:MJokIG/PtAz818FcIAu9TA==','g8jhjBrPI1iyXGRUZgBHkw==:/VjN3j7KDn6mktgEm2p4wQ==','PZotXWMxWsUVJBlmNeurFw==:dDZ3n83oLUtiKrw3OLio/A==','During the post-investigation, it was found that Loan Officer 01-Borrower Loan collection was collected, but the entry was not posted in FIMO.','2025-04-24','2025-04-30','2025-04-25 04:50:01','2025-06-26 17:22:19',NULL,NULL),(266,881,816,NULL,NULL,0,0,1,'2025-04-25','2025-04-25','2025-04-25',2,2,'SjL5dYZuvB6REc8t2k9EOg==:skE8w2lD0Gjq6Bh203FAgw==','2h10ASF32dVkG9Sg3Y+98g==:EkLyMgeg1O40/Of8cqr0Qg==','H0WYBvUmfH2Naeu5+GxQYA==:PkJbLBULrzR21Jy2Ur7Rxg==','BM Rajesh A R was collected pre closure amount from 2 borrowers  of Rs.44,382/- but collected amount not posted into FIMO and even not deposited at branch and  same was found misappropriated and pending from recovery.','2025-04-25','2025-04-25','2025-04-25 06:55:10','2025-06-26 17:22:19',NULL,NULL),(267,844,730,NULL,NULL,0,0,1,'2025-04-29','2025-05-05','2025-05-07',116,4,'54koKXJcbaA35SyMY1KMMQ==:YLoTGSKKoKSWL+Bmlp/liw==','QZIoNPzkTanczLBtGu/rxg==:TN6sJQmS2mLn8Fy02aDwJA==','zIgoX2hhU+oxK9fZXSALlg==:uXfsu6xbfI8b1Pecyd0+6Q==','LO Yohod Yesudas was collected 4 borrowers 11 EMIs of Rs.36,360/- and collected amount not posted into FIMO and even not deposited at branch and same was Misappropriated and pending for recovery.','2025-04-29','2025-05-03','2025-04-25 06:56:00','2025-06-26 17:22:19',NULL,NULL),(268,794,702,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-13',183,22,'HPQ5/ccBdiTwR31/8+SlHw==:8QlHtRy+OaIgb6K5NZdCzw==','XCi9ClX0xELJ6IK7fugRVw==:arlkDKt4gfMat9USTjz3jw==','x5wKL6+3YaeIDtfLlAhJug==:VLFHRTLK7GP+jQwFYuzTsg==','LO Arshad was collected total amount of Rs. 8,93,352/- and recovered amount of Rs. 2,45,860/- and remaining amount of Rs. 6,47,492/- is pending for recovery.','2025-05-02','2025-05-06','2025-04-25 06:57:09','2025-06-26 17:22:19',NULL,NULL),(269,612,739,NULL,NULL,0,0,1,'2025-04-23','2025-04-29','2025-05-03',62,1,'lWuqGwiPUzipuBAJNXsjLg==:PpaM7YoN/FYLAVPXtjL5ww==','XsJVF9xARVkvloKIas2zyA==:9GPORGdlwAApp+wxxVzOJg==','Rgy8kQL9IYsDtt7dZIi1lg==:KFkYqyZfDWKMR7f8RKN8PQ==','LO Rahul N S Collected Pre-closure amount from 1 borrowers of Rs.12,829/- and collected amount not posted into FIMO and even not deposited at branch and same was pending for recovery.','2025-04-23','2025-04-28','2025-04-25 06:58:13','2025-06-26 17:22:19',NULL,NULL),(270,613,738,NULL,NULL,0,0,1,'2025-04-23','2025-04-29','2025-05-03',88,2,'4SBO0mj10NKcAt9lPvL5xw==:rUSJCqzqaCiYv39pU1xSlg==','AT7c6+MyC2WfuECAsqmpkg==:tq0vk5h4moTY9lh5ZosNdw==','7FjCUYdFTIhlbhpV7o7z4g==:hmb9KPX44LF3e06OKHpFLg==','LO Albin Varghese Collected EMI amount from 2 borrowers of  Rs.5,600/- and collected amount not posted into FIMO and even not deposited at branch and same was pending for recovery.','2025-04-23','2025-04-28','2025-04-25 06:58:38','2025-06-26 17:22:19',NULL,NULL),(271,551,499,NULL,NULL,0,0,1,'2025-04-25','2025-04-29','2025-05-03',126,2,'iFAqUM1WbKPRLlFjZ2mXCQ==:N9BFLaBeAhIDrqeGShlsWg==','9NgcSYYvSwjVwnoOTb2z9A==:r5uDIh0Dn9tQ5bloiJ/lZA==','luu2Dn01j0i+QqrtScIFgQ==:aep+dSLvwp7yPBgwBMeh1A==','LO Sanjeevamurthy J was collected 2 borrower pre closure amount of Rs 73,599/- and recovered amount of Rs 31,200/- and remaining amount ( 73,599-31,200) of Rs 42,399/- collected amount not posted into FIMO and even not deposited at branch and same was fraud misappropriated and pending from recovery.','2025-04-22','2025-04-25','2025-04-25 06:59:46','2025-06-26 17:22:19',NULL,NULL),(272,552,498,NULL,NULL,0,0,1,'2025-04-22','2025-04-29','2025-05-03',172,6,'lfBZXiREf4FzWXTdkAB+Rw==:B0aJeesJmIIC8rJ7ROO/UA==','axCCStOWVBJQySwqLMPL4A==:aMY1OHBzgVLRIzmHTN1nUQ==','X44D3EoHyLkPTQ6WtXGiJQ==:Wb+P+RdFLSGQeLnr6C7hBA==','BM Mansoor Khan was collected 6 borrower pre closure amount of Rs 2,21,571/- and recovered amount of Rs 57,770/- and remaining amount ( 2,21,571-57,770) of Rs 1,63,801/- collected amount not posted into FIMO and even not deposited at branch and same was fraud misappropriated and pending from recovery.','2025-04-22','2025-04-25','2025-04-25 07:00:17','2025-06-26 17:22:19',NULL,NULL),(273,536,471,NULL,NULL,0,0,1,'2025-04-21','2025-04-23','2025-04-25',149,1,'dgyd4AcZ5L8aqSb+GHJ//Q==:UvhLaIrNnb8k1NhMtiEeQQ==','iNKgq/lsb/UHwfb2QsivSA==:Uz4lY/WBJSAfnsP8eIjVpQ==','cMLDgXhjrveHx5cnJYsi3Q==:ffGx8kl8siT69Rb4orrazA==','LO M Abhishek was collected 1 borrower Pre closed amount of Rs 38,670/- and recovered amount of Rs. 8,070/- and remaining amount of Rs. 30,600/- pending for recovery.','2025-04-21','2025-04-25','2025-04-25 07:00:59','2025-06-26 17:22:19',NULL,NULL),(274,737,693,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-19',91,12,'JuezyKFzf+ZEbChf53xrCw==:ugH9WnDBaetmjnwN1y2vqA==','ECH4+CKcsAFXuctsLbUoaw==:ZTVGT5lCJj14U2g7u3mqbA==','gkMExPfmjwqj9tmtsFDU1g==:FX1OJVSTCCsiQrckQsPuWA==','\"1.Fraud has been identified by business team on 22-04-2025 against LO MD Sabre Alam/SF0074471.\r\n2.Complain team raised complain on 23-04-2025 vide complain number FN25-26-00318 respectively.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.3840.\r\n4.LO MD Sabre Alam last working day from the branch was 29-03-2025.\r\n5.After verification done by Audit team out of 68 borrowers physical verified & 31verified through telecall) 28 borrowers were affected of Rs.54150.\"','2025-04-25','2025-04-30','2025-04-25 07:42:00','2025-06-26 17:22:19',NULL,NULL),(275,854,840,NULL,NULL,0,0,1,'2025-05-06','2025-05-16','2025-05-19',258,4,'xNu84l6H0/AJ5cAxxavxlQ==:7pVG8W7kDa64n6FZuGObPw==','qCEVGDSSDGiL3qoYQ58lEA==:T53ccfbM1KykiGdzHj6/cg==','kE+16gxrCodTmMqwFMcoZw==:VkivGDqPOWJJlTBTRk8aqw==','\"1.Fraud has been identified by business team on 05-04-2025 against LO Annu Kumar/SF0080150\r\n2.Complain team raised complain on 24-04-2025 vide complain number FN25-26-00342.\r\n3.At the time of Complain raised 2 borrower was affected of Rs.14400.\r\n4.LO was Absconding on dated 05/04/25.\r\n5.After verification done by Audit team out of 258 borrowers 04 borrowers were affected amounting of Rs.21990.\r\n\r\n\"','2025-04-25','2025-04-30','2025-04-25 08:06:58','2025-06-26 17:22:19',NULL,NULL),(276,855,839,NULL,NULL,0,0,1,'2025-05-05','2025-05-16','2025-05-19',137,29,'5G/szXmLrk+CYLf4tLF4oA==:F61Cx4LSmxS53nOMv8Ic4Q==','I1Ob8qlOEWNiDfq/Fw1JAg==:vedLaebBkbZhAfy55FieKQ==','mDuCjj1EAnDuXcr8z0OkXw==:yf/MjjInBqqJ+o3zaWQAyw==','Complaint raised by branch side against LO Vishwajeet Kumar/SF0084984 amounting of rs.1400/-. Post verification total of 137 borrower out of that 29 borrowers are affected on it amounting of rs.34880/-.','2025-04-28','2025-04-30','2025-04-25 08:07:32','2025-06-26 17:22:19',NULL,NULL),(277,719,685,NULL,NULL,0,0,1,'2025-05-05','2025-05-20','2025-05-22',154,17,'7n2G6z/XhINUUaZte8L1CQ==:De8aBp8bScJsFdi8PjqU4Q==','sFd4TR+L125XpkbU6XqoEQ==:v67NI+2cI2iE922TKlThxQ==','a/xP26fUtG/WqkZQOYce5g==:sp+iiKZXOmRHYaCX7OfqOQ==','\"1.Fraud has been identified by business team on 11-04-2025 against Lo Sintu Kumar / SF0079919.\r\n2.Complain has been raised by complain team on 22-04-2025.\r\n3.Complain Number :- FN25-26-00311.\r\n4.At the time of complain lodged 3 borrower were affected of Rs.2360.\r\n5.LO Sintu Kumar / SF0079919 has been absconded from branch side on 04-04-2025.\r\n6. After verification done by Audit team out of 154 borrower 17 borrower were affected of Rs.56060.\"','2025-04-28','2025-05-02','2025-04-25 08:09:18','2025-06-26 17:22:19',NULL,NULL),(278,630,603,NULL,NULL,0,0,1,'2025-05-03','2025-05-12','2025-05-14',245,7,'NcEUe01h+vtMgC2BrZoDqA==:Pl3W6uXtZXla5YDqLcnFNw==','7uZGRXmJYjIOavBxed+GTw==:HNU9sptZyoh0GuhmiClLcA==','m/adr1k++Q8+j0vMRT7AIA==:YAvm4OCP9kPjpWh4/W2eTA==','\"1.Fraud has been identidied by business team on 17-04-2025 against LO Mukesh Kumar/SF0092723.\r\n2.Complain has been lodged by complain team on 18-04-2025 vide complain number :- FN25-26-00263.\r\n3.At the time of complain 4 borrowers were affected of Rs. 8060.\r\n4.LO Mukesh Kumar / Sf0092723 was absconded from branch on 12-04-2025.\r\n5. After verification done by Audit team out of 245 borrowers 7 borrowers were affected of Rs.35607.\"','2025-04-28','2025-05-02','2025-04-25 08:10:19','2025-06-26 17:22:19',NULL,NULL),(279,633,600,NULL,NULL,0,0,1,'2025-04-22','2025-05-16','2025-05-19',141,14,'PpDmibCk7v+md3nT8Ko0/A==:ziaVRbViN/tLLuGU/AHarg==','hLOxU5tgP/v2guVN0kyIng==:L1F8VoMFwiS+uefjlb2tqg==','Z2OzJ+644uahGOyeyDTSEA==:/3pZYGPMvm92oi8tgv91Sg==','\"1.Fraud has been identified by business team on 17-04-2025 against LO Price Raj/SF0075139.\r\n2. Complain has been lodged by complain team on 18-04-2025 .\r\n3.Complain number = FN25-26-00266.\r\n4.At the time of Complain only 1 borrower was affected of Rs.18760.\r\n5.LO Prince Raj / SF0075139 was absconded from branch on 11-04-2025.\r\n6. Total verification done by Audit team is 141 out of that 14 borrowers were affected of Rs. 185100 in which 55460 was recovered which was reflected in FIMO. So total fraud is 129640.\"','2025-04-25','2025-04-30','2025-04-25 08:11:07','2025-06-26 17:22:19',NULL,NULL),(280,717,686,NULL,NULL,0,0,1,'2025-05-10','2025-05-18','2025-05-20',14,3,'UH+I9V4iQ56b+vQ2EWMfVg==:EVvQu8PDefUbWLY3TdoFMg==','NNiomOYhy4WmsKl991STqg==:iJ90G7sUYz64bBRmhLHaYA==','dJzhIKgGJaIrJ+Xg8P2sLg==:s1Yq05e7rayQA+woSEX0iQ==','\"1.Fraud has been identified by business team on 21-04-2025 against BM Rakesh Kumar/SF0089776.\r\n2.Complain has been registered by Complain team on 22-04-2025 vide complain number - FN25-26-00309.\r\n3.BM Rakesh Kumar absconded from branch on 22-04-2025.\r\n4.At the time of complain raised 1 borrower was affected of Rs.15090.\r\n5.After verification done by audit team out of 14 borrower 3 borrower was affected of Rs.37090.\r\n6.After physical cash verification done by Audit team total  Rs. 106704  was shortage at branch safe locker.\"\r\n','2025-04-25','2025-04-30','2025-04-25 08:14:25','2025-06-26 17:22:19',NULL,NULL),(281,631,602,NULL,NULL,0,0,1,'2025-04-28','2025-05-16','2025-05-19',145,9,'LlgeEDyjYk+xyNJQ8Wa+Hw==:J7npe3/nLKtJh1gPqDbadw==','b5mYJBlOjDiY0dR6fv7SNg==:4SP60cJoVvB04vzY6rpLcg==','VDP73fDD4kh9KJa8MToA9w==:6kaAeIgjppuT7+4tk7NuFA==','\"1.Fraud has been identified by business team on 17-04-2025 against LO Kundan Kumar/SF0088083\r\n2.Complain team raised complain on 18-04-2025 vide complain number FN25-26-00264.\r\n3.At the time of Complain raised 3 borrower was affected of Rs.5950.\r\n4.LO was Absconding on dated 01/04/25.\r\n5.After verification done by Audit team out of 145 borrowers 09 borrowers were affected of Rs.34060.\r\n\r\n\"\r\n','2025-04-22','2025-04-30','2025-04-25 08:19:46','2025-06-26 17:22:19',NULL,NULL),(282,632,601,NULL,NULL,0,0,1,'2025-04-28','2025-05-16','2025-05-19',123,3,'kICaRt9sCai04BMarSvApw==:H1/QlJVPApAQcqcwjlV7KQ==','EzbqVFMsatEaLn7qGnUKOw==:+n7fDysLV5O/TdkqW2iVsA==','Rs3++qw+urwfBhD+vIWdAQ==:3FeGvv4sfF89uJIGp7EbkA==','\"1.Fraud has been identified by business team on 17-04-2025 against LO Prakash kumar Singh/SF0065954\r\n2.Complain team raised complain on 18-04-2025 vide complain number FN25-26-00265.\r\n3.At the time of Complain raised 2 borrower was affected of Rs.9700.\r\n4.LO was Terminated on dated \r\n5.After verification done by Audit team out of 123 borrowers 3 borrowers were affected of Rs.8020.\r\n\r\n\"\r\n','2025-04-22','2025-04-30','2025-04-25 08:23:32','2025-06-26 17:22:19',NULL,NULL),(283,885,815,NULL,NULL,0,0,1,'2025-04-25','2025-05-10','2025-05-12',229,2,'W7zTI8t4DNQdGcpVg31WPA==:6o4FhzPu51umcn+UqnlOKg==','3yO3bwokBNeqtQW2pZcwCg==:AccvF52JKqYo/KaWKwxR3w==','LC1N3pAQvl2zecHu9FADlw==:gG1VzyAD2NltZH4prXxJLg==','Post Investigation, total fraud affected borrower 2 and the fraud amount is Rs. 6650/-.','2025-04-25','2025-04-30','2025-04-25 13:15:26','2025-06-26 17:22:19',NULL,NULL),(284,886,814,NULL,NULL,0,0,1,'2025-04-25','2025-05-10','2025-05-12',123,3,'UgeMTEGTElxJu3wr/MjOqA==:9OlJTfMgapAEF+NpEbfjpg==','NiPicFR+C6yTQGEQDU0axg==:LdCYz0fkn/5mZ0Y9rEko0A==','2hVAJK5josTluEHlQDk8/Q==:lRtD6NQJNtqWewILP44Kdg==','\"Post Investigation, total fraud affected borrower 3 and the fraud amount is Rs. 16620/-.','2025-04-25','2025-04-30','2025-04-25 13:15:49','2025-06-26 17:22:19',NULL,NULL),(285,892,849,NULL,NULL,0,0,1,'2025-04-28','2025-04-30','2025-05-01',212,2,'1nJIZ4GogS+CPhmHi9wiNA==:gYQiZ3wPltS0ZA0tNKoerg==','VqdAPZmQyOTuXoVE2yNQCw==:u8ykKiQ1dLp3RgE16E9EeA==','a/L73gjmbNyxeWq9nxi4iw==:fa1HAWwXfQbohf9eJNHNxg==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 62,455/- has taken place. Specifically, the Branch Manager, Jignesh Parmar/SF0079801, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the branch manager collected pre-closer payments from 02 borrowers, amounting to Rs 62,455/-, again failing to record these transactions in FIMO.','2025-04-28','2025-04-30','2025-04-26 04:06:28','2025-06-26 17:22:19',NULL,NULL),(286,879,820,NULL,NULL,0,0,1,'2025-04-28','2025-05-02','2025-05-03',207,14,'KjhqZluxjnP9NyLS5catjg==:GDStdnC+XSWd7clMpxaXsA==','4N/sqvz7P03wP5xCI2YfHg==:44zJV9dNx1BeH8vFJzDQLg==','MiWYi3h44x3ENIckbW+M2Q==:BhRtLTu/alJPZ3cwUJa5ow==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 71,100/- has taken place. Specifically, the Loan Officer Kanhaiyalal Sargara-SF0076050 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 14 borrowers, amounting to Rs. 71,100/-, of which have amount of Rs.10,520/- has been recovered and posted in FIMO and the rest amount of Rs.60,580/- again failed to record these transactions in FIMO.','2025-04-28','2025-04-30','2025-04-26 04:09:06','2025-06-26 17:22:19',NULL,NULL),(287,837,827,NULL,NULL,0,0,1,'2025-04-29','2025-04-29','2025-04-29',0,0,'c3hzP/q35C5GsrUpQ5F2vg==:Ok6YGoBLdUESs0gNVrXOEw==','p2tiId2qAGiISxgw8JWV3w==:avqBYPqayJqcGmPQ71vFfA==','VbQfoC870/PY+REa5W/K2w==:Fg16p6L6ONNvb6DNIqXLKg==','Dear Team,\r\nI am writing to bring to your attention an issue identified during the Internal Audit (IA) conducted in April 2025.\r\nAs per the findings of the business team and subsequent verification by IA, it has been observed that the Branch Quality Manager, Mr. Mahesh Kumar Yadav (Employee ID: SF0091792), left the branch premises with a collection amount totaling Rs. 67,560/-. However, he failed to fulfill the following actions:\r\n- Deposit of collected amount: The amount in question was not deposited in the company\'s bank account as required.\r\n- Unaccounted withdrawal: It was noted that the collected amount was taken from the branch locker, specifically from the vault, without proper documentation or authorization.\r\n\r\nFurthermore, the Branch Quality Manager left the branch premises without providing any prior information or update regarding the withdrawal or deposit of funds, resulting in the pending recovery of Rs. 67,560/-.\r\nThis matter requires urgent attention. Kindly advise on the immediate course of action to address this discrepancy and recover the pending amount.','2025-04-28','2025-04-30','2025-04-26 04:16:52','2025-06-26 17:22:19',NULL,NULL),(288,856,826,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',101,2,'yHMxMO5PUrJv9A9SV0DjnA==:QBGjvhzl2lP8f3kwVo6gFw==','ENbms3qadKfw6TuyMybiPA==:WO5Ak+hWEvyNIaxTFclNlw==','0VQl4wxsxxZUnja2KA2ofQ==:3VVQS7d4AVUUwBbW5oqZRQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 5180/- has taken place. Specifically, the Loan Officer, Sahrukh Khan(SF0084120), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 5180/-, and the same amount is pending for recovery.','2025-04-24','2025-04-30','2025-04-26 04:17:32','2025-06-26 17:22:19',NULL,NULL),(289,857,825,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',100,1,'5/6i8TLyMWulIlybMWpoAA==:IWmwj3TGj0QW9oUfL4hytw==','s+fhq8/IvjPydaldbtBs+g==:u5td9KLep2PVLcjwmJdAnw==','iyC8gN2eJxnNb3669Wh8Dg==:huq8oyzN73zxVW9glItuVA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2780/- has taken place. Specifically, the Loan Officer, Satish Singh(SF0088832), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 2780/-, and the same amount is pending for recovery.','2025-04-24','2025-04-30','2025-04-26 04:17:52','2025-06-26 17:22:19',NULL,NULL),(290,858,824,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',103,5,'IuyfzYxSGX09ME64OtaE4A==:CIo1RteF2u/TU4BknQ4r7Q==','SUjv/NzgxI6XgkAcaprR0A==:qiEMM1kzxuRXneGlx/uz8w==','c2XWFuve0vkjPl0oj0z9hw==:PdBykQ6DD950Ns45HeZ8kQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 21,700/- has taken place. Specifically, the Loan Officer, Subhash Ali(SF0080479), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from five borrowers, amounting to Rs. 21,700/-, and the same amount is pending for recovery.','2025-04-24','2025-04-30','2025-04-26 04:18:11','2025-06-26 17:22:19',NULL,NULL),(291,859,823,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',103,2,'AtnKTivtCdBLb757JOIQ5A==:C331ZM8q9xJy0mSYW42L8Q==','hG5IUrLpH8grp6NTHn0KkQ==:8WY4Ed24qejSzVTTCBUCQA==','N3Go0z2Wpq9l8vt9NXySmw==:/lb2f77U01YNLUwHInsa+Q==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 9450/- has taken place. Specifically, the Loan Officer, Ramswroop Singh(SF0077818), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 9450/-, and the same amount is pending for recovery.','2025-04-24','2025-04-30','2025-04-26 04:18:27','2025-06-26 17:22:20',NULL,NULL),(292,860,822,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',101,2,'5/RE34nKYjaX2Duhq/K7wg==:i5BQVIjSfGGT2HyrqYBCJg==','a0x9ep0DKJMUp/g7aEdpIg==:S7xduFTre+BFGS3+rFg6GQ==','NBqiYXiBXD85wjOa2kWeDQ==:jB/mzSopc9mQvzaBgh3tuw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 9450/- has taken place. Specifically, the Loan Officer, Manish Yadav(SF0080477), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs. 9450/-, And the same amount is pending for recovery.','2025-04-24','2025-04-30','2025-04-26 04:18:44','2025-06-26 17:22:20',NULL,NULL),(293,862,821,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-04-28',100,1,'nV8khZMuI/QznjBQxpaIQQ==:HU6aLw7G0ly0K22f65qp8w==','1DDWeGyXpATYkHskLXrcUQ==:ZS57o0bNHAk8D1Y/rrMHgQ==','UJu7VE1yFGoP9RXMsVD/qQ==:2S51PjO5VY8kZ1NApac9og==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2780/- has taken place. Specifically, the Loan Officer, Harish Kumar(SF0089330), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 2780/- again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Lunkaransar (RJ3253) branch. Upon review, it has been confirmed that the case actually pertains to the Khajuwala (RJ3248) branch.','2025-04-24','2025-04-30','2025-04-26 04:19:09','2025-06-26 17:22:20',NULL,NULL),(294,842,745,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-07',130,3,'EkjKxerisAqDiyByHshZ2g==:joR8UwzjL8vqk9MX37Sy4g==','1ImVK/jmS5hhkZBA804vEw==:u+OAwH7b5sKCnImGMoUbVQ==','pvgp3oynz4ZjDAm3w8/ksw==:DFO14es2Mgrm2blfmEn4UQ==','During field verification, it was observed that loan officer Sikandra Yadav/SF0087438 had embezzled the loan installment amount of Rs. 5,520/- from 3 borrowers which was not accounted in FIMO.','2025-04-28','2025-05-08','2025-04-27 15:26:59','2025-06-26 17:22:20',NULL,NULL),(295,897,854,NULL,NULL,0,0,1,'2025-04-30','2025-05-08','2025-05-10',104,1,'WVfMMDxNFFSwSGnzV+JT3g==:2pEHJ4xf5yI7lPZz3G8eGQ==','3Ba29jHLd/LXbAL/36b2Kw==:r8MJxOqUdDWQzuK5P7YVVw==','V4SbvyyBMhrTJ2jZbdnLgA==:zGhwQgJGWLvlFOsWhGT49w==','During fraud investigation we have noted fraud amount of Rs.10000/-.','2025-04-30','2025-05-08','2025-04-28 04:35:38','2025-06-26 17:22:20',NULL,NULL),(296,816,733,NULL,NULL,0,0,1,'2025-04-23','2025-05-05','2025-05-07',287,10,'45/JnryRZk6ynpUHdtAwyQ==:Js5/s+vib26DGW3PxXJxZw==','dJ1CSwk9lvKoUd2ZOsJVzw==:024t0/P7AUA2Ys2vy1ejPQ==','CQceQi9JNj4/oOyE+AqvMQ==:uEugysc97EHn7wuZJIye8g==','Total fraud amount is Rs 47830/-.','2025-04-24','2025-04-30','2025-04-28 04:38:46','2025-06-26 17:22:20',NULL,NULL),(297,808,732,NULL,NULL,0,0,1,'2025-04-28','2025-05-06','2025-05-08',255,18,'v1gR+J685RJQqLIPUxpEpQ==:2m5iJg7l4Sv3I7TU73Txxw==','XNnU/n7BHwWxuceLdwGSLQ==:IyrdrDFxZrfLE1ZE6Qf62A==','cF4v3NByksgy/p9m77kVsw==:+ztdgfXyxd5q8Dq1FfVz5w==','Total Fraud Identified Rs 182733/- & Recovered Rs.17600/- .','2025-04-28','2025-05-02','2025-04-28 04:39:56','2025-06-26 17:22:20',NULL,NULL),(298,801,731,NULL,NULL,0,0,1,'2025-04-23','2025-05-02','2025-05-03',234,7,'5YeHtBNS3d/KVSMtcTEdbA==:zhb11m2tjEeUjoYS3wxguA==','f8ooSwVxmMgy049wcj0Z6A==:aNy0E6PLBpPXZNWexh+RXw==','Wq56oegUbARMFCbqfH+lQA==:OR0xJb2I9k7pzgwgrecM3A==','After caseload verification total of Rs 76828/- misappropriation of cash identified','2025-04-23','2025-04-28','2025-04-28 04:40:33','2025-06-26 17:22:20',NULL,NULL),(299,941,876,NULL,NULL,0,0,1,'2025-04-28','2025-05-08','2025-05-10',199,6,'1KizwQDcOMSK4yQKEoFHeA==:s8L/DVQgDt/CB/7FHHrIgQ==','AC4b2Y8+42ximWttQ/FbeA==:rpzykNlAlh1OrEVxnYaCYw==','H3C+sihEq1hCEiWcL7lEMQ==:sE+/MzeEBDKYhT7VDDa7BA==','After caseload verification total of Rs 53220/- misappropriation of cash identified','2025-04-28','2025-05-02','2025-04-28 10:57:05','2025-06-26 17:22:20',NULL,NULL),(300,905,858,NULL,NULL,0,0,1,'2025-05-02','2025-05-07','2025-05-09',74,1,'KNN5mAw54fPKzIY0cx9hCw==:YhDyKnmHURB6W0rFVl1Q5A==','ZrYQrMe4of8d2XbQ5sBdYQ==:zg83iKK9xTIwCzrAIelMKA==','uZaIHZOlNy9Dg2yUBRsDIg==:aUkngkP9dFZXyG9noGTO8w==','During the investigation, it was observed that the loan officer Amarjit Barman/SF0090027 had embezzled Rs. 1,290/- from the 01 borrowers\' collections amount, but after identifying the issue loan officer posted the amount of Rs. 1,290/- on 21-04-25.','2025-04-29','2025-05-16','2025-04-28 11:50:17','2025-06-26 17:22:20',NULL,NULL),(301,904,856,NULL,NULL,0,0,1,'2025-04-25','2025-05-04','2025-05-06',165,9,'+8+p78jGnDEqCiegQHYrKQ==:xHAmOum2NV3t7KAZS0mpFA==','o3IqwLGGB3GDTIwO3cA0Hg==:T8saQx1jrO7QPtl9KEMWpg==','Vxx+P3eTkly06KqJvzcn8g==:ardJWmfKWVV6+iW7tAiJFA==','During the investigation, it was observed that the earlier branch manager Ray Bahadur Ray/SF0053379 had embezzled Rs. 25,900/- from the 09 borrowers\' collections amount, and now a total of Rs. 25,900/- is yet to be recovered from him.','2025-04-29','2025-05-17','2025-04-28 11:50:56','2025-06-26 17:22:20',NULL,NULL),(302,903,855,NULL,NULL,0,0,1,'2025-04-25','2025-04-30','2025-05-02',162,6,'HSjIhRrG+aZO4nommtFbRQ==:eRzJWR9A+cvOBZpWPkCVIQ==','N4P2tVFSLLD2JXcuFj1U2A==:QleEk6E7Mx3SBqvSGNgNvw==','iIastc2CP5RCuANvP7kljw==:YCqePp1g+QvI8kIcvboDcA==','During the investigation, it was observed that loan officer Ashish Yadav/SF0065801 had embezzled Rs. 26,830/- from the 06 borrowers\' collections amount, and now a total of Rs. 26,830/- is yet to be recovered from him','2025-04-29','2025-05-17','2025-04-28 11:51:24','2025-06-26 17:22:20',NULL,NULL),(303,902,857,NULL,NULL,0,0,1,'2025-04-28','2025-05-04','2025-05-06',196,8,'70BBhzuio/BSl9+W1LDZGg==:K5Ybn5P8F7IVVJKH0h5gNA==','GjWzDkRf3q4OrZGOU8I8yQ==:zbrJLHKdRRg5aDy90+zmNA==','8orA9qO4O9RNKMJPPVpPCg==:N465tEHZFZmuzKsdWH3EdQ==','During the investigation, it was observed that the loan officer Vishal Kumar/SF0091458 had embezzled Rs. 38,100/- from the 08 borrowers\' collections and preclose amount. Only Rs. 2,400 accounted in FIMO as EMI and now a total of Rs. 35,700/- is yet to be recovered from him.\r\nNote:-  As per HRMS, he terminated on 04-03-2025 but he was available in the branch up to 07-03-2025 as per the movement register.','2025-04-29','2025-05-17','2025-04-28 11:51:52','2025-06-26 17:22:20',NULL,NULL),(304,901,859,NULL,NULL,0,0,1,'2025-04-28','2025-05-03','2025-05-05',189,4,'ldj3Rph5lqx2oOLpb4NZJA==:mORkK2EIM0OFVW657qFiqQ==','3k8m5i4X9mdByQY8pgBw6w==:0lsmXABqwf0+r5AyOwu64A==','r+pvd/zHRQyIuiHZbxIw9A==:Z77I8og/0fw8Cl0ltzuBuA==','During the investigation, it was observed that loan officer Satyaprakash Shriwastaw/SF0089627 had embezzled Rs. 27,020/- from the 04 borrowers\' collections and preclose amount and out of that only Rs. 11,500/- was reported in FIMO as EMI basis. Now, a total of Rs. 15,520/- is yet to be recovered from him.','2025-04-29','2025-05-17','2025-04-28 11:52:24','2025-06-26 17:22:20',NULL,NULL),(305,896,853,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-12',125,3,'YQjOvZ5+Hu4WnpdB+Msbrg==:+FiG+05l1Jl0+FuEi4nIKw==','nKk1W0qqE06Mpqdp8gG/Rw==:qzvZ8HUpdTHFrEzUPs/eUg==','MBSopLJklLJ+CoCpMttw4w==:axnvdJlmKPAHhL9/9IGklQ==','During field verification, it was observed that loan officer Vivek Ram/SF0093396 had embezzled a collection amount of Rs. 12,030/- from 0 3 borrowers. However, only Rs. 2000 was accounted  in FIMO, and the rest amount of Rs. 10,030/- was not reported.','2025-04-29','2025-05-17','2025-04-28 11:52:51','2025-06-26 17:22:20',NULL,NULL),(306,849,740,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-07',127,6,'IbPhje4hXJEiNs5gk4cpmg==:ei+m6QGS20jyXYKloF821Q==','UpJQjFhX+9RLG/jqJc/PVw==:lBd1VSiz4zGuGUUD14Z8bg==','1t0GJxbdPCxuAfn9lTYdsw==:v9QaC5kPZoD5P7Jgp5FiZA==','During the investigation, it was observed that the loan officer Krishna Tarafdar/SF0094156 had embezzled Rs. 14,000/- from the 06 borrowers\' collections amount and out of that Rs. 5,500/- accounted in FIMO as EMI basis. Now, a total of Rs. 8,500/- is yet to be recovered from him.','2025-04-29','2025-05-13','2025-04-28 11:54:27','2025-06-26 17:22:20',NULL,NULL),(307,820,746,NULL,NULL,0,0,1,'2025-04-23','2025-05-06','2025-05-08',270,1,'WJqw2zvGyaM/OB+st+ye0w==:+WZGWX1pKPTSrpDgQaBLUw==','Cf+poqx9rS2zBAnbDVVvkw==:6/aDjbUFkFICf1BQNKwAzw==','Z1G+WYIEg7dIl4+PknCy9A==:7MPR6LsAEW+IIA1Urj2KMQ==','During the investigation, it was observed that the loan officer Deepak Sunil Gupta/SF0096497 had embezzled Rs. 3,900/- from the 01 borrowers\' collections amount, and now a total of Rs. 3,900/- is yet to be recovered from him.','2025-04-29','2025-05-10','2025-04-28 11:54:52','2025-06-26 17:22:20',NULL,NULL),(308,843,864,NULL,NULL,0,0,1,'2025-04-28','2025-05-10','2025-05-11',251,1,'AYbG9wZ2hBUOv/ty5AunSA==:fSRg0IZqCjGwSgxKoiQ7ug==','Z843EtjVszO4cniuI0Q11Q==:ecq1a8mvtBqrKkkcUuGflw==','faJKrNLejch1rnA8SfdzyA==:/01gBGu7AZKpY0UjHyxppw==','Complaint available of two borrowers, Preliminary Fraud Rs 4480/-.( borrower HINA PARVEEN SYED AHMAD-353501105 and NUSRAT SURUR MOHAMMAD SALEEM-353055912)\r\nAfter the Investigation:-\r\n1. Borrower HINA PARVEEN SYED AHMAD-353501105\'s Advance EMI has already been returned to the borrower by Loan Officer Gautam Bandu Kokane/SF0072625 in Jan-2025, Rs 2240/- without confirmation.\r\n2. Borrower NUSRAT SURUR MOHAMMAD SALEEM-353055912  fraud amount is Rs. 2240/-. The same has been recovered and posted in FIMO on 16 Apr 2025 before the investigation.','2025-04-28','2025-05-05','2025-04-28 16:21:29','2025-06-26 17:22:20',NULL,NULL),(309,920,891,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-20',75,75,'a30iSoL3gkDAFXMyJ+ICVw==:Uw34//8X2L8YQ0bZDt/4AA==','j8dd/qOSIVG4eDsrCx7T8A==:/FQl8B/Y7lcT6WjPZuObbg==','CfIcHMFbEO9oTDup5Kk4gQ==:z32netnSfPtY+fNcCgZGJQ==','During the physical cash verification conducted on  12-05-2025, a shortage of Rs. 56,780 was identified. Upon inquiry, BQM Mr. Pankaj reported that the discrepancy arose due to the actions of Loan Officer Mr. Himanshu.\r\n\r\nAs per Mr. Pankaj\'s statement, Mr. Himanshu entered the collection amount into the FIMO system; however, he failed to deposit the corresponding cash at the branch. Furthermore, Mr. Himanshu absconded from the branch on the same day without notifying any staff members or management.\r\n\r\nIt was also observed that Mr. Pankaj authenticated the collection entry in the system without physically verifying or receiving the cash from the loan officer.\r\n\r\nBased on the Business team information verification was completed by the internal audit team in the month of May2025.\r\nPost investigation, the total fraud amount identified of LO  Himanshu Rana/SF0095838 amount of Rs.67,500/- and the same amount Pending to be recovery.','2025-05-05','2025-05-10','2025-04-29 00:45:10','2025-06-26 17:22:20',NULL,NULL),(310,715,907,NULL,NULL,0,0,1,'2025-04-21','2025-04-29','2025-05-01',219,4,'S8MVXFL2LCz+mljFc6gaiQ==:XSDaxn0ly2Qo/o9OpHT/qA==','Clozrc3IOJIFS5Gl6xdRrA==:+Vy1qmY03m6nw2y94kZ2rQ==','s5rPS09KvN7D1HJ8513rSw==:yUZq57Bff8XAj/9GmqFTzA==','Loan Officer Ankush Sureshsingh Rathod/SF0081731 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 04 borrowers for the amounting to Rs. 30,280/- based on the evidence available.\r\nTotal Fraud Amount = Rs. Rs. 30,280/-\r\nAmount Recovered and accounted in FIMO = Rs. 7,500/-\r\nNet Fraud Amount to be collected = Rs. 22,780/-','2025-04-21','2025-04-29','2025-04-29 04:45:26','2025-06-26 17:22:20',NULL,NULL),(311,716,908,NULL,NULL,0,0,1,'2025-04-21','2025-04-29','2025-05-01',219,1,'13abFAzUnBtnsYJgJo01mg==:YxYcFqAguQVlUd9Rbl2H3Q==','Nbp6tbcMNLnRB0MprJehPw==:f6B+OT12TZ1C9mIbxkl1aA==','BxS+e2Dx4KEcioAx9fdLZA==:WGgrXkiTG3ZrChM93xykTQ==','Loan Officer Tanish Dipanayansingh Bisen/SF0096726 was found involved in collection misappropriation (Collected EMI but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 6,800/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 6,800/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be collected = 6,800/-','2025-04-21','2025-04-30','2025-04-29 04:46:00','2025-06-26 17:22:20',NULL,NULL),(312,847,911,NULL,NULL,0,0,1,'2025-04-28','2025-05-07','2025-05-09',108,3,'6bItRySXcBEg73h4cfmFOA==:HX3tq2jpaQPaQzBXPSEASQ==','CyRWU6VIQK1I2hpygi3D6g==:GjyKlwmZ26d8Arh2l3AnPw==','qM5WMnEYO2PiF4LRbuWesg==:ioGfzXyIj6NUAyc4ZlcEIw==','Loan Officer Kamal Singh Prajapat/SF0083373 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 03 borrowers for the amounting to Rs. 48,640/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 48,640/-\r\nAmount Recovered and Accounted in FIMO = Rs. 4,000/-\r\nNet Fraud Amount to be recovered = Rs.44,640/-','2025-04-28','2025-05-10','2025-04-29 04:49:21','2025-06-26 17:22:20',NULL,NULL),(313,908,914,NULL,NULL,0,0,1,'2025-04-29','2025-05-06','2025-05-07',63,1,'WZ3YX/WJT/bZEv2nz+JjjA==:7BmtHQ1/aqlGExVLj5aEjQ==','i7WKubyldkn2uId7Gu2n9Q==:uDWkK+4MY4sV1ldVehIXTw==','RzZmoBalGc6N6QzAHhc1kA==:Ngeqi80nhUWxuUB7Rq5HpA==','Loan Officer Sandeep Yadav/SF0087093 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 4,040/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 4,040/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 4,040/-','2025-04-29','2025-05-10','2025-04-29 04:50:23','2025-06-26 17:22:20',NULL,NULL),(314,893,848,NULL,NULL,0,0,1,'2025-04-28','2025-05-06','2025-05-07',118,4,'Z/Dx9Zsy3u7UUWFo26t5yg==:zA/ec+0ROcCe1yCBksXMVQ==','hi8uVPt8fcw8xtr49ZfASg==:2b3clzhu5HOmIDSrjFz1UQ==','zdw96R6BqLvEpIbx1wsyyg==:Xt3Rshub1YVTlM+/8GxffQ==','Loan Officer Abhishek Singh/SF0091408 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the names of 04 borrowers for the amounting to Rs. 16,500/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 16,500/-\r\nAmount Recovered and accounted in FIMO = Rs. 4,500/-\r\nNet Fraud Amount to be recovered = Rs. 12,000/-','2025-04-28','2025-05-10','2025-04-29 04:52:02','2025-06-26 17:22:20',NULL,NULL),(315,851,741,NULL,NULL,0,0,1,'2025-04-28','2025-05-03','2025-05-05',210,4,'bvTu/gRUQPV+B/2QKQ+HXA==:OBS5rmqRr+uhKF/rpoalxA==','9/RmlE4nuUXm/ZxsFrVZvg==:wlPHWD0mu5ASK5SQNbtS5A==','Pu0v7ge+awvW1MqP1IwwcA==:F1rNvB2OBrOrqeFS0r6WjQ==','Dear Team,\r\n\r\nAs per the findings of the business team the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 16,940/- has taken place. Specifically, the Loan Officer Karansinh Kotval/SF0084883 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 04 borrowers, amounting to Rs 16,940/-, again failed to record these transactions in FIMO.','2025-04-28','2025-04-30','2025-04-29 05:28:01','2025-06-26 17:22:20',NULL,NULL),(316,951,918,NULL,NULL,0,0,1,'2025-05-07','2025-05-14','2025-05-16',223,1,'eoyYB/cs+necKQhjU3tmZA==:+x5fBZe/0M8BzILSflxVWA==','QctEb8W8ODjpKSAV4MAiVg==:1gziEIAQR/u2+ko1HFgo3Q==','W/ZeaxVKvweUj4gdRynGLQ==:vghE9XBf04TIyQGJytwVTg==','CM Kumarswamy L N was collected total amount of Rs. 41,000/-, same amount was misappropriated and amount is pending for recovery.','2025-05-08','2025-05-10','2025-04-29 05:58:57','2025-06-26 17:22:20',NULL,NULL),(317,906,922,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-20',235,15,'xnpcvqwgwc9ws1iGwhTIcQ==:n9JXTK5H7e97a8c4uVNzBQ==','6uGPdJEFP6JcBsfPzMg9ig==:vOxqSXW+N8H+v+KXP84krA==','uPDMM8Y8VY6t/PYrXffFEA==:KmFdOh2Jzv2vw+8oeJQfmQ==','Customer Retention Associate Nagaraja N /SF0055360 Was collected 1 borrower advance amount of Rs 13,880/- , 13 borrowers EMIs amount of Rs 1,07,040/- and 1 borrower pre closure amount of Rs 34,939/- total amount of Rs 1,55,859/- and recovered amount of Rs 39,170/- and remaining amount (1,55,859-39,170)of Rs 1,16,689/- collected amount not posted into FIMO and even not deposited at branch and  pending from recovery. Note: As per branch manager confirmation, employee working in Hosadurga branch till 12th March 2025.','2025-05-07','2025-05-12','2025-04-29 05:59:27','2025-07-02 09:09:54','Collection Misappropriation','Preclose & Advance collection'),(318,915,920,NULL,NULL,0,0,1,'2025-05-19','2025-05-21','2025-05-22',153,5,'vZU3245Zi+Bny540a9J0fA==:N1Chou4Pbdh1JtfQu9129g==','0rc6OLtx/Q7olVeSsWWAxw==:y4tyuzyjzRpgsBMWZ4E+sQ==','VvAh11DsPCXgmwfRxswx1A==:llHXaK15i7o4Iujv9fU8pA==','BM Punith Kumar H P was collected 2 borrowrs EMIs amoount of Rs 18,340/- and 3 borrowers  Preclosure amount of Rs 82,270/- total amount of Rs 1,00,610/- and recoverd amount of Rs 60,040/- remaining amount ( 1,00,610-60,040) of Rs 40,570/- collcected amount not posted into FIMO and even not deposited at branch and same was froud misappropriated and pending from recovery.','2025-05-13','2025-05-16','2025-04-29 06:00:15','2025-06-26 17:22:20',NULL,NULL),(319,913,921,NULL,NULL,0,0,1,'2025-05-02','2025-05-07','2025-05-09',246,2,'KqpCbM/a/N6Dn9tEog4YzQ==:pJyNGI7br0SmooIZdkO0KQ==','I2+P2Mv/yx5vtgmct31frw==:8iOTudIMhgpDrfJjeFg9BA==','jjz+CcHsmOhFbGDXd8RiLA==:xtz+oXSE0eR2ALOAcc0YsQ==','BM Irayya Mathapati  was collected EMI amount from borrowers total of Rs.4480/- form total 2 borrowers and Rs.4480/- misappropriated amount is pending for recovery.','2025-05-02','2025-05-07','2025-04-29 06:00:36','2025-06-26 17:22:20',NULL,NULL),(320,898,924,NULL,NULL,0,0,1,'2025-05-02','2025-05-06','2025-05-07',198,1,'ta/oDpkfccrs+pOEwBCq2Q==:+UW0fwuq5NgZys+UpM8//g==','ES0WzqUmaZToFZKSD/1T1g==:tqXzFmfub7HL+2DbVqI3aA==','/3aVtmPwOC4encaN4jli8Q==:E3wc/bYky2oPoauOk1T4yA==','LO Mahesha B K was collected 2 EMI from borrower through Digital payment(google pay)  on the date 06-07-2024 Rs.4,930/-(Loan account number -353749317 of Rs.2,240/- and onther loan account number -356607425 of Rs.2,690/-)  but collcected amount not posted into FIMO and even not deposited at branch, and same was found misappropriated. Attached Digital payment(phonepe) snap, loan statement and Borrower written statement as evidences and amount pending for recovery.','2025-05-02','2025-05-07','2025-04-29 06:01:48','2025-06-26 17:22:20',NULL,NULL),(321,899,923,NULL,NULL,0,0,1,'2025-05-02','2025-05-06','2025-05-07',205,2,'RGEpLyGUf0Zd/rQrJviAFA==:GMSymwXQbZ68I+51dK/D2w==','hznoKBclpp9PEqaEV03GGQ==:xbimCjIH63h4wCNzXzaMhg==','NhP+rYI6i2KUuycnaZ6caA==:BGy1avDFRWIC0KW35HcWFQ==','BM Chandra C M was collected total amount of Rs. 9,200/-, same amount was misappropriated and amount is pending for recovery.','2025-05-02','2025-05-07','2025-04-29 06:02:02','2025-06-26 17:22:20',NULL,NULL),(322,891,919,NULL,NULL,0,0,1,'2025-05-02','2025-05-06','2025-05-09',126,1,'mcEBJdpvOP41V+uyRjkGCg==:WMEiExHYszRUlUibz02wkQ==','UlUOqXNGK7nq6gvUBQKMDg==:c9LqcJDj0NSZ2qcyC3j3Dg==','bTYk51xpfeR0PUkI+uMK1w==:46oqzcQfKJozE5KC9EsjpQ==','BM Delleep S S was collected total amount of Rs. 12,000/- and recovered amount of Rs. 2,690/- and remaining amount of Rs. 9,310/- is pending for recovery.','2025-05-02','2025-05-05','2025-04-29 06:05:00','2025-06-26 17:22:20',NULL,NULL),(323,978,937,NULL,NULL,0,0,1,'2025-04-28','2025-05-12','2025-05-12',73,14,'ytaZbBZ3iBxANPgwbUXU/w==:N6qQG5mdrEfy5Av/zTEOcw==','mtQw965bQvAD9LnD/mcR4w==:3wpoqnoV9k88QLYI6nmLvw==','guwyBuQPP1vypVFZQdjqHA==:6nYakOSqHuks9hQdCyCUWQ==','After Case Load verification, Total Fraud amount Rs.71200/- .Amount recovered and accounted of Rs8070 & Pending for recovery of Rs.63130','2025-04-28','2025-05-02','2025-04-29 10:07:20','2025-06-26 17:22:20',NULL,NULL),(324,986,936,NULL,NULL,0,0,1,'2025-04-29','2025-04-29','2025-04-29',1,1,'j77aAb3+52uPSDOEW97rLQ==:7F5HkcUzBV/linJ/ZKTS+Q==','bEbwYnCZc4qNO0vFsqKxxQ==:kEb4ZLBr6A7PjRl8+r7gmw==','O0gtzsAFVSLuoZ08GQFZ3A==:a4JR/SEeSApFIS734KfM9Q==','Loan Officer Pankaj Vishwakarma/SF0078916 was found involved in collection misappropriation (Collected EMI amount but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 2,350/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 2,350/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be collected = Rs. 2,350/-','2025-04-29','2025-04-29','2025-04-29 10:40:50','2025-06-26 17:22:20',NULL,NULL),(325,969,929,NULL,NULL,0,0,1,'2025-05-02','2025-05-05','2025-05-06',126,0,'83i2XOzku8Se+dtXgpFMEA==:3qkyh5Jx/iPZL2gtJF089Q==','xo4wCGeizJSAIvjRzDhXEA==:lInGsxcWnDCunXEEzItO2w==','49j3GRbDjyKF5rViGAm/CA==:qiZS0M79kbB6CE/oMU5UXg==','Based on the information received from the Business Team (AVP – Mr. Anup Singh), a verification was conducted by the Internal Audit Team during May 2025. The audit concluded that Loan Officer Bantu Singh (Employee ID: SF0094469) was not at fault in the matter under review.\r\n\r\nAs per the borrower\'s statement, he was contacted on 3rd January by an individual identified as Loan Officer Manoj, who instructed him to transfer money to the same mobile number from which the call originated. The borrower followed the instruction, and the amount was subsequently received in Bantu Singh’s Phone-Pe account. The Loan Officer then withdrew the funds and handed them over to Manoj. However, Manoj failed to credit the amount to the borrower’s loan account.','2025-05-05','2025-05-10','2025-04-30 07:07:52','2025-06-26 17:22:20',NULL,NULL),(326,629,604,NULL,NULL,0,0,1,'2025-04-18','2025-04-18','2025-04-19',1,1,'PpBJUBjR6tcqJADkT2ZKYg==:acqXtIgL5FIj6Wzpo1PTdg==','1iW3CbWc5Q9mo2pTwBeq/w==:LJKkWCr96ZpvAy626i363Q==','4dBdWTBCN1nUeXSyhjxrgA==:Y4im/emgh4By4DWslmyIvA==','As per loan card LO Pramod Yadav/SF0049004 was collected EMI Rs. 1650*4=6600 from borrower Anita Kumari_34645299 on dated \r\n02-08-2023\r\n02-09-2023\r\n02-10-2023\r\n02-11-2023\r\nBut the same was not posted in FIMO. (Sign available on loan card)','2025-04-18','2025-04-18','2025-04-30 07:26:22','2025-06-26 17:22:20',NULL,NULL),(327,996,961,NULL,NULL,0,0,1,'2025-04-29','2025-04-30','2025-04-30',184,4,'wpKznUCujhJvMoCACXJNxQ==:B4fyTNvwk5xVDzaGFXiCoA==','49oP3QjGHjd/M2EzTux7UA==:tUHmX3RiMhIN5lM55Sih9g==','cmmDmSrkdLuv3/YaaANNOg==:y4t3jTlJc97HmswP9NiDyA==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 47,330/- has taken place. Specifically, the Loan Office Deepak Nagar/SF0070541, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 04 borrowers, amounting to Rs.47,330/-, and again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case (FN25-26-00399) has been erroneously booked under the Gogunda (RJ3218) branch. Upon review, it has been confirmed that the case actually pertains to the Sabla (RJ2982) branch.','2025-04-29','2025-04-30','2025-04-30 07:35:04','2025-06-26 17:22:20',NULL,NULL),(328,997,957,NULL,NULL,0,0,1,'2025-04-29','2025-04-30','2025-04-30',191,2,'dWJWVBhvW/L3kCCep/N/dA==:Rp+QCZGfzktMyd+T921zuQ==','zZwMOvXLZ3eDx+ffNLx60A==:d0TB5BDj08n8n1N9UsAN+A==','Ik1EzBLaS/Zkc8uXbOJ9QA==:Pv4IFvmxTtI6XYCzpN6fSw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 15,680/- has taken place. Specifically, the Loan Officer Amrit Lal/SF0059043 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 02 borrowers, amounting to Rs.15,680/-, and again failed to record these transactions in FIMO.','2025-04-29','2025-04-30','2025-04-30 07:35:30','2025-06-26 17:22:20',NULL,NULL),(329,1008,956,NULL,NULL,0,0,1,'2025-05-02','2025-05-03','2025-05-05',143,2,'J2Je7HkGnj0f5y1756hJSg==:2OmQk9DvtuZwPI9LWUxBTQ==','LJO18C/0gqV+enW55NMQUA==:hsb+lVUwtrIjszSvb3y2Vg==','miYkIDzsx2A5y5uUy7m/Yg==:WE5pov6MaMHiGaDJY7lLjg==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in May 2025, and it was observed that a fraud amounting to Rs. 11,240/- has taken place. Specifically, the Loan Officer Kalu Ram JAT-SF0079384 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 2 borrowers, amounting to Rs. 11,240/-, again failed to record these transactions in FIMO.','2025-05-05','2025-05-10','2025-04-30 07:36:15','2025-06-26 17:22:20',NULL,NULL),(330,995,948,NULL,NULL,0,0,1,'2025-05-02','2025-05-10','2025-05-19',296,12,'NLMY/wYgSnmGu9b2idG22Q==:r16sTs2ppomRwyAsfIyPjA==','deW125BBP6eHQPe9PokQvQ==:GOpMxGaT5zNk1EzpiUA/hg==','WZd97wwe9R5hXz7dXYA/CQ==:Uox8Qbov2yeWSs5sMudSLA==','During the field visit by IA team, it was observed that Loan Officer Abhishek Gond/SF0075496 collected Pre-close amount from borrowers without updating the same to their accounts. \r\nComplaint has been raised by business team on date – 25th–Apr–2025 vide no. is – FN25-26-00398. \r\nLO Abhishek Gond Suspended on date – 30th-Apr-2025. (As per HRMS).','2025-05-05','2025-05-07','2025-04-30 07:38:02','2025-06-26 17:22:20',NULL,NULL),(331,964,930,NULL,NULL,0,0,1,'2025-05-02','2025-05-10','2025-05-19',198,11,'RxIaXsDi3XfjEnjLjJfKHQ==:eqpvHcqMinQHr0+5FK1wSQ==','mt8A/3rBIAePvRQ7zgACQA==:t36cJSoFO0Wogax6G3XrGg==','gngEtXcXg6ZKwGW31N9obQ==:BzMf7uDuT198bwG0rogRyg==','During the field visit by the IA team, it was observed that BQM Rahul Kumar/SF0074665 collected the Pre-close amount from borrowers without updating the same to their accounts. \r\nAs well as the cash closing amount was taken and went home without bank depositing.