During the recent ZIC meeting, Cluster Manager Mr. Biren Patnaik stated that through telephonic communication with borrower Ms. Santilata Sethi he came to knew that the EMI amount had been collected from her by the alleged employee. On further inquiry the alleged employee admitted that he has received EMI payments from borrowers via digital payment methods. He further acknowledged that he retained Ms. Santilata Sethi’s EMI amount for five days before posting it under the name of another borrower, Ms. Sarita Jena. The alleged employee accepted responsibility for these actions and admitted his mistakes. Based on facts and evidences the committee decided for Termination.