As per the findings of the CSS Team and the verification conducted by the Audit Team in June 2025, it was observed that a fraud amounting to Rs. 2,62,841/- had taken place. Specifically, the Branch Manager, Kamlesh Kumar Rauniyar (SF0072519), collected amounts from borrowers but failed to perform the following actions:
The collected amount was not posted in FIMO.
The collected amount was not deposited in the branch.
Additionally, it was observed that the Loan Officer collected EMI payments from 8 borrowers, amounting to Rs. 2,62,841/-, out of which Rs. 88,021/- was recovered and posted in FIMO. The remaining amount of Rs. 1,74,820/- was again not recorded in FIMO.
During the Notice of Inquiry (Video Call), all branch staff and the Ex-Branch Manager, Kamlesh Kumar Rauniyar (SF0072519), were added to the call. Everyone stated that they had handed over the money only to the Branch Manager. The allegations against Branch Manager Kamlesh Kumar Rauniyar (SF0072519) were read out and explained to him, and he was asked to present any evidence in his defense. However, he was unable to present any evidence before the Zonal Committee members to prove his innocence. The fraud amount of Rs. 1,74,820/- has not yet been recovered.