It has been found that “You have collected multiple EMI's amount of total Rs.12,040/- on 09th May-2025 from the Borrower's- Jhunu Amata for Loan No- 356192532, Padmini Nayak for Loan No-356359985, Pramila Naik for Loan No- 356188209, which were not posted in FIMO nor submitted at the branch.