During field verification observed that loan officer Nandlal Kumar/SF0092976 had embezzled 08 Borrower's collection and preclose amount of Rs. 93,705/- but partial amount post in FIMO of Rs. 11,850/- out of the total fraudulent amount. Rest of the amount of Rs. 81,855/- was not reported. We have collected evidence of borrowers i.e., Loan cards & sub ledger, Cash Receipt and Borrower Written statement during our verification.