s per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 2,38,480/- has taken place. Specifically, the Branch Quality Manager, Kuldeep Sharam/SF0064628, collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Branch Quality Manager collected EMI payments from 14 borrowers, amounting to Rs. 2,38,480/-, which have amount of Rs.33,060 has been recovered and posted in FIMO and the rest amount of Rs.2,05,420 has again failed to record these transactions in FIMO.