\r\nThe complaint has been raised by the business team on date – 21st–Apr–2025 vide no. is – FN25-26-00387. \r\nBQM Rahul Kumar is absconding on the date – 21st-Apr-2025. (As per HRMS)','2025-05-05','2025-05-07','2025-04-30 07:38:39','2025-06-26 17:22:20',NULL,NULL),(332,980,966,NULL,NULL,0,0,1,'2025-05-02','2025-05-05','2025-05-06',97,29,'LWhEtqKMIUgigLazaVzRxg==:1i9NLmlwPqV8StYn4N+Agw==','/mDp9CEnEK+DhDVqNN86PQ==:Kz27PyyLBMTJud3ajcMXUQ==','RCmQ4Rump72hxe3iehWpPQ==:LRB3jVLXzASb/b/coKQeUg==','Dear Team,\r\n\r\nAs per the findings of the IA team, the Internal Audit (IA) Team conducted the verification in May 2025, and it was observed that a fraud amounting to Rs. 73,670/- has taken place. Specifically, the Loan Officer Manoj Kumar-SF0093410 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 29 borrowers, amounting to Rs. 73,670/-, of which an amount of Rs.26,980/- has been recovered and posted in FIMO and the rest amount of Rs.46,690/- again failed to record these transactions in FIMO.','2025-05-05','2025-05-10','2025-04-30 07:41:26','2025-06-26 17:22:20',NULL,NULL),(333,923,947,NULL,NULL,0,0,1,'2025-04-29','2025-05-16','2025-05-18',235,13,'Iiw+PfEef9wa5REPDaudWQ==:DkMtSqkdXgp2aJ+FxVIc6Q==','WFNGxUR1VFMf/jOneHTsZQ==:snc/bry0D5FFqc9Nma7M4A==','v8l1Gw3Aok5GA0RCYndf4Q==:Vxd8ARebcu1gsO14cME3cg==','During the post-investigation, it was found that Loan Officer 13 Borrowers Loan collection was collected, but the entry was not posted in FIMO.','2025-04-28','2025-05-05','2025-04-30 12:20:12','2025-06-26 17:22:20',NULL,NULL),(334,912,862,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'Xa/rpVqA3eFAWR9kQP0DJQ==:c1Q088kM/Ipax0erKG09YA==','o+d8N9wKfcl2sGFbNJUHvQ==:I8hUZX4qII1slLm7HDwBcw==','fWGOYE0iQiw6frho+mu9ZQ==:inbg0jFqBlOZ4dEykdPJ/g==',NULL,'2025-04-30','2025-05-10','2025-04-30 12:20:50','2025-06-26 17:22:20',NULL,NULL),(335,911,861,NULL,NULL,0,0,1,'2025-04-30','2025-05-16','2025-05-19',347,55,'2PJuixvbCVmDUt2pnGkFaA==:KHEfC3CcZpNNcFZSpmk64w==','V7rbY6C07dsyUhXsgFNLIg==:FLMQoz4wPZjC7xNUxNWhHg==','CGzSG+RMF5DS5IjI/i0tYw==:9fryFZ5bueShmG1BY++3AA==','Final Fraud identified after fraud investigation 55 borrower and 56 Loan affected and Fraud Amount Rs.112230/-.','2025-04-30','2025-05-10','2025-04-30 12:21:51','2025-06-26 17:22:20',NULL,NULL),(336,511,516,NULL,NULL,0,0,1,'2025-04-24','2025-05-07','2025-05-09',142,5,'IX91dx+QmBcxoBusZYgyhw==:BrV+IJ5vxpm3KaqtQKuPhQ==','AolSAol/0cmFPylEpU8oqg==:miC51IXce4OPl/C1tboPDg==','5TL+woNL2WtyKTvf907V0Q==:0UJ5/OdP0gdqqxIyqxc8gw==','Employee Involvement is there.\r\n','2025-04-23','2025-05-03','2025-04-30 16:50:14','2025-06-26 17:22:20',NULL,NULL),(337,480,515,NULL,NULL,0,0,1,'2025-04-25','2025-05-06','2025-05-10',55,12,'tZvME+oOjk2+nS5QxVIGvA==:bo3QzVPzwjh+I/ZCiyXp1Q==','EZPs5DwZX+YDjtq/enByig==:yd3Mq9DiXh3R6H+qdaELYg==','2aY6pRfPvi+huRBpN3wxtA==:7kbOuur3/vf4KQlGTbltpg==','Employee Committed Fraud.\r\n','2025-04-24','2025-05-03','2025-04-30 16:50:51','2025-06-26 17:22:20',NULL,NULL),(338,1034,986,NULL,NULL,0,0,1,'2025-05-20','2025-05-23','2025-05-26',188,2,'p5BAO9oundMeiAeIohrIQQ==:/2LB/k7KnH4jwjIZyhnxYA==','os5WTs4MZMWPWeYqQNypMg==:EvPMI3zr53pvCddB6sKZ/Q==','PusgayFnAip/XuhPKL7e7Q==:st9LIbVAH2fYp5/Uq2rfLQ==','Fraud established detailed report sent\r\n','2025-05-04','2025-05-10','2025-04-30 16:54:30','2025-06-26 17:22:20',NULL,NULL),(339,1016,989,NULL,NULL,0,0,1,'2025-05-22','2025-05-23','2025-05-23',2,2,'zw2tbVezmmoIGY3UQRtODA==:1Uw6UOgnDVwKNYjqgcR/2g==','CU/XP48ZQ2wHU4cND+nX5Q==:EQpfzo+bpm4ZWsMHM47nJw==','OmKPpyTkWnz6GFJm/xvfJQ==:EVhqbhRCGSiLBXnJ1LaZdw==','Fraud established detailed report sent\r\n','2025-05-04','2025-05-10','2025-04-30 16:54:59','2025-06-26 17:22:20',NULL,NULL),(340,1007,944,NULL,NULL,0,0,1,'2025-05-14','2025-05-20','2025-05-23',213,1,'fjLylzpCOVW5XnxA1+w6sQ==:liFcjAxQ2FQvaZ2+UqKSAA==','SSLAhqQfQUtl+YgUvSc7DA==:zPAn6w0vQj/YHK2e+TvBMg==','BPtqkyu3tSZ2c0WvD8AOWg==:U4Br65IoLCuVDT0ms9ZITg==','Fraud established detailed report sent\r\n','2025-05-04','2025-05-10','2025-04-30 16:55:23','2025-06-26 17:22:20',NULL,NULL),(341,985,945,NULL,NULL,0,0,1,'2025-05-15','2025-05-22','2025-05-23',158,28,'283tuic/jz71nKBNHXl7bw==:XEbIzPb86VZK3ZDlhqmjXA==','auVRECjyoSoNeHW+xq7kDg==:UHxqskTaGd43XuLjzBk4MQ==','5wbKenUU0ulNuE3xNZLOnQ==:mVg7fqLZkKfpu2fnJsiSBw==','Fraud established detailed report sent\r\n','2025-05-04','2025-05-10','2025-04-30 16:55:47','2025-06-26 17:22:20',NULL,NULL),(342,950,932,NULL,NULL,0,0,1,'2025-05-19','2025-05-21','2025-05-22',2,2,'0/XHhT7qETqkfivVmymyYw==:lrOaW62yT3IMlLjwELEHBw==','VnVkF0qLLeHZ0VoXAlrMhg==:HRYnXVBm3QpouRp0vxJanQ==','BmziXzW9X0glkY2aAMMQQg==:r8WSSRfnWPO57lHkACTmQQ==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-03','2025-05-20','2025-04-30 17:16:19','2025-06-26 17:22:20',NULL,NULL),(343,924,933,NULL,NULL,0,0,1,'2025-04-28','2025-05-20','2025-05-22',66,4,'G4WWP4/9uggw3rXijoZ2WQ==:SHJv3xB3bSed7eAxSB7B2g==','GrOnxBzHwU8Nft0thbXOwg==:1nJ50VGWv3HsujxOOS8YZg==','h/ROkMjLkiI4z/w0CqSYKA==:+NhrVZPITr6yAVai7UKtjg==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-05','2025-05-10','2025-04-30 17:16:52','2025-06-26 17:22:20',NULL,NULL),(344,900,946,NULL,NULL,0,0,1,'2025-05-14','2025-05-21','2025-05-22',87,34,'tOjZ5CY9NMzVIIvLWrvjFA==:kGW9aZAvPfGi81prsTc1/A==','UM8O7wD6PLRUT9exF5HhJw==:wm1ehfz35MbQ7hojWK/9OQ==','ATgUM+OVwA+ZKA61RcCqCA==:I7xRDpjPGB/7b34OH4W3Pw==','Fraud established detailed report sent','2025-05-05','2025-05-10','2025-04-30 17:17:35','2025-06-26 17:22:20',NULL,NULL),(345,890,846,NULL,NULL,0,0,1,'2025-05-20','2025-05-21','2025-05-21',1,1,'TwQG6FTuVFZaBx9E2TqISw==:0c8RbN31KRquo17/UEQhqw==','Rw45foni+HiW6mUDXAUvlg==:WEGusL4WUiNwCPZnVa2dPQ==','D8jDe14g/x8CxmrdcinurA==:n8sB3I1deDAZMxfZW2R7MA==','Fraud established detailed report sent','2025-05-05','2025-05-10','2025-04-30 17:17:52','2025-06-26 17:22:20',NULL,NULL),(346,887,850,NULL,NULL,0,0,1,'2025-05-02','2025-05-16','2025-05-21',440,2,'mKK2gtrnLOrPwdWxbJ5/0g==:qB/HaWnev7cPdNDQprWYCg==','JipPuFxNLkr1AQ4fOnk5PQ==:SFeHJtD4BicYV4FQk/iFfw==','xqD2mbOseazm/UM5Kiu07A==:S2NJB2HFm08CnlsbTuKP9w==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-05','2025-05-10','2025-04-30 17:18:14','2025-06-26 17:22:20',NULL,NULL),(347,878,851,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'b8advc6Vjm23vfhlOvS/KA==:ZXHKyvF3annXfZLF5zM2AA==','ZBID6ih1bN2rL7BB8fXJZA==:JkToCodHNhIjwwCH0j4mDA==','5kBbBtJfNQ8OWRm4MJrhmg==:JIOZ2WXFQLee25r0pND6PQ==',NULL,'2025-05-05','2025-05-10','2025-04-30 17:18:38','2025-06-26 17:22:20',NULL,NULL),(348,838,743,NULL,NULL,0,0,1,'2025-05-14','2025-05-16','2025-05-19',103,1,'nwCWIAj5jJxnHpYabUneJA==:oU2jmlLvaE2RnhBo3QAXaQ==','KjEHPcVLJRkxgblPQrbdrA==:0EfKODKz0gVpUwBGd5J45A==','3QSME3zwYEa+wAsnapm4kg==:Uh++npJpHg4HzgitXz5KKw==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:18:59','2025-06-26 17:22:20',NULL,NULL),(349,823,845,NULL,NULL,0,0,1,'2025-05-14','2025-05-16','2025-05-19',20,1,'KV/fmQqHnet58dnyhWn3vg==:KsMAXOV7ICC4tAbC7ObMbA==','oGlggs+jClXYiX+P3wXKXw==:avyGzsO4/hdlNAZRaFOFyg==','ddx+I0vBgNlgztQJ6u+TXg==:SqwlicJ2K6PLMtp+jy7U5g==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:19:19','2025-06-26 17:22:20',NULL,NULL),(350,804,711,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-19',7,6,'dz/XSgKJ/XZTAdgWbFsUbQ==:2pQtXERu2HHIx4oyfIsRQQ==','wsLEwRbtZgOA+YMxRzvmAQ==:CTfomhQ6UeCm6RvK4UwyfQ==','BuOutCcJyLpk3Mr5s6BD4A==:z5VeUUTf+uiGwSnU/mY/ug==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:19:38','2025-06-26 17:22:20',NULL,NULL),(351,792,712,NULL,NULL,0,0,1,'2025-05-14','2025-05-16','2025-05-19',33,1,'Kri0OuPsQw8QAEcpvCd5ig==:2Hv65DHEIPbkcutWuIx3pg==','IKCIwQxWQKWmsc5Nm/hx/w==:NsNXUK7Bdfqh6AEHxY7LSA==','pUFXp3IbgiaSQx/R+U87HA==:XGCkEbuy2x5AHtXU7JoS4g==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:20:02','2025-06-26 17:22:20',NULL,NULL),(352,736,692,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-19',1,1,'vjtPQQyWc2mfrDS4ksIAcg==:iXeBMpjTBYpNrr4/mL/ing==','sN7c2rUy8eQBNQFHecAqmA==:Tsu9MBePHTYQ7gZz7LqyLg==','jIu2O52DNeLRqjsOryIRmw==:Rl/piqH+lZh+UOoiJ/f2cA==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:20:20','2025-06-26 17:22:20',NULL,NULL),(353,727,691,NULL,NULL,0,0,1,'2025-05-14','2025-05-15','2025-05-19',2,2,'7HDQe52kJlbO5zlw6deWug==:c3knEidUdntKl9dTF8Hm8g==','v1iHZnLUrv0F6g8k286ibg==:4BB/Hv/qhetTHoP84733Vg==','qJkVQ7UUyzbRg3vE7ASL/w==:q6FFwLeMNxNAuCc8GaNErA==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:20:41','2025-06-26 17:22:20',NULL,NULL),(354,720,682,NULL,NULL,0,0,1,'2025-04-30','2025-05-15','2025-05-16',92,3,'P+q1Y9EOgSsfyolnsz/+7Q==:OfJi4XYyB6IEtiqkhtpNXQ==','lWeQD5ldaY6Q8AF9ym0Faw==:qyUubKRkUz5f0yGllcGLtg==','LU+HUsuM/fz14Wjp1qI6aA==:Dv5M7fveTvfsqUmzOs+T3w==','Fraud was identified. Detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:21:02','2025-06-26 17:22:20',NULL,NULL),(355,714,670,NULL,NULL,0,0,1,'2025-05-05','2025-05-15','2025-05-16',267,4,'kILGeRWhj2XsM9cG2ihcog==:kL/gfI+UKGwaf1ShVqS3sA==','LCg2UYt9lEN+CKMt0COhMA==:MBDqM8LKvVYOyxhzCLKdPg==','g5/LXRBGPXN9aPjolnCagg==:eqQZpwi251VDnT4P9uLoRA==','Fraud established a detailed report sent.','2025-05-05','2025-05-10','2025-04-30 17:21:21','2025-06-26 17:22:20',NULL,NULL),(356,703,671,NULL,NULL,0,0,1,'2025-04-30','2025-05-14','2025-05-16',80,13,'r/7oGFPJMOhoXC6rdSv8Ew==:AQyf8f/ig7jdlxIiyu8vjA==','tkuhMNM+ERL67KHB1FkKwQ==:J04FmvaY/FC1OBaeBIOaNA==','e8A9J50iGJjLo3P2PqQ2pQ==:bx4uWSrFE8gJYUFvYl5k+Q==','Fraud established a detailed report sent.','2025-05-11','2025-05-28','2025-04-30 17:21:38','2025-06-26 17:22:20',NULL,NULL),(357,675,641,NULL,NULL,0,0,1,'2025-05-14','2025-05-15','2025-05-15',1,1,'Rn9R8/CO5bK7X84+toxL4Q==:2hoPNbYGavXUcfI1QdP+GQ==','g5wq1LslgI7KidoChu6LBA==:AfV+ucLinhZETxyjsmN3+g==','+LUtkr0z+yhzIAMLEA94bw==:HCEsWarXKjKIIwweLSTlHA==','Employee Involvement is there.','2025-05-05','2025-05-10','2025-04-30 17:22:05','2025-06-26 17:22:20',NULL,NULL),(358,643,573,NULL,NULL,0,0,1,'2025-05-09','2025-05-13','2025-05-14',187,7,'roNzOc7O8cyMf9D77B60bQ==:7mczQDDTg1kQDjxDum4Ltg==','H2C0WHw1OaxyoTPHHZmFMQ==:sXM8qvnQS888qH1S5TPKXg==','y0PZZ6WhXpK1LS9e9fFkmQ==:8AiyHX5BaHDC9qY/h19goQ==','Fraud established a detailed report sent.','2025-05-09','2025-05-13','2025-04-30 17:22:50','2025-06-26 17:22:20',NULL,NULL),(359,640,679,NULL,NULL,0,0,1,'2025-04-23','2025-04-25','2025-04-29',2,2,'uI1+FNMFJUzIV2BGjGAr3A==:WgSHwKwnsMtSwuDnQYFIrQ==','Ehv4V8krrbYCbZOQb6GT8g==:wYf1RUCBTuzkv8CknKxGLA==','Hy1qhZKXrPE/1W0H9ahlRQ==:RyOtkIha0mWnvzV0XU7dTw==','Fraud was established against the employee.\r\n','2025-04-18','2025-04-30','2025-04-30 17:23:22','2025-06-26 17:22:20',NULL,NULL),(360,639,642,NULL,NULL,0,0,1,'2025-04-24','2025-04-24','2025-04-29',1,1,'uu8oA4ofc77NcFl+3SJs3A==:xKkAiNYnPzfN8+Cl+nmoUg==','ODh+uu4PV5L5Fg+K0H1Gfw==:G6O/6v0VUtCA3nGlpMH+Jg==','c4loWcSjDgobq0U5bT2VwA==:nTDRo8sf7mOp0f0J2G8+lQ==','Fraud was established against the employee.\r\n','2025-04-18','2025-04-30','2025-04-30 17:23:51','2025-06-26 17:22:20',NULL,NULL),(361,638,571,NULL,NULL,0,0,1,'2025-04-25','2025-04-25','2025-04-28',1,1,'HovmDPXTOiCG8c5quq8uhQ==:PKUARrvd4YWiEF0TBEV6kg==','x74by49ao/M+dBsNF/igHA==:QzXhHjHW9T76e5NqDdHIcQ==','S2qXd4UQt0MuOHVoRJYZmg==:jxKwfZVlayASTwHD5NL4Qg==','Fraud was established against the employee.\r\n','2025-04-25','2025-04-25','2025-04-30 17:24:34','2025-06-26 17:22:20',NULL,NULL),(362,637,643,NULL,NULL,0,0,1,'2025-04-22','2025-04-24','2025-04-29',5,5,'eGNyszVnuHylsdP9swkyJw==:QI7j5UOxMNz3VZeJrUu94Q==','DNK4Bg0Jw8TQCuPXALf8pg==:LjPuwyBCSqLTJ623nBaq3Q==','+h7Ritox04suXb5GAOQH5A==:EDOrlMoqNHAj52v+4XXg0Q==','Fraud was established against the employee.\r\n','2025-04-18','2025-04-30','2025-04-30 17:25:01','2025-06-26 17:22:20',NULL,NULL),(363,636,644,NULL,NULL,0,0,1,'2025-04-25','2025-04-28','2025-04-29',2,2,'iGEkZQ+Udn4Z18R3FJrodQ==:P16HNZ67/Yu8wukGe6ypHg==','9tBV8TsBsJhHEYtoX0WsWw==:n+8DYt9zNhrjyislOzrdVg==','Nx6nUgnU/6mhUnEwBUs9VA==:2xyAcQTzG5hRi5WbmmeMMQ==','Fraud was established against the employee.\r\n','2025-04-18','2025-04-30','2025-04-30 17:25:28','2025-06-26 17:22:20',NULL,NULL),(364,635,645,NULL,NULL,0,0,1,'2025-04-24','2025-04-28','2025-04-29',3,3,'n/G07YPXj8FlcbJSr8dlvQ==:eIMHBWRrJLKPF+XKEUN/Ew==','PpUkVozkV5Sul2BHzRFaqA==:7xCZno3fa3UY3SwazMzztw==','jpmxIQnnoAcQ4t6vDsYCdw==:M0sBIMNmnFnsWT9WCXKZ+A==','Fraud was established against the employee.\r\n','2025-04-18','2025-04-30','2025-04-30 17:26:01','2025-06-26 17:22:20',NULL,NULL),(365,634,646,NULL,NULL,0,0,1,'2025-04-18','2025-05-06','2025-05-07',88,28,'w4VbAbJm/nxrI0b9Sux6Lw==:DDoHaGGDdGY89mtjl6QDmA==','8MQcdEWuuwF8cFTKe1t36g==:S6Sn9PA5QsWr/lUkTw1oAQ==','UFIf8Nw9gU0xNkHxxdYm0w==:65mzQCaf+wVL4yLRaz8Axg==','Employee Involvement is there.\r\n','2025-04-18','2025-04-30','2025-04-30 17:26:31','2025-06-26 17:22:20',NULL,NULL),(366,602,572,NULL,NULL,0,0,1,'2025-04-23','2025-05-05','2025-05-10',0,0,'/x4ze6hoAYYXyJSwPA6lRw==:c1SAQAhaju3XKje7hhi79w==','jFupbGTahbV1h/VcMwdH3Q==:IADtLTzwBTjRqGRxLDV0hQ==','Dv5Z47e4VjO5TUSvo0Cmow==:1RFzzI7kWBzx8cppQon1lw==','Fraud established a detailed report sent.','2025-04-24','2025-04-30','2025-04-30 17:27:01','2025-06-26 17:22:20',NULL,NULL),(367,479,574,NULL,NULL,0,0,1,'2025-04-15','2025-04-16','2025-04-16',78,1,'BEo3OTrfGmgyfK5Dd/HhOA==:v8xBgHmlvPL9svQA2SHViw==','wuxZMBtTyOwcbSSyxlI57Q==:7pNeUBrwGcy2VfM8083sig==','+s/fp3wRADN6d1cGVrTiNA==:0FzFT7aTivhy5YoN1Cbm6g==','Fraud was established against the employee.\r\n','2025-04-15','2025-04-18','2025-04-30 17:27:38','2025-06-26 17:22:20',NULL,NULL),(368,478,575,NULL,NULL,0,0,1,'2025-04-15','2025-04-16','2025-04-16',201,2,'mLS0ZJBgTmaf+Ge0QHNtpA==:47DQRLqRXpJ62PodudQZ/g==','4JbBnTwpH1FdDp1Nff6+aQ==:mc+D+VE57m97AtLZQxJ9BQ==','WePL8dz1ZMLUyZz9YyT96A==:f3W6HIZPvSlVRCgs8AwYTQ==','Fraud was established against the employee.\r\n','2025-04-15','2025-04-18','2025-04-30 17:28:11','2025-06-26 17:22:20',NULL,NULL),(369,446,576,NULL,NULL,0,0,1,'2025-04-14','2025-04-15','2025-04-16',340,17,'3CaKFaUP5+1jLNcmj6awow==:S+0shqBNNhNrJjhn7hMsfg==','jJ3PEGbBoJeYzvXta18rsg==:c6/Z3S764duQa4fgjzNVjA==','wXcVhpcP6hotUKYDyszxFA==:fREBiyeuYYz2/dXW5v3BKQ==','Fraud was established against the employee.\r\n','2025-04-14','2025-04-16','2025-04-30 17:28:40','2025-06-26 17:22:20',NULL,NULL),(370,235,266,NULL,NULL,0,0,1,'2025-04-24','2025-04-30','2025-05-03',139,1,'LXBFA3IvT3njM5rQHIuF3w==:hEc5gDypWggy07pFFD9dcg==','i69T2JLsmzsuK/TT81K77Q==:5J9zh4fSPlR4CUYd/1grtg==','5JDfc5SyuafQcU0citOheQ==:gnIUhjsytTJaE6pFj2vj+w==','During the Fraud investigation, we found that LO Toran Singh/SF0097852 embezzled in  Advance Collection From borrower. and the same was not posted in FIMO by him used for personal purposes. \r\n\r\n(Total fraud amount of Rs. 2850/-)\r\n(Signature available on loan card)\r\n\r\nCurrently, The  LO Toran Singh/SF0097852  Transferred To Firozabad branch on 02/04/2025.','2025-04-24','2025-05-30','2025-05-02 07:26:48','2025-06-26 17:22:20',NULL,NULL),(371,1009,962,NULL,NULL,0,0,1,'2025-04-29','2025-04-29','2025-04-29',1,1,'7mjXL5RItSjqMn3lVOI0/g==:adLhhBXbmBtl4bZhz4uKLg==','iD++qSwmh1WiV7IgPdWRNg==:SSb9tZSm1JpC3PUk3dt7KQ==','g/TOaY0zyV1HhhQabyOfQg==:XJyGe9xFusm+Z8t0BWgPnA==','\"Complaint raised by borrower against LO Muna Kumar Thakur/SF0085097 post verification identified some things which are mentioned bellow:-\r\n1. As per borrower statement she did not took a new loan after settled her old loan even she continuously paying her emi as per old loan card rs.2250/-. As per the loan card she paid her emi till March\'25.\r\n2. Her new loan was disbursed on dated 23-08-24 by E-sign process but borrower and her husband did not came to the branch. After this LO Muna went to borrower\'s house and told that mistakenly amount credited in your account so kindly return that amount to me and borrower return that amount on dated 02-10-24 amounting of rs.47000/- in cash.\r\n3. Branch manager Ankur Tiwari/SF0057719 save her loan without conducting GRT/without informing to borrower.\r\n4. 01 EMI of rs.2250/- on dated 01-09-24 in old loan (350579415) collected by Muna but same was not accounted in the FIMO.','2025-04-29','2025-04-29','2025-05-02 07:28:47','2025-06-26 17:22:20',NULL,NULL),(372,1031,1012,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-04',183,2,'+PH90H9Qkbo+0L4ZpxAXnw==:m/7fxkY6vg4lEg+Y/Da+Aw==','S+2PQrtvuOW6cExXvo4RFg==:VT+iGcTVwQSilPz1ma+DJw==','hYdq8oADITJPbO/04qvN3A==:0A75YwJ1xwyFp4/rgcLFTQ==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 2800/- has taken place. Specifically, the Loan officer Sita Ram(SF0092505), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 02 borrowers, amounting to Rs. 2800/-, and the same amount of Rs.2800/- again failed to record these transactions in FIMO.','2025-04-30','2025-05-05','2025-05-02 09:17:57','2025-06-26 17:22:20',NULL,NULL),(373,1032,1011,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-04',182,1,'6MyV4mKO2Bhobt8XIzpzMA==:mP9z8mPLWGSi10WhR3wDjw==','z+roUgCgfPy8O/b8BoRZwg==:JGZI0El/ae3hNmB734G1VA==','45GPTVKRdJzb5aKbOrbDLQ==:3zxqvkThlQBrINVagyzkYQ==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in April 2025, and it was observed that a fraud amounting to Rs. 1030/- has taken place. Specifically, the Loan officer Ramlal Ram Lal Yadav(SF0092558), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 01 borrowers, amounting to Rs. 1030/-, and the same amount of Rs.1030/- again failed to record these transactions in FIMO','2025-04-30','2025-05-05','2025-05-02 09:18:24','2025-06-26 17:22:20',NULL,NULL),(374,1047,1010,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-03',29780,0,'0sXvu5iScdjgxhPL9J9zxg==:LK3Nn7NgQGgbuXSyjK7c7g==','/a2GGL+0kPLUJFzuFO6zkw==:8BC/u4g0SH7naNI9RupOAQ==','dLAvTYlT9Lo5Lb4q0McgHQ==:G4l5G7kAjFhZR9HAp2dBlw==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 29,780/- has taken place. Specifically, the Loan Office Mahaveer Bavari/SF0069436 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 11 borrowers, amounting to Rs. 29,780/-, and again failed to record these transactions in FIMO.','2025-04-30','2025-05-05','2025-05-02 09:18:57','2025-06-26 17:22:20',NULL,NULL),(375,1050,1009,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-03',234,1,'vFjkOQV2cAM2DLrWGiTOSw==:VdpMSpgiG9fDrgYFWYJrEA==','dpsBWn6+n9KuO2ykmtmKsQ==:PTL+nhJreagF6ww9EOcuZw==','z8hsN8qc25PZjI/ecvvu1g==:dfLJQrr6Rng0Iej3QCrUTg==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 2,400/- has taken place. Specifically, the Loan Office Dinesh Bawari/SF0070931 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 06 borrowers, amounting to Rs. 2,400/-, and again failed to record these transactions in FIMO.','2025-04-30','2025-05-05','2025-05-02 09:19:17','2025-06-26 17:22:20',NULL,NULL),(376,1051,1008,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-03',244,1,'7JQYmePxW2KflfA/IaT5Ng==:lYR3TT8jYxW6GujLKXLeOw==','vnoQ/2sd4kg7tzCCOqqw3g==:cnN6oFbKlcZN6N0sYN+chw==','mFm36mbddWyqU2f0+zUecg==:WbTRYfwTbQkCLK4iY+Ejkw==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 20,000/- has taken place. Specifically, the Loan Office Vinod Kumar Kansotiya/SF0071452 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 06 borrowers, amounting to Rs.20,000/-, and again failed to record these transactions in FIMO.','2025-04-30','2025-05-06','2025-05-02 09:19:36','2025-06-26 17:22:20',NULL,NULL),(377,1052,1007,NULL,NULL,0,0,1,'2025-04-30','2025-05-02','2025-05-03',234,1,'7wC0ZVMpJegGz5xdho4w5Q==:YBbROgEGct9CIy0psNWb7Q==','k/yu+GWz4A36Jy+9FJKDug==:/Vg7t3ICk1Oq6qhW1HkUMA==','MaUu/Bt8k1OWLYv955/wZw==:x+2oQozgtLcDGze3RbIDgQ==','Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in April 2025, it was observed that a fraud amounting to Rs. 2,,350/- has taken place. Specifically, the Loan Office Dinesh/SF0080623 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 06 borrowers, amounting to Rs. 2,350/-, and again failed to record these transactions in FIMO.','2025-04-30','2025-05-06','2025-05-02 09:19:54','2025-06-26 17:22:20',NULL,NULL),(378,1064,1006,NULL,NULL,0,0,1,'2025-05-01','2025-05-05','2025-05-06',179,19,'Q5feSdr1C1czbkbNueShHQ==:U/gfCDqJlXUn9J+XoqpqOw==','eONSzNsCZznYQwvpml8R4A==:VN58y3JSUuSVvLfDxbmZDg==','qQGT0pXBO3kdCHA2ZP20GA==:GXEuIrhbEY9UZA5kPsC9jw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 5,04,050/- has taken place. Specifically, the Loan Officer Ganesh Lal Roat/SF0069320 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 19 borrowers, amounting to Rs. 5,04,050/-, which have amount of Rs.2,41,902 has been recovered and posted in FIMO, and the rest amount of Rs.2,62,148 has again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Kherwara (RJ3068) branch. Upon review, it has been confirmed that the case actually pertains to the Rishabhdev (RJ2962) branch.','2025-05-01','2025-05-09','2025-05-02 09:20:18','2025-06-26 17:22:20',NULL,NULL),(379,1065,1005,NULL,NULL,0,0,1,'2025-05-01','2025-05-03','2025-05-04',184,7,'rLo3JQi6dvXed7LE+bTx4A==:E0vvc5+AEcbUdMN0Nf33+g==','HoCQ29RYlCIHGGtzbO/i7Q==:2DgWfxSj+HPB3TaMJm5jFA==','wwuhPapUJmja6B25L3G98Q==:TPze6k88+rfQ8RbcdvdJXw==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 36,520/- has taken place. Specifically, the Loan Office Rajpal Singh/SF0072550, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 06 borrowers, amounting to Rs.36,520/-, and again failed to record these transactions in FIMO.\r\n\r\nNote: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Pindwara (RJ3003) branch. Upon review, it has been confirmed that the case actually pertains to the Sabla (RJ2982) branch.','2025-05-01','2025-05-09','2025-05-02 09:20:37','2025-06-26 17:22:20',NULL,NULL),(380,1066,1004,NULL,NULL,0,0,1,'2025-05-02','2025-05-05','2025-05-06',177,19,'RqHcJBEKx26rvK4Mdyepwg==:SkvLDr2xzAI+J8z+ARxG7Q==','kSQ6iSRwDlBybHFmHGLKgA==:CxUUR+7rENaj7GQ5MW+iSQ==','gJFFkkj9Xm5MMje4xoE+gQ==:G5SrKKzJzZbRuGOtSvfSTg==','Dear Team,\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, a financial discrepancy amounting to Rs. 96,730/- has been identified.\r\n\r\nThe Loan Officer, Manish Pargi (SF0057474), collected payments from borrowers but failed to take the following necessary actions:\r\n- The collected amount was not posted in FIMO.\r\n- The collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that EMI payments from 19 borrowers, totalling Rs. 96,730/-, were collected. Out of this, Rs. 17,000/- has been recovered and correctly posted in FIMO, while the remaining Rs. 79,730/- remains unrecorded in FIMO.','2025-05-01','2025-05-09','2025-05-02 09:21:09','2025-06-26 17:22:20',NULL,NULL),(381,1056,983,NULL,NULL,0,0,1,'2025-04-30','2025-05-06','2025-05-08',271,2,'5ejRxZ0ngsDZB1r5BzYQSA==:ewvHL8jCOwRHU7TGRI0glA==','7GLpXHL/O1wy5cwxt5LSZg==:mr7Kn4blZB5yPTwKmNOmcQ==','+9edk4ts3cAtoKYg2S2Wbg==:1EoYR5dpHgJv/klC0EN24w==','During the investigation, it was observed that branch manager Pintu Kumar Das/SF0048857 had embezzled Rs. 42,840/- from the 02 borrowers\' collections and preclose amount and Rs. 18,970 accounted in FIMO as EMI basis. Now a total of Rs. 23,870/- is yet to be recovered from him.','2025-05-02','2025-05-16','2025-05-02 10:44:43','2025-06-26 17:22:20',NULL,NULL),(382,1055,984,NULL,NULL,0,0,1,'2025-04-30','2025-05-07','2025-05-08',273,4,'1YEvXPLKdteMtmKci769cA==:P0ZvOtFVHBJdxwdQIUL6UQ==','LYcL2Txlx6CMm9zFDdfjSQ==:bxgEC11AtYy1/JCle7eTNw==','co1Gm3QUSeUihVqIlcSfYA==:rGP5CdMNuFZkOhfAVR3gdg==','During the investigation, it was observed that the loan officer Rajnandan Pandey/SF0069908 had embezzled Rs. 58,260/- from the 04 borrowers\' collections and preclose amount and out of that Rs. 27,760/- accounted in FIMO as EMI basis. Now, a total of Rs. 30,500/- is yet to be recovered from him.','2025-05-02','2025-05-17','2025-05-02 10:45:04','2025-06-26 17:22:20',NULL,NULL),(383,1014,953,NULL,NULL,0,0,1,'2025-05-05','2025-05-11','2025-05-13',182,4,'7G0I1uNdz7zrCmfUpLeu+w==:Qv5iJv2YjfD3gDSIn1n9hg==','ksbEcqJczFzpCaXVD08K8A==:nSxKzRBn+sySOwRIfqUY+w==','a/WOKyORNJ+YC47SssiYTw==:3wC6u1dOMWN2nQ6/45cYbA==','During field verification we observed that Loan officer Rajkumar Yadav/SF0067162 had embezzled 04 Borrower’s Loan Installments, Advance Collection & Pre-Close amount total of Rs. 71,690/- and out of that Rs. 8,070/- accounted in FIMO as EMI now remaining amount of Rs. 63,620/- is pending for recovery from the alleged staff.','2025-05-02','2025-05-17','2025-05-02 10:45:26','2025-06-26 17:22:20',NULL,NULL),(384,976,934,NULL,NULL,0,0,1,'2025-05-12','2025-05-14','2025-05-16',85,2,'T4yxvCwxfhz+sZW8GwEAhw==:kvGe8Os1tqZRB2eW+QIQpA==','ner+IeFQVinuh5/YigPD8Q==:y2KvINqeUghCI/Wxay8UGQ==','+Og1bxBX2ALfEezzOFL2QA==:dmKhQpEhvxYyNWQIzusVLQ==','During the field verification, a total Fraud of Rs. 3,240/- was identified during the investigation against loan office Diwakar Yadav/SF0097955.  After identifying the issued total 3,240/- amount recovered and accounted in FIMO against the impacted customers.','2025-05-02','2025-05-17','2025-05-02 10:45:48','2025-06-26 17:22:20',NULL,NULL),(385,934,926,NULL,NULL,0,0,1,'2025-05-05','2025-05-12','2025-05-14',183,10,'bWBziOU2c7df2VQU4LLIcQ==:rEIaVDKgTtTf0eM/RflfZw==','M0oIVNNV5qWYZqW/NlwA8g==:Rz7kD9TPhymYIBDw56lpaA==','j6LscyS0lMgMs7EJbrzGSA==:FIkNUidvK3QcDNdrVycQiA==','During the field verification, we noticed that the Loan Officer - Aditya Kumar Yadav/SF0082078 had embezzled loan installments of 10 borrowers, amounting of Rs. 38,599/- which were not accounted for in FIMO.','2025-05-02','2025-05-17','2025-05-02 10:46:09','2025-06-26 17:22:20',NULL,NULL),(386,1058,1026,NULL,NULL,0,0,1,'2025-05-02','2025-05-14','2025-05-15',973,7,'aHtr1qsAxcMVZDkzJ8wF+g==:66GaXE2OCR1Ycz20AGB1Qw==','5ltxb65cYbkNMzXv0QsZGA==:J2V6xrsUGt+stpjGwWGS8w==','0BOqFA5hx5bqGWVEUDjSfA==:7w/vYmBH5DxTpQyTlO4wmw==','During CLV we observed Cash misappropriation with amount Rs.45180/- against 07 no\'s of borrowers, Out which fraud amount accounted in FIMO of Rs.23110 & the remaining of Rs.22070/- pending for recovery.','2025-05-02','2025-05-07','2025-05-02 11:40:04','2025-06-26 17:22:20',NULL,NULL),(387,1059,1027,NULL,NULL,0,0,1,'2025-05-05','2025-05-15','2025-05-16',759,5,'bMRfW+u6ONq7QOKnhX3UTg==:r+NJhmAXd5dwjEPE2Inh3g==','9WVuasJyFPnGocnjXjZCOA==:406YZzJud0wptunbLcve8g==','GrDaj5M3XXOZodzioIpRag==:TJqFHjVFdusvpABoEZTH2Q==','After caseload verification total of Rs 20590/- misappropriation of cash observed against of Rajendra Palei. Total Rs 20590/- recovered from BM ','2025-05-05','2025-05-10','2025-05-02 11:42:26','2025-06-26 17:22:20',NULL,NULL),(388,1068,1028,NULL,NULL,0,0,1,'2025-05-05','2025-05-15','2025-05-16',270,10,'Ii5jNOWx+SnQ26cWj8yAcw==:OTflrJ85/vNQK7Y6FC576Q==','9iesW/tlzC1KML27ZTz5mw==:bMMYKM/KQTpaAMtol7pOGA==','bXg6dRhohz8hLd3UKcAdgw==:nu3Kk9BOgePtSevFzK/Aag==','After CLV we have observed total fraud amount Rs.159062/- & Amount recovered Rs.79870/- . Net Fraud Rs.79192/-','2025-05-05','2025-05-10','2025-05-02 11:50:17','2025-06-26 17:22:20',NULL,NULL),(389,1040,978,NULL,NULL,0,0,1,'2025-05-02','2025-05-12','2025-05-13',291,1,'mdPIcia+7G/KL7LI9SQs9A==:HXqQ0LDOZD5JryTcXHYCtg==','he3Ahw/DUVX4UerTOEdPJw==:6AIAu9ZjaJWm9JSMMpf4qg==','zhmcDl4vvvRTgDDLuK7HeQ==:lo2vLrqsIuM/bYoxEyH+FQ==','After Post post-fraud investigation, only one borrower farud available amount of 2150/-','2025-05-02','2025-05-10','2025-05-02 12:24:46','2025-06-26 17:22:20',NULL,NULL),(390,1036,975,NULL,NULL,0,0,1,'2025-05-02','2025-05-02','2025-05-03',1,1,'vkylxj43zshrQjeYY4ktBw==:uWOTCNg40uwF7N2wWuELAg==','syAo21p8hKq7xfGVvj87kQ==:XKg7GXCTq/q4HPnX+nl2LQ==','e+jI9+WmYay5wWGnsqJ3RA==:WQeRsGMXdV7EUcsr9hHJEw==','As per the complaint received against Vishal Laxman Koli/SF0063317, with a preliminary fraud amount of Rs. 4350/—of 01 borrowers, we have visited and verified the borrower, verified this caseload on a sample basis, and found fraud of 01 borrowers and 01 loans total amount of Rs. 4350/-.\r\n','2025-05-02','2025-05-10','2025-05-02 12:25:14','2025-06-26 17:22:20',NULL,NULL),(391,1039,976,NULL,NULL,0,0,1,'2025-05-02','2025-05-19','2025-05-20',289,2,'4OACiE/U0th7AlqM1Isuyw==:cY6LyBYXjma335s4iFaEvQ==','NyLcSKH7TLEesUea/yV0DA==:TJVhJ1ZT3TjymrMevMCU/A==','BKTL8OCf0MKfryT5+d72ig==:XgEIoIklr+NQu6D1prz+mQ==','Post investigation 2 borrower fraud found amount of Rs 4130/-','2025-05-02','2025-05-10','2025-05-02 12:25:34','2025-06-26 17:22:20',NULL,NULL),(392,1041,977,NULL,NULL,0,0,1,'2025-05-02','2025-05-19','2025-05-20',108,2,'PgCA5dcPirqB1Ra2HYZ9kQ==:JDKuo7VrTnqioN3LxE87kg==','y8vTOIxZym0tlGn/J2Am/w==:LsLSEjlgDfT7xl1spPqgaA==','pwqnp9UddbcQgA+PsfG1SQ==:BABZ/qZQnLzXy/xGRpcNmQ==','Post investigation 2 borrower fraud found amount of Rs 12550/-','2025-05-02','2025-05-10','2025-05-02 12:25:58','2025-06-26 17:22:20',NULL,NULL),(393,1072,993,NULL,NULL,0,0,1,'2025-05-02','2025-05-20','2025-05-21',216,25,'5VD9E/I9KTAQY1IlQkoDDA==:2wAf7N8OFd5F/wwYPmeCAg==','/7ITmMgLxLG828eEG0aC7Q==:Ll+7TfE3EkG9Kb96cCrAIQ==','1NrPYPbV5af0rYjbflpiAw==:uRLcK59+P5RSegl/Z8iDxA==','During the Post investigation, it was observed that LO-Prashant Sunil Mahajan/SF0071168 committed fraud against 25 Borrowers in 28 loans, with a total amount of Rs 159974/-','2025-05-02','2025-05-10','2025-05-02 12:26:43','2025-06-26 17:22:20',NULL,NULL),(394,1053,998,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-21',147,3,'82JOGlWOMMf6UAaWweKPFg==:2jzHV0AmJ91p8Mvro0spxQ==','Y5PnSfZTiby/6ileu+E2Dw==:Eg8v938pABaMO9IXZn5EJw==','g3t4qmo85haFYb2hJdaazQ==:drl3OhY822+gP2g6aXJwxQ==','\"The conclusion of this investigation is that LO Dinesh Kumar/SF0093317 has collected EWI amounts from some borrowers and at different centers. Which becomes ₹ 6360 and out of which ₹ 720 is recovered, but the rest ₹ 5640.00 is pending to be recovered. After this, he absconded on 29 Apr 2025.\r\nFraud details are as below\r\nGross fraud amount - ₹ 6360.00\r\nAmount recovered - ₹ 720.00\r\nNet fraud amount - ₹ 5640.00\"','2025-05-05','2025-05-08','2025-05-02 16:41:33','2025-06-26 17:22:20',NULL,NULL),(395,1002,996,NULL,NULL,0,0,1,'2025-05-02','2025-05-05','2025-05-05',86,1,'PTjigkztyaU7DWzquP2Zag==:HAW5+8PDXt/I2QC8YqfhIg==','2KLPa9BUV/LO54SMGuuilg==:GpiS9N65bP5hCn9tEOqnuA==','V5hvVY97gcHp5OpicovQDQ==:aY+ZgF7yYQLYC24kOXUYgQ==','Borrower rasied the complaint to CSS on 05-April-2025 by stating that she has paid all the EMIs, which are updated on the loan card. The information received to Internal Audit on 30-April-2025 and observed that the Branch team was already raised the complaint to Compliants Team on 28-April-2025.\r\n\r\nMoreover, during the investigation it has been observed that the Borrower Shabana Khatoon/23870069 has paid an EMI amount of Rs. 2,050/- to Branch Manager Krishnakant Prajapati/SF0045571 on 02-May-21 but the same was not posted in the FIMO. As per the borrower written statement, BM Krishnakant Prajapati/SF0045571 collected an EMI of Rs. 2,050/- on 02-May-21, but he has mentioned the wrong date as 02-Jun-21 on the loan card.\r\n\r\nNote: In the month of June\'2021, the borrower had paid the EMI of Rs. 2,050/- to LO Sumit Sahu/SF0057112 and the LO had also updated his signature on the loan card, the same was also not found updated in the FIMO. (Fraud captured in the report bearing compliant number - FN25-26-00404)\r\n\r\nTotal Fraud Amount = Rs. 2,050/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount (To be Recovered) = Rs. 2,050/-','2025-05-02','2025-05-05','2025-05-03 05:50:03','2025-06-26 17:22:20',NULL,NULL),(396,1003,997,NULL,NULL,0,0,1,'2025-05-02','2025-05-05','2025-05-05',86,1,'oJLLme21jmk1SGF0tGMM2g==:SFAHBLI/vAwAJwH64qffrg==','bvBg1u/W/lK4FAXlnalF4g==:bAE3KBc3N7hfpbqkwSfzTA==','x9iYDGS8xcU+s34+ZkFDyQ==:vCFU2d/JmF0xbDuRNQ+O5g==','Borrower rasied the complaint to CSS on 05-April-2025 by stating that she has paid all the EMIs, which are updated on the loan card. The information received to Internal Audit on 30-April-2025 and observed that the Branch team was already raised the complaint to Compliants Team on 28-April-2025.\r\n\r\nMoreover, during the investigation it has been observed that the Borrower Shabana Khatoon/23870069 has paid 2 EMI\'s amount of Rs. 2,050*2 = 4,100/- to Loan Officer Sumit Sahu/SF0057112 on the below-mentioned dates but the same was not posted in the FIMO. \r\nDate -: 02-Jun-21 Rs. 2,050/-\r\nDate -: 02-Sep-21 Rs. 2,050/-\r\n\r\nTotal Fraud Amount = Rs. 4,100/-\r\nAmount Recovered and Accounted in FIMO = Rs.00/-\r\nNet Fraud Amount (To be Recovered) = Rs. 4,100/-','2025-05-02','2025-05-05','2025-05-03 05:50:35','2025-06-26 17:22:20',NULL,NULL),(397,1025,995,NULL,NULL,0,0,1,'2025-05-02','2025-05-13','2025-05-14',134,13,'czfqjCGV6NtXzmtMixrALg==:Q+X4IY+1qjdSTeAJVpuu5A==','7/m++xu6GuXfe3YWHewX+A==:WmCo3VMmdZRPk1Bu/hYS2Q==','tYFzAoDB3CCxlLJsCwMECA==:VqD+MQ8Ur90jkmNGMUHcLw==','Loan Officer Homsingh Rawat/SF0091715 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 13 borrowers for the amounting to Rs. 63,680/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 63,680/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 63,680/-','2025-05-02','2025-05-10','2025-05-03 05:51:18','2025-06-26 17:22:20',NULL,NULL),(398,998,955,NULL,NULL,0,0,1,'2025-04-30','2025-05-12','2025-05-14',212,20,'kZF0ru99phenLhB+Mm3uCg==:/4nxdIBS0tLUrKVFcwOjew==','1L1Chr+IEcgY1isHsl2hyg==:BOOdSAheITN5Ry7zOVJMqA==','sx/b3R9aWrf+E3K3r40mvA==:JoC+TjSP5fulqAGLASyvvg==','Loan Officer Rohit Mewada/SF0088724 was found involved in collection and pre-closure misappropriation (Collected EMIs/Pre-closure amount but not posted to concerned borrower accounts) on the names of 20 borrowers for the amounting to Rs. 1,35,470/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 1,35,470/-\r\nAmount Recovered and accounted in FIMO = Rs. 31,803/-\r\nNet Fraud Amount to be recovered = Rs. 1,03,667/-','2025-04-30','2025-05-10','2025-05-03 05:52:18','2025-06-26 17:22:20',NULL,NULL),(399,914,915,NULL,NULL,0,0,1,'2025-04-29','2025-05-13','2025-05-14',164,5,'jkvT90hljl1uCsgvAsci9g==:NCUsCFPu9bpI4/oUR8kFig==','WQHPynKXsGFqIMcjGCjCPg==:QXL5/GJbMOFDQRMuayx3gQ==','9x/gAE7ntHThPhHvpN+rnA==:VsJQRnJO45QoZrJHHCbPIQ==','Loan Officer Nandkishore Bhaskar/SF0084930 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 05 borrowers for the amounting to Rs. 18,495/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 18,495/-\r\nAmount Recovered and Accounted in FIMO = Rs. 4,000/-\r\nNet Fraud Amount to be recovered = Rs. 14,495/-','2025-04-29','2025-05-10','2025-05-03 05:55:08','2025-06-26 17:22:20',NULL,NULL),(400,1019,1051,NULL,NULL,0,0,1,'2025-05-05','2025-05-14','2025-05-15',264,11,'2QvxasGubrFO3lGU74AAOg==:4sO3cUWKuZTEgWE44NI0dg==','xewMgaAplWXInvLLEP+8Nw==:CXuPC4CTRQZyWQ0F3bVz4g==','ekjdpAJfnx0mvfDLdj6VFQ==:DMWE2xGExJ5WkzYKJrpg/Q==','Total Fraud Identified Rs 141678/- & Recovered Rs.25270/- Net fraud amount is Rs 116408','2025-05-05','2025-05-10','2025-05-03 07:13:12','2025-06-26 17:22:20',NULL,NULL),(401,718,672,NULL,NULL,0,0,1,'2025-04-24','2025-04-29','2025-05-03',192,3,'sfConZpIvB+8BeLQtSfJGw==:iA9Jrw0jnaDx4v+LviNlLQ==','eWpwr7U8aRr8XiZsPgee/w==:uA+4S3J4M7O5BEn6Y3jKoA==','3XXU+diBx8A/Ginkl1fg4A==:JnHI+NHwyHBH8yqaDNoTCg==','BM Ramesh S  was collected 3 borrower Pre closed amount of Rs. 1,09,860/- and recovered amount of Rs. 73,390/- and pending for recovery amount of Rs. 36,470/-.  ','2025-04-24','2025-04-29','2025-05-03 09:00:32','2025-06-26 17:22:20',NULL,NULL),(402,1092,1052,NULL,NULL,0,0,1,'2025-05-05','2025-05-19','2025-05-20',311,32,'3ESHoYwVKPRa1x2PDwkBbQ==:s88q9WWJUIBDnBWD3l3hXg==','jdJ6vIyKZvsaAZcYlwtFlQ==:myl4mj4RrPpUYTGY73EnFg==','Bg/ntVi0sg/U+vmlJYdSlg==:oik2oplU/4O14LX5laj21A==','After Caseload Verification total of Rs 367747/- misappropriation of Cash Observed and Rs 59850/- FIMO recovery entry done. Remaining Rs 307897/- Net Fraud identified.','2025-05-05','2025-05-10','2025-05-03 09:54:26','2025-06-26 17:22:20',NULL,NULL),(403,1094,1071,NULL,NULL,0,0,1,'2025-05-02','2025-05-02','2025-05-03',1,1,'LqKZgXiXayg9IgaN3f57VQ==:9kZObzP8Sfr97X60LdGebA==','N0xE6cesZRydlwT1UXgQHQ==:LHWZWdiTqnzFqeGi62JZtg==','cF302ULV/O8+4JjdST/qvQ==:9uJhUAOn2l296xm82iYn2Q==','Complain raised by borrower that she close her loan by paying rs.14777/- but still showing OD. Post verification it is observed that LO Vikas/SF0054565 collected rs.14777/- and post only 01 emi of rs.2950/- in fimo and rest rs.11827/- kept in his pocket.','2025-05-03','2025-05-03','2025-05-03 12:29:42','2025-06-26 17:22:20',NULL,NULL),(404,1097,1070,NULL,NULL,0,0,1,'2025-05-02','2025-05-02','2025-05-03',1,1,'yhMO+on2d8/ihlynHb/lvA==:ZGrzVrG8qPd5i9TOkuYNjA==','Ygjim3bBuwfuIvs/VnKyLg==:NSDx8nUwoW17VecC9SdsPw==','fqVuZe2eu8vGemM3hcmTGQ==:LwVoHUAOBvKuBadZds84wQ==','As per complaint against the LO-Vivek Kumar/SF0090063, post verification it is observed that he was collected Rs.  3470 from the 01 borrower dated 04-03-2025 but  same was not accounted in the FIMO.','2025-05-03','2025-05-03','2025-05-03 12:30:01','2025-06-26 17:22:20',NULL,NULL),(405,1098,1069,NULL,NULL,0,0,1,'2025-05-02','2025-05-02','2025-05-03',1,1,'ctQGqG9tbkWElTIgMxgoCQ==:OE0GdE7THzDMigg+lDP5AQ==','CXMeq7rw7ggK4e+kjx7gFg==:wLPAUaDZz3EgUNyyojveAw==','ASOV2GNqqJF8VqHK/8Uocg==:nPSLwU0ky5KZPTcF2lwzxA==','Complaint raised by borrower to css. Post verification of 01 borrower found that 01 borrower affected on it amounting of rs.3470/- which was collected by Rahul Raj/SF0075519 but not posted in fimo.','2025-05-03','2025-05-03','2025-05-03 12:30:15','2025-06-26 17:22:20',NULL,NULL),(406,1099,1068,NULL,NULL,0,0,1,'2025-05-02','2025-05-02','2025-05-03',1,1,'9GGLEN1nGL3GtGJ4eFpDjw==:U7uLwqL6LgGjbWAIwP170Q==','3mkGPhQleQa6FlklPc6cRA==:7aAuE3mFTq82sBbsWUO9Jw==','g2Oq8RHGLYOIeM+EC7DkaA==:aWTw/evcuwX+C6pmtV244g==','\"1.Fraud has been identified by CSS on 15-04-2025 against LO AjayKumar/SF0073985\r\n2.Complain team raised complain on 10-04-2025 vide complain number 59045.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.3900.\r\n4.LO was Terminated on Mar-24.\r\n5.After verification done by Audit team out of1 borrowers1 borrowers were affected of Rs.3900.