"Dear Team,

Based on the information from the Internal Audit team for June 2025, the following findings have been observed regarding Kuldeep Kumar (SF0068230).
Immediate Recovery Efforts: Initiate the recovery process to retrieve the outstanding amount of ₹22,370 from the responsible staff.
The verification confirms that while Kuldeep Kumar did collect the EMI from the borrower, none of the funds were subsequently posted in FIMO, resulting in a total unaccounted amount of ₹22,370. Immediate action for recovery and process reinforcement is recommended to safeguard our financial integrity.  Note: - Due to a technical issue in the DAPS application, the case has been erroneously booked under the Sarwar (RJ3844) branch. Upon review, it has been confirmed that the case actually pertains to the Kekri (3217) branch.