Dear Team, Until 21 Nov 2024, my weekly Equated Installment (EWI) was set at ₹ 670. On 21 Nov 2024, a “Vishwas Loan” of ₹ 30,000 was disbursed without my knowledge or consent. Post-disbursement, my EWI should have been adjusted to ₹ 480, but collections continued at ₹ 670. Branch officer LO Deepanshu Sharma (SF0087617) collected ₹ 670 per week but only credited ₹ 480, withholding ₹ 190 weekly. Unauthorised Loan Disbursement: I never applied for or consented to the ₹ 30,000 loan on 21 Nov 2024. Incorrect EWI Adjustment: Following that disbursement, my EWI was erroneously reduced to ₹ 480. Deliberate Withholding: The officer continued to collect the higher installment (₹ 670) but credited only ₹ 480, misappropriating ₹ 190 per week. Total Misappropriation: ₹ 6,093 has been wrongfully retained by the branch over 35 weeks.