\r\n\r\n\"','2025-05-03','2025-05-03','2025-05-03 12:30:31','2025-06-26 17:22:20',NULL,NULL),(407,1067,1020,NULL,NULL,0,0,1,'2025-05-21','2025-05-25','2025-05-27',48,34,'uabZH0ZVoV68658OHT0EhQ==:/PCkKsSnmEmuHaTykSclxg==','1NJQgK1rumoXZNsijUuc9A==:J669QeGdKALDCknpBIbBBw==','MAdE8D3UEnJ5XDT659YtKw==:1bW8goVqG2ku08XHT7t5+w==','Complaint raised By CM Om Prakash on Dated-28/04/2025 and complain no is-FN25-26-00449,After field verification Rs.268080/- identify against LO Ajay Kumar Sharma/SF0071032.','2025-05-05','2025-05-10','2025-05-03 12:32:33','2025-06-26 17:22:20',NULL,NULL),(408,1069,1019,NULL,NULL,0,0,1,'2025-05-20','2025-05-25','2025-05-27',48,5,'uViiBJuZiLvyyARWoZeddA==:Yici1nzsH2aYbPO5lX9Rgw==','SgR5Rz0nPPDb37rLQ9jStw==:rzqVt9Dvodo/Grq9jQWsqQ==','nARrcYBM7PE8STpbZLdcnQ==:ikw6dQFMdBwtKhkYpiRVJQ==','\"Complaint raised by branch side against LO Roshan Kumar/SF0078167. Post verification of total 48 borrowers it is observed that 06 borrowers are affected on it amounting of rs.15650/- out of that rs.2780/- post by HO side on dated 21-05-25 after css verification.\r\nTotal rs.12870/- fraud available of 05 borrowers.\"','2025-05-05','2025-05-10','2025-05-03 12:33:02','2025-06-26 17:22:20',NULL,NULL),(409,1080,1016,NULL,NULL,0,0,1,'2025-05-11','2025-05-25','2025-05-27',180,24,'9kKInkZpvdKDAuq4iofgng==:sqK+265R9/8c013S3Qc/nA==','3EaaKPloBJlCoBSQ/4/rsg==:25icSec7o/bIC3pBIxO7Mg==','DaE/gNNkQs8YM/OUB/cUSw==:M/zwhBfB5fhDLHiKK3BY9Q==','\"1.Fraud has been identified by business team on 26-04-2025 against LO Avinash kumar /SF0082749 and Manish Kumar/SF0094823.\r\n2.Complain team raised complain on 02-05-2025 vide complain number FN25-26-00456 & FN25-26-00457 respectively.\r\n3.At the time of Complain raised 2 borrower was affected of Rs.6400 & Rs.10880.\r\n4.LO Avinash kumar last working day from the branch was 25-01-2025.Manish Kumar still working.\r\n5.After verification done by Audit team out of 140 borrowers physical verified & 107  verified through telecall) 26 borrowers were affected of Rs.68180.\"','2025-05-05','2025-05-10','2025-05-03 12:34:10','2025-06-26 17:22:20',NULL,NULL),(410,1081,1015,NULL,NULL,0,0,1,'2025-05-11','2025-05-25','2025-05-27',67,2,'XSwcWprKilvac1uQGM8V4w==:lv88cpf3ZqtXz3W/y29pdw==','+Yg8/lFlz/2V15EQMRv0wA==:JzdclbtL27BJjyZblba65Q==','lizQeq4imYYhvBq2ffJmRw==:HPKOdXrLzKDJpgVc5u0Dfw==','As per complaint raised against the LO manish kumar/SF0094823, Post verification it is observed that he was collected Rs.8960 from the 2 borrowers but same was not accounted in the FIMO.','2025-05-05','2025-05-10','2025-05-03 12:34:38','2025-06-26 17:22:20',NULL,NULL),(411,1086,1013,NULL,NULL,0,0,1,'2025-05-13','2025-05-25','2025-05-27',169,9,'ncoIhldZsbcEY2WoRyj+1g==:HTtVCuojl6wFMJRp1+Nthg==','Fdv7Fu/zfEoECaCvWbsVdQ==:+JbszvoGtW2h/+cC7LDUAQ==','DBWOj4fGWvQ8+l0f/evr5A==:2+pzq/EuwBIvlFJ4Qxku2A==','\"1. Fraud has been identified by business team on 27-04-2025 against LO Rupesh Kumar /SF0079890.\r\n2. Complain team raised complaint on 02-05-2025 vide complain number FN25-26-00462.\r\n3. At the time of Complain raised 3 borrower was affected of Rs 6560.\r\n4. After verification done by the Audit team out of 169 (98 borrower Visit through field verification & 71 borrower verified Through calling verification)  borrowers 09 borrowers were affected by Rs.22999.\r\n5. LO  Rupesh Kumar /SF0079890 also went from the branch on 11-04-2025 complete his notice period.He resigned on dated 15-02-2025.\"','2025-05-08','2025-05-15','2025-05-03 12:35:52','2025-06-26 17:22:20',NULL,NULL),(412,1082,1014,NULL,NULL,0,0,1,'2025-05-11','2025-05-25','2025-05-27',309,14,'6e5sc4VWnYXy3EURi7zGlg==:A8WHp81Of2gfdas7gzuq4Q==','j15z9sWaft5vNvUmhV+DyA==:bmzeiR0PXTqNp8zkX2VmEw==','D1McnYIgZw9aCfSkusNcWw==:/ZfqqGUX89sBp6CJGf3chA==','\"Staff Manish Kumar, EMP ID:- SF0085933 has been collected total amount Rs.60440/- from 14th borrowers and kept total amount in his pocket due to which all these14th borrowers EMI is not reflecting in FIMO account.\r\nAs per movement register the last working date at this Rajepur branch on dated:- 25-12-24, after that he went to next branch.\"','2025-05-05','2025-05-10','2025-05-03 12:36:26','2025-06-26 17:22:20',NULL,NULL),(413,1038,1022,NULL,NULL,0,0,1,'2025-05-06','2025-05-27','2025-05-29',51,4,'8P6jfz+MjavW8eEE/uyPzA==:v3wjikNCrolSwHspUOULdA==','zHATtNclO/i/aLyYkdO8hg==:rp/2OgEX+8Mptv4FePjwWQ==','CZm1fbrB5Y7+WwCJbBccEQ==:ya/RUc9eS+zOc7kvK4+0yA==','\"Mr.Pappu Kumar Puri has been received the emi from the Ring Leader Arjun Yadav on Dated 05-08-2022 but that amount was not accoiunted in FIMO yet. According to CM Pappu Puri that amount is accounted in 33724788,347435836,347435838,347435839 loan I\'d but he has no evidence that these borrower were paid that amount or not. \r\nThere is not a single evidence that the CM is telling truth or not that these borrower not paying.\"\r\n','2025-05-12','2025-05-16','2025-05-03 12:38:53','2025-06-26 17:22:20',NULL,NULL),(414,1062,1021,NULL,NULL,0,0,1,'2025-05-13','2025-05-25','2025-05-27',112,1,'FtEHQBRPeINuRJ1MP0abzA==:0EZ8IRz3Ir5BUexHJ3D98w==','2PkDqZ/7MzcCH1TYxgOQHA==:CaFgCMPXlvHGMf5iqX3y/A==','IkN+7+4B2X5M1aQNoTHS6A==:HEI8tvm61+ar5H9ZqYnBdw==','\"Staff Akash Kumar, EMP ID:- SF0076941, has been collected amount Rs.33000/- on dated:- 04-02-25 and amount Rs.7292 also collected on dated:-05-02-25 for preclosed but even after taking Rs.40292/- from the borrower, The client has still two ongoing loans and only Rs.14420/- deposited in both those loans.\r\nStill the remaning amount Rs.25872/- is kept with Akash Singh.\"','2025-05-07','2025-05-15','2025-05-03 12:40:46','2025-06-26 17:22:20',NULL,NULL),(415,975,970,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',135,5,'nH9qTqqOz0368H40kx5z+w==:llp6amJLSZL9n9QuCb6XDg==','KN8ehZUmHIafdtpB5UxaPw==:2R/nzQKEomFSfHLJBy6PCg==','rfZ66hEnG+oAE+pxlcsyEQ==:L5RE9hjAZQ3jBpBNUQerpA==','As per complaint raised against the LO  Pappu Kumar/SF0089483, post verification it is observed that he was collected Rs. 32350 from the 05 borrowers but same was not accounted in the FIMO.','2025-05-06','2025-05-13','2025-05-03 12:43:40','2025-06-26 17:22:20',NULL,NULL),(416,323,291,NULL,NULL,0,0,1,'2025-04-14','2025-04-22','2025-05-04',201,8,'3fbI1xYRAUagZUFRLG5BPA==:ix7iywsJ7C7lSQD+jCd7sA==','hAWGtLo399aUlnigQgz02Q==:1JzD4vgA+lndZuq5/upXaA==','885uTstO+gkpkHPI96Wfig==:Pmo//ageMJ0owyen23y9zg==','During the investigation, It was come to know that LO Shubham Tiwari/SF0075342 embezzled multiple borrowers installment on multiple date and centre of total amount of Rs.53000. And only Rs.2670 updated in fimo, Rest of Rs.50330 used for personal purpose.\r\n\r\nCurrently, LO Shubham Tiwari/SF0075342 transfferd from Pratapgarh/UPGL2117 to Amethi/UP3465 branch on 27-03-2025.\r\n\r\nTotal Fraud Amount- 53000/-\r\nFraud Amount Recovered- 2670/-\r\nFraud Amounting Pending for Recovery- 50330/-','2025-04-14','2025-04-22','2025-05-04 03:20:10','2025-06-26 17:22:20',NULL,NULL),(417,1010,1003,NULL,NULL,0,0,1,'2025-05-13','2025-05-16','2025-05-22',106,2,'Zjkr4+f0LG/Ut450Z1nXfQ==:5jyE8IWnCZU485hEiqEYBg==','aFW5FSI5Q2nvFH+fcpzRGQ==:H8iLqT8orVW24ZBXD8djWw==','dsfNTuJYEfhMzFS+hI8Zug==:cOgpmN8NHB5ZN/hHBFAtvw==','LO/ Gangaraju S  / SF0072730 was collected total amount of Rs. 30,015/- and recovered amount of Rs.13440/- and remaining amount of Rs. 16,575/- is pending for recovery.','2025-05-10','2025-05-16','2025-05-05 04:57:13','2025-06-26 17:22:20',NULL,NULL),(418,1028,1002,NULL,NULL,0,0,1,'2025-05-15','2025-05-19','2025-05-21',54,3,'qUGC65xrCdeHoZl0N087Dg==:WAeUNKRIssujh0n9Tci63w==','l9WD2GyZuRoEsVqN0zUrZQ==:JeffJC/3wQDlS7p8yRa52w==','A8RuVJ9gLJWIgs6QkU9wNA==:lqmUYUd9wyYQZ8xngabLyQ==','LO/Karthik V/SF0070242  was collected total amount of Rs.31,543/- and recovered amount of Rs.6,750/ - and remaining amount of Rs. 24,793/- is pending for recovery.','2025-05-06','2025-05-09','2025-05-05 04:58:22','2025-06-26 17:22:20',NULL,NULL),(419,1035,1001,NULL,NULL,0,0,1,'2025-05-10','2025-05-15','2025-05-16',132,1,'VaYGk3RUxXNQpcI6iiCydg==:FwjE87/HxLwo3u3ZYorfFA==','oPG5jnGpMyCb7UfHKyyY9g==:EhYLdKA/J+eu5LnMItzyLQ==','rLgOku93WWKvcHVG04I4Zg==:SW+E3ZJ3Gz0sYby8xOOtJA==','LO Siddesh S was collected EMI from 1 borrower on the date of 05-10-2023 of Rs 4,270/- and Recovered amount of Rs 109.69/- and remaining amount (4,270-109.69) of Rs 4,160.31/- collected amount not posted to FIMO and even not deposited at branch and same was found misappropriated. and pending from recovery.','2025-05-10','2025-05-13','2025-05-05 04:59:12','2025-06-26 17:22:20',NULL,NULL),(420,1060,1000,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-20',204,35,'802mwpsL7vxuEbC7YUkn7Q==:AykKzgFHr5pJYq+1/3LRQQ==','SFjZwV4M4oYsUnOR+myrfw==:XQZwzzs+Nx2nlx6mpQZaZw==','lrslZRgrKtoYFDHlasjGRg==:JzmibDrPkrKoTg0YoRe3qA==','LO/ Prasanna M R Prasanna M R / SF0076893 was collected total amount of Rs. 1,23,139/- and recovered amount of Rs.0 - and remaining amount of Rs. 1,23,139/- is pending for recovery.','2025-05-12','2025-05-15','2025-05-05 04:59:43','2025-07-16 08:35:58','Collection Misappropriation',''),(421,581,615,NULL,NULL,0,0,1,'2025-04-28','2025-05-12','2025-05-14',224,6,'imrVAShWvvDNnjqoxXX7RA==:KTFwx6f7qCSmADVVqULCAA==','PYGzeHdThXa9lmE/ZboaKQ==:8ddKO2fmHHTKwIILjt4dOg==','qsaGLmENx2S/q5U/PhgZgQ==:0Lzw/gOne+uh3+JWI0a3TQ==','\"1.Fraud has been identified by business team on 16-04-2025 against LO Pankaj kumar/SF0083448.\r\n2.Complain team raised complain on 16-04-2025 vide complain number FN25-26-00241 respectively.\r\n3.At the time of Complain raised 3 borrower was affected of Rs.42007.\r\n4.LO Pankaj kumar last working day from the branch was 21-02-2025.\r\n5.After verification done by Audit team out of 96 borrowers physical verified & 128 verified through telecall) 06 borrowers were affected of Rs.48632.\"','2025-04-21','2025-05-03','2025-05-05 06:19:08','2025-06-26 17:22:20',NULL,NULL),(422,694,661,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-18',146,20,'2gTlKI4qcEkKm5Mt+KkU5A==:Ny5p07niFvbvtKyX8W5frw==','j4jBRLUkLjLe/jJxlKgYaA==:11P/4o5hGnK/zkwFgaBx9A==','nsbdJKqPRwd9EefPJc735w==:oYoQArc1D2v3mUAHXkXNAg==','\"1.Fraud has been identified by business team on 21-04-2025 against LO Baljit kumar Yadav/SF0072113.\r\n2.Complain team raised complain on 22-04-2025 vide complain number FN25-26-00300 respectively.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.31300.\r\n4.LO Baljit kumar Yadav last working day from the branch was 23-03-2025.\r\n5.After verification done by Audit team out of 90borrowers physical verified & 50 verified through telecall) 28 borrowers were affected of Rs.91710.\"','2025-04-28','2025-05-08','2025-05-05 06:20:03','2025-06-26 17:22:20',NULL,NULL),(423,722,684,NULL,NULL,0,0,1,'2025-04-23','2025-04-23','2025-04-25',1,1,'KzTt9LBP9ccuW7fozBuTkQ==:6Es9jYpVxTxJQ9XtabUdOQ==','jehPb3CEs2T0mQrx4y/yWA==:osT2YMZxX4Hukw3EvOUGQA==','NeKKuZGoBviIO2RmHz68oA==:3gJY2AOB8xAEHO1KqDpK+A==','Complaint raised by borrower that she preclose her loan but still showing od. Post verification it is observed that an amount of rs.19751/- collected by borrower but the same was not posted in fimo out of that rs.14400/- post month wise and rest rs.5351/- kept in his pocket.\r\n','2025-04-28','2025-05-08','2025-05-05 06:21:17','2025-06-26 17:22:20',NULL,NULL),(424,870,838,NULL,NULL,0,0,1,'2025-05-09','2025-05-16','2025-05-19',202,7,'Pf7mFqCbBR3/fpvikx9Isw==:La0iWuUehKJUrVzgDNC4Ug==','nz1n3WdQ5VJpmYQwhevotg==:uIyxqJBZE1mDzOkAdeXIig==','KAVnNWG9vgPk3JTAlyqbfg==:dVf24F19WmPPXGqdAVNHGg==','\"1.Fraud has been identified by business team on 17-04-2025 against LO Rajesh kumar/SF0088082.\r\n2.Complain team raised complaint on 17-04-2025 vide complaint number FN25-26-00350 respectively.\r\n3.At the time of Complaint raised 1 borrower was affected of Rs.12700.\r\n4.LO Rajesh kumar last working day from the branch was Transfer from Runi Saidpur Branch to Motipur-2 Branch on 23-04-2025. \r\n5.After verification done by Audit team out of 202 borrowers physical verified & 105 verified through telecall) 07 borrowers were affected of Rs.31753.\"','2025-05-01','2025-05-10','2025-05-05 06:24:13','2025-06-26 17:22:20',NULL,NULL),(425,907,894,NULL,NULL,0,0,1,'2025-05-21','2025-05-21','2025-05-22',3,3,'/hnnx/PW870LOvxKoGMEJA==:8MhuVivGOwedjJ2+9/Bb9Q==','O9Jbd2znnWiVUq2HsQZw+A==:Uab666Tm8fWP+PUPzojbsw==','7/PgHiZn3Ay9Spm2gWi2rQ==:KbdkGxns9MUJDcrSM9eXmQ==','As per complaint it is observed that LO Praveen Kumar/SF0082386 collected Rs. 7960 from the 03 borrowers but same was not accounted in the FIMO.','2025-05-01','2025-05-10','2025-05-05 06:24:58','2025-06-26 17:22:20',NULL,NULL),(426,928,888,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',200,51,'rvfrqf7uQBRgkzUGBDhn2A==:caeHVHW4G8bqLPBLr8kClA==','Rdmv8ZwG6+Z4TGvOmVCJwQ==:DMc424j6mEBs0vVmkA9j+g==','f12M/GoAIVBS3enwJOLWXw==:SANy9k97SiV45ZzR0sspUg==','As per complaint raised by the business team, Post verification it is observed that BM Gautam kumar/SF0048659 collected Rs. 566789 from the 51 borrowers but same was not accounted in the FIMO.','2025-05-01','2025-05-10','2025-05-05 06:25:42','2025-06-26 17:22:20',NULL,NULL),(427,970,973,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',959,54,'BE4Mbj58F6hAigHsIqNqlg==:NZK0an8j78zRXQqtL+4kHQ==','4yY01qMNw5iAdr/0V4e7Jg==:IhxljKaE7eFos56ebGHAQw==','viQyOOGuLZ4UpSWk3PT80w==:3T74/gfYHSzgrOss9KPLKA==','As per complaint raised against the BM Ankit Kumar/SF0063357, Post verification it is observed that he was collected Rs. 299990/- from the borrower but same was not accounted in the FIMO.','2025-05-01','2025-05-10','2025-05-05 06:27:25','2025-06-26 17:22:20',NULL,NULL),(428,971,972,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',145,4,'+C6MVVmL2upSvnpgj1zeKg==:au9/9fy5uCUjY0GGhmx5eQ==','YwVXhPK5sN6jdslXuC4/Yw==:KDt+6KZ4dVokEkPu1NYf+A==','b84H8w/7Wzx9MogWqghzUg==:r6HSLo7LDu94RoWxHCBVRw==','As per complaint raised against the LO  Vikash Kumar/SF0079908, post verification it is observed that he was collected Rs. 20770 from the 04 borrowers but same was not accounted in the FIMO.','2025-05-01','2025-05-10','2025-05-05 06:27:55','2025-06-26 17:22:21',NULL,NULL),(429,974,971,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',150,41,'LLlxFTN/1j059yOAOJFtTQ==:vuMimY4dlhZEsdx47+tbig==','aijK4z6zh0v3A4knJAqpTg==:QpVpSZRrT5KYQU50hl6OSg==','ziZRtOKa1b2DdQfAKKEung==:4ClVpqiBV/FNFpziZhyo1Q==','As per complaint raised against the LO Suryakant Kumar/SF0081161, post verification it is observed that he was collected Rs. 381449 from the 41 borrowers but same was not accounted in the FIMO.','2025-05-01','2025-05-10','2025-05-05 06:28:25','2025-06-26 17:22:21',NULL,NULL),(430,1011,960,NULL,NULL,0,0,1,'2025-05-12','2025-05-20','2025-05-22',209,6,'f6l6E+aZxfu4YAKn4nFmzA==:DDWOE+mgoe9Jm909uVdiWQ==','dSFmHM15Kez07kaWkgryQg==:iPHdTE1vtGgYLyI8twJE1g==','ycD4tbfC3MEdw+fAeozsaw==:nJk4ODSSPcWcBFNwfgOT0g==','\"1.Fraud has been identified by business team on 24-04-2025 against BQM Chhotan Kumar/SF0067550.\r\n2.Complain team raised complain on 30-04-2025 vide complain number FN25-26-00411.\r\n3.At the time of Complain raised1 borrower was affected of Rs.78671.\r\n4.BQM was Transferred on dated \r\n5.After verification done by Audit team out of 209 borrowers 06 borrowers were affected of Rs.79680.\r\n\r\n\"','2025-05-01','2025-05-10','2025-05-05 06:28:59','2025-06-26 17:22:21',NULL,NULL),(431,642,585,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-05-05',0,0,'a4uwA1hyFgh/6ZI0aR/aQQ==:VLXXajOZPxeclxCs4aP1BQ==','EwkptvSlPrjidCtaGn7gmQ==:cb1fTGDLHEosrQLTRNF30g==','mS9ELn2+JJFC9JjOsBxPHQ==:awkEXiBkmwhuVlA5YKfpqQ==','An amount of Rs. 27,774 was posted under a member\'s account at the Khadda branch by the Branch Manager and the Branch Quality Manager, and it was authorized accordingly. However, there was a cash shortage in the branch. The next morning, during a visit by the VP Sir, the discrepancy was discovered during the inspection. The shortfall amount has since been recovered.\r\nAnd this amount has been equally divided between both of them, with half posted under each of their BM & BQM.','2025-04-24','2025-04-25','2025-05-05 06:48:13','2025-06-26 17:22:21',NULL,NULL),(432,641,586,NULL,NULL,0,0,1,'2025-04-24','2025-04-25','2025-05-05',0,0,'cH1a666UuRdKWRL60BnA3g==:XUHum/RxGhIEb45v3KM/7Q==','JxQjSPiksfpTytCmCA0qZQ==:E1Oo9UduCSNGvTLOmY5A/g==','wHpBXoovHjOFqB23B80abA==:3ngxJV6Qx7om29RaOhM/pw==','An amount of Rs. 27,774 was posted under a member\'s account at the Khadda branch by the Branch Manager and the Branch Quality Manager, and it was authorized accordingly. However, there was a cash shortage in the branch. The next morning, during a visit by the VP Sir, the discrepancy was discovered during the inspection. The shortfall amount has since been recovered.\r\nAnd this amount has been equally divided between both of them, with half posted under each of their BM & BQM.','2025-04-24','2025-04-25','2025-05-05 06:49:27','2025-06-26 17:22:21',NULL,NULL),(433,1070,994,NULL,NULL,0,0,1,'2025-05-03','2025-05-12','2025-05-12',95,2,'51Wf00dr2aBM541KuqbDbw==:6RDml13cJY7JcCHOrgeDZA==','PvCDm1npLUMmd7uRUJobAA==:gdSI6tk2E8dCghlIe/lEDg==','jCvyis8kcxJSY5cKEwWDjw==:OconOUgeZgl9JCKfkJE6VQ==','Loan Officer Atul Yadav/SF0044829 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the names of 02 borrowers for the amounting to Rs. 34,240/- based on the evidence available.\r\nTotal Fraud Amount- Rs. 34,240/-\r\nAmount Recovered and accounted in FIMO - Rs. 0/-\r\nNet Fraud Amount to be Recovered - Rs. 34,240/-\r\n\r\nNote: Complaint pertains to Jabalpur Branch but the branch name is updated in the DAPS as MP3479-Shahpura (Bhitoni). Mail escalated to HR and DAPS Team on 05-May-2025 but the branch name is not corrected in the DAPS till Today i.e. on 12-May-2025 (Report Publishing Date).','2025-05-03','2025-05-12','2025-05-05 06:58:43','2025-06-26 17:22:21',NULL,NULL),(434,1085,1079,NULL,NULL,0,0,1,'2025-05-03','2025-05-14','2025-05-15',95,23,'e6Ayo8ZfX/h9f+pXGcvwtQ==:Nu6gasddRCxZe9qYFNtTCA==','964PngbZ93Bgy8R4i2jsig==:YJ+vgxL9jq0Uuxh3MBygsw==','2bSxSPabiKARXdrnD6cHyA==:oFh08PGLo41eJvf6n6j6gw==','Customer Retention Associate Rahul Rajput/SF0080860 was found involved in collection and pre-closure amount misappropriation (Collected EMIs and Pre-closure amounts but not posted to concerned borrower accounts) on the names of 23 borrowers for the amounting to Rs. 2,33,327/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 2,33,327/-\r\nAmount Recovered and Accounted in FIMO = Rs. 8,4,20/-\r\nNet Fraud Amount to be recovered = Rs. 2,24,907/-\r\n\r\nNote: Complaint ID FN25-26-00461 belongs to Sultanpur Branch but the case registered in the DAPS under the branch name of Raisen/MPGL0843. The same was escalated to DAPS Team and HR but the resolution not yet done in the DAPS. Hence, the report is publishing under the branch name Sultanpur Branch. The LO has conducted the fraud in Sultanpur Branch.','2025-05-03','2025-05-15','2025-05-05 07:01:08','2025-06-26 17:22:21',NULL,NULL),(435,1141,1086,NULL,NULL,0,0,1,'2025-05-05','2025-05-19','2025-05-19',253,1,'2HY0/mRDk5Kx8cq42+yCpA==:Xv4amA3FZSkcchKwNRpHxQ==','fASSTj4big8BPFdPp4otGw==:jNODF3Xbj7ZzasdsDFRpTA==','fiJayHSY91D/EkLBGqfW0g==:CYzlt1ohkLKYAH4sLFGwEQ==','After caseload verification Rs 2240/- misappropriation of cash observed and also LO did FIMO recovery entry Rs 2240/- on dtd. 02-05-25','2025-05-05','2025-05-10','2025-05-05 07:25:43','2025-06-26 17:22:21',NULL,NULL),(436,1084,999,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-20',200,7,'0M9jb/doSJw6Omv/S4Pkrg==:oDYBj1gQ5P6SElk13/Mo3g==','Wpxlrb2kyO0Tx9TkW+EXGQ==:QCMRrUcaqU8q0+arhKeN6A==','z2WCKuyH1bGbAk9uk2H0aQ==:mL+5JKNsIP9q/dDe/IWBxw==','CM/ Kumarswamy L N /SF0034735 was collected total amount of Rs. 13,0267/- and recovered amount of Rs. 50,614- and remaining amount of Rs. 79,653/- is pending for recovery.','2025-05-12','2025-05-15','2025-05-05 07:28:08','2025-07-16 08:57:40','Collection Misappropriation','Preclosure misappropriation'),(437,1136,1084,NULL,NULL,0,0,1,'2025-05-08','2025-05-12','2025-05-24',77,2,'SfMG0ngMnr4PXnhw45IYjw==:ICJZd8TEV7bFBE07i97dCQ==','G3ostyNipPsElnhB0gK00A==:zLhp3ofJKBdLb5M/YH4f/Q==','mHDs9SqhuY0nrR2ovN9mhQ==:Ji6nra01tUpCqaaic/mRJQ==','During the Fraud investigation, we found that LO Pavan Kumar Mahura/SF0095798 embezzled in   Collection amount  from 2 borrower. and the same was not posted in FIMO by him used for personal purposes. \r\n\r\n(Total fraud amount of Rs. 8020/-)\r\n(FIMO Posting amount of Rs. 810/-)\r\n(Pending for recovery from the employee Rs. 7210/-)\r\n\r\nCurrently Pavan Kumar Mahura/SF0095798 has been Absconding from the branch on 27-Mar-2025..','2025-05-08','2025-05-12','2025-05-05 12:19:23','2025-06-26 17:22:21',NULL,NULL),(438,1156,1080,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-23',203,12,'gf7DPbUGpLGkZelaDkmh4w==:kWEyzXU2DQv9qUeVz7/B2g==','sEJR82Ok8hEiHLbyRy+QBg==:SAry8cfbutVREAxF8WmmsA==','QOFG6lPV9nuvO7HSPVGzfg==:S9gGJohhEgEAsimIpqFOTw==','The conclusion of this investigation is that Loan Officer Praveen Kumar/SF0093257 collected Advance EMI amount of some borrowers at different centers in different dates but did not update that amount in FIMO and he was terminated datd 17-April-25.\r\nMisappropriation amount details are as below -\r\nGross fraud amount -  ₹ 33720.00\r\nRecovered amount - ₹ 16900.00\r\nNet fraud amount - ₹ 16820.00','2025-05-01','2025-05-05','2025-05-05 12:20:02','2025-06-26 17:22:21',NULL,NULL),(439,521,494,NULL,NULL,0,0,1,'2025-04-29','2025-05-02','2025-05-08',30,4,'m+xiVEtqWwYTC3SD3t24Yg==:EnGmFgXiE4VCMwuXSgEv9g==','KbHD0rxcnjAuKncs032k6A==:aNww2PE6kMbJhrvAHRwPnw==','efBD2Le0JkjRT5pTQi1O3g==:DVwRzWvb0XMw4NBTB5iFiQ==','LO Santosh Prasad Gupta/SF0089356 collected 1 Disbursed Amount Recollected amount of Rs.35000/- and 3 loans EMI amount of Rs.7121/-,  and 1 loans Preclose amount of Rs.10000/- Loan officer does not posted the collected amount of Rs.52121/-but only updated in FIMO Rs.15800/-\r\nTotal fraud amount not recovered from LO of Rs.. 36321/-','2025-05-01','2025-05-05','2025-05-05 12:23:08','2025-06-26 17:22:21',NULL,NULL),(440,472,407,NULL,NULL,0,0,1,'2025-04-29','2025-05-03','2025-05-11',102,1,'//CheNr/fTNTVIzAPmDSlA==:E3Zo7sqIuxuQ5/rxvteV7g==','nb95Us/5if0ndPCdTtfDkw==:UljFYbRtCc/XTeEh+1zRAg==','uiULtB7nW0p9re64xGTCNw==:eJPandwqf+d4qoF4pyeFKQ==','The conclusion of this investigation is that Credit Assistant Santosh Kumar/SF0090490 collected EMI,of One borrower at One centers on date-24-oct-2024 but did not update this amount in FIMO.\r\nMisappropriation details are as below -\r\nGross fraud amount -  ₹ 670.00\r\nRecovered amount - ₹ 00.00\r\nNet fraud amount - ₹ 670.00','2025-05-21','2025-05-26','2025-05-05 12:27:09','2025-06-26 17:22:21',NULL,NULL),(441,368,365,NULL,NULL,0,0,1,'2025-04-28','2025-05-07','2025-05-09',119,25,'cKfLWwQFPCQZWwGEdfWeUg==:adzQrf+cCWW9gBWWSkMn+A==','0sflZ7r8mhagtarsbihcWg==:k1gQnpxgJSi1g0c/HMzOeA==','GvLpXGTYwYopJRGQjgHeSA==:0TP1RXoPwpQ40CCTdzPhmQ==','LO Princ Mani SF0088920 collected EWI amounts totaling Rs.89759/- from 23 borrowers and pre-closure amounts totaling Rs.22937/- from 2 borrowers, making a total of Rs.102586/-. However, the loan officer neither posted the collected amount in FIMO nor handed it over to the branch.','2025-05-01','2025-05-06','2025-05-05 12:27:58','2025-06-26 17:22:21',NULL,NULL),(442,1037,1095,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'Lx+I5gOq/wOsWDsVktfQoQ==:cfVP30zDMTf2w441Z5lN4A==','MVbs7PuzFlZy67aR85DX1Q==:Vuv60GR69rsDVyYs4RAf+w==','3CVDU0d9bcFO62EvmtkBLA==:DvCwitmbYeduzQwzaHPJ7g==',NULL,NULL,NULL,'2025-05-05 12:49:04','2025-06-26 17:22:21',NULL,NULL),(443,1054,1094,NULL,NULL,0,0,1,'2025-05-02','2025-05-06','2025-05-08',142,6,'DrWTZcWTytuqJm9/bU5kQw==:rBA2TCq7BUa2qRqi09Mi9A==','sStMwWgJIu7XcgArdePeSw==:OgSoXxXOD/oI+Ut24LLOjA==','6ofcAva3vGtsDzNjcBZLQA==:WX3m1kUBpn8+rjopRZds9g==','Loan Officer Dinesh Suryavanshi/SF0090000 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 06 borrowers for the amounting to Rs. 19,850/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 19,850/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 19,850/-','2025-05-02','2025-05-15','2025-05-05 12:54:16','2025-06-26 17:22:21',NULL,NULL),(444,1166,1097,NULL,NULL,0,0,1,'2025-05-05','2025-05-07','2025-05-08',124,2,'lBWwSdTdiR7A4R5aRdYz6A==:eoGVah/5qMiDX7zqCxxwJA==','CcrwkVXKlAw0Lhn+Uu8u8w==:y0DnSx2eaNFgVrzOiFxVCQ==','BvmOpqYg8V61DOtj5uIKmw==:JpjGj+SXTfQpAMVwJu9wFA==','As per the complaint, audit team verified the field and observed that loan officer Aashish Mandal/SF0094156 had embezzled 2 Borrowers’ Loan Instalments total amount of Rs. 6900/- and out of that Rs. 2,500/- accounted in FIMO. Now total of Rs. 4,400/- is yet to be recovered from the alleged employee.','2025-05-05','2025-05-20','2025-05-05 18:27:00','2025-06-26 17:22:21',NULL,NULL),(445,1119,1078,NULL,NULL,0,0,1,'2025-05-12','2025-05-24','2025-05-26',150,7,'fO3oRjSrMq8khH4wSeJbLQ==:ntUSwh0G1olfTKmQNnDi/A==','u8WBKFxVg5Rht3cIVbAnXw==:ll/97Ue+HCfxrutF+iaDog==','j7xj2/yyjEMlQxyQF0WKQw==:l9rDBWr0seGVnyGkSnYWYw==','During field verification observed, CRA Bablu Kumar Singh(SF0078780 ) had embezzled 07 Borrower’s Collection Amount of Rs.111500 /- and out of that Rs. 21,280 accounted in FIMO as EMI basis and now Rs. 90,220 yet to be recovered from the alleged staff.','2025-05-03','2025-05-17','2025-05-05 18:27:34','2025-06-26 17:22:21',NULL,NULL),(446,1118,1048,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'m23PY9o/kEa3/L+3zeFASQ==:3zIJTfA5QC2xKpZGYMdyqA==','BBvxzvE2Op5RbvD/WxP5ag==:nTcgPj/Ip7tNXrvMEZnjCA==','JXDkek4F3rWl2mHuSJ33yg==:itvKIfucpPG7dVOHhZ/q+w==',NULL,'2025-05-03','2025-05-17','2025-05-05 18:28:04','2025-07-31 07:40:07',NULL,NULL),(447,1117,1049,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-19',122,1,'Ytq4SbTNYWPq7Wva9pI0FA==:1ZtSMMgem33wvUSoYsu87Q==','Nb08RFlaOZ3mCTW7+zm52Q==:zj8FmzwSL0T7cjdDpMZhug==','G0/f5rV07t0OJFzPqBjerw==:RKDWPzi/3lpoFCjOB26RgA==','During field verification observed that loan officer Pankaj Kumar Saha/SF0059395 had embezzled 01 Borrower’s collection amount of Rs. 3,350 /- but the amount he returned to the customer and the customer (as customer confirmed) closed her loan on 8-May-2025','2025-05-03','2025-05-17','2025-05-05 18:28:51','2025-06-26 17:22:21',NULL,NULL),(448,1073,1050,NULL,NULL,0,0,1,'2025-05-12','2025-05-20','2025-05-22',160,26,'oaTwTg4JayKCRfjqj9T5iA==:QAxu5/05Y/vfOJILNFAX9A==','ZEvp4pMiC+P7uzC72Q1cRA==:NsjxWoBcvm016EBY58Q9Kg==','JzKCqpFSW5xbwBp9LBRVOg==:Vfh8w2FOLZ2zWlKGlKc0fg==','During the field visit identified that Loan Officer Subhash Kumar/SF0096071 had embezzled 03 Borrower’s Loan Pre-close Rs. 20,349, and 12 Borrower’s Loan Instalment Rs.43,230/- and 11 Borrower’s Loan Advance Collection Rs.47,910/- not updated in FIMO.','2025-05-01','2025-05-20','2025-05-05 18:29:19','2025-06-26 17:22:21',NULL,NULL),(449,1057,1047,NULL,NULL,0,0,1,'2025-04-30','2025-05-07','2025-05-09',142,6,'nEOsOrW64juTWK8d0QbeKA==:TAebrpGDkQ4Rh4e+mqpJYg==','VEV++7CjnzHQNJDMMmHV2A==:j/A/Pt2xtoylC+/pkE+jig==','Jfb2ZWwNDH9DQ7fQNS6j/w==:huwSmXMmNbUaZGGAu5zWnQ==','During field verification, it was observed that Loan Officer Nitish Kumar Dubey /SF0083245 had embezzled Rs. 34,409  from the total installments and advance collected from 6 borrowers. but , only the amount of Rs. 6,730 was accounted  in FIMO as EMI basis, and the rest amount of Rs. 27,679 was not reported.','2025-04-30','2025-05-19','2025-05-05 18:29:50','2025-06-26 17:22:21',NULL,NULL),(450,1161,1089,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',113,1,'Tglqbcu7vOD/U0LTZ8gqAg==:BotDY0J9QeRu38GC3TFXaQ==','ToYetlG3JvVx47Zd3Jrpvw==:FJwN+3Ax+yKggEgDmk9AoQ==','aH5znY760AzfpX8WRm2boA==:unW6kTEcQZHg4lzDvA+/iA==','\"Verification was completed regarding the complaint against LOSamadhan Nagu Avhad/SF0070630 for the misappropriation of Rs. 3460/- of 1 Borrower.','2025-05-07','2025-05-15','2025-05-05 18:43:32','2025-06-26 17:22:21',NULL,NULL),(451,1030,1096,NULL,NULL,0,0,1,'2025-05-02','2025-05-19','2025-05-19',145,7,'Ij5O2/sfvQpx/IQYvQDxxw==:4So0DN2L3BQPL0sH+e0VVA==','77vjM/uXVXKl50z9lakX0w==:4Wy4vqJ64B59VV6vbD/Jgw==','pdHBwl5R9dGRBNRN9YiBkQ==:6rund2i1CkmG5YgLITBGwg==','Loan Officer Deepak Varma/SF0081223 was found involved in collection & Pre-closure misappropriation (Collected EMIs and Pre-Closure amount but not posted to concerned borrower accounts) on the names of 07 borrowers for the amounting to Rs. 53,440/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 53,440/-\r\nAmount Recovered and Accounted in FIMO = Rs. 12,070/-\r\nNet Fraud Amount to be recovered = Rs. 41,370/-','2025-05-02','2025-05-14','2025-05-06 04:47:50','2025-06-26 17:22:21',NULL,NULL),(452,1091,1092,NULL,NULL,0,0,1,'2025-05-05','2025-05-20','2025-05-21',350,15,'sxHLpCn9m5yfk9Xv/y+igw==:uofOWajn6PR5bws9mhb8XQ==','Qw/ZEHRTXnHc/K51wm/wRg==:y7y28lX3bIeGIa7BvprYVA==','a7I19JhuvIfCm5S+txMWXw==:FsXZ7oF5dcYDC16VKnzcPw==','Loan Officer Aman Mandloi/SF0076387, was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 15 borrowers for the amounting to Rs. 2,31,116/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 2,31,116/-\r\nAmount Recovered and Accounted in FIMO = Rs. 5,570/-\r\nNet Fraud Amount to be recovered = Rs. 2,25,546/-','2025-05-05','2025-05-15','2025-05-06 04:50:06','2025-06-26 17:22:21',NULL,NULL),(453,1083,1093,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-12',106,13,'e3vgnknynQ8rgukSBNhmKw==:xCPU4mrDaFoAct7GCEP3oQ==','JQ1niIYNZ64frLoKtst2EA==:1aXVRazO9dHGihM8hp5KEg==','Il7wRvnG/jHpNgBQqoFfug==:+VbEWU2iLMOOI+p2hGQ4aw==','Loan Officer Aakash Nayak/SF0072726 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 13 borrowers for the amounting to Rs. 39,860/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 39,860/-\r\nAmount Recovered and Accounted in FIMO = Rs. 1,300/-\r\nNet Fraud Amount to be recovered = Rs. 38,560/-','2025-05-05','2025-05-15','2025-05-06 04:51:03','2025-06-26 17:22:21',NULL,NULL),(454,1005,1076,NULL,NULL,0,0,1,'2025-05-22','2025-05-23','2025-05-23',1,1,'9ZmwLDZUHvN3vGmAFrxj/w==:PwpsXDEzakQZBNktMvhbKg==','nQni9tZO+s+yeeEjXdVxDQ==:WdZIgBdvv48Rt4LUJutLTA==','zLj2KX5SAduNPH3WCX6b1Q==:+qunbiX8gky3bqrc2Nn/DQ==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-03','2025-05-10','2025-05-06 07:12:13','2025-06-26 17:22:21',NULL,NULL),(455,1017,1102,NULL,NULL,0,0,1,'2025-05-03','2025-05-07','2025-05-10',3,3,'Ids9HfMFWZNkapyyPlMs2w==:kjuyu8Mntk3T5s9bL5+5vg==','OnOXhZ6ZGS3+Ozq2yqtmiw==:zc1kY48rihOz2n/Dcdh4Xg==','6/NbJiez1U4MZ4FcTjG1fA==:a5ElUMXCGn05zsI1Chnh/w==','Employee Involvement is there.\r\n','2025-04-29','2025-05-05','2025-05-06 07:14:56','2025-06-26 17:22:21',NULL,NULL),(456,1044,1075,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-21',1,1,'gxxEXhoUqAmi6gAYqqf+Ew==:J9zM3gT1OfJYn6M5tPlQRQ==','r2DGWsVH63U6ch+nbuHfgw==:6pWCMc43eCO6IVtYBzJtdQ==','7mofXuFW7YoUinEjVvyl2A==:t64h5BSLQGj30UM/f34QCA==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-05','2025-05-20','2025-05-06 07:17:20','2025-06-26 17:22:21',NULL,NULL),(457,1169,1106,NULL,NULL,0,0,1,'2025-05-07','2025-05-12','2025-05-25',69,3,'hF7MpEvZoqKQ7+DS/q6kbg==:1ZQIGWyz3Y/m6lCKuZXXWg==','/vjKzYrDASfyfkgiRwntWg==:rrnYteLrloaY/XU102CD0A==','lbLiSKObY7QsvYuWfx5l/g==:vGRZazjFpzYKLZr5KLoR+Q==','\"The conclusion of this investigation is that LO Arbaz Khan/SF0085524 has colleccted pre closure amount from 3 borrowers but did not post this amount in FIMO further he paid some EWI of cocern borrowers mentioned in the report.\r\nFraud details is as below \r\nTotal fraud amount - Rs. 52898.00\r\nRecoved amount - Rs. 3020.00\r\nNet Fraud amount - Rs. 49878.00\"','2025-05-07','2025-05-10','2025-05-06 07:25:05','2025-06-26 17:22:21',NULL,NULL),(458,1138,1072,NULL,NULL,0,0,1,'2025-05-05','2025-05-26','2025-05-28',248,48,'x7MFctsBqGAg9S+lNwsh8g==:3ErKq9nMVxybUin2Gk14tg==','Wg5tMwgVa9QfHDZoIrQV7g==:OhKhzKXMfpsyyDpvOLfBeg==','jj/KbK8w+aWWnPS6AYwL+g==:0iV3v6vwJNlAr/YLlPhphg==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-12','2025-05-20','2025-05-06 16:16:59','2025-06-26 17:22:21',NULL,NULL),(459,1153,1112,NULL,NULL,0,0,1,'2025-05-08','2025-05-20','2025-05-22',149,1,'dluOwcfTnYKulBtpHtignw==:/umoXhjasY0ZNuteafX6kA==','KVn9rSQ904cCWik/rNczoQ==:Hrg8QnHJTNhmC7r93a8FfA==','yhBmbJmB6b0A8LRuB89mNA==:h80g7NxMNZJ4KbKH7Fr1+g==','During the post-investigation, it was found that Loan Officer 01-Borrower Loan collection was collected, but the entry was not posted in FIMO.\r\n','2025-05-08','2025-05-16','2025-05-07 02:55:49','2025-06-26 17:22:21',NULL,NULL),(460,1174,1107,NULL,NULL,0,0,1,'2025-05-08','2025-05-20','2025-05-22',130,6,'7bdY9k0J0oEBBlrCfybMwg==:/DJe+g1wuYQEqdq58BDX2g==','Ha1/9r69H9ux8PFXceLAIQ==:lH94s30L24oL8qy1BZwpgg==','mubRecD1zqsUGeLMjALiJQ==:yGd6KS6hN9GmX0Dd7BNM2A==','During the Fraud investigation, 5 borrowers fraud found.','2025-05-10','2025-05-20','2025-05-07 02:56:21','2025-06-26 17:22:21',NULL,NULL),(461,1178,1108,NULL,NULL,0,0,1,'2025-05-14','2025-05-23','2025-05-24',137,23,'3wFbv+fvfoD/UTWdlzWYqA==:W1sZ18vH5MkHs6QLlSI8mw==','uL9ud7KPQwk0LpW6IjRr0g==:JIHOpu02FH9K/7qxJS47mQ==','yws41ZSUM4vo43yIFMfXcA==:UH9UiVEYwTv1yAR6IsjneA==','Total Fraud Identified Rs 161572 & Posted in FIMO Rs 9570/-. Net fraud amount of Rs.152002/-.','2025-05-12','2025-05-16','2025-05-07 04:39:26','2025-06-26 17:22:21',NULL,NULL),(462,1183,1114,NULL,NULL,0,0,1,'2025-05-06','2025-05-07','2025-05-08',177,12,'6jp/g4mJrhkRh7L4w7qvrA==:JC9WVYbX6cW9dkVwlVtY2g==','9fj23yMvBJA1vVZp9B8hLQ==:848+9+PbMVPHQUil/vFEBw==','D1BukTIbJaJX2Gn8hV24Jw==:Mx1BlLXqrKWnenpp9lX1yQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 32,870/- has taken place. Specifically, the Loan officer,  Pankesh Kumar(SF0072194), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 12 borrowers, amounting to Rs. 32,870/- and again failed to record these transactions in FIMO.','2025-05-07','2025-05-08','2025-05-07 05:02:26','2025-06-26 17:22:21',NULL,NULL),(463,1192,1113,NULL,NULL,0,0,1,'2025-05-06','2025-05-09','2025-05-10',139,6,'GkCdhE+aLqpb/twbJ6D47w==:MKG4r924cSHssdCrfwskdA==','prmDEZcPtst2+LQwHve/Mw==:X9vacj0eO9zj2TZmBwlTAg==','DlyPCrUgQmIv3kl02vMw3Q==:hm3TbhqTKO7oz5qGHI7IQQ==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.24,930/- has taken place. Specifically, the Loan Officer Manoj/SF0091676 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 6 borrowers, amounting to Rs. 22,130/- and again failed to record these transactions in FIMO.','2025-05-07','2025-05-08','2025-05-07 05:02:43','2025-06-26 17:22:21',NULL,NULL),(464,1165,1120,NULL,NULL,0,0,1,'2025-05-14','2025-05-19','2025-05-19',60,2,'ZSNVos7uTEwdaWQY4nYI9Q==:vO4R8jdBbKQ3HC2F3kVoqA==','B10xoS2fGoMmFPhFBqbCqQ==:V21BboG3cyGTrW4jDGB24g==','J8dLGXKCDoSYa/+2sZYLIw==:F+ZbguhAm8FbDsyLzHBeAw==','During the Audit we find out that Total Fraud is RS 29,860/-,Net fraud is RS 4910/-.','2025-05-07','2025-05-12','2025-05-07 05:43:17','2025-06-26 17:22:21',NULL,NULL),(465,1175,1116,NULL,NULL,0,0,1,'2025-05-19','2025-05-29','2025-05-31',85,24,'Ym1OHSmU/84MHVd9Qy6q2w==:XN4HG/lKkHU+E3duejO6KA==','IP5E9edBeuScFWYmGEeH7g==:UpP9SJbOAh2QFRLvdFx5hw==','R2Qvq0/CwbSW70Z6WJbV4Q==:lxNRzl6qWqZ2FrAfO6fGYQ==','\"Complaint raised by branch side against LO Premjeet Kumar/SF0092424. Post verification of total 85 borrowers identified 24 borrowers are affected on it amounting of rs.61510/- out of that rs.9380/- recovered and posted in fimo by him and rest the final fraud amount is rs.52130/-.\r\n\"\r\n','2025-05-08','2025-05-12','2025-05-07 05:53:09','2025-06-26 17:22:21',NULL,NULL),(466,1179,1133,NULL,NULL,0,0,1,'2025-05-06','2025-05-10','2025-05-12',86,1,'Ix9wQLepKvkoGUrDMGExBQ==:ITQb/03zNTINifQYvTVYig==','RpiCNJAKAnzXc5M254m1aw==:vELEvmehQrb1YmOhL1193Q==','BiY+/5JCmk7PTQcoR8xjnw==:P7bzv6CMCufrKN/aiYv0vQ==','During field verification, it was observed that loan officer Pankaj Saha Roy/SF0085803 had embezzled Rs. 2,080/—from 1 borrower\'s collection amount, but only Rs. 520 was accounted in FIMO..','2025-05-06','2025-05-24','2025-05-07 10:31:56','2025-06-26 17:22:21',NULL,NULL),(467,1189,1127,NULL,NULL,0,0,1,'2025-05-06','2025-05-11','2025-05-13',97,11,'QIyBKJjGZfNiYPIOZ5ePng==:YwvMFZKB5kpM6xNibSJt4A==','lp6zKXEz5Lt+vvGFk7YNBQ==:DcGqhqBiVYNQtBAZoU4S+Q==','qwYqlKx63tbimEv3dNo+7w==:GLixWp5ZqbHEHrv7lByc/A==','During field verification, it was observed that loan officer Rinku Roy/SF0079064 had embezzled 11 borrowers’ collection amount, advanced collection, preclose amount and commission amounts totaling of Rs. 1,30,900/- and out of that Rs. 26,920 accounted in FIMO and now Rs. 1,03,980 yet to be recovered from the alleged staff.\r\nWe have collected loan cards, Digital Payment copy, and borrower-written statements as evidence due to fraudulent staff has destroyed the pieces of evidence.','2025-05-06','2025-05-24','2025-05-07 10:32:48','2025-06-26 17:22:21',NULL,NULL),(468,1004,1104,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-19',157,15,'pR21hOxBnXx+vCY4qjaIrA==:MA7cGuUJiD93zd1m4ozj2A==','qAFbXy6FnAykWWy8N9RZCg==:oDgKyG9abm/m9u6oAupuaw==','4cT9p0az5TTgwk2mERG60g==:H+OS/ypE3N0lL0jaJAANnQ==','During field verification we observed that Loan officer Jitendra Paswan/SF0091443 had embezzled 15 Borrower’s Loan Installments, Advance Collection & Pre-Close amount total of Rs. 79,286/- and out of that Rs. 6,370/- accounted in FIMO as EMI now remaining amount of Rs. 72,916/- is pending for recovery from the alleged staff.','2025-04-29','2025-05-17','2025-05-07 10:33:23','2025-06-26 17:22:21',NULL,NULL),(469,1163,1103,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-19',93,1,'k7jpDoYmzzEWC7aQNj1YFQ==:OLpfZNoHJgKnz0ffR8Us3g==','jQjsVsDJkXvb4P4rbFpuGw==:Bi//Zdvwll/6RzBHguXcxg==','uBWZV6YH2SpE/5dO5m2L7g==:QUzOR5CsTkabKJUC/dYvHA==','During field verification observed that loan officer Amit Das/SF0093513 had embezzled 01 Borrower’s preclose amount of Rs. 17,851/- and out of that Rs. 2040/- accounted in FIMO as EMI but rest of the amount of Rs. 15,811/- was not reported.','2025-05-05','2025-05-24','2025-05-07 10:34:12','2025-06-26 17:22:21',NULL,NULL),(470,1199,1146,NULL,NULL,0,0,1,'2025-05-12','2025-05-21','2025-05-23',161,9,'hc6hWbQFCT4tQbia+n7Xaw==:SCscaa4Bxdil+o7xZ+CFHg==','Uk3OtIl8T8vUiY8COLIcxQ==:tG6K8fu+9PxGxQrj6lexKA==','PWbtG/xr7KMksQEIxwJnqA==:bpKo4SPqZFWQdLYN5QrRcQ==','Verification was completed regarding the complaint against LO Sudhir Sambhaji Lone/SF0084465 for the misappropriation of Rs. 30800/- of 9 Borrower.','2025-05-08','2025-05-15','2025-05-07 11:50:42','2025-06-26 17:22:21',NULL,NULL),(471,686,658,NULL,NULL,0,0,1,'2025-04-28','2025-05-05','2025-05-08',297,2,'XWchvRbR42LDLHfhh17PRg==:V6saLKpk244x5pkvGhFOxQ==','Q7+THY/RIBrRnFLo5Mywsw==:VjAXlEw+15iReqa+vt1u1w==','J9U4OG0O1eDylvr7KWZ4sg==:H8pSqEht2h+gTHEEnqwfuQ==','During the investigation, it was observed that loan officer Rajesh Kumar embezzled the instalment amount of 2 borrowers of a total of Rs.19150/-, but only Rs.6750 was updated in FIMO.\r\nThe rest of the amount, Rs 12400 used for personal purposes.\r\n\r\nCurrently, the loan officer Rajesh Kumar/SF0068691 is suspended from the branch on 22nd Apr 2025.\r\n\r\nTotal Fraud Amount - 19150/-\r\nFraud Amount Recovered- 6750/-\r\nFraud Amount Pending to Recover- 12400/-','2025-04-28','2025-05-05','2025-05-08 04:04:49','2025-06-26 17:22:21',NULL,NULL),(472,834,808,NULL,NULL,0,0,1,'2025-05-05','2025-05-15','2025-05-18',278,9,'uKYfOF4RVyE9SdUAbFWJ2Q==:Mw2uSQXmpagvCDX9ik06Xw==','g1L8kQiz51a4n3VezYqnrw==:ae76H19Lx78GSk0wtEV60g==','xtmkn1ETtT620YUuUJcqoA==:qIonD+FeVn1QW5Y+H33UDA==','During the Fraud investigation, we found that Sanjay Kumar/SF0074594 embezzled in EWI Collection amount of Rs.40770 from multiple centre borrowers. In which he paid only Rs.3840 in FIMO. Rest of Rs.36930 he used for personal purposes. \r\n\r\nTotal Fraud Amount - Rs.40770/-\r\n FIMO Posting amount - Rs.3840/- \r\n Pending for recovery from the delinquent employee -  Rs.36930/- \r\n\r\nCurrently, the Loan Officer Sanjay Kumar/SF0074594 is Absconding from branch side - 16 April 2025.','2025-05-05','2025-05-10','2025-05-08 05:43:08','2025-06-26 17:22:21',NULL,NULL),(473,610,568,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-14',304,1,'TvrwjXf+IZiTK4f7dpKDqQ==:n6jGTbvw08YuRmXxbbSwJg==','MQTGm4p2zC5I+f11z/T7Fg==:eYLiBD78xrlp0D1Fv/BjfA==','ir9ijtSgi0MhU5mP3K1ELg==:kqTRIxCb7P+MCiLZYRRx1A==','\"During the Fraud investigation, we found that Loan Officer Sumit Kumar/SF0082392 embezzled in collection amount of Rs.8710 from 1 borrower.