it was observed that a fraudulent amounting to Rs. 96,060/- occurred. Specifically, the Loan Officer, Vijay Pal (SF0089584), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected EMI payments from twenty-four borrowers, amounting to Rs. 96,060/-, and again failed to record these transactions in FIMO."""" amount of Rs. 8,100/- has been recovered and posted in FIMO and the rest amount of Rs. 87,960/- again failed to record these transactions in FIMO.""""""