Dear Team, As per the findings of the Business Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.97,360/- has taken place. Specifically, the Loan Officer,Tota GUJAR/SF0087004, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from eight borrower, amounting to Rs 97,360/-, of which Rs 57,780/- has been recovered and posted in FIMO, and the remaining amount of Rs 39,580/-again failed to record these transactions in FIMO.