\r\n(Signature Available on Loancard) \r\n\r\nTotal Fraud Amount- Rs.8710/- \r\n Fimo Posting amount - Rs.00/- \r\n Amount Pending for Recovery- Rs.8710/- \r\n\r\nCurrently, The Loan Officer Sumit Kumar/SF0082392 transferred from the branch side on... 25/Mar/25 Shahjahanpur Branch.\"','2025-05-05','2025-05-10','2025-05-08 05:44:38','2025-06-26 17:22:21',NULL,NULL),(474,1228,1151,NULL,NULL,0,0,1,'2025-05-07','2025-05-09','2025-05-11',60,5,'Fs3wLFCiYhK5fK0HCB7kyg==:ltamIyy1z3cr6fB+FKdyFw==','/o+HW9QCnEMroH3FpZHT6Q==:oF25DIxca+jtPCcAK83dYQ==','7byeNurB9z6JXrUh65HMag==:WOYa3C2Q+Ln6JzeD5sjRWw==','Dear Team,\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 71,120/- has taken place. Specifically, the Loan Officer, Kamlesh Kumar Verma (SF0078333), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 5 borrowers, amounting to Rs. 71,120/-, which have amount of Rs.48,860 has been recovered and posted in FIMO, and the rest amount of Rs.22,260 has again failed to record these transactions in FIMO.','2025-05-07','2025-05-08','2025-05-08 07:58:51','2025-06-26 17:22:21',NULL,NULL),(475,1230,1148,NULL,NULL,0,0,1,'2025-05-10','2025-05-21','2025-05-23',129,5,'JCD2MNduLnVTIO2PfEHQAw==:r4wpi2FKO5XVnk3s/RTnEQ==','r9QDi5syEdB4qO3iHfoivw==:ZJo6RREdLPb+FfQGmCV6Xw==','yNQSpkNZTjvEftc3/7xqwQ==:sD2Ew/pUwSRxwAJHhrlF0Q==','During the field verification of LO-Sumit Ganesh Mahajan/SF0093949, 05 borrowers were found to have misappropriated their collections.','2025-05-12','2025-05-20','2025-05-08 12:32:31','2025-06-26 17:22:21',NULL,NULL),(476,1240,1160,NULL,NULL,0,0,1,'2025-05-12','2025-05-17','2025-05-19',147,1,'nxl9mTy4IcGoZV3tLY5PKQ==:Da2A1uPqswkFT7eUX0/ZJw==','8kqw1ueb7t7W2199brSSQg==:5jcLYFYqv9nnH8z0BS+w4g==','/GLM52FWydNJXR5AvIOFWw==:6rA29lweTJWfvV2w0ADuzg==','During field verification observed that loan officer Chandan Das/SF0098124 had embezzled 01 Borrower’s advance EMI amount of Rs. 2,240 /- and out of that Rs. 1,120/- accounted in FIMO and rest of the amount of Rs. 1,120 was not reportd.','2025-05-12','2025-05-29','2025-05-09 05:04:45','2025-06-26 17:22:21',NULL,NULL),(477,1001,943,NULL,NULL,0,0,1,'2025-05-02','2025-05-07','2025-05-09',199,1,'U9cEjXOzF9j2pQrE81tsjA==:ButtuhJn4h/L9udvX1Itsg==','2pi4YHRT8GEcczVNgwRcBg==:9ICnFBInyeiLH+boblUG2Q==','D/elKWklLcCoX9I5xP49jw==:aHF5wtgNsd38N5OyxFw9WA==','LO Vijay Shivaputrappa Kajagar was collected the installments amount total of Rs. 8,540/- from total 1 borrower and the misappropriated amount has recovered.','2025-05-02','2025-05-07','2025-05-09 06:26:29','2025-06-26 17:22:21',NULL,NULL),(478,1061,1176,NULL,NULL,0,0,1,'2025-04-30','2025-05-14','2025-05-15',115,5,'MeFJBe4jxR57rSXVzM5Wfg==:uFBMf6q4N9KAm61bv/wnDg==','/8ANbrwVHEdubaOQc3hhHg==:ItKDObE3KJcNgRAF0Qqh0g==','Cd7egVcmEHMS9yO3WJmFzQ==:8UZNFhHqoHe+F9iSazZClg==','After Case Load Verification we observed that Total Fraud amount Rs.96860/- and Total Recovery amount Rs.5850/- .','2025-04-30','2025-05-14','2025-05-09 06:53:19','2025-06-26 17:22:21',NULL,NULL),(479,1200,1150,NULL,NULL,0,0,1,'2025-05-07','2025-05-21','2025-05-23',360,30,'DVjd2N/VYxrrbYfL+fuHFQ==:ZgVD5uHchcV5ZNjtS7iMDw==','UQsud7/W/Iv0WsHuPrtp7g==:uu4SEvQaXhxTjN0jztg1DQ==','Ms2+ThjZTbfHAGsx5dy2Ow==:8btSAJ8g5cnALs8xw5zKxg==','Senior Loan Officer Prabhat Ahirwar/SF0070434 was found involved in collection & pre-closure misappropriation (Collected EMIs and Pre-Closure Amount but not posted to concerned borrower accounts) on the names of 30 borrowers for the amounting to Rs. 1,71,133/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 1,71,133/-\r\nAmount Recovered and Accounted in FIMO = Rs. 7,960/-\r\nNet Fraud Amount to be recovered = Rs. 1,63,173/-','2025-05-07','2025-05-21','2025-05-09 07:06:11','2025-06-26 17:22:21',NULL,NULL),(480,1196,1138,NULL,NULL,0,0,1,'2025-05-08','2025-05-20','2025-05-22',99,1,'8VhVw4LrIYRzwLl7Qec6iA==:Z9cE4VsMtVOHWzTKaBtLyg==','WZPkhIFbStUiC02CZNtwKg==:Ail39dbcTZ6TWTdCh6HnYw==','paY0JW6CzbTePy6VWoY1Bw==:qM+1DFQhUxj61qNvPqlr5w==','Branch Quality Manager Suraj Singh Songara/SF0055106 was found involved in Pre-closure misappropriation (Collected Pre-closure amount but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 22,720/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 22,720/-\r\nAmount Recovered and Accounted in FIMO = Rs. 17,000/-\r\nNet Fraud Amount to be recovered = Rs. 5,720/-\r\n\r\nNote: The complaint registered for the Mandsaur-2 Branch bearing complaint number FN25-26-00509 against the BQM Suraj Singh Songara/SF0055106 but the same is updated in the DAPS under the branch name as “MPGL1357/Shamgarh(Garoth)\".','2025-05-08','2025-05-21','2025-05-09 07:08:31','2025-06-26 17:22:21',NULL,NULL),(481,1250,1174,NULL,NULL,0,0,1,'2025-05-24','2025-05-25','2025-05-26',1,1,'yOsY1aypCm6vzKRPZ4nKMw==:KlpsCsYYZITSURRovFgk5Q==','vX934eRQ1zI+IfRaxGyzVg==:d5OvMVLSPpPsyfT/gGGiZQ==','zD5Eo3Q4I9JcJL7BsdwZFw==:Z2MQQ+dZ9aT+wdc9IvHxBQ==','CSS complaint nos. 61299 received and we verified in the field. During verification it was observed that loan officer Rajesh Soni/SF0041301 had embezzled the loan installment amount of Rs. 8220/- from 01 borrower and out of that Rs. 1797 accounted in FIMO. Now total of Rs. 6423 yet to be recovered from the alleged staff.','2025-05-12','2025-05-28','2025-05-09 08:11:50','2025-06-26 17:22:21',NULL,NULL),(482,1225,1147,NULL,NULL,0,0,1,'2025-05-12','2025-05-18','2025-05-20',73,6,'NBHLriZ/QSxHjDzUJ1kvcA==:byWd1RuZvAiJr2c8s1+fyA==','H2vMiAvMVr/FfGY8kG9ZJQ==:EE7F5dcWxUpdZBPGFgV3OQ==','mIzqakgkeWbiXiPf1N6m8g==:gjh8QGR7DOH/BCI+nrbSCg==','During field verification, it was observed that Branch Manager Dinesh Kumar Yadav/SF0048194 had embezzled 6 Borrower’s collection, Priclose and advanced collection amounts totaling Rs. 92,709/-. We have collected loan cards, Cash receipts copy and Digital Payment copy, and borrower written statements as evidence.\r\nA total fraud of Rs. 92,709/- was identified during the investigation, and out of that Rs. 26,240/- was recovered (accounted in FIMO as EMI), and now a total of Rs. 66,469/- is yet to be recovered from the alleged staff.','2025-05-07','2025-05-27','2025-05-09 08:12:18','2025-06-26 17:22:21',NULL,NULL),(483,1204,1124,NULL,NULL,0,0,1,'2025-05-19','2025-05-25','2025-05-27',163,5,'9ZMtTRpspUDqk5DxZTV4Cg==:elfZLogNI3QEyvbu8sQ3bw==','24/W8r9uy99nM7XdtWlp4A==:mJS7rSjvQs4gqYjehjHAsQ==','ybQ3NNtbC3XpZ1LjjGko+w==:itIGacsQBG+JX5mF36zFsg==','During field verification observed that LO Vivak Kumar Sinha (SF0063525) had embezzled 05 Borrower’s Loan Instalments & Preclose of Rs. 81,281/- and out of that Rs. 12,810/- accounted in FIMO as EMI and now total of Rs. 68,471 yet to be recovered from the alleged staff.\r\nWe have collected evidence from all 5 borrowers i.e., Digital Receipt, Loan cards and Borrower Statement.','2025-05-07','2025-05-25','2025-05-09 08:12:42','2025-06-26 17:22:21',NULL,NULL),(484,1203,1125,NULL,NULL,0,0,1,'2025-05-19','2025-05-25','2025-05-27',159,1,'cwgMZvyqFCu4ybW9Luh8OA==:a3BV8AINiq62O9xIvemBIA==','0S0kfHPCEYLhqlr80o5F2g==:/3l/w/5JMZ5oDrsFyESJZQ==','Y5AtsZPjLLdmq1huIb97JA==:pEV0CgWKMUweBPHGByA/jw==','During field verification observed that branch manager Pintu Kumar Das (SF0048857) had embezzled 01 Borrower Preclose amount of Rs. 20,300/- and out of that only Rs. 13,500 accounted in FIMO as EMI basis. Now total of Rs. 6,800 yet to be recovered from the alleged staff.\r\nWe have collected evidence from all 1 borrower i.e., Cash Receipt and Sub ledger.','2025-05-07','2025-05-27','2025-05-09 08:13:21','2025-06-26 17:22:21',NULL,NULL),(485,1193,1122,NULL,NULL,0,0,1,'2025-05-12','2025-05-18','2025-05-20',107,3,'60Ow5AgrXwVnVjKnHj6PEQ==:r4RLpEfryop7CklX3M/teg==','Jw9PfrRJ76QAXT/kwAqSTQ==:h23Tn1sOfNEqx6z8QwycfQ==','wq4r0nVXPxYt/9eOlORrxA==:iaAhYJZ8uD7pamTvc2lZUg==','During field verification, it was observed that branch manager Deepak Prasad Rathour/SF0054092 had embezzled 03 Borrower’s preclose amount of Rs. 99,479/—. Out of that, Rs. 54,650/—was accounted in FIMO as EMI, but the rest of the amount of Rs. 44,829/—was not reported.','2025-05-07','2025-05-27','2025-05-09 08:13:59','2025-06-26 17:22:21',NULL,NULL),(486,1089,1159,NULL,NULL,0,0,1,'2025-05-01','2025-05-11','2025-05-13',324,5,'+n/T4iENQQ0qMNFYw1Ws/A==:O3X/WnoVfprUFX7ApFc5RQ==','jYNukkZZU2LgFRtOp/72Ew==:EKc2YR/dn5GompB3Ps2TpA==','VX14p2Amn7s+fNAGoWFu5Q==:EuZ5Od3cKyqqun33rhVYnA==','During field verification we observed that Loan officer Paleshwar Das/SF0080775 had embezzled 5 Borrower’s Loan Instalments & Pre-Close amount total of Rs. 1,02,840/- and out of that Rs. 16,800/- accounted in FIMO and the remaining amount Rs. 86,040/- is pending for recovery from the alleged staff.','2025-05-02','2025-05-22','2025-05-09 08:15:07','2025-06-26 17:22:21',NULL,NULL),(487,1197,1186,NULL,NULL,0,0,1,'2025-05-09','2025-05-20','2025-05-22',363,1,'4GLpejKIaYY5R3VTdJQj/A==:vUVwnDwDyBAzBKEK+p/CYA==','5ep1YmucQRqxpSibK76hAg==:wyzkdBfECnpU7lLuWjUwuQ==','kVa0m3DZ3djUy6ZApydIHA==:TeVYQno+W6Z3R+qp01uZJg==','Loan Officer Mohit Choudhary/SF0089282 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 6,700/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 6,700/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 6,700/-\r\n\r\nNote: The Business team raised the complaint on 05-May-2025 but the identification and reported dates were updated in the DAPS by HR team as \"06-May-2025\". Hence, the same date is considered and updated in the Fraud Investigation Report by the IA Team.','2025-05-09','2025-05-19','2025-05-09 12:03:54','2025-06-26 17:22:21',NULL,NULL),(488,1231,1149,NULL,NULL,0,0,1,'2025-05-10','2025-05-26','2025-05-27',191,7,'Zbmlrw3U/7Qf3pxcTlJ7kw==:Fyzty5T4GWQyO3EEn83KGA==','706HJCflDycK8zL1g/ucWg==:CF71FnDFRR94+HCU+WA7kg==','dhhW3AelPCZ7q0BfquC84g==:qh1+0IZO/RpKtI2DSFaCww==','Loan Officer Akash Parihar/SF0074197 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 7 borrowers for the amounting to Rs. 38,897/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 38,897/-\r\nAmount Recovered and Accounted in FIMO = Rs. 8,340/-\r\nNet Fraud Amount to be recovered = Rs. 30,557/-\r\n\r\nNote: In DAPS, the complaint registered under the branch name Karera/MP3203 instead of Bairad Branch.','2025-05-09','2025-05-21','2025-05-09 12:26:31','2025-06-26 17:22:21',NULL,NULL),(489,1249,1172,NULL,NULL,0,0,1,'2025-05-28','2025-05-30','2025-05-31',167,1,'ziPLkLlasUYEKA2/L6XtTQ==:N6sOVNZOMpZ0X5yVl0G7lA==','MHKrvvPDb9L8EuE4IHDRyg==:vvExsqBfiVmICEtHv0D/jw==','epF4oAJG2b3+B6cMAycjGg==:hc+CchSszBPPhXZpvJSoNw==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, Verification conducted by Audit Team in May 2025, it was observed that a fraud amounting to Rs. 2,880/-/- has taken place. Specifically, the,Loan Officer Suraj Singh/SF0095794, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs.2,880/-, and again failed to record these transactions in FIMO.     Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Unnao-Rural (UP3710) branch. Upon review, it has been confirmed that the case actually pertains to the Amethi (UP3465) branch.','2025-05-12','2025-05-16','2025-05-09 18:06:42','2025-06-26 17:22:21',NULL,NULL),(490,1276,1187,NULL,NULL,0,0,1,'2025-05-13','2025-05-19','2025-05-21',14,10,'zW74QiNG/XCuMEQ0XNdu5w==:NEGf8nub4OZUAHkvQq528Q==','aV6ZOf0mxdc+ZusDY4eHMg==:dg8icBbzoyklxmDkSyyLbA==','UnsjwUcc2lLvBk8bJYAcHw==:oYnIsyTRtoIzwlHsu0Evbg==','During the verification we observed that loan officer Gulshan Kumar Salame/SF0070749 had embezzled Rs. 3,62,544/- from 10 borrowers\' collection, Pre-closure and Disbursed Amount Recollected amount but only Rs. 1,35,840/- were reported in FIMO as EMI. We have collected evidence from all 10 borrowers, i.e., loan card, handwritten copies and borrower statement.','2025-05-12','2025-05-29','2025-05-10 09:46:05','2025-06-26 17:22:21',NULL,NULL),(491,186,133,NULL,NULL,0,0,1,'2025-04-21','2025-05-03','2025-05-05',159,1,'uPOf15XwGcE+iiP+mrQ7Pw==:qHOX5jIFKKyiYqL9wAveCw==','3s2wzEwBaEiXRhM8hoQ2aw==:q843sgBCGOKe6gcuQZchbw==','wlBHc0n7uyrWs720lvgWJw==:WU2R4PiaDHwLd3URE5S1LQ==','1)As per complaint raised by the business team and claimed by the LO Satish kumar/SF0089777 that snatching has been haapend with him of Rs. 69910/- but later it is observed that snatching incident was fake and amount was recovered from the staff himself. \r\n2)Also, EMI amount Rs.670/-collected by staff Satish Kumar on dated -22-04-25 same was not accounted in the FIMO later this amount also posted in FIMO on dated- 24-04-25.\r\n ','2025-04-21','2025-05-03','2025-05-10 11:20:00','2025-06-26 17:22:21',NULL,NULL),(492,1177,1189,NULL,NULL,0,0,1,'2025-05-05','2025-05-12','2025-05-12',95,1,'g7QCh3D3WMLlZamA1K7UVQ==:btl7SjAiBCmcRGhxMLVHgw==','zcN9LWOdADD/Pmixg5UPTA==:1UwViTW1Dhl2mUM4ekwgLw==','+ZcGlg7LKygUsAtXfekA2w==:YVz9+c+U7yyNJnjSQJupVQ==','Loan Officer Neelesh Singh Lodhi/SF0093204 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 4,270/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 4,270/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 4,270/-','2025-05-05','2025-05-12','2025-05-10 11:21:28','2025-06-26 17:22:21',NULL,NULL),(493,1263,1251,NULL,NULL,0,0,1,'2025-05-15','2025-05-17','2025-05-19',76,22,'kT6VVAc/doosNzDJhfs1Tg==:IghKekGuhjmwXzMbeqfrnQ==','oWI5dH7vFt3W+lDCIvwAVA==:EavPIVsomK6FvDb5i+NP3w==','wAPjK2jMwYZSEvAr/MSCww==:yksGUHtvVVWLA1xElGb3Dg==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 88409/- has taken place. Specifically, the Loan Officer  collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from twenty-two borrowers, amounting to Rs 88,409/-, of which Rs 32,160/- has been recovered and posted in FIMO, and the remaining amount of Rs 59,249/-again failed to record these transactions in FIMO.','2025-05-13','2025-05-21','2025-05-11 01:56:21','2025-06-26 17:22:21',NULL,NULL),(494,1280,1245,NULL,NULL,0,0,1,'2025-05-19','2025-05-19','2025-05-22',70,1,'TbgkEW4JhAFCncrM4KAZ0Q==:zXZU6G/L6OGl5ylA/YvhBA==','A9NvW1Ypbg1CI+1obEz6OA==:tl6r4KRUkLtt8sSA14s8yQ==','fwT3tE/HKGwMeXcn2NDzyQ==:SQydN4uUYR2EID0rq0tOIw==','Dear Team,\r\n\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 720/- has taken place. Specifically, the BQM, Som Dutt Sharma (SF0074234), received amounts from borrowers but failed to perform the following actions: -\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the BQM collected EWI payments from one borrower, amounting to Rs. 720/- and again failed to record these transactions in FIMO.','2025-05-13','2025-05-21','2025-05-11 01:56:58','2025-06-26 17:22:21',NULL,NULL),(495,1251,1190,NULL,NULL,0,0,1,'2025-05-12','2025-05-21','2025-05-23',235,15,'GMf+Az82WUDU6z67wHf33g==:ycjqae8s726t1hFzG5aJDQ==','875Q0uMIDsnbt4WE4s7Xag==:zUAcJDPKQjTAuEmQNViGFQ==','9hTyDVRH97a4NrAupLjPIw==:N07HGWkHTC+2xv2vmfu8dQ==','\"Verification was completed regarding the complaint against Loan Officer Yoginath Vijaykumar Patil/SF0085169, for the misappropriated collection amount of Rs. 4270/-.\r\nAfter the investigation, fraud was identified for the amount of Rs 51930/- involving a total of 16 loans of the 15 borrowers.\"','2025-05-12','2025-05-20','2025-05-11 08:50:13','2025-06-26 17:22:21',NULL,NULL),(496,1393,1281,NULL,NULL,0,0,1,'2025-05-10','2025-05-20','2025-05-22',363,1,'4kX8YpLUPRZX+zkWPEfkMA==:eq8A3/k4TOk3YLNP2ZgrCA==','dbo3sE9TglGg6NmEkSJcPg==:p08bNtsftGthNDR/7DAV5Q==','FO6FEYdkrp4u6k0TohZMBg==:ZgtBLIE/113FHtPd7oLU5A==','Loan Officer Surendra Mashram/SF0059000 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 2,130/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 2,130/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 2,130/-','2025-05-10','2025-05-20','2025-05-12 06:05:53','2025-06-26 17:22:21',NULL,NULL),(497,1268,1184,NULL,NULL,0,0,1,'2025-05-09','2025-05-12','2025-05-14',50,1,'JITXxWtz0PepOinc/7cUbA==:ARLSGYLsq0mkZi6dAKjzkA==','MwtU7u6RsvrDCWI5Y3Oy0A==:2O68XNEmOPSWNrl6xMG2Yw==','JNFdIgWLl4H/XMBn4KuG6g==:Q6WxuG0M4JZ6LFn9d7Okiw==','Misappropriation Observed against LO Chandra Narayan Rout of Rs.12660','2025-05-09','2025-05-12','2025-05-12 06:16:40','2025-06-26 17:22:21',NULL,NULL),(498,1391,1301,NULL,NULL,0,0,1,'2025-05-20','2025-05-23','2025-05-23',40,3,'VwGA254BYbh4NXLHYH8leA==:LhTsgv2zQCiXdZcY1V2HSg==','d4JQ9DTwr4Z2Zb/RmAHNHQ==:zNnh4L2mLiZ5sPwc3jiCFg==','8o82r0yptc6agpu5DB7fkw==:W3AUjCiIwtqPkTOlDcnnLQ==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, verification conducted by the Audit team in May 2025, it was observed that a fraud amounting to Rs. 19,580/- has taken place. Specifically, the Loan Officer, Parkash Ram/SF0064502, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 3 borrowers, amounting to Rs. 19,580/-, again failed to record these transactions in FIMO.','2025-05-13','2025-05-23','2025-05-12 07:14:12','2025-06-26 17:22:21',NULL,NULL),(499,592,554,NULL,NULL,0,0,1,'2025-04-17','2025-04-21','2025-05-12',11,1,'OZyPgWO5UZufmOr29yICEw==:2j02yb3lVPrO7ruji2PYcQ==','ZGA43GaExJBFHaZWFaBLxg==:2OUK+KyZ1SIPXw8ghySPtg==','yA3AMVfbVtzMwfmSdoG+7w==:NnfgfZvDFMZLcOfe/ZkOpQ==','\"The conclusion of the investigation is that LO Deepanshu Sharma/SF0087617 has collected amount of pre closure and deposited it partially in the company account, but misappropriated the same.\r\nFraud details are as follows - \r\nTotal fraud amount - ₹ 14800.00\r\nRecovered amount - ₹ 4690.00\r\nNet Fraud amount - ₹ 10110.00\"','2025-04-17','2025-04-21','2025-05-12 07:54:27','2025-06-26 17:22:21',NULL,NULL),(500,1425,1321,NULL,NULL,0,0,1,'2025-05-06','2025-05-07','2025-05-12',194,1,'Zy8ODb8I7mSgr+Y4OcMM9Q==:QMfQQnARv4KR5tTGtcs37A==','xQ7ZvkZoyApVcJmPfaB2eg==:Mthnl5wu1RNJmxj5F5DPaA==','tEDeK+AI9kgGOEdMAiBXmA==:g/KjRpl7fYhHkS/1ZON4Kw==','Dear Team,\r\n\r\nAs per the findings of the IA team, the Internal Audit (IA) Team conducted the verification in May 2025, and it was observed that a fraud amounting to Rs. 4480/- has taken place. Specifically, the Loan officer Mahesh Kumar Meena (SF0092236), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 01 borrowers, amounting to Rs. 4480/-, and the same ammount of  Rs.4480/- again failed to record these transactions in FIMO.                            Note:-As per the trail email, the previous complaint (Complaint No: FN25-26-00503) was declined in the DAPS application due to a technical issue, which was already mentioned in the trail mail.\r\n\r\nToday, I have received a new complaint number for this case (Complaint No: FN25-26-00577) as provided by the Complaint Team. Kindly consider this updated complaint number (FN25-26-00577) for all future case processing.\r\nAlso, in this case, Date of CLV Report released has been changed.','2025-05-06','2025-05-10','2025-05-12 11:01:02','2025-06-26 17:22:21',NULL,NULL),(501,589,555,NULL,NULL,0,0,1,'2025-04-28','2025-05-02','2025-05-12',129,1,'V97SbXAV/AVVNkgpAqwmFw==:6mVmiuORyV+0x10pCLDamQ==','70YeLrgLduClsOU+5xP36w==:a0SnPtILeXGGJqOSOXzsow==','oaesqi2UwGAYVC7ZbQSidA==:P6XAOYRfl5WBbBlBP+0aqQ==','The conclusion of this investigation is that LO Aman Kumar/SF0090894 has collected pre closure amount but did not updated in FIMO, Further he continued paying her EWI till he absconded dated on  1 Apr 25. \r\nTotal fraud amount - Rs. 12600.00\r\nRecovered amount - Rs. 5120.00\r\nNet Fraud amount - Rs. 7480.00','2025-04-28','2025-05-02','2025-05-12 16:47:13','2025-06-26 17:22:21',NULL,NULL),(502,1430,1345,NULL,NULL,0,0,1,'2025-05-13','2025-05-14','2025-05-15',2,2,'H+mz/yVd+8oLoei+lLV0ig==:M+F6YWWbm1Qbs47n4Px/ug==','/gdDd3cbT1d8T65oIcXPqQ==:LJjjM5ffULQsaG/jqD7fDQ==','pdmHfFjLAqjEMn51zxjvdQ==:klLbkBN95Sr8CXA+zTClSA==','Dear Team,\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it has been observed that a fraud amounting to ₹13,650 has taken place.\r\nSpecifically, Loan Officer Manish Khadav (SF0084236) collected amounts from borrowers but failed to carry out the following actions:\r\n\r\n- The collected amount was not posted in FIMO.\r\n\r\n- The collected amount was not deposited at the branch.\r\n\r\n- EMI & pre-closer totaling, collected from two borrowers, have not been recorded in FIMO.','2025-05-19','2025-05-22','2025-05-13 07:21:33','2025-06-26 17:22:21',NULL,NULL),(503,1433,1343,NULL,NULL,0,0,1,'2025-05-19','2025-05-22','2025-05-23',164,16,'AD+ArIFAtq2dZ7IV2xU5ew==:1WlYGHSRzpQp8I2PhOcWPg==','jduDy2Vm+81YDAM2nSENWA==:X7J1LK2Dmvnp3i1+jdcpvA==','SY8XIN/sOngS62eRnEZrTQ==:Al4dKsPKHFOO0yJl6y56Xg==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, the verification conducted by Internal Audit (IA) in May 2025, it was observed that a fraud amounting to Rs. 50,555/- has taken place. Specifically, the Loan Officer, Papiya Vasuniya/SF0085632, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 16 borrowers, amounting to Rs. 50,555/- and again failed to record these transactions in FIMO.','2025-05-19','2025-05-22','2025-05-13 07:21:53','2025-06-26 17:22:21',NULL,NULL),(504,1229,1279,NULL,NULL,0,0,1,'2025-05-08','2025-05-10','2025-05-12',145,1,'6YXClj0UVn1F9BL38QQz0Q==:zvyAB8rJPsmWH2DOnSvkZQ==','o/ysht0VykCbs5lcWGn6ig==:NTTzps8ncC4WzKujT1grKg==','y7lUtI2d7p++1NUWIFyZhw==:4ChveWCVzMAKF2j2D7KrUQ==','As per Borrower confirmation LO Lohith was collected 1 borrower 4 EMIs amount of Rs 9,400/- but collected amount not posted into FIMO and even not deposited at branch, and same was fraud misappropriated and pending from recovery.','2025-05-08','2025-05-10','2025-05-14 03:57:03','2025-06-26 17:22:21',NULL,NULL),(505,1223,1280,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-21',183,1,'y56rv/rpbiFKxONNOM+oVw==:DWxFIKJtSsMRqP6H7frsEw==','0z66ngUnCx927aWvxtBv2Q==:h9eyehvQsyi/Q3gapUVECA==','WER32YNaFNPVK+IhBlwCrw==:4x3ILGnZ4TVyna7gzkVNtw==','BM/ Sharangowda M R  / SF0047581 was collected total amount of Rs. 10,560/-- and recovered amount of Rs.0 - and remaining amount of Rs. 10,560/- is pending for recovery.','2025-05-12','2025-05-16','2025-05-14 03:58:42','2025-07-16 08:55:27','Collection Misappropriation',''),(506,1243,1278,NULL,NULL,0,0,1,'2025-05-09','2025-05-12','2025-05-14',124,1,'W/vGsyJGPomz2zO6ZCkuOw==:4+Je05ER3LF552fcQ++f/A==','q5bPDYGnD/VcboD/885VuQ==:M0mA0heCZttVlOLMDapn5w==','9zOmkATrhGGgmAkQXrTTUg==:m5ZHEnky0u2GNYQlNlRJyw==','LO Raju naik  was collected EMI amount from borrower total of Rs.2240/- form  borrower and Rs.2240/- misappropriated amount is pending for recovery.','2025-05-09','2025-05-16','2025-05-14 03:59:17','2025-07-16 08:53:39','Collection Misappropriation',''),(507,1380,1277,NULL,NULL,0,0,1,'2025-05-20','2025-05-26','2025-05-29',166,20,'ErNR8/0kAzD/T9EykToNUA==:gkl0kF5K2pgWnE/qriLWQA==','fIliYCJsCi/Kel438miRxg==:Jl+Yi97F1bgOk9gZk/aBkw==','c0BtN1hSQZQRwCy7jLoiSg==:/4j8tIjQ06Fnws9Qtvk7Qw==','Branch manager Naveen Kumar DO/ SF0079968 was collected total amount of Rs. 1,14,630- and recovered amount of Rs1,650/-and remaining amount of Rs. 1,12,980/- is pending for recovery..','2025-05-13','2025-05-19','2025-05-14 04:00:25','2025-07-16 08:51:35','Collection Amount Misappropriated',''),(508,1429,1352,NULL,NULL,0,0,1,'2025-05-19','2025-05-25','2025-05-27',180,5,'WWcWV7KGW2laS9nJ7zAZJg==:Cdn8ZxxxnoJT4nwpSl88Iw==','hBDoLgt27PIf5SeVRS7gNw==:vdgCAyBlkAKe0ZkIiFuUxA==','nqZKBnrjDFK7rIGsyTn3Hw==:Z7H0UwHsgJw7e9JYz91cgw==','During field verification, it was observed that Loan Officer Md. Varish Ansari (SF0092659) had embezzled a total of Rs. 18,940 from the instalment payments of 05 borrowers. but partial amount Rs. 1,610 was posted in FIMO, while the remaining Rs. 17,330 was not posted in LMS.','2025-05-13','2025-05-30','2025-05-14 04:55:19','2025-06-26 17:22:21',NULL,NULL),(509,1339,1329,NULL,NULL,0,0,1,'2025-05-19','2025-05-25','2025-05-27',221,1,'Vydy/5ZqOx+z68wkGddDSw==:GsUA8t+zDn6dyPA+gobnlw==','t4XBqjCcDgbazFF4BXobXw==:Cc2BW+H8teoSO6QrhQ24Ng==','zkagwSdsne27d9AXbSDZig==:+UFldE+44GZdId7lcC1psA==','During field verification, it was observed that loan officer Kundan Kumar Ram /SF0060799 had embezzled the loan instalment amount of Rs.7900/-from one borrower and not updated in LMS.','2025-05-12','2025-05-30','2025-05-14 04:55:59','2025-06-26 17:22:21',NULL,NULL),(510,1274,1325,NULL,NULL,0,0,1,'2025-05-09','2025-05-12','2025-05-14',176,3,'hUl5zqbAhx5GnKH7IfLRaQ==:L2Smlgupn6GlK5eMofFDfw==','HQQVaCIyFOEP2sIHLVDWpw==:91hU3zI5sDi+VDU0C8HB+g==','VJkfvVMnmPRgYQV1fd4RHw==:bugeCLzuxOa4CqavmVXJlw==','During field verification observed, loan officer Kundan Kumar/SF0088286 had embezzled 03 Borrower’s Installment amount of Rs. 12,500/- but accounted only a partial amount of Rs. 3,190/- and the rest amount was not updated in LMS. Now total of Rs. 9,310/- is yet to be recovered from the alleged staff.','2025-05-10','2025-05-29','2025-05-14 04:57:15','2025-06-26 17:22:21',NULL,NULL),(511,1272,1324,NULL,NULL,0,0,1,'2025-05-08','2025-05-12','2025-05-14',175,2,'rvPK4aU7ED4RSknPbxp9og==:dANF9hqQRB2DApns8XCWHw==','UW1U77L7uIM+pXfmMF+oKg==:PpS9maglu2sHq9mVvsQ19w==','uuNl5nlrgFux954onyqIag==:VXce47miVM7ykSY7tQuMmg==','During field verification observed, BQM Chandan Kumar Singh/SF0056162 had embezzled 02 Borrower’s Installment amount of Rs. 13820/- but accounted only a partial amount of Rs. 3550/- and the rest amount was not updated in LMS. Now total of Rs. 10,270 is yet to be recovered from the alleged staff.','2025-05-10','2025-05-29','2025-05-14 04:57:42','2025-06-26 17:22:21',NULL,NULL),(512,1271,1323,NULL,NULL,0,0,1,'2025-05-09','2025-05-13','2025-05-15',174,1,'ML7frAeetvVGLupZh2m4dg==:rHESzBNdMTFwr7ZJQAvHdQ==','OI8/y5/mdg6vyFfNM3emRg==:Ko4iYYS8GLk3Bnj5u89+kA==','vCuNn4ojyNeqfF/6UBHg7A==:f8ea42Wh3XH/P1fgLSiZaw==','During field verification observed that BM Suryadev Yadav/SF0040535 had embezzled 01 Borrower’s Pre-clouser amount collected of Rs. 11520 /- but accounted only amount of Rs. 2400/- and the rest amount was not updated in LMS','2025-05-10','2025-05-29','2025-05-14 04:58:07','2025-06-26 17:22:21',NULL,NULL),(513,1270,1322,NULL,NULL,0,0,1,'2025-05-19','2025-05-24','2025-05-26',120,6,'339AhTTtsgZbCcdl3674XQ==:5rf/dnFs14W/u6pfxVyCKg==','zw25DKarsKR4mt1qZ6bu4A==:UEwEocYdUUlaljUky30QRw==','WTGV2TPsccQB8e0fDXyX1A==:JI0nD73UJ7JNbbhDKEd69w==','During field verification we observed that staff Bablu Kumar Singh (SF0078780) had embezzled 6 Borrower’s collection amount collected of Rs. 47,275/- but out of that Rs. 29,690/- accounted in FIMO as EMI and now Rs. 17,585/- yet to be recovered from the alleged staff.','2025-05-10','2025-05-29','2025-05-14 04:58:36','2025-06-26 17:22:21',NULL,NULL),(514,1237,1320,NULL,NULL,0,0,1,'2025-05-19','2025-05-24','2025-05-26',77,13,'82Bjrw0Tx7IvVPmHmgFD9A==:RG4rE+ZRCeZglzX/9Jn0pw==','RqJvWcyV/ma/GIiuOEsPJg==:nKiXmEL4s7TsaVpokNP/1A==','T8Q+T8AI5SzZQS4TUcr7wA==:3ZhSRRUF63psjrnsgg/J5w==','During field verification observed that loan officer Kishan Kumar Verma/SF0079949 had embezzled 13 Borrower Loan Instalments, preclose and advance collection amount of Rs. 1,80,327/- and out of that Rs. 37,930 accounted in FIMO as EMI and now total of Rs. 1,42,397 yet to be recovered from the alleged staff.\r\nWe have collected evidence of borrowers i.e., Loan cards, Digital Payment, Borrower Written Statement & sub ledger.','2025-05-09','2025-05-28','2025-05-14 04:58:59','2025-06-26 17:22:21',NULL,NULL),(515,1015,1380,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-12',251,12,'2srRIap8w/M7EDvCIrz+dw==:JDB1AzChhY8vXNjPiQYdwQ==','YizHWcAelkMUolBvHFk2jA==:73JYQ0Ul8hJdeDeVjh6O7w==','hWdXWkBcZOp9ltL9ORSfDg==:SIHd5lNCjTwf07/k2hTwSw==','LO Bhovi Ravikumar was 17 EMIs of Rs 54,320 and 3 pre closure of 46,000/- total amount 1,00,320/- collected from borrowers and recovered amount of Rs 30,690/-and remaining amount (1,00,320-30,690) of Rs 69,630/- not posted into FIMO and even not deposited at branch and pending from recovery.     ','2025-05-05','2025-05-10','2025-05-14 10:21:28','2025-06-26 17:22:21',NULL,NULL),(516,1488,1420,NULL,NULL,0,0,1,'2025-05-19','2025-05-22','2025-05-23',175,1,'jCCMu0I/KrLPVNexpCQdFw==:nRv7PghZiO4y5g0/DT9jVQ==','KxW8r7vjCV54QNglqrK1Mw==:tjJC9FUzI9pLHGlYry0WLQ==','BjWS4cLro5flBRkFiZyDUw==:3C2OwuPZbpM0CRpSV9737A==','During CLV we observed cash misappropriation with Amt. Rs.11,696/- which was recovered & Net fraud is \"0\". Entry done of Rs.11706 for closing of this loan.','2025-05-19','2025-05-23','2025-05-14 10:37:45','2025-06-26 17:22:21',NULL,NULL),(517,1449,1419,NULL,NULL,0,0,1,'2025-05-19','2025-05-29','2025-05-30',484,19,'Ml8tcvrLJta3wO2RSYpTXA==:Zww0eWLPGWDxiatrF8wk2A==','/nuxRr+0nyI/5/Sgj+9COg==:2BNQn/S1E4H3nPSExbxPhQ==','Yio3CaJgz1Kfk5Wweecq2A==:W95IC4aQuCg4ZpaBCy74HQ==','It is noted that LO Bhabani Prasad Mahapatra  has made EMI collection fraud of Rs 69810/-, Out of which amount recovered of Rs.11104 & pending for recovery of Rs.58706','2025-05-15','2025-05-21','2025-05-14 10:38:27','2025-06-26 17:22:21',NULL,NULL),(518,1448,1418,NULL,NULL,0,0,1,'2025-05-19','2025-05-29','2025-05-30',4,0,'bsH67KfpNw67ldJCV8xH5Q==:Q5wxgi343gw6eFSv9SQAdA==','uuQ4rPefjd0Gu0Xj6xrDUw==:yr/P7UlfwGpybcxZ7aNToQ==','760zez7hDtYOtpEExOug5Q==:QVVt3ieB35D6/oGEvN/7Bg==','Borrower Damayanti Behera (SF6314219) had given her documents to ringleader Ranjita Parida to process a loan for her in another finance, and as per the borrower, she has received the loan.\r\nThe same KYC used by the ringleader, and applied for another loan, along with creating a fake bank account in the name of borrower Damayanti at Bank of Maharashtra.\r\nAs discussed with Ringleader Ranjita Parida, a Fake bank account was opened by another ringleader Sujata Mallik at the Bank of Maharashtra.\r\nLoan documents uploaded by LO Bhabani Prasad Mahapatra/SF0047012 for the process of loan.\r\nLoan disbursed by BM-Susanta Muduli/SF0077923.\r\nWe received information that both ringleaders agreed at the loan police station to repay the loan amount within one month.\r\nFurther, during the discussion with ringleader Ranjita, a Fake Adhaar card and, fake photo were used for loan disbursement.\r\nWhen we asked Ranjita, who visited the branch at the time of disbursement, it’s known that ringleader Sujata had visited in the name borrower to avail a loan and made a fake signature in the loan documents.\r\nIn addition to this branch, another 3 loans were disbursed at the Bank of Maharashtra.\r\nWe tried to visit with these borrowers, but not available with the KYC address. Also branch team has no idea about these customers.\r\nOriginal loan documents not available at the branch for these 4 customers, the branch team had provided the loan documents through FIMO.\r\nAs per FIMO CGT conducted by staff Bhabani Prasad Mahapatra, on Dt.04-07-2024 And GRT/HS conducted by BM Sushanta Muduli on Dt.07-07-2024.\r\nHence we are failure in both CGT & GRT and House survey.','2025-05-15','2025-05-21','2025-05-14 10:39:28','2025-06-26 17:22:21',NULL,NULL),(519,1497,1421,NULL,NULL,0,0,1,'2025-05-14','2025-05-22','2025-05-23',100,4,'NaQYIIXlpXI1ZNiXK/Pp3w==:brLL4OWlvwn9a0NeAHivTA==','IICCxmNW1QmnE+7My+AzNg==:rg4OGSTzDd7NmF+9BZZVBw==','tHZQV1BMw5arZKVqVf9y1A==:KAawtcK1C70H/YbUYOtIFQ==','Total Fraud Identified Rs 41530/- and Rs-9800/- Recovered and accounted in FIMO Rest  amount Rs-31730/- pending for recovery.','2025-05-14','2025-05-22','2025-05-14 10:40:02','2025-06-26 17:22:21',NULL,NULL),(520,1442,1382,NULL,NULL,0,0,1,'2025-05-23','2025-05-27','2025-05-29',142,2,'tadi5cFBgzzCCuub+j0Xsg==:PUQSiNpgM6oXadAsWpA5qg==','l2q6qr6CyKtnVK22+LHlkg==:jxFxmAHO51ZmfMe7QzGpiw==','GUmPsLUxOFgsp5R8Xj7qdw==:G55SfnjBlOo7WTOCX7bE7A==','BM/ Ramesh R/ SF0050917 was collected total amount of Rs. 1,00,650/- and recovered amount of Rs 55,310/-and remaining amount of Rs. 45,340/- is pending for recovery..','2025-05-21','2025-05-27','2025-05-14 10:40:12','2025-07-16 08:49:08','Pre-Closure Amount Misappropriated',''),(521,1453,1415,NULL,NULL,0,0,1,'2025-05-21','2025-05-22','2025-05-23',0,0,'PE41zKe2R78JwXhhVR0F1Q==:QZ6Ou+tjewDxg/9NsDeA6w==','WJ5VmU5610Jk8GL0Ok1dSg==:KljOoHFON7g2DzQ/6kGJtQ==','zrvVxzwMJe335IotBvmeaQ==:2CAs7RRKAx9scXC7aOf1Mg==','Dear Team,\r\n\r\nThis is to bring to your attention that a complaint has been incorrectly booked against Govindbhai Babubhai Parmar (SF0075305). The actual fraud case pertains to Govind Bhojabhai Makwana (SF0081624), but due to incorrect confirmation provided by the Ops team, the complaint was mistakenly assigned to Govindbhai Babubhai Parmar.\r\n\r\nAfter verification, no fraud has been found involving LO Govindbhai Babubhai Parmar (SF0075305). Kindly rectify this issue at the earliest.','2025-05-20','2025-05-22','2025-05-15 00:27:15','2025-06-26 17:22:21',NULL,NULL),(522,1492,1391,NULL,NULL,0,0,1,'2025-05-15','2025-05-19','2025-05-20',113,1,'sGseDkc8wk1Bwnp0/6DfsQ==:jSzlBNRPSygFsn1++CYDkQ==','KMp1PJn12sxXBM3QfcGZBg==:0LKcbCLaAD5jkr++sygr0w==','eqJLb+PFBtbt4DZipxBLwA==:1KoMR4A7DSphbLWGMoyeoQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 3360/- has taken place. Specifically, the Cluster Manager,  Tinku Singh/SF0089731, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Cluster Manager collected EMI payments from borrowers, amounting to Rs. 3360/-, which have amount of Rs.3360 has been recovered and posted in FIMO.\"','2025-05-19','2025-05-21','2025-05-15 00:27:42','2025-06-26 17:22:21',NULL,NULL),(523,1443,1417,NULL,NULL,0,0,1,'2025-05-15','2025-05-19','2025-05-20',114,1,'ffyPXjft5QElSaDOlseZYw==:auHnKOb2W9A9E9hyMWDg9w==','6sizhPFq701UmGkRnKh8wQ==:izAqUmAGtq7rveiWjRwdQw==','RZT5KLPQ0Ox5ZAUoJfVU/A==:LyDemUDugM7BD64863ysdA==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team verification conducted by the Audit Team in May 2025, it was observed that a fraud amounting to Rs. 3900/- has taken place. Specifically, the Branch Quality Manager,   Vishnu kumar/SF0087601, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Branch Quality Manager collected EMI payments from 1 borrower, amounting to Rs. 3900/-, which have amount of Rs.3900 has been recovered and posted in FIMO.\"','2025-05-19','2025-05-22','2025-05-15 00:29:42','2025-06-26 17:22:21',NULL,NULL),(524,1489,1393,NULL,NULL,0,0,1,'2025-05-26','2025-06-03','2025-06-05',198,24,'KNQJ5TjMRkfnGKOBikehFg==:zCCYqbBZFTi0uSP/kSpaTQ==','/epbvxA3a92UlWM+DePESQ==:syextLDLl+00w+yZ0V2ucQ==','UAn70L1VeN6rYCkz+hL1FA==:vq+A1s5e5HUkNthv0HpXCQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.79,536/- has taken place. Specifically, the Loan Officer, Piyush Rai/SF0092222, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 24 borrower, amounting to Rs. 79,536/- which has amount of 6,520/- recovered and posted in FIMO and the rest amount 73,016/- again failed to record these transactions in FIMO.\r\n\r\n FN25-26-00605.zip\r\n','2025-05-19','2025-05-21','2025-05-15 04:23:16','2025-06-26 17:22:21',NULL,NULL),(525,1441,1364,NULL,NULL,0,0,1,'2025-05-19','2025-05-23','2025-05-29',309,6,'dx8IEH3xNuZfvLhrMUIrRg==:fAqydrPKZbsv/xtQPSrR0g==','PFt2v/ZEZtGWNrjH5kJ1UA==:jXCLbownQ+K0sGPK8OF2Mw==','NfxZoNZfQp+KrixVTRny9Q==:Tvtubx7dqdjWoDcFpeCp8w==','\"The conclusion of the investigation is that LO Ashish Pnwar/SF0090331 collected pre closure amount and EWIs form some borrowers at different centers but did not updated the accounts of concern borrowers.\r\nFruad details are as below\r\nGross fraud amount - ₹ 13550.00\r\nAmount recovered - ₹ 1800.00\r\nNet fraud amount - ₹ 11750.00\"','2025-05-19','2025-05-21','2025-05-15 04:24:00','2025-06-26 17:22:21',NULL,NULL),(526,1423,1347,NULL,NULL,0,0,1,'2025-05-21','2025-05-23','2025-05-28',144,4,'yde5HAJxb1aIW2hGSBrrVA==:nQPdmrk+BBz6GIdCHyxe8Q==','VutQEKgrliQPX+tMgz4S6A==:ncvX/vLAsXqV7GmLbwkhcA==','FhOEurCKB+5pi7LgpAjUBw==:GO79Ax7ujcKeWzdJHiJEzg==','The conclusion of the investigation is that LO Dipak Kumar/SF0084695 collected pre closure amount and EWIs form some borrowers at different centers but did not updated the accounts of concern borrowers.\r\nFruad details are as below\r\nGross fraud amount - ₹ 25080.00\r\nAmount recovered - ₹ 14480.00\r\nNet fraud amount - ₹ 10600.00','2025-05-19','2025-05-21','2025-05-15 04:25:13','2025-06-26 17:22:21',NULL,NULL),(527,1424,1346,NULL,NULL,0,0,1,'2025-05-21','2025-05-23','2025-05-29',7,1,'S7ZG6rlOAfhzo+BDgEOJSg==:cpRnAdohfhLUbMsCvR77Fg==','M8qyQzUur6RQJD2YIbdZQA==:3/S9BJdCjcg+hTxcSN8MSw==','nP7ixuI4QqROz7so4iiGTQ==:+SM+QHs60RJ2+ejBzxFQPg==','\"The conclusion of the investigation is that LO Vishal Agrawal/SF0085353 collected pre closure amount and EWIs form some borrowers at different centers but did not updated the accounts of concern borrowers.\r\nFruad details are as below\r\nGross fraud amount - ₹ 2900.00\r\nAmount recovered - ₹ 1900.00\r\nNet fraud amount - ₹ 1000.00\"','2025-05-19','2025-05-21','2025-05-15 04:25:43','2025-06-26 17:22:21',NULL,NULL),(528,1431,1344,NULL,NULL,0,0,1,'2025-05-20','2025-05-23','2025-05-27',86,45,'SdSiw3Q8tYhyQX60LloGuw==:wGCcrGO3l1p3bGOGSzX8yg==','ieG5nkgd0SDXoi3ZrD4qLA==:VoAHop5FtkIpEt1UXqtO8A==','vnAWE548rUOtte9lgMLCgQ==:s/gqj7HKMY5tBboT5whsGA==','\"In this investigaion it is obrerved that LO Rohit Kumar/SF0088433 has collected EWI amount form 45 borrowers but did not updated the accounts of concern borrowers and abconded form field. As per BM and BQM written statements he paid back ₹ 25000 dated on 7 May 25 in online mode and rest ₹ 7210 dated on 12 May 2025 in cash mode. Denominatoin is available.\r\nLO Rohit Kumar/SF0088433 is absconded dated on 6 May 25.\r\nGross fraud amount - ₹ 32210.00\r\nAmount recovered - ₹ 32210.00\r\nNet fraud amount - ₹ 0.00\"','2025-05-19','2025-05-21','2025-05-15 04:32:09','2025-06-26 17:22:21',NULL,NULL),(529,1283,1243,NULL,NULL,0,0,1,'2025-05-14','2025-05-16','2025-05-20',182,1,'rh8lLCGtL0bR9MnlNW0iRQ==:ucm0/KzO/LS29QpiipCtVQ==','79vU8OQjEdCOihWdiPGbQw==:Hiro1nNW7DPX4vU/r0ODTQ==','wEQ+2Hl7IUQfa5Y1GX2BjA==:ShbP/fpC5iOAh1tlpMVS/Q==','\r\nDuring our Field visit, we found that Loan Officer Archana Kumari / SF0079503 collected 7 EWI amounts totaling Rs.4480 /—from 1 borrower. However, the loan officer collected the amount but did not post it in FIMO.','2025-05-14','2025-05-16','2025-05-15 04:32:51','2025-06-26 17:22:21',NULL,NULL),(530,1413,1356,NULL,NULL,0,0,1,'2025-05-20','2025-05-30','2025-05-31',1170,4,'+EeNfDbMiOvQOwZ/8ytC9A==:u2imrfkUgV0Ps/NNuedadw==','XVLIo0LFF3Bba3jfsSY7wA==:2W8Z4nmqz7PqrIGuniqJzg==','6cT9s2wSLsuqF0Ji0jHOSQ==:pUXR2V97F41LGJ2T74Ctfg==','\"Verification was completed regarding the complaint against Branch Quality Manager Lavesh Potanna Dumajiwad/SF0088646 for the misappropriation of the pre-closure amount of Rs. 52,000/-. \r\nFollowing the investigation, fraud was identified involving a total of Rs. 80,070/- across four loans from four borrowers.\"','2025-05-16','2025-05-26','2025-05-15 08:13:54','2025-06-26 17:22:21',NULL,NULL),(531,1450,1428,NULL,NULL,0,0,1,'2025-05-16','2025-05-21','2025-05-23',0,0,'UnaEuVloIb/bW7y7t2z8EQ==:+75zKHprgd+1cjfRzmot3A==','E0h3ZJtSJ62iaHkulpZzJg==:Qj0s0zim6UyxJe7yF/AfAQ==','RPLxJv4rPB0fVFM4gJ21rw==:Gqz9SbtQxDvdilOjqplYvQ==','\"On May 21st, 2024, fraud collections were updated in the system from HO. However, the branch\'s system appears to operate on backdated data from May 1st, 2024. Subsequently, Branch Manager Yogesh Patail deleted fraud collection entries without checking his emails. \r\nOne loan entry was deleted on May 25th, 2024. Three loan entries were deleted on May 24th, 2024.\r\nDuring the investigation, the physical cash tallied with FIMO\r\nExcess cash was not available in the branch during physical cash verification.\"','2025-05-15','2025-05-20','2025-05-15 08:14:20','2025-06-26 17:22:21',NULL,NULL),(532,1451,1427,NULL,NULL,0,0,1,'2025-05-14','2025-05-29','2025-05-29',0,0,'GAr0PNCcgl4FnZoIRuPCxA==:u84oadh4a2Kz7uKAusNiJw==','69NCo1pJpB7WfkLimWsXrg==:6doHY/dzIBELRXma84yRKg==','pabVMcFHY9j9RlH3zBgeNA==:CRbUmIy989nsSXWJDqfuMg==','The case concerns the closing cash that is missing from the branch locker, and a fraud investigation is not required in this case.