During the recent ZIC meeting, AVP Krushna Chandra Sahoo raised a concern that the alleged employee had retained a portion of the collection funds and utilized some of these amounts to address cash shortages. However, the corresponding entries were neither recorded nor deposited in the branch accounts. The matter came to light during a priority collection calling exercise, where a borrower admitted to having made payments directly to the alleged employee. Upon inquiry, alleged employee stated that he was relatively new to the collection center and had been assigned field collection responsibilities on behalf of three other branch employees. He acknowledged his mistakes and admitted to the irregularities in handling the collection funds. Based on the facts and evidences, the committee decided for Termination