 As per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 1,67,097/- has taken place. Specifically, the Branch Manager Malkhan Singh Saini/SF0082487 collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Branch Manager collected EMI payments from ten borrowers, amounting to Rs 1,67,097/-, of which Rs. 45,228/- has been recovered and posted in FIMO, and the rest amount 1,21,869/-, 