\r\nFurther to the trail mail of complaint dated 13th May 2025 bearing complaint numbers FN25-26-00597 and FN25-26-00598, Internal Audit (Audit executive Abhiraj Patil) visited to Sindkheda/MR2765 branch and summarised the following points.\r\nAll staff, including BM, BQM & CM, went to the field for collection. The Branch Office was locked, and the main door key was kept behind the other room door. \r\nWhen Sweeper came at office at 10.15 am and found that the branch was open, she intimated BM over the phone, When BM Naynesh Parshuram Shelke reached at Branch on 12.15 pm, he also saw that branch office was open without lock & Locker was open, The cash of Rs 468557/- (which was closing of 12th May 2025) was missing from the locker.\r\nFurther, Internal Audit has verified the closing cash of the branch on 13th May 2025 and found as per FIMO balance and denomination register, cash was short by the amount of Rs 468464/-(Enclosed is the physical cash verification certificate).\r\nThe incident was informed by the branch team to the police on 13th May 2025, and the FIR was registered in the Sindkheda Police Station, FIR No. 0120 on 15 May 2025 at 7:19 PM.\r\nA police official visited the branch and investigated the place of the incident and as well as the employees of the branch\r\nOn the 20th the police called the entire branch team to Dhule for investigation. from that investigation, it was Police found that Theft was committed by BQM with the help of his friend.\r\nTheft entry posted in FIMO on 19th May 2025, amount of Rs 468557/-.\r\nFurther, Internal Audit has verified the closing cash of the branch on 29-May-2025 and found cash tallied with the Denomination Register and with the opening balance of FIMO. (Enclosed is the physical cash verification certificate).\r\nHence, requesting you to raise the fresh complaint on BQM Subhash Padam Chavhan/ SF0058131 under Financial fraud by taking the communication from the relevant stakeholder.','2025-05-15','2025-05-20','2025-05-15 08:15:04','2025-06-26 17:22:21',NULL,NULL),(533,1452,1426,NULL,NULL,0,0,1,'2025-05-14','2025-05-29','2025-05-29',0,0,'ZmhEiy1MZZwt+v8S0WjRFg==:p6sEMjUD833GcG7LCkpejw==','o1BbuQPHxCtAzQuHM+FEew==:caYLvl69U1j5BnbdBMWPMg==','zCf6v3dFBFj5uI1d+XuwvA==:A+QD1E5T5QGJ7pRwo/xxyQ==','The case concerns the closing cash that is missing from the branch locker, and a fraud investigation is not required in this case.\r\nFurther to the trail mail of complaint dated 13th May 2025 bearing complaint numbers FN25-26-00597 and FN25-26-00598, Internal Audit (Audit executive Abhiraj Patil) visited to Sindkheda/MR2765 branch and summarised the following points.\r\nAll staff, including BM, BQM & CM, went to the field for collection. The Branch Office was locked, and the main door key was kept behind the other room door. \r\nWhen Sweeper came at office at 10.15 am and found that the branch was open, she intimated BM over the phone, When BM Naynesh Parshuram Shelke reached at Branch on 12.15 pm, he also saw that branch office was open without lock & Locker was open, The cash of Rs 468557/- (which was closing of 12th May 2025) was missing from the locker.\r\nFurther, Internal Audit has verified the closing cash of the branch on 13th May 2025 and found as per FIMO balance and denomination register, cash was short by the amount of Rs 468464/-(Enclosed is the physical cash verification certificate).\r\nThe incident was informed by the branch team to the police on 13th May 2025, and the FIR was registered in the Sindkheda Police Station, FIR No. 0120 on 15 May 2025 at 7:19 PM.\r\nA police official visited the branch and investigated the place of the incident and as well as the employees of the branch\r\nOn the 20th the police called the entire branch team to Dhule for investigation. from that investigation, it was Police found that Theft was committed by BQM with the help of his friend.\r\nTheft entry posted in FIMO on 19th May 2025, amount of Rs 468557/-.\r\nFurther, Internal Audit has verified the closing cash of the branch on 29-May-2025 and found cash tallied with the Denomination Register and with the opening balance of FIMO. (Enclosed is the physical cash verification certificate).\r\nHence, requesting you to raise the fresh complaint on BQM Subhash Padam Chavhan/ SF0058131 under Financial fraud by taking the communication from the relevant stakeholder.\r\n','2025-05-15','2025-05-20','2025-05-15 08:15:26','2025-06-26 17:22:21',NULL,NULL),(534,1501,1441,NULL,NULL,0,0,1,'2025-05-20','2025-05-29','2025-05-30',318,11,'mTP1E6PyPZyz8339wQ2UyQ==:yBozFsyo5Tt0gTYoP2Ig2Q==','TFnsDgM9ava/ehMyUUOSSg==:V293SLZudSYWPzRWIWh2ug==','A8ngYiDHfo5NN1y5dKg6eg==:1kfktsvhKm86WcDnpvboGQ==','During CLV we have observed Rs.1,25,604/- amount of cash misappropriation and recovered amt. Rs.40100/- & net Fraud is Rs.85504/-.','2025-05-19','2025-05-23','2025-05-15 08:57:55','2025-06-26 17:22:21',NULL,NULL),(535,1437,1440,NULL,NULL,0,0,1,'2025-05-12','2025-05-26','2025-05-27',146,5,'A9/foUilhqOTckAbR1v2Gg==:dcK0/FUIVmOTl9M8XzR0rg==','5BoF9MqA39/lpg81zD2SiA==:9/SSNjHvHNoLY0nJ6C0UUw==','dKO8HFXgfDn01KmgARhl5Q==:ClwLJyFkAZF7GGhLDTVj6A==','After CLV total fraud amount Rs.12740/- identified .','2025-05-12','2025-05-26','2025-05-15 08:59:04','2025-06-26 17:22:21',NULL,NULL),(536,1436,1439,NULL,NULL,0,0,1,'2025-05-14','2025-05-22','2025-05-23',247,9,'anxHcPxGK01aNFutu8jOCA==:rwH5P6gidUuD58/P1L1H5g==','Rz6RZN2kMNk1INvM6YMPqg==:YNgzKIKJa5EEU81eocl1Zg==','s9VTfzAJQfM+gVhD8709Jw==:pNYanusonOeUZyjQKT6P+A==','During CLV we observed Cash misappropriation with amount Rs.2,73,687/- against 09 nos of borrowers. Out of which amount recovered and accounted in FIMO of Rs.18140. Hence Net fraud amount of Rs.255547/-.','2025-05-14','2025-05-22','2025-05-15 09:00:26','2025-06-26 17:22:21',NULL,NULL),(537,1504,1435,NULL,NULL,0,0,1,'2025-05-19','2025-05-22','2025-05-23',107,4,'uhVMKMHPjulSFfeOG5qDzg==:XL9mM6OWVrsfjZ2ijux0SQ==','imcdWEgO5hQUWtf/1ROBrw==:2PfO8uDAmvCRTavIGnDQbA==','khvq7UChQVScfbF36mfOFw==:jQm0k3wqen17R3Fywq6m5A==','Dear Team,\r\n\r\nAs per the findings of the Business Team, the verification conducted by Internal Audit (IA) in May 2025, it was observed that a fraud amounting to Rs. 31,510/- has taken place. Specifically, the Loan Officer Niru Kharadi/SF0074511 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 4 borrowers, amounting to Rs. 31,510/-, which have amount of which Rs. 8,960 was posted in FIMO and the rest amount of Rs. 22,550/- and again failed to record these transactions in FIMO.','2025-05-19','2025-05-23','2025-05-15 13:56:06','2025-06-26 17:22:21',NULL,NULL),(538,1505,1434,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-22',117,5,'eaYdRo6oRKOza8RQYXWjBg==:pif6L8/6bRGWqCmeUtNShw==','rnI3TtW5WZspNd179AwJzg==:1d1MRxLX96xN5cXbRVX3ug==','wcTNRsQi3b6CXoXFG4qAbQ==:YpG3lj7BEwyZkT2+R2WkGg==','\" Dear Team,\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.38,030 /- has taken place. Specifically, the  Loan Officer, Ravti Raman Singhariya(SF0080374), received amounts from borrowers but failed to perform the following actions:-\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the LO collected EMI payments from Five borrowers, amounting to Rs. 38030/- and again failed to record these transactions in FIMO.\"','2025-05-19','2025-05-23','2025-05-15 13:56:54','2025-06-26 17:22:21',NULL,NULL),(539,1506,1433,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-22',65,7,'Mp98XhaOyq+X591LPhx9Mw==:bc2Pk8FiP7l3N1iNoms84A==','Z0vrc1h1hoGawXDVDa/yyw==:JRe/JDO6yrA37Fa1bAsZVQ==','e+r+iMdOg7C4dwBvGHzQ8g==:18Vehd67LTjffmdk7EIivA==','\" Dear Team,\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.23,600/- has taken place. Specifically, the  Loan Officer, Deepak Saini (SF0088166), received amounts from borrowers but failed to perform the following actions:-\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the LO collected EMI payments from seven borrowers, amounting to Rs. 23,600/- and again failed to record these transactions in FIMO.\"','2025-05-19','2025-05-23','2025-05-15 13:57:16','2025-06-26 17:22:21',NULL,NULL),(540,839,807,NULL,NULL,0,0,1,'2025-05-01','2025-05-03','2025-05-16',0,0,'p6VDdr9jMpEAfj1JfAPVWQ==:v56GiUX2czuBe2qIJ4REbA==','XHZm+iu3HB0ybtrRcz0Gtw==:1BZv+krK7mm+GBEbbYII7Q==','ggGKROzAIOA6WAQaYmR1oQ==:mUoqSVBiRufjdtBKPB9uUQ==','\"As per trial mail, we visited Kasganj/UP3410 branch on 02nd May 25 for the physical cash verification purpose.\r\n\r\nPost verification it was come to know that Rs.118183 is short in the safe Then we talked with Cluster Manager Bhojendra Kumar/SF0073535, and he is said that on dt. 11th Apr 25 BQM Ravindra Mahura/SF0072245 call him and said the both Safe Key is lost by him that\'s why he is unable to deposit the Rs.158181 in the bank than, the AVP Hariom Singh/SF0078077 raised a mail to HO for the 2nd set of keys After that, The 2nd set of safe key is received from HO on dt. 21st Apr 25 and open the safe, and at that time, there is Zero Cash in the safe.\r\nOn 22nd Apr, 25 AVP Hariom Singh/SF0078077 visited the branch and recovered Rs.40000 from BQM  and suspended both staff BQM Ravindra Mahura/SF0072245  and LO Jogendra Yadav/SF0091853\r\n\r\nBQM Ravindra Mahura/SF0072245  and LO Jogendra Yadav/SF0091853 Both are the Safe key holders at time of the incidents and are responsible for the cash shortage of Rs.158183.\"\r\n\r\n','2025-05-01','2025-05-03','2025-05-16 01:50:47','2025-06-26 17:22:21',NULL,NULL),(541,840,806,NULL,NULL,0,0,1,'2025-05-01','2025-05-03','2025-05-16',0,0,'/dp2/G2SvlAtAJybNNPH3w==:NglahlVK8bQseYk6uFz8Yg==','9xaEL8a0GIWAhnx8OUy5Fw==:WHxLRbDWD8Pjn+ChveuGCA==','Ppvk0aTQqH7Z7y191cqGPQ==:UZ61NRuewC+m01Q9DT8KvQ==','\"As per trial mail, we visited Kasganj/UP3410 branch on 02nd May 25 for the physical cash verification purpose.\r\n\r\nPost verification it was come to know that Rs.118183 is short in the safe Then we talked with Cluster Manager Bhojendra Kumar/SF0073535, and he is said that on dt. 11th Apr 25 BQM Ravindra Mahura/SF0072245 call him and said the both Safe Key is lost by him that\'s why he is unable to deposit the Rs.158181 in the bank than, the AVP Hariom Singh/SF0078077 raised a mail to HO for the 2nd set of keys After that, The 2nd set of safe key is received from HO on dt. 21st Apr 25 and open the safe, and at that time, there is Zero Cash in the safe.\r\nOn 22nd Apr, 25 AVP Hariom Singh/SF0078077 visited the branch and recovered Rs.40000 from BQM  and suspended both staff BQM Ravindra Mahura/SF0072245  and LO Jogendra Yadav/SF0091853\r\n\r\nBQM Ravindra Mahura/SF0072245  and LO Jogendra Yadav/SF0091853 Both are the Safe key holders at time of the incidents and are responsible for the cash shortage of Rs.158183.\"','2025-05-01','2025-05-03','2025-05-16 02:36:53','2025-06-26 17:22:21',NULL,NULL),(542,1416,1340,NULL,NULL,0,0,1,'2025-05-15','2025-05-29','2025-05-31',296,8,'+N8aZU8gE++5ttl2Ftj3uA==:0y5ubDgDpoGiXs4qFjqRyQ==','WXzz4JscMnxeOcQEUDdzlg==:0gIUPCpKgJBEz8Qfs+p4XQ==','Jm6jhPjQFPf+FHR/4Lowfw==:FZDX9MzIB34o1Y77SrEKHQ==','Loan Officer Chetanveer Rajput/SF0078502 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 8 borrowers for the amounting to Rs. 47,300/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 47,300/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 47,300/-\r\n\r\nNote: In DAPS, the complaint registered under the branch name Vidisha/MPGL0626 instead of Raisen Branch.','2025-05-15','2025-05-26','2025-05-16 04:59:08','2025-06-26 17:22:21',NULL,NULL),(543,1447,1359,NULL,NULL,0,0,1,'2025-05-15','2025-05-27','2025-05-30',143,17,'PIZEojXqEjQTN9TCPI1PWg==:rbtjuPc3J2VaZf6rsBMuIw==','I5b+5IjAiM9mO70mkkFWmQ==:PtUKlWiuWMyczLh/UhbFjQ==','sIJYTZtvlkyUGvhQaFr4DQ==:ZeUK3jJwy9CkwXHn8EwTqA==','Loan Officer Sanju Kumar Ahirwar/SF0072950 was found involved in collection and pre-closure misappropriation (Collected EMIs and Pre-closure but not posted to concerned borrower accounts) on the names of 17 borrowers for the amounting to Rs. 1,16,490/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 1,16,490/-\r\nAmount Recovered and Accounted in FIMO = Rs. 29,890/-\r\nNet Fraud Amount to be recovered = Rs. 86,600/-\r\n\r\nNote: In DAPS, the complaint is registered under the Branch Raisen/MPGL0843 instead of Sultanpur Branch.','2025-05-15','2025-05-26','2025-05-16 04:59:54','2025-06-26 17:22:21',NULL,NULL),(544,1439,1360,NULL,NULL,0,0,1,'2025-05-15','2025-05-31','2025-06-02',291,3,'RhqUm3pDo+WGyYjFBAEevw==:1OLOZ8vrKwTCJNsYNwE61Q==','bM4z2+VAYL4AqL9RMRIl+w==:QSKMMRATkeKM+TE+1Cp8qQ==','3dzA+tzMjBevC2cBUhWi8A==:xS+TbebPuDIk2zW95MZilw==','Loan Officer Satendra Ahirwar/SF0079553 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower account) on the name of 03 borrowers for the amounting to Rs. 13,500/- based on the evidence available.\r\nNote - LO has collected Jul\'24 month EMIs amount from borrowers after Resign & Left the branch on 19-Jun-24.\r\n\r\nTotal Fraud Amount = Rs. 13,500/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 13,500/-','2025-05-15','2025-05-31','2025-05-16 05:01:11','2025-06-26 17:22:21',NULL,NULL),(545,1440,1358,NULL,NULL,0,0,1,'2025-05-15','2025-05-31','2025-06-02',291,0,'yyLysqrOmlixhco6d042CQ==:N1WDwldOwXFGg/Dr1uvatw==','2Gv2Ug+r6yEzLD0039GXMg==:4O2kKlCPmG9fqTMkglW6Ew==','GOE28b9M06gUtKn8Ear/yA==:O+tptOpqWaloWGccNgtZag==','Fraud is not identified in the name of Loan Officer Bharat Jatav/SF0084135. As per the loan card, Loan Officer Bharat Jatav/SF0084135 had collected an EMIs from the 3 borrowers namely Umabharati/350587476, Rani/350587593 and Neeta Ahirwar/350588183 on 01-Oct-2024 but the same was not updated in the FIMO. The details of EMIs collected are updated below;\r\n1) Umabharati/350587476 – Rs. 2,250 on 01-Oct-2024\r\n2) Rani/350587593 – Rs. 2,250 on 01-Oct-2024\r\n3) Neeta Ahirwar/350588183 – Rs. 2,250 on 01-Oct-2024\r\nDuring verification of the loan card, it has been observed that the signature of the LO Bharat Jatav and of the BQM Kailash Ahirwar/SF0041448 was found updated on the loan card in front of the demand date of 01-Oct-2024 and on the verification of sub-ledger, it has been observed that the double EMIs were updated in the FIMO on 01-Sep-2024 for these 3 borrowers.\r\nUpon review of the collection report, it has been observed that 1 EMI each for these 3 borrowers is updated in the FIMO by LO Manish Ahirwar through “Tab” and another EMI updated by BQM through “Web”.\r\nThe same has enquired with the LO, BQM and with the borrowers and observed that the BQM has updated the advance EMI in the FIMO for these 3 borrowers on 01-Sep-2024 and the same is also confirmed with the borrowers that they had not paid any double EMIs in the month of Sep’2024 and hence, the LO and BQM collected the EMI for the month of Oct’2024 from the borrowers but not posted it into the FIMO.\r\n\r\nFurther, IA has verified the 291 borrowers and no fraud is identified in the name of LO Bharat Jatav.','2025-05-15','2025-05-26','2025-05-16 05:01:51','2025-06-26 17:22:21',NULL,NULL),(546,659,584,NULL,NULL,0,0,1,'2025-05-05','2025-05-10','2025-05-15',67,3,'TDITBCbU/N9wY1ZyYAMA0w==:AWfL11lCmpDEP24odPDsag==','l4bky4fhtf9AbNSc9Qt/Qw==:quCalO4MB1uhLW1Ll6YHnw==','fxcsweh0qeOzdy+cblyiGQ==:e+/9OBA2LhcRPJC6mMQCRg==','\"During the Fraud investigation, we found that SBM Kunwar Singh/SF0087338 embezzeld in Collection and Preclose Amount 3 different borrower. and the same was not posted in Fimo by him used for personal purposes. \r\n\r\n(Total fraud amount of Rs. 24400/-)\r\n(Fimo Posting amount of Rs. 14909/-)\r\n(Pending for recovery from the employee Rs. 9491/-)\r\n\r\nCurrently,SBM Kunwar Singh/SF0087338 has been suspended from the branch on 21-April-2025\"','2025-05-05','2025-05-10','2025-05-16 07:39:35','2025-06-26 17:22:21',NULL,NULL),(547,1514,1458,NULL,NULL,0,0,1,'2025-05-15','2025-05-15','2025-05-16',1,1,'mdUvu2qFKr6WldrOr1cnow==:3gIiDlwAcOC+nU2EqWA67Q==','Uv4ZOV/Se+cclB8YrmJ+Ww==:xF88qi33Jv6kNZgAYBT6cg==','gfiAlnPIWMdjQHc79W56BA==:TMt1/dzX7fOuAZ1721N4Aw==','Customer Retention Associate J Somashekaranaik/SF0070392 was collected total amount of Rs. 68,725/- and recovered amount of Rs. 58,653/- and remaining amount of Rs. 10,072/- is pending for recovery.','2025-05-15','2025-05-16','2025-05-16 11:17:39','2025-06-26 17:22:21',NULL,NULL),(548,800,809,NULL,NULL,0,0,1,'2025-05-15','2025-05-16','2025-05-17',104,6,'xFFve2/orA0Ag2HvUE7g2Q==:UE3iMO7M+YE5wI5zOtnEWw==','39uthBOEbWwWvBT2yZpJ8w==:w8R41DA6rUC9X0lAshZMNQ==','pn/ndZP9XyXeQru0sEll2A==:z2hp02rUk4fTqWnXDOpc3A==','The conclusion of this investigation is that BQM Kulbir/SF0076112 has collected EWI and pre closure amount form some borrowers at different centers but did not update this amount in FIMO further he continued paying the EWIs of concern borrowers till he was suspended dated 5 Mar 25.','2025-05-12','2025-05-16','2025-05-17 09:30:33','2025-06-26 17:22:21',NULL,NULL),(549,1521,1453,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-08',34,2,'Qdh1rRLyzXAnTyXVz7wy3w==:Xel9aWocivL+n24jal4LGw==','kfvpGSwiO/zpNujL2Ke+kA==:R0FXnuyyKDa1Ey2gGqYgBA==','WqF2kKm8l1XI4XjrnLCf7w==:Lca3o96/X02onhZW2afa8w==','\"Dear Team,\r\nSummary of Findings\r\nIncident Overview: BM Bhupendra Singh Bhagaur collected a pre-closure amount from a borrower. However, he did not update this transaction in the FIMO system. Additionally, records indicate that he exited on 18 December 2024.\r\n\r\nFraudulent Transactions:\r\n\r\nGross Fraud Amount: ₹55,774.00\r\n\r\nAmount Recovered: ₹8,270.00\r\n\r\nNet Fraud Amount: ₹47,504.00\r\n\r\nThese figures suggest that a significant sum was misappropriated due to the delay (or failure) in posting the transaction in FIMO, leading to a substantial financial loss for the institution.\"','2025-05-19','2025-05-23','2025-05-18 23:43:42','2025-06-26 17:22:21',NULL,NULL),(550,1524,1452,NULL,NULL,0,0,1,'2025-05-20','2025-05-21','2025-05-22',73,1,'jP6LxkbX9J1FFtfIuoN2wg==:zUmUlaGPMBQljvp1KohliQ==','GnEferZu6tPGWIR8aqPCTg==:eoaioMv/z0RV3yxWPhYuhA==','7s79q6RlTdXRDfpAHkJTEA==:/oXMMIOhYMA/ulGTFqQCVA==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 3200/- has taken place. Specifically, the Loan Officer  collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs 32,00/-, and again failed to record these transactions in FIMO.\"','2025-05-19','2025-05-23','2025-05-18 23:44:02','2025-06-26 17:22:21',NULL,NULL),(551,1502,1437,NULL,NULL,0,0,1,'2025-05-19','2025-05-23','2025-05-28',157,3,'AFlgd0pgIYCP1+F33xrOuA==:ypAcRJQqrwSVW3cTgLd1Uw==','9xVtiT7DB4Rnpya3nDiNwA==:Jd23rScgWuYGrILG5+Ztdg==','8ABzN/W7pqb6yzaNUaLirg==:1szdpR5hFQWTVzvxWk+quA==','The conclusion of this investigation is that LO Deepanshu Sharma/SF0087617 has collected EWI amount of 3 borrowers but did not update this amount in FIMO.\r\nFraud details are as below\r\nGross fraud amount - ₹ 7570.00\r\nAmount recovered - ₹ 0.00\r\nNet fraud amount - ₹ 7570.00','2025-05-19','2025-05-23','2025-05-18 23:45:07','2025-06-26 17:22:21',NULL,NULL),(552,1503,1436,NULL,NULL,0,0,1,'2025-05-19','2025-05-23','2025-05-28',0,0,'uEm7iUmR4hZtufOnCS2KZA==:cPk3PPfMbVDXQEelw1QA3w==','ghz2cSBlMmti80V1aKItxg==:BXJC1a4ynw5PG9d197zUug==','IRMF19T63XiOr5q4F9EF5A==:rJGf2ZxL3LLrc4akPJn/9A==','The conclusion of this investigation is that signature on loan card of Shamshida/354382667 in enclosed complaint mail does not match with actual signature of LO Vakeel Khan/SF0074023. Further we had a communication with LO Vakeel Khan/SF0074023 regarding this case, he is denying for the same. We are attaching a loan card singed by LO for your reference.\r\nNote- Movement register is available dated 5 Sep 25 only. Remaining 25 Jul 25, 15 Aug 25, 22 Aug 25 is not available available at branch and not updated on 12 Sep 25.\r\n','2025-05-19','2025-05-23','2025-05-18 23:45:27','2025-06-26 17:22:21',NULL,NULL),(553,1511,1459,NULL,NULL,0,0,1,'2025-05-19','2025-06-02','2025-06-02',216,24,'j7xrPKs14IUWLYoOA4Dw0w==:TH+r6VkqcymAKVobp4qe+A==','NdEXaLaqbUy0kDUGCogHbg==:ALtxQBJcRgW/LdreiFjHWg==','2ik5CytQwyQrJHzULxCBVw==:EbErXTvmIUysQF0i3njOfA==','After caseload verifcation total of Rs 238864/- misappropriation of cash observed and Rs 59679/- accounted in FIMO by LO Aswin Kumar Padhy/SF0047026. Net amout of Misappropriation is Rs 179185/-','2025-05-19','2025-05-23','2025-05-19 05:20:17','2025-06-26 17:22:21',NULL,NULL),(554,1522,1460,NULL,NULL,0,0,1,'2025-05-20','2025-06-02','2025-06-02',461,32,'EuwfwbpAfQRHB8dVZfhfSg==:5sN5oaTm+xPE0GD9tyTY6w==','M172dxKu48ojfFdDx0Hqkg==:uTIZAnMldro5ADJrZVSBLg==','aqgXPYk31bRcI22DoQY9sg==:Ijpgct0N1xrI5mDgSB5BCg==','Misappropriation Observed against Rs.411529,amount recovered Rs.59940.Remaning amount Rs.351589 not posted at FIMO.','2025-05-20','2025-05-23','2025-05-19 05:20:47','2025-06-26 17:22:21',NULL,NULL),(555,1528,1461,NULL,NULL,0,0,1,'2025-05-19','2025-06-02','2025-06-03',343,30,'ItHlZMlNusc4gTVimjBkDw==:H+xnDIc2n9Bkb3TEIeasYg==','a6fbfWZkBzZlYWhcUQN4qQ==:IUrRnYCbQR4vlLWxj8U+3w==','JBIq2gncnbwckgsd2l6Sbw==:ZgbZb6IeqNVGFTc76qqRQA==','After caseload verification I observed total fraud amount Rs 525202/- misappropriation of Cash observed . LO did FIMO recovery entry Rs 1,29,650/. Net amount of misappropriation is Rs 395552/-','2025-05-19','2025-05-23','2025-05-19 05:21:50','2025-06-26 17:22:21',NULL,NULL),(556,1541,1464,NULL,NULL,0,0,1,'2025-05-27','2025-06-02','2025-06-03',200,14,'kmZOjZuksv3InirjTlz4sw==:23TjG4pTT5GSmTZlLKe9/Q==','ZT9T2VVxYu+SJs99mBazJg==:XdH1hChSHr+HSz0h0YXqIQ==','8WLOSzZ8sI02Egwkfs7XNA==:GwmVusAQ4TMubDYxSU/3Bg==','As per the verification it is noted that CRA Prakash Kumar Nayak has made a fraud of 234,670/- Out of which amount recovered and accounted in FIMO of Rs.72590 & pending for recovery of Rs.162080/-.','2025-05-27','2025-06-02','2025-05-19 05:22:18','2025-06-26 17:22:21',NULL,NULL),(557,1543,1466,NULL,NULL,0,0,1,'2025-05-21','2025-06-02','2025-06-02',202,10,'lv0kTQz3nhNi/ED+jl38zw==:BW25JY/PsqULu1dOE84BYw==','uFxTx9udnx+TgKRcyGHFbw==:mjk4ya97gXIzicJcaRQqLg==','tHM0MoinebdkS6tsTqateg==:7KNiouA+wyiVsg14Lx6NrA==','Total Fraud amout Identified RS 77950/-\r\n','2025-05-22','2025-05-28','2025-05-19 05:22:50','2025-06-26 17:22:21',NULL,NULL),(558,1549,1467,NULL,NULL,0,0,1,'2025-05-19','2025-06-02','2025-06-02',101,2,'xbjHlYrGTi4RFx6mj1QcAw==:irFz2xdbMeHCiYtmTQk2rQ==','SjwTAnu67+ETclGuyM0C1g==:DgjWlihj6z24z4oasSiuYw==','HnAi2OnVzJTXK0tLRN5/nw==:I91vTobUtOKoK3sdP7lcHA==','It is noted that BQM has made preclose and EMI collection fraud of Rs 67330/-','2025-05-19','2025-06-02','2025-05-19 05:23:08','2025-06-26 17:22:21',NULL,NULL),(559,1542,1481,NULL,NULL,0,0,1,'2025-05-17','2025-05-25','2025-05-27',148,5,'GL8AHUMTk97no/MBSQRvmg==:l6xJg2EKo4NqHoxNWJ8t7Q==','bjtSiplQT35IEU87hkkYhg==:DtIWE6jPQSJ6nykq7otvvw==','V6KR6ebPE3r5UsIblMxgcg==:90jqE4F7SWyIrtXsmF5XUw==','During field verification we observed, loan officer Somen Kumar Rajak (SF0070635) had embezzled 5 Borrower’s Collection Amount of Rs. 34300 /-.','2025-05-16','2025-05-31','2025-05-19 05:25:08','2025-06-26 17:22:21',NULL,NULL),(560,1536,1484,NULL,NULL,0,0,1,'2025-05-26','2025-06-02','2025-06-04',165,18,'/HwlCdZWFLOBtEfGcnWy9A==:1qD3mFpHSEWaoPMoxLFOXg==','ATjWi7c6CqGZ/aaXwShdzg==:stft9/tdPmVdXrPGyrxpJg==','dfC+luf2Zc7C8ts/DwQyXQ==:2V7IO7pchMDPNYHvIjUOog==','During field verification, it was observed that loan officer Rakesh Kumar Kaiwartya/SF0064088 had embezzled 18 borrower’s installment, advance collection and preclose amount of Rs. 2,93,931/- and Rs. 87,583/- accounted in FIMO as EMI basis. Rest of the amount of Rs. 2,06,348/- yet to be recovered from the alleged staff.','2025-05-16','2025-06-06','2025-05-19 05:25:33','2025-06-26 17:22:21',NULL,NULL),(561,1535,1485,NULL,NULL,0,0,1,'2025-05-26','2025-06-03','2025-06-05',150,5,'jxGrJKkShQVgp8qwmR/7vg==:2AtJ6v4Nuy7NuUw69MtlzA==','Oi7WUgAJUCQvXf6JdfmCtA==:UEaNBnxgpERK0LgES+r/aA==','D0MTo23g3V/yBWnVGiQE2A==:DTCOSwMrLNfhtxq2rZgHhg==','As per the complaint, the Internal Audit team verified the field and observed that Branch Manager Sadanand Dadsena/SF0046415 had embezzled 05 Borrower’s Loan Installments, disbursed amount re-collected & Pre-Closure amount total of Rs. 1,22,140/- and out of that Rs. 32,310/- accounted in FIMO as EMI basis and now Rs. 89,830/- is pending for recovery from alleged employee.','2025-05-16','2025-06-04','2025-05-19 05:26:33','2025-06-26 17:22:21',NULL,NULL),(562,1530,1482,NULL,NULL,0,0,1,'2025-05-28','2025-06-02','2025-06-04',238,5,'5Vv8UfnFRiVkAtmMdoTSWA==:8/rh0L+002Qmmvv+ntLoxA==','bmqn4g8rD8UxR5OLdx8nug==:BesqiZz4aRc5O/tHN/+S6A==','MdorSevIYQfxTXWrHP4ZQw==:4hKJeLquX8rjV/z7Nl/p1w==','During field verification, it was observed that loan officer Abhishek Kumar Paswan/SF0080637 had embezzled 05 borrowers installment and advance collection amount of Rs. 17,530/- and Rs. 3900/- accounted in FIMO as EMI basis. Rest of the amount of Rs. 13,630/- yet to be recovered from the alleged staff.','2025-05-19','2025-06-07','2025-05-19 05:27:14','2025-06-26 17:22:21',NULL,NULL),(563,1486,1443,NULL,NULL,0,0,1,'2025-05-19','2025-05-25','2025-05-27',227,7,'bYW75hVnu91sri0TqsGF1g==:qeu33TXUmnSyzMwRuBt9eA==','iyVUM8iQz4jDZmszLTKzhg==:ePQR8tc5L++h6QHp/8P03w==','b6qrD8ZQM8LWH/jTc+u34w==:L5OrWikXQVNxtuSuF2bXZw==','During field verification, it was observed that loan officer Badal Kumar/SF0093501 had embezzled the loan collection and preclose amount of Rs.58370/- from 7 borrowers and out of that Rs. 14976/- accounted in FIMO. Now total of Rs. 43,394/- yet to be recovered from the alleged staff.','2025-05-14','2025-05-31','2025-05-19 05:27:43','2025-06-26 17:22:21',NULL,NULL),(564,1513,1442,NULL,NULL,0,0,1,'2025-05-15','2025-06-01','2025-06-03',1189,1,'27qk1Cv7sFA1rAm9HLXPuA==:KwscBRN/ZIgEUhfQWfYViQ==','UUXcfOTeT/lud56QCk0KBA==:bW1UulhxrbNIM1iifVT30A==','nbIw4VsuUrJpxzIN+qSoPg==:h4CngX1/0dm2bXunOES2Fw==','\"The Branch Quality Manager Shubham Nhavi/SF0069582 Fraud \r\nIdentified 1 Borrower during Fraud Investigation amount of Rs. 4270.00.\"','2025-05-19','2025-05-31','2025-05-19 05:43:42','2025-06-26 17:22:21',NULL,NULL),(565,1512,1444,NULL,NULL,0,0,1,'2025-05-19','2025-06-07','2025-06-10',334,40,'oClSkyiLze/CjGGHJatrZQ==:8+FY2uL0N+Q4lhDRNVw15w==','WepFC29/CAvVellVSOaItw==:W+qaYSXk9f0olXXytcHFCg==','JR6GWqodpFl9MFnOou0oJg==:Z8CE9kEaIdikxU4wHe0l4g==','Fraud amount not deposited in company account.','2025-05-19','2025-05-23','2025-05-19 06:28:36','2025-07-16 10:36:23','Collection Amount Misappropriated','Advance Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(566,1401,1361,NULL,NULL,0,0,1,'2025-05-10','2025-05-16','2025-05-21',464,2,'lj/MV1YIZJ+zNKAOgwBzCQ==:A3bdLY2ppQBGp7ohUxwq2A==','DtdpS4p+TGoX9g7Lkf+KCg==:VZpO2enP54vi9NzdGJIyNg==','Vl1Mt3hBRfaDc+JXpeP/+g==:THasN4AMSvykIEtz4aAyiQ==','Fraud established and detailed report was sent.','2025-05-10','2025-05-21','2025-05-19 06:29:10','2025-06-26 17:22:22',NULL,NULL),(567,1400,1362,NULL,NULL,0,0,1,'2025-05-10','2025-05-20','2025-05-22',53,4,'NvXd3+cUoDrLsfjuEWiyVg==:vLjFqiJxPiTCa4gdSjgwrw==','g2amqPxns+KfXoG9k/2nNw==:WOX1Z0GBwLzvHmHxYQqi2A==','MCNTVsMsh9224xlsxUxAvQ==:1fMfbz82xqd7zqxicEEFKg==','The fraud has been identified, and a detailed report has been sent.','2025-05-10','2025-05-20','2025-05-19 06:29:46','2025-06-26 17:22:22',NULL,NULL),(568,1396,1363,NULL,NULL,0,0,1,'2025-05-20','2025-05-24','2025-05-30',30,3,'61Wq6REWGkYfrnRVFydKfg==:UorEL9IMLhye2Nq8eufq+A==','txLZ66MnK0GDWFvXg+FEBg==:l6HCP/p2hQy0V6g5Ki7Ktg==','HX7tZQGCVWM6916X07CCtQ==:lgwmZw4Hf6ATdheL3SMKJA==','The fraud has been identified, and a detailed report has been sent.','2025-05-12','2025-05-21','2025-05-19 06:30:19','2025-06-26 17:22:22',NULL,NULL),(569,1218,1157,NULL,NULL,0,0,1,'2025-05-15','2025-05-26','2025-05-29',16,3,'wafJPU9lh2dfa1L9n9h1lQ==:ta8aIg1FdqT9ciM0whnSIQ==','xi5SyG+oDnHYlAXSX7hgrQ==:roK0Hvu78pmKtSyy9Apb8A==','dlyEzlOiCSRDx0yDzDJR0Q==:1Xdwu9HjziPirnvKaT/62Q==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-10','2025-05-20','2025-05-19 06:45:43','2025-06-26 17:22:22',NULL,NULL),(570,1206,1134,NULL,NULL,0,0,1,'2025-05-08','2025-05-23','2025-05-27',62,5,'QbzOOWRe3l/nkhjJTu74fg==:KzFPWBXvD3EAKkoaBNnywQ==','+CPHuVgQp9FxMRg9CZE6mA==:TekxkqZVm6AJXJl3zCdY7Q==','qas8FHWO1z1pLj0R8CgVPw==:48CDX/Pq6RtWY5RDaVLcMg==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-10','2025-05-20','2025-05-19 06:46:07','2025-06-26 17:22:22',NULL,NULL),(571,1198,1135,NULL,NULL,0,0,1,'2025-05-21','2025-05-21','2025-05-30',1,1,'3jJ3vbbDiTQH5SH7ApUK3g==:RiOQBeAXFvVhCiKLy+O6xw==','J1XWHlJFD9kyRYPcejQ13Q==:8IyCTAitSl2rWZI4BoCVjw==','IGqvUeRqV2C8hwB8/T5aMQ==:QBnYL2aqo04AdrKs4xE7+Q==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-10','2025-05-20','2025-05-19 06:46:32','2025-06-26 17:22:22',NULL,NULL),(572,1180,1136,NULL,NULL,0,0,1,'2025-05-06','2025-05-20','2025-05-22',85,6,'SJxKib4s6cC8mM4mN4+jHA==:D2mYXZgPh/Ub0DT8b+fyMQ==','4khn+y3YPudyIKNbdfhijg==:9ImR2OOQ4gS+Ehy6talmXQ==','YbfKaLEoO9c/hkem68iBfw==:rGK5rYpB63ZYmNY6QQN6Zg==','The fraud has been identified, and a detailed report has been sent.\r\n','2025-05-05','2025-05-20','2025-05-19 06:47:04','2025-06-26 17:22:22',NULL,NULL),(573,1158,1098,NULL,NULL,0,0,1,'2025-05-05','2025-05-06','2025-05-23',1,1,'0Lq1yUu2juYoEyWN6++Ofw==:3fO9J468XY86HrHPNUfAmA==','2+lah0MhMomkSHXCOXJKkw==:rpbWTm/GggrI5B35L+TmRQ==','i0oPnTE852i30S/7ma8gTQ==:PZbAysk88TeALcxnHI2m3Q==','Fraud established detailed report sent\r\n','2025-05-05','2025-05-20','2025-05-19 08:44:03','2025-06-26 17:22:22',NULL,NULL),(574,1157,1099,NULL,NULL,0,0,1,'2025-05-05','2025-05-06','2025-05-23',1,1,'U7R0oLy6tsTxMEmFcnN1PQ==:XxOcTS1qYWuMDkMJCIiqPA==','B8MUguoiTr1T52nEH5Y+6w==:4WfhFc6NT6Ou73wU3OVqRw==','GMtNuzbxYpmS/zcMvQlH+w==:0x4qsBwqin51kVjwU0YW+w==','Fraud established detailed report sent\r\n','2025-05-05','2025-05-20','2025-05-19 08:44:34','2025-06-26 17:22:22',NULL,NULL),(575,1147,1100,NULL,NULL,0,0,1,'2025-05-07','2025-05-07','2025-05-10',36,1,'pCVZDEestUrcWufrLgtmvA==:DIc38kJFDvrCN2KnTpJ39g==','3a3026ngFAoISzWqSbEbzw==:0ly00H5+f2xUoB7Mx5ctXA==','Cp7zvGoXBPinUTD4MUod9Q==:43x1PGh7Y1cWXtvRAwY4cQ==','Fraud established a detailed report sent.','2025-05-07','2025-05-07','2025-05-19 08:45:25','2025-06-26 17:22:22',NULL,NULL),(576,1146,1101,NULL,NULL,0,0,1,'2025-05-06','2025-05-06','2025-05-10',1,1,'A7n98oxuK4W+I6t3UiaF5g==:pj9L3xC9uawxfdYGHRJnNQ==','ylPAOA5RD9K+TTXkshtCAg==:fMcwpsaxrjvtZPBz8Xc9yg==','U7ifDzUcYlzJ0caku1FzCQ==:cOsbIighZlDPm7QQJoY5vA==','Fraud established a detailed report sent.','2025-05-06','2025-05-06','2025-05-19 08:45:59','2025-06-26 17:22:22',NULL,NULL),(577,1546,1504,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-17',8,1,'OC7Ki4MHcupyzksPUGIkoQ==:z/E2+LICT9afcz9kHalQag==','tIasOAdTjHO98JrXuUfKgw==:xgPRTk0NBNASk2HSb18Atg==','uFIIffuqg9ESsPqsNrkqmA==:W1s9WKCBqbSLCOha7hTAIg==','Loan Officer Pradhan Singh Rajput/SF0082065 was found involved in collection (Collected EMIs but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 2,250/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 2,250/-\r\nAmount Recovered and Accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be recovered = Rs. 2,250/-\r\n\r\nNote: Information received to IA Team from CSS on 12-May-2025, Hence the Identification Date mentioned in the Excel Report as \"12-May-2025\". Post Investigation by IA Team, Mail raised to Complaints Team to Register the Complaint ID and on 16-May-2025 the Complaint ID registered by the complaints team.','2025-05-16','2025-05-16','2025-05-19 16:54:34','2025-06-26 17:22:22',NULL,NULL),(578,1570,1498,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-20',2,2,'cwQiyKZaK+E4itCcFLDvUQ==:NEE6jyfK6Lk/7Ksc9KvmeQ==','V7Hxu/IQdkoIKNVm7YDZHw==:sCvyveit/ecVu1y1ul9rTQ==','898XIr2ZzjEjDrgH/QXlrg==:LOrZfW084gkvH2zxx8+Ayw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 3300/- has taken place. Specifically, the Loan Officer Vijay Dangar/SF0064414 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 02 borrowers, amounting to Rs.3300/-, and again failed to record these transactions in FIMO.\"\"\r\n\r\nNote: - This staff had died in a road accident on 17th Nov 2024.\"','2025-05-20','2025-05-21','2025-05-20 01:27:41','2025-06-26 17:22:22',NULL,NULL),(579,1533,1496,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-21',65,1,'edg85JNRZQNV0hY5jLudJw==:7fm9Berrwce0/s0q31cVGQ==','fATcfQUUIygoen2YlKbFvw==:pGNJ1bS2U79WBrcv+lekLQ==','DSzvh/kTTPkSONFOxPSUcQ==:VVN02iyUpSjRFZKwt1LKiQ==','\"Dear Team,\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 19,944/- has taken place. Specifically, the Loan Officer, Ajay Singh (SF0093660), collected amounts from borrowers but failed to perform the following actions:-\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected Precloser payments from one borrower, amounting to Rs. 19,944/-, and failed to record these transactions in FIMO. Amount of Rs. 3840/- has been recovered and posted in FIMO, and the rest amount of Rs. 16,104/- again failed to record these transactions in FIMO.\"\r\n','2025-05-26','2025-05-30','2025-05-20 02:21:50','2025-06-26 17:22:22',NULL,NULL),(580,1564,1492,NULL,NULL,0,0,1,'2025-05-21','2025-05-23','2025-05-25',51,10,'dErmCLD6lOUlu2HJsNLN8w==:cAzoZiJgSdLUbWMeU35Fmg==','SLhIrf9oiJrhdYaxpuOYQw==:QiSsBfRWy2pM7uPwSMSFCg==','PxCOc383mKRl2TPWgHlGFw==:xthml7RMLa6zDlq31TdvYg==','Dear Team,\r\n\r\nAs per the findings of the Business team, the Internal Audit (IA) Team conducted the verification in May 2025, and it was observed that a fraud amounting to Rs. 54740/- has taken place. Specifically, the Loan officer Pawan Kumar Samaria(SF0080891), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan officer collected EMI payments from 10 borrowers, amounting to Rs. 54740/-, in which 22100/- recovered and posted in FIMO and the remainning  amount of Rs.32640/- again failed to record these transactions in FIMO.','2025-05-21','2025-05-23','2025-05-20 02:22:29','2025-06-26 17:22:22',NULL,NULL),(581,1565,1491,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-21',173,3,'/rAqXvFx/GNiTW/XWe8ePA==:u3/SKFr5p65THrDfFzbCIA==','jzYhZLyjx2EUmx7caS97uw==:kfklw/GfV70IeOkiuymy9Q==','sWH0HTuennCNqF3mh+iZGA==:9CuXr+3NZwwZXGJg3IjUuw==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 25,650/- has taken place. Specifically, the Loan Office Manish Pargi/SF0057474 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs. 25,650/-, and again failed to record these transactions in FIMO.\"\r\n','2025-05-21','2025-05-23','2025-05-20 02:22:56','2025-06-26 17:22:22',NULL,NULL),(582,1583,1505,NULL,NULL,0,0,1,'2025-05-27','2025-05-29','2025-05-31',137,24,'1hRWBbLLKcdkc5bwEdmejQ==:K5w7MC/d5ZB6th0AYoxDwg==','FPgCR6LcC2gS1HYa4VwXMA==:thPZ8Xz8xg1shDZI8gG0RQ==','9KUUnmqT4bf5ugEoPOHMbQ==:7th+Feuv2QZGxj5vvyVqwg==','\" Dear Team,\r\nAs per the findings of the Business Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.75,210/- has taken place. Specifically, the  Loan Officer,Savariya Lal Meena (SF0070644), received amounts from borrowers but failed to perform the following actions:-\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the LO collected EMI payments from 24 borrowers, amounting to Rs. 75210/- and again failed to record these transactions in FIMO.\"','2025-05-26','2025-05-30','2025-05-20 02:23:32','2025-06-26 17:22:22',NULL,NULL),(583,1572,1512,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-08',147,1,'za8+KXwRPTwI74dvYmxvCg==:AAb0uLvOzFToe3p3AHIBpg==','AemE5S1IL6o7xNKwQUYGMg==:QPSvSJqGt3u2ajtm6jXAAw==','c9sWeoJLyxTl7Yyo0pPkog==:VhWs37NkjMoQPCMPES2A+Q==','\"Dear Team,\r\nSummary of Findings\r\nNature of the Incident: BM Deepu Singh collected a pre-closure amount from a borrower but did not immediately update the transaction in FIMO. The update only occurred on or by 19 May 2025.\r\n\r\nFraud Amounts:\r\n\r\nGross Fraud Amount: ₹10,970.00\r\n\r\nAmount Recovered: ₹11,178.17\r\n\r\nNet Fraud Amount: ₹-208.17\r\n\r\nThe slight discrepancy, resulting in a net fraud amount of ₹208.17, indicates that while most of the funds were later adjusted through FIMO, there remains a small margin of unauthorized or unaccounted funds.BM had deposited the excess amount of Rs. 208.17 in borrower FIMO account. (Due to technical issue in the DAPS application recovered amount Rs.10970 updated in DAPS application but actual recovered amount is Rs.11178/-).','2025-05-26','2025-05-30','2025-05-20 05:49:17','2025-06-26 17:22:22',NULL,NULL),(584,1568,1488,NULL,NULL,0,0,1,'2025-06-02','2025-06-06','2025-06-08',183,8,'1B54K2Zm7QKnTqUdgBmQSw==:CiT0I2htq/H5vyKhm5sEcA==','lRy1u65UQhLLGJBatGyH2w==:ntnhoraw3rYQNQrnnv+ZLg==','+FdwOrZoO99fWNU7UYtosg==:GuquzWgqw4uiSq7eVPD5hg==','\"Dear Team,\r\n\r\nTotal Amount Misappropriated: ₹5,510\r\n\r\nRecovery Status: The entire amount of ₹5,510 has not been recovered from the employee. Recovery efforts are still pending.\r\n\r\nAffected Borrowers:\r\n\r\nTotal Number: 8 borrowers have been adversely impacted by this misappropriation.\r\n\r\nEmployee\'s Presence:\r\n\r\nIncident of Absconding: The employee was noted to have absconded from the branch on 14-May-2025, raising concerns about intentional evasion of accountability.\"','2025-05-26','2025-05-30','2025-05-20 05:49:55','2025-06-26 17:22:22',NULL,NULL),(585,1584,1513,NULL,NULL,0,0,1,'2025-05-22','2025-06-24','2025-06-26',180,40,'K9diW0ANHiJiwOY/e3SGtg==:rp4nWJZXFK9VPrMbPmf+oA==','lc2H4zcFBCvi9LjNoDs43w==:lB4r+AWB+hrrA57UbC5p+Q==','f3x7W18/aEBTjpQ4wIU8Xg==:MI7PojVM48Y8QhjzljudRw==','During the investiation observed that loan Officer Mintu Barman/ SF0084847 had embezzled of Rs. 7,42,362/- from 40 borrower’s loan installments, pre close and advance EMI collection including CDL product (Mobile & Mixer). He is accounted in FIMO of Rs. 2,80,240/- as EMI basis out of Rs. 7,42,362/- and now total of Rs. 4,62,122/- yet to be recovered from the alleged staff.','2025-05-20','2025-06-07','2025-05-20 05:58:59','2025-06-26 17:22:22',NULL,NULL),(586,1571,1499,NULL,NULL,0,0,1,'2025-05-28','2025-06-03','2025-06-05',287,1,'qoADdu0l+45IDhv2sobgzg==:0kBDds1kLd4hXyiOEr7W4w==','lJfaPXitN/XQ0yQboyOifw==:sByki0NlDI54qCsnjHoPFQ==','w08Q5t+Q9Sk07lLqhLDXNA==:Xkg8zwgdmfKBSA2wwsQgug==','During field verification, it was observed that BQM Kishor Kumar Rana/SF0096225 had embezzled the preclosure amount of Rs. 38,402/- from 1 borrowers but only Rs. 6,660/- accounted in FIMO as EMI and now Rs. 31,742 yet to be recovered from the alleged staff.','2025-05-19','2025-06-07','2025-05-20 07:08:59','2025-06-26 17:22:22',NULL,NULL),(587,1619,1547,NULL,NULL,0,0,1,'2025-05-20','2025-06-04','2025-06-05',37,1,'gAOUbIg3WkxNM2gNXHq7LA==:S3cTt3oCtFzjVc+i4PNVuA==','W2oJ4DVagfssbVYu6oFzyA==:twM9mY7U+mSQbeNB1blWEw==','z/Xew0FWEJThaRskHFQvOg==:IBoTMAxKBl5qONdq93LlaA==','LO Chinmaya Bhola/SF0091795 collected total EMI amount of Rs 2780/- from one borrower but not remitted to branch','2025-05-20','2025-06-04','2025-05-20 07:26:49','2025-06-26 17:22:22',NULL,NULL),(588,1618,1546,NULL,NULL,0,0,1,'2025-05-20','2025-06-04','2025-06-05',12,3,'xOX7MIYUcD6qqe5vRYIaUA==:frguc0u1feA/kkc5mPaB2g==','zdjHvIDYT4Y5mf+0zXM9jQ==:2GcioHBR5Mhx4gzdcfbdJA==','KRvt4+PFl+GpZm0MeWchOA==:pxFNEZ3B9R+ORTfDaqxNFQ==','LO Chandra Sekhar Swain/SF0087929 collected total EMI amount of Rs 12040/- from 3 borrower but not remitted to branch','2025-05-20','2025-06-04','2025-05-20 07:27:12','2025-06-26 17:22:22',NULL,NULL),(589,1609,1545,NULL,NULL,0,0,1,'2025-05-26','2025-06-02','2025-06-04',204,3,'NzXHWQzH2GgNz9AZGKvYwg==:N5HYPTIF6KimLs3NssyXFQ==','cN5xenYmvpVqW8qCEQXE8A==:znVPXR84GRKhnduqsloNcQ==','OxZy6bgCNJaCaSt8EY5TWw==:SNpyjUKTJbPnz7/DMAj4FQ==','After caseload verification I observed total fraud amount Rs 11,180/-, Out of which amount of Rs.6150/- recovered and accounted in FIMO and of Rs.5030 yet to recover from employee.','2025-05-21','2025-05-26','2025-05-20 07:27:53','2025-06-26 17:22:22',NULL,NULL),(590,1500,1422,NULL,NULL,0,0,1,'2025-05-16','2025-05-31','2025-06-03',338,8,'iR7TVCixbewvYjYvm9kUfg==:ij2bM7EAhgLGAildRCgGSw==','TDGp4NWPaPGQXpT/5cNO+g==:0eeiOjwYDwY2XdAIseZkMw==','aFA8mD0QnAsAN85p097tgA==:V9rPRsbMa7E5lh3Jdz3e5Q==','Loan Officer Vyas/SF0074851, was found involved in collection misappropriation (Collected EMIs and Advance Collection but not posted to concerned borrower accounts) and Loan Amount Misappropriation (kept the Consumer Durable product himself) on the names of 08 borrowers for the amounting to Rs. 57,718/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 57,718/-\r\nAmount Recovered and Accounted in FIMO = Rs. 20,120/-\r\nNet Fraud Amount to be recovered = Rs. 37,598/-','2025-05-16','2025-05-27','2025-05-20 08:30:26','2025-06-26 17:22:22',NULL,NULL),(591,1627,1550,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-20',1,1,'Y/wSEVnJOEPcP9Tvjx2vcg==:woP9U4UB3bRVlRxgpr+yLQ==','mvIxC/zPmatBpqw0OGGNWQ==:Cnt85fuKdiHkJLmH4M4xxg==','1ol3q/WAhZvxiAMwzq59eQ==:pJapKFe1GnizcabuRrvPbg==','Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 1650/- has taken place. Specifically, the Loan Officer Aabid Patel collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs.1650/-, and again failed to record these transactions in FIMO.