As per the alleged employee's statement, he was very sorry due to the policy violation that he had committed during the loan sanction. His BQM, Mr. Uttam Sen SF0078912, has done the GRT and loan disbursement manually for those days when the alleged employee has taken leave. Since the loan sanction option was not there for BQM FIMO access, to reflect the same in the system, he sanctioned those loans from his mobile access at home. Then he prayed for an apology and promised such mistakes would not happen in the Future.