The employee stated that, upon joining the branch, he was unfamiliar with the relevant processes and policies. He also alleged that the Branch Manager had deleted certain entries from FIMO, which he claimed to have reported to the Cluster Manager. With respect to the recovery amount of Rs. 15,680/-, the employee claimed that the borrowers remitted payments via UPI or cash, and that he had duly posted these entries in FIMO. However, during audit verification, the borrowers confirmed that full instalments were paid. Upon further inquiry, the employee admitted that some collection amounts had been erroneously posted under the names of other borrowers. the committee found no evidence to substantiate the employee’s claims or to support his innocence regarding the allegations. As a result, the committee has decided to terminate the employee from service with immediate effect