With due respect, I humbly submit the following:
1. Shanti, Rani, Poonam, and Chhotki Panika did not give me any money. They used to deposit their EMI payments with the Center Leader, not directly to me. The money that was given to me by the Center Leader has been deposited.
2. I received money from Vitti Devi, which was an advance. Since there was a cash shortage at the branch, I deposited that money during case closing. I have not kept any member’s money with me; it has been deposited in the branch. The EMI from Rani that came into my account was also deposited through the Center Leader at Roshan Jahan. That money is also accounted for.
3. A response has already been given regarding Sudha Devi, so no further explanation is needed.
4. I respectfully state that CM Kuldeep Giri and AVP hold the branch’s EOD (End of Day) from June to November. During this time, field collections for standard and NPA (Non-Performing Assets) accounts were not coming & They forcibly made 80% entries, which led to a cash closing shortfall at the branch. I was then abused with offensive language, threatened with FIR and jail, and was forced to deposit ₹3,67,945 (Three lakh sixty-seven thousand nine hundred forty-five rupees). I had to borrow money at interest to make this deposit. Additionally, every month I was made to deposit around ₹7,000 to ₹8,000 for NPA accounts, for which I do not have data.
5. I humbly request that each case in the branch be investigated individually to verify whether the members actually paid the money or not. The amount that I was forced to deposit should be returned to me.
6. If the company sees me as solely responsible, then why was no action taken against me during the visits of the CM, AVP, and Auditor between June and November? No complaints were made during that time. All of this was done under pressure by the supervisors and company officials. I have not committed any fraud or wrongdoing.
