Borrower Damayanti Behera (SF6314219) had given her documents to ringleader Ranjita Parida to process a loan for her in another finance, and as per the borrower, she has received the loan.
The same KYC used by the ringleader, and applied for another loan, along with creating a fake bank account in the name of borrower Damayanti at Bank of Maharashtra.
As discussed with Ringleader Ranjita Parida, a Fake bank account was opened by another ringleader Sujata Mallik at the Bank of Maharashtra.
Loan documents uploaded by LO Bhabani Prasad Mahapatra/SF0047012 for the process of loan.
Loan disbursed by BM-Susanta Muduli/SF0077923.
We received information that both ringleaders agreed at the loan police station to repay the loan amount within one month.
Further, during the discussion with ringleader Ranjita, a Fake Adhaar card and, fake photo were used for loan disbursement.
When we asked Ranjita, who visited the branch at the time of disbursement, it’s known that ringleader Sujata had visited in the name borrower to avail a loan and made a fake signature in the loan documents.
In addition to this branch, another 3 loans were disbursed at the Bank of Maharashtra.
We tried to visit with these borrowers, but not available with the KYC address. Also branch team has no idea about these customers.
Original loan documents not available at the branch for these 4 customers, the branch team had provided the loan documents through FIMO.
As per FIMO CGT conducted by staff Bhabani Prasad Mahapatra, on Dt.04-07-2024 And GRT/HS conducted by BM Sushanta Muduli on Dt.07-07-2024.
Hence we are failure in both CGT & GRT and House survey.