"The conclusion of this investigation is that LO Arbaz Khan/SF0085524 has colleccted pre closure amount from 3 borrowers but did not post this amount in FIMO further he paid some EWI of cocern borrowers mentioned in the report.
Fraud details is as below 
Total fraud amount - Rs. 52898.00
Recoved amount - Rs. 3020.00
Net Fraud amount - Rs. 49878.00"