Dear Team, As per the findings of the Business Team, verification conducted by the Audit team in Jul 2025, it was observed that a fraud amounting to Rs.29,213/- has taken place. Specifically, the Loan Officer, Hadman Ram/SF0067437 collected amounts from borrowers but failed to perform the following actions: The collected amount was not posted in FIMO. The collected amount was not deposited in the branch. Additionally, it was observed that the Loan Officer collected Pre-Closure payments from one borrower, amounting to Rs. 29,213/-, and again failed to record these transactions in FIMO." Note: As per HRMS records, Hadman Ram resigned and exited on 22nd February 2024. However, based on the two previous complaints, the DAC team closed the cases on 7th June 2024 and 15th July 2024, but the termination date was not confirmed. Therefore, I have entered the last punching date as per HRMS, i.e., 22nd February 2024.