"Dear Team,

As per the findings of the Internal Audit (IA) Team during the verification conducted in April 2025, it was observed that a fraud amounting to Rs. 25460/- has taken place. Specifically, the Loan officer,  Harsh Vardhan Meena (SF0076108), collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan Officer collected EMI payments from four borrowers, amounting to Rs. 25460/- and again failed to record these transactions in FIMO. Note: As per the Investigation Report, the CLV date is 9th April 2025 to 10th April 2025. However, in the DAPS application, I have mentioned 10th April 2025 to 11th April 2025 due to a technical issue in the system.