Branch Mangers Dinesh Babu said i have  collect the collection amount from the borrowers through digital payment but am not submitted the amount at branch.He said during the first ZDAC call, next day my marrige and my bank account also blocked so am unable to send EMI amount to branch team.So the committee members asked for proof of the account  blocked, he said I will provide it, please give me some time but he is not provide proofs and Again we  conducted the NOI on 16-06-2024 he said that time sir i have given entries to the TIP over borrowers with out collecting the EMI he said