Dear Team,

As per the findings of the IA team, the Internal Audit (IA) Team conducted the verification in May 2025, and it was observed that a fraud amounting to Rs. 73,670/- has taken place. Specifically, the Loan Officer Manoj Kumar-SF0093410 collected amounts from borrowers but failed to perform the following actions:

The collected amount was not posted in FIMO.

The collected amount was not deposited in the branch.

Additionally, it was observed that the Loan officer collected EMI payments from 29 borrowers, amounting to Rs. 73,670/-, of which an amount of Rs.26,980/- has been recovered and posted in FIMO and the rest amount of Rs.46,690/- again failed to record these transactions in FIMO.