Dear Sir/Madam,

With due respect, I am writing in response to the Show Cause Notice dated 17/07/2025 regarding the alleged collection misappropriation related to Loan Account No. 358642934 (Borrower: Mangalbai Dnyanoba Kande).

I would like to state that I have always performed my duties with honesty and sincerity. However, regarding the mentioned EMI collections on 04 th March and 06 th May 2025, I sincerely apologize if there has been any unintentional lapse in process or documentation from my end,I will Clear it as soon as possible.

I acknowledge the seriousness of the allegation and assure you that I will fully cooperate with the inquiry. I am currently checking all my records and transaction details and will submit any supporting documents or clarification required.

I respectfully request the opportunity to explain my position further and rectify any errors, if occurred. Please consider my past service record and allow me a chance to present my side before any final disciplinary action is taken.

Thank you for bringing this matter to my attention. I remain committed to maintaining the trust and integrity expected by the Company.