\"\r\n\r\nNote: - \"The signature was verified and matched with both the loan card and the old denomination register, confirming consistency. However, upon discussing it over the Call with Abid Patel, he denied that the signature was his. Additional, due to a technical issue in the DAPS application, the case has been erroneously booked under the Chikhali (RJ3096) branch. Upon review, it has been confirmed that the case actually pertains to the Sabla (RJ2982) branch.\r\n\r\n ','2025-05-20','2025-05-20','2025-05-20 12:03:30','2025-06-26 17:22:22',NULL,NULL),(592,1628,1549,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-20',1,1,'oKh6N7VYW5LBF6rMSDBMPA==:Bf6aKKmdhDrYkS5IE9FHHw==','8KV7eMaZiuWtUv8Eowcqkw==:BIbisOTZPvA07HoNoFZgbg==','61v2BzDmXsgtVhx6uk/mnQ==:o9zUD+jK43MATADskvGWig==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 1650/- has taken place. Specifically, the Loan Officer Arjun Dayma/SF0064648 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrower, amounting to Rs.1650/-, and again failed to record these transactions in FIMO.','2025-05-20','2025-05-20','2025-05-20 12:25:51','2025-06-26 17:22:22',NULL,NULL),(593,1172,1117,NULL,NULL,0,0,1,'2025-05-12','2025-05-16','2025-05-22',183,2,'jbRDyotzt0jWdMqntRa+Vg==:W0pmwcmuSi01HChPGO4rhA==','VZAITD501rgxO8puhrU5XQ==:6mJ9faNyDyNcXLidSxukmg==','gTfsf0qMxuw5QRsdCL+iHg==:8VqfTcgyGLVZ9GqKHf1lrw==','The conclusion of this investigation is that LO Mohd Furkan/SF0087642 collected EMI & Preclosure amount of two borrowers at different centers in different dates but did not update that amount in FIMO and he was suspended- 07-May-25.\r\nMisappropriation amount details are as below -\r\nGross fraud amount -  ₹ 15360.00\r\nRecovered amount - ₹ 2680.00\r\nNet fraud amount - ₹ 12680.00','2025-05-12','2025-05-16','2025-05-21 05:57:24','2025-06-26 17:22:22',NULL,NULL),(594,1629,1558,NULL,NULL,0,0,1,'2025-05-20','2025-05-21','2025-05-21',40,2,'A4xSLegds60J8B4MUHMZfg==:kC4fmVFSUCg5DO3k2wl6Wg==','f7m/T6ml1LXXmK0KvNFRdw==:UUsCrmM4md/AmNBUICbo+A==','sd7m9nFZqrpsq8hsHyYRZQ==:hePiuSsSsQrb29ovS1stsg==','Loan Officer Vikash Nagar/SF0078979 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the names of 02 borrowers for the amounting to Rs. 13,440/- based on the evidence available.\r\nTotal Fraud Amount = Rs. 13,440/-\r\nAmount Recovered and Accounted in FIMO = Rs. 3,240/-\r\nNet Fraud Amount to be recovered = Rs. 10,200/-','2025-05-20','2025-05-21','2025-05-21 10:09:30','2025-06-26 17:22:22',NULL,NULL),(595,1652,1567,NULL,NULL,0,0,1,'2025-06-02','2025-06-06','2025-06-07',132,4,'Hnu5WU1wkwmtkqcF9lHLqQ==:CMMNVKopAagB5ZzkkxDnKQ==','tKAsj3xz5bJe764XunkELw==:A/uQ5oTJP6riOzY7fsv7+g==','alk3CuX2ow8CLdHzGA9GuA==:8Tva8GDFxatt7v4TUjRkdQ==','Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in June 2025, it was observed that a fraud amounting to Rs.86,821/- has taken place. Specifically, the Loan Officer, Vipin kumar/SF0071920, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 4 borrower, amounting to Rs. 86,821/- which has amount of 55,070/- recovered and posted in FIMO and the rest amount 31,751/- again failed to record these transactions in FIMO.','2025-05-26','2025-05-28','2025-05-22 02:30:36','2025-06-26 17:22:22',NULL,NULL),(596,1621,1560,NULL,NULL,0,0,1,'2025-05-19','2025-05-22','2025-05-22',1,1,'Ut5TCLEQYAFFDqrGTO7hzA==:uLXGnQlL06QAlgYyWvVBwg==','l8k/KDFhNJsCHa9xvJQGow==:h6QgqBKENViyHljrcP/kWQ==','Qw90TI8LCsF0r4x2uBhXug==:XSTe37GZe0S7RXFMiP6vuQ==','During CLV we observed LO/Ranjan Parida/SF0060275 has collected 21300/- and posted Rs.5760/- in FIMO & net Fraud is Rs.15540/-.','2025-05-19','2025-05-22','2025-05-22 05:51:27','2025-06-26 17:22:22',NULL,NULL),(597,1562,1468,NULL,NULL,0,0,1,'2025-05-22','2025-05-31','2025-06-03',346,1,'/VPt7WPRB9Kh+ZwO73HFrA==:QGj3ZEuswDpO8GpJKggEqg==','75BG8SE/cW1gOvbtXR5Pag==:3nMdPOTgCxSMDl2WlcayPQ==','w9EZrbH1zH5FJSB7gJchPw==:HXKErHWV7GWxCGhPtOEXBg==','Loan Officer Deepak Shakya/SF0063130 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 2,240/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 2,240/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 2,240/-\r\n\r\nNote: In DAPS, the complaint registered under the Branch BHEL Khailar/UP3347 instead of Jhansi-3 Branch.','2025-05-22','2025-05-31','2025-05-22 06:45:11','2025-06-26 17:22:22',NULL,NULL),(598,1548,1503,NULL,NULL,0,0,1,'2025-05-20','2025-06-03','2025-06-05',152,1,'4NVB3ZMkPwIA02itSQ7ZEQ==:oZ1sDl4n7LqtdZ0eLc6URA==','nYpGH6vzuZ/IXB5jFAGPkA==:9i8KwhBPGCIBTdowfWTYFw==','GMKsFKFaNQgIlk7uvA3lHg==:UolGTWbDEPzEuLRw2Lchrw==','Branch Quality manager Dharmendra/SF0042848 was found involved in pre-closure misappropriation (Pre-Closure amount collected but not posted to concerned borrower accounts) on the name of 1 borrower for the amounting to Rs. 46,936/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 46,936/-\r\nAmount Recovered and Accounted in FIMO = Rs. 41,300/-\r\nNet Fraud Amount to be recovered = Rs. 5,636/-','2025-05-20','2025-06-03','2025-05-22 06:47:36','2025-06-26 17:22:22',NULL,NULL),(599,1658,1571,NULL,NULL,0,0,1,'2025-05-21','2025-05-22','2025-05-22',1,1,'M0zAXUEzUMKt3lFWEYtANg==:9O6cC0kNp7gl4Y51mRNpTA==','3GCS6ncARtqbz0fzHnNx+Q==:5iH6lMkYDr3uDRv0XqgtAQ==','TmPxMDGm7hH4H0Z1fz78lA==:Z/O31BprJ0aHIgJulGI0ew==','Total Fraud amount of Rs 3550/-','2025-05-21','2025-05-22','2025-05-22 07:17:54','2025-06-26 17:22:22',NULL,NULL),(600,1622,1575,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-20',1,1,'pNrqrkZzga/gGEUqOuYD/A==:tKdsC+KfjU/VHkIDLfi77A==','m88lsYNfJz+0pQ67BWD1rA==:wLsPR4hngl4PnTc49KjG2g==','v94Affhu3i3d3PxIUOPxrA==:GT/qVH4KQJRZfMX25+JFrw==','Customer Retention Manager Babu Rattala was collected 01 borrower pre-closed amount, total collected amount of Rs. 4,104/-Recovery amount Rs.0/- and pending recovery amount of Rs.4,104/-.','2025-05-19','2025-05-20','2025-05-22 07:46:37','2025-06-26 17:22:22',NULL,NULL),(601,1582,1576,NULL,NULL,0,0,1,'2025-05-29','2025-06-07','2025-06-09',210,7,'XcoQErk3wlQWV6qbAb9Ehw==:bhnAqNAjxOp/kXlH5P8zdg==','TcBLWbD02SfAPen1/TlR4Q==:X0+gZQNC3hbIJ65ARu1ywQ==','FsAkOecajtZ3RFqwldqnzA==:5IJCvfnyQQQMf5n1nBpFag==','LO Kumar N  was collected 14 EMIs from 7 borrowers of Rs 31,730/- but collcected amount not posted into FIMO and even not deposited at branch and same was froud misappropriated. Pending from recovery.','2025-05-27','2025-05-31','2025-05-22 08:04:22','2025-07-11 10:28:04','Collection Amount Misappropriated',''),(602,1669,1589,NULL,NULL,0,0,1,'2025-06-09','2025-06-11','2025-06-12',239,8,'b/u4XAaqusClmJUcauHqnw==:/Gji6rMt6pk0dXE3AxPQ0Q==','blWvKMm6z9ypXu1ebAEM0Q==:jBmQMf2wXThCG5RVWWKItA==','tFhVNA1Fp/r0FO8kSSWeig==:6agy6HQ9HAeQ3NvoJnbpfg==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in Jun 2025, it was observed that a fraud amounting to Rs.2,62,841/- has taken place. Specifically, the Loan Officer, Kamlesh Kumar Rauniyar/SF0072519, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 8 borrower, amounting to Rs. 2,62,841/- which has amount of 88,021/- recovered and posted in FIMO and the rest amount 1,74,820/- again failed to record these transactions in FIMO.\"','2025-05-26','2025-05-29','2025-05-22 11:48:00','2025-06-26 17:22:22',NULL,NULL),(603,1665,1570,NULL,NULL,0,0,1,'2025-05-22','2025-05-22','2025-05-22',1,1,'ljbCcb42H1xKLPzfSrPwFA==:gC+muQt1r4AsHqPlqojQPw==','G/fMpKZkE5sNzhobll9RpA==:2S0w5Csgugz8x1LaLb6t9w==','l0U2dcKX/ABsNSRNCUcU0w==:oD8Af7VYai+UBLZzrCC9PQ==','Loan Officer Nitin Choudhary/SF0055958 was found involved in collection misappropriation (Collected EMIs but not posted to concerned borrower accounts) on the name of 1 borrower for the amounting to Rs. 26,250/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 26,250/-\r\nAmount Recovered and Accounted in FIMO = Rs. 3,250/-\r\nNet Fraud Amount to be recovered = Rs. 23,000/-\r\n\r\nNote: The complaint registered for the Baradari Branch bearing complaint number FN25-26-00702 against the Loan Officer Nitin Choudhary/SF0055958 but the same is updated in the DAPS under the branch name as \"MPGL1287/Gwalior-1\"','2025-05-22','2025-05-22','2025-05-22 12:17:07','2025-06-26 17:22:22',NULL,NULL),(604,1644,1584,NULL,NULL,0,0,1,'2025-05-21','2025-05-21','2025-05-22',1,1,'YIZeW5NFdp+UB9b6pZLlHg==:ktOybZud/WgC42BSMTpnSg==','97dXuRaZY7OKY7kSkbhXtA==:ygpM8Tz5fVeLUm6nIRSAew==','d9HkCTIFn0f/nevIT0TXbQ==:NIEIT+1+xmvN4eJ5f89dqQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.9,600/- has taken place. Specifically, the Loan Officer,  Manish Yadav/SF0080477, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 9,600/- again failed to record these transactions in FIMO.\"','2025-05-19','2025-05-22','2025-05-23 01:50:34','2025-06-26 17:22:22',NULL,NULL),(605,1645,1583,NULL,NULL,0,0,1,'2025-05-21','2025-05-21','2025-05-22',1,1,'meK7/1e3vPDS11GyeAhJkQ==:dQTTIAIKjO6pHDVC4ucLSg==','GdpLeA9hO4M/WZd2pVAxIw==:7CujyQTJkvtaHfgJXu2YAw==','HmZ40KYg2JenoETTrMKxVw==:aXCEQH6T488svVafyWht2Q==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.2,400/- has taken place. Specifically, the Loan Officer,  Kurban Ali/SF0091066, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,400/- again failed to record these transactions in FIMO.\"','2025-05-21','2025-05-21','2025-05-23 01:52:38','2025-06-26 17:22:22',NULL,NULL),(606,1639,1588,NULL,NULL,0,0,1,'2025-05-21','2025-05-21','2025-05-21',58,1,'0L87lSO3baQmqiEqHwIKNQ==:SuueVfs4cN29AxlZXy4CEw==','Db/XQ5CIAyaheJePstEwiw==:o2LAziLovVF3gnwW/CNxLw==','u0J0r/K8SUOmomGB847mJw==:xQSY7cTCkThqhnGTx+pcPQ==','\" Dear Team,\r\nAs per the findings of the Internal Audit  Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.5560/- has taken place. Specifically, the  Loan Officer, Ramroop Gurjar (SF0066978), received amounts from borrowers but failed to perform the following actions:-\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the LO collected EMI payments from one borrower, amounting to Rs. 5560/- and again failed to record these transactions in FIMO.\"','2025-05-20','2025-05-22','2025-05-23 01:53:38','2025-06-26 17:22:22',NULL,NULL),(607,1640,1587,NULL,NULL,0,0,1,'2025-05-21','2025-05-22','2025-05-23',158,11,'KaA1A5Vm7IF+0LCXshhyXQ==:pq+EGghcwrZz9kyyL2ebJg==','Yjcqy7eZnzpwa8MDRMetZg==:wTnJiGEortDxnlJqQ3bvlQ==','Om3CFN+vCX7jD+8h08DxAA==:FBdwkAuP6rL7Czx1DgLl0g==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 39,370/- has taken place. Specifically, the Loan Officer,  Sunil Kumar Ninama/SF0097897, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 11 borrowers, amounting to Rs. 39,370/-, and again failed to record these transactions in FIMO.\"\r\n','2025-05-22','2025-05-30','2025-05-23 01:57:37','2025-06-26 17:22:22',NULL,NULL),(608,1642,1586,NULL,NULL,0,0,1,'2025-05-21','2025-05-22','2025-05-23',158,1,'1bQa2kmuypQvMRRAhOPHaw==:xCnB8D/BNtDxd8HIe//g2Q==','wf0l6ttpbyRI7vW5C+G6YA==:l0rJPB0WpHTrrhuXWDxr+A==','5O7dWdpXaJgE+BX5MGlO4w==:sAqD9hrmQ+GnvZDYt/XelQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 2780/- has taken place. Specifically, the Loan Officer,  Dilip Meena/SF0073641, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2780/-, which have amount of Rs.350/- has been recovered and posted in FIMO, and the rest amount of Rs.2430 has again failed to record these transactions in FIMO.','2025-05-22','2025-05-30','2025-05-23 01:57:54','2025-06-26 17:22:22',NULL,NULL),(609,1647,1581,NULL,NULL,0,0,1,'2025-05-28','2025-05-29','2025-05-31',1,0,'oGM097LcZJPanHbYYWj9XA==:Wse0DGUCc/tYJxVvrdsgGA==','3IWvQ3UaY91kQketyTpXxA==:7ZRxLMV3OPOM8V2akJg9FA==','4AcUj6NBbI0L8ISe816/FA==:xkgZ4JfTbFDAi3bRrhE/Tw==','\"Dear Team,\r\n\r\nAs per the findings of the business Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.560/- has taken place. Specifically, the Branch Manager, Dharmendra Singh/SF0084551, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nNow, CM Shrawan Singh had sent a mail to complaints team that borrower had denied for the EMI deposition and CM has returned back his complaint.\"','2025-05-22','2025-05-30','2025-05-23 01:58:15','2025-06-26 17:22:22',NULL,NULL),(610,1684,1602,NULL,NULL,0,0,1,'2025-05-19','2025-06-05','2025-06-06',1402,72,'m/jizMkbae+WapMGr198bg==:82Ts3CERR4/MH1S8Ck6HFw==','GYVhxlPcn2LFi3mSCv3pvA==:YhIt3NreAP4xSPzNH8ck2A==','azi8UUswH7AqA9ytdSzv2g==:i/icXYL54HjlVn/k7VtZGw==','Total fraud identified of Rs.670033, out of which amount recovered and accounted in FIMO of Rs.162680 & pending for recovery of Rs.507353/-.','2025-05-19','2025-05-28','2025-05-23 05:16:07','2025-06-26 17:22:22',NULL,NULL),(611,1683,1601,NULL,NULL,0,0,1,'2025-05-27','2025-06-04','2025-06-05',224,5,'r9Nj1AKYRN/qvEtNfBM7Qw==:+uzbpfJTASIXuAezZslTvw==','6AmFnTBF4PZzYr2/eNS+Zg==:vL/qHKz6Zgi2Bq5ITEt/1g==','Ziv81DeqFgqJ3xt958MA0g==:033wqWMciy7fVrj9H6baGw==','During CLV We have identified Cash misappropriation of Rs.18,740/- against LO/Sagar Pati/SF0093479.','2025-05-26','2025-05-30','2025-05-23 05:16:36','2025-06-26 17:22:22',NULL,NULL),(612,1681,1600,NULL,NULL,0,0,1,'2025-05-27','2025-06-05','2025-06-06',329,13,'rt7XSQCOZgo5mZDlv6n+Xw==:WeyNsXHnRldY0d/h1Yt25A==','JnsF+cpCdxmkcX5K1sWKfw==:IQZC/jysKLuLoT9+A3m0JA==','nH9pqEj4tecc0oqn5OG7qw==:7c7RHg0Z7MQUzObfNOmO8A==','During CLV we have identified Cash misappropriation of Rs.2,00,428/- & Rs.63,750/- recovered & net fraud is Rs.1,36,678/-.','2025-05-26','2025-05-30','2025-05-23 05:17:05','2025-06-26 17:22:22',NULL,NULL),(613,1679,1604,NULL,NULL,0,0,1,'2025-05-22','2025-05-23','2025-05-23',38,1,'/AIoxO/Us19zmJrupih6Iw==:kIau1fMO/S6ig4wwjlUrhQ==','o6iFXdx5ra/mfUFtvN/ffA==:gbDRriaJjMctLv/4+tsWUQ==','ihF5fRAR1peDteU0vqnKoQ==:m3V5vAz+AWA1XWl5+L479w==','\"Dear Team,\r\n\r\nAs per the findings of the IA Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.2,240/- has taken place. Specifically, the Loan Officer, Mukesh Singh/SF0085084, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,240/- again failed to record these transactions in FIMO.\"','2025-05-22','2025-05-23','2025-05-23 08:08:17','2025-06-26 17:22:22',NULL,NULL),(614,1673,1610,NULL,NULL,0,0,1,'2025-05-26','2025-05-27','2025-05-28',83,1,'lcw7XfngaMg7eyABlLer0g==:ZaHgHiINA0PhJUKGPXv97A==','L1RJBvSuNtOYIXSJHAAJew==:FAtmbLvdhnfV4x44ufZQwA==','xb0YP/Qf2YYqg95TH2QOgQ==:TVs7YBXPVeh+1H1IUX3rSQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team, verification conducted by the Audit team in May 2025, it was observed that a fraud amounting to Rs.3,200/- has taken place. Specifically, the Loan Officer, Om Singh/SF0084878, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 3,200/- and again failed to record these transactions in FIMO.\"','2025-05-22','2025-05-24','2025-05-23 08:08:33','2025-06-26 17:22:22',NULL,NULL),(615,1674,1609,NULL,NULL,0,0,1,'2025-05-26','2025-05-27','2025-05-28',83,2,'5u4eJvWzYZQzr5hBaNndXQ==:8xdfY9trFfv8Tg4XNyELuQ==','42mE2OthiBqWDVVJbXq9sg==:cKTaSVsjhh6xbxSNl9h6tw==','A+6l9RBVPjY2m6jn6YgMkw==:MKcqI2wgnc9pwv2EMKc1Xg==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team, verification conducted by the Audit team in May 2025, it was observed that a fraud amounting to Rs.42,490/- has taken place. Specifically, the Loan Officer, Vikram  Singh/SF0066980, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrower, amounting to Rs 42,490/-, of which Rs 24,750/- has been recovered and posted in FIMO, and the remaining amount of Rs 17,740/-again failed to record these transactions in FIMO.','2025-05-22','2025-05-24','2025-05-23 08:08:51','2025-06-26 17:22:22',NULL,NULL),(616,1675,1608,NULL,NULL,0,0,1,'2025-05-26','2025-05-27','2025-05-28',83,1,'i1o6HYAlLWkXQbvCYXdQ/w==:h6X3ddzItLZhlh7PB4QorA==','X9YKs/SrrSosu5Uk/UG2QA==:CD9DfjKE1QjxDcuLNc0FhQ==','NTgrRlrxTP4hEBhTqbBIxg==:yxMpx3lnvkhDruFb6xTOgA==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team, verification conducted by the Audit team in May 2025, it was observed that a fraud amounting to Rs.38,000/- has taken place. Specifically, the Cluster Manager,  Rupchand Gurjar/SF0054835, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Cluster Manager collected EMI payments from one borrower, amounting to Rs 38,000/-, of which Rs 8,070/- has been recovered and posted in FIMO, and the remaining amount of Rs 29,930/-again failed to record these transactions in FIMO. Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Kishangarh (CLRJ215) branch. Upon review, it has been confirmed that the case actually pertains to the Kekri (RJ3217) branch.','2025-05-22','2025-05-24','2025-05-23 08:09:05','2025-06-26 17:22:22',NULL,NULL),(617,1676,1607,NULL,NULL,0,0,1,'2025-05-26','2025-05-27','2025-05-28',84,1,'6OMx2nlFYkVNLan/XyiGaA==:D9z8HxGevwaTY2GT5PdPdQ==','iziOK4/cSftykp7Fu1/gVw==:uBEoc/CT1LRtHPHGqjr27A==','XrrBaj2Iw9Rbo2Hs4ZFfkQ==:BHEdIzE8unPggZXE+nHH8A==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 4,480/- has taken place. Specifically, the Loan Officer, Bhratraj Choudhary/SF0087382, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 4,480/- and again failed to record these transactions in FIMO.\"','2025-05-22','2025-05-24','2025-05-23 08:09:19','2025-06-26 17:22:22',NULL,NULL),(618,1677,1606,NULL,NULL,0,0,1,'2025-05-22','2025-05-23','2025-05-23',39,2,'57C7FCIXzP/qcSZksRuWww==:uEQqh/Fd2QIi68keq0Q6OA==','sld2/RYyRJfoSfic+PTyJw==:f3g3ii78e5kuaVEluNDcTA==','+PY71Jly+f7DTGRn11qTTg==:o3iaKUCOi64HEgb1HLYd2g==','\"Dear Team,\r\n\r\nAs per the findings of the IA Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.6,140/- has taken place. Specifically, the Loan Officer, Pintu Singh/SF0082411, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 2 borrowers, amounting to Rs. 6,140/- again failed to record these transactions in FIMO.\"','2025-05-22','2025-05-24','2025-05-23 08:09:35','2025-06-26 17:22:22',NULL,NULL),(619,1678,1605,NULL,NULL,0,0,1,'2025-05-22','2025-05-23','2025-05-23',38,1,'20+l+UtfrylvITsAtdcJ9w==:Dttfokw+52uC+L75xco9fw==','uYaZtUxo9cETn+D9wStiJQ==:zKJYFVWIa1AJHXTsyrNCmQ==','MLaPpl+WDdsbJEYf633gEw==:S1wIh/Ds2IUxT4ctUVSzqA==','\"Dear Team,\r\n\r\nAs per the findings of the IA Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.2,240/- has taken place. Specifically, the Branch Manager, Ramji Lal Yadav/SF0090049, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the branch manager collected EMI payments from 1 borrower, amounting to Rs. 2,240/- again failed to record these transactions in FIMO.\"','2025-05-22','2025-05-24','2025-05-23 08:09:53','2025-06-26 17:22:22',NULL,NULL),(620,1682,1611,NULL,NULL,0,0,1,'2025-06-10','2025-06-13','2025-06-15',92,7,'HIfwl4dar06Xljz3zDu6Yw==:iyF+AW0iwYwcZKVPVXRQkg==','6tCswn80ivJeh06mBziXKw==:/sqz8lPaDw2Eeq4TwnEStw==','sDp4G3DGNbdxpGJ4NQgR3Q==:h9yg7jI1zXU5LYbqQlUeTQ==','\"Dear Team,\r\n\r\nBelow is a detailed summary of the recent investigation findings relating to the preclose amount discrepancies involving BQM Aman Verma (SF0081275):\r\n\r\n1. Incident Overview\r\nEmbezzlement Details: During the investigation, it was observed that BQM Aman Verma embezzled a preclose amount totaling Rs. 1,46,153 across transactions involving 7 borrowers.\r\n\r\nRecovery Status: Out of this total amount, Rs. 50,580 has been successfully recovered and appropriately accounted for in FIMO. The outstanding amount pending recovery stands at Rs. 95,573 (i.e., Rs. 1,46,153 - Rs. 50,580).\"','2025-06-02','2025-06-04','2025-05-25 18:20:18','2025-06-26 17:22:22',NULL,NULL),(621,1264,1209,NULL,NULL,0,0,1,'2025-05-22','2025-05-27','2025-05-29',68,9,'6VrA5Zbh73NdfESo9tHFKg==:rSdVHeUbnFj6hYEyQ9Q5Rw==','lNdU6mq2zDM9tpArm1/0qw==:IGTZpINFXe88Tk+doR/kbQ==','YDoYCAirHhWRUhimI5xLww==:P9Zy96TiXkK14r3z7h8DOw==','\"LO Sunil Kumar/SF003094 collected 1 loans EMI amount of Rs.8040/-,  and 11 loans Preclose amount of Rs.130729/- Loan officer does not posted the collected amount of Rs.138769/-but only updated in FIMO Rs.74040/-\r\nTotal fraud amount not recovered from LO of Rs.64729/-\"','2025-05-21','2025-05-27','2025-05-25 18:30:42','2025-06-26 17:22:22',NULL,NULL),(622,1701,1622,NULL,NULL,0,0,1,'2025-05-28','2025-06-04','2025-06-05',188,1,'JLAI3ApZYtIeirGnIa39Xw==:8FO45Mda3h744ardIxjWWg==','27SgtC36xa+JPn9pSreC5A==:L/OjsstIztuFkIaE8b+TzQ==','62G9kSUNWOy3mmJZxuYv+A==:y1ek8iyNSEnvJboVbAdfLA==','During CLV We have identified Cash misappropriation of Rs.3500/- against LO/Susmita Barik/SF0088290.','2025-05-28','2025-06-04','2025-05-26 06:24:31','2025-06-26 17:22:22',NULL,NULL),(623,1732,1633,NULL,NULL,0,0,1,'2025-05-26','2025-05-29','2025-05-30',222,2,'1DJJFiLfCF/efqwCVSbhIw==:vVEBJTkoZYiDsfUnt4ESIg==','2r8s8rmJlPP5MirDvthglg==:IJbYWIVf5Hy5CiQjPszS0g==','tihPU4J7H9n7TvO1Jeibkg==:8us/ZhWKmdCdraMeAEyuTQ==','During field verification, it was observed that loan officer Gautam Kumar/SF0040032 had embezzled the loan instalment amount of Rs.8910/- from 2 borrowers but not accounted in FIMO.','2025-05-23','2025-06-13','2025-05-27 04:21:53','2025-06-26 17:22:22',NULL,NULL),(624,1690,1615,NULL,NULL,0,0,1,'2025-06-02','2025-06-12','2025-06-14',182,1,'6tmqx2GWhuW5r6Jpsw0z6A==:XVuwaryRLm34uxOPxzNCSg==','sqE0EQupAfwj8Cc8Lm3tJA==:Hs9QR7XoEKJcm+4aULOrWg==','rK5wbjbDwryS6gaEjeSZFQ==:twZPwDW37fYSafrBrkdNxg==','During the investigation, the total embezzlement amount of Rs. 5,400/- from 1 borrower and out of that accounted in FIMO) of Rs.270/- on 09-06-22 and the remaining amount of Rs. 5,130/- is to be recovered from the staff.','2025-05-23','2025-06-13','2025-05-27 04:22:25','2025-06-26 17:22:22',NULL,NULL),(625,1672,1590,NULL,NULL,0,0,1,'2025-05-28','2025-05-31','2025-06-02',392,4,'EIPqAYofsNNvFMHJnxsKCQ==:GZC+p5pGY3Uw+X2AQd7WZQ==','MjfaS2d0EjeiTDbmTzC+XA==:ln3kfYNooqKG+t9KGGuGHw==','BzvNHNs2aLdUL4Csh4n/eA==:PIhy8p7s5yp3kddZ1+4egw==','This complaint is related to CSS Complaint No. 65984 dated May 20, 2025. During field verification, it was observed that loan officer Umashankar/SF0076252 had embezzled the loan installment amount of Rs. 13,170/- from 4 borrowers but not accounted in FIMO.','2025-05-23','2025-06-13','2025-05-27 04:23:21','2025-06-26 17:22:22',NULL,NULL),(626,1574,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-05-19','2025-06-09','2025-05-27 04:24:58','2025-06-26 17:22:22',NULL,NULL),(627,1573,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-05-19','2025-06-09','2025-05-27 04:25:28','2025-06-26 17:22:22',NULL,NULL),(628,1695,1616,NULL,NULL,0,0,1,'2025-06-02','2025-06-09','2025-06-11',279,2,'NyveDrsvsfqtymuvKwKbeg==:sREUqGStkiEcmr6fGvJ/3g==','1fYn5JEL3q68t9bvA5UNPQ==:gI/Iwzcewaa92Gov32fr2A==','yGxAUDuWHjeiO9yyYxPA3A==:fxraCzrO6fR+XyTx54oMOQ==','During the fraud investigation, two borrowers were identified as having committed fraud by Loan Officer Pankaj Vijay Kale/SF0079926, involving an amount of Rs. 10000/-','2025-05-28','2025-06-10','2025-05-27 04:42:12','2025-06-26 17:22:22',NULL,NULL),(629,1724,1623,NULL,NULL,0,0,1,'2025-05-26','2025-06-13','2025-06-15',1395,3,'7s6cbuirILyWHFGi5Qg58A==:xRgW1o0AUSIqfG0/N+PDDg==','6LqhJaLXiQvsFMfkKz0tBw==:n/SO34oF5LdmEGLdh2YZRQ==','NL9YllQ5mHaYlv9PQPMFtw==:e7950fxRNzYTI3AzXyjRgw==','As per the complaint received against BM Sandip Pundlik Makeshwar/SF0096616 for the collection fraud in 2 loans amounting to Rs 4557/-, we have started the investigation and found fraud again in 1 loan amounting to Rs 3460/-. Now, the total fraud in 3 loans amounting to Rs 8017/—and Rs 4557/—has been recovered and deposited to the bank.','2025-05-28','2025-06-10','2025-05-27 04:42:43','2025-06-26 17:22:22',NULL,NULL),(630,1434,1353,NULL,NULL,0,0,1,'2025-05-14','2025-05-31','2025-06-02',1189,28,'gVaEibgsqj+kK8JlRH5Xaw==:XWWS2V04AABnEO2kStrjzg==','bMUnvQ9PLXpCW3pDamCpyA==:c3IssOr5gPqt6B2Z6JGalw==','E+ab8DqCLX3Uxegse18uEg==:UY7CaKO+0wRmLI5/tWvQyw==','The Branch Manager Krantikumar Lohar/SF0032087 Fraud \r\nIdentified 28 Borrower during Fraud Investigation amount of Rs. 792865.00.','2025-05-15','2025-05-31','2025-05-27 04:58:23','2025-06-26 17:22:22',NULL,NULL),(631,1686,1619,NULL,NULL,0,0,1,'2025-06-10','2025-06-13','2025-06-14',100,2,'nwE1dgn0Yy5RIGitGftPWQ==:D09ETa3EhGs868URqKMjlQ==','YF7SahRlkWP/vvc0hnt5sw==:yiNvylmLbBTD/U9ey5/k4Q==','p6xDa6TDD3Hvp/t/5vnaww==:okOmxEY4zNskVRoDhoCMeQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team, verification conducted by the Audit team in Jun 2025, it was observed that a fraud amounting to Rs.3,200/- has taken place. Specifically, the Loan Officer, Om Singh/SF0084878 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs. 3,200/-, and again failed to record these transactions in FIMO.\"\"\r\nNote:- When I went to the borrower\'s house to verify the fraudulent cash, I came to know that both the borrowers are mother-in-law and daughter-in-law who have gone to Delhi to work. Their son is also with them. I met their father-in-law at home. I came to know about this from him. But when I spoke to my borrower\'s son on phone, he told me about this online payment and said that I pay monthly installments for my mother, Geeta and wife Shobha. I asked him to send me the screenshots of the online payment that you have made, but he refused to send it to me. But the borrower told me that I had made the payment to Lavkesh Sir over the phone from the contractor of the place where I work. When I came to know that the installment was not deposited, I came to the office, but I did not receive the borrower on the verification time and neither did the branch team take their statement. I gave this information to AVP Arvind Sir. He told me that the borrower said that I have given the money, you will have to consider it a fraud, but I told him that I neither received the borrower nor did I get any written statement from him, and how do I prove that this is true? It is a fraud, but that is what he said. when the borrower says it, then you will have to believe it.\"','2025-06-02','2025-06-04','2025-05-27 05:34:51','2025-06-26 17:22:22',NULL,NULL),(632,1699,1618,NULL,NULL,0,0,1,'2025-06-02','2025-06-06','2025-06-08',174,6,'binoK5T44T+ltPo25wZhLg==:iYDcNts9xrja34hIhb9l+A==','iLnlvSrMzmKWEDm38z3vsA==:OZJTIUjCD/yrEKqJVVKC+A==','6EYAvjT/IyjGkepjOZg+wQ==:AeXzEicZIwg2UFbuxe2SEQ==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, verification conducted by Audit team in June 2025, it was observed that a fraud amounting to Rs.64,590/- has taken place. Specifically, the Loan Officer, Atul Tripathi/SF0084534, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 6 borrower, amounting to Rs. 64,590/- However, the loan officer collected amount but not posted in Fimo.\"','2025-06-02','2025-06-04','2025-05-27 05:35:26','2025-06-26 17:22:22',NULL,NULL),(633,1729,1640,NULL,NULL,0,0,1,'2025-05-28','2025-06-09','2025-06-10',163,5,'aGluXpB2rhA0LX8sPaLnrA==:/9xK+i7An9uSZeSteGfEjg==','k3Yr8tGU94EGXgysQeunJQ==:G0cCz+qFX2Glp2WybLupvA==','YKRZohVtHLqJCZmIhAW3Aw==:RDayIzc67ZQdYgdkx+475g==','Post to investigation we have identified total fraud  of Rs.165,460/- out of which amount recovered and accounted in FIMO of Rs.48610 and Net fraud is of Rs. 1,16,850/-','2025-05-30','2025-06-04','2025-05-27 07:10:26','2025-06-26 17:22:22',NULL,NULL),(634,1739,1641,NULL,NULL,0,0,1,'2025-05-28','2025-06-09','2025-06-10',102,12,'SP2Fap1WtH5jgMkVgPoIxw==:gQ4FC65VpEo2oq7rgV3DNw==','4KiyiHYJorFkzyP0kY7iUw==:MsdWJwMAoN0T4QAa+xHHCw==','0S+gOrgiZFRqlrat/3ishQ==:JU/bashD4oMlMlLFJim3ug==','After caseload verification total of Rs 79334/- misappropriaton of cash  observed. Rs 4260/- FIMO recovery entry done. Net Fraud is Rs 75074/-.','2025-05-30','2025-06-04','2025-05-27 07:10:39','2025-06-26 17:22:22',NULL,NULL),(635,1740,1642,NULL,NULL,0,0,1,'2025-05-30','2025-06-09','2025-06-10',97,2,'yjaNxlD9tyrQ1yRt5H+2gw==:O7C98nVXBSDVWWhQoJJeSA==','Et5GwoljSChzwWgJaz3/XQ==:OvphUoX050sIsEMBzw8ixA==','kWqNLnbV0NHWHeQ66zyDUQ==:Xn4paIcKFyAx7UQ2TYRZaA==','During CLV we have identified a cash misappropriation of Rs.46,830/- against LO/Amiya Mohanty/SF0066281.','2025-05-30','2025-06-09','2025-05-27 07:10:57','2025-06-26 17:22:22',NULL,NULL),(636,1428,1657,NULL,NULL,0,0,1,'2025-05-16','2025-05-23','2025-05-27',130,6,'AK1u3UIsfqWAh8b19Z+O+Q==:8jXcCN23u6JGXdg97aHb2Q==','FMJq8m1cQgCyOiW31/4fFw==:75HTz9iShym4c9VuldR9hw==','+QMa5SVZ1alPtQlj1z2obg==:5l7S8QQhDOxSRIL7VycjzA==','LO Paramesha S S was collected EMIs and pre closed amount from borrowers of Rs 1,15,423/- and recoved amount of Rs 60,130/- and ramaining amount of Rs 55,293/- LO but collected amount not posted into FIMO and even not deposited at branch and pending from recovery.    ','2025-05-16','2025-05-23','2025-05-27 10:55:31','2025-06-26 17:22:22',NULL,NULL),(637,1544,1658,NULL,NULL,0,0,1,'2025-05-20','2025-05-23','2025-05-27',171,2,'V/0ErC8d5/G6cRsA4A4uKg==:A0LiLzKguWtcWDVXiBGCew==','mRWJpQlwOeiKIlRBwupxsA==:rv7ozSjeh9RxB2a9R2X2GQ==','ukQIZIqjUbWpNH7oDoF5Cw==:o9AMUFHbuitGtDWmj+4w2Q==','LO Kapil S Ratod was collected 2 EMIs from 2 borrower o of Rs 6,470/- but collected amount not posted into FIMO and even not deposited at branch and pending from recovery.','2025-05-20','2025-05-23','2025-05-27 10:57:13','2025-06-26 17:22:22',NULL,NULL),(638,1515,1661,NULL,NULL,0,0,1,'2025-05-22','2025-05-26','2025-05-27',280,5,'e/GLzwZRgpnfoQxBwMTrnA==:aiXV3f+aO88CAdDMFpszTQ==','bgIFHuxQ5rOrMsE66JTe2Q==:jvRnhSCdR5u9mI4sZ5X+1A==','rFzvsUdpKeICa/GIN9o1ZA==:E9an2hKYnGzK+Y0Wr5J2jw==','LO Lokesh P N was collected  5 EMIs from 5 borrowers of Rs 20,200/- but collected amount not posted into FIMO and even not deposited at branch and pending for recovery.','2025-05-22','2025-05-26','2025-05-27 10:58:07','2025-06-26 17:22:22',NULL,NULL),(639,1745,1656,NULL,NULL,0,0,1,'2025-06-03','2025-06-05','2025-06-06',199,1,'UJbmEnNPbuhKT5BTrBvLMg==:u+7SzP5u6WhquCBV86ayyQ==','mZwMRZVUL0uwlqdGLduX1g==:B8oqcCVi7H19epblCGBmKw==','7gCGuycdYw/EFkGaXBxNHA==:abhZpK2hKK+4SjZCfki/Mw==','LO/ Adarsha M N/ SF0060944 was collected total amount of Rs. 38,000/- and recovered amount of Rs10,760/-and remaining amount of Rs. 27,240/- is pending for recovery.','2025-06-05','2025-06-07','2025-05-27 17:26:06','2025-07-16 08:40:07','Pre-Closure Amount Misappropriated',''),(640,1757,1665,NULL,NULL,0,0,1,'2025-06-12','2025-06-17','2025-06-18',199,2,'uOwa5Hb9PexpYOvf/yGGPw==:khN4+RTNFJK4IyGABymFdw==','9G67DC7XwDX5Kl52pN5OtQ==:y06p1MKEVi3VbgZeDwWLWQ==','KOUc4SNp1/jJ82PGQharJg==:7mHr568dRacsLv6YAWmy+g==','BM Punith Kumar HP was collected 1 Borrower  Pre-closed and 1 borrower EMI collected of Rs 22,700/- and recoverd amount of Rs 14,700/- remaining amount ( 22,700-14,700) of Rs 8000/- collected amount not posted to FIMO and even not deposited at branch and Pending from recovery.','2025-06-07','2025-06-11','2025-05-27 17:26:36','2025-06-26 17:22:22',NULL,NULL),(641,1696,1620,NULL,NULL,0,0,1,'2025-06-07','2025-06-12','2025-06-14',303,4,'0s91oRotv5owoVcLGp5Jhw==:NeY6kg1kZUy4Oy7J0p6nKQ==','0XJkoBrHu2enJ3gxJSAKlg==:lHc+fbThbA1jH+xvPv2N4Q==','ZlN77dB7tSLQTNGhgZ9Epw==:+R7TcJw8Mbrba6i96Izklg==','Lo/ Nagaraju Nagaraju / SF0077508 was collected total amount of Rs. 17,400/- and recovered amount of Rs 70/-and remaining amount of Rs. 17,330/- is pending for recovery.','2025-05-02','2025-05-09','2025-05-27 17:27:51','2025-06-26 17:22:22',NULL,NULL),(642,1704,1659,NULL,NULL,0,0,1,'2025-05-27','2025-05-27','2025-06-02',0,0,'En8L+vni0PW7iXA4KF6++w==:cXonRVB7+yDeFiPjLuXoiw==','BvpLIvvluBQQ0XLe0wzgAg==:mgx8SPGt5up7orRW6gCFDQ==','neT9FwxdLg1Zw2i4EIN1UA==:bOgyBPpm2l+84oSl7MCk3g==','During Branch visit, Audit Executive  Mr.Yuvaraj H G identified short physical cash difference on short 22-05-2025 of Rs.10500/-  on 22-05-2025 FIMO opening balance of Rs 17,790 but closing cash Rs 7290/-available in safe locker, so difference short amount of Rs.10,500 /- (18,131-7631=10,500/-) (FIMO opening balance – cash available in safe locker) accordingly the same complaint was registered by Internal Audit team against the branch Manager Dinesh T / SF0034029 for maintaining a short cash amount of Rs.10,500/- /- based on the complaint, Reginal Auditor Mr Varadaraju G S /SF0097132 was conducted investigation from 27-05-2025 at branch and investigated and validated short cash of Rs 10,500/- as on 27-05-2024.','2025-05-26','2025-05-29','2025-05-27 17:28:29','2025-06-26 17:22:22',NULL,NULL),(643,1662,1574,NULL,NULL,0,0,1,'2025-06-03','2025-06-09','2025-06-10',315,10,'05cUAeWSqCloS2tc0TaDLw==:eSDwxdTbNrxR+gjjZAGepg==','+BkdO7vS9rr0L9VXY8DT2w==:SoiZnlGxJgAKe1d2+B1h2A==','T/6R3l2McPfBjNL5t5JdHA==:KbgzfjrbObcKwW3hjh5VDg==','BM/ Dillep  S / SF0055380 was collected total amount of Rs. 2,34,317/- and recovered amount of Rs 62,510/-and remaining amount of Rs. 1,71,807/- is pending for recovery.','2025-06-02','2025-06-05','2025-05-27 17:29:46','2025-06-26 17:22:22',NULL,NULL),(644,1667,1573,NULL,NULL,0,0,1,'2025-05-26','2025-05-31','2025-06-02',191,5,'rR88h/G2mSDiHuayrbgM+Q==:XbKSqJPFEsmNXUxffYBAhA==','UatUxvrYHXa7nojRqA0WVw==:NTzHQJD1XcV5pYUwjQwSGA==','kZwZooh2n/U48nVOtTuSKQ==:V0PyAqEQsilzh7o5WWW26w==','BM  Rajesh B T/SF0028862  was collected total amount of Rs. 1,22,161/- and recovered amount of Rs.30,450/-and remaining amount of Rs. 91,711/- is pending for recovery.','2025-06-02','2025-06-05','2025-05-27 17:30:18','2025-06-26 17:22:22',NULL,NULL),(645,1719,1626,NULL,NULL,0,0,1,'2025-05-30','2025-05-31','2025-05-31',99,2,'Nl6uanl2YVpN6qyOQOFhSQ==:1rr/9CJAdlX96lnZNJVinw==','7cQmYgjYGpZ/MypFxjsyQw==:gJMPRWRXgpu1wn+zjj9Ydg==','ijxQmFyg/M7n9aq1A+UqUQ==:g0qCvE6mBHJi0D8yeD/+WA==','\"\"\"Dear Team,\r\n\r\nAs per the findings of the Business Team, the verification conducted by Internal Audit (IA) Team in May 2025, it was observed that a fraud amounting to Rs.4480/- has taken place. Specifically, the,Loan Officer Ramlal Makavana/SF0096323, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs.4480/-, and again failed to record these transactions in FIMO.','2025-05-26','2025-05-31','2025-05-28 02:47:32','2025-06-26 17:22:22',NULL,NULL),(646,1720,1625,NULL,NULL,0,0,1,'2025-05-30','2025-05-31','2025-05-31',113,1,'4mAd3+OiJPMbN1W9OXE9dA==:BPn2o5YY4PSj4ubhe4y3Dg==','j0KIzerFvkOW9pcYP4biXA==:Kktg2R3ZeA/6DLC78VwmqA==','MgSHIyPgXsELyT51H6r87Q==:LEX9QRWZXm/EuiuQyI/k2g==','\"Dear Team,\r\n\r\nAs per the findings of the the Business Team, the verification conducted by Internal Audit (IA) Team in May 2025, it was observed that a fraud amounting to Rs.2,780/- has taken place. Specifically, the,Loan Officer Dinesh Kumar Ninama/SF0096324, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from one borrower, amounting to Rs.2,780/-, and again failed to record these transactions in FIMO.\"\"\"\"\"\"\r\n\"','2025-05-26','2025-05-31','2025-05-28 02:47:50','2025-06-26 17:22:22',NULL,NULL),(647,1691,1635,NULL,NULL,0,0,1,'2025-05-23','2025-05-27','2025-05-29',127,11,'n1f+HuDsWmfjq9/XWdFy3Q==:3jw+ygP+g6zC46kdTKRjMQ==','WQKiqEeEDpRYygoBEqwwpw==:JJEOROjSHA1YMvKJf28k1Q==','peLm2NYWvcm14dbKLz5HAQ==:W0GD7ybMjiWLxFBsfcGxUQ==','\"Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in May 2025, it was observed that a fraud amounting to Rs. 1,37,960/- has taken place. Specifically, the Loan Officer Govindbhai Bhojabhai Makwana/SF0081624 collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 11 borrowers, amounting to Rs. 1,37,960/- and again failed to record these transactions in FIMO.','2025-05-23','2025-05-31','2025-05-28 02:49:15','2025-06-26 17:22:22',NULL,NULL),(648,1654,1579,NULL,NULL,0,0,1,'2025-05-22','2025-05-22','2025-05-23',1,1,'RDN+DKXXVu+lsUhNZi4zXw==:g7+KjJdgCFHtkXtWPavYLQ==','4Sb2cK/pvDpymMwKZMRBDA==:ZylLcR6Kcl8POhj0a0j3Zg==','eUsxPW/WbdSK+fFe0QehpQ==:ZQ8d/dGzt1eNIH6Ymh47yQ==','\"1. Complaint raised by borrower to css that she has only one loan and paid all emi. Post verification it is observed that branch team disbursed her new loan without informing her. \r\n2. She paid her 03 emi of rs.2240*3=6720/- on dated 02-04-24, 02-08-24, 02-09-24 to Lalbabu but he did not post her emi in fimo.\r\n3. Her old loan id is (352389977).\"','2025-06-02','2025-06-06','2025-05-28 02:57:26','2025-06-26 17:22:22',NULL,NULL),(649,1655,1578,NULL,NULL,0,0,1,'2025-06-13','2025-06-14','2025-06-14',0,0,'LJPxiE4o+QEtrhWJos0Gdg==:DviDp6e670tQSDHcXvKDWw==','WMnC7lOJSKi865oXzWw06A==:uoQ/z8y8RQKNASeUnWTFkQ==','X7WZlSnMyY7RTWpDyJQiEw==:EUp/Vgs+ll/LSSYNvOJ0qA==','As per complaint raised by the CM Manoj Kumar chawrasiya, BQM Nitish Kumar/SF0065234 cash siphoned off of Rs. 856637/- from the safe locker and fled away from the Branch on 5th May 2025 morning. Out of total amount Rs. 7,93.900/- amount recovered from the staff.','2025-05-28','2025-05-29','2025-05-28 02:58:14','2025-06-26 17:22:22',NULL,NULL),(650,1758,1703,NULL,NULL,0,0,1,'2025-05-23','2025-06-09','2025-06-10',109,2,'xvkZescPTBa8qOrbH7a4Lw==:axdFQjMM76gtlSyBYXZ2XA==','773uT5+KrCMkItA0TG4lSQ==:1VnHtXF2xuyksHgalezBuw==','TlaORpNT8E43Rpddfvcb/w==:Kp7f3qOcssHWBeABxQSgDg==','During CLV we have identified a cash misappropriation of Rs.6720/- against LO/Bipini Behera/SF0056477.','2025-05-23','2025-06-09','2025-05-28 07:14:07','2025-06-26 17:22:22',NULL,NULL),(651,1761,1704,NULL,NULL,0,0,1,'2025-05-27','2025-05-28','2025-05-28',2,1,'tRHwAzc/TESIt8xEKx8vtA==:mDOnhwrj3B8ZwKmKxyCCMQ==','+D2H/QI7GRTsMyi/aWsRYA==:kEzv9gNxMbvNZBiC8gdbBg==','RdgmmcZUbNbSiHustAb3ug==:RZV7pnG9UvyvIw04REzUow==','Preclose Issue-As per Borrower statement she paid Rs 18300/- to LO Premanand Mallik/SF0049130 for Preclose her Loan on 06-11-23 but 15 EMI\'s Rs 20100/- (Rs 1340/-) posted in the FIMO Dec-23 to Feb-25. \r\nTill now Rs 1594/- Outstanding showing in the FIMO Because Borrower Preclosed her Loan before 19 Months based on Principal collection amount but now Interest is added in this loan.\r\nCDL Mobile Recollected Issue-As per Borrower Statement Without Knowledge of Borrower CDL Product -VIVO Y28s 5G Mobile has been reached at Borrower House on 02-09-24 after that LO Premanand Mallik/SF0049130 reached at Borrower house on same day and Said that The Mobile was Wrongly Disbursed to Borrower and then Borrower Namita Parida Returned that Mobile to LO  Premanand Mallik/SF0049130.\r\nAfter that  5 CDL EMI\'s Rs 7350/-(Rs 1470/- each) posted in the FIMO on  02-10-24, 06-11-24, 04-12-24, 01-01-25, and 05-02-25.\r\nTill now Rs 9539/- Outstanding showing in the FIMO.\r\nBorrower have no Evidence she provided Written statement as an Evidence.','2025-05-27','2025-05-28','2025-05-28 07:15:16','2025-06-26 17:22:22',NULL,NULL),(652,1763,1675,NULL,NULL,0,0,1,'2025-06-03','2025-06-14','2025-06-16',467,2,'zENqZHZjFPzxqXcn99PlHQ==:e81/HBaiOKtjrSUVE5Yegw==','j699TNhgIs/aE9OZM/nTMA==:Mx4h5JaPfi++Z7+1dmsC7Q==','REltb5pv/yhKev1076RtOg==:wkE6GHIuLTy+wljef9fljA==','As per the complaint, the Internal Audit team verified the field and observed that Loan Officer Narange Dwarika Prasad/SF0042571 had embezzled 02 Borrower’s Loan Instalments amount of Rs.13500/-. Which was not accounted in FIMO.','2025-05-28','2025-06-17','2025-05-28 12:21:35','2025-06-26 17:22:22',NULL,NULL),(653,1762,1671,NULL,NULL,0,0,1,'2025-06-02','2025-06-14','2025-06-16',190,11,'AX/d8y9nXRJeDGieo2eaEA==:BulvRuWki5swhtD1N12lCA==','2MtC+XozRYTXPFT1LT/H4A==:2NjBy3SXJKx6ys2s+9CVFg==','40+wGZOJ1vy/RjhL6hdFSg==:1Kx/wgpmAgUgs0nPOk4ldw==','During the field visit we observed that loan officer Rajkumar Yadav/SF0067162 had embezzled Rs. 2,41,880/- from 11 borrowers\' collection and preclose collection but only Rs. 1,21,110/- were reported in FIMO as EMI. Now total of Rs. 1,20,770/- yet to be recovered from the alleged staff.