"Dear Team,

As per the findings of the Business Team, verification conducted by the Audit team in May 2025, it was observed that a fraud amounting to Rs. 19,580/- has taken place. Specifically, the Loan Officer, Parkash Ram/SF0064502, collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan Officer collected EMI payments from 3 borrowers, amounting to Rs. 19,580/-, again failed to record these transactions in FIMO.