it was observed that a fraud amounting to Rs. 79,700/- has taken place. Specifically, the Loan Officer, Kamlesh Damor (SF0071792), collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Office collected EMI payments from ten borrowers, amounting to Rs. 76,710/-, and again failed to record these transactions in FIMO."""" amount of Rs. 2,990/- has been recovered and posted in FIMO and the rest amount of Rs. 76,710/- again failed to record these transactions in FIMO.