With due respect and humble submission I beg to state that this is Kalu Charan Pradhan, belonging employee ID-SF0036642 working as Cluster Manager at Nimapada Cluster. I have explained that during my BM service period at Charichaka branch most of time EOD pending and 15-20 days EOD move within a day that time lots of unpaid borrowers EMI pending and EOD runs. The cash misappropriation is a common part because i am not doing any kind of fraud as you called. If cash received then definitely posting in FIMO now the point is that cash recovery from somebody and posting others due to EOD pending and we don't have particular time founded the mistake and when we founded the mistake then EOD as on date and we don't have proper client details for defence myself.