\r\nWe have collected evidence from all borrowers, i.e., Loan Cards, borrower statements and digital payment copy.','2025-05-28','2025-06-17','2025-05-28 12:23:05','2025-06-26 17:22:22',NULL,NULL),(654,1760,1673,NULL,NULL,0,0,1,'2025-06-02','2025-06-12','2025-06-14',467,3,'yKBQLHLE4nCh1TUNWPlt9w==:bE+BYiNG0UdxCz4xK9BJXw==','A5VO4tbhD240+SiAHlBrNw==:nOa7t/7fIODPj/XEu7cMXg==','eKetxqNM/Wn1CICMsHGJHw==:eXhaZHpPuEapOmNQSyOQyQ==','During field verification, it was observed that Loan Officer Rahul Singh/SF0070773 had embezzled the collection amount of Rs. 27,000/- from 03 borrowers but not accounted in FIMO.\r\nComplaint no. 25-26-00776 connected with the CSS complaint 70041.','2025-05-28','2025-06-18','2025-05-28 12:23:43','2025-06-26 17:22:22',NULL,NULL),(655,1759,1674,NULL,NULL,0,0,1,'2025-06-02','2025-06-14','2025-06-16',459,7,'kv5eBDfTNhJ14kHGqu3zAA==:0mRW+Yw8uTEH90emZ+FhQA==','OysALKJmR/muBY8PmuVWmQ==:a5WKkHyLZbpQaNScl5I/XQ==','WDshynikJ3RKPceo7wTRXA==:knjTbMCSKooB8HVBldBkrA==','During field verification, it was observed that Loan Officer Nitish Bharti/SF0070098 had embezzled the collection amount of Rs. 95,900/- from 07 borrowers and only Rs. 57,110/- accounted in FIMO as EMI. Now total of Rs. 38,790/- yet to be recovered from the alleged staff.\r\n\r\nComplaint no. FN25-26-00775 connected with the CSS complaint 70041.','2025-05-27','2025-06-17','2025-05-28 12:24:15','2025-06-26 17:22:22',NULL,NULL),(656,1754,1666,NULL,NULL,0,0,1,'2025-06-02','2025-06-14','2025-06-16',802,21,'79WVnNaWtQSAff19D/HdDA==:m4fTCohRdsS2P+7ERCgjCw==','OhBB5OAjTeeZ5yKX9eeKGQ==:mrrRITabY7r6KV1yHhTjrg==','veYLOiREIVbEMMwEZh3zoA==:gSWDVtQ6Q8s0m0SQ7muXVA==','During the field verification, it was identified that Branch Manager Debjyoti Haldar/SF0074701 embezzled 09 Borrower’s Loan Pre-close Rs. 2,33,710, 03 Borrower loan advance collection Rs. 53,636/-, 05 Borrower’s Disbursed Amount Recollected of Rs. 2,63,079/- and 04 Borrower’s Loan Instalment Rs. 35,460/- and not updated in FIMO. Total of Rs. 5,85,885/- embezzled from 21 borrower\'s and out of that Rs. 3,20,780/- accounted in FIMO as EMI and now total of Rs. 2,65,105 yet to be recovered from the alleged staff.','2025-05-27','2025-06-17','2025-05-28 12:24:45','2025-06-26 17:22:22',NULL,NULL),(657,1737,1636,NULL,NULL,0,0,1,'2025-06-02','2025-06-14','2025-06-16',272,1,'gE8L32Qf+pqJH4O8aGTyow==:LPF7ioEMsInmGjgcnety+Q==','NBkUbA/mmQ7vd8p1eSnUig==:mwSAvMZ9ur2cLIJ/MW/qpg==','aYB/eo/KC/bkgqqpyUCKfQ==:IipNzv4BJo6wfr+8zVJT1A==','During field verification, it was observed that Loan Officer Anil Kumar Kisku/SF0061710 had embezzled the collection amount of Rs. 32,000/- from 01 borrower and only Rs. 21,350/- accounted in FIMO as EMI. Now total of Rs. 10,650/- yet to be recovered from the alleged staff.','2025-05-27','2025-06-17','2025-05-28 12:25:31','2025-06-26 17:22:22',NULL,NULL),(658,1735,1637,NULL,NULL,0,0,1,'2025-06-12','2025-06-25','2025-06-27',431,4,'0Zi3J6g9NOtsLhECBnhsoA==:JU3zoodc4QxPUHpzL+DMPA==','katZinEpCBPFzHVzRKL8ag==:tb9FKoJz5KKapqyo6vkQ0w==','yf/lXDqS3Lul1J676p55oA==:51mWuyhLIMPFdxqK0gJaxA==','During field verification, it was observed that branch manager Mithun Sen/SF0094686 had embezzled Rs. 85,043/- from 04 borrower\'s preclose loan amount but partial amount of Rs.61,232/- accounted in FIMO and rest of the amount of Rs. 23,811/- not reported.','2025-05-28','2025-06-18','2025-05-28 12:42:15','2025-06-27 08:13:12','Pre-Closure Amount Misappropriated',''),(659,1734,1638,NULL,NULL,0,0,1,'2025-06-09','2025-06-25','2025-06-27',249,3,'laurDHrCGkcIdQHvdJmc0w==:MRPonaAn8EVu9hqVac6XIw==','yop6FYoL37VwZBx0qZ4wzg==:6aX9PXdKAXc6gswQxFlPKw==','pqOotD/PDv+Z6S6Yw8E6HQ==:Dflypdhs8+UX+g/b5Z22YA==','During field verification, it was observed that loan officer Arun Singha Roy/SF0087955 had embezzled Rs. 67,674/- from 03 borrower\'s Preclose loan amount but partial amount of Rs.17,330/- accounted in FIMO and rest of the amount of Rs. 50,344/- not reported.','2025-05-26','2025-06-18','2025-05-28 12:42:42','2025-06-27 07:59:30','Pre-Closure Amount Misappropriated',''),(660,1709,1643,NULL,NULL,0,0,1,'2025-06-24','2025-07-06','2025-07-08',1987,4,'hUCXoe/THUCxQNZIvLsv/A==:KhxPmo+TyjARtafTSHezbA==','8oNZUJtW4l03T7hNUcfbtw==:hMkGMO1+HwxxpwKsJPoUsQ==','GjrBDlKGSR1Saf3xiwGQTw==:nA0od1yk9aGry7iTDVTYJQ==','During field verification, it was observed that BM Bapan Pramanik/SF0075884 had embezzled Rs. 1,03,876/- from 04 borrowers preclose amount but only Rs. 40,000/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 63,876/- was not reported.','2025-05-26','2025-06-17','2025-05-28 12:45:09','2025-07-08 07:46:15','Pre-Closure Amount Misappropriated',''),(661,1708,1644,NULL,NULL,0,0,1,'2025-06-24','2025-07-05','2025-07-07',2003,32,'sYN/Q1UIB481cgmw081Tsg==:DCY/0TaneRjx1m9/4oCphQ==','h8lhbysPapqfR3oGcCP8OQ==:kiFIkuyuGs/EvUfI/31G9Q==','13I1Pll7LXbUKS/FEBWCOA==:bEeY8r6HTpmscQOQIU3kfg==','During field verification, it was observed that BQM Biswajit Sutradhar/SF0081060 had embezzled Rs. 7,42,464/- from 32 borrowers preclose amount but only Rs. 1,68,880/- was accounted in FIMO as EMI basis, and the rest amount of Rs. 5,73,584/- was not reported. This complaint connected with CSS complaint Nos. 70214.','2025-05-26','2025-06-16','2025-05-28 12:46:58','2025-07-07 12:12:35','Pre-Closure Amount Misappropriated',''),(662,1693,1645,NULL,NULL,0,0,1,'2025-05-28','2025-06-08','2025-06-10',228,4,'1Fn7JltkDy71CCBWqQ/Vvw==:5jt+YZvpL3k2Yc+ry0Xouw==','XTJAiuyUpxevCjQqws36sw==:y6IPMlMgRSyDVjuhTm+m6Q==','+g0xTNDdhhCB/lW2MSJibA==:bNej0qWYXy9dXuan2T6Lag==','During field verification, it was observed that Loan Officer Nabin Acharyya/SF0093499 had embezzled the collection amount of Rs. 12,981/- from 4 borrowers but not accounted in FIMO and now total fraudulent amount of Rs. 12,981/- yet to be recovered from the alleged staff.','2025-05-23','2025-06-13','2025-05-28 12:47:35','2025-06-26 17:22:22',NULL,NULL),(663,1764,1679,NULL,NULL,0,0,1,'2025-05-27','2025-05-29','2025-05-31',151,2,'k9/8Fr/Dgf0p7ZIKd9qKlA==:E5iO3tWtd80RraIQjWg8wA==','td3t03sRzcx45s3RvgxzEg==:xVWVBeKVl21VX2u7QH6rOA==','meARabDtEX/BwX3B0X9mAA==:PDEFn+8f/+oM6bMTBQCYxQ==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs.4854/- has taken place. Specifically, the,Loan Officer Mahendra Damor/SF0084757, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs.4854/-, and again failed to record these transactions in FIMO.\"\r\n','2025-05-28','2025-06-05','2025-05-29 02:58:27','2025-06-26 17:22:22',NULL,NULL),(664,1765,1678,NULL,NULL,0,0,1,'2025-05-28','2025-05-29','2025-05-31',150,2,'KDzF6gGX8cDcaoQPhqncog==:XvOweoREv/Jd3VFQyyTx6w==','ehOrq61IXDDAcZ88E4fBWA==:eVjOFN9I5YVAU2S/inX26w==','fOdF2SInF0R+N876/VvlYw==:ZgRVC70fecngLtedp0yk+g==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs5200/- has taken place. Specifically, the,Loan Officer Rajesh Dindor/SF0070921, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from two borrowers, amounting to Rs.5200/-, and again failed to record these transactions in FIMO.\"','2025-05-28','2025-06-05','2025-05-29 02:58:40','2025-06-26 17:22:22',NULL,NULL),(665,1768,1708,NULL,NULL,0,0,1,'2025-05-28','2025-05-29','2025-05-29',1,1,'J4ruJxWE/vlhSCY18lun7g==:bv+9U79Zl02P6dVP+9ckrw==','/StVLL3ebyPRGsu1lD538w==:cl+usLSkPm1w8nOxVCQ68A==','sKe7rqjwz/up3Mggui+LlA==:JkNa6uiohAmCGmEohFSwVA==','Dear Team,\r\n\r\nAs per the findings of the CSS team, the Internal Audit (IA) Team conducted the verification in May 2025, it was observed that a fraud amounting to Rs. 26,500/- has Manoj Kumar/SF0063743 not posted in at that time in FIMO After that He was posted borrower EMI\'s on 2 stpes total Rs:15600 (7800*2) on 06-May-25,08-May-25 left Rs:3900/- need to be recoverd  specifically, the Loan Office Manoj Kumar collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was fully not posted in FIMO.\r\n\r\nThe collected amount was not deposited at that time in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrowers, amounting to Rs. 26,500/-, and He was posted borrower EMI on 2 stpes total Rs:15600(7800*2) on 06-May-25,08-May-25 left Rs:3900/- again failed to record these transactions in FIMO.','2025-05-28','2025-05-29','2025-05-29 03:30:56','2025-06-26 17:22:22',NULL,NULL),(666,1661,1597,NULL,NULL,0,0,1,'2025-05-26','2025-05-28','2025-05-29',1,1,'Fl7NSL9/Ag1N0YagLHBN+w==:5RNBFJG+aP69HMDAOGBnUw==','Th9nv4J8F2nFBA/uvRx+EA==:K3l+rXq6JnNCURcy1IphBQ==','sKLf5K2K9ZdlwTHRYLuyKg==:EcsJ5ZXkFD5n3PrtXAUf/Q==','Loan Officer Rajender Kumar/SF0047088 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 14,550/- based on the evidence available.\r\n\r\nTotal Fraud Amount- Rs. 14,550/-\r\nAmount Recovered and accounted in FIMO - Rs. 0/-\r\nNet Fraud Amount to be Recovered - Rs. 14,550/-','2025-05-26','2025-05-28','2025-05-29 10:59:09','2025-06-26 17:22:22',NULL,NULL),(667,1698,1672,NULL,NULL,0,0,1,'2025-05-29','2025-06-07','2025-06-09',297,1,'QXLhPtw59fXve4TAA5+22g==:p+D9DhLgIyWtxp5kXWNS2A==','laHxbb5JUTGrgwF31AKzpw==:AkJ0GbWM01JOWdhWY1jAgg==','51XxCfybYAieF3X2wjovAA==:I79CIdc5iIqADdxpV1mELw==','Loan Officer Rohit Vishwakarma/SF0078689 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 20,500/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 20,500/-\r\nAmount Recovered and accounted in FIMO = Rs. 00/-\r\nNet Fraud Amount to be Recovered = Rs. 20,500/-','2025-05-29','2025-06-11','2025-05-30 05:08:39','2025-06-26 17:22:22',NULL,NULL),(668,1820,1715,NULL,NULL,0,0,1,'2025-05-30','2025-06-10','2025-06-11',262,2,'APQtnCXheT/uyZky5P1wxQ==:F3gQz9U9/CoDefWJi8cpwQ==','gT4wk+/8cRrLVauYb3H1jQ==:Z6d3r5ctHcBH2gZpW5bocg==','cJ7nbB1otW3TeuhlsqtNxg==:BNxrirPadJus+msEPKlG2A==','During the Fraud Investigation time Fraud of two borrowers of the amount Rs. 25949/- by the Loan Officer Akshay Raghunath Rathod/SF0089140','2025-05-29','2025-06-10','2025-05-30 06:56:44','2025-06-26 17:22:22',NULL,NULL),(669,1822,1719,NULL,NULL,0,0,1,'2025-06-02','2025-06-16','2025-06-17',115,2,'A/TccfIH1SbFxL0fMiJGIg==:kxTMiqxneATUDh2g20602Q==','AsfU0ZxDh6Q8bjCoRsKMiA==:fKm3YaclTN7d4InXoYQ65A==','U9EqDLShxG6RJaI1VdDzqA==:OVRKshJdt+Ki1Wm3xw4EwQ==','\"Verification was completed regarding the complaint against Loan Officer Ajay Anil Mhanta/SF0097939 for misappropriating the EMI amount of Rs.3900/-. \r\nFollowing the investigation, fraud was identified involving a total amount of Rs.9340/- across 03 loans from 02 borrowers.\"','2025-05-31','2025-06-10','2025-05-30 06:57:46','2025-06-26 17:22:22',NULL,NULL),(670,1828,1724,NULL,NULL,0,0,1,'2025-06-03','2025-06-11','2025-06-13',192,3,'anyqOPA95LCXH8bolPilPA==:4CpFekNbnNHc7w3i62+0Ag==','Ex9ak6lxPREksJTSo48rxg==:vLXhBYqErhLubYVkDFwpbw==','Q1gZ2bUManV9kciUdmJn0A==:g3r8ciTAxYuCGR+kVEVbJA==','After Caseload Verification total of Rs 14476 misapproption of cash observed, Rs 9906/- FIMO recoery entry done and total of Rs 4570/- Net Fraud amount identified.','2025-06-02','2025-06-06','2025-05-30 07:14:47','2025-06-26 17:22:22',NULL,NULL),(671,1825,1723,NULL,NULL,0,0,1,'2025-06-02','2025-06-11','2025-06-13',41,2,'jNVIqK30U1WDu7YoqGFCaw==:VqQxjsUFR3T6n4rDgWZYvg==','d5/HFPDqSoHiwZufRhYHrg==:Y53mC5RVOdedHsY2Oi/keg==','BWwaMZS2ywDdmDhQNqV/gQ==:dzYbIsUDcYV6YWRNMS3/pg==','After caseload verification total of Rs 35380 misappropriation of cash observed and Rs 28970/- FIMO recovery entry done by LO. Net Fraud is Rs 6410/-','2025-06-02','2025-06-06','2025-05-30 07:15:08','2025-06-26 17:22:22',NULL,NULL),(672,1821,1722,NULL,NULL,0,0,1,'2025-06-02','2025-06-10','2025-06-11',3,3,'u1nAkm2c2URHhYJU7F7dOg==:tIcXB2m2zIwMwkEeMpiUQQ==','Gw7kl/KCDUe5U1thujzR8w==:X1GZPGy1n+K4wBqnz1E6Ug==','4/pBcDTs9N1QN/t9h0KR8g==:w6pZeMd2Y703dwjT9lU9UQ==','During CLV we have observed cash misappropriation with Amt.35,830/- against LO/Laxmikanta Sahoo/SF0055013. Out of which amount recovered of Rs.10400, hence final fraud amount of Rs.25430.','2025-06-02','2025-06-06','2025-05-30 07:15:36','2025-06-26 17:22:22',NULL,NULL),(673,1788,1721,NULL,NULL,0,0,1,'2025-06-04','2025-06-11','2025-06-12',122,8,'bsU7Fj8cVVXuMCOziS/RKA==:txEBu2l6vkBxrvZCpfPBwA==','mtYRnv7AJhnuTz3rD75CDA==:675aiugoeLc/8/0sIeLscg==','7KejtMb59YCmLgEMo8VUHw==:LDovZIK+1vqwr+hD7jPfNA==','During CLV we have identified a cash misapprpriation of Rs.54010/-.Out of which amount recovered and accounted in FIMO of Rs.10610 & pending for recovery of Rs.43400/-.','2025-06-02','2025-06-06','2025-05-30 07:16:15','2025-06-26 17:22:22',NULL,NULL),(674,1819,1720,NULL,NULL,0,0,1,'2025-05-29','2025-06-05','2025-06-07',293,8,'tL9yCOYCBNEM90L7E8Ztow==:C4zWze/XCyz6cNeUpNl8qA==','sXEX663V/LROcLH0GP2qtg==:AV6STwUZvUy18G3DHS/aZQ==','qICfLFay0PFxWMM3RvRb+A==:oO44b3AiMRXxgRhC1G0LWQ==','During field verification, it was observed that Loan Officer Soumen Ghosal/SF0070490 had embezzled the preclosure and collection amount of Rs. 91,540/- from 08 borrower but only Rs. 23,870/- accounted in FIMO as EMI and now Rs. 67,670/- yet to be recovered from the alleged staff.','2025-06-02','2025-06-17','2025-05-30 11:30:08','2025-06-26 17:22:22',NULL,NULL),(675,1680,1630,NULL,NULL,0,0,1,'2025-05-23','2025-06-07','2025-06-09',275,10,'7f8H+8G1dhG3iaFsxjA9+A==:UsmicgOjze8QXKAR09+gMg==','oCYSVhFEoSgwHzjV5F0Tfw==:YvH6DPuNcN6J/avxN7LGNw==','82G7U3M7C4/8ncFhozpbxg==:2ot0vQGgK/5WH5Gwxi//qg==','Loan Officer Dev Tiwari/SF0075563 was found involved in collection misappropriation (Collected EMIs/Advance EMI/Pre-closure amount but not posted to concerned borrower accounts) on the names of 10 borrowers for the amounting to Rs. 51,197/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 51,197/-\r\nAmount Recovered and Accounted in FIMO = Rs. 13,930/-\r\nNet Fraud Amount to be recovered = Rs. 37,267/-','2025-05-23','2025-06-07','2025-05-30 17:15:14','2025-06-26 17:22:22',NULL,NULL),(676,1694,1617,NULL,NULL,0,0,1,'2025-05-28','2025-06-09','2025-06-10',312,13,'UjTdm33mNCcE6/NmGAIM5w==:FzgzvxE5u7T0chKPzBY6vQ==','DmfOxnvgBiQMBE3Ioum+QA==:yWhZmDNtVPPQvfonN3b5MA==','2njsox8f3sfSXpVE1AQ08g==:G9vKjUI1iR7wvfSLRtbIUQ==','Loan Officer Arvind Malviya/SF0076353 was found involved in collection misappropriation (Collected EMI and Advance Amounts but not posted to concerned borrower account) on the names of 13 borrowers for the amounting to Rs. 68,740/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 68,740/-\r\nAmount Recovered and accounted in FIMO = Rs. 7,200/-\r\nNet Fraud Amount to be Recovered = Rs. 61,540/-','2025-05-23','2025-06-07','2025-05-30 17:17:04','2025-06-26 17:22:22',NULL,NULL),(677,1736,1667,NULL,NULL,0,0,1,'2025-05-28','2025-06-09','2025-06-11',737,5,'IfCUPg6Ab0g5UBbBxdZUmA==:BvaUkpPRqk1C2kQhTnP+Gw==','JV3J/qBgmuUCdrdupaTE7A==:wSk489jdsDIh6TZ5cCkZyw==','fTeKGIvh2EYlIowr8ekjXw==:+tBqib0eSHdMQA1SW+btpg==','Senior Loan Officer Krishna Pal Rathore/SF0070213 was found involved in collection misappropriation (Collected EMIs and advnace amount but not posted to concerned borrower accounts) on the names of 05 borrowers for the amounting to Rs. 49,419/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 49,419/-\r\nAmount Recovered and Accounted in FIMO = Rs. 14,400/-\r\nNet Fraud Amount to be recovered = Rs. 35,019/-','2025-05-28','2025-06-10','2025-05-30 17:19:31','2025-06-26 17:22:22',NULL,NULL),(678,1710,1632,NULL,NULL,0,0,1,'2025-05-28','2025-06-09','2025-06-10',344,11,'0OY5tQfRgjTuisz58fKDUQ==:66jCTpxlQ2XcTaB+YASEFA==','1r/3e/oUqGECtfW0bfuMow==:zjiVSpAy+DJ4mIPlC+MaBw==','CMtqWbG+TVv9hLYULJeUAg==:TdqBF8X0Ep3+/VNaIarSBA==','Loan Officer Girraj Parihar/SF0079552 was found involved in collection misappropriation (Collected EMIs and Pre-closure amount but not posted to concerned borrower accounts) on the names of 11 borrowers for the amounting to Rs. 96,431/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 96,431/-\r\nAmount Recovered and Accounted in FIMO = Rs. 21,840/-\r\nNet Fraud Amount to be recovered = Rs. 74,591/-','2025-05-28','2025-06-11','2025-05-30 17:20:40','2025-06-26 17:22:22',NULL,NULL),(679,1747,1669,NULL,NULL,0,0,1,'2025-05-30','2025-06-09','2025-06-10',141,2,'cISCu4Ptb+Wtt31giOoyrg==:nMT1yoSbxU63HntsFh8Kaw==','8cgCeiiqu83gDSCSylN8Ag==:zqBW9i89OyRuUAKcw1Jncw==','/VdtTUUyphIxD7EdhruPSA==:P5nTc5IkKnXrjSSxnCh9ag==','Loan Officer Anand Sin/SF0084893 was found involved in collection misappropriation (Collected EMI amounts but not posted to concerned borrower account) on the names of 02 borrowers for the amounting to Rs. 6,520/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 6,520/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 6,520/-','2025-05-30','2025-06-12','2025-05-30 17:21:37','2025-06-26 17:22:22',NULL,NULL),(680,1746,1668,NULL,NULL,0,0,1,'2025-05-29','2025-06-10','2025-06-13',438,11,'30YRt/4QzpB3eQZc2+Q86w==:TQ00tZ8neLVMqY9KdUhZxA==','VThqmh1BGYLMkdX96PS9Vw==:nl994YgF0jhUj2MI85qBGw==','LFHwP2B6osGyOb0rR1qAVw==:MzjKDvInH51yJbR4yATBcg==','Loan Officer Rajkumar Meena/SF0087856 was found involved in collection misappropriation (Collected EMIs and advance amount but not posted to concerned borrower accounts) on the names of 11 borrowers for the amounting to Rs. 50,840/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 50,840/-\r\nAmount Recovered and Accounted in FIMO = Rs. 7,790/-\r\nNet Fraud Amount to be recovered = Rs. 43,050/-','2025-05-29','2025-06-14','2025-05-30 17:22:28','2025-06-26 17:22:22',NULL,NULL),(681,1711,1697,NULL,NULL,0,0,1,'2025-06-06','2025-06-13','2025-06-15',48,3,'BdCHMLKSyLtLkkeQyFAcaA==:R4kBPThrsClfa+iCGWZs5g==','Tji5P3xLqtrIfEUXxy0iCA==:44/DKsv8gWW0JgtKOIYTJg==','GeEnhcVQxgXm+Rdf3OmCRA==:SlVv8O0i1oPRNPYtpo7h1g==','Dear Team,\r\n1. Incident Overview\r\nFraudulent Activity: Branch Manager Balwant deliberately used fake KYC documents to process 3 loans. This fraudulent activity led to the misappropriation of funds.\r\n\r\nAmount Misappropriated: The total amount misappropriated through these loans is Rs. 197247.\r\n\r\n2. Detailed Findings\r\nLoan Processing: The branch manager processed 3 loans using documents that were not genuine. The lapses in the KYC verification process allowed these loans to be approved without proper due diligence.\r\n\r\nMisappropriation of Funds: Alongside the illicit approval of these loans, the misappropriation of the amounts totaling Rs.197247 was confirmed. This indicates significant internal control failures and opportunistic exploitation of the system.','2025-05-31','2025-06-07','2025-05-31 04:29:51','2025-06-26 17:22:22',NULL,NULL),(682,1798,1754,NULL,NULL,0,0,1,'2025-05-28','2025-05-28','2025-05-29',1,1,'3R2oVC8Gef/5WSYYhZeRgw==:3JChGnPXwmk/1GmPA8HxMA==','Ks7DCqTDRNXS/WGaL1H3tA==:2nwRf7V+jxfWsHLgubIK8g==','EfFUSWQj79BPsAymGoR8lg==:H6DQc9RnixgHURofRtlqKg==','\"Dear Team,\r\n\r\nAs per the findings of the Internal Audit (IA) Team during the verification conducted in May 2025, it was observed that a fraud amounting to Rs. 3500/- has taken place. Specifically, the Loan Officer Digvijay Singh Rajput, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 01 borrowers, amounting to Rs.3500/-, and again failed to record these transactions in FIMO.\"\r\n','2025-05-28','2025-05-31','2025-05-31 06:30:23','2025-06-26 17:22:22',NULL,NULL),(683,1835,1752,NULL,NULL,0,0,1,'2025-06-04','2025-06-10','2025-06-11',29,29,'pujeERilTxchtA7hn4b43A==:S3C+zm0hRvwOyW7WTYK3CQ==','s9Mp3qNKFs1QoLHjiwOX1Q==:Bglv1jlk05ci7SeHHWlkUg==','MXUnRNqUPgaM01oAPYwfGw==:k4tLjW5bgPPPdStz0M8BAg==','\"Dear Team,\r\nAs per the findings of the Bussines Team during the verification conducted in June 2025, it was observed that a fraud amounting to Rs. 596328/- has taken place. Specifically, the BLoan Officer Kan Singh Chouhan (SF0070544), collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 29 borrowers, amounting to Rs. 339552/-, and again failed to record these transactions in FIMO.\r\nBranch Staff do not aware of this loan officer\'s filed so they are verified only 29 borrowers of this Loan officer.\r\n\r\n Evidence RJ Mavli RJ2995 Complaint Number-FN25-26-008241.zip \r\n','2025-05-29','2025-06-07','2025-05-31 06:44:19','2025-06-26 17:22:22',NULL,NULL),(684,1838,1751,NULL,NULL,0,0,1,'2025-06-09','2025-06-12','2025-06-14',108,11,'yKuP2WND0xvOviz8fXvLvw==:NkYwsPYJJpR4/SDxckfQQA==','mJeHTGwAcNxwNzDa+FRFgA==:5qJUxqG3SVs37TiWbSarVg==','SOrP8N1REjPIyXF9vj4GLQ==:x32MPLRRZb6b1O2h9yCXFQ==','\"Dear Team,\r\n\r\nAs per the findings of the business team the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 90,388/- has taken place. Specifically, the Loan Officer,  Khushiram Balai Pawar/SF0083983, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 10 borrowers, amounting to Rs. 90,338/-, which have amount of Rs.5,510/- has been recovered and posted in FIMO and the rest amount of Rs.84,878 again failed to record these transactions in FIMO.\"','2025-05-30','2025-06-07','2025-05-31 06:44:50','2025-06-26 17:22:22',NULL,NULL),(685,1783,NULL,NULL,NULL,0,0,1,NULL,NULL,NULL,0,0,NULL,NULL,NULL,NULL,'2025-05-30','2025-06-07','2025-05-31 06:45:48','2025-06-26 17:22:22',NULL,NULL),(686,1769,1748,NULL,NULL,0,0,1,'2025-06-09','2025-06-10','2025-06-12',68,1,'VbUP64X8i3LxPZZDbqjx3A==:iJ+6Lpo7k7mT4GgNJNCGkw==','WAe2nAAANuhn1TU+SADouw==:C1q8vZPRko0kHoc3EIyB6g==','2XhWyy8WT8li0Rj3XqpKhA==:cYfvihxjSwAJLNQIsZZwgA==','\"Dear Team,\r\n\r\nAs per the findings of the Business Team, verification conducted by Audit team in Jun 2025, it was observed that a fraud amounting to Rs.17,080/- has taken place. Specifically, the Branch Quilty Manager, Prashant Singh/SF0088682, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 17,080/- again failed to record these transactions in FIMO.\"','2025-05-28','2025-06-07','2025-05-31 06:46:34','2025-06-26 17:22:22',NULL,NULL),(687,1780,1747,NULL,NULL,0,0,1,'2025-06-10','2025-06-13','2025-06-15',99,8,'rfuRBHdj3Uh388MTZbpomg==:pGlo+cwZfUAAZw74ljxeLQ==','/1dPm6em8fsryl4MHtOAyQ==:IxYrAjqQpoCF2T6275ZZjw==','1Mt6F41/jPbN+TlJ59IozA==:32A5fAhDwtmaxvhWEdFU+A==','\" Dear Team,\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification conducted in June 2025, it was observed that a fraud amounting to Rs. 54,210/- has taken place. Specifically, the Loan Officer, Krishana (SF0086440), collected amounts from borrowers but failed to perform the following actions:-\r\nThe collected amount was not posted in FIMO.\r\nThe collected amount was not deposited in the branch.\r\nAdditionally, it was observed that the Loan Officer collected Perclose payments from 8 borrower, amounting to Rs. 54,210/- and again failed to record these transactions in FIMO. Amount of Rs. 2600/- has been recovered and posted in FIMO and the rest amount of Rs. 51,610/- again failed to record these transactions in FIMO.\"','2025-05-29','2025-06-07','2025-05-31 06:47:11','2025-06-26 17:22:22',NULL,NULL),(688,1831,1743,NULL,NULL,0,0,1,'2025-05-31','2025-05-31','2025-06-02',0,0,'o2hu+QVwAey8aY7hG+kzrg==:dEVjKzpSTLf1+1pZde2Jkw==','XQwTOfYOjeUtlSofi1WlBw==:SH3agcN/21qBrdAueK8iBw==','bbKDUl7sOOlr6tYGFQoZ8Q==:3i2CgqO6dERHUVYzJNoo+w==','Dear Team,\r\n\r\nDuring our recent verification process, the following issues came to our attention:\r\n\r\nKey Handover: On 10-May-2025, after completing the end-of-day operations, BM Ratnesh Kumar (SF0098114) proceeded on leave and handed over his key (G1-474019) to BQM Munna Jaiswal (SF0063601). It is noted that the BQM was already in possession of another key (G2-474019).\r\n\r\nCash Discrepancy: A cash shortage of Rs. 9,540 was observed in the branch between 13-May-2025 and 14-May-2025. Initially, the discrepancy was attributed to an IT issue. However, further investigation revealed that the shortage resulted from the embezzlement of funds by the BQM.\r\n\r\nResolution: On the evening of 14-May-2025, upon the BM\'s return, the BQM went on leave. The embezzled amount was subsequently recovered and deposited back into the bank on 23-May-2025. The full amount of Rs. 9,540 was recovered from BQM Munna Jaiswal on the same day.','2025-05-29','2025-06-03','2025-05-31 06:47:40','2025-06-26 17:22:22',NULL,NULL),(689,1833,1742,NULL,NULL,0,0,1,'2025-06-09','2025-06-12','2025-06-14',82,2,'0ZJwdfhAJOVQeEoSrrBl3g==:ODSp9XbCv+RZJrylD32TVQ==','s0w5Dzz4OuemgGoZQSe3KQ==:3tzHGxydrLaivuSTjU0JSw==','hrj90WPPeGfOGbTfpMNFtw==:iejx5jaDuNVeEskZREzLkw==','\"Dear Team,\r\nIncident Details\r\nEmbezzlement Instances:\r\n\r\nPreclose Amount: Rs. 7,600 was embezzled from one borrower.\r\n\r\nCollection Amount: Rs. 2,500 was embezzled from another borrower.\r\n\r\nTotal Fraud Amount:\r\n\r\nRs. 10,100 (i.e., 7,600 + 2,500) is the cumulative fraud amount identified.\r\n\r\nFraud Recovery Status:\r\n\r\nRs. 2,850 has been recovered to date.\r\n\r\nNet Fraud Amount: A remaining balance of Rs. 7,250 is yet to be recovered.\r\n\r\nOther Notable Details:\r\n\r\nLoan Officer Jogendra Yadav absconded from the branch on 23-Apr-2025, which further complicates recovery and potential disciplinary measures.\"\r\n','2025-05-29','2025-06-07','2025-05-31 06:48:05','2025-06-26 17:22:22',NULL,NULL),(690,1855,1735,NULL,NULL,0,0,1,'2025-05-30','2025-05-31','2025-05-31',1,1,'Kvf/Jx/1hUkJyKgEG61Nxw==:uqWbxpdHK1+7iNS4kwoHXA==','pjpRBhRje/NWRxQkBb+tBw==:OZ8hAseyLrbyfByUWeyDfQ==','mdD8xeoKmu4Q/J4AxvuEyg==:KSk0Z1wGS+fAjzj16eG8uw==','Total fraud identified Rs 2130/-.','2025-05-30','2025-05-31','2025-05-31 09:19:28','2025-06-26 17:22:22',NULL,NULL),(691,1854,1778,NULL,NULL,0,0,1,'2025-05-30','2025-05-31','2025-06-01',1,1,'kdEmEjzfcv0iU8BOlnPJ0g==:NwkHw3HpmKRkbGbW9Ydsuw==','3Pa5Z6T/Qn2hfZBNTtJzTA==:vuj8II/v7djrKWMJ5uJO6w==','94fDRJW9KA9PDfF/VU1Zfg==:IPRTup4LSR/90uGt5/BTow==','1. As per Digital Payment borrower paid her EMI Rs 2130/- on dt 04/03/25 to BM Nirmal Kumar Pattanayak but that time he has left from Spandana. \r\n2. After discussion with Borrower & BM Nirmal Kumar Pattanayak it observed that on 14th May 2025 he has paid that amount to borrower and borrower paid 2 EMIs for Mar 2025 & May 2025 on dt 15/05/25 through digital pay link. \r\n3. Conformation by Borrower Spouse through tele call.','2025-05-30','2025-05-31','2025-05-31 09:22:15','2025-06-26 17:22:22',NULL,NULL),(692,1865,1779,NULL,NULL,0,0,1,'2025-06-05','2025-06-17','2025-06-18',425,10,'WNxCiihtvBOvhfXaPPya0w==:He9wG0fKaPZIr3WSATccdA==','0hr68MR7/VvZ40kCDVSQSQ==:duMY+f4m9BOYk+4avIZ2bw==','SOWZcp60odAHLnJDKlWXBA==:7ckqdqn6FqsNTNU0qObBUg==','Post completion of CLV noted cash misappropriation of Rs.73330/-.','2025-06-05','2025-06-17','2025-05-31 09:22:45','2025-06-26 17:22:22',NULL,NULL),(693,1857,1737,NULL,NULL,0,0,1,'2025-06-05','2025-06-12','2025-06-14',92,3,'mBKUW8z0B8R6fdkGbK+s6w==:AxWlSVpCFvyAJ1nFZaY6JQ==','g2XNG65LiModpjNlWSHitA==:eefiXL2sICeJjakTT/I91Q==','56z/ADEaVE0+dF6CHQ7laA==:6ig+pwE+RexKwt4piThMTw==','Post completion of CLV total fraud identified of Rs. 22350/-.','2025-06-05','2025-06-12','2025-05-31 09:23:12','2025-06-26 17:22:22',NULL,NULL),(694,1847,1734,NULL,NULL,0,0,1,'2025-06-02','2025-06-13','2025-06-15',230,29,'3K5wsqY08IBSPR9KnSd2Rw==:VTQW5oKDWIQSS+jI55SegQ==','VsJLtoatqSjBH74vztHxIQ==:jrRkYQDUCxpaVM8KTW9d5w==','+4180BaUAx9r85WfgBqyZA==:74YWBdNtnYynG1gvO+HMSg==','Post of completion of CLV we have noted cash misappropriation of Rs.370903, out of which amount recovered and accounted in FIMO of Rs.76612 & pending for recovery of Rs.294291/-.','2025-06-02','2025-06-06','2025-05-31 09:23:46','2025-06-26 17:22:22',NULL,NULL),(695,1841,1732,NULL,NULL,0,0,1,'2025-06-02','2025-06-13','2025-06-15',205,3,'wvqrlhyM4dhZu2/4BCUuHg==:VVxVC5gBDrMKuO4kp5WAKw==','wvXHtGf+PqmCMI/lc9MW2A==:3utMtyzWsVqPD5FCy4TMEw==','+fMmKib0//An3Kwv8Tlgtg==:vsSrhwSTMrKptsjSq/vCqg==','Post completion of CLV we noted misappropriation against Lo Subasish Nayak of Rs.59450. Out of which amount recovered and accounted in FIMO of Rs.20160/- and pending for recovery of Rs.39290/-','2025-06-02','2025-06-06','2025-05-31 09:24:10','2025-06-26 17:22:22',NULL,NULL),(696,1033,1572,NULL,NULL,0,0,1,'2025-05-13','2025-05-20','2025-05-22',143,9,'4x2NYeIIvICZ4okUvXJNMA==:zfR9hJR5AGwjMs7BMTSkEg==','20YALPFpFVbIAtfg9y6aAg==:H2yEOzEeaIwYvDq7nohElw==','olsBuI3aNOvRpBVV1FVjDA==:C+x37R+g+vlxDoNmU/1p3Q==','LO/ Apsar / SF0064618 was collected total amount of Rs. 1,19,250/- and recovered amount of Rs29,340/-and remaining amount of Rs. 89,910/- is pending for recovery..','2025-05-13','2025-05-20','2025-05-31 10:28:11','2025-06-26 17:22:22',NULL,NULL),(697,1803,1729,NULL,NULL,0,0,1,'2025-05-31','2025-06-14','2025-06-17',2277,2,'m9BupzPSpyFJtJjREgJbog==:jsfy1+Vby4wKXvMQE0mjVA==','heLjPmVS2UU3rNlNTYJoSA==:lV43M2w4A0Ti/XA7kfp9JQ==','sowrOOWGjCZnl7LYJgH6Tg==:KS0YYGIRVQm4UbRQghIAtQ==','Branch Manager Sunil Bamaniya/SF0060006 was found involved in pre-closure and collection amount misappropriation (Collected EMIs amount and Pre-closure amount but not posted to concerned borrowers account) on the names of 02 borrowers for the amounting to Rs. 32,952/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 32,952/-\r\nAmount Recovered and accounted in FIMO = Rs. 28,022/-\r\nNet Fraud Amount to be Recovered = Rs. 4,930/-','2025-05-31','2025-06-16','2025-06-02 05:12:50','2025-06-26 17:22:22',NULL,NULL),(698,1799,1728,NULL,NULL,0,0,1,'2025-05-31','2025-06-14','2025-06-16',319,1,'R4tiENgLt+u2wN0WkOD3mA==:96eWkfbb/oajCD6oBE8GLQ==','qj3adUhckNqj0VITYLY2SQ==:FTqihxjZWZ4mFoSrmI2e4A==','QCdKjhObzy+OcObzw0aYlQ==:F5ULq9zJH8Ccz8K5jaeNVw==','Loan Officer Bharat Singh/SF0073077 was found involved in Pre-closure amount misappropriation (Collected Pre-closure amount but not posted to concerned borrower accounts) on the name of 01 borrower for the amounting to Rs. 43,650/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 43,650/-\r\nAmount Recovered and Accounted in FIMO = Rs. 20,160/-\r\nNet Fraud Amount to be recovered = Rs. 23,490/-\r\n\r\nNote: Complaint registered in the DAPS under the Moman Badodiya Branch instead of Ramganj Mandi Branch.','2025-05-31','2025-06-12','2025-06-02 05:13:43','2025-06-26 17:22:22',NULL,NULL),(699,1790,1727,NULL,NULL,0,0,1,'2025-05-31','2025-06-16','2025-06-17',417,47,'6I/P/AgHNuYBk6Z/yAqbCQ==:ibHG5ewSlrWu16w22hv+4w==','QjyNIn2Sr9uF5ejLJoOVEg==:FgCeTCgOmJptsjWWQYlHyg==','wV2wLq/dHMnpZFLmg5uoBg==:H61j7H2uDxoBzbff7xfFag==','Loan Officer Ajay Vishwakarma/SF0061420, was found involved in collection and pre-closure amount misappropriation (Collected EMIs, Pre-closure and Advance Collection but not posted to concerned borrower accounts) on the names of 47 borrowers for the amounting to Rs. 7,32,661/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 7,32,661/-\r\nAmount Recovered and Accounted in FIMO = Rs. 1,19,230/-\r\nNet Fraud Amount to be recovered = Rs. 6,13,431/-','2025-05-31','2025-06-12','2025-06-02 05:15:24','2025-06-26 17:22:22',NULL,NULL),(700,1713,1639,NULL,NULL,0,0,1,'2025-05-29','2025-06-12','2025-06-13',330,13,'agwtvr0WvpBobgJrMrtnKQ==:EpaXOOqXy6Pq0F2EIt64Ig==','KaHxNunkRytzBKNNvB+f1w==:8Q/3CK9mKpjyhlrKf5EI0A==','ONSCSCqY0KVKjG17OzKYyQ==:T6UqXkJpAmUT+3JD6CvGFw==','After case load verification we observed total Fraud amount Rs172359 and Rs 52820/- FIMO recovery done. Total of Rs 119539 /- net fraud identified.','2025-05-29','2025-06-05','2025-06-02 05:59:20','2025-06-26 17:22:22',NULL,NULL),(701,1170,1119,NULL,NULL,0,0,1,'2025-05-21','2025-05-30','2025-05-31',102,28,'ae/XLNhZgqNV/dT4cucqUg==:fqaOnYzdnJ6PTRAqTRF+fg==','/hGljBKHL2TkCDKT1Frk2A==:GVN4kIi96rXhGsMhL3DaAA==','Z+CS2SNQITyrd5uxmhI36A==:d+ASflkxEv2LLX2ofsFjcg==','\"Staff Kumar Munna, EMP ID:- SF0062656, collected total amount Rs.332100/- from the borrower but he has paid amount Rs.93360/- as an EMI of borrower and rest amount Rs.238740/- kept in his pocket.\r\nThe last working date of this staff on dated-11-04-25 at this Bhabua branch how ever he has collected the amount after 11-04-25 from the borrowers.\"\r\n',NULL,NULL,'2025-06-02 06:19:42','2025-06-26 17:22:23',NULL,NULL),(702,1873,1796,NULL,NULL,0,0,1,'2025-05-31','2025-06-02','2025-06-02',1,1,'KAZwsfy/0WzM5ZBce2Plgw==:VfOLYqdQZUGqtXlquOveLg==','UgwtFse8X9sF7mOCg4rIrA==:CNUi4owJBZorNJmCP3I3FA==','2NkrQohs+3s/W5hMxUqESQ==:57EbRIAMhlfBJ/Y3sYcyBQ==','\"Dear Team,\r\n\r\nAs per the findings of the CSS Team, verification conducted by Audit team in May 2025, it was observed that a fraud amounting to Rs.2,400/- has taken place. Specifically, the Loan Officer, Sandeep Singh/SF0067699, collected amounts from borrowers but failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 1 borrower, amounting to Rs. 2,400/- again failed to record these transactions in FIMO.\"','2025-05-31','2025-06-02','2025-06-02 07:46:50','2025-06-26 17:22:23',NULL,NULL),(703,1878,1797,NULL,NULL,0,0,1,'2025-05-31','2025-05-31','2025-06-02',1,1,'hmKg4W4IX6srmaNthOb7hw==:yhbpDjids5Y5K2Ohu9kPmA==','Zw6YMwdCxeW8y5jbI/zbqQ==:nKDdacLYh0Shyroe43HSXw==','LHXB26p7DCfmJ4j6mVWXFA==:/OW0GaMwR8OWF5IrE7PPAA==','During the Post investigation, it was observed that BQM Subhash Padam Chavhan/SF0058131 committed fraud against one Borrower in one loan, with a total amount of Rs 3470/-','2025-05-31','2025-05-31','2025-06-02 07:56:24','2025-06-26 17:22:23',NULL,NULL),(704,1852,1798,NULL,NULL,0,0,1,'2025-06-02','2025-06-16','2025-06-17',636,13,'lfSvmzxZdy0d30vcgF8Hyg==:ZAMzyrltwa0R4LElWKZpDg==','9AwRZzvdqyhsAJ0/a1aOQg==:C6jiSjPxKd/lfFNJrYv7MQ==','eP0PEeTXDYwmxy9z+lvD1g==:Jd7AZjaowem8qvbJc4sIZQ==','During the Fraud Investigation, a Total of 13 borrowers\' fraud amount was found of Rs. 178014/- of the BQM Kishor Gajanan Bamdale-SF0088387','2025-06-02','2025-06-16','2025-06-02 07:57:00','2025-06-26 17:22:23',NULL,NULL),(705,1866,1791,NULL,NULL,0,0,1,'2025-06-10','2025-06-18','2025-06-23',401,59,'1i1pLcSFs3EWKPN6Gu2Q5w==:GAbB4u7fwjIAji9TLbJEhg==','iVVYLVP5tgvtQ73qCtLdVA==:Kk6icKlyjBGkROyaYOZYWg==','c4gcJyI0uXlqSUuC8ddRXw==:H02bTOQd40DpWEex6QIHCQ==','LO/Apsar was collected total amount of Rs. 6,85,677/- and recovered amount of Rs 2,30,420/-and remaining amount of Rs. 4,55,257/- is pending for recovery.','2025-06-09','2025-06-12','2025-06-02 12:14:36','2025-06-26 17:22:23',NULL,NULL),(706,1849,1757,NULL,NULL,0,0,1,'2025-06-19','2025-06-20','2025-06-20',199,2,'Gea+cEBBQd2mNlUzO7VntQ==:c1tA5oWO50FFMIHH3uM2+A==','UIg63Hi9rLX1K9pejPHp3Q==:Yc/RkmqovOZ0pnQ/dEpYbg==','5yBW4HelUM3E6NTNjTbCNA==:wxZhkcgFi9GZSJa35UEScA==','BM/Sharangowda M r   was collected total amount of Rs. 42,140/- and recovered amount of Rs 14,140/-and remaining amount of Rs. 27,954/- is pending for recovery.','2025-06-12','2025-06-16','2025-06-02 12:15:13','2025-07-16 08:38:00','Collection Amount Misappropriated','Pre-Closure Amount Misappropriated'),(707,1851,1756,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-10',296,15,'mj1zLJt5WVYul67hjL1b+w==:2ykVz9YCXS41lq4d92yCDQ==','suBhAlciaGOQ77AhsZaU4w==:oyy1SPsE72kyLoElj/cFzg==','DtWds6aMrfh1VT5GB88Skg==:V2RYycVKWYjzRYPPY3+biw==','LO Vinayak was collected the installments from 15 borrowers Total of Rs. 1,08,020/- and of Rs. 3,137/- recovered and the remaining amount of Rs 1,04,883/- is Pending For Recovery.','2025-06-03','2025-06-07','2025-06-02 12:15:29','2025-06-26 17:22:23',NULL,NULL),(708,1794,1760,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-14',86,1,'r1BdNNCTxqZuCB6moCAbAw==:vvb9xKQw2ABtwXQ23LLoRA==','bDccIhRlBTPptqsVga2G+Q==:iu26yctw3BvyvH+uGPJn9w==','DqV69YqzU5MaSNkuSzolQQ==:GP0/RcHFAPEQyqzdQrYnYw==','LO L Darshab  was collected total amount of Rs. 58,560/- and recovered amount of Rs. 31,500/- and remaining amount of Rs. 27,060/- is pending for recovery.','2025-06-10','2025-06-14','2025-06-02 12:16:05','2025-06-26 17:22:23',NULL,NULL),(709,1805,1759,NULL,NULL,0,0,1,'2025-06-03','2025-06-07','2025-06-10',280,4,'cY78P5kuHbXzQ7V2nIearw==:Urh+QwZ2w0PLIIttqRBVgQ==','YEKP/kMzg3TvIKKbpajkOg==:6Fb+HgW+M5gD45XSPZkb7A==','Zf0C4bi0eGaRmJ4BHYN4tw==:WXG3xEQiEiOJO3Fi5ix2IA==','BM Yuvaraja Mailappara  was collected installment and pre-closure amount from 4 borrowers Total of Rs. 57,831/-  Recovered amount of  Rs. 7,050/- and Remaining Amount Of Rs 50,781/- is Pending For Recovery.','2025-06-03','2025-06-07','2025-06-02 12:16:26','2025-06-26 17:22:23',NULL,NULL),(710,1837,1725,NULL,NULL,0,0,1,'2025-06-03','2025-06-05','2025-06-06',182,1,'qZ4IxGALyg2zhiqchMl3Bg==:sR9O4e7Q3yeiJxCaapb3eg==','37qTZw8ZXWLQToowUZ5JJA==:g5CgJ08uz8q4k6VuxYfjsA==','UUz3lmDVTrfTXsgzW3gi+A==:4HWGifxVkYytPug5odImWQ==','LO Akhil O collected EMIs from one borrower\'s amount of Rs. 16,050/- and  collected amount pending for recovery.','2025-06-02','2025-06-07','2025-06-02 12:16:58','2025-06-26 17:22:23',NULL,NULL),(711,1777,1763,NULL,NULL,0,0,1,'2025-06-16','2025-06-17','2025-06-20',59,1,'kvvy4dM/2ae/GFicdObO2A==:f/mdq2LtqAIbprF3azK7dA==','ih/wrEudrdQNEvkzesxkeA==:B8wSnovVO8pabTgqbT/f6w==','2k/ILWu9EalEJzk8C9TvpQ==:cpmdB9lm7IrKGoyTP8gAxA==','Lo/Madhu V  was collected total amount of Rs. 3,400/- and recovered amount of Rs 0/-and remaining amount of Rs. 3,400/- is pending for recovery.','2025-06-09','2025-06-19','2025-06-02 12:32:39','2025-06-26 17:22:23',NULL,NULL),(712,1778,1762,NULL,NULL,0,0,1,'2025-06-18','2025-06-18','2025-06-20',92,6,'L9d4X1VIqSZAlNNrYa8lzw==:7Hv+uKtP3fAYPKiXcf6Pug==','XJBVQfd6/XHOjPfoebG5/g==:wqlqI2Vy+0rSt2Uf/vR4hw==','Y/XX1CTIHWEE3cl8WraF7w==:3jAz5EGF8oCrg4AVhILQBA==','Lo/Madhu V  was collected total amount of Rs. 78,135/- and recovered amount of Rs 10,320/-and remaining amount of Rs. 67,815/- is pending for recovery.','2025-06-09','2025-06-19','2025-06-02 12:33:11','2025-06-26 17:22:23',NULL,NULL),(713,1776,1764,NULL,NULL,0,0,1,'2025-06-14','2025-06-18','2025-06-20',162,3,'UX7/pkyIhNtGWXMmvmZUYQ==:XTzpS4dTanTGZ4DlnkWW3A==','zSjxDnwyPu9A3+1pKeNdjw==:7EMkBogCsSx8Y0Y0sfKBSA==','Z+m9gVfbHJTjpzKPfpCjYQ==:3CD2FSjOTyDFFXS0rjUoVw==','BM/Manjunatha A  was collected total amount of Rs. 6,720/- and recovered amount of Rs 0/-and remaining amount of Rs. 6,720/- is pending for recovery.','2025-06-09','2025-06-19','2025-06-02 12:34:34','2025-06-26 17:22:23',NULL,NULL),(714,1755,1765,NULL,NULL,0,0,1,'2025-06-07','2025-06-11','2025-06-12',283,1,'Pu/WZS0gfN+y3mHrjtMnzQ==:O0YE4TBG94CzCMMLbZatAg==','hoDRR02qF/syBK3jx9nDgA==:hVtGwHXsPl4zJd/gPcGFGg==','2g5Ydlg+nMvIKd8eT9Sxxw==:eJezmFUQP4DRWQLqiS2cwA==','LO Sathishnayaka R was collected 1 borrower 2 EMIs from borrowers  of Rs 8,200/-  but LO collected amount not posted into FIMO and even not deposited at branch and Pending from recovery.\r\n','2025-06-03','2025-06-07','2025-06-02 12:35:17','2025-06-26 17:22:23',NULL,NULL),(715,1842,1726,NULL,NULL,0,0,1,'2025-05-30','2025-06-03','2025-06-04',0,0,'jAuUWDht2XDygr0q5vTEHA==:V1Hp6AXG51dQVkbgWv83Gw==','0sgVdRekVv3A0xnge8Lp5w==:7GUINLP7i7Qb4rwUzEnjSg==','LwmQbjvuvcTh1KtVAKQEzw==:Gbwh5S7AC6GCFtQtW4T0AA==','All staff including BM,BQM & CM went to field for collection, The Branch Office was locked, and the main door key was kept behind the other room door. \r\nWhen Sweeper came at office at 10.15 am and found that the branch was open, she intimated BM over the phone, When BM Naynesh Parshuram Shelke reached at Branch on 12.15pm, he also saw that branch office was open without lock & Locker was open, The cash of Rs 468557/- (which was closing of 12thMay 2025) was missing from the locker.\r\n\r\nFurther, Internal Audit has verified the closing cash of the branch on 13thMay-2025 and found as per FIMO balance and denomination register cash was short for amount of Rs 468464/-(Enclosed is the physical cash verification certificate).\r\n\r\nThe incident was informed by the branch team to the police on 13th May 2025 and the FIR was registered in the Sindkheda Police Station FIR No. 0120 on 15 May-2025 at 19:19 PM.