As per the alleged employee's statement, in Metli Villege there are 5 center and a total demand of 59. Those customers used to give EWI regularly at center only. But later on  one day we faced a problem to get EWI and no one has provided their EWI. Then push those customers for EWI and ask them to pay the EWI that day only. At that time few people came to us from the Jay Laxmi Agro Firm, and they pressured us unnecessarily. They also informed us those loan amount has been taken by Joy Chick Baraik and no other member will be able to pay those EWI. Only he (Joy Chick Baraik) will pay those money, but we can't do pressure these members. similarly, we can't pending those EWI as due and we can't downgrade their CIBIL.
If their CIBIL gets downgraded, they will stop the collection for the whole Malbazar location, also they ask for 1 month's time to get those issues resolved. Similarly, they assured us that they will pay EWI from next month. For that reason, he did not inform of the situation to his reporting manager. Other hand, to maintained those standards bucket he collects pre-closer amount from the said member and puts the money into the respective member from Metli Villege. Later on he get to know that such instance happened with other organization also by Joy chick baraik. All the member visit local police station and file FIR against Joy Chick Baraick. Then he put those customer as OD in FIMO.

He pray for an appology that he used precloser amount for continue stander bucket for those said customers. Later on he deposits those precloser amount from his own pocket. He promised such mistakes will not happened in future.