During field verification, we identified that loan officer Chanchal Barman/SF0085711 had embezzled the 03 borrowers' loan preclose amount of Rs. 30,255 and out of that, only Rs. 1,760 accounted in FIMO as EMI basis. After identifying the impacted customer, the remaining amount of Rs. 28,495 was recovered from the alleged employee and accounted in FIMO from the branch side on 22-04-25 and 24-05-25.