I am Dharmveer Singh, working as the Branch Manager at the Jhabreda branch of Spandana Sphoorty Financial Limited. On April 28, 2025, due to a network issue at the branch, I was unable to check my report properly, which resulted in my report not being presented correctly. Therefore, I request you to understand my situation and absolve me of the charges against me. I assure you that I will not make such a mistake in the future, and I sincerely apologize for this.