he pre-closure amount of ₹17,590/- for the borrower Sunita (Loan ID 354399000) was given to BM Shashi Kala Vishwakarma/SF0077988 on December 9, 2024. However, BM Shashi Kala Vishwakarma/SF0077988 did not post the same amount in FIMO and kept it for herself. When she was caught, BM Shashi Kala Vishwakarma/SF0077988 later deposited the amount of ₹17,590/- on April 2, 2025, to complete the pre-closure process. After examining all the facts, it was concluded that this constitutes a level 1 category fraud. In such a case, BM should be terminated.