During the (ZIC) meeting, It was reported that the employee had shared his official login credentials (ID and password) with a branch staff member, designated as a Credit Assistant. Using these credentials, the Credit Assistant processed four Loan Disbursements (LDs) on behalf of Mr. Pradhan while he was on leave. On further investigation, the alleged employee admitted to mistakenly sharing his ID and password with the branch staff member. He expressed regret for his actions, acknowledged his lapse in judgment, and assured the Committee that such behaviour would not be repeated in the future. After evaluating the seriousness of the security breach in light of the employee’s admission and apology, the Committee concluded that while the violation was significant, it appeared to be unintentional. Accordingly, the Committee decided to issue a formal warning letter.