Loan Officer Sumit Raghuwanshi/SF0055978 was found involved in collection misappropriation (Collected EMIs amount but not posted to concerned borrower accounts) on the names of 3 borrowers for the amounting to Rs. 36,310/- based on the evidence available. Total Fraud Amount = Rs. 36,310/- Amount Recovered and Accounted in FIMO = 0/- Net Fraud Amount to be recovered = Rs. 36,310/-