 Based on information provided by the Business Team, the Internal Audit Team conducted a thorough verification in April 2025 and identified a case of fraud amounting to Rs. 93,730/-. The investigation revealed the following concerning actions by Loan Officer Nitin Kumar Kanu Bhai Baria (SF0066972): Amounts collected from borrowers were not posted in FIMO. The collected amounts were not deposited at the branch. Furthermore, it was noted that the Loan Officer collected EMI payments from eleven borrowers, totaling Rs. 93,730/-; however, only Rs. 3,020/- was deposited in the branch. These transactions also remain unrecorded in FIMO."