\r\nPolice official visited to the branch and investigated the place of the incident and as well as with the employees of the branch\r\nOn the 20th the police called the entire branch team to Dhule for investigation, from that investigation, it was Police found that Theft was committed by BQM with the help of his friend.\r\nTheft entry posted in FIMO on 19th May 2025 amount of Rs 468557/-.\r\nFurther, Internal Audit has verified the closing cash of the branch on 29-May-2025 and found cash tallied with Denomination Register and with the opening balance of FIMO. (Enclosed is the physical cash verification certificate).','2025-05-30','2025-06-05','2025-06-03 04:54:44','2025-06-26 17:22:23',NULL,NULL),(716,1135,1085,NULL,NULL,0,0,1,'2025-05-19','2025-05-24','2025-05-26',55,55,'L0p0hTl8Wna/+WfCk0o10w==:yAl5QRrnA9DCfy9ODQW3lQ==','08E4vmVmtC7yi+5QbUuk6w==:Rd3e8x40R77OK0BXYREqAg==','uoiaUjpxWGyFkvVjWEG/Ow==:zG3J1O7S3qgn9ohYFXS4aw==','LO-Akhilesh Kumar/SF0075216 collected EMI from 55 borrowers  total of Rs-140180 & absconding from branch without submitted the collection amount on dated 06-02-2025, branch team lodge FIR against the staffs on 08-02-2025.','2025-05-19','2025-06-24','2025-06-03 10:59:32','2025-06-26 17:22:23',NULL,NULL),(717,1195,1261,NULL,NULL,0,0,1,'2025-05-19','2025-05-29','2025-05-31',119,1,'vI3LtbLZdxx46svl+hIFKg==:Lr/P0I2pLAauE5/jq8gweA==','JssDljV1UwpoZ0BfkMaJHQ==:pmwW772VI4DTenQHw9GT/w==','uH55FhPiwGf+8REIXOkezw==:RlaB/VI+vvKE/MhcIh75vw==','\"1. Fraud has been identified by business team on 06-05-2025 against LO Law Kush Kumar /SF0079739.\r\n2. Complain team raised complaint on 07-05-2025 vide complain number FN25-26-00508.\r\n3. At the time of Complain raised 01 borrower was affected of Rs 27000.\r\n4. After verification done by the Audit team out of 119 (80 borrower Visit through field verification & 39 borrower verified Through calling verification)  borrowers 01 borrowers were affected by Rs.23000.\r\n5. LO  Law Kush Kumar /SF0079739 also went from the branch on 14-01-2025 complete his notice period.\"\r\n','2025-05-19','2025-06-29','2025-06-03 12:03:55','2025-06-26 17:22:23',NULL,NULL),(718,1245,1254,NULL,NULL,0,0,1,'2025-05-19','2025-05-30','2025-05-31',88,9,'ik2+NGWDOysyoJ6CrPZX0w==:ZvEktxCYrcB515RoGz3NFQ==','2ia4gKRXTodrEv00z0MIKw==:Xmexp8ftIQxXKk1aYBKRhw==','6xnxNQErvIKlJL/GRvfT/A==:34hs7prIKPLCmzP/4a1WEg==','As per complaint raised against the LO-Mithilesh Kumar Gupta/SF0080338, post verification it is observed that he was collected Rs 46640/- from the 09 borrowers but same was not accounted in the FIMO..\r\n','2025-05-19','2025-05-30','2025-06-03 12:22:41','2025-06-26 17:22:23',NULL,NULL),(719,1537,1789,NULL,NULL,0,0,1,'2025-05-20','2025-05-26','2025-06-03',216,3,'lSDByqqHckIOiTMykj1ZRw==:4XWaC+7SsKsoKeO/bFKGnw==','MCpzGHwaHGoChngCf7SjEA==:uMJagBB49cmljyn38mVheQ==','pO3Y0Ri3/7/OfRrd2R6T0Q==:SRg+qrniq3yIObDrxkK9qQ==','LO Suriya Kumar -SF0079199 Collected EMI amount from 3 borrowers of  Rs.9180/- and collected amount not posted into FIMO and even not deposited at branch and same was pending for recovery.','2025-05-20','2025-05-26','2025-06-04 09:32:13','2025-06-26 17:22:23',NULL,NULL),(720,1899,1827,NULL,NULL,0,0,1,'2025-06-12','2025-06-14','2025-06-16',179,1,'dWS9wv6O1+0VjL5grsWH6Q==:u/EXhNSkwEr4n2GlvO+Xhg==','usCQOcR0BmCGTKqex4CUHw==:o3YB6DhtNogHsk4/fFhXSg==','xij6GtZNnsulMX4Gn2iwGg==:/w7IeG+j0eJ6KT5Xg948Jw==',' LO Pasuvula Babu  was collected 2 EMIs from 1 borrower on the date of  08-11-2024 of Rs.2,250/- and  08-08-2024 of Rs 2,250 total amount of Rs 4,270/-   but collected amount not posted into FIMO and even not deposited at branch and  Pending from recovery.       ','2025-06-12','2025-06-14','2025-06-04 09:33:41','2025-06-26 17:22:23',NULL,NULL),(721,1881,1828,NULL,NULL,0,0,1,'2025-06-03','2025-06-03','2025-06-03',1,1,'ja24odNka3tSlzxRC8Gkfg==:HFXIKy62Yw19ypa6H+8fMw==','3scGn4Us3RtO9vHWi5wj5w==:rzvACR3PwdBfS8GZmVSTRQ==','sT1OsZwteLC66AZGRcil8A==:MvOgcPkxjFLlqWpXyowvfg==','BM  Ramesh S /SF0050917  was collected total amount of Rs.4,270/- and recovered amount of Rs.0/-and remaining amount of Rs. 4,270/- is pending for recovery..','2025-06-03','2025-06-05','2025-06-04 09:34:07','2025-07-17 03:24:00','Collection Amount Misappropriated',''),(722,1903,1826,NULL,NULL,0,0,1,'2025-06-07','2025-06-11','2025-06-11',335,1,'tLiShk8f6EcVf043ILplFw==:rZKrivzduy5IcW2PkYKYhA==','bHWc8+57RF7B4VnGcmvwoQ==:j4nYD6feZg6bVxllQl4Wtg==','h8m45Lf5HiqPzAXzK4lU2A==:DH6wMfY5kAS4h5LeSRRr2w==','As per borrower confirmation CM Yallappa C was collected 1 Pre-closed from borrower amount of Rs 36,000/- and recoverd amount of Rs 7,050/- and remaining amount (36,000-7050) of Rs 28,950/- collected amount not posted to FIMO and even not deposited at branch and pending from recovery.','2025-06-07','2025-06-11','2025-06-04 09:34:36','2025-06-26 17:22:23',NULL,NULL),(723,1913,1825,NULL,NULL,0,0,1,'2025-06-04','2025-06-07','2025-06-09',257,5,'iwJ4ew4mLuv40+LqhKBRJw==:PhrN9/zY1vHnd7Ee3NqYoQ==','paGzxLF2C3/mRp1M5CRmZw==:09tyj1P9RiW8BwDhcnDxkg==','WtAwp2PU0UHN8GtMapxsSg==:B4PNO9FeqqvFCvp/K1Oqgw==',' LO Manjunatha S was collected 5 EMIs from 5 borrower of Rs 14,000/- but LO collected amount not posted into FIMO and even not deposited at branch, and same was fraud misappropriated. And pending from recovery.','2025-06-07','2025-06-11','2025-06-04 09:34:51','2025-06-26 17:22:23',NULL,NULL),(724,1869,1799,NULL,NULL,0,0,1,'2025-06-02','2025-06-16','2025-06-17',245,1,'2qI076aWu7nwAzhItYrK/g==:xyubSgvnvVcFS5MKuxsKfA==','GNBQdIpz30l3FoBze/Fe+w==:weUCleUzOkIMBVxrueHCkA==','Fy+kcxqebEy9Si5+7JhGjw==:T5vn3TUFUQjMBO9Mk79Htg==','During CLV We have identified cash misappropriation with Amt.46376/- and also all amount was recovered during CLV and Net fraud is \"0\".','2025-06-02','2025-06-06','2025-06-04 09:37:59','2025-06-26 17:22:23',NULL,NULL),(725,1886,1822,NULL,NULL,0,0,1,'2025-06-09','2025-06-18','2025-06-19',217,1,'ZQssNPmPtyKzgk7NHLrXOQ==:S/Ldiv3VqueGjrF1gmYEaQ==','E/m6OoMHdghRVmNzMI6rwQ==:fZ34UDUZnQVwm8CnFvuijw==','cnBMcDqD06RxsTgx607fyQ==:COIpE61dDQuYjz+jgTF8/A==','Post completion of CLV we have noted collection misappropriation of Rs.9600/- also amount recoved from concern LO.','2025-06-05','2025-06-10','2025-06-04 09:39:11','2025-06-26 17:22:23',NULL,NULL),(726,1897,1823,NULL,NULL,0,0,1,'2025-05-31','2025-06-18','2025-06-19',230,6,'HUFKJXTuzrNyAOeHSec4kA==:PcSUojhl66IDanjaNpR/RQ==','tQEjoV7+Mm+187AurUDNVw==:JNUA5CFQaVue4/1X4zA9Sw==','2h2ymtJOeJbgsIfps8VlGQ==:s0E7BaAOb7WGdsi/i1ZpeA==','After Caseload Verification total of Rs 26313/- misappropriation of cash oberved against LO Bren beli beli Nayak.','2025-05-31','2025-06-06','2025-06-04 09:39:31','2025-06-26 17:22:23',NULL,NULL),(727,1908,1824,NULL,NULL,0,0,1,'2025-06-06','2025-06-09','2025-06-10',40,3,'2RenTCqhTmVAVteRdkN4yg==:13Yf42kh5FhsADAVK5k+GQ==','RlKDXqUIpdMw5nKhfTnAQg==:L66JCgU8iIgKJEvqjlEcFg==','6iEErD7yXMZWb3BvidJ+ng==:Ge5wI0jzb7fkD+UzNtkshg==','During CLV we have identified Rs.47,160/- amount of cash misappropriation.','2025-06-06','2025-06-10','2025-06-04 09:40:18','2025-06-26 17:22:23',NULL,NULL),(728,1806,1809,NULL,NULL,0,0,1,'2025-06-03','2025-06-14','2025-06-16',403,7,'uIXEfL3T4Kr+wcnp7R6B/Q==:ftJZl3ykf2kzjv9sc2m6nw==','2EkFnZiOKe+TgLu1mwC+fA==:R8klxtyBTMczNZh4tarOvQ==','lnBt5Ibe5mD2sRBW9M5iQQ==:uiFUVH66IjMZ3r9KUzyDSw==','Loan Officer Mohit Vishwakarma/SF0078708 was found involved in pre-closure and collection amount misappropriation (Collected EMI, Advance amount and Pre-closure amount but not posted to concerned borrowers account) on the names of 07 borrowers for the amounting to Rs. 76,850/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 76,850/-\r\nAmount Recovered and accounted in FIMO = Rs. 38,540/-\r\nNet Fraud Amount to be Recovered = Rs. 38,310/-\r\n\r\nNote: Complaint register in the DAPS under the Jabalpur Branch instead of Devendra Nagar Branch.','2025-06-02','2025-06-13','2025-06-04 10:20:05','2025-06-26 17:22:23',NULL,NULL),(729,1815,1810,NULL,NULL,0,0,1,'2025-06-03','2025-06-09','2025-06-11',162,1,'HWCR4OjFVXSuXv/gUlhxEg==:vr7g5jUq3aOXlBDpwfsatw==','sQ87RQjX2xetJQ4L/YzCCw==:wAtcTQ9qOGeXnneZRaGfAQ==','pnF8a9owDCMOd4twNj0kpg==:gyY3DOXdzp0b2wuHz1w6NQ==','Loan Officer Amit Barman/SF0092131 was found involved in Collection amount misappropriation (Collected EMI but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 3,570/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 3,570/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 3,570/-\r\n\r\nNote: The complaint registered in the DAPS under the Branch Shahdol instead of Burhar Branch. ','2025-06-02','2025-06-13','2025-06-04 10:21:21','2025-06-26 17:22:23',NULL,NULL),(730,1830,1811,NULL,NULL,0,0,1,'2025-06-02','2025-06-16','2025-06-17',404,2,'gbfTrCtGTTw+UpffX/wQwQ==:NQpzD/n55QIcB2NG1Esddw==','Z+LxX+taZFmF5p2M9KXELg==:CmMI702jaFE3nNSvT+LOog==','ZxwDE1FJjD/WisJb+rRkuQ==:DTB3A/eiqjP7rMkMaPCoeQ==','Loan Officer Priyansh Kourav/SF0086539 was found involved in Collection amount misappropriation (Collected advance amount but not posted to concerned borrowers account) on the names of 02 borrowers for the amounting to Rs. 24,000/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 24,000/-\r\nAmount Recovered and accounted in FIMO = Rs. 0/-\r\nNet Fraud Amount to be Recovered = Rs. 24,000/-','2025-06-02','2025-06-13','2025-06-04 10:22:25','2025-06-26 17:22:23',NULL,NULL),(731,1775,1812,NULL,NULL,0,0,1,'2025-05-27','2025-05-28','2025-05-29',1,1,'Yzr3wyGuXGnueRAbYYreug==:+RMDT4yzu+gejTK3ciRhuw==','vSNe+MjRtRe1/Ab3fUS33A==:tiPBlPW+/dJkCl5Y3t1bAQ==','4BtORQXbislXemkti0F68g==:zwiVDGlAQCeTj9doUWGCVA==','Branch Manager Lokendra Singh/SF0049619 was found involved in Pre-Closure amount misappropriation (Collected Pre-Closure amount but not posted to concerned borrower account) on the name of 01 borrower for the amounting to Rs. 40,411/- based on the evidence available.\r\n\r\nTotal Fraud Amount = Rs. 40,411/-\r\nAmount Recovered and accounted in FIMO = Rs. 8,070/-\r\nNet Fraud Amount to be Recovered = Rs. 32,341/-','2025-05-27','2025-05-28','2025-06-04 10:24:03','2025-06-26 17:22:23',NULL,NULL),(732,1807,1711,NULL,NULL,0,0,1,'2025-06-04','2025-06-12','2025-06-20',13,13,'DgR83tBYcYJgkKE/jMngRQ==:WqFYf5HK1pEZC+KKqPsXBg==','DojWIO9gPsKxrUq6C1Ni1g==:ylt8eYbIZPRVbye7rRiq+A==','p9z2DBTLUpIuNI91xP1k9A==:ub220GX7tFAtFvy05JPr+A==','Fraud amount not deposited in company account.','2025-06-03','2025-06-09','2025-06-04 11:45:53','2025-07-16 11:53:10','Collection Amount Misappropriated',''),(733,1774,1712,NULL,NULL,0,0,1,'2025-06-16','2025-06-16','2025-06-17',2,1,'ruE9hPgiI3kV1Og1LSsOug==:zWlO9qK7mziJ+F/ZUNr18w==','xBk0M+X2r9AzjpzMZWJaSA==:Iw1v0oDY4Hf2rs8MeloPYQ==','VsD6zrXfl5fThPRsHEhEwg==:3Om3OX2ppDF8D9nI4wFZcg==','Fraud amount not deposited in company account.','2025-06-05','2025-06-09','2025-06-04 11:46:34','2025-07-16 10:55:35','Collection Amount Misappropriated',''),(734,1773,1713,NULL,NULL,0,0,1,'2025-06-16','2025-06-16','2025-06-17',2,1,'OpVpKV4NsE7mbg9xJJ3akA==:Oiz9145aRf4/Q5t6sOCpXg==','S2GZ0dbMq5CI+DB5IUiQgQ==:hI6R5qNAqYNbzbSXGwekIw==','9xzdirY2EeUDfWzRK9ancw==:SLKnqx5LdPMBjWDOpism1Q==','Fraud amount not deposited in company account.','2025-06-05','2025-06-09','2025-06-04 11:47:11','2025-07-16 10:54:13','Collection Amount Misappropriated',''),(735,1727,1646,NULL,NULL,0,0,1,'2025-06-14','2025-06-14','2025-06-17',1,1,'M2kA9XZtdyOCVUENOYQrug==:UxoYwmP1rhWwA5B8T+5LfQ==','n9TjLnWMnt51DTnTuAxVNQ==:xs4rY43DKHJF5qAXjAqTlg==','p8+ziws2ermTcSvjwLkjYQ==:wfZQamRWsFwh5Z9XpgL3Kg==','During field verification it was informed by the borrower (348872593) that she paid the amount and not have any valid proofs which she paid. Also please note that in Feb-2025  accordingly the fraud investigation was done and detailed report was sent .However to validate other attached receipts the signature on the receipt is not getting tallied as who has done it as it pertains to other group borrowers and informed by existing staff that they  not aware of the centers. Also without validating the attached receipts the complaint was raised. Borrower shered receipts other Group receipts.','2025-06-05','2025-06-09','2025-06-04 11:47:38','2025-07-16 11:25:28','Collection Amount Misappropriated',''),(736,1637,1647,NULL,NULL,0,0,1,'2025-05-19','2025-05-20','2025-05-21',1,1,'jEs2tphqZzSb0RUwAjehEA==:4u1LkCR6zYYTyBZhvivjEA==','L67jbENtzwB2iD5sBGrAUg==:R5LDFu4/3xoSuVK8id7Wlw==','xmYZ9zbraLRE09/713hBfA==:CZt2U8F1ADzovh+4e7EV6g==','Fraud established detailed report sent.','2025-05-19','2025-06-20','2025-06-04 11:48:41','2025-06-26 17:22:23',NULL,NULL),(737,1636,1648,NULL,NULL,0,0,1,'2025-06-13','2025-06-13','2025-06-14',1,1,'gmVJ7F2m6TgGUG57D1tNBg==:S3cGXVQNzrZA3v2LGxU+9w==','SXGduXCH5WmvLNsBDDYyXA==:28cTSOTnYasCntt2S027RA==','5Ew2kQVFtueEtcV14RvZTA==:iB1a1gRCr9wFFa8JDSsdyw==','Fraud amount not deposited in company account.','2025-06-02','2025-06-05','2025-06-04 11:54:46','2025-07-16 12:03:19','Collection Amount Misappropriated',''),(738,1635,1565,NULL,NULL,0,0,1,'2025-06-12','2025-06-13','2025-06-14',1,1,'v7dC3734sW0Kk0bbOCr0dg==:vnSBZNmUSfck9DHQ81Z9fw==','NreQ3XbTTR04Lw1MM+/Y+w==:EVzJ4GNTCgEFYCZ20TdegA==','pJvhslecGJjbArsvsRaB0g==:2pMy1r9lEuyHZ2LMN5GCMw==','Fraud amount not deposited in company account.','2025-06-02','2025-06-05','2025-06-04 11:55:12','2025-07-16 12:02:38','Collection Amount Misappropriated',''),(739,1632,1556,NULL,NULL,0,0,1,'2025-06-02','2025-06-10','2025-06-13',42,2,'nP0EmRGICDP6rMzuhISnvg==:akqlZ1edQ9IxVYkSFmy7Zw==','hB2hxExANmRdWclGBdJ3eA==:szG6kVJSSEw9xSN7h3Hk0A==','c7Wx/sGRk9QS0NmpBPYX4A==:7tSqbPDHYxUPrZOJSWpB0Q==','Fraud amount not deposited in company account.','2025-06-02','2025-06-05','2025-06-04 11:55:40','2025-07-16 11:56:15','Advance Collection Amount Misappropriated','Collection Amount Misappropriated'),(740,1626,1557,NULL,NULL,0,0,1,'2025-06-02','2025-06-05','2025-06-13',3,3,'PT3C1D3eqPgi5HyYzjBLfQ==:yuMDnyBVq4WLzm26KFH7dQ==','tJRQteD/IW+Ed6ExIfzm7Q==:IRVHtFJiHwzVks1cN+1C1g==','WnJ07+o7WGEZq7WMF5TyAw==:PHzU+sPFeaqK8HGCAShCUQ==','Fraud amount not deposited in company account.','2025-05-23','2025-06-09','2025-06-04 11:56:12','2025-07-16 11:55:26','Collection Amount Misappropriated',''),(741,1553,1478,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-21',117,1,'RjBZ9hyRI2EEprwNH0WNDg==:aeCJVeEb8hA15wilNivQ/g==','e8lf6mbYfacbiQpEzNUbHg==:kM0zmqHVOpF/UAz4mJucvw==','q55IsLRg9QziqMWkq/IGnQ==:z5YLy8LbvOZtNlO+jdkr1g==','Fraud amount not deposited in company account.','2025-05-16','2025-05-16','2025-06-04 11:56:54','2025-07-16 12:17:47','Pre-closure amount Misappropriation',''),(742,1552,1480,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-21',91,2,'j72ensFh0e7X/nVXeBA4+Q==:1t2+4O5XBFHnGGIaMBY+yw==','6qRaC0onOxu0iq/YGWRQqQ==:dwpS1JJgPs7Lol23a+v9mQ==','wODRfpRpm8kit4pY7xGd7g==:V7tfJCTXpgcSTVd0xpZXtw==','Fraud amount not deposited in company account.','2025-05-16','2025-05-16','2025-06-04 11:57:34','2025-07-16 11:23:02','Collection Misappropriation',''),(743,1545,1479,NULL,NULL,0,0,1,'2025-05-16','2025-05-21','2025-05-22',49,4,'YNZvEac8mekIKnsUiACwDw==:ESvozgsr6pxePjaAw6lM4Q==','J3+5zf1H+DPxIudhaEENuQ==:MSCHGMyCEQmZvlTyoSbR9w==','Jc7Qcti7xrIrLgX5GHhXOg==:gKKXsBq8cmPD1gIQZhlFyA==','Fraud established detailed report sent.\r\n','2025-05-16','2025-05-21','2025-06-04 11:59:11','2025-06-26 17:22:23',NULL,NULL),(744,1896,1819,NULL,NULL,0,0,0,NULL,NULL,NULL,0,0,'X1CVI8f5XnGdwt6aUnGVag==:2vah7h0kCe9MV0fVJ3DGVA==','ZyWyUxi1yQ2hK6lMnCO1Bw==:ShDMekOmxBZ4FdxCXcTj/Q==','vDGwBi6L1u/8m74byxnwcg==:e1djk8eDblbNcqZpR9zWSQ==',NULL,NULL,NULL,'2025-06-05 02:11:54','2025-06-26 17:22:23',NULL,NULL),(745,1880,1800,NULL,NULL,0,0,1,'2025-06-09','2025-06-17','2025-06-18',203,11,'1b0ffz2dyzjpgMEEFghTag==:nzH+h6K0u3g94Q7N2NRp2g==','WGa+aPRZCiiCrcPU4Hvwxw==:CrOx29BS9Rnd1phqVoon8Q==','0gyZvEjlQ9UW+gqI/gn1iA==:vGkXDObL6X+yKhvYpsguUg==','\"Dear Team,\r\n\r\nFollowing our recent investigation, please find the summary and key findings regarding the case against Loan Officer Kisan Kumar Gautam (SF0080090):\r\n\r\n1. Incident Overview\r\nMisappropriation Detected: LO Kisan Kumar Gautam was found to have embezzled funds related to preclose and disbursed amount recollections from 11 borrowers.\r\n\r\nTotal Fraudulent Amount:\r\n\r\nGross Fraud Amount: ₹3,15,841\r\n\r\nRecovery Status:\r\n\r\nAmount Recovered: ₹1,25,320\r\n\r\nPending Recovery: ₹1,90,521\r\n\r\nEmployment Action: LO Kisan Kumar Gautam was terminated from the branch on 19th May 2025.\"\r\n','2025-06-05','2025-06-14','2025-06-05 02:12:09','2025-06-26 17:22:23',NULL,NULL),(746,1915,1829,NULL,NULL,0,0,1,'2025-06-06','2025-06-23','2025-06-24',1105,2,'Vr/tjx8B04MbLfxY3g6F+A==:bb4X2pgD3BOJKy86hiTONQ==','y177Lqf1kymvyEwpUUpGDQ==:bg5APJn/iSGYkhR4niKQVw==','ymsTzzxegPhx2hEij073wg==:Zw/9sUeR97jmIILMfzp8KA==','During the fraud investigation, two borrowers were identified as having committed fraud by Branch Manager Pavan Jogi/SF0046196, involving an amount of Rs. 16584/-','2025-06-06','2025-06-20','2025-06-05 08:06:01','2025-06-26 17:22:23',NULL,NULL),(747,1905,1830,NULL,NULL,0,0,1,'2025-06-04','2025-06-23','2025-06-23',148,7,'5P9NxbuCsnBp0dhu1e9kDQ==:+alTOSmApd+iS+LoT3GCcA==','FnDtySr6T9ro0vNeUFg+BA==:mBBm8WdBvIa+oiD3W48nug==','+4xPpJhV0lf2+yYqOkluOQ==:5Bf/LeufnE/dpML+mSq6RQ==','Post Fraud investigation total fraud identified in 7 borrowers collection misappropriation Amount of Rs 69725/- .','2025-06-04','2025-06-20','2025-06-05 08:06:46','2025-06-26 17:22:23',NULL,NULL),(748,1911,1813,NULL,NULL,0,0,1,'2025-06-11','2025-06-24','2025-06-26',467,55,'GtzeP9sIkP2n1T90ALki+Q==:Goch2D3a3tuzmrLxY9rmYg==','boyzKkktAils1A4qvULYLQ==:9dhpGXr4Hvyd+e0PridFBw==','eIDMpUosQ2OML6FmxSH+Vw==:j+6KfRklwWdoUXVeiUypng==','During field visit loan officer Kishan Das/SF0064936 had embezzled of Rs. 7,99,366/- from 55 borrowers\' Collection and Pre-Closure amount misappropriation but only Rs. 37,750/- were reported in FIMO as EMI. Now total of Rs. 7,61,616/- yet to be recovered from the alleged staff.','2025-06-05','2025-06-23','2025-06-05 10:20:40','2025-06-26 17:22:23',NULL,NULL),(749,1895,1805,NULL,NULL,0,0,1,'2025-06-01','2025-06-20','2025-06-22',288,3,'6Ex20tpnaa+CgzkDPhQxcg==:ub7y7zFR5BvfhFbnH0B83w==','KsvewXTU7Z7TCGO/haIL6g==:kkEY+ijL4Ldx5wWi8mUJuw==','8coZNEdLnu3hGFmheTbOXQ==:duPb+RbGGM4yRd5E7ykveg==','During field verification, it was observed that branch manager Debasis Dasgupta/SF0083059 had embezzled the preclose collection amount of Rs. 45,740/- from 03 borrowers but only of Rs. 18,760/- accounted in FIMO and now total fraudulent amount of Rs. 26,980/- yet to be recovered from the alleged staff.','2025-06-05','2025-06-22','2025-06-05 10:21:10','2025-06-26 17:22:23',NULL,NULL),(750,1885,1803,NULL,NULL,0,0,1,'2025-06-17','2025-06-23','2025-06-25',248,6,'iXf+kZTs8bz+jBHUzhsqLQ==:DrVwsUMIF6fiW1Jqwx8TYw==','y9Jl10zJnRXxy739Cnh+lw==:tieCz9Jvpc5neWddTK35qw==','IKAxDxQzQRm0uo9Ywqf6cg==:3nVnCdvjSXarj9v9RuV8Kg==','During the investigation we observed that Loan Officer SOUMEN GHOSAL/SF0070490 had embezzled 01 Borrower’s Loan Pre-close Rs. 22,300/-, 03 Borrower Disbursed Amount Recollected of Rs. 1,40,626/- and 04 Borrower’s Loan Instalment Rs. 73,260/- and not updated in FIMO. Total embezzlement amount of Rs. 2,36,186/- and out of that only Rs. 1,36,630/- accounted in FIMO as EMI.\r\nCDL PRODUCT - As per borrower LUTIYA DEVI (359087416) statement she got LED TV on 17th Jan\'2025 but she returns the product to loan officer Soumen Ghosal/SF0070490 on 23rd Jan\'2025 and concern loan officer ran the EMI on monthly basis. Loan officer Soumen Ghosal/SF0070490 paid 03 installment (1610 X 03) of Rs. 4,830/- only.','2025-06-03','2025-06-23','2025-06-05 10:21:35','2025-06-26 17:22:23',NULL,NULL),(751,1867,1871,NULL,NULL,0,0,1,'2025-06-09','2025-06-15','2025-06-17',380,1,'8pqYrT5yMuKNxfok5g3ZEw==:4oomUzgrCQRT6GtYmj74lQ==','IDnHCYDkec5/LCR6kUgqGg==:WHiM/b177GkWgyMdz5s5tA==','qNrZYJVWDzBC9O9rSwXggw==:jzM8fUX0dEBwdqXcqE/PRA==','During field verification, it was observed that LO- Tileshwar Kumar Ravi/SF0048091 had embezzled Rs. 14206 /- from 1 borrower total installment amount but partial amount of Rs.2,806/- accounted in FIMO  and rest of the amount of Rs. 11,400/- was not reported.','2025-06-01','2025-06-20','2025-06-05 10:22:05','2025-06-26 17:22:23',NULL,NULL),(752,1862,1738,NULL,NULL,0,0,1,'2025-06-09','2025-06-15','2025-06-17',252,13,'9gz4Ukbl6/piIP+IBSqSsA==:uIoU4ADd3AA0dRR0rFjuiA==','TPetO67irFyvcVdy1xyiPQ==:Uj75qwMq1X8aD9upP4N51g==','5NfzcqV+kzl6hmniwKFbrQ==:1A/DveWXeqj9p9J03cLfIw==','During field verification, it was observed that LO - Chandan Soni/SF0071512 had embezzled Rs. 2,50,387/- from 13 borrower\'s Collection installment, Preclose, Loan amount and advance collection misappropriation but partial amount of Rs.1,34,315/-  accounted in FIMO  and rest of the amount of Rs.1,16,072/- not reported.','2025-06-01','2025-06-20','2025-06-05 10:22:30','2025-06-26 17:22:23',NULL,NULL),(753,1861,1739,NULL,NULL,0,0,1,'2025-05-30','2025-06-09','2025-06-11',296,10,'a+JnqXQKyhij5Uezs3c/UA==:Bd7Ml4ZNkgtddRNqT9/9tg==','UFIoogyhllUxOfBY2mWZTg==:TkalS3uSpNsOLnQCdyL2hg==','imHtU/rk9X677XbNk7SQIQ==:/LXCx5pRum5MzJshFYv4Ag==','During field verification, it was observed that Loan Officer Rajnandan Pandey/SF0069908 had embezzled the collection amount of Rs. 69,340/- from 10 borrowers but only of Rs. 6,720/- accounted in FIMO and now total fraudulent amount of Rs. 62,620/- yet to be recovered from the alleged staff.','2025-06-01','2025-06-20','2025-06-05 10:22:56','2025-06-26 17:22:23',NULL,NULL),(754,1860,1733,NULL,NULL,0,0,1,'2025-05-30','2025-06-03','2025-06-05',70,1,'nYXm4jIvD0TLMxt1YRStGA==:oSIleCiHhHPu6HzZpbtJXg==','L4Se4rUav3S9WT5fvJvhKg==:sVi4suUeWQY3bv4Q058TKw==','rSnCpXQrMr4T2O+vm+vKGQ==:qS+ZdcwLbX93jM2eNopkVg==','During field verification, it was observed that Loan Officer Paleshwar Das/SF0080775 had embezzled the preclosure amount of Rs. 17300/- from 1 borrower but only Rs. 10100/- accounted in FIMO as EMI and now Rs. 7,200/- yet to be recovered from the alleged staff.','2025-06-01','2025-06-20','2025-06-05 10:23:26','2025-06-26 17:22:23',NULL,NULL),(755,1859,1731,NULL,NULL,0,0,1,'2025-06-02','2025-06-23','2025-06-25',251,29,'eGwpaaGxfIcb0GuRYB3VEw==:yF9TmHy9Gkr6JWBRFR0MiQ==','mNGsn2iE4j9Ggp5eSUWl2g==:23huRmbTu36VW/kFbKEiEQ==','LRHqf8Y3IHvy2cyFWkgK/A==:mMoBxTzBMPutCzEHpOYONw==','During the field visit, we observed the following embezzlement. Details as hereunder: -\r\nLoan officer Prashant Singh/SF0068857 embezzled Rs. 3,82,852/- from 29 borrowers\' Collection Amount Misappropriated, Disbursed Amount Recollected and Pre-Closure Amount Misappropriated but only Rs. 89,520/- were reported in FIMO as EMI.\r\nWe have collected evidence from all borrowers, i.e, Loan Cards, digital payment receipt copy, cash receipt copy and borrower statements, totaling Rs. 3,82,852/- affected.\r\nCDL Product - As per the Borrower\'s statement loan officer Prashant Singh/SF0068857 took the borrower\'s 03 Mobile Phones and 01 refrigerator and ran the EMI by the loan officer himself. Borrower details are available in the borrower details annexure.','2025-06-01','2025-06-20','2025-06-05 10:23:53','2025-06-26 17:22:23',NULL,NULL),(756,1845,1741,NULL,NULL,0,0,1,'2025-06-09','2025-07-13','2025-07-15',601,43,'3DLsXnsIeVGbaVidma8S4w==:yM0FCLJOCWBqgd9YGQhScw==','twl/kixFnfLtkxmMpy3VkA==:MaaxafRkA/tGKPb3TCTg/A==','jU61Fa/l1EB+ygm0TxknJA==:GMrK28Hk+i5+m3Q2gkBYTg==','During the investigation observed that Loan Officer Sakhir Sk/SF0093367 embezzled Rs. 1,32,981/- from 43 borrowers’ collection, preclose and advance EMI but posted Rs. 50,970/- in FIMO as regular EMI and now Rs. 82,011/- yet to be recovered from the alleged staff.','2025-06-01','2025-06-20','2025-06-05 10:24:18','2025-07-15 11:19:13','Advance Collection Amount Misappropriated','Collection Amount Misappropriated/Pre-Closure Amount Misappropriated'),(757,1839,1872,NULL,NULL,0,0,1,'2025-06-10','2025-06-15','2025-06-17',295,4,'Y2WjVpVI8jjDvgjcekIMcw==:awIPWw/1qxrSSCtKnd7IHg==','pcyTgeHRG0/MPgzHKkJbyg==:C2hO4xbZ34JxumTrGmdSYQ==','WDeV1DuLPHJoW7v+Y8jzlQ==:IlhnWjE5FKQH3ibYgsK5Tw==','During field verification observed that loan officer Sandip Kumar Sharma/SF0073446 had embezzled 4 Borrower\'s EMI & Advance EMI Collection of Rs. 37,480/- and out of that Rs. 27,470/- accounted in FIMO. Now rest of the amount of Rs. 10,010/- yet to be recovered from the alleged staff.\r\nWe have collected evidence of borrowers i.e.,Loan Card, Digital Payment copy, Cash Receipt, Borrower Statement & sub ledger.','2025-06-01','2025-06-20','2025-06-05 10:24:44','2025-06-26 17:22:23',NULL,NULL),(758,1935,1885,NULL,NULL,0,0,1,'2025-06-09','2025-06-11','2025-06-12',149,3,'PJ/elLAVy3vtMLk6aeQxcQ==:v6/AuYq7hFgbTVTm26TiLA==','gj8D6qGEhds1hdwKCBE5hQ==:h/ya+QjwE/dmFiqMWplGgQ==','aJ+iBfJOjnExSdfMQEqlqA==:D+R1GQkpb3vr2Mj1tdiLuQ==','\"Dear Team,\r\n\r\nAs per the findings of the business team, the Internal Audit (IA) Team conducted the verification in Jun 2025, it was observed that a fraud amounting to Rs. 80,897/- has taken place. Specifically, the Loan Officer Sagarbhai Kotaval/SF0084387 collected amounts from borrowers but only posted Rs. 12,100/- left Rs.68,797/- not posted in FIMO failed to perform the following actions:\r\n\r\nThe collected amount was not posted in FIMO.\r\n\r\nThe collected amount was not deposited in the branch.\r\n\r\nAdditionally, it was observed that the Loan Officer collected EMI payments from 03 borrowers, amounting to Rs.80,897/-  but only posted Rs. 12,100/- left Rs.68,797/- not posted in FIMO , and again failed to record these transactions in FIMO.\"','2025-06-05','2025-06-12','2025-06-05 10:32:16','2025-06-26 17:22:23',NULL,NULL),(759,1254,1253,NULL,NULL,0,0,1,'2025-05-15','2025-05-30','2025-05-31',30,9,'GTIYOoMbD4CUaKNkITgjHQ==:ogXj+hGIGr7Ig313mQAazg==','shaVxFpgrqkwlKESTUBcGg==:zRW5OKQOrDvqdXlHKrKDSg==','jKMiLr5itMMd8mGF2oDwVw==:EJFABSZMYF6SZA6UlvR5gA==','\"1.Fraud has been identified by business team on 08-05-2025 against LO Suman Raj/SF0096517.\r\n2.Complain has been raised by Complain team on 09-05-2025 vide complain Number - FN25-26-00540.\r\n3.At the time of Complain raised 2 borrower was affected of Rs.3350.\r\n4.LO was absconded from branch on 09-04-2025.\r\n5.After verification done by Audit team out of 30 borrowers 9 borrower was affected of Rs.18820.\"\r\n','2025-05-21','2025-05-30','2025-06-06 11:02:03','2025-06-26 17:22:23',NULL,NULL),(760,1279,1246,NULL,NULL,0,0,1,'2025-05-20','2025-05-30','2025-05-31',150,19,'wqcKMt/Z8eTMIMzPo4JpOg==:iFkQ+c/EKZRRnx84ZV/Grg==','7lV4Xn5c7KBkhDeMenaFkw==:uTxFEumcrwXbZbVoYuCJqA==','X9TAi7exhbQgkTtr1MSGUg==:VJnesEi+bU6nquDvxMnrwA==','LO Anil Kumar/SF0062020 has been collected EMI from 18 Borrowers and one Pre-closure from the Borrowers on October-2024 but same was not accounted in the FIMO & he is died in road accident on 08-10-2024\r\n','2025-05-20','2025-05-30','2025-06-06 11:06:41','2025-06-26 17:22:23',NULL,NULL),(761,1281,1244,NULL,NULL,0,0,1,'2025-05-20','2025-05-30','2025-05-31',90,2,'7imkOplG9DfJyO2Er3fELg==:3LwaGUajq9xpP85BMeVlzg==','3qDNuJUge3s3hrAYYa20eg==:B4jTsCb2Li+4rwfg8F2D0g==','bdRp8Sz+x3GNmX78Fcmbgg==:dwQus69sI5Uu7arYTY+5hw==','As per complaint against the LO Shree niket/SF0086493 Post verification it is observed that he was collected Rs. 4930 from the 2 borrowers but same was not accounted in the FIMO.\r\n','2025-05-21','2025-05-30','2025-06-06 11:07:47','2025-06-26 17:22:23',NULL,NULL),(762,1284,1242,NULL,NULL,0,0,1,'2025-05-20','2025-05-30','2025-05-31',192,8,'fTpf+tJKSYnL0L8mm4jAOw==:T2FTTQKvuChJfmFtCZx/ag==','5x1CwBn0/OK4EEudkbXnXQ==:xXG2fL2v9OuvxRqBbfZqwg==','HMkHfL0ULZ6C7w1ozykb+Q==:1bvsKYJhos1ip0eJjcYg5A==','\"1.Fraud has been identified by IA team on 30-04-2025 against LO  Deepak kumar/SF0070887\r\n2.Complain team raised complain on 10-05-2025 vide complain number FN25-26-00558.\r\n3.At the time of Complain raised 2 borrower was affected of Rs.9000.\r\n4.LO is Available at same Branch.\r\n5.After verification done by Audit team out of 192 borrowers 08 borrowers were affected of Rs.37600.\r\n\r\n\"\r\n','2025-05-21','2025-05-30','2025-06-06 11:08:21','2025-06-26 17:22:23',NULL,NULL),(763,1403,1298,NULL,NULL,0,0,1,'2025-05-21','2025-05-30','2025-05-31',67,4,'fg2liJlG5R4ReNm4LxZXpw==:21lEdhp2Sg5RKzUHftXLcA==','UgFoCzJO1ElExhgShMO62A==:rsTdGBtJfEL70CtYNm3o0w==','xeUKmvij0z+l6VEKLy2ekw==:SKvdAQ+LAjOB4ishSadI6Q==','\"1.Fraud has been identified by business team on 10-05-2025.\r\n2. Complain has been lodged by Complain team on 12-05-2025 Vide complain Number - FN25-26-00570.\r\n3.At the time of complain lodged 1 borrower was affected of Rs.21900.\r\n4.LO Abhishek Kumar Yadav/SF0080245 was absconded from branch side on 28-03-2025.\r\n5.After verification done by Audit team out of 67 borrowers 4 borrower was affected of Rs.31790 in whisch 26220 was accounted in FIMO and rest 5570 kept with him.\"\r\n','2025-05-21','2025-05-30','2025-06-06 11:09:03','2025-06-26 17:22:23',NULL,NULL),(764,1445,1416,NULL,NULL,0,0,1,'2025-05-24','2025-06-04','2025-06-06',348,32,'HJbXR8hoMC5GG8qYqeIN9g==:Bvs4DJuGUUwtPyh8vT7vAw==','y1XWBVYa3OBjG4Q0w9ls4w==:Zp0eOkLOrYxytMW+yzGLHA==','u8kVxv3JvMFx78e1JCTtGQ==:xp9vmdtaqqsdcFNMTUvp1w==','LO-Baliram Kumar collected EMI from 30 customers, Pre-close amount from 12 customers & Advance collection from 04 customers total of Rs-113920 but he accounted in FIMO only of Rs-4930 remaining amount of Rs-108990 used himself for the same complaint has raised on 13-05-2025.\r\n','2025-05-21','2025-05-30','2025-06-06 11:11:24','2025-06-26 17:22:23',NULL,NULL),(765,1490,1392,NULL,NULL,0,0,1,'2025-05-30','2025-06-06','2025-06-07',114,47,'uo8e1prpQnniua7lDtNYuA==:GXBfpGDd/cc3XcH9VmXP5g==','hX3OCOEB8Qoa4uyCw+yB/w==:U4L/1OuPzYv/OUrZXho/mQ==','yaZrFB8lKzPESNCIoTxX3g==:WXp6F94WvVYHyzN2v1K8VQ==','\"1.Fraud has been identified by business team on 14-05-2025 against LO Amit Raj / SF0074468.\r\n2.Complain team raised complain on 14-05-2025 vide complain number :- FN25-26-00606 against LO Amit Raj/SF0074468.\r\n3. At the time of complain raised 2 borrower was affected of Rs.19668.\r\n4.After verification done by audit team out of 114 borrowers 47 borrowers were affected of Rs.134942.\r\n5.Amit Raj has suspended from branch on 07-05-2025.\r\n6. He came back again at jandaha branch on dated 21-05-2025 for working but in next day ran away.\"\r\n','2025-05-21','2025-05-30','2025-06-06 11:11:54','2025-06-26 17:22:23',NULL,NULL),(766,1493,1390,NULL,NULL,0,0,1,'2025-05-14','2025-05-14','2025-05-14',1,1,'IaCBE0juktJwTLf0flrvcA==:i6Gr+Wu+jpCdVjFTABiSYQ==','9OdNav/KpJR0V05WwR46CQ==:Zpkt03BoFwIHXwPzurxmiA==','GEmDvdU9nm9C79TlqUK6KA==:0IxyAGy5jX2/zZe9z+PRpQ==','As per complaint it is observed that LO Gopal Kumar/SF0063355 collected Rs. 12900/- from the 01 borrower but same was not accounted in the FIMO.','2025-05-19','2025-05-31','2025-06-06 11:12:43','2025-06-26 17:22:23',NULL,NULL),(767,1496,1387,NULL,NULL,0,0,1,'2025-05-14','2025-05-14','2025-05-14',1,1,'6yQ8XzJmWDGEzW5F75JYkw==:vaObqsifsa5/dpdHrIlIMA==','hXr1Jdo8ysI/nbf9eEVDPw==:D5s2YeqJTRpUQREm04veyw==','PLLW/br271rOiOk/6LRuCw==:fiRAbJ7obXLeiUFx9uVPFA==','As per complaint raised by the CSS team it is observed that LO Rishi shant kumar/SF0065955 collected Rs. 8600/- from 01 borrower but same was not accounted in the FIMO.','2025-05-19','2025-05-31','2025-06-06 11:13:10','2025-06-26 17:22:23',NULL,NULL),(768,1498,1438,NULL,NULL,0,0,1,'2025-05-27','2025-06-04','2025-06-07',115,13,'3uR/49rOpzVX/1XPoIZloA==:CnUVWcO0pvvNzx/ZgjlEpA==','1KzgKIGKjCk6jaTQR80Vaw==:oEa8FB9IU/BV9f2vVr/OYQ==','bjFzEF5WfqhQckCSaBEHyA==:+bCRPaASkNiy3PMrh3ha1A==','\"\"\"1.Fraud has been identified by business team on 05-03-2025 against LO Lucky Kumar Kharwar / SF0079236.\r\n2.Complaint has been raised by complain team on 14-05-2025 vide complain number :- FN25-26-00612.\r\n3.At the time of complain raised 1 borrower was affected of Rs.520.\r\n4.After Verification done by Audit team out of 115 borrowers 13 borrower was affected of Rs.41400.\r\n5.LO Lucky Kumar Kharwar last working was on 28-02-2025.\"\"\"\r\n','2025-05-19','2025-05-31','2025-06-06 11:13:37','2025-06-26 17:22:23',NULL,NULL),(769,1508,1431,NULL,NULL,0,0,1,'2025-05-27','2025-06-04','2025-06-07',47,2,'JBw1vXgQspuLYTo85OvlEw==:1XAe30aTh35Ag76/sj30cg==','83N5gx0MLO9Q5i5CS7aY8g==:qWbJXD007BC6Kpar/uZj/Q==','Qrn6CLBWJ06QVSv+8D/nXQ==:ivYerXI/WRjizonGBBey1Q==','\"1.Fraud has been identified by business team on 15-05-2025 against BM Jayhind /SF0058946.\r\n2. Complain team raised complain against BM Jayhind on 15-05-2025 vide complain number :- FN25-26-00620.\r\n3. At the time of complain lodged 3 borrower was affected of Rs.27325.\r\n4. After verification done by audit team out of 47 borrowers 2 borrowers were affected of Rs.54325 .\r\n5.BM Jayhind last working days was 06-03-2024.\"\r\n','2025-05-21','2025-05-31','2025-06-06 11:14:09','2025-06-26 17:22:23',NULL,NULL),(770,1538,1494,NULL,NULL,0,0,1,'2025-05-16','2025-05-16','2025-05-16',1,1,'5q4x4/DCu5EhasvZDtrMPw==:PTtlK0LieRxHhgQFzzRwLQ==','6XPHY3gbPCQp1+33pAqO2w==:Cg37oqIwhEPZst8kpgQ+5g==','Ig7ugsShc43EglUQwfR8og==:8kDXKUVcMYNI54XqiEWLwg==','Complaint raised by borrower to MFIN. Post verification it is observed that an amount of rs.3550/- paid to LO Abhimanyu/SF0076044 on dated 02--12-23 but he did not post her emi in fimo.','2025-05-20','2025-05-31','2025-06-06 11:14:39','2025-06-26 17:22:23',NULL,NULL),(771,1624,1552,NULL,NULL,0,0,1,'2025-05-20','2025-05-20','2025-05-20',1,1,'xTnZ1a49poUK1kqxlGbqNA==:VPtl+h4Wr20dpUa8XhJsnQ==','IfkO/MfuJflv5cEe7CY1hg==:csvS8NQBbCw5sjrLXeJSKw==','75uDjqV9XfxGldTUilPVcQ==:M19ncZdvNDtdekvb3oSDzQ==','As per complaint raised by the borrower post verification it is observed that staff  collected Rs. 2780 from the borrower on 02-10-2024 but not accounted in the FIMO.','2025-05-26','2025-06-05','2025-06-06 11:15:21','2025-06-26 17:22:23',NULL,NULL),(772,1625,1551,NULL,NULL,0,0,1,'2025-05-30','2025-05-30','2025-05-31',2,2,'JsnTaD8mN7A7LN19qccp/g==:09987f14/r80409tSekrbA==','XahDHHf8l+c4PxWiZEM+zA==:O+/+uVSkIKSjMWOIDN0rxw==','aMoov2aEREyK92g/aGG8Qg==:okRwORLbjYatf79djDC0mg==','As per complaint raised by the borrower post verification it is observed that he was collected Rs. 12500/- from the borrower but same was not accounted in the FIMO. ','2025-05-26','2025-06-05','2025-06-06 11:15:49','2025-06-26 17:22:23',NULL,NULL),(773,1670,1702,NULL,NULL,0,0,1,'2025-06-05','2025-06-13','2025-06-14',108,5,'uwPN31C5WQwzEGOxoN+EaA==:00y2l7Dm0WV+ZoFVCg45QQ==','wZI64P7a0uzHb7TMbFlklg==:GgyBdo0QxyGQpZa2346BhQ==','QNilC6VCGPXKOmOMNJR6Eg==:csHryKGEoJD1p4UiwuTCZQ==','\"1.Fraud has been identified by business team on 22-05-2025 against CRA Kawal Kumar/SF0094879\r\n2.Complain team raised complain on 22-05-2025 vide complain number FN25-26-00706.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.2240.\r\n4.CRA was Absconding on dated 01-06-25.\r\n5.After verification done by Audit team out of 108 borrowers 5 borrowers were affected of Rs.5990.\"\r\n','2025-05-28','2025-06-10','2025-06-06 11:17:12','2025-06-26 17:22:23',NULL,NULL),(774,1671,1701,NULL,NULL,0,0,1,'2025-06-05','2025-06-13','2025-06-14',144,12,'C/SPPEBRcAd6DuHjDcqsmA==:HLNk+R65oC8pi5nqvQq/LQ==','b4FuHKQhmb5PLGSzIVi3zg==:JOauPwIKuzKnT/MERSfY4g==','9JMcrSOUl2O0BbFYxoDlfg==:I9mdNYjHIuEkuZDXlGUmNA==','\"1.Fraud has been identified by business team on 22-05-2025 against BM Sonu Kumar/SF0054566\r\n2.Complain team raised complain on 22-05-2025 vide complain number FN25-26-00707.\r\n3.At the time of Complain raised 1 borrower was affected of Rs.2240.\r\n4.BM was Terminated on dated 21-02-25.\r\n5.After verification done by Audit team out of 144 borrowers 12 borrowers were affected of Rs.40950.\"\r\n','2025-05-28','2025-06-10','2025-06-06 11:17:46','2025-06-26 17:22:23',NULL,NULL),(775,1700,1700,NULL,NULL,0,0,1,'2025-06-05','2025-06-13','2025-06-14',95,7,'KxD1qCCyS+OE01G9Xicm8w==:Izmzf9/TBabSZqm5g2QE2Q==','A2yRIYK6oGCyxYSn5znaZw==:xKFhfH0j/gVIfsYHoipaVg==','f53fkrStLukDNQWuQ1J6+w==:f4QVJeSMMDe0I1e6Y7Do+A==','\"1.Complain raised against LO -Sagar Kumar/SF0057845 on dated-23/05/2025 and complain number is FN25-26-00730.\r\n2.Post verification of total 102 borrowers it is identify that 7 borrowers affected on it and amount affected is Rs26520/-\"\r\n','2025-05-30','2025-06-10','2025-06-06 11:18:26','2025-06-26 17:22:23',NULL,NULL),(776,1702,1699,NULL,NULL,0,0,1,'2025-05-23','2025-05-23','2025-05-26',1,1,'qywLv+2LyMBaqFgIvv5E2A==:uF3CSiGrmU2zw15Tqi24Cw==','btJHeUJYhSZ0A0Csfr1Qfw==:YX4LstOkCXLdFhNITn63pQ==','bcxzTNyXT9hww0jhRQXNEQ==:Fg/4ObVWwgwsnPiiFVUDhA==','As per complaint raised by the borrower against the staff Raja Kumar/SF0084721, post verification it is observed that he was collected Rs. 10200/- from the 01 borrower but same wasnnot accounted in the FIMO.','2025-05-30','2025-06-10','2025-06-06 11:19:32','2025-07-04 11:24:47','Collection Amount Misappropriated',''),(777,1703,1698,NULL,NULL,0,0,1,'2025-05-23','2025-05-23','2025-05-26',1,1,'x5qwXVxVS4EXn5zRC9LPMw==:uDuEDLbheJgaTWP+CkhigA==','w/VIQkdCpvs/jj5hV7DxKw==:HuqPmt0ULfnG1t2ZIImKMQ==','YRvNQy6b6ZazShQ2vAMiKQ==:HG8vXtqxlK44wCMKL4igrw==','As per complaint raised by the borrower against the staff Goutam Kumar Sah/SF0082088, post verification it is observed that he was collected Rs. 2850/- from the 01 borrower but same was not accounted in the FIMO.','2025-05-30','2025-06-10','2025-06-06 11:20:22','2025-07-04 11:36:10','Collection Amount Misappropriated',''),(778,1712,1696,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-16',59,13,'G04AoDDhZgRR5guQkTJAwQ==:COmJegAFGXMtjedpdpYA0Q==','BOZz949Dv9/vMn4HgyxEKA==:QPAVgQig/ihGkGUg3TbPpw==','gU7TSTiHU5CYKiqIGP8yBA==:+IUdgBI1EgnaGHBNh+k6ag==','LO-Ganesh Singh Yadav/SF0055919 collected EMI from 11 borrowers & Preclose collection from 02 borrowers total amounting of Rs-141010 out of which demand accounted in fimo of Rs-21820 so Net fraud amount of rs-119190.','2025-06-02','2025-06-12','2025-06-06 11:28:00','2025-06-27 07:55:02','Pre-Closure Amount Misappropriated','Collection Amount Misappropriated'),(779,1714,1695,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-16',96,1,'Royq8S9VNs0Uwu2L/0WI3w==:TXIZPAOVS8fWUlI1TxWEQA==','y19Xbx7twtikBvGTH08Lrg==:4o2NTGmwNv6PeTkbMTylyw==','na/90D845+iJSmeTDDL6OQ==:JyNIpWz25jHcbIcbk/KQ1A==','\"1.Fraud has been identified by business team on 23-05-2025 against BQM Rajesh Kumar / SF0047874.\r\n2.Complain team raised complain against BQM Rajesh Kumar /SF0047874 on 26-05-2025 vide complain number :- FN25-26-00744.\r\n3.At the time of complain raised 1 borrower was affected of Rs.3360 on 04-03-2024.\r\n4.After verication done by Audit team out of 96 borrowers 1 borrowers were affected of Rs.3360.\r\n5.CM Mukesh Kumar Giri / SF0033717 last working date was 04-11-2024\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:28:25','2025-06-26 17:22:23',NULL,NULL),(780,1715,1694,NULL,NULL,0,0,1,'2025-06-06','2025-06-16','2025-06-16',96,3,'7kS/5zdOsHnd9xtnxxjiWw==:23PE2fb2+ZsKKpxeuVPPlQ==','Nw9JwJoatvW5FR4lq1Q9oA==:Laog2CdqDCY+5l7jzGwILg==','r7+cuC/U58P5feTwgLfy/Q==:B0/tUD8eZNJD1mL6/RrUcg==','\"1.Fraud has been identified by business team on 23-05-2025 against CM Mukesh Kumar Giri/ SF0033717.\r\n2.Complain team raised complain against CM Mukesh Kumar Giri/SF0033717 on 26-05-2025 vide complain number :- FN25-26-00745.\r\n3.At the time of complain raised 1 borrower was affected of Rs.3360 on 11-03-2025.\r\n4.After verication done by Audit team out of 96 borrowers 3 borrowers were affected of Rs.11170 in which Rs.3360 was recovered and the total fraud amount was Rs.7810.\r\n5.CM Mukesh Kumar Giri / SF0033717 last working date was 31-01-2025\"\r\n','2025-06-02','2025-06-12','2025-06-06 11:28:55','2025-06-26 17:22:23',NULL,NULL),