During field verification, it was observed that loan officer Rakesh Kumar Kaiwartya/SF0064088 had embezzled 18 borrower’s installment, advance collection and preclose amount of Rs. 2,93,931/- and Rs. 87,583/- accounted in FIMO as EMI basis. Rest of the amount of Rs. 2,06,348/- yet to be recovered from the alleged staff.