LO Bhovi Ravikumar was 17 EMIs of Rs 54,320 and 3 pre closure of 46,000/- total amount 1,00,320/- collected from borrowers and recovered amount of Rs 30,690/-and remaining amount (1,00,320-30,690) of Rs 69,630/- not posted into FIMO and even not deposited at branch and pending from recovery.     