During the Inquiry proceedings, it has been observed from the alleged employee's statement, he did not collect those 2 EMIs from Kalpana Behera 351372163, but mistakenly signed on the loan card with dates 7-Oct-2024 & 7-Nov-2024. Since all the passbooks were kept in the center only, and he was unable to recognize the passbook of Kalpana Behera, 351372163, among the bunches. In his defense, he produced a video conversation where the member mentioned that she did not provide those 2 EMI's to the alleged employee. Though the loan got settled through insurance on 13-Mar-2025 due to her spouse's death. Therefore, based on the negligence of the work committee member decided to close this case with a warning letter